The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT COMMON STOCK 002824100 905,948 9,984 SH SOLE 9,984 0 0
ABBOTT COMMON STOCK 002824100 15,607 172 SH OTR 172 0 0
ADOBE COMMON STOCK 00724F101 552,120 2,693 SH SOLE 2,693 0 0
ALPHABET COMMON STOCK 02079K107 11,756,351 33,273 SH SOLE 33,273 0 0
ALPHABET COMMON STOCK 02079K107 5,529,262 15,649 SH OTR 15,649 0 0
ALPHABET COMMON STOCK 02079K305 2,029,146 5,678 SH SOLE 5,678 0 0
ALTRIA COMMON STOCK 02209S103 246,213 3,422 SH SOLE 3,422 0 0
ALTRIA COMMON STOCK 02209S103 21,585 300 SH OTR 300 0 0
AMAZON.COM COMMON STOCK 023135106 8,483,241 35,593 SH SOLE 35,593 0 0
AMAZON.COM COMMON STOCK 023135106 2,666,549 11,188 SH OTR 11,188 0 0
AMERICAN COMMON STOCK 025816109 4,315,411 12,758 SH SOLE 12,758 0 0
AMERICAN COMMON STOCK 025816109 1,726,766 5,105 SH OTR 5,105 0 0
AMGEN COMMON STOCK 031162100 1,880,855 5,194 SH SOLE 5,194 0 0
AMGEN COMMON STOCK 031162100 321,925 889 SH OTR 889 0 0
ANALOG DEVICES INC COMMON STOCK 032654105 4,161,554 10,478 SH SOLE 10,478 0 0
ANALOG DEVICES INC COMMON STOCK 032654105 13,107 33 SH OTR 33 0 0
APPLE COMMON STOCK 037833100 13,897,962 48,030 SH SOLE 48,030 0 0
APPLE COMMON STOCK 037833100 2,321,532 8,023 SH OTR 7,928 0 95
APPLIED COMMON STOCK 038222105 2,182,014 3,018 SH SOLE 3,018 0 0
BANK COMMON STOCK 060505104 3,475,898 61,002 SH SOLE 61,002 0 0
BANK COMMON STOCK 060505104 115,727 2,031 SH OTR 2,031 0 0
BANK COMMON STOCK 064058100 360,513 2,493 SH SOLE 2,493 0 0
BERKSHIRE COMMON STOCK 084670702 6,078,241 12,147 SH SOLE 12,147 0 0
BERKSHIRE COMMON STOCK 084670702 2,489,942 4,976 SH OTR 4,776 0 200
BLACKROCK COMMON STOCK 09290D101 446,164 464 SH SOLE 464 0 0
BLACKROCK COMMON STOCK 09290D101 2,885 3 SH OTR 3 0 0
BRISTOL COMMON STOCK 110122108 3,288,030 57,064 SH SOLE 57,064 0 0
BRISTOL COMMON STOCK 110122108 1,009,676 17,523 SH OTR 17,523 0 0
BROADCOM COMMON STOCK 11135F101 2,800,652 7,414 SH SOLE 7,414 0 0
BROADCOM COMMON STOCK 11135F101 88,394 234 SH OTR 234 0 0
CANADIAN FOREIGN STOCK 136375102 527,755 4,426 SH SOLE 4,426 0 0
CANADIAN FOREIGN STOCK 136375102 1,228,172 10,300 SH OTR 10,300 0 0
CARRIER COMMON STOCK 14448C104 201,273 2,744 SH SOLE 2,744 0 0
CARRIER COMMON STOCK 14448C104 7,335 100 SH OTR 100 0 0
CHEMUNG COMMON STOCK 164024101 9,488,815 127,230 SH SOLE 127,230 0 0
CHEMUNG COMMON STOCK 164024101 11,749,779 157,546 SH OTR 157,546 0 0
CHEVRON COMMON STOCK 166764100 603,035 3,638 SH SOLE 3,638 0 0
CHEVRON COMMON STOCK 166764100 559,937 3,378 SH OTR 2,902 0 476
CISCO COMMON STOCK 17275R102 5,717,011 48,672 SH SOLE 48,672 0 0
CISCO COMMON STOCK 17275R102 278,850 2,374 SH OTR 2,124 0 250
COCA-COLA COMMON STOCK 191216100 6,001,632 73,848 SH SOLE 73,848 0 0
COCA-COLA COMMON STOCK 191216100 1,407,435 17,318 SH OTR 17,318 0 0
COLGATE PALMOLIVE COMMON STOCK 194162103 606,554 6,616 SH SOLE 6,616 0 0
COLGATE PALMOLIVE COMMON STOCK 194162103 59,317 647 SH OTR 647 0 0
CORNING COMMON STOCK 219350105 5,428,654 21,253 SH SOLE 21,253 0 0
CORNING COMMON STOCK 219350105 11,892,565 46,559 SH OTR 46,559 0 0
DANAHER COMMON STOCK 235851102 287,053 1,507 SH SOLE 1,507 0 0
WALT COMMON STOCK 254687106 371,431 3,859 SH SOLE 3,859 0 0
WALT COMMON STOCK 254687106 491,164 5,103 SH OTR 5,103 0 0
DOMINION COMMON STOCK 25746U109 650,053 9,519 SH SOLE 9,519 0 0
DOMINION COMMON STOCK 25746U109 54,632 800 SH OTR 800 0 0
DUKE COMMON STOCK 26441C204 3,345,004 26,426 SH SOLE 26,426 0 0
DUKE COMMON STOCK 26441C204 104,808 828 SH OTR 828 0 0
ECOLAB COMMON STOCK 278865100 4,260,784 15,293 SH SOLE 15,293 0 0
ECOLAB COMMON STOCK 278865100 2,030,512 7,288 SH OTR 7,288 0 0
EMERSON COMMON STOCK 291011104 4,764,328 33,282 SH SOLE 33,282 0 0
EMERSON COMMON STOCK 291011104 4,070,326 28,434 SH OTR 28,434 0 0
EXXON COMMON STOCK 30231G102 755,378 5,525 SH SOLE 5,525 0 0
EXXON COMMON STOCK 30231G102 546,744 3,999 SH OTR 3,687 0 312
META PLATFORMS COMMON STOCK 30303M102 4,312,545 7,656 SH SOLE 7,656 0 0
META PLATFORMS COMMON STOCK 30303M102 1,770,983 3,144 SH OTR 3,144 0 0
GENERAL COMMON STOCK 369550108 1,040,755 2,938 SH SOLE 2,938 0 0
GENERAL COMMON STOCK 369550108 35,424 100 SH OTR 100 0 0
GE COMMON STOCK 369604301 68,392 183 SH SOLE 183 0 0
GE COMMON STOCK 369604301 194,713 521 SH OTR 521 0 0
GOLDMAN COMMON STOCK 38141G104 970,917 960 SH SOLE 960 0 0
GOLDMAN COMMON STOCK 38141G104 10,114 10 SH OTR 10 0 0
HIGHLANDS COMMON STOCK 43110A104 714 10,497 SH SOLE 10,497 0 0
HOME COMMON STOCK 437076102 2,778,762 7,879 SH SOLE 7,879 0 0
HOME COMMON STOCK 437076102 154,120 437 SH OTR 437 0 0
HONEYWELL COMMON STOCK 43849R105 1,103,853 5,007 SH SOLE 5,007 0 0
HONEYWELL COMMON STOCK 43849R105 352,624 1,597 SH OTR 1,597 0 0
HONEYWELL COMMON STOCK 438516205 1,117,936 5,007 SH SOLE 5,007 0 0
HONEYWELL COMMON STOCK 438516205 357,123 1,597 SH OTR 1,597 0 0
ILLINOIS COMMON STOCK 452308109 208,262 770 SH SOLE 770 0 0
INTL COMMON STOCK 459200101 228,905 814 SH SOLE 814 0 0
INTL COMMON STOCK 459200101 133,575 475 SH OTR 475 0 0
INVESCO MUTUAL FUNDS - 46090E103 1,799,762 2,444 SH SOLE 2,444 0 0
INVESCO MUTUAL FUNDS - 46090E103 9,844,932 13,369 SH OTR 13,369 0 0
INVESCO MUTUAL FUNDS - 46137V357 13,174,507 61,919 SH SOLE 61,919 0 0
INVESCO MUTUAL FUNDS - 46137V357 457,244 2,149 SH OTR 2,149 0 0
ISHARES MUTUAL FUNDS - 464287200 37,967,224 50,698 SH SOLE 50,698 0 0
ISHARES MUTUAL FUNDS - 464287200 3,021,770 4,035 SH OTR 4,035 0 0
ISHARES MUTUAL FUNDS - 464287226 22,411,650 226,426 SH SOLE 226,426 0 0
ISHARES MUTUAL FUNDS - 464287226 149,064 1,506 SH DFND 1,506 0 0
ISHARES MUTUAL FUNDS - 464287226 1,264,470 12,775 SH OTR 12,775 0 0
ISHARES MUTUAL FUNDS - 464287465 2,242,769 21,590 SH SOLE 21,590 0 0
ISHARES MUTUAL FUNDS - 464287598 2,516,908 10,382 SH SOLE 10,382 0 0
ISHARES MUTUAL FUNDS - 464287598 631,531 2,605 SH OTR 2,416 0 189
ISHARES MUTUAL FUNDS - 464287606 324,418 2,761 SH SOLE 2,761 0 0
ISHARES MUTUAL FUNDS - 464287630 776,191 3,509 SH SOLE 3,509 0 0
ISHARES MUTUAL FUNDS - 464287630 162,140 733 SH OTR 733 0 0
ISHARES MUTUAL FUNDS - 464287648 837,559 2,126 SH SOLE 2,126 0 0
ISHARES MUTUAL FUNDS - 464287648 2,037,956 5,173 SH OTR 5,173 0 0
ISHARES MUTUAL FUNDS - 464287655 4,043,455 13,458 SH SOLE 13,458 0 0
ISHARES MUTUAL FUNDS - 464287655 10,215 34 SH OTR 34 0 0
ISHARES MUTUAL FUNDS - 464288240 1,784,323 23,444 SH SOLE 23,444 0 0
ISHARES MUTUAL FUNDS - 464288448 641,378 15,481 SH SOLE 15,481 0 0
ISHARES MUTUAL FUNDS - 464289438 286,842 987 SH SOLE 987 0 0
JPMORGAN COMMON STOCK 46625H100 7,701,422 23,528 SH SOLE 23,528 0 0
JPMORGAN COMMON STOCK 46625H100 2,307,349 7,049 SH OTR 7,049 0 0
JOHNSON COMMON STOCK 478160104 9,686,671 38,141 SH SOLE 38,141 0 0
JOHNSON COMMON STOCK 478160104 8,842,730 34,818 SH OTR 34,818 0 0
ELI COMMON STOCK 532457108 319,049 266 SH SOLE 266 0 0
LOCKHEED COMMON STOCK 539830109 435,589 855 SH SOLE 855 0 0
LOCKHEED COMMON STOCK 539830109 61,136 120 SH OTR 120 0 0
MARRIOTT INTERNATIONAL INC CL A COMMON STOCK 571903202 344,279 929 SH SOLE 929 0 0
MASTERCARD COMMON STOCK 57636Q104 250,123 487 SH SOLE 487 0 0
MCDONALDS CORP COMMON STOCK 580135101 3,161,278 11,695 SH SOLE 11,695 0 0
MCDONALDS CORP COMMON STOCK 580135101 717,133 2,653 SH OTR 2,653 0 0
MERCK COMMON STOCK 58933Y105 7,076,673 55,071 SH SOLE 55,071 0 0
MERCK COMMON STOCK 58933Y105 1,873,276 14,578 SH OTR 14,578 0 0
MICROSOFT COMMON STOCK 594918104 14,383,280 38,559 SH SOLE 38,559 0 0
MICROSOFT COMMON STOCK 594918104 4,158,802 11,149 SH OTR 11,097 0 52
MORGAN COMMON STOCK 617446448 1,724,580 8,250 SH SOLE 8,250 0 0
MORGAN COMMON STOCK 617446448 301,227 1,441 SH OTR 1,441 0 0
NEXTERA COMMON STOCK 65339F101 312,461 3,560 SH SOLE 3,560 0 0
NEXTERA COMMON STOCK 65339F101 140,432 1,600 SH OTR 1,600 0 0
NVIDIA CORP COMMON STOCK 67066G104 5,823,022 29,102 SH SOLE 29,102 0 0
NVIDIA CORP COMMON STOCK 67066G104 418,588 2,092 SH OTR 2,092 0 0
O'REILLY COMMON STOCK 67103H107 412,196 4,476 SH SOLE 4,476 0 0
PALO COMMON STOCK 697435105 3,944,923 11,568 SH SOLE 11,568 0 0
PALO COMMON STOCK 697435105 2,205,718 6,468 SH OTR 6,468 0 0
PAYCHEX INC COMMON STOCK 704326107 362,051 3,682 SH SOLE 3,682 0 0
PAYCHEX INC COMMON STOCK 704326107 52,312 532 SH OTR 532 0 0
PEPSICO COMMON STOCK 713448108 4,622,828 34,142 SH SOLE 34,142 0 0
PEPSICO COMMON STOCK 713448108 1,336,128 9,868 SH OTR 9,647 0 221
PFIZER COMMON STOCK 717081103 413,622 17,177 SH SOLE 17,177 0 0
PFIZER COMMON STOCK 717081103 50,207 2,085 SH OTR 2,085 0 0
PHILIP COMMON STOCK 718172109 404,696 2,237 SH SOLE 2,237 0 0
PHILIP COMMON STOCK 718172109 18,091 100 SH OTR 100 0 0
PROCTER COMMON STOCK 742718109 2,958,027 20,172 SH SOLE 20,172 0 0
PROCTER COMMON STOCK 742718109 4,095,215 27,927 SH OTR 27,727 0 200
FR MUTUAL FUNDS - 746729763 3,612,902 453,313 SH SOLE 453,313 0 0
FR MUTUAL FUNDS - 746729763 214,457 26,908 SH OTR 26,908 0 0
RTX COMMON STOCK 75513E101 6,063,017 31,956 SH SOLE 31,956 0 0
RTX COMMON STOCK 75513E101 1,521,256 8,018 SH OTR 8,018 0 0
ROYAL FOREIGN STOCK 780087102 672,238 3,248 SH SOLE 3,248 0 0
ROYAL FOREIGN STOCK 780087102 5,588 27 SH OTR 27 0 0
STANDARD & POORS MUTUAL FUNDS - 78462F103 662,385 887 SH SOLE 887 0 0
STANDARD & POORS MUTUAL FUNDS - 78462F103 268,090 359 SH OTR 359 0 0
SPDR MUTUAL FUNDS-AL 78463V107 276,285 750 SH SOLE 750 0 0
SS MUTUAL FUNDS - 78464A763 332,361 2,184 SH SOLE 2,184 0 0
SS MUTUAL FUNDS - 78464A847 1,046,774 15,494 SH SOLE 15,494 0 0
SS MUTUAL FUNDS - 78464A847 3,073,980 45,500 SH OTR 45,500 0 0
SS COMMON STOCK 78464A862 914,968 1,467 SH SOLE 1,467 0 0
SS COMMON STOCK 78464A862 16,216 26 SH OTR 26 0 0
SECTOR SPDR COMMON STOCK 81369Y100 4,048,255 79,643 SH SOLE 79,643 0 0
SECTOR SPDR COMMON STOCK 81369Y100 22,772 448 SH OTR 448 0 0
SECTOR SPDR COMMON STOCK 81369Y209 7,676,293 48,382 SH SOLE 48,382 0 0
SECTOR SPDR COMMON STOCK 81369Y209 224,187 1,413 SH OTR 1,163 0 250
SECTOR SPDR COMMON STOCK 81369Y308 5,471,653 65,868 SH SOLE 65,868 0 0
SECTOR SPDR COMMON STOCK 81369Y308 23,426 282 SH OTR 282 0 0
SECTOR SPDR COMMON STOCK 81369Y407 5,988,662 51,063 SH SOLE 51,063 0 0
SECTOR SPDR COMMON STOCK 81369Y407 262,354 2,237 SH OTR 2,237 0 0
SECTOR SPDR COMMON STOCK 81369Y506 8,163,327 153,706 SH SOLE 153,706 0 0
SECTOR SPDR COMMON STOCK 81369Y506 754,269 14,202 SH OTR 14,202 0 0
SECTOR SPDR COMMON STOCK 81369Y605 5,820,708 108,575 SH SOLE 108,575 0 0
SECTOR SPDR COMMON STOCK 81369Y605 2,004,317 37,387 SH OTR 37,387 0 0
SECTOR SPDR COMMON STOCK 81369Y704 3,536,040 19,090 SH SOLE 19,090 0 0
SECTOR SPDR COMMON STOCK 81369Y704 63,904 345 SH OTR 345 0 0
SECTOR SPDR COMMON STOCK 81369Y803 28,918,077 151,785 SH SOLE 151,785 0 0
SECTOR SPDR COMMON STOCK 81369Y803 22,103,175 116,015 SH OTR 115,440 0 575
SECTOR SPDR COMMON STOCK 81369Y852 6,573,924 61,364 SH SOLE 61,364 0 0
SECTOR SPDR COMMON STOCK 81369Y852 166,480 1,554 SH OTR 1,329 0 225
SECTOR SPDR COMMON STOCK 81369Y860 1,455,146 33,049 SH SOLE 33,049 0 0
SECTOR SPDR COMMON STOCK 81369Y860 53,937 1,225 SH OTR 1,225 0 0
SECTOR SPDR COMMON STOCK 81369Y886 1,604,402 35,386 SH SOLE 35,386 0 0
SECTOR SPDR COMMON STOCK 81369Y886 69,007 1,522 SH OTR 1,522 0 0
SOUTHERN COMPANY COMMON STOCK 842587107 2,673,280 27,931 SH SOLE 27,931 0 0
SOUTHERN COMPANY COMMON STOCK 842587107 194,483 2,032 SH OTR 1,032 0 1,000
STARBUCKS CORP COMMON STOCK 855244109 1,417,682 13,873 SH SOLE 13,873 0 0
STARBUCKS CORP COMMON STOCK 855244109 6,642 65 SH OTR 65 0 0
TJX COMMON STOCK 872540109 704,176 4,648 SH SOLE 4,648 0 0
TJX COMMON STOCK 872540109 40,451 267 SH OTR 267 0 0
TEXAS COMMON STOCK 882508104 959,785 3,220 SH SOLE 3,220 0 0
THE COMMON STOCK 89417E109 5,672,450 17,183 SH SOLE 17,183 0 0
THE COMMON STOCK 89417E109 3,761,718 11,395 SH OTR 11,395 0 0
US BANCORP COMMON STOCK 902973304 3,633,181 60,152 SH SOLE 60,152 0 0
US BANCORP COMMON STOCK 902973304 27,543 456 SH OTR 456 0 0
UNION COMMON STOCK 907818108 2,812,480 10,340 SH SOLE 10,340 0 0
UNION COMMON STOCK 907818108 130,560 480 SH OTR 480 0 0
VANECK COMMON STOCK 92189F676 2,929,858 4,467 SH SOLE 4,467 0 0
VANECK COMMON STOCK 92189F676 216,444 330 SH OTR 245 0 85
VANGUARD MUTUAL FUNDS - 921946406 343,241 2,172 SH SOLE 2,172 0 0
VANGUARD COMMON STOCK 92204A603 222,715 618 SH SOLE 618 0 0
VANGUARD COMMON STOCK 92204A702 912,177 7,632 SH SOLE 7,632 0 0
VERIZON COMMON STOCK 92343V104 778,843 18,395 SH SOLE 18,395 0 0
VERIZON COMMON STOCK 92343V104 62,874 1,485 SH OTR 1,270 0 215
VISA COMMON STOCK 92826C839 2,874,412 8,378 SH SOLE 8,378 0 0
VISA COMMON STOCK 92826C839 420,629 1,226 SH OTR 1,226 0 0
WAL-MART COMMON STOCK 931142103 3,377,530 29,821 SH SOLE 29,821 0 0
WAL-MART COMMON STOCK 931142103 184,501 1,629 SH OTR 1,629 0 0
WASTE COMMON STOCK 94106L109 2,936,218 13,174 SH SOLE 13,174 0 0
WASTE COMMON STOCK 94106L109 1,192,185 5,349 SH OTR 5,349 0 0
EATON FOREIGN STOCK G29183103 2,485,557 5,833 SH SOLE 5,833 0 0
EATON FOREIGN STOCK G29183103 14,914 35 SH OTR 35 0 0
JOHNSON FOREIGN STOCK G51502105 2,459,762 16,835 SH SOLE 16,835 0 0
JOHNSON FOREIGN STOCK G51502105 608,841 4,167 SH OTR 4,167 0 0
MEDTRONIC FOREIGN STOCK G5960L103 636,245 8,133 SH SOLE 8,133 0 0
MEDTRONIC FOREIGN STOCK G5960L103 14,159 181 SH OTR 80 0 101