The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 210,434 1,300 SH SOLE 0 0 0 1,300
AB ACTIVE ETFS INC NEW YO INTER ETF 00039J764 4,366,469 173,759 SH SOLE 0 0 0 173,759
ABBOTT LABORATORIES COM 002824100 1,477,183 16,279 SH SOLE 0 0 0 16,279
ABBVIE INC COM 00287Y109 6,919,580 27,498 SH SOLE 0 0 0 27,498
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 330,905 2,659 SH SOLE 0 0 0 2,659
ADVANCED MICRO DEVICES INC COM 007903107 2,370,113 4,080 SH SOLE 0 0 0 4,080
AFLAC INC COM 001055102 532,058 4,538 SH SOLE 0 0 0 4,538
AIRBNB INC COM CL A 009066101 538,342 3,762 SH SOLE 0 0 0 3,762
ALPHABET INC CAP STK CL C 02079K107 11,619,913 32,887 SH SOLE 0 0 0 32,887
ALPHABET INC CAP STK CL A 02079K305 11,870,531 33,216 SH SOLE 0 0 0 33,216
ALTRIA GROUP INC COM 02209S103 352,789 4,903 SH SOLE 0 0 0 4,903
AMAZON COM INC COM 023135106 9,011,016 37,807 SH SOLE 0 0 0 37,807
AMERICAN CENTY ETF TR US SML CP VALU 025072877 7,677,956 61,542 SH SOLE 0 0 0 61,542
AMERICAN CENTY ETF TR AVAN TOTA EQ ETF 02507A606 20,210,670 371,216 SH SOLE 0 0 0 371,216
AMERICAN ELEC PWR CO INC COM 025537101 260,486 1,904 SH SOLE 0 0 0 1,904
AMERICAN EXPRESS CO COM 025816109 766,475 2,266 SH SOLE 0 0 0 2,266
AMERICAN WTR WKS CO INC NEW COM 030420103 394,991 3,002 SH SOLE 0 0 0 3,002
AMGEN INC COM 031162100 588,083 1,624 SH SOLE 0 0 0 1,624
AMPHENOL CORP CL A 032095101 644,958 3,658 SH SOLE 0 0 0 3,658
ANALOG DEVICES INC COM 032654105 640,257 1,612 SH SOLE 0 0 0 1,612
AON PLC SHS CL A G0403H108 417,701 1,259 SH SOLE 0 0 0 1,259
APPLE INC COM 037833100 35,794,384 123,702 SH SOLE 0 0 0 123,702
APPLIED MATLS INC COM 038222105 4,870,174 6,736 SH SOLE 0 0 0 6,736
APPLOVIN CORP COM CL A 03831W108 394,151 765 SH SOLE 0 0 0 765
ARISTA NETWORKS INC COM SHS 040413205 373,906 2,201 SH SOLE 0 0 0 2,201
ARK ETF TR NEXT GNRTN INTER 00214Q401 8,024,430 55,394 SH SOLE 0 0 0 55,394
ARK ETF TR INNOVATION ETF 00214Q104 885,502 10,956 SH SOLE 0 0 0 10,956
ASML HLDG NV N Y REGISTRY SHS N07059210 232,764 117 SH SOLE 0 0 0 117
AT&T INC COM 00206R102 538,048 25,993 SH SOLE 0 0 0 25,993
AUTOMATIC DATA PROCESSING IN COM 053015103 2,039,890 9,109 SH SOLE 0 0 0 9,109
BANK OF AMER CORP COM 060505104 1,080,092 18,956 SH SOLE 0 0 0 18,956
BANK OF NY MELLON CORP COM 064058100 497,355 3,439 SH SOLE 0 0 0 3,439
BEELINE HOLDINGS INC COM NEW 277802500 61,000 50,000 SH SOLE 0 0 0 50,000
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 4,470,484 8,934 SH SOLE 0 0 0 8,934
BERKSHIRE HATHAWAY INC DEL CL A 084670108 748,850 1 SH SOLE 0 0 0 1
BLACKROCK ETF TRUST II ISHA FLEX IN ETF 092528603 469,080 8,962 SH SOLE 0 0 0 8,962
BLACKROCK INC COM 09290D101 1,105,014 1,149 SH SOLE 0 0 0 1,149
BLACKSTONE INC COM 09260D107 349,153 2,967 SH SOLE 0 0 0 2,967
BOEING CO COM 097023105 340,940 1,575 SH SOLE 0 0 0 1,575
BOOKING HOLDINGS INC COM 09857L108 536,868 3,012 SH SOLE 0 0 0 3,012
BOSTON SCIENTIFIC CORP COM 101137107 552,365 12,942 SH SOLE 0 0 0 12,942
BRISTOL-MYERS SQUIBB CO COM 110122108 303,970 5,275 SH SOLE 0 0 0 5,275
BROADCOM INC COM 11135F101 5,698,720 15,086 SH SOLE 0 0 0 15,086
CADENCE DESIGN SYSTEM INC COM 127387108 316,019 842 SH SOLE 0 0 0 842
CAPITAL ONE FINL CORP COM 14040H105 597,938 2,980 SH SOLE 0 0 0 2,980
CARRIER GLOBAL CORPORATION COM 14448C104 257,609 3,512 SH SOLE 0 0 0 3,512
CATERPILLAR INC COM 149123101 1,886,649 1,772 SH SOLE 0 0 0 1,772
CBRE GROUP INC CL A 12504L109 260,490 1,934 SH SOLE 0 0 0 1,934
CHEVRON CORPORATION COM 166764100 991,977 5,984 SH SOLE 0 0 0 5,984
CHUBB LIMITED COM H1467J104 1,450,035 4,256 SH SOLE 0 0 0 4,256
CHURCH & DWIGHT CO INC COM 171340102 288,799 2,981 SH SOLE 0 0 0 2,981
CISCO SYS INC COM 17275R102 3,356,056 28,572 SH SOLE 0 0 0 28,572
CITIGROUP INC COM NEW 172967424 879,229 6,282 SH SOLE 0 0 0 6,282
COCA COLA CO COM 191216100 2,674,721 32,912 SH SOLE 0 0 0 32,912
COEUR MNG INC COM NEW 192108504 412,089 25,251 SH SOLE 0 0 0 25,251
COHERENT CORP COM 19247G107 265,478 673 SH SOLE 0 0 0 673
COLGATE PALMOLIVE CO COM 194162103 331,464 3,615 SH SOLE 0 0 0 3,615
CONSTELLATION ENERGY CORP COM 21037T109 223,381 899 SH SOLE 0 0 0 899
CORNING INC COM 219350105 1,438,585 5,632 SH SOLE 0 0 0 5,632
COSTCO WHOLESALE CORPORATION COM 22160K105 2,267,759 2,424 SH SOLE 0 0 0 2,424
CROWDSTRIKE HLDGS INC CL A 22788C105 710,483 931 SH SOLE 0 0 0 931
CSX CORP COM 126408103 458,007 9,636 SH SOLE 0 0 0 9,636
CUMMINS INC COM 231021106 466,806 655 SH SOLE 0 0 0 655
CVS HEALTH CORP COM 126650100 235,245 2,274 SH SOLE 0 0 0 2,274
DANAHER CORP DEL COM 235851102 441,533 2,318 SH SOLE 0 0 0 2,318
DEERE & CO COM 244199105 625,449 986 SH SOLE 0 0 0 986
DELL TECHNOLOGIES INC CL C 24703L202 528,970 1,226 SH SOLE 0 0 0 1,226
DISNEY WALT CO COM 254687106 372,086 3,866 SH SOLE 0 0 0 3,866
DOVER CORP COM 260003108 209,323 933 SH SOLE 0 0 0 933
DUKE ENERGY CORP NEW COM NEW 26441C204 521,190 4,117 SH SOLE 0 0 0 4,117
EA SERIES TRUST ALPHA ARCH 1-3 02072L565 567,001 4,842 SH SOLE 0 0 0 4,842
EA SERIES TRUST ALPHA ARCHITECT 02072Q275 19,336,667 339,700 SH SOLE 0 0 0 339,700
EA SERIES TRUST ALPHA ARCHITECT 02072Q853 26,656,045 446,173 SH SOLE 0 0 0 446,173
EATON CORP PLC SHS G29183103 560,820 1,316 SH SOLE 0 0 0 1,316
EBAY INC. COM 278642103 223,629 2,001 SH SOLE 0 0 0 2,001
ECOLAB INC COM 278865100 852,131 3,059 SH SOLE 0 0 0 3,059
ELEDON PHARMACEUTICALS INC COM 28617K101 66,980 17,000 SH SOLE 0 0 0 17,000
ELI LILLY & CO COM 532457108 4,089,162 3,409 SH SOLE 0 0 0 3,409
EMERSON ELEC CO COM 291011104 630,263 4,403 SH SOLE 0 0 0 4,403
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 210,320 11,000 SH SOLE 0 0 0 11,000
EQUINIX INC COM 29444U700 250,190 240 SH SOLE 0 0 0 240
ETF SER SOLUTIONS DEFIA QUANT ETF 26922A420 349,944 2,116 SH SOLE 0 0 0 2,116
EXXON MOBIL CORP COM 30231G102 4,463,551 32,647 SH SOLE 0 0 0 32,647
FASTLY INC CL A 31188V100 4,724,726 257,338 SH SOLE 0 0 0 257,338
FIDELITY WISE ORIGIN BITCOIN SHS 315948109 778,257 15,245 SH SOLE 0 0 0 15,245
FIRST TR EXCHANGE-TRADED FD WTR ETF 33733B100 224,416 2,049 SH SOLE 0 0 0 2,049
FLEX LTD ORD Y2573F102 418,465 2,582 SH SOLE 0 0 0 2,582
FORTINET INC COM 34959E109 232,888 1,516 SH SOLE 0 0 0 1,516
FREEPORT MCMORAN INC CL B 35671D857 228,542 3,634 SH SOLE 0 0 0 3,634
GE AEROSPACE COM NEW 369604301 1,191,914 3,189 SH SOLE 0 0 0 3,189
GE VERNOVA INC COM 36828A101 1,073,929 914 SH SOLE 0 0 0 914
GENERAL DYNAMICS CORP COM 369550108 224,942 635 SH SOLE 0 0 0 635
GENERAL MTRS CO COM 37045V100 311,502 4,041 SH SOLE 0 0 0 4,041
GILEAD SCIENCES INC COM 375558103 401,286 3,176 SH SOLE 0 0 0 3,176
GLOBAL X FDS ARTIFICIAL ETF 37954Y632 1,507,719 22,980 SH SOLE 0 0 0 22,980
GLOBAL X FDS DEFENSE TECH ETF 37960A529 201,342 3,372 SH SOLE 0 0 0 3,372
GOLDMAN SACHS GROUP INC COM 38141G104 1,717,123 1,698 SH SOLE 0 0 0 1,698
HARTFORD INSURANCE GROUP INC COM 416515104 459,977 3,471 SH SOLE 0 0 0 3,471
HEWLETT PACKARD ENTERPRISE C COM 42824C109 230,061 5,100 SH SOLE 0 0 0 5,100
HILTON WORLDWIDE HLDGS INC COM 43300A203 496,681 1,503 SH SOLE 0 0 0 1,503
HOME DEPOT INC COM 437076102 2,453,696 6,957 SH SOLE 0 0 0 6,957
HONEYWELL AEROSPACE INC COM 43849R105 412,977 1,868 SH SOLE 0 0 0 1,868
HONEYWELL INTL INC COM 438516205 416,006 1,858 SH SOLE 0 0 0 1,858
HOWMET AEROSPACE INC COM 443201108 361,886 1,346 SH SOLE 0 0 0 1,346
ILLINOIS TOOL WKS INC COM 452308109 495,191 1,831 SH SOLE 0 0 0 1,831
INFORMATION SVCS GROUP INC COM 45675Y104 232,394 56,544 SH SOLE 0 0 0 56,544
INTEL CORP COM 458140100 3,434,051 24,594 SH SOLE 0 0 0 24,594
INTERNATIONAL BUSINESS MACHS COM 459200101 922,229 3,280 SH SOLE 0 0 0 3,280
INTUITIVE SURGICAL INC COM NEW 46120E602 290,704 731 SH SOLE 0 0 0 731
INVESCO EXCH TRADED FD TR II S&P EMRNG MKTS 46138E297 270,924 9,745 SH SOLE 0 0 0 9,745
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 2,124,776 7,013 SH SOLE 0 0 0 7,013
INVESCO EXCHANGE TRADED FD T AEROSPACE DEFN 46137V100 300,528 1,701 SH SOLE 0 0 0 1,701
INVESCO EXCHANGE TRADED FD T WATER RES ETF 46137V142 205,927 2,981 SH SOLE 0 0 0 2,981
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 438,048 2,059 SH SOLE 0 0 0 2,059
INVESCO QQQ TR UNIT SER 1 46090E103 13,565,486 18,421 SH SOLE 0 0 0 18,421
IRON MTN INC DEL COM 46284V101 368,880 2,920 SH SOLE 0 0 0 2,920
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101 459,568 13,805 SH SOLE 0 0 0 13,805
ISHARES GOLD TR ISHARES NEW 464285204 2,515,691 33,316 SH SOLE 0 0 0 33,316
ISHARES INC MSCI EMRG CHN 46434G764 1,450,859 14,182 SH SOLE 0 0 0 14,182
ISHARES TR ESG AW MSCI EAFE 46435G516 7,039,974 68,476 SH SOLE 0 0 0 68,476
ISHARES TR CORE MSCI INTL 46435G326 19,703,768 221,366 SH SOLE 0 0 0 221,366
ISHARES TR ESG AWR MSCI USA 46435G425 12,870,062 78,634 SH SOLE 0 0 0 78,634
ISHARES TR ESG AWARE MSCI 46435U663 2,508,763 44,855 SH SOLE 0 0 0 44,855
ISHARES TR ESG MSCI LEADR 46435U218 633,000 4,768 SH SOLE 0 0 0 4,768
ISHARES TR 0-3 MTH TREASURY 46436E718 34,564,090 343,341 SH SOLE 0 0 0 343,341
ISHARES TR MSCI USA MIN ETF 46429B697 599,283 6,213 SH SOLE 0 0 0 6,213
ISHARES TR MSCI EAFE MIN VL 46429B689 575,488 6,561 SH SOLE 0 0 0 6,561
ISHARES TR SHRT NAT MUN ETF 464288158 1,022,994 9,608 SH SOLE 0 0 0 9,608
ISHARES TR NATIONAL MUN ETF 464288414 306,394 2,847 SH SOLE 0 0 0 2,847
ISHARES TR 0-5 YR TIPS ETF 46429B747 1,128,255 11,044 SH SOLE 0 0 0 11,044
ISHARES TR MSCI USA QLT FCT 46432F339 289,428 1,319 SH SOLE 0 0 0 1,319
ISHARES TR CORE MSCI EAFE 46432F842 9,592,174 99,318 SH SOLE 0 0 0 99,318
ISHARES TR LOW CA OP MS ETF 46434V464 498,885 1,972 SH SOLE 0 0 0 1,972
ISHARES TR ESG OPTIMIZED 464288802 3,660,560 23,724 SH SOLE 0 0 0 23,724
ISHARES TR ISHS 1-5YR INVS 464288646 224,259 4,279 SH SOLE 0 0 0 4,279
ISHARES TR NEW YORK MUN ETF 464288323 308,552 5,724 SH SOLE 0 0 0 5,724
ISHARES TR SELECT DIVID ETF 464287168 1,396,621 8,936 SH SOLE 0 0 0 8,936
ISHARES TR CORE S&P MCP ETF 464287507 590,585 7,659 SH SOLE 0 0 0 7,659
ISHARES TR S&P MC 400VL ETF 464287705 245,621 1,663 SH SOLE 0 0 0 1,663
ISHARES TR S&P MC 400GR ETF 464287606 287,953 2,451 SH SOLE 0 0 0 2,451
ISHARES TR CORE S&P SCP ETF 464287804 883,304 5,956 SH SOLE 0 0 0 5,956
ISHARES TR CORE S&P500 ETF 464287200 2,857,668 3,816 SH SOLE 0 0 0 3,816
ISHARES TR S&P 500 GRWT ETF 464287309 1,374,750 9,996 SH SOLE 0 0 0 9,996
ISHARES TR RUS 1000 ETF 464287622 9,432,907 23,035 SH SOLE 0 0 0 23,035
ISHARES TR RUS 1000 VAL ETF 464287598 52,260,458 215,569 SH SOLE 0 0 0 215,569
ISHARES TR RUS 1000 GRW ETF 464287614 57,382,208 462,126 SH SOLE 0 0 0 462,126
ISHARES TR RUSSELL 2000 ETF 464287655 2,086,841 6,946 SH SOLE 0 0 0 6,946
ISHARES TR RUS 2000 VAL ETF 464287630 1,936,013 8,752 SH SOLE 0 0 0 8,752
ISHARES TR RUS 2000 GRW ETF 464287648 2,797,380 7,101 SH SOLE 0 0 0 7,101
ISHARES TR MSCI EAFE ETF 464287465 991,378 9,543 SH SOLE 0 0 0 9,543
ISHARES TR RUS MID CAP ETF 464287499 712,602 6,459 SH SOLE 0 0 0 6,459
ISHARES TR SELECT US REIT 464287564 256,994 3,800 SH SOLE 0 0 0 3,800
ISHARES TR S&P 100 ETF 464287101 251,295 687 SH SOLE 0 0 0 687
JOHNSON & JOHNSON COM 478160104 8,815,665 34,711 SH SOLE 0 0 0 34,711
JOHNSON CONTROLS INTERNATION SHS G51502105 243,858 1,669 SH SOLE 0 0 0 1,669
JPMORGAN CHASE & CO COM 46625H100 8,595,707 26,260 SH SOLE 0 0 0 26,260
KINDER MORGAN INC DEL COM 49456B101 315,096 9,856 SH SOLE 0 0 0 9,856
KLA CORP COM NEW 482480100 1,023,400 3,392 SH SOLE 0 0 0 3,392
LAM RESEARCH CORP COM NEW 512807306 1,562,185 3,605 SH SOLE 0 0 0 3,605
LIGHTPATH TECHNOLOGIES INC COM CL A 532257805 12,517,642 765,605 SH SOLE 0 0 0 765,605
LINDE PLC SHS G54950103 931,748 1,795 SH SOLE 0 0 0 1,795
LOCKHEED MARTIN CORP COM 539830109 283,318 556 SH SOLE 0 0 0 556
LOWES COS INC COM 548661107 746,543 3,386 SH SOLE 0 0 0 3,386
MARATHON PETE CORP COM 56585A102 404,997 1,584 SH SOLE 0 0 0 1,584
MARRIOTT INTL INC NEW CL A 571903202 316,854 855 SH SOLE 0 0 0 855
MARSH & MCLENNAN COS INC COM 571748102 2,749,333 16,496 SH SOLE 0 0 0 16,496
MARVELL TECHNOLOGY INC COM 573874104 611,568 2,053 SH SOLE 0 0 0 2,053
MASTERCARD INCORPORATED CL A 57636Q104 1,985,609 3,866 SH SOLE 0 0 0 3,866
MCDONALDS CORP COM 580135101 1,417,604 5,244 SH SOLE 0 0 0 5,244
MCKESSON CORP COM 58155Q103 676,264 895 SH SOLE 0 0 0 895
MERCK & CO INC COM 58933Y105 1,297,236 10,095 SH SOLE 0 0 0 10,095
META PLATFORMS INC CL A 30303M102 4,135,230 7,341 SH SOLE 0 0 0 7,341
MICRON TECHNOLOGY INC COM 595112103 3,081,985 2,670 SH SOLE 0 0 0 2,670
MICROSOFT CORP COM 594918104 19,264,649 51,645 SH SOLE 0 0 0 51,645
MOODYS CORP COM 615369105 397,320 877 SH SOLE 0 0 0 877
MORGAN STANLEY COM NEW 617446448 1,874,976 8,969 SH SOLE 0 0 0 8,969
MORGAN STANLEY ETF TRUST CALVERT US LARCP 61774R205 636,644 6,739 SH SOLE 0 0 0 6,739
MOTOROLA SOLUTIONS INC COM NEW 620076307 221,351 533 SH SOLE 0 0 0 533
NETFLIX INC. COM 64110L106 841,877 11,791 SH SOLE 0 0 0 11,791
NEXTERA ENERGY INC COM 65339F101 616,630 7,026 SH SOLE 0 0 0 7,026
NORFOLK SOUTHN CORP COM 655844108 448,291 1,425 SH SOLE 0 0 0 1,425
NORTHROP GRUMMAN CORP COM 666807102 288,420 566 SH SOLE 0 0 0 566
NUSHARES ETF TR NUVEEN ESG INTL 67092P805 521,137 13,022 SH SOLE 0 0 0 13,022
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300 220,356 4,408 SH SOLE 0 0 0 4,408
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 474,284 9,100 SH SOLE 0 0 0 9,100
NVIDIA CORPORATION COM 67066G104 22,828,080 114,089 SH SOLE 0 0 0 114,089
OCULAR THERAPEUTIX INC COM 67576A100 172,832 17,600 SH SOLE 0 0 0 17,600
ORACLE CORP COM 68389X105 1,461,632 9,974 SH SOLE 0 0 0 9,974
PALANTIR TECHNOLOGIES INC CL A 69608A108 655,802 5,621 SH SOLE 0 0 0 5,621
PALO ALTO NETWORKS INC COM 697435105 758,770 2,225 SH SOLE 0 0 0 2,225
PANGAEA LOGISTICS SOLUTION L SHS G6891L105 241,982 37,228 SH SOLE 0 0 0 37,228
PARKER-HANNIFIN CORP COM 701094104 749,829 767 SH SOLE 0 0 0 767
PAYCHEX INC COM 704326107 488,995 4,973 SH SOLE 0 0 0 4,973
PEPSICO INC COM 713448108 837,290 6,184 SH SOLE 0 0 0 6,184
PETCO HEALTH & WELLNESS CO I CL A COM 71601V105 62,889 23,121 SH SOLE 0 0 0 23,121
PFIZER INC COM 717081103 335,912 13,950 SH SOLE 0 0 0 13,950
PGIM ETF TR PGIM ULTRA SH BD 69344A107 993,273 20,046 SH SOLE 0 0 0 20,046
PHILIP MORRIS INTL INC COM 718172109 1,217,060 6,727 SH SOLE 0 0 0 6,727
PHILLIPS 66 COM 718546104 242,249 1,433 SH SOLE 0 0 0 1,433
PNC FINL SVCS GROUP INC COM 693475105 411,187 1,670 SH SOLE 0 0 0 1,670
PPG INDS INC COM 693506107 430,313 3,548 SH SOLE 0 0 0 3,548
PROCTER & GAMBLE CO COM 742718109 3,115,072 21,243 SH SOLE 0 0 0 21,243
PROGRESSIVE CORP COM 743315103 589,047 2,696 SH SOLE 0 0 0 2,696
QUALCOMM INC COM 747525103 510,404 2,762 SH SOLE 0 0 0 2,762
ROCKET LAB CORP COM 773121108 336,614 3,312 SH SOLE 0 0 0 3,312
RTX CORPORATION COM 75513E101 1,216,294 6,411 SH SOLE 0 0 0 6,411
S&P GLOBAL INC COM 78409V104 268,039 658 SH SOLE 0 0 0 658
SALESFORCE INC COM 79466L302 241,100 1,539 SH SOLE 0 0 0 1,539
SANDISK CORP COM 80004C200 720,772 317 SH SOLE 0 0 0 317
SCHWAB CHARLES CORP COM 808513105 653,006 7,077 SH SOLE 0 0 0 7,077
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 404,251 13,959 SH SOLE 0 0 0 13,959
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 254,212 9,177 SH SOLE 0 0 0 9,177
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 2,606,383 88,562 SH SOLE 0 0 0 88,562
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 859,330 25,394 SH SOLE 0 0 0 25,394
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 599,644 16,264 SH SOLE 0 0 0 16,264
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 1,956,055 2,027 SH SOLE 0 0 0 2,027
SELECT SECTOR SPDR TR ST STR FINL ETF 81369Y605 4,909,400 91,576 SH SOLE 0 0 0 91,576
SELECT SECTOR SPDR TR ST STR INDL ETF 81369Y704 7,503,853 40,511 SH SOLE 0 0 0 40,511
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 19,084,133 100,169 SH SOLE 0 0 0 100,169
SELECT SECTOR SPDR TR ST STR CARE ETF 81369Y209 2,232,321 14,070 SH SOLE 0 0 0 14,070
SELECT SECTOR SPDR TR ST STR DISCR ETF 81369Y407 2,664,383 22,718 SH SOLE 0 0 0 22,718
SELECT SECTOR SPDR TR ST STR UTIL ETF 81369Y886 225,753 4,979 SH SOLE 0 0 0 4,979
SERVICENOW INC COM 81762P102 413,799 4,168 SH SOLE 0 0 0 4,168
SFL CORPORATION LTD SHS G7738W106 296,820 29,100 SH SOLE 0 0 0 29,100
SHERWIN WILLIAMS CO COM 824348106 226,220 657 SH SOLE 0 0 0 657
SNOWFLAKE INC COM SHS 833445109 209,963 825 SH SOLE 0 0 0 825
SOUTHERN CO COM 842587107 405,763 4,240 SH SOLE 0 0 0 4,240
SPACE EXPLORATION TECHN CORP CLASS A COM STK 84615Q103 630,303 3,689 SH SOLE 0 0 0 3,689
SPDR GOLD TR GOLD SHS 78463V107 4,308,572 11,696 SH SOLE 0 0 0 11,696
SPDR SERIES TRUST ST STR P500ETF 78464A854 600,847 6,837 SH SOLE 0 0 0 6,837
SPDR SERIES TRUST ST STR BLO 1 ETF 78468R663 48,361,402 527,732 SH SOLE 0 0 0 527,732
SPDR SERIES TRUST ST STR P500VAL 78464A508 2,037,556 33,518 SH SOLE 0 0 0 33,518
SPDR SERIES TRUST ST STR P500GRW 78464A409 9,978,757 83,862 SH SOLE 0 0 0 83,862
STAR BULK CARRIERS CORP. SHS PAR Y8162K204 1,607,831 64,390 SH SOLE 0 0 0 64,390
STARBUCKS CORP COM 855244109 350,073 3,426 SH SOLE 0 0 0 3,426
STATE STR CORP COM 857477103 848,703 5,004 SH SOLE 0 0 0 5,004
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 26,889,140 36,007 SH SOLE 0 0 0 36,007
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 1,657,069 2,356 SH SOLE 0 0 0 2,356
STRYKER CORPORATION COM 863667101 862,391 2,739 SH SOLE 0 0 0 2,739
SYSCO CORP COM 871829107 205,022 2,453 SH SOLE 0 0 0 2,453
T-MOBILE US INC COM 872590104 226,620 1,351 SH SOLE 0 0 0 1,351
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 794,080 1,663 SH SOLE 0 0 0 1,663
TESLA INC COM 88160R101 2,815,496 6,694 SH SOLE 0 0 0 6,694
TETRA TECH INC NEW COM 88162G103 2,036,006 70,474 SH SOLE 0 0 0 70,474
TEXAS INSTRS INC COM 882508104 576,728 1,935 SH SOLE 0 0 0 1,935
THE CIGNA GROUP COM 125523100 211,189 766 SH SOLE 0 0 0 766
THERMO FISHER SCIENTIFIC INC COM 883556102 784,561 1,565 SH SOLE 0 0 0 1,565
TJX COS INC NEW COM 872540109 569,264 3,758 SH SOLE 0 0 0 3,758
TRANE TECHNOLOGIES PLC SHS G8994E103 381,724 777 SH SOLE 0 0 0 777
TRAVELERS COMPANIES INC COM 89417E109 267,412 810 SH SOLE 0 0 0 810
TRIMBLE INC COM 896239100 204,413 3,994 SH SOLE 0 0 0 3,994
UBER TECHNOLOGIES INC COM 90353T100 381,149 5,282 SH SOLE 0 0 0 5,282
UNION PAC CORP COM 907818108 1,239,604 4,557 SH SOLE 0 0 0 4,557
UNITED RENTALS INC COM 911363109 504,136 445 SH SOLE 0 0 0 445
UNITEDHEALTH GROUP INC COM 91324P102 1,666,325 4,009 SH SOLE 0 0 0 4,009
US BANCORP COM NEW 902973304 216,088 3,578 SH SOLE 0 0 0 3,578
VALERO ENERGY CORP COM 91913Y100 394,338 1,514 SH SOLE 0 0 0 1,514
VANGUARD ADMIRAL FDS INC SMLCP 600 GRTH 921932794 347,874 2,267 SH SOLE 0 0 0 2,267
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778 877,940 7,483 SH SOLE 0 0 0 7,483
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 14,369,002 173,917 SH SOLE 0 0 0 173,917
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 10,942,734 49,919 SH SOLE 0 0 0 49,919
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 1,768,733 35,531 SH SOLE 0 0 0 35,531
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 14,421,930 20,998 SH SOLE 0 0 0 20,998
VANGUARD INDEX FDS LARGE CAP ETF 922908637 707,491 2,057 SH SOLE 0 0 0 2,057
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 277,508 906 SH SOLE 0 0 0 906
VANGUARD INDEX FDS SML CP GRW ETF 922908595 12,203,254 33,370 SH SOLE 0 0 0 33,370
VANGUARD INDEX FDS SMALL CP ETF 922908751 540,645 1,784 SH SOLE 0 0 0 1,784
VANGUARD INDEX FDS GROWTH ETF 922908736 128,810,668 1,495,364 SH SOLE 0 0 0 1,495,364
VANGUARD INDEX FDS VALUE ETF 922908744 100,966,965 463,300 SH SOLE 0 0 0 463,300
VANGUARD INDEX FDS MID CAP ETF 922908629 554,424 6,881 SH SOLE 0 0 0 6,881
VANGUARD INDEX FDS SM CP VAL ETF 922908611 11,238,943 46,253 SH SOLE 0 0 0 46,253
VANGUARD INDEX FDS TOTAL STK MKT 922908769 15,409,923 41,644 SH SOLE 0 0 0 41,644
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 789,234 13,222 SH SOLE 0 0 0 13,222
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 2,280,831 27,234 SH SOLE 0 0 0 27,234
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 2,844,656 56,241 SH SOLE 0 0 0 56,241
VANGUARD SCOTTSDALE FDS VNG RUS2000GRW 92206C623 237,325 825 SH SOLE 0 0 0 825
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 10,968,877 85,822 SH SOLE 0 0 0 85,822
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 5,147,821 48,423 SH SOLE 0 0 0 48,423
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 555,136 7,024 SH SOLE 0 0 0 7,024
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 3,446,144 14,564 SH SOLE 0 0 0 14,564
VANGUARD STAR FDS VG TL INTL STK F 921909768 499,635 5,844 SH SOLE 0 0 0 5,844
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 47,180,907 662,188 SH SOLE 0 0 0 662,188
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 3,004,637 19,013 SH SOLE 0 0 0 19,013
VANGUARD WORLD FD INF TECH ETF 92204A702 1,762,636 14,748 SH SOLE 0 0 0 14,748
VANGUARD WORLD FD ESG US STK ETF 921910733 8,803,621 66,573 SH SOLE 0 0 0 66,573
VERIZON COMMUNICATIONS INC COM 92343V104 411,460 9,718 SH SOLE 0 0 0 9,718
VERTEX PHARMACEUTICALS INC COM 92532F100 574,717 1,157 SH SOLE 0 0 0 1,157
VERTIV HOLDINGS CO COM CL A 92537N108 241,405 721 SH SOLE 0 0 0 721
VIRTUS DIVERSIFIED INCM & CO COM 92840N100 205,607 7,255 SH SOLE 0 0 0 7,255
VISA INC COM CL A 92826C839 4,640,198 13,525 SH SOLE 0 0 0 13,525
WALMART INC COM 931142103 2,065,977 18,241 SH SOLE 0 0 0 18,241
WASTE MGMT INC DEL COM 94106L109 381,961 1,714 SH SOLE 0 0 0 1,714
WELLS FARGO & CO COM 949746101 582,180 7,045 SH SOLE 0 0 0 7,045
WELLTOWER INC COM 95040Q104 281,897 1,242 SH SOLE 0 0 0 1,242
WESTERN DIGITAL CORP COM 958102105 754,967 1,182 SH SOLE 0 0 0 1,182
WILLIAMS COS INC COM 969457100 297,241 3,998 SH SOLE 0 0 0 3,998
WILLIAMS SONOMA INC COM 969904101 242,191 1,039 SH SOLE 0 0 0 1,039
WISDOMTREE TR US HIGH DIVIDEND 97717W208 556,032 4,891 SH SOLE 0 0 0 4,891
WISDOMTREE TR TRUE DEV INTL FD 97717W794 230,921 3,105 SH SOLE 0 0 0 3,105
WORLD GOLD TR SPDR GLD MINIS 98149E303 5,073,230 63,878 SH SOLE 0 0 0 63,878
WW GRAINGER INC COM 384802104 351,752 259 SH SOLE 0 0 0 259
YUM BRANDS INC COM 988498101 542,534 3,394 SH SOLE 0 0 0 3,394