The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COM 001055102 251,853 2,148 SH SOLE 0 0 2,148
ABBVIE INC COM 00287Y109 360,845 1,433 SH SOLE 0 0 1,433
ALPHABET INC CAP STK CL A 02079K305 337,369 944 SH SOLE 0 0 944
AMAZON COM INC COM 023135106 203,066 852 SH SOLE 0 0 852
AMERICAN CENTY ETF TR AVAN US SMAL ETF 025072323 7,614,104 103,819 SH SOLE 0 0 103,819
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 16,581,098 181,790 SH SOLE 0 0 181,790
AMERICAN CENTY ETF TR INTERNATIONAL LR 025072364 16,359,045 211,302 SH SOLE 0 0 211,302
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 17,775,163 184,217 SH SOLE 0 0 184,217
AMERICAN CENTY ETF TR AVANTIS SHFXDINC 025072687 330,028 7,087 SH SOLE 0 0 7,087
AMERICAN CENTY ETF TR CORE MUNI FXD IN 025072695 363,456 7,802 SH SOLE 0 0 7,802
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 16,578,898 185,862 SH SOLE 0 0 185,862
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 706,202 6,853 SH SOLE 0 0 6,853
AMERICAN CENTY ETF TR US EQT ETF 025072885 29,583,727 230,978 SH SOLE 0 0 230,978
AMGEN INC COM 031162100 200,614 554 SH SOLE 0 0 554
ANALOG DEVICES INC COM 032654105 417,823 1,052 SH SOLE 0 0 1,052
APPLE INC COM 037833100 1,451,585 5,016 SH SOLE 0 0 5,016
APPLIED MATLS INC COM 038222105 542,250 750 SH SOLE 0 0 750
AUTOMATIC DATA PROCESSING IN COM 053015103 234,887 1,048 SH SOLE 0 0 1,048
BANK OF AMER CORP COM 060505104 436,809 7,666 SH SOLE 0 0 7,666
BLACKROCK INC COM 09290D101 213,466 222 SH SOLE 0 0 222
CATERPILLAR INC COM 149123101 777,377 730 SH SOLE 0 0 730
CHEVRON CORPORATION COM 166764100 262,338 1,582 SH SOLE 0 0 1,582
CISCO SYS INC COM 17275R102 530,449 4,516 SH SOLE 0 0 4,516
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 450,297 11,198 SH SOLE 0 0 11,198
DIMENSIONAL ETF TRUST US EQUI MARK ETF 25434V401 4,190,426 51,140 SH SOLE 0 0 51,140
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 967,685 11,752 SH SOLE 0 0 11,752
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 1,569,879 22,458 SH SOLE 0 0 22,458
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 9,912,569 223,457 SH SOLE 0 0 223,457
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 2,077,260 37,761 SH SOLE 0 0 37,761
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 266,620 6,560 SH SOLE 0 0 6,560
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765 20,196,888 591,850 SH SOLE 0 0 591,850
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773 9,030,465 257,792 SH SOLE 0 0 257,792
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 239,713 4,437 SH SOLE 0 0 4,437
DIMENSIONAL ETF TRUST US HIGH PROF ETF 25434V831 13,845,970 331,798 SH SOLE 0 0 331,798
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849 1,510,082 31,242 SH SOLE 0 0 31,242
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 550,584 14,945 SH SOLE 0 0 14,945
DUKE ENERGY CORP NEW COM NEW 26441C204 502,143 3,967 SH SOLE 0 0 3,967
ETF SER SOLUTIONS APTUS JAN BUFFER 268961885 451,855 16,594 SH SOLE 0 0 16,594
ETF OPPORTUNITIES TRUST APPLIED FINA VAL 26923N405 5,094,400 110,158 SH SOLE 0 0 110,158
EXXON MOBIL CORP COM 30231G102 250,494 1,832 SH SOLE 0 0 1,832
GENERAL DYNAMICS CORP COM 369550108 209,356 591 SH SOLE 0 0 591
HANCOCK JOHN PREM DIVID FD COM SH BEN INT 41013T105 673,400 52,000 SH SOLE 0 0 52,000
ILLINOIS TOOL WKS INC COM 452308109 227,195 840 SH SOLE 0 0 840
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C573 259,802 5,858 SH SOLE 0 0 5,858
INNOVATOR ETFS TRUST US EQT PWR BUF 45782C870 295,864 7,011 SH SOLE 0 0 7,011
INNOVATOR ETFS TRUST INTL DEVELOPED P 45783Y350 380,947 12,180 SH SOLE 0 0 12,180
INNOVATOR ETFS TRUST S&P INVT GRD PFD 45783Y822 1,819,387 110,409 SH SOLE 0 0 110,409
INVESCO QQQ TR UNIT SER 1 46090E103 2,824,689 3,835 SH SOLE 0 0 3,835
ISHARES TR CORE S&P500 ETF 464287200 202,807 270 SH SOLE 0 0 270
ISHARES TR 20 YR TR BD ETF 464287432 986,916 11,420 SH SOLE 0 0 11,420
ISHARES TR U.S. TECH ETF 464287721 252,230 1,000 SH SOLE 0 0 1,000
ISHARES TR PFD AND INCM SEC 464288687 284,807 9,341 SH SOLE 0 0 9,341
ISHARES TR 10+ YR INVST GRD 464289511 540,082 10,793 SH SOLE 0 0 10,793
ISHARES TR ESG AWR MSCI USA 46435G425 204,260 1,248 SH SOLE 0 0 1,248
JPMORGAN CHASE & CO COM 46625H100 422,215 1,289 SH SOLE 0 0 1,289
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 2,462,840 43,605 SH SOLE 0 0 43,605
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 6,394,237 125,377 SH SOLE 0 0 125,377
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203 233,487 3,799 SH SOLE 0 0 3,799
JOHNSON & JOHNSON COM 478160104 684,632 2,695 SH SOLE 0 0 2,695
KLA CORP COM NEW 482480100 527,993 1,750 SH SOLE 0 0 1,750
ELI LILLY & CO COM 532457108 215,897 180 SH SOLE 0 0 180
LOWES COS INC COM 548661107 347,492 1,576 SH SOLE 0 0 1,576
MANULIFE FINL CORP COM 56501R106 487,173 12,026 SH SOLE 0 0 12,026
MCDONALDS CORP COM 580135101 295,179 1,092 SH SOLE 0 0 1,092
MICROSOFT CORP COM 594918104 851,234 2,282 SH SOLE 0 0 2,282
NVIDIA CORPORATION COM 67066G104 426,192 2,130 SH SOLE 0 0 2,130
PEPSICO INC COM 713448108 347,978 2,570 SH SOLE 0 0 2,570
PHILLIPS 66 COM 718546104 280,454 1,659 SH SOLE 0 0 1,659
PIMCO ETF TR SHTRM MUN BD ACT 72201R874 8,159,252 161,569 SH SOLE 0 0 161,569
PROCTER & GAMBLE CO COM 742718109 209,842 1,431 SH SOLE 0 0 1,431
SPDR SERIES TRUST ST STR RATE ETF 78468R200 2,932,842 95,067 SH SOLE 0 0 95,067
SCHWAB STRATEGIC TR US REIT ETF 808524847 227,881 9,623 SH SOLE 0 0 9,623
SCHWAB STRATEGIC TR US TIPS ETF 808524870 1,300,902 49,090 SH SOLE 0 0 49,090
SOUTHERN CO COM 842587107 542,963 5,673 SH SOLE 0 0 5,673
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 202,014 308 SH SOLE 0 0 308
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 16,633,918 70,298 SH SOLE 0 0 70,298
VANGUARD STAR FDS VG TL INTL STK F 921909768 629,745 7,366 SH SOLE 0 0 7,366
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 1,994,488 24,140 SH SOLE 0 0 24,140
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 983,351 14,265 SH SOLE 0 0 14,265
VANGUARD BD INDEX FDS INTERMED TERM 921937819 781,565 10,189 SH SOLE 0 0 10,189
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 2,798,231 35,916 SH SOLE 0 0 35,916
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 2,124,487 28,940 SH SOLE 0 0 28,940
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 4,513,671 90,672 SH SOLE 0 0 90,672
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 334,638 6,909 SH SOLE 0 0 6,909
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 1,619,422 36,107 SH SOLE 0 0 36,107
VANGUARD WORLD FD FINANCIALS ETF 92204A405 239,260 1,818 SH SOLE 0 0 1,818
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 14,649,789 251,714 SH SOLE 0 0 251,714
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 4,565,550 57,769 SH SOLE 0 0 57,769
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 10,783,612 182,835 SH SOLE 0 0 182,835
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 15,362,476 328,187 SH SOLE 0 0 328,187
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813 8,151,853 108,330 SH SOLE 0 0 108,330
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 8,688,380 157,455 SH SOLE 0 0 157,455
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 7,646,487 92,516 SH SOLE 0 0 92,516
VANGUARD MUN BD FDS CORE TAX EXEMPT 922907712 2,787,454 36,485 SH SOLE 0 0 36,485
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 8,466,375 167,385 SH SOLE 0 0 167,385
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 13,488,813 19,639 SH SOLE 0 0 19,639
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 3,878,005 40,215 SH SOLE 0 0 40,215
VANGUARD INDEX FDS GROWTH ETF 922908736 35,858,424 416,280 SH SOLE 0 0 416,280
VANGUARD INDEX FDS SMALL CP ETF 922908751 801,064 2,642 SH SOLE 0 0 2,642
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,065,130 2,878 SH SOLE 0 0 2,878
WALMART INC COM 931142103 509,168 4,495 SH SOLE 0 0 4,495
WASTE MGMT INC DEL COM 94106L109 222,880 1,000 SH SOLE 0 0 1,000
AON PLC SHS CL A G0403H108 877,983 2,647 SH SOLE 0 0 2,647