Exhibit 99.1


FOR IMMEDIATE RELEASE: Bank7 Corp. Announces Q2 2026 Earnings

Oklahoma City, July 16, 2026 – Bank7 Corp. (NASDAQ: BSVN) ("the Company"), the parent company of Oklahoma City-based Bank7 (the "Bank"), today reported unaudited results for the quarter ended June 30, 2026.  “We are pleased with our core banking results this quarter. Reported results include a non-recurring loss on the sale of energy assets, which followed the successful maximization of our loan loss recovery related to an energy loan previously charged off in 2023. The Company continues to benefit from strong capital, robust liquidity, a solid net interest margin, and excellent credit quality, which are all supported by our properly matched balance sheet and our location in the dynamic markets we serve,” said Thomas L. Travis, President and CEO of the Company.

For the three months ended June 30, 2026 compared to the three months ended June 30, 2025:


-
Net income of $8.35 million compared to $11.11 million, a decrease of 24.84%

-
Earnings per share of $0.87 compared to $1.16, a decrease of 25.00%

-
Total assets of $1.91 billion compared to $1.84 billion, an increase of 4.25%

-
Total loans of $1.60 billion compared to $1.50 billion, an increase of 6.68%

-
Pre-provision pre-tax earnings of $11.02 million compared to $14.71 million, a decrease of 25.10%

-
Total interest income of $30.93 million compared to $31.78 million, a decrease of 2.69%

Both the Bank’s and the Company’s capital levels continue to be significantly above the minimum levels required to be designated as “well-capitalized” for regulatory purposes.  On June 30, 2026, the Bank’s Tier 1 leverage ratio, Tier 1 risk-based capital ratio, and total risk-based capital ratios were 13.88%, 15.18%, and 16.36%, respectively.  On June 30, 2026, on a consolidated basis, the Company’s Tier 1 leverage ratio, Tier 1 risk-based capital ratio, and total risk-based capital ratios were 13.88%, 15.17%, and 16.35%, respectively.  Designation as a well-capitalized institution under regulations does not constitute a recommendation or endorsement by bank regulators.

Non-GAAP Financial Measures:
This earnings release contains the non-GAAP financial measure pre-provision pre-tax earnings.  The Company’s management uses this non-GAAP measure in their analysis of the Company’s performance.  This measure adjusts GAAP performance to exclude from net income, income tax expense, provision for credit losses, and loss on sales and calls of available-for-sale debt securities.

 
 
For the Three Months Ended
 
 
 
June 30,
   
June 30,
 
 
 
2026
   
2025
 
Calculation of Pre-Provision Pre-Tax Earnings
 
(Dollars in thousands)
 
Net Income
 
$
8,346
   
$
11,105
 
Income Tax Expense
   
2,669
     
3,602
 
Pre-tax net income
   
11,015
     
14,707
 
Add back: Provision for credit losses
   
-
     
-
 
Add back: (Gain)Loss on sales/calls of AFS debt securities
   
-
     
-
 
Pre-provision pre-tax earnings
 
$
11,015
   
$
14,707
 


Unaudited Condensed Consolidated Balance Sheets
(Dollar amounts in thousands, except par value)

Assets
 
June 30,
2026
(unaudited)
   
December 31,
2025
 
 
 
(Dollars in thousands)
 
Cash and due from banks
 
$
220,585
   
$
244,635
 
Interest-bearing time deposits in other banks
   
1,494
     
10,457
 
Available-for-sale debt securities (amortized cost of $54,950 and $57,316 at June 30, 2026 and December 31, 2025, respectively)
   
51,622
     
54,019
 
Loans, net of allowance for credit losses of $19,512 and $19,407 at June 30, 2026 and December 31, 2025, respectively
   
1,577,838
     
1,587,024
 
Loans held for sale
   
5,156
     
2,078
 
Premises and equipment, net
   
25,897
     
21,884
 
Nonmarketable equity securities
   
1,183
     
1,165
 
Core deposit intangibles
   
690
     
752
 
Goodwill
   
11,208
     
11,208
 
Interest receivable and other assets
   
18,654
     
30,418
 
 
               
Total assets
 
$
1,914,327
   
$
1,963,640
 
 
               
Liabilities and Shareholders’ Equity
               
 
               
Deposits
               
Noninterest-bearing
 
$
329,240
   
$
341,416
 
Interest-bearing
   
1,308,563
     
1,359,417
 
 
               
Total deposits
   
1,637,803
     
1,700,833
 
 
               
Income taxes payable
   
839
     
594
 
Interest payable and other liabilities
   
9,379
     
11,218
 
 
               
Total liabilities
   
1,648,021
     
1,712,645
 
 
               
Shareholders’ equity
               
Common stock, $0.01 par value; 50,000,000 shares authorized; shares issued and outstanding: 9,519,335 and 9,462,656 at June 30, 2026 and December 31, 2025, respectively
   
95
     
95
 
Additional paid-in capital
   
103,865
     
103,739
 
Retained earnings
   
164,919
     
149,707
 
Accumulated other comprehensive loss
   
(2,573
)
   
(2,546
)
 
               
Total shareholders’ equity
   
266,306
     
250,995
 
 
               
Total liabilities and shareholders’ equity
 
$
1,914,327
   
$
1,963,640
 


Unaudited Condensed Consolidated Statements of Comprehensive Income
(Dollar amounts in thousands, except per share data)

 
 
Three Months Ended
   
Six Months Ended
 
 
 
June 30,
   
June 30,
 
 
 
2026
(unaudited)
   
2025
(unaudited)
   
2026
(unaudited)
   
2025
(unaudited)
 
Interest Income
 
(Dollars in thousands)
 
Loans, including fees
 
$
28,980
   
$
28,965
   
$
60,592
   
$
56,293
 
Interest-bearing time deposits in other banks
   
38
     
145
     
150
     
246
 
Debt securities, taxable
   
249
     
278
     
499
     
561
 
Debt securities, tax-exempt
   
59
     
63
     
119
     
126
 
Other interest and dividend income
   
1,601
     
2,330
     
3,350
     
4,997
 
 
                               
Total interest income
   
30,927
     
31,781
     
64,710
     
62,223
 
 
                               
Interest Expense
                               
Deposits
   
9,022
     
10,043
     
18,613
     
19,643
 
 
                               
Total interest expense
   
9,022
     
10,043
     
18,613
     
19,643
 
 
                               
Net Interest Income
   
21,905
     
21,738
     
46,097
     
42,580
 
 
                               
Provision for Credit Losses
   
-
     
-
     
-
     
-
 
 
                               
Net Interest Income After Provision for Credit Losses
   
21,905
     
21,738
     
46,097
     
42,580
 
 
                               
Noninterest Income
                               
Mortgage lending income
   
476
     
520
     
851
     
610
 
Service charges on deposit accounts
   
215
     
232
     
464
     
450
 
Other
   
311
     
1,949
     
1,653
     
3,396
 
 
                               
Total noninterest income
   
1,002
     
2,701
     
2,968
     
4,456
 
 
                               
Noninterest Expense
                               
Salaries and employee benefits
   
6,196
     
5,721
     
12,527
     
11,000
 
Furniture and equipment
   
422
     
361
     
763
     
612
 
Occupancy
   
724
     
630
     
1,410
     
1,222
 
Data and item processing
   
546
     
590
     
1,089
     
1,100
 
Accounting, marketing and legal fees
   
437
     
158
     
1,022
     
263
 
Regulatory assessments
   
259
     
213
     
518
     
297
 
Advertising and public relations
   
98
     
223
     
270
     
417
 
Travel, lodging and entertainment
   
104
     
121
     
174
     
177
 
Other
   
3,106
     
1,715
     
4,456
     
3,528
 
 
                               
Total noninterest expense
   
11,892
     
9,732
     
22,229
     
18,616
 
 
                               
Income Before Taxes
   
11,015
     
14,707
     
26,836
     
28,420
 
Income tax expense
   
2,669
     
3,602
     
6,484
     
6,979
 
Net Income
 
$
8,346
   
$
11,105
   
$
20,352
   
$
21,441
 
 
                               
Earnings per common share - basic
 
$
0.88
   
$
1.18
   
$
2.14
   
$
2.27
 
Earnings per common share - diluted
   
0.87
     
1.16
     
2.12
     
2.25
 
Weighted average common shares outstanding - basic
   
9,519,335
     
9,449,152
     
9,505,283
     
9,435,414
 
Weighted average common shares outstanding - diluted
   
9,604,143
     
9,545,128
     
9,600,421
     
9,548,583
 
 
                               
Other Comprehensive Income (Loss)
                               
Unrealized (losses) gains on securities, net of tax expense of $50 and $189 for the three months ended June 30, 2026 and 2025, respectively; net of tax (benefit) expense of ($5) and $419 for the six months ended June 30, 2026 and 2025, respectively
 
$
114
   
$
587
   
$
(27
)
 
$
1,229
 
Other comprehensive income (loss)
 
$
114
   
$
587
   
$
(27
)
 
$
1,229
 
Comprehensive Income
 
$
8,460
   
$
11,692
   
$
20,325
   
$
22,670
 


 
 
Net Interest Margin
 
 
 
For the Three Months Ended June 30,
 
 
 
2026
(unaudited)
   
2025
(unaudited)
 
 
 
Average
Balance
   
Interest
Income/
Expense
   
Average
Yield/
Rate
   
Average
Balance
   
Interest
Income/
Expense
   
Average
Yield/
Rate
 
 
 
(Dollars in thousands)
 
Interest-Earning Assets:
                                   
Short-term investments
 
$
184,292
   
$
1,639
     
3.57
%
 
$
247,652
   
$
2,475
     
4.01
%
Debt securities, taxable-equivalent
   
42,166
     
249
     
2.37
     
47,285
     
278
     
2.36
 
Debt securities, tax exempt
   
10,975
     
59
     
2.16
     
12,502
     
63
     
2.02
 
Loans held for sale
   
1,998
     
-
     
-
     
1,987
     
-
     
-
 
Total loans(1)
   
1,588,481
     
28,980
     
7.32
     
1,448,924
     
28,965
     
8.02
 
Total interest-earning assets
   
1,827,912
     
30,927
     
6.79
     
1,758,350
     
31,781
     
7.25
 
Noninterest-earning assets
   
35,384
                     
43,048
                 
Total assets
 
$
1,863,296
                   
$
1,801,398
                 
 
                                               
Funding sources:
                                               
Interest-bearing liabilities:
                                               
Deposits:
                                               
Transaction accounts
 
$
1,003,124
   
$
6,721
     
2.69
%
 
$
1,006,484
   
$
7,676
     
3.06
%
Time deposits
   
262,081
     
2,301
     
3.52
     
236,108
     
2,367
     
4.02
 
Total interest-bearing deposits
   
1,265,205
     
9,022
     
2.86
     
1,242,592
     
10,043
     
3.24
 
Total interest-bearing liabilities
 
$
1,265,205
     
9,022
     
2.86
   
$
1,242,592
     
10,043
     
3.24
 
 
                                               
Noninterest-bearing liabilities:
                                               
Noninterest-bearing deposits
 
$
325,384
                   
$
321,351
                 
Other noninterest-bearing liabilities
   
9,157
                     
10,471
                 
Total noninterest-bearing liabilities
   
334,541
                     
331,822
                 
Shareholders' equity
   
263,550
                     
226,984
                 
Total liabilities and shareholders' equity
 
$
1,863,296
                   
$
1,801,398
                 
 
                                               
Net interest income
         
$
21,905
                   
$
21,738
         
Net interest spread
                   
3.93
%
                   
4.01
%
Net interest margin
                   
4.81
%
                   
4.96
%

(1)
Nonaccrual loans are included in total loans


 
 
Net Interest Margin
 
 
 
For the Six Months Ended June, 30
 
 
 
2026
(unaudited)
   
2025
(unaudited)
 
 
 
Average
Balance
   
Interest
Income/
Expense
   
Average
Yield/
Rate
   
Average
Balance
   
Interest
Income/
Expense
   
Average
Yield/
Rate
 
 
 
(Dollars in thousands)
 
Interest-Earning Assets:
                                   
Short-term investments
 
$
197,098
   
$
3,500
     
3.58
%
 
$
242,876
   
$
5,243
     
4.35
%
Debt securities, taxable-equivalent
   
42,861
     
499
     
2.35
     
47,957
     
561
     
2.36
 
Debt securities, tax exempt
   
11,013
     
119
     
2.18
     
12,508
     
126
     
2.03
 
Loans held for sale
   
1,991
     
-
     
-
     
1,287
     
-
     
-
 
Total loans(1)
   
1,592,320
     
60,592
     
7.67
     
1,423,776
     
56,293
     
7.97
 
Total interest-earning assets
   
1,845,283
     
64,710
     
7.07
     
1,728,404
     
62,223
     
7.26
 
Noninterest-earning assets
   
38,323
                     
41,511
                 
Total assets
 
$
1,883,606
                   
$
1,769,915
                 
 
                                               
Funding sources:
                                               
Interest-bearing liabilities:
                                               
Deposits:
                                               
Transaction accounts
 
$
1,030,802
   
$
13,944
     
2.73
%
 
$
981,833
   
$
14,794
     
3.04
%
Time deposits
   
263,338
     
4,669
     
3.58
     
236,216
     
4,849
     
4.14
 
Total interest-bearing deposits
   
1,294,140
     
18,613
     
2.90
     
1,218,049
     
19,643
     
3.25
 
Total interest-bearing liabilities
 
$
1,294,140
   
$
18,613
     
2.90
   
$
1,218,049
   
$
19,643
     
3.25
 
 
                                               
Noninterest-bearing liabilities:
                                               
Noninterest-bearing deposits
 
$
320,326
                   
$
318,952
                 
Other noninterest-bearing liabilities
   
9,335
                     
10,228
                 
Total noninterest-bearing liabilities
   
329,661
                     
329,180
                 
Shareholders' equity
   
259,805
                     
222,686
                 
Total liabilities and shareholders' equity
 
$
1,883,606
                   
$
1,769,915
                 
 
                                               
Net interest income
         
$
46,097
                   
$
42,580
         
Net interest spread
                   
4.17
%
                   
4.01
%
Net interest margin
                   
5.04
%
                   
4.97
%

(1)
Nonaccrual loans are included in total loans


About Bank7 Corp.

We are Bank7 Corp., a bank holding company headquartered in Oklahoma City, Oklahoma. Through our wholly-owned subsidiary, Bank7, we operate twelve locations in Oklahoma, the Dallas/Fort Worth, Texas metropolitan area and Kansas. We are focused on serving business owners and entrepreneurs by delivering fast, consistent and well-designed loan and deposit products to meet their financing needs. We intend to grow organically by selectively opening additional branches in our target markets as well as pursue strategic acquisitions.

Conference Call

Bank7 Corp. has scheduled a conference call to discuss its first quarter results, which will be broadcast live over the Internet, on Thursday, July 16, 2026 at 10:00 a.m. central standard time. To participate in the call, dial 1-888-348-6421, or access it live over the Internet at https://app.webinar.net/ZB5xN3Bnq1w. For those not able to participate in the live call, an archive of the webcast will be available at https://app.webinar.net/ZB5xN3Bnq1w shortly after the call for 1 year.

Cautionary Statements Regarding Forward-Looking Information

This communication contains a number of forward-looking statements. These forward-looking statements reflect Bank7 Corp.’s current views with respect to, among other things, future events and Bank7 Corp.’s financial performance. Any statements about Bank7 Corp.’s expectations, beliefs, plans, predictions, forecasts, objectives, assumptions or future events or performance are not historical facts and may be forward-looking. These statements are often, but not always, made through the use of words or phrases such as “anticipate,” “believes,” “can,” “could,” “may,” “predicts,” “potential,” “should,” “will,” “estimate,” “plans,” “projects,” “continuing,” “ongoing,” “expects,” “intends” and similar words or phrases. Any or all of the forward-looking statements in (or conveyed orally regarding) this presentation may turn out to be inaccurate. The inclusion of or reference to forward-looking information in this presentation should not be regarded as a representation by Bank7 Corp. or any other person that the future plans, estimates or expectations contemplated by Bank7 Corp. will be achieved.

These forward-looking statements are subject to significant uncertainties because they are based upon:  the amount and timing of future changes in interest rates, market behavior, and other economic conditions; future laws, regulations, and accounting principles; changes in regulatory standards and examination policies, and a variety of other matters.  These other matters include, among other things, the impact the direct and indirect effect of economic conditions on interest rates, credit quality, loan demand, liquidity, and monetary and supervisory policies of banking regulators.  Bank7 Corp. has based these forward-looking statements largely on its current expectations and projections about future events and financial trends that Bank7 Corp. believes may affect its financial condition, results of operations, business strategy and financial needs. Bank7 Corp.’s actual results could differ materially from those anticipated in such forward-looking statements as a result of risks, uncertainties and assumptions that are difficult to predict. If one or more events related to these or other risks or uncertainties materialize, or if Bank7 Corp.’s underlying assumptions prove to be incorrect, actual results may differ materially from what Bank7 Corp. anticipates. You are cautioned not to place undue reliance on forward-looking statements. Further, any forward-looking statement speaks only as of the date on which it is made and Bank7 Corp. undertakes no obligation to update or revise any forward-looking statement to reflect events or circumstances after the date on which the statement is made or to reflect the occurrence of unanticipated events, except as may be required by law. All forward-looking statements herein are qualified by these cautionary statements.

Contact:
 
Thomas Travis
President & CEO
(405) 810-8600