The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES COM 002824100 129 1 SH SOLE 0 0 1
ADAPTIVE BIOTECHNOLOGIES COR COM 00650F109 2,145 100 SH SOLE 0 0 100
ADOBE INC COM 00724F101 107 1 SH SOLE 0 0 1
ADVANCED MICRO DEVICES INC COM 007903107 385,039 663 SH SOLE 0 0 663
AFFIRM HLDGS INC COM CL A 00827B106 281 3 SH SOLE 0 0 3
AIRBNB INC COM CL A 009066101 7,155 50 SH SOLE 0 0 50
ALLISON TRANSMISSION HLDGS I COM 01973R101 228 2 SH SOLE 0 0 2
ALNYLAM PHARMACEUTICALS INC COM 02043Q107 223 1 SH SOLE 0 0 1
ALPHABET INC CAP STK CL A 02079K305 4,341 12 SH SOLE 0 0 12
ALPHABET INC CAP STK CL C 02079K107 2,551,609 7,222 SH SOLE 0 0 7,222
AMAZON COM INC COM 023135106 1,541,009 6,466 SH SOLE 0 0 6,466
AMERICAN EXPRESS CO COM 025816109 129 0 SH SOLE 0 0 0
AMERICAN WTR WKS CO INC NEW COM 030420103 1,843 14 SH SOLE 0 0 14
ANALOG DEVICES INC COM 032654105 781 2 SH SOLE 0 0 2
APOLLO GLOBAL MGMT INC COM 03769M106 255 2 SH SOLE 0 0 2
APPLE INC COM 037833100 154,619 534 SH SOLE 0 0 534
APPLOVIN CORP COM CL A 03831W108 428 1 SH SOLE 0 0 1
ARGENX SE SPONSORED ADR 04016X101 149 0 SH SOLE 0 0 0
ARISTA NETWORKS INC COM SHS 040413205 473 3 SH SOLE 0 0 3
ARM HOLDINGS PLC SPONSORED ADS 042068205 10,978 31 SH SOLE 0 0 31
ASML HLDG NV N Y REGISTRY SHS N07059210 299 0 SH SOLE 0 0 0
ASTRAZENECA PLC ORD G0593M107 424 2 SH SOLE 0 0 2
AUTODESK INC COM 052769106 183 1 SH SOLE 0 0 1
AUTONATION INC COM 05329W102 67 0 SH SOLE 0 0 0
AUTOZONE INC COM 053332102 192 0 SH SOLE 0 0 0
AXON ENTERPRISE INC COM 05464C101 301,609 538 SH SOLE 0 0 538
BANK OF AMER CORP COM 060505104 624 11 SH SOLE 0 0 11
BANK OF NY MELLON CORP COM 064058100 531 4 SH SOLE 0 0 4
BAXTER INTL INC COM 071813109 194 9 SH SOLE 0 0 9
BIOGEN INC COM 09062X103 327 2 SH SOLE 0 0 2
BIOMARIN PHARMACEUTICAL INC COM 09061G101 916 16 SH SOLE 0 0 16
BIONTECH SE SPONSORED ADS 09075V102 931 10 SH SOLE 0 0 10
BLACKROCK ETF TRUST ISHA I IN TE ETF 09290C780 43,020 816 SH SOLE 0 0 816
BLACKROCK ETF TRUST ISHA IN CTRY ETF 09290C764 88,938 2,430 SH SOLE 0 0 2,430
BLACKROCK ETF TRUST ISHA LA CORE ETF 09290C855 34,202 679 SH SOLE 0 0 679
BLACKROCK ETF TRUST ISHA US THEM ETF 09290C806 15,951 370 SH SOLE 0 0 370
BLACKROCK ETF TRUST ISHARES DEFENSE 09290C699 19,513 614 SH SOLE 0 0 614
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 65,018 956 SH SOLE 0 0 956
BLOCK H & R INC COM 093671105 259 7 SH SOLE 0 0 7
BLUE OWL CAPITAL INC COM CL A 09581B103 130 15 SH SOLE 0 0 15
BOEING CO COM 097023105 1,276 6 SH SOLE 0 0 6
BOX INC CL A 10316T104 55,151 2,078 SH SOLE 0 0 2,078
BRISTOL-MYERS SQUIBB CO COM 110122108 122 2 SH SOLE 0 0 2
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 202 3 SH SOLE 0 0 3
BROADCOM INC COM 11135F101 2,721 7 SH SOLE 0 0 7
BROWN & BROWN INC COM 115236101 154 2 SH SOLE 0 0 2
BROWN FORMAN CORP CL B 115637209 125 5 SH SOLE 0 0 5
BRUKER CORP COM 116794108 201 3 SH SOLE 0 0 3
C H ROBINSON WORLDWIDE IN COM NEW 12541W209 159 1 SH SOLE 0 0 1
CABOT CORP COM 127055101 164 2 SH SOLE 0 0 2
CADENCE DESIGN SYSTEM INC COM 127387108 631 2 SH SOLE 0 0 2
CANADIAN NAT RES LTD MED TER COM 136385101 300 8 SH SOLE 0 0 8
CAPITAL ONE FINL CORP COM 14040H105 492 2 SH SOLE 0 0 2
CARPENTER TECHNOLOGY CORP COM 144285103 192 0 SH SOLE 0 0 0
CARVANA CO CL A 146869102 168 3 SH SOLE 0 0 3
CBRE GROUP INC CL A 12504L109 172 1 SH SOLE 0 0 1
CELESTICA INC COM 15101Q207 263 1 SH SOLE 0 0 1
CENCORA INC COM 03073E105 269 1 SH SOLE 0 0 1
CF INDUSTRIES HOLD COM 125269100 185 2 SH SOLE 0 0 2
CHEVRON CORPORATION COM 166764100 188 1 SH SOLE 0 0 1
CHIPOTLE MEXICAN GRILL INC COM 169656105 233 7 SH SOLE 0 0 7
CINTAS CORP COM 172908105 279 2 SH SOLE 0 0 2
CISCO SYS INC COM 17275R102 1,187 10 SH SOLE 0 0 10
CLOUDFLARE INC CL A COM 18915M107 140 1 SH SOLE 0 0 1
CME GROUP INC COM 12572Q105 365 2 SH SOLE 0 0 2
COHERENT CORP COM 19247G107 221 1 SH SOLE 0 0 1
COLGATE PALMOLIVE CO COM 194162103 227 2 SH SOLE 0 0 2
COMCAST CORP NEW CL A 20030N101 22 1 SH SOLE 0 0 1
COMFORT SYS USA INC COM 199908104 258 0 SH SOLE 0 0 0
CONOCOPHILLIPS COM 20825C104 588 6 SH SOLE 0 0 6
CONSTELLATION ENERGY CORP COM 21037T109 107 0 SH SOLE 0 0 0
CORNING INC COM 219350105 493 2 SH SOLE 0 0 2
CORTEVA INC COM 22052L104 272 3 SH SOLE 0 0 3
COSTCO WHOLESALE CORPORATION COM 22160K105 646 1 SH SOLE 0 0 1
CRH PLC ORD G25508105 405 4 SH SOLE 0 0 4
CRISPR THERAPEUTICS AG NAMEN AKT H17182108 546 10 SH SOLE 0 0 10
CROWN HLDGS INC COM 228368106 232 2 SH SOLE 0 0 2
CUMMINS INC COM 231021106 493 1 SH SOLE 0 0 1
CVB FINL CORP COM 126600105 41 2 SH SOLE 0 0 2
CVS HEALTH CORP COM 126650100 239 2 SH SOLE 0 0 2
D R HORTON INC COM 23331A109 152 1 SH SOLE 0 0 1
DANAHER CORP DEL COM 235851102 168 1 SH SOLE 0 0 1
DATADOG INC CL A COM 23804L103 152 1 SH SOLE 0 0 1
DBX ETF TR XTRACK INTL REAL 233051846 2,422 108 SH SOLE 0 0 108
DEERE & CO COM 244199105 381 1 SH SOLE 0 0 1
DELTA AIR LINES INC COM NEW 247361702 157 2 SH SOLE 0 0 2
DIAGEO PLC SPON ADR NEW 25243Q205 297 4 SH SOLE 0 0 4
DIMENSIONAL ETF TRUST EMER MARK SU ETF 25434V682 1,874,203 38,343 SH SOLE 0 0 38,343
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740 8,916,812 208,986 SH SOLE 0 0 208,986
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 2,155,661 53,610 SH SOLE 0 0 53,610
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690 1,670,125 37,032 SH SOLE 0 0 37,032
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 7,121,965 131,839 SH SOLE 0 0 131,839
DIMENSIONAL ETF TRUST INTL VEC EQU ETF 25434V542 7,311,435 104,447 SH SOLE 0 0 104,447
DIMENSIONAL ETF TRUST US LARG VALU ETF 25434V666 8,663,450 219,106 SH SOLE 0 0 219,106
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 1,641,167 29,834 SH SOLE 0 0 29,834
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 8,026,850 97,484 SH SOLE 0 0 97,484
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716 1,937,197 41,544 SH SOLE 0 0 41,544
DIMENSIONAL ETF TRUST WORLD EQUITY ETF 25434V617 166 2 SH SOLE 0 0 2
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 140,391 3,811 SH SOLE 0 0 3,811
DISNEY WALT CO COM 254687106 3,283 34 SH SOLE 0 0 34
DOCUSIGN INC COM 256163106 118 3 SH SOLE 0 0 3
DOMINOS PIZZA INC COM 25754A201 135 0 SH SOLE 0 0 0
DOORDASH INC CL A 25809K105 3,691 20 SH SOLE 0 0 20
DOVER CORP COM 260003108 433 2 SH SOLE 0 0 2
D-WAVE QUANTUM INC COM 26740W109 1,560 65 SH SOLE 0 0 65
EATON CORP PLC SHS G29183103 848 2 SH SOLE 0 0 2
ECHOSTAR CORP CL A 278768106 91 1 SH SOLE 0 0 1
ELEVANCE HEALTH INC FORMERLY COM 036752103 338 1 SH SOLE 0 0 1
ELI LILLY & CO COM 532457108 1,308 1 SH SOLE 0 0 1
ETF SER SOLUTIONS DEFIA QUANT ETF 26922A420 4,970 30 SH SOLE 0 0 30
EVERSOURCE ENERGY COM 30040W108 241 3 SH SOLE 0 0 3
EXCHANGE TRADED CONCEPTS TRU ROBO GLB ARTIF 301505731 3,649 40 SH SOLE 0 0 40
EXCHANGE TRADED CONCEPTS TRU ROBO GLB ETF 301505707 2,142 25 SH SOLE 0 0 25
EXPEDITORS INTL WASH INC COM 302130109 258 2 SH SOLE 0 0 2
EXTRA SPACE STORAGE INC COM 30225T102 122 1 SH SOLE 0 0 1
EXXON MOBIL CORP COM 30231G102 2,382 17 SH SOLE 0 0 17
F5 INC COM 315616102 69,882 168 SH SOLE 0 0 168
FEDEX CORP COM 31428X106 486 2 SH SOLE 0 0 2
FIDELITY COVINGTON TRUST CONSMR STAPLES 316092303 26 0 SH SOLE 0 0 0
FIDELITY COVINGTON TRUST ENHANCED INTL 31609A404 1,652 41 SH SOLE 0 0 41
FIDELITY COVINGTON TRUST ENHANCED LARGE 31609A107 79,372 1,980 SH SOLE 0 0 1,980
FIDELITY COVINGTON TRUST ENHANCED SML CAP 31609A206 1,256 26 SH SOLE 0 0 26
FIDELITY COVINGTON TRUST HIGH DIVID ETF 316092840 1,601 27 SH SOLE 0 0 27
FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865 20 0 SH SOLE 0 0 0
FIDELITY MERRIMACK STR TR INVESTMENT GR BD 316188606 943 22 SH SOLE 0 0 22
FIDELITY NATL FINL INC COM SHS 31620R303 186 4 SH SOLE 0 0 4
FIDELITY NATL INFORMATION SV COM 31620M106 3,959 102 SH SOLE 0 0 102
FIDELITY WISE ORIGIN BITCOIN SHS 315948109 16,081 315 SH SOLE 0 0 315
FIRST TR EXCHANGE TRADED FD NASDQ ARTFCIAL 33738R720 563 10 SH SOLE 0 0 10
FIRST TR EXCHANGE-TRADED FD WTR ETF 33733B100 1,972 18 SH SOLE 0 0 18
FORD MTR CO COM 345370860 1,390 100 SH SOLE 0 0 100
FTAI AVIATION LTD SHS G3730V105 187 1 SH SOLE 0 0 1
GE AEROSPACE COM NEW 369604301 1,753 5 SH SOLE 0 0 5
GE VERNOVA INC COM 36828A101 1,399 1 SH SOLE 0 0 1
GEN DIGITAL INC COM 668771108 403 16 SH SOLE 0 0 16
GENERAL MTRS CO COM 37045V100 122 2 SH SOLE 0 0 2
GILEAD SCIENCES INC COM 375558103 499 4 SH SOLE 0 0 4
GLOBAL X FDS RBTCS ARTFL INTE 37954Y715 1,328 35 SH SOLE 0 0 35
GOLDMAN SACHS GROUP INC COM 38141G104 354 0 SH SOLE 0 0 0
GSK PLC SPONSORED ADR 37733W204 784 15 SH SOLE 0 0 15
HARTFORD INSURANCE GROUP INC COM 416515104 246 2 SH SOLE 0 0 2
HEICO CORP NEW CL A 422806208 344 1 SH SOLE 0 0 1
HEWLETT PACKARD ENTERPRISE C COM 42824C109 29,051 644 SH SOLE 0 0 644
HILTON WORLDWIDE HLDGS INC COM 43300A203 681 2 SH SOLE 0 0 2
HOME DEPOT INC COM 437076102 139 0 SH SOLE 0 0 0
HOWMET AEROSPACE INC COM 443201108 323 1 SH SOLE 0 0 1
HP INC COM 40434L105 15,029 685 SH SOLE 0 0 685
HUBSPOT INC COM 443573100 121 1 SH SOLE 0 0 1
HUMANA INC COM 444859102 263 1 SH SOLE 0 0 1
ILLUMINA INC COM 452327109 145 1 SH SOLE 0 0 1
INSMED INC COM PAR $.01 457669307 108 1 SH SOLE 0 0 1
INTEL CORP COM 458140100 4,313,450 30,892 SH SOLE 0 0 30,892
INTERACTIVE BROKERS GROUP IN COM CL A 45841N107 122 1 SH SOLE 0 0 1
INTERNATIONAL BUSINESS MACHS COM 459200101 155 1 SH SOLE 0 0 1
INVESCO DB COMMDY INDX TRCK UNIT 46138B103 11,167,949 418,903 SH SOLE 0 0 418,903
INVESCO EXCH TRADED FD TR II RAFI DVLPD MRKTS 46138E743 10,666 141 SH SOLE 0 0 141
INVESCO EXCH TRADED FD TR II RAFI DVLPD MRKTS 46138E735 2,924 65 SH SOLE 0 0 65
INVESCO EXCHANGE TRADED FD T PHARMACEUTICALS 46137V662 74,352 628 SH SOLE 0 0 628
INVESCO EXCHANGE TRADED FD T RAFI US 1500 46137V597 6,581 118 SH SOLE 0 0 118
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 713,418 3,353 SH SOLE 0 0 3,353
INVESCO EXCHANGE TRADED FD T WATER RES ETF 46137V142 1,935 28 SH SOLE 0 0 28
IONQ INC COM 46222L108 1,225 23 SH SOLE 0 0 23
ISHARES GOLD TR ISHARES NEW 464285204 52,706 698 SH SOLE 0 0 698
ISHARES INC CORE MSCI EMKT 46434G103 3,767,895 45,484 SH SOLE 0 0 45,484
ISHARES S&P GSCI COMMODITY- UNIT BEN INT 46428R107 86,859 3,037 SH SOLE 0 0 3,037
ISHARES TR 0-3 MTH TREASURY 46436E718 1,410 14 SH SOLE 0 0 14
ISHARES TR 10-20 YR TRS ETF 464288653 17,863 178 SH SOLE 0 0 178
ISHARES TR CORE INTL AGGR 46435G672 12,650 250 SH SOLE 0 0 250
ISHARES TR CORE MSCI INTL 46435G326 3,588,617 40,317 SH SOLE 0 0 40,317
ISHARES TR CORE S&P TTL STK 464287150 619,791 3,773 SH SOLE 0 0 3,773
ISHARES TR CORE S&P500 ETF 464287200 123,567 165 SH SOLE 0 0 165
ISHARES TR CORE UNIVRSL USD 46434V613 66,087 1,432 SH SOLE 0 0 1,432
ISHARES TR EAFE VALUE ETF 464288877 29,855 390 SH SOLE 0 0 390
ISHARES TR FUTU AI TECH ETF 46435U556 1,144 15 SH SOLE 0 0 15
ISHARES TR MSCI EMG MKT ETF 464287234 230,884 3,375 SH SOLE 0 0 3,375
ISHARES TR MSCI USA MMENTM 46432F396 36,340 106 SH SOLE 0 0 106
ISHARES TR MSCI USA QLT FCT 46432F339 31,818 145 SH SOLE 0 0 145
ISHARES TR RUS MDCP VAL ETF 464287473 254,307 1,545 SH SOLE 0 0 1,545
ISHARES TR RUSSELL 2000 ETF 464287655 142,714 475 SH SOLE 0 0 475
ISHARES TR S&P 500 GRWT ETF 464287309 72,204 525 SH SOLE 0 0 525
ISHARES TR S&P 500 VAL ETF 464287408 84,694 373 SH SOLE 0 0 373
ISHARES TR SELECT US REIT 464287564 105,030 1,553 SH SOLE 0 0 1,553
ISHARES TR SP SMCP600VL ETF 464287879 134,494 984 SH SOLE 0 0 984
ISHARES TR TIPS BD ETF 464287176 3,673,355 33,568 SH SOLE 0 0 33,568
ISHARES TR U.S. REAL ES ETF 464287739 1,927,924 18,855 SH SOLE 0 0 18,855
ISHARES TR US TREAS BD ETF 46429B267 12,666 556 SH SOLE 0 0 556
JABIL INC COM 466313103 236 1 SH SOLE 0 0 1
JPMORGAN CHASE & CO COM 46625H100 1,199 4 SH SOLE 0 0 4
KENVUE INC COM 49177J102 276 14 SH SOLE 0 0 14
KEURIG DR PEPPER INC COM 49271V100 881 27 SH SOLE 0 0 27
KEYSIGHT TECHNOLOGIES INC COM 49338L103 200 1 SH SOLE 0 0 1
KKR & CO INC COM 48251W104 362 4 SH SOLE 0 0 4
KLA CORP COM NEW 482480100 1,630 5 SH SOLE 0 0 5
KNIGHT-SWIFT TRANSN HLDGS IN CL A 499049104 296 4 SH SOLE 0 0 4
KROGER CO COM 501044101 228 4 SH SOLE 0 0 4
L3HARRIS TECHNOLOGIES INC COM 502431109 141 0 SH SOLE 0 0 0
LAM RESEARCH CORP COM NEW 512807306 1,244 3 SH SOLE 0 0 3
LINDE PLC SHS G54950103 651 1 SH SOLE 0 0 1
LOCKHEED MARTIN CORP COM 539830109 220 0 SH SOLE 0 0 0
LOWES COS INC COM 548661107 378 2 SH SOLE 0 0 2
LULULEMON ATHLETICA INC COM 550021109 99 1 SH SOLE 0 0 1
LUMENTUM HLDGS INC COM 55024U109 284 0 SH SOLE 0 0 0
M & T BK CORP COM 55261F104 493 2 SH SOLE 0 0 2
MAPLEBEAR INC COM 565394103 1,421 30 SH SOLE 0 0 30
MARRIOTT INTL INC NEW CL A 571903202 886 2 SH SOLE 0 0 2
MARSH & MCLENNAN COS INC COM 571748102 251 2 SH SOLE 0 0 2
MARTIN MARIETTA MATLS INC COM 573284106 260 0 SH SOLE 0 0 0
MARVELL TECHNOLOGY INC COM 573874104 632 2 SH SOLE 0 0 2
MASTERCARD INCORPORATED CL A 57636Q104 442 1 SH SOLE 0 0 1
MAXIMUS INC COM 577933104 108 2 SH SOLE 0 0 2
MEDLINE INC COM CL A 58507V107 152 4 SH SOLE 0 0 4
MERCK & CO INC COM 58933Y105 895 7 SH SOLE 0 0 7
META PLATFORMS INC CL A 30303M102 21,820 39 SH SOLE 0 0 39
MICRON TECHNOLOGY INC COM 595112103 2,390 2 SH SOLE 0 0 2
MICROSOFT CORP COM 594918104 422,188 1,132 SH SOLE 0 0 1,132
MOBILEYE GLOBAL INC COMMON CLASS A 60741F104 1,588 164 SH SOLE 0 0 164
MODERNA INC COM 60770K107 701 10 SH SOLE 0 0 10
MOLSON COORS BEVERAGE CO CL B 60871R209 112 3 SH SOLE 0 0 3
MONDELEZ INTL INC CL A 609207105 329 6 SH SOLE 0 0 6
MONOLITHIC PWR SYS INC COM 609839105 429 0 SH SOLE 0 0 0
MOODYS CORP COM 615369105 304 1 SH SOLE 0 0 1
MORGAN STANLEY COM NEW 617446448 471 2 SH SOLE 0 0 2
MOTOROLA SOLUTIONS INC COM NEW 620076307 507 1 SH SOLE 0 0 1
MURPHY USA INC COM 626755102 151 0 SH SOLE 0 0 0
NANO X IMAGING LTD ORD SHS M70700105 12,712 10,958 SH SOLE 0 0 10,958
NATIONAL GRID PLC SPONSORED ADR NE 636274409 448 5 SH SOLE 0 0 5
NETFLIX INC. COM 64110L106 774 11 SH SOLE 0 0 11
NEWMONT CORP COM 651639106 9,619 103 SH SOLE 0 0 103
NORDSON CORP COM 655663102 200 1 SH SOLE 0 0 1
NORTHERN TR CORP COM 665859104 845 5 SH SOLE 0 0 5
NUTRIEN LTD COM 67077M108 211 3 SH SOLE 0 0 3
NVIDIA CORPORATION COM 67066G104 152,404 762 SH SOLE 0 0 762
OLD DOMINION FREIGHT LINE IN COM 679580100 172 1 SH SOLE 0 0 1
ORACLE CORP COM 68389X105 163 1 SH SOLE 0 0 1
OREILLY AUTOMOTIVE INC COM 67103H107 314 3 SH SOLE 0 0 3
PALANTIR TECHNOLOGIES INC CL A 69608A108 14,750 126 SH SOLE 0 0 126
PAYCHEX INC COM 704326107 130 1 SH SOLE 0 0 1
PAYLOCITY HLDG CORP COM 70438V106 120 1 SH SOLE 0 0 1
PAYPAL HLDGS INC COM 70450Y103 2,737 63 SH SOLE 0 0 63
PFIZER INC COM 717081103 482 20 SH SOLE 0 0 20
PG&E CORP COM 69331C108 349 21 SH SOLE 0 0 21
PHILIP MORRIS INTL INC COM 718172109 494 3 SH SOLE 0 0 3
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 605 6 SH SOLE 0 0 6
PINNACLE FINL PARTNERS INC COM 72348N109 133 1 SH SOLE 0 0 1
PNC FINL SVCS GROUP INC COM 693475105 926 4 SH SOLE 0 0 4
PROCTER & GAMBLE CO COM 742718109 649 4 SH SOLE 0 0 4
PVH CORPORATION COM 693656100 111 1 SH SOLE 0 0 1
QUALCOMM INC COM 747525103 389,924 2,110 SH SOLE 0 0 2,110
QUANTA SVCS INC COM 74762E102 685 1 SH SOLE 0 0 1
RAYMOND JAMES FINL INC COM 754730109 194 1 SH SOLE 0 0 1
REGAL REXNORD CORPORATION COM 758750103 444 2 SH SOLE 0 0 2
REGENERON PHARMACEUTICALS COM 75886F107 100 0 SH SOLE 0 0 0
ROCKET COS INC COM CL A 77311W101 118 7 SH SOLE 0 0 7
ROLLINS INC COM 775711104 249 6 SH SOLE 0 0 6
ROSS STORES INC COM 778296103 549 3 SH SOLE 0 0 3
S&P GLOBAL INC COM 78409V104 123 0 SH SOLE 0 0 0
SAMSARA INC COM CL A 79589L106 223 7 SH SOLE 0 0 7
SANDISK CORP COM 80004C200 546 0 SH SOLE 0 0 0
SAP SE SPON ADR 803054204 153 1 SH SOLE 0 0 1
SCHWAB CHARLES CORP COM 808513105 311 3 SH SOLE 0 0 3
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 281,088 7,752 SH SOLE 0 0 7,752
SCHWAB STRATEGIC TR FUND EM EQUI ETF 808524730 16,587 418 SH SOLE 0 0 418
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755 4,380 83 SH SOLE 0 0 83
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771 21,677 697 SH SOLE 0 0 697
SCHWAB STRATEGIC TR FUNDAMENTAL US S 808524763 4,948 130 SH SOLE 0 0 130
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 798,204 28,816 SH SOLE 0 0 28,816
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 578 12 SH SOLE 0 0 12
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 725 30 SH SOLE 0 0 30
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 16,770 725 SH SOLE 0 0 725
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 6,041,658 208,621 SH SOLE 0 0 208,621
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 7,445 220 SH SOLE 0 0 220
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 22,926 779 SH SOLE 0 0 779
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 40,152 1,089 SH SOLE 0 0 1,089
SCHWAB STRATEGIC TR US REIT ETF 808524847 448,973 18,960 SH SOLE 0 0 18,960
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 483,203 13,374 SH SOLE 0 0 13,374
SCHWAB STRATEGIC TR US TIPS ETF 808524870 72,398 2,732 SH SOLE 0 0 2,732
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 493 1 SH SOLE 0 0 1
SHARKNINJA INC COM SHS G8068L108 296 2 SH SOLE 0 0 2
SHELL PLC SPON ADS 780259305 1,077 14 SH SOLE 0 0 14
SNAP INC CL A 83304A106 201 45 SH SOLE 0 0 45
SOFI TECHNOLOGIES INC COM 83406F102 1,793 100 SH SOLE 0 0 100
SOUTHERN CO COM 842587107 284 3 SH SOLE 0 0 3
SPACE EXPLORATION TECHN CORP CLASS A COM STK 84615Q103 1,709 10 SH SOLE 0 0 10
SPDR GOLD TR GOLD SHS 78463V107 1,842 5 SH SOLE 0 0 5
SPDR INDEX SHS FDS ST PORT MARK ETF 78463X509 10,460 202 SH SOLE 0 0 202
SPDR SERIES TRUST SP KENSHO NEWEC 78468R648 1,791 25 SH SOLE 0 0 25
SPDR SERIES TRUST ST STR TIPS ETF 78464A656 252,024 9,814 SH SOLE 0 0 9,814
SS&C TECH HLDGS COM 78467J100 105 2 SH SOLE 0 0 2
STARBUCKS CORP COM 855244109 320 3 SH SOLE 0 0 3
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 11,008,884 14,742 SH SOLE 0 0 14,742
SUNCOR ENERGY INC NEW COM 867224107 247 5 SH SOLE 0 0 5
SYNOPSYS INC COM 871607107 571 1 SH SOLE 0 0 1
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 2,259 5 SH SOLE 0 0 5
TAKE-TWO INTERACTIVE SOFTWAR COM 874054109 235 1 SH SOLE 0 0 1
TARGET CORP COM 87612E106 352 3 SH SOLE 0 0 3
TENABLE HLDGS INC COM 88025T102 213 6 SH SOLE 0 0 6
TESLA INC COM 88160R101 598 1 SH SOLE 0 0 1
TEXTRON INC COM 883203101 267 3 SH SOLE 0 0 3
THE CIGNA GROUP COM 125523100 827 3 SH SOLE 0 0 3
THERMO FISHER SCIENTIFIC INC COM 883556102 286 1 SH SOLE 0 0 1
T-MOBILE US INC COM 872590104 104 1 SH SOLE 0 0 1
TOPBUILD COR COM 89055F103 107 0 SH SOLE 0 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103 444 1 SH SOLE 0 0 1
TRANSDIGM GROUP INC COM 893641100 334 0 SH SOLE 0 0 0
TRANSUNION COM 89400J107 129 2 SH SOLE 0 0 2
TRAVELERS COMPANIES INC COM 89417E109 885 3 SH SOLE 0 0 3
TRAVERE THERAPEUTICS INC COM 89422G107 152 3 SH SOLE 0 0 3
TWILIO INC CL A 90138F102 401 2 SH SOLE 0 0 2
UBER TECHNOLOGIES INC COM 90353T100 147 2 SH SOLE 0 0 2
UNILEVER PLC SPON ADR NEW 904767803 218 4 SH SOLE 0 0 4
UNITED AIRLS HLDGS INC COM 910047109 169 1 SH SOLE 0 0 1
UNITED CMNTY BKS BLAIRSVLE G COM 90984P303 130 4 SH SOLE 0 0 4
UNITED PARCEL SVCS INC CL B 911312106 503 5 SH SOLE 0 0 5
UNITEDHEALTH GROUP INC COM 91324P102 920 2 SH SOLE 0 0 2
US BANCORP COM NEW 902973304 222 4 SH SOLE 0 0 4
US FOODS HLDG CORP COM 912008109 339 3 SH SOLE 0 0 3
VANECK ETF TRUST PHARMACEUTCL ETF 92189F692 72,248 661 SH SOLE 0 0 661
VANGUARD BD INDEX FDS INTERMED TERM 921937819 4,484 58 SH SOLE 0 0 58
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 4,019 58 SH SOLE 0 0 58
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 8,859 114 SH SOLE 0 0 114
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 695,351 9,472 SH SOLE 0 0 9,472
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 7,095 146 SH SOLE 0 0 146
VANGUARD INDEX FDS GROWTH ETF 922908736 44,151 513 SH SOLE 0 0 513
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 185,006 604 SH SOLE 0 0 604
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 83,585 423 SH SOLE 0 0 423
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 14,057,495 145,779 SH SOLE 0 0 145,779
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 93,300 136 SH SOLE 0 0 136
VANGUARD INDEX FDS SMALL CP ETF 922908751 4,364,189 14,398 SH SOLE 0 0 14,398
VANGUARD INDEX FDS TOTAL STK MKT 922908769 31,419,633 84,909 SH SOLE 0 0 84,909
VANGUARD INDEX FDS VALUE ETF 922908744 35,072 161 SH SOLE 0 0 161
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 19,132,636 320,533 SH SOLE 0 0 320,533
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 32,864 213 SH SOLE 0 0 213
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 5,494 35 SH SOLE 0 0 35
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 15,614,013 188,917 SH SOLE 0 0 188,917
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 4,509 96 SH SOLE 0 0 96
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 30,976,297 532,239 SH SOLE 0 0 532,239
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 15,399,347 194,854 SH SOLE 0 0 194,854
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 38,352,645 538,283 SH SOLE 0 0 538,283
VANGUARD WORLD FD INF TECH ETF 92204A702 9,574 80 SH SOLE 0 0 80
VAXCYTE INC COM 92243G108 140 2 SH SOLE 0 0 2
VERTIV HOLDINGS CO COM CL A 92537N108 9,555 29 SH SOLE 0 0 29
VIATRIS INC COM 92556V106 115 7 SH SOLE 0 0 7
VIRGIN GALACTIC HOLDINGS INC COM NEW 92766K403 29 10 SH SOLE 0 0 10
VISA INC COM CL A 92826C839 1,366 4 SH SOLE 0 0 4
VISTRA CORP COM 92840M102 2,066 13 SH SOLE 0 0 13
VULCAN MATLS CO COM 929160109 121 0 SH SOLE 0 0 0
WABTEC COM 929740108 960 4 SH SOLE 0 0 4
WALMART INC COM 931142103 203 2 SH SOLE 0 0 2
WARNER BROS DISCOVERY INC COM SER A 934423104 190 7 SH SOLE 0 0 7
WELLS FARGO & CO COM 949746101 1,319 16 SH SOLE 0 0 16
WELLTOWER INC COM 95040Q104 786 3 SH SOLE 0 0 3
WESTERN DIGITAL CORP COM 958102105 786 1 SH SOLE 0 0 1
WORLD GOLD TR SPDR GLD MINIS 98149E303 71 1 SH SOLE 0 0 1