The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADVANCED MICRO DEVICES INC COM 007903107 1,786,904 3,260 SH SOLE 0 0 0 3,260
ALPHABET INC CAP STK CL A 02079K305 255,313 710 SH SOLE 0 0 0 710
APPLE INC COM 037833100 1,216,295 3,863 SH SOLE 0 0 0 3,863
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 22,962,695 337,488 SH SOLE 0 0 0 337,488
BLACKROCK ETF TRUST ISHA US THEM ETF 09290C806 6,826,475 158,534 SH SOLE 0 0 0 158,534
BLACKROCK ETF TRUST ISHA LA CORE ETF 09290C855 8,896,372 178,642 SH SOLE 0 0 0 178,642
BLACKROCK ETF TRUST ISHA I IN TE ETF 09290C780 10,732,252 230,059 SH SOLE 0 0 0 230,059
BLACKROCK ETF TRUST ISHA IN CTRY ETF 09290C764 8,922,806 248,754 SH SOLE 0 0 0 248,754
BLACKROCK ETF TRUST ISHARES DEFENSE 09290C699 8,467,641 268,814 SH SOLE 0 0 0 268,814
BLACKROCK ETF TRUST ISHA SYST AL ETF 09290C665 1,568,232 55,045 SH SOLE 0 0 0 55,045
BLACKROCK ETF TRUST II ISHA GLO USD ETF 092528835 966,857 19,287 SH SOLE 0 0 0 19,287
CION INVT CORP COM 17259U204 124,384 19,374 SH SOLE 0 0 0 19,374
CLEAN HARBORS INC COM 184496107 260,301 853 SH SOLE 0 0 0 853
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600 463,191 6,003 SH SOLE 0 0 0 6,003
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 494,031 1,766 SH SOLE 0 0 0 1,766
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740F722 734,090 12,178 SH SOLE 0 0 0 12,178
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740U307 755,148 13,621 SH SOLE 0 0 0 13,621
FIRST TR EXCHNG TRADED FD VI FT VEST UQ EQT 33740U505 448,416 8,188 SH SOLE 0 0 0 8,188
FRANKLIN TEMPLETON ETF TR FTSE UNTD KGDM 35473P678 319,671 8,977 SH SOLE 0 0 0 8,977
GLOBAL X FDS S&P 500 CATHOLIC 37954Y889 282,741 3,157 SH SOLE 0 0 0 3,157
INNOVATOR ETFS TRUST EQUITY DUAL DIRT 45784N510 792,448 35,898 SH SOLE 0 0 0 35,898
INNOVATOR ETFS TRUST EQUI DEFI SEPT 45784N106 234,929 8,495 SH SOLE 0 0 0 8,495
INNOVATOR ETFS TRUST EQTY DUL DRCT 10 45784N213 803,087 41,258 SH SOLE 0 0 0 41,258
INTEL CORP COM 458140100 460,825 4,276 SH SOLE 0 0 0 4,276
INTERNATIONAL BUSINESS MACHS COM 459200101 282,922 1,303 SH SOLE 0 0 0 1,303
INVESCO ACTIVELY MANAGED EXC ULTRA SHRT DUR 46090A887 1,199,919 23,898 SH SOLE 0 0 0 23,898
ISHARES GOLD TR ISHARES NEW 464285204 983,578 12,896 SH SOLE 0 0 0 12,896
ISHARES INC MSCI GBL GOLD MN 46434G855 421,807 6,561 SH SOLE 0 0 0 6,561
ISHARES INC CORE MSCI EMKT 46434G103 19,278,094 241,823 SH SOLE 0 0 0 241,823
ISHARES TR CORE MSCI TOTAL 46432F834 8,915,464 94,284 SH SOLE 0 0 0 94,284
ISHARES TR CORE MSCI EAFE 46432F842 11,274,741 116,366 SH SOLE 0 0 0 116,366
ISHARES TR CORE HIGH DV ETF 46429B663 222,917 8,065 SH SOLE 0 0 0 8,065
ISHARES TR MSCI CHINA ETF 46429B671 390,815 7,342 SH SOLE 0 0 0 7,342
ISHARES TR MSCI USA MMENTM 46432F396 9,330,280 29,179 SH SOLE 0 0 0 29,179
ISHARES TR MSCI USA VALUE 46432F388 2,574,282 13,181 SH SOLE 0 0 0 13,181
ISHARES TR SYSTEMATIC BD ET 46435U796 660,872 7,532 SH SOLE 0 0 0 7,532
ISHARES TR CORE UNIVRSL USD 46434V613 6,932,736 151,734 SH SOLE 0 0 0 151,734
ISHARES TR US TREAS BD ETF 46429B267 4,194,905 185,862 SH SOLE 0 0 0 185,862
ISHARES TR CORE 80 20 ETF 464289859 281,306 2,897 SH SOLE 0 0 0 2,897
ISHARES TR NATIONAL MUN ETF 464288414 571,113 5,340 SH SOLE 0 0 0 5,340
ISHARES TR MBS ETF 464288588 3,022,013 32,262 SH SOLE 0 0 0 32,262
ISHARES TR EAFE VALUE ETF 464288877 6,898,203 87,886 SH SOLE 0 0 0 87,886
ISHARES TR EAFE GRWTH ETF 464288885 12,089,629 99,544 SH SOLE 0 0 0 99,544
ISHARES TR US BR DEL SE ETF 464288794 281,172 1,453 SH SOLE 0 0 0 1,453
ISHARES TR 10-20 YR TRS ETF 464288653 2,914,182 29,673 SH SOLE 0 0 0 29,673
ISHARES TR EXPANDED TECH 464287515 571,424 6,103 SH SOLE 0 0 0 6,103
ISHARES TR LATN AMER 40 ETF 464287390 412,841 11,894 SH SOLE 0 0 0 11,894
ISHARES TR CORE S&P MCP ETF 464287507 928,226 12,283 SH SOLE 0 0 0 12,283
ISHARES TR CORE S&P SCP ETF 464287804 316,928 2,180 SH SOLE 0 0 0 2,180
ISHARES TR S&P 500 VAL ETF 464287408 20,453,872 88,953 SH SOLE 0 0 0 88,953
ISHARES TR CORE S&P500 ETF 464287200 114,025,037 151,003 SH SOLE 0 0 0 151,003
ISHARES TR S&P 500 GRWT ETF 464287309 34,783,709 252,257 SH SOLE 0 0 0 252,257
ISHARES TR U.S. TECH ETF 464287721 10,917,104 43,987 SH SOLE 0 0 0 43,987
ISHARES TR LONG TERM MUNI 46438G448 278,368 5,484 SH SOLE 0 0 0 5,484
ISHARES TR US INFRASTRUC 46435U713 926,911 14,945 SH SOLE 0 0 0 14,945
ISHARES TR FUTU AI TECH ETF 46435U556 496,019 7,090 SH SOLE 0 0 0 7,090
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647 536,129 10,650 SH SOLE 0 0 0 10,650
KIRBY CORP COM 497266106 202,911 1,399 SH SOLE 0 0 0 1,399
LOCKHEED MARTIN CORP COM 539830109 430,532 836 SH SOLE 0 0 0 836
MANAGED PORTFOLIO SER KENS HE PREM ETF 56167N183 559,019 21,468 SH SOLE 0 0 0 21,468
NEW YORK LIFE INVTS ACTIVE E MACKAY MUN INTER 45409F827 621,663 25,604 SH SOLE 0 0 0 25,604
NOVO-NORDISK A S ADR 670100205 1,085,527 22,122 SH SOLE 0 0 0 22,122
NVIDIA CORPORATION COM 67066G104 1,712,925 8,087 SH SOLE 0 0 0 8,087
PIMCO ETF TR SHTRM MUN BD ACT 72201R874 471,474 9,364 SH SOLE 0 0 0 9,364
PINNACLE FINL PARTNERS INC COM 72348N109 213,637 2,123 SH SOLE 0 0 0 2,123
QUEST DIAGNOSTICS INC COM 74834L100 771,676 3,746 SH SOLE 0 0 0 3,746
ROCKET LAB CORP COM 773121108 537,878 6,825 SH SOLE 0 0 0 6,825
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 579,353 16,754 SH SOLE 0 0 0 16,754
SCHWAB STRATEGIC TR US REIT ETF 808524847 452,940 18,849 SH SOLE 0 0 0 18,849
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 286,163 12,491 SH SOLE 0 0 0 12,491
SELECT SECTOR SPDR TR ST STR FINL ETF 81369Y605 661,351 11,772 SH SOLE 0 0 0 11,772
SELECT SECTOR SPDR TR ST STR INDL ETF 81369Y704 261,111 1,447 SH SOLE 0 0 0 1,447
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 1,954,747 10,646 SH SOLE 0 0 0 10,646
SELECT SECTOR SPDR TR ST STR STAPL ETF 81369Y308 396,281 4,750 SH SOLE 0 0 0 4,750
SELECT SECTOR SPDR TR ST STR CARE ETF 81369Y209 334,308 2,112 SH SOLE 0 0 0 2,112
SELECT SECTOR SPDR TR ST STR DISCR ETF 81369Y407 356,508 3,076 SH SOLE 0 0 0 3,076
SELECT SECTOR SPDR TR ST STR SVC ETF 81369Y852 457,502 4,105 SH SOLE 0 0 0 4,105
SPDR SERIES TRUST ST STR SP600 SML 78468R853 1,144,949 20,261 SH SOLE 0 0 0 20,261
SPDR SERIES TRUST ST SHOR CORP ETF 78464A474 23,989,116 802,312 SH SOLE 0 0 0 802,312
SPDR SERIES TRUST ST STR RATE ETF 78468R200 1,196,284 38,853 SH SOLE 0 0 0 38,853
SPDR SERIES TRUST ST STR BLO 1 ETF 78468R663 1,741,435 19,030 SH SOLE 0 0 0 19,030
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 852,955 1,135 SH SOLE 0 0 0 1,135
TESLA INC COM 88160R101 820,885 2,072 SH SOLE 0 0 0 2,072
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 868,488 8,208 SH SOLE 0 0 0 8,208
VANECK ETF TRUST CLO ETF 92189H748 850,088 16,091 SH SOLE 0 0 0 16,091
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1,153,531 15,867 SH SOLE 0 0 0 15,867
VANGUARD INDEX FDS TOTAL STK MKT 922908769 12,169,223 32,787 SH SOLE 0 0 0 32,787
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,633,503 27,649 SH SOLE 0 0 0 27,649
VANGUARD MALVERN FDS CORE BD ETF 922020748 376,728 4,931 SH SOLE 0 0 0 4,931
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 202,116 4,019 SH SOLE 0 0 0 4,019
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 290,280 3,553 SH SOLE 0 0 0 3,553
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 5,447,849 77,165 SH SOLE 0 0 0 77,165
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 268,302 1,675 SH SOLE 0 0 0 1,675
VANGUARD WORLD FD FINANCIALS ETF 92204A405 456,177 3,315 SH SOLE 0 0 0 3,315
VANGUARD WORLD FD COMM SRVC ETF 92204A884 299,137 1,566 SH SOLE 0 0 0 1,566
VICTORY PORTFOLIOS II SHORT TRM BD ETF 92647N535 675,368 13,392 SH SOLE 0 0 0 13,392
WALMART INC COM 931142103 464,845 4,088 SH SOLE 0 0 0 4,088
WISDOMTREE TR YIELD ENHANCD US 97717X511 203,596 4,726 SH SOLE 0 0 0 4,726
WISDOMTREE TR US QTLY DIV GRT 97717X669 373,874 3,884 SH SOLE 0 0 0 3,884
WISDOMTREE TR US LARGECAP FUND 97717W588 490,695 6,235 SH SOLE 0 0 0 6,235