The Securities and Exchange Commission has not necessarily
reviewed the information in this filing and has not determined
if it is accurate and complete.
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UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549 FORM 13F FORM 13F INFORMATION TABLE |
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| COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 | ||||
| VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY | |||||
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
| ALPHABET INC | CAP STK CL C | 02079K107 | 357,491 | 1,012 | SH | SOLE | 0 | 0 | 0 | 1,011 | |
| ALPHABET INC | CAP STK CL A | 02079K305 | 491,962 | 1,377 | SH | SOLE | 0 | 0 | 0 | 1,376 | |
| AMAZON COM INC | COM | 023135106 | 657,103 | 2,757 | SH | SOLE | 0 | 0 | 0 | 2,757 | |
| APPLE INC | COM | 037833100 | 2,776,522 | 9,595 | SH | SOLE | 0 | 0 | 0 | 9,595 | |
| CATERPILLAR INC | COM | 149123101 | 724,726 | 681 | SH | SOLE | 0 | 0 | 0 | 680 | |
| COCA COLA CO | COM | 191216100 | 218,616 | 2,690 | SH | SOLE | 0 | 0 | 0 | 2,690 | |
| COSTCO WHOLESALE CORPORATION | COM | 22160K105 | 206,582 | 221 | SH | SOLE | 0 | 0 | 0 | 220 | |
| DIMENSIONAL ETF TRUST | EMGR CRE EQT MNG | 25434V302 | 6,612,172 | 164,441 | SH | SOLE | 0 | 0 | 0 | 164,440 | |
| DIMENSIONAL ETF TRUST | US EQUITY MARKET | 25434V401 | 534,167 | 6,519 | SH | SOLE | 0 | 0 | 0 | 6,519 | |
| DIMENSIONAL ETF TRUST | GLOBAL CORE PLUS | 25434V583 | 45,843,994 | 841,792 | SH | SOLE | 0 | 0 | 0 | 841,792 | |
| DIMENSIONAL ETF TRUST | INTERNATIONAL | 25434V690 | 449,169 | 9,959 | SH | SOLE | 0 | 0 | 0 | 9,959 | |
| DIMENSIONAL ETF TRUST | US SUSTAINABILTY | 25434V716 | 204,002 | 4,375 | SH | SOLE | 0 | 0 | 0 | 4,374 | |
| DIMENSIONAL ETF TRUST | INTL CORE EQUITY | 25434V799 | 9,466,824 | 254,075 | SH | SOLE | 0 | 0 | 0 | 254,074 | |
| META PLATFORMS INC | CL A | 30303M102 | 245,804 | 436 | SH | SOLE | 0 | 0 | 0 | 436 | |
| FIDELITY COVINGTON TRUST | MSCI CONSM DIS | 316092204 | 4,234,624 | 41,177 | SH | SOLE | 0 | 0 | 0 | 41,176 | |
| FIDELITY COVINGTON TRUST | MSCI ENERGY IDX | 316092402 | 1,333,502 | 45,112 | SH | SOLE | 0 | 0 | 0 | 45,111 | |
| FIDELITY COVINGTON TRUST | MSCI INDL INDX | 316092709 | 3,916,767 | 39,321 | SH | SOLE | 0 | 0 | 0 | 39,321 | |
| FIDELITY COVINGTON TRUST | MSCI RL EST ETF | 316092857 | 328,822 | 11,223 | SH | SOLE | 0 | 0 | 0 | 11,222 | |
| FIDELITY COVINGTON TRUST | MSCI MATLS INDEX | 316092881 | 1,027,286 | 17,557 | SH | SOLE | 0 | 0 | 0 | 17,557 | |
| FIDELITY COVINGTON TRUST | ENHANCED SMALL | 31609A206 | 2,683,458 | 55,570 | SH | SOLE | 0 | 0 | 0 | 55,569 | |
| FIRST SOLAR INC | COM | 336433107 | 309,108 | 1,310 | SH | SOLE | 0 | 0 | 0 | 1,310 | |
| GE VERNOVA INC | COM | 36828A101 | 251,420 | 214 | SH | SOLE | 0 | 0 | 0 | 214 | |
| GE AEROSPACE | COM NEW | 369604301 | 312,818 | 837 | SH | SOLE | 0 | 0 | 0 | 837 | |
| IDEXX LABS INC | COM | 45168D104 | 1,154,483 | 2,193 | SH | SOLE | 0 | 0 | 0 | 2,193 | |
| INTEL CORP | COM | 458140100 | 404,649 | 2,898 | SH | SOLE | 0 | 0 | 0 | 2,898 | |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 | 240,565 | 855 | SH | SOLE | 0 | 0 | 0 | 855 | |
| INVESCO EXCHANGE TRADED FD T | S&P500 PUR GWT | 46137V266 | 949,508 | 14,871 | SH | SOLE | 0 | 0 | 0 | 14,870 | |
| INVESCO EXCHANGE TRADED FD T | S&P500 EQL WGT | 46137V357 | 658,410 | 3,094 | SH | SOLE | 0 | 0 | 0 | 3,094 | |
| INVESCO EXCHANGE TRADED FD T | S&P MDCP QUALITY | 46137V472 | 1,864,503 | 16,518 | SH | SOLE | 0 | 0 | 0 | 16,517 | |
| INVESCO EXCH TRADED FD TR II | RAFI EMRGNG MRKT | 46138E727 | 209,815 | 7,526 | SH | SOLE | 0 | 0 | 0 | 7,525 | |
| ISHARES GOLD TR | ISHARES NEW | 464285204 | 267,758 | 3,546 | SH | SOLE | 0 | 0 | 0 | 3,546 | |
| ISHARES TR | CORE S&P TTL STK | 464287150 | 1,583,203 | 9,638 | SH | SOLE | 0 | 0 | 0 | 9,637 | |
| ISHARES TR | CORE S&P500 ETF | 464287200 | 265,903 | 355 | SH | SOLE | 0 | 0 | 0 | 355 | |
| ISHARES TR | RUS MID CAP ETF | 464287499 | 1,341,077 | 12,156 | SH | SOLE | 0 | 0 | 0 | 12,156 | |
| ISHARES TR | ISHARES SEMICDTR | 464287523 | 358,890 | 560 | SH | SOLE | 0 | 0 | 0 | 560 | |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 | 373,146 | 3,005 | SH | SOLE | 0 | 0 | 0 | 3,005 | |
| ISHARES TR | RUS 1000 ETF | 464287622 | 1,108,516 | 2,707 | SH | SOLE | 0 | 0 | 0 | 2,707 | |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 | 1,497,111 | 4,983 | SH | SOLE | 0 | 0 | 0 | 4,982 | |
| ISHARES TR | U.S. TECH ETF | 464287721 | 1,225,742 | 4,860 | SH | SOLE | 0 | 0 | 0 | 4,859 | |
| ISHARES TR | CORE S&P SCP ETF | 464287804 | 461,552 | 3,112 | SH | SOLE | 0 | 0 | 0 | 3,112 | |
| ISHARES TR | US CONSM STAPLES | 464287812 | 1,754,947 | 24,153 | SH | SOLE | 0 | 0 | 0 | 24,152 | |
| ISHARES TR | DOW JONES US ETF | 464287846 | 420,761 | 2,308 | SH | SOLE | 0 | 0 | 0 | 2,308 | |
| ISHARES TR | SP SMCP600VL ETF | 464287879 | 549,568 | 4,021 | SH | SOLE | 0 | 0 | 0 | 4,020 | |
| ISHARES TR | GL CLEAN ENE ETF | 464288224 | 2,504,844 | 122,247 | SH | SOLE | 0 | 0 | 0 | 122,247 | |
| ISHARES TR | GLB INFRASTR ETF | 464288372 | 2,928,626 | 43,973 | SH | SOLE | 0 | 0 | 0 | 43,973 | |
| ISHARES TR | 0-5 YR TIPS ETF | 46429B747 | 10,401,182 | 101,813 | SH | SOLE | 0 | 0 | 0 | 101,812 | |
| ISHARES TR | CORE MSCI TOTAL | 46432F834 | 3,364,128 | 35,249 | SH | SOLE | 0 | 0 | 0 | 35,248 | |
| ISHARES TR | CORE MSCI EAFE | 46432F842 | 1,320,231 | 13,670 | SH | SOLE | 0 | 0 | 0 | 13,669 | |
| ISHARES INC | CORE MSCI EMKT | 46434G103 | 519,099 | 6,266 | SH | SOLE | 0 | 0 | 0 | 6,266 | |
| ISHARES INC | MSCI JAPAN ETF | 46434G822 | 3,145,862 | 33,729 | SH | SOLE | 0 | 0 | 0 | 33,728 | |
| ISHARES INC | ESG AWR MSCI EM | 46434G863 | 645,703 | 11,807 | SH | SOLE | 0 | 0 | 0 | 11,806 | |
| ISHARES TR | CORE MSCI EURO | 46434V738 | 2,641,884 | 35,145 | SH | SOLE | 0 | 0 | 0 | 35,145 | |
| ISHARES TR | ESG AW MSCI EAFE | 46435G516 | 1,694,867 | 16,485 | SH | SOLE | 0 | 0 | 0 | 16,485 | |
| ISHARES TR | CORE INTL AGGR | 46435G672 | 20,357,062 | 402,313 | SH | SOLE | 0 | 0 | 0 | 402,313 | |
| ISHARES TR | ESG MSCI USA ETF | 46436E767 | 580,244 | 8,355 | SH | SOLE | 0 | 0 | 0 | 8,354 | |
| JPMORGAN CHASE & CO | COM | 46625H100 | 367,373 | 1,122 | SH | SOLE | 0 | 0 | 0 | 1,122 | |
| J P MORGAN EXCHANGE TRADED F | ACTIVE GROWTH | 46654Q609 | 10,545,228 | 106,960 | SH | SOLE | 0 | 0 | 0 | 106,960 | |
| JOHNSON & JOHNSON | COM | 478160104 | 265,932 | 1,047 | SH | SOLE | 0 | 0 | 0 | 1,047 | |
| MERCK & CO INC | COM | 58933Y105 | 715,229 | 5,566 | SH | SOLE | 0 | 0 | 0 | 5,565 | |
| MICROSOFT CORP | COM | 594918104 | 1,214,424 | 3,256 | SH | SOLE | 0 | 0 | 0 | 3,255 | |
| MICRON TECHNOLOGY INC | COM | 595112103 | 521,534 | 452 | SH | SOLE | 0 | 0 | 0 | 451 | |
| NVIDIA CORPORATION | COM | 67066G104 | 1,614,375 | 8,068 | SH | SOLE | 0 | 0 | 0 | 8,068 | |
| NUSHARES ETF TR | NUVEEN ESG LRGVL | 67092P300 | 588,044 | 11,763 | SH | SOLE | 0 | 0 | 0 | 11,763 | |
| PACER FDS TR | US CASH COWS 100 | 69374H881 | 301,232 | 4,843 | SH | SOLE | 0 | 0 | 0 | 4,842 | |
| PEPSICO INC | COM | 713448108 | 228,879 | 1,690 | SH | SOLE | 0 | 0 | 0 | 1,690 | |
| PROCTER & GAMBLE CO | COM | 742718109 | 339,359 | 2,314 | SH | SOLE | 0 | 0 | 0 | 2,314 | |
| SPDR GOLD TR | GOLD SHS | 78463V107 | 464,527 | 1,261 | SH | SOLE | 0 | 0 | 0 | 1,261 | |
| SPDR INDEX SHS FDS | STATE STREET SPD | 78463X509 | 1,257,886 | 24,293 | SH | SOLE | 0 | 0 | 0 | 24,292 | |
| SPDR INDEX SHS FDS | STATE STREET SPD | 78463X889 | 1,346,057 | 26,713 | SH | SOLE | 0 | 0 | 0 | 26,712 | |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A508 | 4,644,148 | 76,397 | SH | SOLE | 0 | 0 | 0 | 76,396 | |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A805 | 1,295,726 | 14,272 | SH | SOLE | 0 | 0 | 0 | 14,271 | |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A854 | 68,983,564 | 784,975 | SH | SOLE | 0 | 0 | 0 | 784,974 | |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R648 | 2,278,075 | 31,861 | SH | SOLE | 0 | 0 | 0 | 31,861 | |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R853 | 840,530 | 14,575 | SH | SOLE | 0 | 0 | 0 | 14,574 | |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 | 3,701,925 | 125,787 | SH | SOLE | 0 | 0 | 0 | 125,787 | |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 | 260,313 | 7,692 | SH | SOLE | 0 | 0 | 0 | 7,692 | |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 | 287,084 | 8,247 | SH | SOLE | 0 | 0 | 0 | 8,247 | |
| SELECT SECTOR SPDR TR | STATE STREET HEA | 81369Y209 | 645,015 | 4,065 | SH | SOLE | 0 | 0 | 0 | 4,065 | |
| SELECT SECTOR SPDR TR | STATE STREET CON | 81369Y407 | 343,715 | 2,931 | SH | SOLE | 0 | 0 | 0 | 2,930 | |
| SELECT SECTOR SPDR TR | STATE STREET FIN | 81369Y605 | 1,326,510 | 24,744 | SH | SOLE | 0 | 0 | 0 | 24,743 | |
| SELECT SECTOR SPDR TR | STATE STREET TEC | 81369Y803 | 1,935,472 | 10,159 | SH | SOLE | 0 | 0 | 0 | 10,158 | |
| SELECT SECTOR SPDR TR | STATE STREET COM | 81369Y852 | 619,569 | 5,783 | SH | SOLE | 0 | 0 | 0 | 5,783 | |
| SELECT SECTOR SPDR TR | STATE STREET UTI | 81369Y886 | 1,142,541 | 25,199 | SH | SOLE | 0 | 0 | 0 | 25,199 | |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 | 223,607 | 446 | SH | SOLE | 0 | 0 | 0 | 446 | |
| 3M CO | COM | 88579Y101 | 236,754 | 1,462 | SH | SOLE | 0 | 0 | 0 | 1,462 | |
| UNITEDHEALTH GROUP INC | COM | 91324P102 | 521,881 | 1,256 | SH | SOLE | 0 | 0 | 0 | 1,255 | |
| VANECK ETF TRUST | SHRT HGH YLD MUN | 92189F387 | 344,576 | 15,047 | SH | SOLE | 0 | 0 | 0 | 15,047 | |
| VANECK ETF TRUST | URANIUM AND NUCL | 92189F601 | 1,206,772 | 10,405 | SH | SOLE | 0 | 0 | 0 | 10,405 | |
| VANECK ETF TRUST | RARE EARTH AND S | 92189H805 | 1,299,003 | 14,678 | SH | SOLE | 0 | 0 | 0 | 14,678 | |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 | 311,717 | 3,646 | SH | SOLE | 0 | 0 | 0 | 3,646 | |
| VANGUARD WORLD FD | ESG US STK ETF | 921910733 | 1,867,316 | 14,121 | SH | SOLE | 0 | 0 | 0 | 14,120 | |
| VANGUARD WORLD FD | MEGA CAP INDEX | 921910873 | 254,750 | 931 | SH | SOLE | 0 | 0 | 0 | 931 | |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 | 934,884 | 12,735 | SH | SOLE | 0 | 0 | 0 | 12,735 | |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 | 45,011,688 | 631,743 | SH | SOLE | 0 | 0 | 0 | 631,742 | |
| VANGUARD WHITEHALL FDS | INTL DVD ETF | 921946810 | 228,953 | 2,452 | SH | SOLE | 0 | 0 | 0 | 2,451 | |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 | 892,763 | 18,434 | SH | SOLE | 0 | 0 | 0 | 18,434 | |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 | 210,627 | 1,342 | SH | SOLE | 0 | 0 | 0 | 1,342 | |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 | 14,145,493 | 236,983 | SH | SOLE | 0 | 0 | 0 | 236,982 | |
| VANGUARD INTL EQUITY INDEX F | FTSE EUROPE ETF | 922042874 | 241,820 | 2,731 | SH | SOLE | 0 | 0 | 0 | 2,731 | |
| VANGUARD WORLD FD | CONSUM DIS ETF | 92204A108 | 277,501 | 700 | SH | SOLE | 0 | 0 | 0 | 699 | |
| VANGUARD WORLD FD | CONSUM STP ETF | 92204A207 | 1,058,055 | 4,692 | SH | SOLE | 0 | 0 | 0 | 4,692 | |
| VANGUARD WORLD FD | FINANCIALS ETF | 92204A405 | 6,354,956 | 48,290 | SH | SOLE | 0 | 0 | 0 | 48,289 | |
| VANGUARD WORLD FD | HEALTH CAR ETF | 92204A504 | 4,213,916 | 14,093 | SH | SOLE | 0 | 0 | 0 | 14,092 | |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 | 13,225,957 | 110,659 | SH | SOLE | 0 | 0 | 0 | 110,658 | |
| VANGUARD WORLD FD | COMM SRVC ETF | 92204A884 | 4,215,625 | 22,917 | SH | SOLE | 0 | 0 | 0 | 22,917 | |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 | 1,895,201 | 23,981 | SH | SOLE | 0 | 0 | 0 | 23,980 | |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 | 302,301 | 5,977 | SH | SOLE | 0 | 0 | 0 | 5,976 | |
| VANGUARD INDEX FDS | S&P 500 ETF SHS | 922908363 | 5,239,753 | 7,629 | SH | SOLE | 0 | 0 | 0 | 7,629 | |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 | 1,802,873 | 18,696 | SH | SOLE | 0 | 0 | 0 | 18,696 | |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 | 380,171 | 1,565 | SH | SOLE | 0 | 0 | 0 | 1,564 | |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 | 333,225 | 4,136 | SH | SOLE | 0 | 0 | 0 | 4,135 | |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 | 499,036 | 5,793 | SH | SOLE | 0 | 0 | 0 | 5,793 | |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 | 872,453 | 4,003 | SH | SOLE | 0 | 0 | 0 | 4,003 | |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 | 681,249 | 2,247 | SH | SOLE | 0 | 0 | 0 | 2,247 | |
| VISA INC | COM CL A | 92826C839 | 205,923 | 600 | SH | SOLE | 0 | 0 | 0 | 600 | |
| WORLD GOLD TR | SPDR GLD MINIS | 98149E303 | 5,979,929 | 75,295 | SH | SOLE | 0 | 0 | 0 | 75,295 | |
| EATON CORP PLC | SHS | G29183103 | 330,501 | 776 | SH | SOLE | 0 | 0 | 0 | 775 | |