Filed Pursuant to Rule 424(b)(3)

Registration No. 333-273828

CANTOR FITZGERALD INCOME TRUST, INC.

SUPPLEMENT NO. 3 DATED JULY 16, 2026

TO THE PROSPECTUS DATED APRIL 28, 2026

This Supplement No. 3 supplements, and should be read in conjunction with our prospectus dated April 28, 2026, Supplement No. 1 dated May 15, 2026, and Supplement No. 2 dated June 16, 2026. Defined terms used in this Supplement No. 3 shall have the meaning given to them in the prospectus unless the context otherwise requires. The purposes of this Supplement are as follows:

August 1, 2026 Transaction Price

The transaction price for each share class of our common stock for subscriptions accepted as of August 1, 2026 (and repurchases as of July 31, 2026) is as follows:

A detailed calculation of the NAV per share is set forth below. The purchase price of our common stock for each share class equals the transaction price of such class, plus applicable upfront selling commissions and dealer manager fees. Subject to certain specific limitations and holding period requirements defined in our share repurchase program, the repurchase price for each share class will be based upon the transaction price of such class.

June 30, 2026 NAV per Share

We calculate NAV per share in accordance with the valuation guidelines that have been approved by our board of directors. Our NAV per share, which is updated as of the last calendar day of each month, is posted on our website at www.cfincometrust.com and is made available on our toll-free, automated telephone line at 855-9-CANTOR. Please refer to “Net Asset Value Calculation and Valuation Guidelines” in the prospectus for how our NAV is determined. We have engaged Robert A. Stanger & Co., Inc. to serve as our independent valuation firm (“Independent Valuation Firm”). Our advisor is ultimately responsible for determining our NAV.

The following table provides a breakdown of the major components of our NAV pursuant to our valuation guidelines:

(1) The distribution fee that is payable as of June 30, 2026 related to Class TX, Class T, Class S and Class D shares of common stock and Class T OP Units is shown in the table below.

(2) Includes (i) Class AX, Class TX, Class IX, Class T, Class D, Class I, and Class S shares of common stock; (ii) Class T and Class I OP Units issued in connection with the exercise of fair market value options for various DST properties.

Due to rounding, numbers presented throughout this document may not add precisely to the totals provided and percentages may not precisely reflect the absolute figures.

The following table provides a breakdown of our total NAV and NAV per share/OP unit by class as of June 30, 2026.

The following table reconciles stockholders’ equity per our unaudited consolidated balance sheet to our NAV:

Note: (1) Accrued distribution fee only relates to Class TX, Class T, Class S and Class D shares of common stock and Class T OP Units.

The valuations of our real properties as of June 30, 2026 were provided by the Independent Valuation Advisor or third-party appraisal firms in accordance with our valuation procedures. Certain key assumptions that were used by the Independent Valuation Advisor or third-party appraisal firms in the discounted cash flow analysis are set forth in the following table based on weighted-averages by property type at ownership interest.

A change in the exit capitalization and discount rates used would impact the calculation of the value of our real property. For example, assuming all other factors remain constant, the changes listed below would result in the following effects on the value of our real properties.

Portfolio Update

Prior month portfolio composition was presented on a forward-looking basis assuming the anticipated consolidation of an asset. As the asset was not consolidated during the current reporting period, the portfolio composition presented herein reflects the portfolio as of the reporting date.

As of June 30, 2026, and December 31, 2025, lease expirations related to our portfolio of real estate assets (excluding Multifamily and Data Center investments), based on each asset’s fair value adjusted for ownership percentage were as follows:

As of June 30, 2026, and December 31, 2025, the industry concentration of our portfolio of real estate assets, based on each asset’s fair value adjusted for ownership percentage was as follows:

As of June 30, 2026, and December 31, 2025, the geographic concentration of our portfolio of real estate assets, based on each asset’s fair value adjusted for ownership percentage was as follows:

As of June 30, 2026, and December 31, 2025, the investment type concentration of our portfolio of real estate assets, based on each asset’s fair value adjusted for ownership percentage was as follows:

•Common Equity – 100.0%

As of June 30, 2026, and December 31, 2025, the maturity concentration of debt secured by our portfolio of real estate assets (including our credit facility, which makes up the majority of debt maturing in 2028, and has two one-year extension options), based on principal balances adjusted for ownership percentage, was as follows:

As of June 30, 2026, and December 31, 2025, the weighted average lease term remaining of our portfolio of real estate assets (excluding Multifamily and Data Center investments), based on each asset’s fair value adjusted for ownership percentage was 7.6 years and 7.2 years, respectively.

As of June 30, 2026, and December 31, 2025, the weighted average occupancy of our portfolio of real estate assets (excluding Data Centers), based on each asset’s fair value adjusted for ownership percentage was 95.7% and 95.0%, respectively. For our distribution/logistics, retail, life sciences, and office investments, occupancy includes all leased square footage as of the date indicated. For our multifamily investments, occupancy is defined as the percentage of units occupied on the date indicated.

As of June 30, 2026, and December 31, 2025, the total value of real estate assets (investment in real estate and investments in real estate-related assets) was $1.2 billion and $771 million as adjusted for ownership percentage, and $1.1 billion and $561 million as adjusted for ownership percentage, respectively.

As of June 30, 2026, we held $5.6 million of cash and cash equivalents excluding restricted cash and a lender required cash reserve and have $41.8 million available capacity to draw on our credit facility.

Status of Our Current Public Offering

We are currently offering on a continuous basis up to $1.25 billion in shares of common stock, consisting of up to $1.0 billion in shares in our primary offering and up to $250 million in shares pursuant to our distribution reinvestment plan. As of July 1, 2026, we have issued (i) 9,247,259 shares of our common stock in the primary offering for total proceeds, net of redemptions, of $262.8 million and (ii) 1,549,544 shares of our common stock pursuant to our distribution reinvestment plan for a total value of $36.1 million. As of June 30, 2026, our aggregate NAV was $435.7 million. On June 30, 2026, we repurchased 124,869 shares of common stock pursuant to our share repurchase program for aggregate consideration of $2.5 million, honoring 38.4% of redemption requests for the month of June 2026. We intend to continue selling shares on a monthly basis.

As of July 1, 2026, we have 50 million shares of preferred stock, $0.01 par value, authorized. On April 8, 2026, we closed on an underwritten public offering of 800,000 shares of Series A Preferred Stock. Combining this transaction with the OP Unit transactions in February and June 2026, the Company has issued a total of $177.9 million of capital in 2026 resulting in a Net Asset Value of $435.7 million which is a new peak.