GS Mortgage Securities Corp. ABS-15G
Exhibit 99.3 - Schedule 4
| Loan ID | Seller Loan ID | Investor Loan ID | Alt Loan ID | Loan Program | Guideline Product Name | Originator Name | Originating Entity CDFI Flag | Guideline Name | Guideline Author | Guideline Date | Guideline Version | Application Date | TILA Status | TRID | GSE | Verified Safe Harbor Flag | Verified Safe Harbor Reference Document | QM Regulation Failures | ATR QM Total Points and Fees Audit | Loan Regulation Benchmark Date | Benchmark Rate | AUS Decision System | Rating Result | Property Inspection Waiver (PIW) | Calculated APR | HUD 1 Page 1 Credits Total | Verified Qualifying Rate | Originator Qualifying Rate | Qualifying P&I | Default Interest Rate Present | Default Interest Rate | Annual Property Tax | Monthly Property Tax | Annual Insurance Costs | Monthly Insurance Cost | Annual HOA Costs | Monthly HOA Costs | Monthly Other Costs | PITIA | Residual Income | HOA Questionnaire Flag | HOA Name | HOA Address State | HOA Fee Amount | HOA Next Due Date | HOA Payment Frequency | Originator DTI | TPR Verified DTI | QM DTI | Is Borrower Non Occupant | Is Co Borrower Non Occupant | Co Borrower 2 Asset Verification Level | Co Borrower 3 Asset Verification Level | Co Borrower 2 Income Verification Level | Co Borrower 3 Income Verification Level | Co Borrower 2 Employment Verification Level | Co Borrower 3 Employment Verification Level | Borrower Employment Indicator | Co Borrower Employment Indicator | Co Borrower 2 Employment Indicator | Co Borrower 3 Employment Indicator | Co Borrower 2 Length of Employment | Co Borrower 3 Length of Employment | Document Level | Borrower Years of W2s/1099 | CoBorrower Years of W2s/1099 | Borrower Months of Paystubs Verified | Co Borrower Months of Paystubs Verified | Borrower Employment Gap Letter | Borrower Months of Employment Gap | Co Borrower Employment Gap Letter | Co Borrower Months of Employment Gap | Borrower Years of Personal Tax Returns | Borrower Years of Business Tax Returns | CoBorrower Years of Personal Tax Returns | CoBorrower Years of Business Tax Returns | Years of 4506T | Years of Tax Transcripts | Borrower Award/Offer Letter | Co Borrower Award/Offer Letter | Asset Depletion Flag | Partial Asset Depletion Flag | Asset Depletion Months Amortized | Asset Utilization Flag (No DTI) | Borrower Bank Statements Flag | Borrower Bank Statement Summary/Lender Worksheet | Borrower Number of Personal Bank Statements | Borrower Number of Business Bank Statements | CoBorrower Bank Statements Flag | Co Borrower Bank Statement Summary/Lender Worksheet | CoBorrower Number of Personal Bank Statements | CoBorrower Number of Business Bank Statements | Percent of Income From Statements | Borrower Business Ownership % | CoBorrower Business Ownership % | Bespoke Eligible Assets | Borrower P&L Type | Borrower Number of Months P&L | Borrower P&L Prepared By | CoBorrower P&L Type | CoBorrower P&L Prepared By | CoBorrower Number of Months P&L | Borrower CPA Letter Flag | # of Months CPA verified income | CoBorrower CPA Letter Flag | CoBorrower # of Months CPA verified income | Borrower WVOE Flag | Borrower # of Months Employment Validated WVOE | Borrower # of Months Income Validated WVOE | Borrower WVOE Form Type | CoBorrower WVOE Flag | CoBorrower # of Months WVOE | CoBorrower # of Months Income Validated WVOE | CoBorrower WVOE Form Type | DSCR Flag | TPR DSCR | Originator DSCR | Expense Letter | Income Doc Detail | Tax Return Doc Details | Property Address | Property City | Property State | Property Zip | Property County | Original Credit Report Date | Borrower 1 Credit Report Date | Borrower 2 Credit Report Date | Borrower 3 Credit Report Date | Borrower 4 Credit Report Date | Qualifying Credit Score | Third Wage Earner Original FICO Equifax | Third Wage Earner Original FICO Experian | Third Wage Earner Original FICO Transunion | Fourth Wage Earner Original FICO Equifax | Fourth Wage Earner Original FICO Experian | Fourth Wage Earner Original FICO Transunion | Most Recent Co Borrower 2 FICO | Most Recent Co Borrower 3 FICO | Updated Credit Report Flag | Updated Credit Report Date | Updated FICO Method | Primary Wage Earner Updated FICO Equifax | Primary Wage Earner Updated FICO Experian | Primary Wage Earner Updated FICO Transunion | Secondary Wage Earner Updated FICO Equifax | Secondary Wage Earner Updated FICO Experian | Secondary Wage Earner Updated FICO Transunion | Third Wage Earner Updated FICO Equifax | Third Wage Earner Updated FICO Experian | Third Wage Earner Updated FICO Transunion | Fourth Wage Earner Updated FICO Equifax | Fourth Wage Earner Updated FICO Experian | Fourth Wage Earner Updated FICO Transunion | Updated Primary Borrower FICO | Updated Co Borrower FICO | Updated Co Borrower 2 FICO | Updated Co Borrower 3 FICO | Updated Qualifying FICO | Most Recent Bankruptcy Type | Most Recent Bankruptcy Filing Date | Most Recent Bankruptcy Discharge Date | Number of Bankruptcy Events | Months Bankruptcy 7 11 | Months Bankruptcy 13 | Most Recent Deed in Lieu Date | Number of Deed in Lieu Events | Months Deed in Lieu | Most Recent Short Sale Date | Number of Short Sale Events | Months Short Sale (or Pre FC) | Most Recent Foreclosure Date | Number of Foreclosure Events | Months Foreclosure | Prior Mortgage/Rent Lates 30d in 0-12m | Prior Mortgage/Rent Lates 60d in 0-12m | Prior Mortgage/Rent Lates 90d in 0-12m | Prior Mortgage/Rent Lates 120d+ in 0-12m | Prior Mortgage/Rent Lates 30d in 13-24m | Prior Mortgage/Rent Lates 60d in 13-24m | Prior Mortgage/Rent Lates 90d in 13-24m | Prior Mortgage/Rent Lates 120d+ in 13-24m | Prior Mortgage/Rent Late 30d in 24m | Prior Mortgage/Rent Late 60d in 24m | Prior Mortgage/Rent Late 90d in 24m | Has ACH | Is Equity Shared Loan | Subordinate Lien Type | Subordinate Lien Max Draw Amount (HELOC) | Is Shared Appreciation Mortgage | Borrower Originator Citizenship Designation | Borrower Verified Citizenship Designation | Borrower Individual Tax Identification Number (ITIN)? | Borrower Photo Identification Type | Borrower Photo Identification Other Type | Borrower Photo ID State of Issuance | Borrower Photo ID Country of Issuance | Borrower Photo ID Expiration Date | Borrower Passport Country of Origin | Borrower Passport Expiration Date | Borrower Non-US Citizen Identification Document | Borrower Date of Resident Since/Valid Date | Borrower Non-US Document Expiration Date | Co Borrower Originator Citizenship Designation | Co Borrower Verified Citizenship Designation | Co Borrower Individual Tax Identification Number (ITIN)? | Co Borrower Photo Identification Type | Co Borrower Photo Identification Other Type | Co Borrower Photo ID State of Issuance | Co Borrower Photo ID Country of Issuance | Co Borrower Photo ID Expiration Date | Co Borrower Passport Country of Origin | Co Borrower Passport Expiration Date | Co Borrower Non-US Citizen Identification Document | Co Borrower Date of Resident Since/Valid Date | Co Borrower Non-US Document Expiration Date | Co Borrower 2 Originator Citizenship Designation | Co Borrower 2 Verified Citizenship Designation | Co Borrower 2 Individual Tax Identification Number (ITIN)? | Co Borrower 2 Photo Identification Type | Co Borrower 2 Photo Identification Other Type | Co Borrower 2 Photo ID State of Issuance | Co Borrower 2 Photo ID Country of Issuance | Co Borrower 2 Photo ID Expiration Date | Co Borrower 2 Passport Country of Origin | Co Borrower 2 Passport Expiration Date | Co Borrower 2 Non-US Citizen Identification Document | Co Borrower 2 Date of Resident Since/Valid Date | Co Borrower 2 Non-US Document Expiration Date | Co Borrower 3 Originator Citizenship Designation | Co Borrower 3 Verified Citizenship Designation | Co Borrower 3 Individual Tax Identification Number (ITIN)? | Co Borrower 3 Photo Identification Type | Co Borrower 3 Photo Identification Other Type | Co Borrower 3 Photo ID State of Issuance | Co Borrower 3 Photo ID Country of Issuance | Co Borrower 3 Photo ID Expiration Date | Co Borrower 3 Passport Country of Origin | Co Borrower 3 Passport Expiration Date | Co Borrower 3 Non-US Citizen Identification Document | Co Borrower 3 Date of Resident Since/Valid Date | Co Borrower 3 Non-US Document Expiration Date | Property Rights | Leasehold Lease Expiration Date | Buydown Flag | Assumable Mortgage Flag | Foreign National Alternative Credit Documentation | Liquid / Cash Reserves (ASF) | Months Liquid Reserves | Total Assets Available for Reserves | Months Reserves | Blanket Mortgage Flag | Qualifying HCLTV | Condo Warrantability Flag | E-Note Flag | O&E in lieu of Title Insurance | Business Purpose Flag | Borrower Note Executed As | Co Borrower Note Executed As | Co Borrower 2 Note Executed As | Co Borrower 3 Note Executed As | Maturity Date | Other Lien Interest Rate | Initial HELOC Draw Amount | MERS Loan Number |
| XXXXXXX | XXXXXXX | XXXXXXX | 76320260710002 | DSCR | 5228 CVL EXPANDED DSCR 30YR FXD(>=1.00)-3YR | XXXXXX | No | XXXXXX Expanded DSCR Guidelines | XXXXXX | XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | Not Stated | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.625% | 6.625% | $1,680.82 | No | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $0.00 | $2,029.07 | N/A | XXXX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.01 | 1.01 | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXX | XXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 791 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | XXXX | XXX | XXXX | 16.2 | No | 75.0 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | XXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXX | XXXXXXX | XXXXXXX | 76320260710022 | DSCR | DSCR 30 Yr. >=1 5 Yr. PP | XXXXXX | No | XXXXXX DSCR Underwriting Guidelines | XXXXXX | XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | Not Stated | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.250% | 6.250% | $1,573.16 | No | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $0.00 | $1,977.62 | Yes | XXXXXXX | XX | XXXX | XX/XX/XXXX | Monthly | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.011 | 1.008 | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXX | XXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 804 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | XXXX | XXX | XXXX | 101.8 | No | 70.0 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | XXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXX | XXXXXXX | XXXXXXX | 76320260710033 | DSCR | 4858 CVLXXXXXX DSCR FXD 30YR (>=1.00) 5Y | XXXXXX | No | XXXXXX DSCR Underwriting Guidelines | XXXXXX | XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | Not Stated | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.375% | 6.375% | $2,026.09 | No | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $0.00 | $3,250.50 | Yes | XXXXXXX | XX | XXXX | XX/XX/XXXX | Monthly | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.0 | 1.0 | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXX | XXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 716 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | XXXX | XXX | XXXX | 6.4 | No | 67.8 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | XXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXX | XXXXXXX | XXXXXXX | 76320260710036 | DSCR | EXPANDED DSCR 30YR FXD(>=1.00)-5YR | XXXXXX | No | XXXXXX DSCR Underwriting Guidelines | XXXXXX | XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | Not Stated | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.625% | 6.625% | $1,712.83 | No | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $0.00 | $2,499.63 | N/A | XXXX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.0 | 1.0 | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXX | XXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 729 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | XXXX | XXX | XXXX | 7.9 | No | 77.54 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | XXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXX | XXXXXXX | XXXXXXX | 76320260710017 | DSCR | 5230 CVL EXPANDED DSCR 30YR FXD(>=1.00)-NO P | XXXXXX | No | XXXXXX DSCR Underwriting Guidelines - XXXX | XXXXXX | XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | Not Stated | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.875% | 6.875% | $1,320.43 | No | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $0.00 | $1,937.75 | N/A | XXXXXXX | XX | XXXX | XX/XX/XXXX | Annually | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.135 | 1.135 | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXX | XXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 803 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | XXXX | XXX | XXXX | 106.1 | No | 75.0 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | XXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXX | XXXXXXX | XXXXXXX | 76320260710024 | DSCR | 5052 CVL SHC DSCR FIXED 30YR(>=1.00) 2YR PP | XXXXXX | No | XXXXXX DSCR Underwriting Guidelines | XXXXXX | XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | Not Stated | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.750% | 6.750% | $1,306.93 | No | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $0.00 | $1,656.64 | N/A | XXXX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.388 | 1.39 | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXX | XXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 790 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | XXXX | XXX | XXXX | 114.6 | No | 65.0 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | XXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXX | XXXXXXX | XXXXXXX | 76320260710035 | 5180 CVL EXPANDED FULL DOC 30YR FIXED | 5180 CVL EXPANDED FULL DOC 30YR FIXED | XXXXXX | No | XXXXXX Expanded Full Doc, Asset Depletion & Asset Utilization Guidelines | XXXXXX | XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A | $0.00 | XX/XX/XXXX | 6.220% | Manual Underwriting | Manual Underwriting | No | 6.696% | 6.625% | 6.625% | $6,243.03 | No | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $0.00 | $7,298.37 | $XXXXXXXX | Yes | XXXXXXX | XX | XXXX | XX/XX/XXXX | Monthly | 42.02% | 42.03% | 42.03% | No | Employed | Full Doc | 1 | 1 Month | N/A | 0 | 0 | 0 | 3 | 1 | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 24 | 24 | FNMA 1005 | 0 | No | 0 | N/A | Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 2024, 2023 | XXXXXXX | XXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 770 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | XXXX | XXX | XXXX | 22.2 | No | 75.0 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | XXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXX | XXXXXXX | XXXXXXX | 76320260710006 | DSCR | CVL EXPANDED DSCR 30YR FXD(>=1.00)-1YR | XXXXXX | No | XXXXXX Expanded DSCR Guidelines | XXXXXX | XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | Not Stated | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.875% | 6.875% | $1,129.92 | No | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $0.00 | $1,587.41 | N/A | XXXX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.26 | 1.26 | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXX | XXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 806 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use | XX | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | XXXX | XXX | XXXX | 93.1 | No | 80.0 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXX | XXXXXXX | XXXXXXX | 76320260710005 | EXPANDED FULL DOC 30YR FIXED | EXPANDED FULL DOC 30YR FIXED | XXXXXX | No | XXXXXX Expanded Underwriting Guidelines | XXXXXX | XXXX | N/A | XX/XX/XXXX | ATR/QM: Exempt | Yes | No | Not Stated | N/A | N/A | $0.00 | 0.000% | Manual Underwriting | Manual Underwriting | No | 0.000% | 6.875% | 6.875% | $2,980.81 | No | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $0.00 | $3,378.94 | $XXXXXXXX | N/A | XXXX | 40.45% | 40.45% | 40.45% | Yes | Yes | Employed | Self-Employed | Full Doc | 2 | 1 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 2 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Bonus, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - SESoleProprietor, Wage - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXXXXX | XXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 768 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Real ID Driver's License | XX | United States | XX/XX/XXXX | I-151 Permanent Resident Card | XX-XX-XXXX | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Real ID Driver's License | XX | United States | XX/XX/XXXX | I-151 Permanent Resident Card | XX-XX-XXXX | Fee Simple | No | No | N/A | XXXX | XXX | XXXX | 15.0 | No | 75.0 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | XXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXX | XXXXXXX | XXXXXXX | 76320260710028 | 5184 CVL EXPANDED ASSET 30YR FIXED | 5184 CVL EXPANDED ASSET 30YR FIXED | XXXXXX | No | XXXXXX EXPANDED UNDERWRITING GUIDELINES | XXXXXX | XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A | $0.00 | XX/XX/XXXX | 6.060% | Manual Underwriting | Manual Underwriting | No | 6.523% | 6.500% | 6.500% | $11,363.00 | No | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $0.00 | $13,016.37 | $XXXXXXXX | N/A | XXXX | 25.94% | 25.94% | 25.94% | No | No | Retired | Not Employed | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Other, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 756 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX | N/A | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | XXXX | XXX | XXXX | 23.5 | No | 75.0 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | XXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXX | XXXXXXX | XXXXXXX | 76320260710048 | DSCR | 4676 CVL SHC DSCR FIXED 30YR (>=1.00) 3YR PP | XXXXXX | No | XXXXXX Expanded DSCR Guidelines | XXXXXX | XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | Not Stated | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 7.125% | 7.125% | $1,390.56 | No | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $0.00 | $1,714.33 | Yes | XXXXXXX | XX | XXXX | XX/XX/XXXX | Annually | 0.00% | 0.00% | 0.00% | Yes | Yes | Unknown | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0 | 0 | 0.00% | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0 | Yes | 1.487 | 1.49 | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXX | XXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 768 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | United States | XX/XX/XXXX | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | XXXX | XXX | XXXX | 81.7 | No | 80.0 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | XXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXX | XXXXXXX | XXXXXXX | 76320260710044 | DSCR | 5228 CVL EXPANDED DSCR 30YR FXD(>=1.00)-3YR | XXXXXX | No | XXXXXX DSCR Underwriting Guidelines | XXXXXX | XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | Not Stated | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.875% | 6.875% | $4,151.79 | No | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $0.00 | $4,526.89 | N/A | XXXX | 0.00% | 0.00% | 0.00% | Yes | Yes | Unknown | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0 | 0 | 0.00% | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0 | Yes | 1.105 | 1.105 | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXX | XXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 798 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | United States | XX/XX/XXXX | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | XXXX | XXX | XXXX | 20.6 | No | 80.0 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | XXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXX | XXXXXXX | XXXXXXX | 76320260710042 | DSCR | 5228 CVL EXPANDED DSCR 30YR FXD(>=1.00)-3YR | XXXXXX | No | XXXXXX DSCR Underwriting Guidelines | XXXXXX | XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | Not Stated | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.875% | 6.875% | $2,259.84 | No | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $0.00 | $2,551.62 | N/A | XXXX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.117 | 1.11 | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXX | XXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 745 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | XXXX | XXX | XXXX | 37.7 | No | 80.0 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | XXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXX | XXXXXXX | XXXXXXX | 76320260710023 | DSCR | 5229 CVL EXPANDED DSCR 30YR FXD(>=1.00)-5YR | XXXXXX | No | XXXXXX DSCR Underwriting Guidelines | XXXXXX | XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | Not Stated | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 7.250% | 7.250% | $767.45 | No | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $0.00 | $1,171.89 | N/A | XXXX | 0.00% | 0.00% | 0.00% | Yes | Yes | Unknown | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0 | 0 | 0.00% | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0 | Yes | 1.109 | 1.109 | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXX | XXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 750 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | United States | XX/XX/XXXX | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | XXXX | XXX | XXXX | 87.3 | No | 75.0 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | XXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXX | XXXXXXX | XXXXXXX | 76320260710051 | DSCR | 5230 CVL EXPANDED DSCR 30YR FXD(>=1.00)-NO P | XXXXXX | No | XXXXXX DSCR Underwriting Guidelines XXXX | XXXXXX | XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | Not Stated | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 7.000% | 7.000% | $1,210.85 | No | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $0.00 | $1,388.52 | N/A | XXXX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.134 | 1.134 | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXX | XXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 791 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | XXXX | XXX | XXXX | 10.0 | No | 65.0 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | XXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXX | XXXXXXX | XXXXXXX | 76320260710012 | DSCR | 4851 CVL SHC DSCR FIXED 30YR (>=1.00) NO PP | XXXXXX | No | XXXXXX DSCR Underwriting Guidelines XXXX | XXXXXX | XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | Not Stated | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 7.375% | 7.375% | $1,208.68 | No | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $0.00 | $1,693.37 | N/A | XXXX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.329 | 1.46 | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXX | XXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 726 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | XXXX | XXX | XXXX | 96.7 | No | 70.85 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | XXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXX | XXXXXXX | XXXXXXX | 76320260710049 | DSCR | 5228 CVL EXPANDED DSCR 30YR FXD(>=1.00)-3YR | XXXXXX | No | XXXXXX DSCR Underwriting Guidelines XXXX | XXXXXX | XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | Not Stated | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.875% | 6.875% | $1,340.13 | No | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $0.00 | $2,259.89 | N/A | XXXX | 0.00% | 0.00% | 0.00% | Yes | Yes | Unknown | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0 | 0 | 0.00% | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0 | Yes | 1.062 | 1.06 | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXX | XXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 703 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | United States | XX/XX/XXXX | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | XXXX | XXX | XXXX | 16.3 | No | 75.0 | N/A | No | No | Yes | Member on Behalf of Entity | Member on Behalf of Entity | N/A | N/A | XX/XX/XXXX | XXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXX | XXXXXXX | XXXXXXX | 76320260710009 | 5182 CVL EXPANDED FULL DOC 30YR IO | 5182 CVL EXPANDED FULL DOC 30YR IO | XXXXXX | No | XXXXXX Expanded Underwriting Guidelines | XXXXXX | XXXX | N/A | XX/XX/XXXX | ATR/QM: Exempt | Yes | No | Not Stated | N/A | N/A | $0.00 | 0.000% | Manual Underwriting | Manual Underwriting | No | 0.000% | 6.875% | 6.875% | $4,361.18 | No | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $0.00 | $4,851.27 | $XXXXXXXX | N/A | XXXX | 34.85% | 34.87% | 34.87% | Yes | Employed | Full Doc | 2 | 1 Month | N/A | 0 | 2 | 0 | 3 | 0 | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | 0.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage, Bonus, SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXXXXX | XXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 778 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | XXXX | XXX | XXXX | 315.6 | No | 68.43 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | XXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXX | XXXXXXX | XXXXXXX | 76320260710052 | DSCR | 5229 CVL EXPANDED DSCR 30YR FXD(>=1.00)-5YR | XXXXXX | No | XXXXXX Expanded DSCR Guidelines | XXXXXX | XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | Not Stated | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.750% | 6.750% | $2,432.24 | No | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $0.00 | $3,185.94 | N/A | XXXX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.036 | 1.03 | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXX | XXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 764 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | XXXX | XXX | XXXX | 26.5 | No | 74.85 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | XXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXX | XXXXXXX | XXXXXXX | 76320260710038 | DSCR | 5229 CVL EXPANDED DSCR 30YR FXD (>=1.00)-5YR | XXXXXX | No | XXXXXX DSCR Underwriting Guidelines | XXXXXX | XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | Not Stated | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.500% | 6.500% | $1,055.24 | No | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $0.00 | $1,353.74 | N/A | XXXXXXX | XX | XXXX | XX/XX/XXXX | Annually | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.459 | 1.459 | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXX | XXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 782 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | XXXX | XXX | XXXX | 130.5 | No | 52.67 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | XXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXX | XXXXXXX | XXXXXXX | 76320260710021 | DSCR | 5228 CVL EXPANDED DSCR 30YR FXD(>=1.00)-3YR | XXXXXX | No | XXXXXX DSCR Underwriting Guidelines | XXXXXX | XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | Not Stated | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.625% | 6.625% | $1,703.23 | No | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $0.00 | $1,919.69 | N/A | XXXX | 0.00% | 0.00% | 0.00% | Yes | Yes | Unknown | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0 | 0 | 0.00% | Stocks/Bonds | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0 | Yes | 1.25 | 1.25 | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXX | XXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 785 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | United States | XX/XX/XXXX | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | XXXX | XXX | XXXX | 54.7 | No | 72.68 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | XXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXX | XXXXXXX | XXXXXXX | 76320260710046 | DSCR | XXXXXX DSCR FXD 30YR (>=1.00) 3Y | XXXXXX | No | XXXXXX DSCR Underwriting Guidelines | XXXXXX | XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | Not Stated | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.500% | 6.500% | $1,246.75 | No | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $0.00 | $1,547.52 | N/A | XXXX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.228 | 1.228 | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXX | XXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 786 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Enhanced Driver's License (MI, MN, NY, VT, WA) | XX | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | XXXX | XXX | XXXX | 31.5 | No | 75.0 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | XXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXX | XXXXXXX | XXXXXXX | 76320260710043 | DSCR | 5226 CVL EXPANDED DSCR 30YR FXD(>=1.00)-1YR | XXXXXX | No | XXXXXX DSCR Underwriting Guidelines XXXX | XXXXXX | XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | Not Stated | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.625% | 6.625% | $2,100.22 | No | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $0.00 | $2,552.63 | N/A | XXXX | 0.00% | 0.00% | 0.00% | Yes | Yes | Unknown | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0 | 0 | 0.00% | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0 | Yes | 1.449 | 1.45 | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXX | XXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 736 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | United States | XX/XX/XXXX | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | XXXX | XXX | XXXX | 0.2 | No | 45.56 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | XXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXX | XXXXXXX | XXXXXXX | 76320260710045 | DSCR | 5228 CVL EXPANDED DSCR 30YR FXD(>=1.00)-3YR | XXXXXX | No | XXXXXX Expanded DSCR Guidelines | XXXXXX | XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | Not Stated | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 7.000% | 7.000% | $1,170.93 | No | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $0.00 | $1,553.86 | N/A | XXXX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.094 | 1.06 | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXX | XXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 778 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | XXXX | XXX | XXXX | 273.2 | No | 80.0 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | XXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXX | XXXXXXX | XXXXXXX | 76320260710054 | DSCR | 5226 CVL EXPANDED DSCR 30YR FXD(>=1.00)-1YR | XXXXXX | No | XXXXXX DSCR Underwriting Guidelines | XXXXXX | XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | Not Stated | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 7.000% | 7.000% | $1,337.26 | No | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $0.00 | $1,739.19 | N/A | XXXX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.121 | 1.03 | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXX | XXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 752 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | XXXX | XXX | XXXX | 39.4 | No | 75.0 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | XXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXX | XXXXXXX | XXXXXXX | 76320260710058 | DSCR | 5230 CVL EXPANDED DSCR 30YR FXD (>=1.00)-NO P | XXXXXX | No | XXXXXX DSCR Underwriting Guidelines | XXXXXX | XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | Not Stated | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.875% | 6.875% | $10,060.86 | No | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $0.00 | $11,552.80 | N/A | XXXX | 0.00% | 0.00% | 0.00% | Yes | Yes | Unknown | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0 | 0 | 0.00% | Stocks/Bonds | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0 | Yes | 1.298 | 1.3 | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXX | XXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 754 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | United States | XX/XX/XXXX | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | XXXX | XXX | XXXX | 16.7 | No | 55.79 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | XXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXX | XXXXXXX | XXXXXXX | 76320260710032 | DSCR | 4858 CVLXXXXXX DSCR FXD 30YR (>=1.00) 5Y | XXXXXX | No | XXXXXX DSCR Underwriting Guidelines | XXXXXX | XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | Not Stated | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 7.250% | 7.250% | $1,691.80 | No | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $0.00 | $1,981.54 | N/A | XXXX | 0.00% | 0.00% | 0.00% | Yes | Yes | Unknown | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0 | 0 | 0.00% | Stocks/Bonds | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0 | Yes | 1.06 | 1.06 | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXX | XXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 789 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | United States | XX/XX/XXXX | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | XXXX | XXX | XXXX | 79.4 | No | 80.0 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | XXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXX | XXXXXXX | XXXXXXX | 76320260710007 | DSCR | 4858 CVLXXXXXX DSCR Fxd 30 Yr (>=1.00) 5Y | XXXXXX | No | XXXXXX DSCR Underwriting Guidelines | XXXXXX | XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | Not Stated | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 7.250% | 7.250% | $1,691.80 | No | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $0.00 | $1,996.55 | N/A | XXXX | 0.00% | 0.00% | 0.00% | Yes | Yes | Unknown | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0 | 0 | 0.00% | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0 | Yes | 1.052 | 1.052 | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXX | XXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 789 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | United States | XX/XX/XXXX | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | XXXX | XXX | XXXX | 128.4 | No | 80.0 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | XXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXX | XXXXXXX | XXXXXXX | 76320260710039 | DSCR | 5230 CVL EXPANDED DSCR 30YR FXD(>=1.00)-NO P | XXXXXX | No | XXXXXX DSCR Underwriting Guidelines XXXX | XXXXXX | XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | Not Stated | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 7.000% | 7.000% | $2,295.29 | No | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $0.00 | $2,743.08 | N/A | XXXX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.021 | 1.02 | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXX | XXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 782 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | XXXX | XXX | XXXX | 126.0 | No | 75.0 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | XXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXX | XXXXXXX | XXXXXXX | 76320260710014 | 5188 CVL EXPANDED 12-MONTH BANK STMT 30YR FI | 5188 CVL EXPANDED 12-MONTH BANK STMT 30YR FI | XXXXXX | No | XXXXXX Bank Statement Underwriting Guidelines | XXXXXX | XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A | $0.00 | XX/XX/XXXX | 6.220% | Manual Underwriting | Manual Underwriting | No | 6.560% | 6.500% | 6.500% | $2,370.26 | No | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $0.00 | $2,895.17 | $XXXXXXXX | N/A | XXXXXXX | XX | XXXX | XX/XX/XXXX | Monthly | 34.27% | 34.41% | 34.41% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 100.00% | 100.00% | Stocks/Bonds | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 | XXXXXXX | XXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 785 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | XXXX | XXX | XXXX | 62.5 | No | 62.5 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | XXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXX | XXXXXXX | XXXXXXX | 76320260710011 | DSCR | SHC DSCR FIXED 30YR(>=1.00) 2YR PP | XXXXXX | No | XXXXXX DSCR Underwriting Guidelines | XXXXXX | XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | Not Stated | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.625% | 6.625% | $1,762.46 | No | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $0.00 | $2,492.35 | Yes | XXXXXXX | XX | XXXX | XX/XX/XXXX | Monthly | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.113 | 1.113 | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXX | XXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 796 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | XXXX | XXX | XXXX | 7.4 | No | 75.0 | Yes | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | XXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXX | XXXXXXX | XXXXXXX | 76320260710030 | 5180 CVL EXPANDED FULL DOC 30YR FIXED | 5180 CVL EXPANDED FULL DOC 30YR FIXED | XXXXXX | No | XXXXXX Expanded Underwriting Guidelines | XXXXXX | XXXX | N/A | XX/XX/XXXX | ATR/QM: Exempt | Yes | No | Not Stated | N/A | N/A | $0.00 | 0.000% | Manual Underwriting | Manual Underwriting | No | 0.000% | 7.125% | 7.125% | $2,587.08 | No | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $0.00 | $3,219.78 | $XXXXXXXX | N/A | XXXX | 22.42% | 22.42% | 22.42% | Yes | Self-Employed | Full Doc | 1 | NA | N/A | 0 | 1 | 1 | 3 | 1 | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | 0.00% | 100.00% | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024 | XXXXXXX | XXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 753 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | XXXX | XXX | XXXX | 74.7 | No | 80.0 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | XXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXX | XXXXXXX | XXXXXXX | 76320260710003 | 5188 CVL EXPANDED 12-MONTH BANK STMT 30YR FI | 5188 CVL EXPANDED 12-MONTH BANK STMT 30YR FI | XXXXXX | No | XXXXXX Bank statement Underwritng Guidelines | XXXXXX | XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A | $0.00 | XX/XX/XXXX | 6.170% | Manual Underwriting | Manual Underwriting | No | 7.661% | 7.625% | 7.625% | $3,856.32 | No | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $0.00 | $5,226.30 | $XXXXXXXX | Yes | XXXXXXX | XX | XXXX | XX/XX/XXXX | Annually | 27.28% | 27.28% | 27.28% | No | No | Self-Employed | Not Employed | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 100.00% | 50.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Business Bank Statements Verified || Co Borrower - 2 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 2 YRS Executed 4506T Verified | XXXXXXX | XXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 766 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | United States | XX/XX/XXXX | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | XXXX | XXX | XXXX | 19.2 | No | 80.0 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | XXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXX | XXXXXXX | XXXXXXX | 76320260710004 | DSCR | 4851 CVL SHC DSCR FIXED 30YR (>=1.00) NO PP | XXXXXX | No | XXXXXX DSCR Underwriting Guidelines XXXX | XXXXXX | XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | Not Stated | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.750% | 6.750% | $3,113.27 | No | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $0.00 | $3,768.12 | N/A | XXXXXXX | XX | XXXX | XX/XX/XXXX | Monthly | 0.00% | 0.00% | 0.00% | Yes | Yes | Unknown | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0 | 0 | 0.00% | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0 | Yes | 1.327 | 1.33 | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXX | XXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 800 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | United States | XX/XX/XXXX | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | XXXX | XXX | XXXX | 38.7 | No | 44.44 | N/A | No | No | Yes | Member on Behalf of Entity | Member on Behalf of Entity | N/A | N/A | XX/XX/XXXX | XXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXX | XXXXXXX | XXXXXXX | 76320260710047 | DSCR | 5228 CVL EXPANDED DSCR 30YR FXD(>=1.00)-3YR | XXXXXX | No | XXXXXX DSCR Underwriting Guidelines | XXXXXX | XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | Not Stated | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.625% | 6.625% | $2,388.36 | No | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $0.00 | $2,862.59 | N/A | XXXX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.013 | 1.013 | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXX | XXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 739 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | XXXX | XXX | XXXX | 16.6 | No | 60.16 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | XXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXX | XXXXXXX | XXXXXXX | 76320260710018 | 5192 CVL EXPANDED 1-YEAR 1099 30YR FIXED | 5192 CVL EXPANDED 1-YEAR 1099 30YR FIXED | XXXXXX | No | XXXXXX Expanded Underwriting Guidelines | XXXXXX | XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A | $0.00 | XX/XX/XXXX | 6.190% | Manual Underwriting | Manual Underwriting | No | 6.609% | 6.500% | 6.500% | $2,749.81 | No | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $0.00 | $3,735.24 | $XXXXXXXX | N/A | XXXX | 43.85% | 43.85% | 43.85% | No | Employed | Full Doc | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - Wage - 3 YRS Executed 4506T Verified - 2024 | Borrower - 3 YRS Executed 4506T Verified - 2024 | XXXXXXX | XXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 810 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | XXXX | XXX | XXXX | 14.7 | No | 77.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | XXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXX | XXXXXXX | XXXXXXX | 76320260710050 | DSCR | 5233 CVL EXPANDED DSCR IO 30YR (>=1.25)-3YR | XXXXXX | No | XXXXXX DSCR Underwriting Guidelines | XXXXXX | XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | Not Stated | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.750% | 6.750% | $2,554.82 | No | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $0.00 | $3,231.78 | N/A | XXXX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.261 | 1.58 | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXX | XXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 793 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | XXXX | XXX | XXXX | 57.5 | No | 75.0 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | XXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXX | XXXXXXX | XXXXXXX | 76320260710010 | DSCR | 5228 CVL EXPANDED DSCR 30YR FXD(>=1.00)-3YR | XXXXXX | No | XXXXXX DSCR Underwriting Guidelines | XXXXXX | XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | Not Stated | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.625% | 6.625% | $1,914.53 | No | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $0.00 | $2,750.74 | N/A | XXXX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.618 | 1.62 | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXX | XXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 803 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | XXXX | XXX | XXXX | 10.4 | No | 39.92 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | XXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXX | XXXXXXX | XXXXXXX | 76320260710029 | DSCR | 4858 CVLXXXXXX DSCR FXD 30YR (>=1.00) 5Y | XXXXXX | No | XXXXXX DSCR Underwriting Guidelines | XXXXXX | XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | Not Stated | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 7.250% | 7.250% | $1,893.04 | No | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $0.00 | $2,458.81 | N/A | XXXX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | Proceeds from Sale,Proceeds from Sale | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.464 | 1.46 | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXX | XXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 680 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | XXXX | XXX | XXXX | 7.2 | No | 75.0 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | XXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXX | XXXXXXX | XXXXXXX | 76320260710026 | DSCR | 5228 CVL EXPANDED DSCR 30YR FXD(>=1.00)-3YR | XXXXXX | No | XXXXXX DSCR Underwriting Guidelines XXXX | XXXXXX | XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | Not Stated | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.875% | 6.875% | $1,650.21 | No | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $0.00 | $2,333.03 | Yes | XXXXXXX | XX | XXXX | XX/XX/XXXX | Monthly | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.05 | 1.05 | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXX | XXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 759 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | XXXX | XXX | XXXX | 56.1 | No | 80.0 | Yes | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | XXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXX | XXXXXXX | XXXXXXX | 76320260710041 | DSCR | 5056 CVLXXXXXX DSCR FIXED 30YR(>=1.00) 2 | XXXXXX | No | XXXXXX DSCR Underwriting Guidelines | XXXXXX | XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | Not Stated | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.500% | 6.500% | $964.54 | No | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $0.00 | $1,328.64 | N/A | XXXX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.242 | 1.238 | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXX | XXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 782 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | XXXX | XXX | XXXX | 109.7 | No | 70.0 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | XXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXX | XXXXXXX | XXXXXXX | 76320260710001 | 4829 CVL AMF 12-MONTH BANK STATEMENT FIXED 3 | 4829 CVL AMF 12-MONTH BANK STATEMENT FIXED 3 | XXXXXX | No | XXXXXX Bank Statement Underwriting Guidelines | XXXXXX | XXXX | N/A | XX/XX/XXXX | ATR/QM: Exempt | Yes | No | Not Stated | N/A | N/A | $0.00 | 0.000% | Manual Underwriting | Manual Underwriting | No | 0.000% | 6.750% | 6.750% | $2,983.55 | No | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $0.00 | $4,436.29 | $XXXXXXXX | N/A | XXXX | 10.50% | 10.50% | 10.50% | Yes | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 100.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025 | Borrower - 3 YRS Executed 4506T Verified - 2025 | XXXXXXX | XXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 808 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Real ID Driver's License | XX | United States | XX/XX/XXXX | I-551 Permanent Resident Card | XX-XX-XXXX | Fee Simple | No | No | N/A | XXXX | XXX | XXXX | 29.8 | No | 57.5 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | XXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXX | XXXXXXX | XXXXXXX | 76320260710040 | 5180 CVL EXPANDED FULL DOC 30YR FIXED | 5180 CVL EXPANDED FULL DOC 30YR FIXED | XXXXXX | No | XXXXXX Expanded Underwriting Guidelines | XXXXXX | XXXX | N/A | XX/XX/XXXX | ATR/QM: Exempt | Yes | No | Not Stated | N/A | N/A | $0.00 | 0.000% | Manual Underwriting | Manual Underwriting | No | 0.000% | 6.500% | 6.500% | $2,123.75 | No | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $0.00 | $2,540.52 | $XXXXXXXX | N/A | XXXX | 35.97% | 35.97% | 35.97% | Yes | Yes | Not Employed | Employed | Full Doc | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 59 | 31 | FNMA 1005 | No | 0 | Borrower - Subject Property Net Rental Income(Loss) if NOO - 3 YRS Executed 4506T Verified || Co Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXXXXX | XXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 773 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | United States | XX/XX/XXXX | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | XXXX | XXX | XXXX | 14.3 | No | 80.0 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | XXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXX | XXXXXXX | XXXXXXX | 76320260710055 | DSCR | 5231 CVL EXPANDED DSCR IO 30YR (>=1.25)-1YR | XXXXXX | No | XXXXXX DSCR Underwriting Guidelines XXXX | XXXXXX | XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | Not Stated | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.750% | 6.750% | $3,037.65 | No | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $0.00 | $3,509.15 | N/A | XXXX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.3 | 1.68 | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXX | XXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 758 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | XXXX | XXX | XXXX | 2.9 | No | 59.63 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | XXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXX | XXXXXXX | XXXXXXX | 76320260710056 | DSCR | 5231 CVL EXPANDED DSCR IO 30YR (>=1.25)-1YR | XXXXXX | No | XXXXXX Expanded Underwriting Guidelines | XXXXXX | XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | Not Stated | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.750% | 6.750% | $3,517.67 | No | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $0.00 | $3,982.54 | N/A | XXXX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.306 | 1.697 | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXX | XXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 758 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | XXXX | XXX | XXXX | 2.7 | No | 64.7 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | XXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXX | XXXXXXX | XXXXXXX | 76320260710019 | DSCR | 4788 CVLXXXXXX DSCR FXD 30YR (>=1.00)NO | XXXXXX | No | XXXXXX DSCR Underwriting Guidelines | XXXXXX | XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | Not Stated | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 7.375% | 7.375% | $1,187.96 | No | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $0.00 | $1,538.01 | N/A | XXXX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.17 | 1.167 | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXX | XXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 715 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | XXXX | XXX | XXXX | 14.0 | No | 74.78 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XX/XX/XXXX | XXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXX | XXXXXXX | XXXXXXX | 76320260710008 | DSCR | CVL EXPANDED DSCR 30YR FXD(>=1.00)-NO P | XXXXXX | No | XXXXXX Expanded DSCR Guidelines | XXXXXX | XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | Not Stated | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 7.250% | 7.250% | $1,146.06 | No | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $0.00 | $1,510.61 | Yes | XXXXXXX | XX | XXXX | XX/XX/XXXX | Monthly | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.225 | 1.19 | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXX | XXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 785 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Passport | United States | XX/XX/XXXX | USA | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | XXXX | XXX | XXXX | 54.9 | No | 80.0 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | XXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXX | XXXXXXX | XXXXXXX | 76320260710027 | EXPANDED 12-MONTH BANK STMT 30YR FIXED | EXPANDED 12-MONTH BANK STMT 30YR FIXED | XXXXXX | No | XXXXXX bank statement Underwriting Guidelines | XXXXXX | XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A | $0.00 | XX/XX/XXXX | 6.220% | Manual Underwriting | Manual Underwriting | No | 7.351% | 7.250% | 7.375% | $4,130.11 | No | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $0.00 | $4,796.69 | $XXXXXXXX | Yes | XXXXXXX | XX | XXXX | XX/XX/XXXX | Monthly | 43.74% | 43.74% | 43.74% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 100.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 | XXXXXXX | XXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 787 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | XXXX | XXX | XXXX | 9.8 | No | 89.69 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | XXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXX | XXXXXXX | XXXXXXX | 76320260710031 | DSCR | 5057 CVLXXXXXX DSCR FIXED 30YR(>=1.00) 1 | XXXXXX | No | XXXXXX Expanded DSCR Guidelines | XXXXXX | XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | Not Stated | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 7.375% | 7.375% | $994.02 | No | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $0.00 | $1,402.15 | N/A | XXXX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.177 | 1.18 | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXX | XXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 779 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | XXXX | XXX | XXXX | 94.7 | No | 79.96 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | XXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXX | XXXXXXX | XXXXXXX | 76320260710015 | DSCR | 5229 CVL Expanded DSCR 30 Yr Fxd (>=1.00) - 5 Yr | XXXXXX | No | XXXXXX DSCR Underwriting Guidelines | XXXXXX | XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | Not Stated | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.750% | 6.750% | $2,158.48 | No | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $0.00 | $2,692.35 | N/A | XXXXXXX | XX | XXXX | XX/XX/XXXX | Annually | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.003 | 1.0 | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXX | XXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 735 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | XXXX | XXX | XXXX | 22.9 | No | 80.0 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | XXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXX | XXXXXXX | XXXXXXX | 76320260710034 | DSCR | CVL EXPANDED DSCR 30YR FXD(.75-.999)-5Y | XXXXXX | No | XXXXXX Expanded DSCR Guidelines | XXXXXX | XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | Not Stated | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 7.500% | 7.500% | $3,277.57 | No | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $0.00 | $3,827.07 | N/A | XXXX | 0.00% | 0.00% | 0.00% | Yes | Yes | Unknown | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0 | 0 | 0.00% | Stocks/Bonds | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0 | Yes | 0.941 | 0.941 | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXX | XXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 710 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | United States | XX/XX/XXXX | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | XXXX | XXX | XXXX | 22.1 | No | 75.0 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | XXXXXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXX | XXXXXXX | XXXXXXX | 76320260710013 | DSCR | 5229 CVL EXPANDED DSCR 30YR FXD(>=1.00)-5YR | XXXXXX | No | XXXXXX DSCR Underwriting Guidelines XXXX | XXXXXX | XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | Not Stated | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.500% | 6.500% | $1,582.65 | No | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $0.00 | $2,687.19 | N/A | XXXXXXX | XX | XXXX | XX/XX/XXXX | Annually | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.191 | 1.191 | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXX | XXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 747 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | XXXX | XXX | XXXX | 79.3 | No | 80.0 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | XX/XX/XXXX | XXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXX | XXXXXXX | XXXXXXX | 76320260710025 | DSCR | 5229 CVL EXPANDED DSCR 30YR FXD(>=1.00)-5YR | XXXXXX | No | XXXXXX DSCR Underwriting Guidelines - XXXX | XXXXXX | XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | Not Stated | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.500% | 6.500% | $1,346.30 | No | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $0.00 | $2,098.94 | N/A | XXXXXXX | XX | XXXX | XX/XX/XXXX | Annually | 0.00% | 0.00% | 0.00% | Yes | Yes | Unknown | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0 | 0 | 0.00% | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0 | Yes | 1.018 | 1.018 | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXX | XXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 792 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | United States | XX/XX/XXXX | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | XXXX | XXX | XXXX | 93.3 | No | 75.0 | N/A | No | No | Yes | Member on Behalf of Entity | Member on Behalf of Entity | N/A | N/A | XX/XX/XXXX | XXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXX | XXXXXXX | XXXXXXX | 76320260710016 | DSCR | 5229 CVL EXPANDED DSCR 30YR FXD(>=1.00)-5YR | XXXXXX | No | XXXXXX DSCR Underwriting Guidelines XXXX | XXXXXX | XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | Not Stated | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 7.000% | 7.000% | $1,458.34 | No | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $0.00 | $2,061.83 | N/A | XXXX | 0.00% | 0.00% | 0.00% | Yes | Yes | Unknown | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0 | 0 | 0.00% | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0 | Yes | 1.116 | 1.12 | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXX | XXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 753 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | United States | XX/XX/XXXX | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | XXXX | XXX | XXXX | 31.9 | No | 80.0 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | XXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXX | XXXXXXX | XXXXXXX | 76320260710037 | DSCR | 5230 CVL EXPANDED DSCR 30YR FXD(>=1.00)-NO P | XXXXXX | No | XXXXXX DSCR Underwriting Guidelines | XXXXXX | XXXX | v1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | Not Stated | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 7.125% | 7.125% | $982.96 | No | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $0.00 | $1,499.61 | Yes | XXXXXXX | XX | XXXX | XX/XX/XXXX | Monthly | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.0 | 1.0 | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXX | XXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 737 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | XXXX | XXX | XXXX | 204.9 | No | 74.82 | Yes | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | XXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXX | XXXXXXX | XXXXXXX | 76320260710020 | 5188 CVL EXPANDED 12-MONTH BANK STMT 30YR F | 5188 CVL EXPANDED 12-MONTH BANK STMT 30YR F | XXXXXX | No | XXXXXX Expanded Bank Statement,1099 and Profit & Loss Guidelines | XXXXXX | XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A | $0.00 | XX/XX/XXXX | 6.100% | Manual Underwriting | Manual Underwriting | No | 7.052% | 6.875% | 6.875% | $788.31 | No | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $0.00 | $1,454.99 | $XXXXXXXX | N/A | XXXXXXX | XX | XXXX | XX/XX/XXXX | Monthly | 36.22% | 36.22% | 29.21% | No | Self-Employed | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | Yes | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 74.10% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - SESCorp, SSI and Disability, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Award Letter Verified, Business Bank Statements Verified | Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 811 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | XXXX | XXX | XXXX | 8.7 | No | 45.8 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | XXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXX | XXXXXXX | XXXXXXX | 76320260710057 | DSCR | 5228 CVL EXPANDED DSCR 30YR FXD(>=1.00)-3YR | XXXXXX | No | XXXXXX Expanded DSCR Guidelines | XXXXXX | XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | Not Stated | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.750% | 6.750% | $1,816.07 | No | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $0.00 | $2,242.80 | N/A | XXXX | 0.00% | 0.00% | 0.00% | Yes | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0.00% | 0 | 0 | No | 0 | 0 | 0 | Yes | 1.07 | 1.07 | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXX | XXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | 809 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | XXXX | XXX | XXXX | 601.3 | No | 80.0 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | XXXXXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXX | XXXXXXX | XXXXXXX | 76320260710053 | DSCR | 5228 CVL EXPANDED DSCR 30YR FXD(>=1.00)-3YR | XXXXXX | No | XXXXXX DSCR Underwriting Guidelines | XXXXXX | XXXX | V1 | XX/XX/XXXX | ATR/QM: Exempt | No | No | Not Stated | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 6.875% | 6.875% | $2,102.17 | No | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $XXXXXXXX | $0.00 | $2,498.26 | N/A | XXXX | 0.00% | 0.00% | 0.00% | Yes | Yes | Unknown | Unknown | Debt Service Coverage Ratio | 0 | 0 | 0 | No | No | 0 | No | No | 0 | 0 | No | 0 | 0 | 0.00% | 0 | 0 | 0 | No | 0 | 0 | 0 | 0 | 0 | Yes | 1.001 | 1.001 | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXXXXX | XXXXXXX | XX | XXXXX | XXXXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 742 | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | United States | XX/XX/XXXX | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | XX | United States | XX/XX/XXXX | N/A | Fee Simple | No | No | N/A | XXXX | XXX | XXXX | 122.2 | No | 60.95 | N/A | No | No | Yes | Member on Behalf of Entity | Member on Behalf of Entity | N/A | N/A | XX/XX/XXXX | XXXXXXX |