The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 224,786 629 SH SOLE 0 0 629
ALPHABET INC CAP STK CL C 02079K107 423,996 1,200 SH SOLE 0 0 1,200
AMAZON COM INC COM 023135106 548,420 2,301 SH SOLE 0 0 2,301
AMERICAN CENTY ETF TR US SML CP VALU 025072877 296,555 2,377 SH SOLE 0 0 2,377
APPLE INC COM 037833100 3,042,909 10,516 SH SOLE 0 0 10,516
ARISTA NETWORKS INC COM SHS 040413205 1,698,460 9,998 SH SOLE 0 0 9,998
BARCLAYS BANK PLC DJUBS CMDT ETN36 06738C778 1,422,018 32,533 SH SOLE 0 0 32,533
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,497,700 2 SH SOLE 0 0 2
COMMUNITY WEST BANCSHARES NE COM 203937107 278,323 10,362 SH SOLE 0 0 10,362
CORNING INC COM 219350105 1,091,452 4,273 SH SOLE 0 0 4,273
COSTCO WHOLESALE CORPORATION COM 22160K105 1,750,264 1,871 SH SOLE 0 0 1,871
EXXON MOBIL CORP COM 30231G102 302,835 2,215 SH SOLE 0 0 2,215
FIRST TR EXCHNG TRADED FD VI FT VEST NASD ETF 33740U752 289,734 7,378 SH SOLE 0 0 7,378
GILEAD SCIENCES INC COM 375558103 627,783 4,969 SH SOLE 0 0 4,969
GRAYSCALE BITCOIN TRUST ETF SHS REP COM UT 389637109 288,142 6,330 SH SOLE 0 0 6,330
INTERNATIONAL BUSINESS MACHS COM 459200101 267,150 950 SH SOLE 0 0 950
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784 2,057,833 95,050 SH SOLE 0 0 95,050
INVESCO INDIA EXCHANGE-TRADE INDIA ETF 46137R109 243,148 12,115 SH SOLE 0 0 12,115
INVESCO QQQ TR UNIT SER 1 46090E103 4,837,412 6,569 SH SOLE 0 0 6,569
ISHARES GOLD TR ISHARES NEW 464285204 807,126 10,689 SH SOLE 0 0 10,689
ISHARES INC ESG AWR MSCI EM 46434G863 374,408 6,846 SH SOLE 0 0 6,846
ISHARES INC MSCI BRAZIL ETF 464286400 480,413 13,925 SH SOLE 0 0 13,925
ISHARES INC MSCI EM ASIA ETF 464286426 350,880 3,000 SH SOLE 0 0 3,000
ISHARES INC MSCI HONG KG ETF 464286871 1,309,110 62,577 SH SOLE 0 0 62,577
ISHARES INC MSCI PAC JP ETF 464286665 2,471,743 46,409 SH SOLE 0 0 46,409
ISHARES TR 0-5 YR TIPS ETF 46429B747 2,214,012 21,672 SH SOLE 0 0 21,672
ISHARES TR AGENCY BOND ETF 464288166 1,023,921 9,370 SH SOLE 0 0 9,370
ISHARES TR CORE INTL AGGR 46435G672 480,649 9,499 SH SOLE 0 0 9,499
ISHARES TR CORE MSCI EURO 46434V738 1,533,092 20,395 SH SOLE 0 0 20,395
ISHARES TR CORE MSCI TOTAL 46432F834 547,444 5,736 SH SOLE 0 0 5,736
ISHARES TR CORE US AGGBD ET 464287226 6,200,899 62,648 SH SOLE 0 0 62,648
ISHARES TR CRE U S REIT ETF 464288521 244,204 3,675 SH SOLE 0 0 3,675
ISHARES TR ESG AW MSCI EAFE 46435G516 778,477 7,572 SH SOLE 0 0 7,572
ISHARES TR ESG OPTIMIZED 464288802 655,312 4,247 SH SOLE 0 0 4,247
ISHARES TR EXPANDED TECH 464287515 3,136,300 34,617 SH SOLE 0 0 34,617
ISHARES TR IBOXX INV CP ETF 464287242 2,216,302 20,320 SH SOLE 0 0 20,320
ISHARES TR ISHARES BIOTECH 464287556 969,778 5,099 SH SOLE 0 0 5,099
ISHARES TR ISHARES SEMICDTR 464287523 8,346,540 13,026 SH SOLE 0 0 13,026
ISHARES TR JPMORGAN USD EMG 464288281 3,933,788 40,790 SH SOLE 0 0 40,790
ISHARES TR LATN AMER 40 ETF 464287390 2,391,323 70,854 SH SOLE 0 0 70,854
ISHARES TR MBS ETF 464288588 298,211 3,155 SH SOLE 0 0 3,155
ISHARES TR MSCI INDIA ETF 46429B598 422,038 8,545 SH SOLE 0 0 8,545
ISHARES TR MSCI UK ETF NEW 46435G334 7,043,133 152,647 SH SOLE 0 0 152,647
ISHARES TR PFD AND INCM SEC 464288687 2,736,935 89,765 SH SOLE 0 0 89,765
ISHARES TR RUS 1000 GRW ETF 464287614 379,960 3,060 SH SOLE 0 0 3,060
ISHARES TR RUS 1000 VAL ETF 464287598 417,949 1,724 SH SOLE 0 0 1,724
ISHARES TR SP SMCP600VL ETF 464287879 249,715 1,827 SH SOLE 0 0 1,827
ISHARES TR US HLTHCARE ETF 464287762 293,169 4,375 SH SOLE 0 0 4,375
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 10,618,133 209,969 SH SOLE 0 0 209,969
META PLATFORMS INC CL A 30303M102 1,106,302 1,964 SH SOLE 0 0 1,964
MICROSOFT CORP COM 594918104 1,231,339 3,301 SH SOLE 0 0 3,301
NVIDIA CORPORATION COM 67066G104 281,126 1,405 SH SOLE 0 0 1,405
RIVIAN AUTOMOTIVE INC COM CL A 76954A103 173,500 10,000 SH SOLE 0 0 10,000
SELECT SECTOR SPDR TR ST STR CARE ETF 81369Y209 5,755,392 36,275 SH SOLE 0 0 36,275
SELECT SECTOR SPDR TR ST STR DISCR ETF 81369Y407 4,865,361 41,485 SH SOLE 0 0 41,485
SELECT SECTOR SPDR TR ST STR ENERG ETF 81369Y506 1,268,267 23,880 SH SOLE 0 0 23,880
SELECT SECTOR SPDR TR ST STR FINL ETF 81369Y605 8,558,461 159,643 SH SOLE 0 0 159,643
SELECT SECTOR SPDR TR ST STR INDL ETF 81369Y704 11,469,626 61,921 SH SOLE 0 0 61,921
SELECT SECTOR SPDR TR ST STR MATER ETF 81369Y100 3,867,452 76,086 SH SOLE 0 0 76,086
SELECT SECTOR SPDR TR ST STR STAPL ETF 81369Y308 7,504,046 90,334 SH SOLE 0 0 90,334
SELECT SECTOR SPDR TR ST STR SVC ETF 81369Y852 6,462,939 60,328 SH SOLE 0 0 60,328
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 9,006,833 47,275 SH SOLE 0 0 47,275
SELECT SECTOR SPDR TR ST STR UTIL ETF 81369Y886 1,547,409 34,129 SH SOLE 0 0 34,129
SPDR INDEX SHS FDS SP CHINA ETF 78463X400 326,180 3,770 SH SOLE 0 0 3,770
SPDR SERIES TRUST ST BLOO HIGH ETF 78468R622 662,255 6,872 SH SOLE 0 0 6,872
SPDR SERIES TRUST ST INTER BD ETF 78464A375 1,145,637 34,239 SH SOLE 0 0 34,239
SPDR SERIES TRUST ST SHOR CORP ETF 78464A474 2,293,034 76,409 SH SOLE 0 0 76,409
SPDR SERIES TRUST ST STR AGGRE ETF 78464A649 713,284 27,950 SH SOLE 0 0 27,950
SPDR SERIES TRUST ST STR P500VAL 78464A508 328,205 5,399 SH SOLE 0 0 5,399
SPDR SERIES TRUST ST STR PFD ETF 78464A292 223,174 7,310 SH SOLE 0 0 7,310
SPDR SERIES TRUST ST STR PR SP1500 78464A805 2,085,355 22,969 SH SOLE 0 0 22,969
SPDR SERIES TRUST ST STR SP BIOT 78464A870 991,595 6,266 SH SOLE 0 0 6,266
SPDR SERIES TRUST ST STR SP SEMI 78464A862 3,174,633 5,090 SH SOLE 0 0 5,090
SPDR SERIES TRUST ST STR SP400VAL 78464A839 777,296 8,195 SH SOLE 0 0 8,195
SPDR SERIES TRUST ST STR SW SERV 78464A599 442,405 2,575 SH SOLE 0 0 2,575
SPDR SERIES TRUST ST TERM HIGH ETF 78468R408 7,525,270 300,650 SH SOLE 0 0 300,650
STATE STR SPDR DOW JONES IND UT SER 1 78467X109 1,797,022 3,440 SH SOLE 0 0 3,440
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 3,777,163 5,058 SH SOLE 0 0 5,058
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 4,557,021 94,095 SH SOLE 0 0 94,095
VANGUARD INDEX FDS GROWTH ETF 922908736 312,688 3,630 SH SOLE 0 0 3,630
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 8,630,575 43,677 SH SOLE 0 0 43,677
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 326,126 3,382 SH SOLE 0 0 3,382
VANGUARD INDEX FDS SM CP VAL ETF 922908611 6,206,451 25,542 SH SOLE 0 0 25,542
VANGUARD INDEX FDS TOTAL STK MKT 922908769 16,610,725 44,889 SH SOLE 0 0 44,889
VANGUARD INDEX FDS VALUE ETF 922908744 8,758,171 40,188 SH SOLE 0 0 40,188
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 678,675 11,370 SH SOLE 0 0 11,370
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 3,997,404 45,148 SH SOLE 0 0 45,148
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 1,068,166 9,233 SH SOLE 0 0 9,233
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 3,384,648 67,383 SH SOLE 0 0 67,383
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 9,979,908 126,280 SH SOLE 0 0 126,280
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 363,375 5,100 SH SOLE 0 0 5,100
VANGUARD WORLD FD COMM SRVC ETF 92204A884 4,924,158 26,769 SH SOLE 0 0 26,769
VANGUARD WORLD FD CONSUM DIS ETF 92204A108 3,374,755 8,509 SH SOLE 0 0 8,509
VANGUARD WORLD FD CONSUM STP ETF 92204A207 4,293,781 19,042 SH SOLE 0 0 19,042
VANGUARD WORLD FD ENERGY ETF 92204A306 1,063,221 7,082 SH SOLE 0 0 7,082
VANGUARD WORLD FD FINANCIALS ETF 92204A405 3,590,574 27,284 SH SOLE 0 0 27,284
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 7,382,258 24,689 SH SOLE 0 0 24,689
VANGUARD WORLD FD INDUSTRIAL ETF 92204A603 6,383,051 17,712 SH SOLE 0 0 17,712
VANGUARD WORLD FD INF TECH ETF 92204A702 5,309,556 44,424 SH SOLE 0 0 44,424
VANGUARD WORLD FD MATERIALS ETF 92204A801 2,360,427 10,317 SH SOLE 0 0 10,317
VANGUARD WORLD FD UTILITIES ETF 92204A876 1,888,990 9,651 SH SOLE 0 0 9,651
WISDOMTREE TR EUROPE HEDGED EQ 97717X701 6,499,368 114,024 SH SOLE 0 0 114,024
WISDOMTREE TR FLOATNG RAT TREA 97717Y527 21,338,683 423,807 SH SOLE 0 0 423,807
WISDOMTREE TR INDIA ERNGS FD 97717W422 2,150,080 50,259 SH SOLE 0 0 50,259
WISDOMTREE TR INTL SMCAP DIV 97717W760 1,214,368 14,493 SH SOLE 0 0 14,493
WISDOMTREE TR JAPN HEDGE EQT 97717W851 7,736,909 44,588 SH SOLE 0 0 44,588
WISDOMTREE TR US SMALLCAP DIVD 97717W604 523,145 12,860 SH SOLE 0 0 12,860
WISDOMTREE TR US TOTAL DIVIDND 97717W109 1,253,237 13,440 SH SOLE 0 0 13,440
WISDOMTREE TR YIELD ENHANCD US 97717X511 3,104,081 71,391 SH SOLE 0 0 71,391