The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
PIMCO MUN INCOME FD II COM CEF 72200W106 117,529 15,444 SH SOLE 0 0 15,444
PUTNAM MUN OPPORTUNITIES TR SH BEN INT CEF 746922103 129,241 12,262 SH SOLE 0 0 12,262
SNAP ON INC COM Stock 833034101 201,200 500 SH SOLE 0 0 500
FASTENAL CO COM Stock 311900104 205,088 4,270 SH SOLE 0 0 4,270
SHELL PLC SPON ADS ADR 780259305 205,439 2,649 SH SOLE 0 0 2,649
VANGUARD LARGE-CAP ETF ETF 922908637 224,664 653 SH SOLE 0 0 653
NUVEEN QUALITY MUNCP INCOME FD COM CEF 67066V101 225,893 18,638 SH SOLE 0 0 18,638
APPLIED MATLS INC COM Stock 038222105 227,745 315 SH SOLE 0 0 315
NATIONAL FUEL GAS CO COM Stock 636180101 235,336 3,048 SH SOLE 0 0 3,048
NIKE INC CL B Stock 654106103 238,133 5,801 SH SOLE 0 0 5,801
FORMFACTOR INC COM Stock 346375108 239,895 1,500 SH SOLE 0 0 1,500
VALMONT INDS INC COM Stock 920253101 242,592 420 SH SOLE 0 0 420
METTLER TOLEDO INTERNATIONAL COM Stock 592688105 249,114 195 SH SOLE 0 0 195
TARGET CORP COM Stock 87612E106 252,208 1,931 SH SOLE 0 0 1,931
MEDTRONIC PLC SHS Stock G5960L103 254,717 3,256 SH SOLE 0 0 3,256
ALTRIA GROUP INC COM Stock 02209S103 255,094 3,545 SH SOLE 0 0 3,545
DTE ENERGY CO COM Stock 233331107 263,295 1,728 SH SOLE 0 0 1,728
STATE STREET UTILITIES SELECT SECTOR SPDR ETF ETF 81369Y886 272,040 6,000 SH SOLE 0 0 6,000
ISHARES MSCI EAFE ETF ETF 464287465 274,243 2,640 SH SOLE 0 0 2,640
ILLUMINA INC COM Stock 452327109 291,702 1,659 SH SOLE 0 0 1,659
TESLA INC COM Stock 88160R101 296,102 704 SH SOLE 0 0 704
AIR PRODUCTS AND CHEMICALS INC COM Stock 009158106 296,430 1,011 SH SOLE 0 0 1,011
YUM BRANDS INC COM Stock 988498101 297,450 1,861 SH SOLE 0 0 1,860
WASTE CONNECTIONS INC COM Stock 94106B101 299,945 1,800 SH SOLE 0 0 1,800
QUALCOMM INC COM Stock 747525103 302,292 1,636 SH SOLE 0 0 1,635
FIRST SOLAR INC COM Stock 336433107 302,737 1,283 SH SOLE 0 0 1,283
COMCAST CORP NEW CL A Stock 20030N101 304,223 12,392 SH SOLE 0 0 12,391
PALANTIR TECHNOLOGIES INC CL A Stock 69608A108 307,425 2,635 SH SOLE 0 0 2,635
GE HEALTHCARE TECHNOLOGIES INC COMMON STOCK Stock 36266G107 326,259 5,097 SH SOLE 0 0 5,097
GOLDMAN SACHS GROUP INC COM Stock 38141G104 328,695 325 SH SOLE 0 0 325
ZIMMER BIOMET HOLDINGS INC COM Stock 98956P102 337,989 3,926 SH SOLE 0 0 3,926
WEC ENERGY GROUP INC COM Stock 92939U106 342,253 2,931 SH SOLE 0 0 2,931
PUBLIC SVC ENTERPRISE GROUP COM Stock 744573106 350,205 4,315 SH SOLE 0 0 4,315
HEWLETT PACKARD ENTERPRISE CO COM Stock 42824C109 355,467 7,880 SH SOLE 0 0 7,880
AFLAC INC COM Stock 001055102 357,613 3,050 SH SOLE 0 0 3,050
BOEING CO COM Stock 097023105 361,072 1,668 SH SOLE 0 0 1,668
GENERAL MILLS INC COM Stock 370334104 365,014 10,489 SH SOLE 0 0 10,488
PFIZER INC COM Stock 717081103 370,591 15,390 SH SOLE 0 0 15,390
TRUIST FINL CORP COM Stock 89832Q109 378,532 7,598 SH SOLE 0 0 7,598
GRAHAM HLDGS CO COM CL B Stock 384637104 378,951 332 SH SOLE 0 0 332
DELL TECHNOLOGIES INC CL C Stock 24703L202 383,136 888 SH SOLE 0 0 888
SOLSTICE ADVANCED MATLS INC COM SHS Stock 83443Q103 386,828 4,366 SH SOLE 0 0 4,366
CHESAPEAKE UTILS CORP COM Stock 165303108 395,610 3,230 SH SOLE 0 0 3,230
SMUCKER J M CO COM NEW Stock 832696405 396,686 3,526 SH SOLE 0 0 3,526
THERMO FISHER SCIENTIFIC INC COM Stock 883556102 405,600 809 SH SOLE 0 0 809
WHITE MTNS INS GROUP LTD COM Stock G9618E107 412,605 199 SH SOLE 0 0 199
NEW YORK TIMES CO MTN BE CL A Stock 650111107 418,480 5,980 SH SOLE 0 0 5,980
CVS HEALTH CORP COM Stock 126650100 423,311 4,092 SH SOLE 0 0 4,091
WASTE MGMT INC DEL COM Stock 94106L109 424,309 1,904 SH SOLE 0 0 1,903
PHILLIPS 66 COM Stock 718546104 426,851 2,525 SH SOLE 0 0 2,525
NORTHROP GRUMMAN CORP COM Stock 666807102 427,820 840 SH SOLE 0 0 840
UDR INC COM REIT 902653104 441,782 11,067 SH SOLE 0 0 11,066
AMERICAN ELEC PWR CO INC COM Stock 025537101 460,229 3,364 SH SOLE 0 0 3,364
VANGUARD INTERMEDIATE-TERM BOND ETF ETF 921937819 463,652 6,045 SH SOLE 0 0 6,045
MOTOROLA SOLUTIONS INC COM NEW Stock 620076307 472,185 1,137 SH SOLE 0 0 1,137
OTIS WORLDWIDE CORP COM Stock 68902V107 480,150 6,706 SH SOLE 0 0 6,706
COSTCO WHOLESALE CORPORATION COM Stock 22160K105 504,218 539 SH SOLE 0 0 539
CAPITAL ONE FINL CORP COM Stock 14040H105 504,559 2,515 SH SOLE 0 0 2,515
HOWMET AEROSPACE INC COM Stock 443201108 513,791 1,911 SH SOLE 0 0 1,911
COLGATE PALMOLIVE CO COM Stock 194162103 519,276 5,664 SH SOLE 0 0 5,664
BURKE HERBERT FINL SVCS CORP COM Stock 12135Y108 529,226 7,365 SH SOLE 0 0 7,364
NORFOLK SOUTHN CORP COM Stock 655844108 537,320 1,708 SH SOLE 0 0 1,708
CONOCOPHILLIPS COM Stock 20825C104 540,593 5,200 SH SOLE 0 0 5,200
NUVEEN AMT FREE MUN CR INC FD COM CEF 67071L106 549,734 42,948 SH SOLE 0 0 42,948
VANGUARD SHORT-TERM BOND ETF ETF 921937827 556,667 7,145 SH SOLE 0 0 7,145
BRISTOL-MYERS SQUIBB CO COM Stock 110122108 560,676 9,731 SH SOLE 0 0 9,730
LABCORP HOLDINGS INC COM SHS Stock 504922105 575,960 2,057 SH SOLE 0 0 2,057
DOVER CORP COM Stock 260003108 580,661 2,589 SH SOLE 0 0 2,589
LINDE PLC SHS Stock G54950103 597,300 1,151 SH SOLE 0 0 1,151
AT&T INC COM Stock 00206R102 598,582 28,917 SH SOLE 0 0 28,917
FRANKLIN RESOURCES INC COM Stock 354613101 652,458 19,611 SH SOLE 0 0 19,611
DEERE & CO COM Stock 244199105 655,546 1,033 SH SOLE 0 0 1,033
PHILIP MORRIS INTL INC COM Stock 718172109 677,360 3,744 SH SOLE 0 0 3,744
QUANTA SVCS INC COM Stock 74762E102 677,558 941 SH SOLE 0 0 941
FEDERAL RLTY INVT TR NEW SH BEN INT NEW REIT 313745101 702,675 5,692 SH SOLE 0 0 5,692
INTUIT COM Stock 461202103 715,140 2,740 SH SOLE 0 0 2,740
VULCAN MATLS CO COM Stock 929160109 735,054 2,492 SH SOLE 0 0 2,491
ARCHER DANIELS MIDLAND CO COM Stock 039483102 738,024 9,660 SH SOLE 0 0 9,660
STATE STREET SPDR S&P 500 ETF ETF 78462F103 749,010 1,003 SH SOLE 0 0 1,003
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 782,904 13,116 SH SOLE 0 0 13,116
WATERS CORP COM Stock 941848103 798,085 2,128 SH SOLE 0 0 2,128
DANAHER CORP DEL COM Stock 235851102 798,378 4,191 SH SOLE 0 0 4,191
ENBRIDGE INC COM Stock 29250N105 806,608 14,878 SH SOLE 0 0 14,878
PACKAGING CORP AMER COM Stock 695156109 817,300 3,430 SH SOLE 0 0 3,430
CARRIER GLOBAL CORPORATION COM Stock 14448C104 818,659 11,161 SH SOLE 0 0 11,161
ORACLE CORP COM Stock 68389X105 849,305 5,795 SH SOLE 0 0 5,795
SYSCO CORP COM Stock 871829107 859,698 10,286 SH SOLE 0 0 10,285
TJX COS INC NEW COM Stock 872540109 912,636 6,024 SH SOLE 0 0 6,024
TRAVELERS COMPANIES INC COM Stock 89417E109 957,018 2,899 SH SOLE 0 0 2,899
THE CIGNA GROUP COM Stock 125523100 970,669 3,521 SH SOLE 0 0 3,521
VANGUARD REAL ESTATE ETF ETF 922908553 977,203 10,134 SH SOLE 0 0 10,133
CSX CORP COM Stock 126408103 994,090 20,915 SH SOLE 0 0 20,915
ALLSTATE CORP COM Stock 020002101 1,021,238 4,292 SH SOLE 0 0 4,292
LOCKHEED MARTIN CORP COM Stock 539830109 1,100,943 2,161 SH SOLE 0 0 2,161
VANGUARD S&P 500 ETF ETF 922908363 1,161,396 1,691 SH SOLE 0 0 1,691
KIMCO REALTY CORP COM REIT 49446R109 1,170,714 46,182 SH SOLE 0 0 46,182
BANK OF NY MELLON CORP COM Stock 064058100 1,264,904 8,747 SH SOLE 0 0 8,747
DUKE ENERGY CORP NEW COM NEW Stock 26441C204 1,338,457 10,574 SH SOLE 0 0 10,574
MONDELEZ INTL INC CL A Stock 609207105 1,349,944 23,339 SH SOLE 0 0 23,339
SALESFORCE INC COM Stock 79466L302 1,460,698 9,324 SH SOLE 0 0 9,324
MORGAN STANLEY COM NEW Stock 617446448 1,545,224 7,392 SH SOLE 0 0 7,392
KIMBERLY-CLARK CORP COM Stock 494368103 1,581,676 14,409 SH SOLE 0 0 14,409
HERSHEY CO COM Stock 427866108 1,618,000 9,222 SH SOLE 0 0 9,222
HOME DEPOT INC COM Stock 437076102 1,692,159 4,798 SH SOLE 0 0 4,798
3M CO COM Stock 88579Y101 1,743,545 10,769 SH SOLE 0 0 10,768
AMGEN INC COM Stock 031162100 1,801,185 4,974 SH SOLE 0 0 4,974
NORTHERN TR CORP COM Stock 665859104 1,807,936 10,400 SH SOLE 0 0 10,400
VERIZON COMMUNICATIONS INC COM Stock 92343V104 1,892,370 44,695 SH SOLE 0 0 44,694
BROADCOM INC COM Stock 11135F101 1,895,927 5,019 SH SOLE 0 0 5,019
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 1,963,722 27,561 SH SOLE 0 0 27,561
BERKSHIRE HATHAWAY INC DEL CL A Stock 084670108 2,246,550 3 SH SOLE 0 0 3
TEXAS INSTRS INC COM Stock 882508104 2,326,734 7,806 SH SOLE 0 0 7,806
M & T BK CORP COM Stock 55261F104 2,399,141 10,080 SH SOLE 0 0 10,080
DOMINION ENERGY INC COM Stock 25746U109 2,562,855 37,529 SH SOLE 0 0 37,529
COCA COLA CO COM Stock 191216100 2,867,698 35,286 SH SOLE 0 0 35,286
ADOBE INC COM Stock 00724F101 3,027,940 14,769 SH SOLE 0 0 14,769
ABBVIE INC COM Stock 00287Y109 3,503,843 13,924 SH SOLE 0 0 13,924
BLACKROCK INC COM Stock 09290D101 3,535,052 3,676 SH SOLE 0 0 3,676
WALMART INC COM Stock 931142103 3,665,104 32,360 SH SOLE 0 0 32,360
SOUTHERN CO COM Stock 842587107 3,704,743 38,708 SH SOLE 0 0 38,708
ALPHABET INC CAP STK CL A Stock 02079K305 3,817,426 10,682 SH SOLE 0 0 10,682
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 3,955,583 7,905 SH SOLE 0 0 7,905
CORNING INC COM Stock 219350105 3,961,464 15,509 SH SOLE 0 0 15,509
BECTON DICKINSON & CO COM Stock 075887109 4,199,676 27,752 SH SOLE 0 0 27,751
ATMOS ENERGY CORP COM Stock 049560105 4,211,377 24,446 SH SOLE 0 0 24,446
INTEL CORP COM Stock 458140100 4,225,902 30,265 SH SOLE 0 0 30,265
INVESCO QQQ TRUST SERIES I ETF 46090E103 4,527,387 6,148 SH SOLE 0 0 6,148
FEDEX CORP COM Stock 31428X106 5,635,778 17,998 SH SOLE 0 0 17,998
WELLS FARGO & CO COM Stock 949746101 5,734,430 69,390 SH SOLE 0 0 69,390
ELI LILLY & CO COM Stock 532457108 5,786,050 4,824 SH SOLE 0 0 4,824
GE VERNOVA INC COM Stock 36828A101 5,872,364 4,998 SH SOLE 0 0 4,998
EMERSON ELEC CO COM Stock 291011104 5,872,607 41,024 SH SOLE 0 0 41,024
PNC FINL SVCS GROUP INC COM Stock 693475105 7,013,959 28,487 SH SOLE 0 0 28,486
AMERICAN EXPRESS CO COM Stock 025816109 7,073,474 20,912 SH SOLE 0 0 20,911
BANK OF AMER CORP COM Stock 060505104 7,205,698 126,460 SH SOLE 0 0 126,460
PRICE T ROWE GROUP INC COM Stock 74144T108 7,224,881 63,549 SH SOLE 0 0 63,548
VANGUARD SMALL-CAP ETF ETF 922908751 7,407,230 24,437 SH SOLE 0 0 24,436
GE AEROSPACE COM NEW Stock 369604301 7,524,830 20,134 SH SOLE 0 0 20,134
CHEVRON CORPORATION COM Stock 166764100 7,621,306 45,978 SH SOLE 0 0 45,977
DISNEY WALT CO COM Stock 254687106 7,730,052 80,312 SH SOLE 0 0 80,312
ISHARES RUSSELL 2000 ETF ETF 464287655 7,765,431 25,846 SH SOLE 0 0 25,846
INTERCONTINENTAL EXCHANGE INC COM Stock 45866F104 7,962,515 64,678 SH SOLE 0 0 64,678
META PLATFORMS INC CL A Stock 30303M102 8,007,775 14,216 SH SOLE 0 0 14,216
ESSENTIAL UTILS INC COM Stock 29670G102 8,097,744 211,374 SH SOLE 0 0 211,374
INTERNATIONAL FLAVORS&FRAGRANC COM Stock 459506101 8,337,271 105,242 SH SOLE 0 0 105,242
UNION PAC CORP COM Stock 907818108 8,812,013 32,397 SH SOLE 0 0 32,397
ABBOTT LABORATORIES COM Stock 002824100 9,293,131 102,415 SH SOLE 0 0 102,414
VANGUARD MID-CAP ETF ETF 922908629 9,863,756 122,425 SH SOLE 0 0 122,424
ISHARES RUSSELL MIDCAP ETF ETF 464287499 10,613,225 96,204 SH SOLE 0 0 96,204
NEXTERA ENERGY INC COM Stock 65339F101 10,747,987 122,456 SH SOLE 0 0 122,456
ISHARES BIOTECHNOLOGY ETF ETF 464287556 11,607,345 61,030 SH SOLE 0 0 61,030
UNITEDHEALTH GROUP INC COM Stock 91324P102 12,435,367 29,919 SH SOLE 0 0 29,919
CHURCH & DWIGHT CO INC COM Stock 171340102 12,782,803 131,945 SH SOLE 0 0 131,944
VANGUARD TOTAL STOCK MARKET ETF ETF 922908769 13,008,775 35,155 SH SOLE 0 0 35,155
CHEMOURS CO COM Stock 163851108 13,425,846 654,281 SH SOLE 0 0 654,281
NVIDIA CORPORATION COM Stock 67066G104 13,427,856 67,109 SH SOLE 0 0 67,109
PEPSICO INC COM Stock 713448108 13,444,344 99,294 SH SOLE 0 0 99,293
MCDONALDS CORP COM Stock 580135101 14,806,370 54,776 SH SOLE 0 0 54,775
CISCO SYS INC COM Stock 17275R102 15,076,000 128,350 SH SOLE 0 0 128,350
ILLINOIS TOOL WKS INC COM Stock 452308109 16,398,042 60,628 SH SOLE 0 0 60,627
MERCK & CO INC COM Stock 58933Y105 16,420,138 127,783 SH SOLE 0 0 127,783
LOWES COS INC COM Stock 548661107 17,347,570 78,677 SH SOLE 0 0 78,677
RTX CORPORATION COM Stock 75513E101 18,014,190 94,946 SH SOLE 0 0 94,946
VISA INC COM CL A Stock 92826C839 19,120,639 55,731 SH SOLE 0 0 55,730
MARRIOTT INTL INC NEW CL A Stock 571903202 20,856,011 56,278 SH SOLE 0 0 56,277
AMAZON COM INC COM Stock 023135106 22,634,435 94,967 SH SOLE 0 0 94,967
PROCTER & GAMBLE CO COM Stock 742718109 24,527,666 167,265 SH SOLE 0 0 167,264
INTERNATIONAL BUSINESS MACHS COM Stock 459200101 24,558,632 87,332 SH SOLE 0 0 87,332
JOHNSON & JOHNSON COM Stock 478160104 26,209,409 103,199 SH SOLE 0 0 103,198
DOW HLDGS INC COM Stock 260557103 26,414,001 965,424 SH SOLE 0 0 965,424
JPMORGAN CHASE & CO COM Stock 46625H100 26,690,094 81,539 SH SOLE 0 0 81,538
EXXONMOBIL HOLDINGS CORP COM SHS Stock 30233Q108 26,955,819 197,161 SH SOLE 0 0 197,160
CATERPILLAR INC COM Stock 149123101 31,431,616 29,516 SH SOLE 0 0 29,516
DUPONT DE NEMOURS INC COMMON STOCK Stock 26614N201 36,789,095 271,226 SH SOLE 0 0 271,226
MICROSOFT CORP COM Stock 594918104 39,251,783 105,227 SH SOLE 0 0 105,227
ALPHABET INC CAP STK CL C Stock 02079K107 40,383,272 114,293 SH SOLE 0 0 114,293
APPLE INC COM Stock 037833100 44,493,439 153,765 SH SOLE 0 0 153,764
QNITY ELECTRONICS INC COMMON STOCK Stock 74743L100 66,451,852 406,906 SH SOLE 0 0 406,906
CORTEVA INC COM Stock 22052L104 85,916,651 1,014,484 SH SOLE 0 0 1,014,484
VANGUARD INFORMATION TECHNOLOGY ETF ETF 92204A702 164,723,607 1,378,210 SH SOLE 0 0 1,378,209