The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON STOCK 00206R102 139,683 6,748 SH SOLE 3,748 0 3,000
AT&T INC COMMON STOCK 00206R102 244,261 11,800 SH OTR 11,800 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 359,602 3,963 SH SOLE 3,963 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 135,021 1,488 SH OTR 1,488 0 0
ABBVIE INC COMMON STOCK 00287Y109 1,171,888 4,657 SH SOLE 4,395 0 262
ABBVIE INC COMMON STOCK 00287Y109 450,184 1,789 SH OTR 1,689 0 100
ADVANCED MICRO DEVICES INC COMMON STOCK 007903107 284,646 490 SH SOLE 365 0 125
ALPHABET INC COMMON STOCK 02079K305 767,631 2,148 SH SOLE 1,741 0 407
ALPHABET INC COMMON STOCK 02079K305 71,474 200 SH OTR 200 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 228,228 3,172 SH SOLE 2,472 0 700
ALTRIA GROUP INC COMMON STOCK 02209S103 103,249 1,435 SH OTR 1,435 0 0
AMAZON COM INC SR GLBL NT COMMON STOCK 023135106 1,119,241 4,696 SH SOLE 4,131 0 565
AMAZON COM INC SR GLBL NT COMMON STOCK 023135106 123,222 517 SH OTR 487 0 30
AMERICAN ELECTRIC POWER INC COMMON STOCK 025537101 304,130 2,223 SH SOLE 2,223 0 0
AMERICAN ELECTRIC POWER INC COMMON STOCK 025537101 287,164 2,099 SH OTR 2,036 0 63
ELEVANCE HEALTH COMMON STOCK 036752103 414,188 1,071 SH SOLE 1,071 0 0
APPLE INC COMMON STOCK 037833100 3,722,328 12,864 SH SOLE 12,124 0 740
APPLE INC COMMON STOCK 037833100 1,435,804 4,962 SH OTR 3,326 0 1,636
BP PLC FOREIGN STOCK 055622104 54,982 1,488 SH SOLE 1,488 0 0
BP PLC FOREIGN STOCK 055622104 478,503 12,950 SH OTR 12,950 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 505,895 1,011 SH SOLE 959 0 52
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 88,569 177 SH OTR 177 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 60,213 1,045 SH SOLE 1,045 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 152,693 2,650 SH OTR 2,350 0 300
CSX CORP COMMON STOCK 126408103 288,602 6,072 SH SOLE 6,072 0 0
CHEVRON CORP COMMON STOCK 166764100 216,980 1,309 SH SOLE 577 0 732
CHEVRON CORP COMMON STOCK 166764100 49,728 300 SH OTR 300 0 0
CHIPOTLE MEXICAN GRILL INC COMMON STOCK 169656105 255,000 7,500 SH SOLE 7,500 0 0
CISCO SYS INC COMMON STOCK 17275R102 86,216 734 SH SOLE 734 0 0
CISCO SYS INC COMMON STOCK 17275R102 167,381 1,425 SH OTR 1,275 0 150
COCA COLA CO COMMON STOCK 191216100 1,053,666 12,965 SH SOLE 12,610 0 355
COCA COLA CO COMMON STOCK 191216100 148,074 1,822 SH OTR 1,822 0 0
COSTCO WHOLESALE CORP COMMON STOCK 22160K105 271,286 290 SH SOLE 100 0 190
DTE ENERGY CO COMMON STOCK 233331107 914,220 6,000 SH SOLE 6,000 0 0
DT MIDSTREAM INC COMMON STOCK 23345M107 320,627 2,185 SH SOLE 2,185 0 0
DEERE & COMPANY COMMON STOCK 244199105 230,897 364 SH SOLE 364 0 0
DOLLAR TREE INC COMMON STOCK 256746108 209,244 1,730 SH OTR 1,730 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204 369,868 2,922 SH SOLE 2,727 0 195
DUKE ENERGY CORP COMMON STOCK 26441C204 376,197 2,972 SH OTR 2,653 0 319
EMERSON ELEC CO COMMON STOCK 291011104 238,345 1,665 SH SOLE 1,665 0 0
EMERSON ELEC CO COMMON STOCK 291011104 56,544 395 SH OTR 395 0 0
ENBRIDGE INC FOREIGN STOCK 29250N105 365,267 6,738 SH SOLE 5,538 0 1,200
ENBRIDGE INC FOREIGN STOCK 29250N105 169,515 3,127 SH OTR 2,828 0 299
ENTERGY CORP COMMON STOCK 29364G103 971,716 8,460 SH SOLE 8,360 0 100
EXELON CORP COMMON STOCK 30161N101 420,606 9,022 SH SOLE 8,172 0 850
EXELON CORP COMMON STOCK 30161N101 31,469 675 SH OTR 675 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 646,276 4,727 SH SOLE 4,061 0 666
EXXON MOBIL CORP COMMON STOCK 30231G102 218,752 1,600 SH OTR 1,600 0 0
META PLATFORMS INC COMMON STOCK 30303M102 442,186 785 SH SOLE 552 0 233
META PLATFORMS INC COMMON STOCK 30303M102 132,936 236 SH OTR 36 0 200
FINWARD BANCORP COMMON STOCK 31812F109 1,271,719 34,576 SH SOLE 305 0 34,271
FINWARD BANCORP COMMON STOCK 31812F109 3,559,715 96,784 SH OTR 0 0 96,784
FIRST TRUST MORNINGSTAR DIV MUTUAL FUND/STO 336917109 761,820 15,656 SH SOLE 13,505 0 2,151
FIRST TRUST VALUE LINE DIVIDEND MUTUAL FUND/STO 33734H106 1,937,897 40,222 SH SOLE 34,950 0 5,272
FIRST TRUST VALUE LINE DIVIDEND MUTUAL FUND/STO 33734H106 208,667 4,331 SH OTR 4,331 0 0
FLEXSHARES TR MUTUAL FUND/COR 33939L761 7,430,949 153,089 SH SOLE 151,369 0 1,720
FLEXSHARES TR MUTUAL FUND/COR 33939L761 1,063,318 21,906 SH OTR 12,786 0 9,120
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 203,286 201 SH SOLE 201 0 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 42,478 42 SH OTR 42 0 0
HOME DEPOT INC SR GLBL NT COMMON STOCK 437076102 54,313 154 SH SOLE 85 0 69
HOME DEPOT INC SR GLBL NT COMMON STOCK 437076102 564,288 1,600 SH OTR 1,600 0 0
INTEL CORP COMMON STOCK 458140100 979,505 7,015 SH SOLE 7,015 0 0
INTEL CORP COMMON STOCK 458140100 117,149 839 SH OTR 180 0 659
INTERNATIONAL BUSINESS MACHS SR COMMON STOCK 459200101 140,605 500 SH SOLE 0 0 500
INTERNATIONAL BUSINESS MACHS SR COMMON STOCK 459200101 112,484 400 SH OTR 400 0 0
INVESCO QQQ TRUST MUTUAL FUND/STO 46090E103 5,716,674 7,763 SH SOLE 7,270 0 493
INVESCO QQQ TRUST MUTUAL FUND/STO 46090E103 40,502 55 SH OTR 55 0 0
INVESCO S&P 500 GARP ETF MUTUAL FUND/STO 46137V431 1,961,409 16,039 SH SOLE 16,039 0 0
INVESCO S&P 500 GARP ETF MUTUAL FUND/STO 46137V431 458,589 3,750 SH OTR 3,095 0 655
INVESCO NASDAQ NXT GEN 100 MUTUAL FUND/STO 46138G631 235,379 5,180 SH SOLE 5,180 0 0
INVESCO VARIABLE RATE PREFERRED MUTUAL FUND/COR 46138G870 252,703 10,395 SH SOLE 10,395 0 0
INVESCO VARIABLE RATE PREFERRED MUTUAL FUND/COR 46138G870 13,371 550 SH OTR 550 0 0
ISHARES TIPS BOND (MKT) MUTUAL FUND/GOV 464287176 158,017 1,444 SH SOLE 1,444 0 0
ISHARES TIPS BOND (MKT) MUTUAL FUND/GOV 464287176 45,085 412 SH OTR 412 0 0
ISHARES CORE US AGGBD BD ETF MUTUAL FUND/COR 464287226 568,046 5,739 SH SOLE 5,739 0 0
ISHARES CORE US AGGBD BD ETF MUTUAL FUND/COR 464287226 132,436 1,338 SH OTR 1,338 0 0
ISHARES MSCI EAFE (MKT) MUTUAL FUND/STO 464287465 640,006 6,161 SH SOLE 6,136 0 25
ISHARES MSCI EAFE (MKT) MUTUAL FUND/STO 464287465 4,778 46 SH OTR 46 0 0
ISHARES CORE S&P MID-CAP (MKT) MUTUAL FUND/STO 464287507 1,916,264 24,851 SH SOLE 23,621 0 1,230
ISHARES CORE S&P MID-CAP (MKT) MUTUAL FUND/STO 464287507 476,927 6,185 SH OTR 4,785 0 1,400
ISHARES RUSSELL 1000 GROWTH MUTUAL FUND/STO 464287614 232,446 1,872 SH SOLE 1,872 0 0
ISHARES CORE S&P SMALL-CAP (MKT) MUTUAL FUND/STO 464287804 1,439,203 9,704 SH SOLE 9,704 0 0
ISHARES CORE S&P SMALL-CAP (MKT) MUTUAL FUND/STO 464287804 139,115 938 SH OTR 60 0 878
ISHARES EDGE MSCI INTL MOMENTUM MUTUAL FUND/STO 46434V449 714,997 13,407 SH SOLE 13,407 0 0
JPMORGAN CHASE & CO COMMON STOCK 46625H100 2,050,068 6,263 SH SOLE 6,162 0 101
JPMORGAN CHASE & CO COMMON STOCK 46625H100 98,200 300 SH OTR 200 0 100
JOHNSON & JOHNSON COMMON STOCK 478160104 2,316,716 9,122 SH SOLE 8,809 0 313
JOHNSON & JOHNSON COMMON STOCK 478160104 350,733 1,381 SH OTR 1,017 0 364
KEEL INFRASTRUCTURE CORP COMMON STOCK 486917107 31,857 5,550 SH SOLE 5,550 0 0
KEEL INFRASTRUCTURE CORP COMMON STOCK 486917107 45,547 7,935 SH OTR 7,935 0 0
LAM RESEARCH CORP COMMON STOCK 512807306 203,665 470 SH OTR 0 0 470
ELI LILLY & CO COMMON STOCK 532457108 425,798 355 SH SOLE 355 0 0
ELI LILLY & CO COMMON STOCK 532457108 107,949 90 SH OTR 0 0 90
LOCKHEED MARTIN CORP COMMON STOCK 539830109 138,064 271 SH SOLE 271 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 80,495 158 SH OTR 128 0 30
MARRIOTT INTERNATIONAL INC COMMON STOCK 571903202 419,137 1,131 SH SOLE 1,131 0 0
MCDONALDS CORP COM COMMON STOCK 580135101 836,340 3,094 SH SOLE 2,779 0 315
MCDONALDS CORP COM COMMON STOCK 580135101 245,712 909 SH OTR 570 0 339
MICROSOFT CORP COMMON STOCK 594918104 4,654,172 12,477 SH SOLE 12,316 0 161
MICROSOFT CORP COMMON STOCK 594918104 1,625,249 4,357 SH OTR 4,244 0 113
NISOURCE INC COMMON STOCK 65473P105 996,220 20,951 SH SOLE 19,441 0 1,510
NISOURCE INC COMMON STOCK 65473P105 341,505 7,182 SH OTR 6,510 0 672
NORTHROP GRUMMAN CORP COMMON STOCK 666807102 234,283 460 SH SOLE 460 0 0
NORTHROP GRUMMAN CORP COMMON STOCK 666807102 45,838 90 SH OTR 90 0 0
NVIDIA CORPORATION COMMON STOCK 67066G104 473,615 2,367 SH SOLE 1,725 0 642
NVIDIA CORPORATION COMMON STOCK 67066G104 38,217 191 SH OTR 189 0 2
PAYCHEX INC COMMON STOCK 704326107 193,612 1,969 SH SOLE 992 0 977
PAYCHEX INC COMMON STOCK 704326107 135,205 1,375 SH OTR 1,375 0 0
PEPSICO INC COMMON STOCK 713448108 227,878 1,683 SH SOLE 1,683 0 0
PEPSICO INC COMMON STOCK 713448108 201,204 1,486 SH OTR 1,200 0 286
PFIZER INC COMMON STOCK 717081103 250,383 10,398 SH SOLE 9,274 0 1,124
PFIZER INC COMMON STOCK 717081103 24,417 1,014 SH OTR 200 0 814
PHILIP MORRIS INTL INC COMMON STOCK 718172109 285,838 1,580 SH SOLE 1,580 0 0
PHILIP MORRIS INTL INC COMMON STOCK 718172109 156,668 866 SH OTR 866 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 897,435 6,120 SH SOLE 5,651 0 469
PROCTER & GAMBLE CO COMMON STOCK 742718109 199,870 1,363 SH OTR 1,247 0 116
PROSHARES S&P 500 DIVIDEND MUTUAL FUND/STO 74348A467 1,148,022 20,442 SH SOLE 18,962 0 1,480
PROSHARES S&P 500 DIVIDEND MUTUAL FUND/STO 74348A467 248,788 4,430 SH OTR 4,260 0 170
QUAKER CHEM CORP COMMON STOCK 747316107 328,067 2,065 SH OTR 2,065 0 0
QUALCOMM INC COMMON STOCK 747525103 144,137 780 SH SOLE 780 0 0
QUALCOMM INC COMMON STOCK 747525103 221,748 1,200 SH OTR 1,200 0 0
STATE STREET SPDR S&P 500 ETF MUTUAL FUND/STO 78462F103 327,086 438 SH SOLE 371 0 67
STATE STREET SPDR S&P 500 ETF MUTUAL FUND/STO 78462F103 261,369 350 SH OTR 30 0 320
SPDR GOLD SHARES (MKT) MUTUAL FUND/STO 78463V107 738,235 2,004 SH SOLE 1,914 0 90
SPDR GOLD SHARES (MKT) MUTUAL FUND/STO 78463V107 79,571 216 SH OTR 216 0 0
STATE STREET SPDR BLOOMBERG MUTUAL FUND/COR 78464A359 5,222,370 48,436 SH SOLE 43,508 0 4,928
STATE STREET SPDR BLOOMBERG MUTUAL FUND/COR 78464A359 2,345,193 21,751 SH OTR 19,399 0 2,352
STATE STREET FINANCIAL SELECT MUTUAL FUND/STO 81369Y605 401,646 7,492 SH SOLE 6,567 0 925
STATE STREET FINANCIAL SELECT MUTUAL FUND/STO 81369Y605 137,188 2,559 SH OTR 2,259 0 300
STATE STREET INDUSTRIAL SELECT MUTUAL FUND/STO 81369Y704 838,724 4,528 SH SOLE 3,887 0 641
STATE STREET TECHNOLOGY SELECT MUTUAL FUND/STO 81369Y803 2,233,467 11,723 SH SOLE 11,015 0 708
STATE STREET TECHNOLOGY SELECT MUTUAL FUND/STO 81369Y803 33,532 176 SH OTR 176 0 0
UTILITIES SELECT SECTOR SPDRR MUTUAL FUND/STO 81369Y886 1,016,114 22,411 SH SOLE 22,411 0 0
SOUTHERN COMPANY COMMON STOCK 842587107 583,831 6,100 SH SOLE 5,600 0 500
SOUTHERN COMPANY COMMON STOCK 842587107 46,515 486 SH OTR 0 0 486
TRAVELERS COMPANIES INC COMMON STOCK 89417E109 660,240 2,000 SH SOLE 2,000 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106 383,777 3,570 SH SOLE 3,570 0 0
VANGUARD DIVIDEND APPREC IDX ETF MUTUAL FUND/STO 921908844 2,954,441 12,486 SH SOLE 12,486 0 0
VANGUARD DIVIDEND APPREC IDX ETF MUTUAL FUND/STO 921908844 456,676 1,930 SH OTR 1,355 0 575
VANGUARD MEGA CAP GROWTH ETF MUTUAL FUND/STO 921910816 2,568,383 29,216 SH SOLE 27,936 0 1,280
VANGUARD MEGA CAP GROWTH ETF MUTUAL FUND/STO 921910816 231,204 2,630 SH OTR 2,630 0 0
VANGUARD MEGA CAP VALUE ETF MUTUAL FUND/STO 921910840 2,174,050 13,301 SH SOLE 11,044 0 2,257
VANGUARD MEGA CAP VALUE ETF MUTUAL FUND/STO 921910840 41,516 254 SH OTR 254 0 0
VANGUARD TOTAL BOND MARKET ETF MUTUAL FUND/COR 921937835 303,036 4,128 SH SOLE 4,128 0 0
VANGUARD HIGH DIVIDEND YIELD MUTUAL FUND/STO 921946406 1,407,733 8,908 SH SOLE 8,908 0 0
VANGUARD HIGH DIVIDEND YIELD MUTUAL FUND/STO 921946406 165,932 1,050 SH OTR 985 0 65
VANGUARD INTL DIV APPREC ETF MUTUAL FUND/STO 921946810 1,737,524 18,607 SH SOLE 18,607 0 0
VANGUARD INTL DIV APPREC ETF MUTUAL FUND/STO 921946810 23,998 257 SH OTR 161 0 96
VANGUARD EMERGING MARKETS STOCK MUTUAL FUND/STO 922042858 352,769 5,910 SH SOLE 5,332 0 578
VANGUARD HEALTH CARE ETF (MKT) MUTUAL FUND/STO 92204A504 498,750 1,668 SH SOLE 1,450 0 218
VANGUARD HEALTH CARE ETF (MKT) MUTUAL FUND/STO 92204A504 91,498 306 SH OTR 156 0 150
VANGUARD INFORMATION TECHNOLOGY MUTUAL FUND/STO 92204A702 1,966,344 16,452 SH SOLE 15,876 0 576
VANGUARD INFORMATION TECHNOLOGY MUTUAL FUND/STO 92204A702 758,235 6,344 SH OTR 5,864 0 480
VANGUARD S&P 500 ETF MUTUAL FUND/STO 922908363 7,216,997 10,508 SH SOLE 10,496 0 12
VANGUARD S&P 500 ETF MUTUAL FUND/STO 922908363 1,419,635 2,067 SH OTR 1,342 0 725
VANGUARD MID-CAP VALUE ETF (MKT) MUTUAL FUND/STO 922908512 387,692 1,962 SH SOLE 1,947 0 15
VANGUARD MID-CAP GROWTH ETF MUTUAL FUND/STO 922908538 1,082,776 3,535 SH SOLE 3,535 0 0
VANGUARD REAL ESTATE ETF MUTUAL FUND/STO 922908553 241,750 2,507 SH SOLE 2,489 0 18
VANGUARD REAL ESTATE ETF MUTUAL FUND/STO 922908553 2,411 25 SH OTR 25 0 0
VANGUARD SMALL CAP GROWTH ETF MUTUAL FUND/STO 922908595 605,235 1,655 SH SOLE 1,655 0 0
VANGUARD SMALL CAP VALUE ETF MUTUAL FUND/STO 922908611 341,645 1,406 SH SOLE 1,406 0 0
VANGUARD GROWTH ETF (MKT) MUTUAL FUND/STO 922908736 5,844,088 67,844 SH SOLE 65,828 0 2,016
VANGUARD GROWTH ETF (MKT) MUTUAL FUND/STO 922908736 252,734 2,934 SH OTR 1,134 0 1,800
VANGUARD VALUE ETF (MKT) MUTUAL FUND/STO 922908744 1,413,492 6,486 SH SOLE 6,486 0 0
VANGUARD VALUE ETF (MKT) MUTUAL FUND/STO 922908744 175,435 805 SH OTR 330 0 475
VANGUARD SMALL CAP ETF (MKT) MUTUAL FUND/STO 922908751 329,189 1,086 SH SOLE 912 0 174
VANGUARD SMALL CAP ETF (MKT) MUTUAL FUND/STO 922908751 334,947 1,105 SH OTR 855 0 250
VANGUARD TOTAL STOCK MARKET ETF MUTUAL FUND/STO 922908769 311,203 841 SH SOLE 841 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 454,947 10,745 SH SOLE 7,447 0 3,298
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 86,077 2,033 SH OTR 1,378 0 655
VISA INC COMMON STOCK 92826C839 664,911 1,938 SH SOLE 1,649 0 289
VISA INC COMMON STOCK 92826C839 201,394 587 SH OTR 389 0 198
WEC ENERGY GROUP INC COMMON STOCK 92939U106 14,363 123 SH SOLE 123 0 0
WEC ENERGY GROUP INC COMMON STOCK 92939U106 200,844 1,720 SH OTR 1,720 0 0
WALMART INC COMMON STOCK 931142103 306,481 2,706 SH SOLE 2,439 0 267
WALMART INC COMMON STOCK 931142103 153,241 1,353 SH OTR 0 0 1,353
WELLTOWER INC COMMON STOCK 95040Q104 847,959 3,736 SH SOLE 3,435 0 301
WELLTOWER INC COMMON STOCK 95040Q104 272,364 1,200 SH OTR 929 0 271
WHEATON PRECIOUS METALS CORP FOREIGN STOCK 962879102 1,280,448 11,400 SH SOLE 11,400 0 0
ASTRAZENECA PLC FOREIGN STOCK G0593M107 31,856 168 SH SOLE 0 0 168
ASTRAZENECA PLC FOREIGN STOCK G0593M107 261,676 1,380 SH OTR 1,380 0 0
LINDE PLC FOREIGN STOCK G54950103 89,257 172 SH SOLE 172 0 0
LINDE PLC FOREIGN STOCK G54950103 179,034 345 SH OTR 345 0 0
MEDTRONIC PLC FOREIGN STOCK G5960L103 438,088 5,600 SH SOLE 5,600 0 0