The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 278,303 1,308 SH SOLE 1,308 0 0
ISHARES INC MSCI CHILE ETF 464286640 1,191,000 30,000 SH SOLE 30,000 0 0
ISHARES TR BROAD USD HIGH 46435U853 59,419,802 1,605,073 SH SOLE 1,605,073 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 49,060,360 514,044 SH SOLE 514,044 0 0
ISHARES TR CORE S&P MCP ETF 464287507 4,932,727 63,970 SH SOLE 63,970 0 0
ISHARES TR CORE S&P500 ETF 464287200 117,459,651 156,845 SH SOLE 156,845 0 0
ISHARES TR CORE US AGGBD ET 464287226 55,104,839 556,727 SH SOLE 556,727 0 0
ISHARES TR EXPANDED TECH 464287515 5,707,801 63,000 SH SOLE 63,000 0 0
ISHARES TR MSCI ACWI ETF 464288257 25,439,814 162,068 SH SOLE 162,068 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 970,183 4,386 SH SOLE 4,386 0 0
ISHARES TR RUS MID CAP ETF 464287499 17,219,628 156,088 SH SOLE 156,088 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 2,287,025 7,612 SH SOLE 7,612 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 79,798,202 187,144 SH SOLE 187,144 0 0
ISHARES TR S&P 100 ETF 464287101 473,436 1,294 SH SOLE 1,294 0 0
SELECT SECTOR SPDR TR ST STR CARE ETF 81369Y209 564,512 3,558 SH SOLE 3,558 0 0
SELECT SECTOR SPDR TR ST STR ENERG ETF 81369Y506 1,062,199 20,000 SH SOLE 20,000 0 0
SELECT SECTOR SPDR TR ST STR INDL ETF 81369Y704 913,739 4,933 SH SOLE 4,933 0 0
SELECT SECTOR SPDR TR ST STR MATER ETF 81369Y100 658,045 12,946 SH SOLE 12,946 0 0
SELECT SECTOR SPDR TR ST STR STAPL ETF 81369Y308 706,760 8,508 SH SOLE 8,508 0 0
SPDR SERIES TRUST ST STR BLO 1 ETF 78468R663 2,061,533 22,496 SH SOLE 22,496 0 0
SPDR SERIES TRUST ST STR P500ETF 78464A854 51,262,338 583,322 SH SOLE 583,322 0 0
SPDR SERIES TRUST ST STR SP HOME 78464A888 3,355,169 29,034 SH SOLE 29,034 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 14,263,307 19,100 SH SOLE 19,100 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 5,111,905 69,635 SH SOLE 69,635 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 32,711,536 88,400 SH SOLE 88,400 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 4,691,813 78,603 SH SOLE 78,603 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 4,495,321 52,583 SH SOLE 52,583 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 12,273,810 172,264 SH SOLE 172,264 0 0