The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8

COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD INDEX FDS VALUE ETF 922908744 311,983,444 1,422,244 SH SOLE 0 0 1,422,244
VANGUARD INDEX FDS GROWTH ETF 922908736 286,633,023 3,327,139 SH SOLE 0 0 3,327,139
ISHARES TR CORE MSCI EAFE 46432F842 206,273,095 2,145,326 SH SOLE 0 0 2,145,326
VANGUARD BD INDEX FDS INTERMED TERM 921937819 138,217,244 1,825,373 SH SOLE 0 0 1,825,373
ISHARES INC CORE MSCI EMKT 46434G103 108,572,548 1,383,266 SH SOLE 0 0 1,383,266
VANGUARD INDEX FDS SM CP VAL ETF 922908611 96,329,504 398,418 SH SOLE 0 0 398,418
ISHARES TR NATIONAL MUN ETF 464288414 58,049,052 543,022 SH SOLE 0 0 543,022
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 50,957,833 1,064,060 SH SOLE 0 0 1,064,060
BLACKROCK ETF TRUST I Shares 464288281 29,426,351 308,517 SH SOLE 0 0 308,517
VANGUARD INDEX FDS SML CP GRW ETF 922908595 25,217,780 72,220 SH SOLE 0 0 72,220
DBX ETF TR XTRACK USD HIGH 233051432 19,959,353 550,451 SH SOLE 0 0 550,451
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409 8,688,689 169,817 SH SOLE 0 0 169,817
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 6,414,026 187,435 SH SOLE 0 0 187,435
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 5,355,766 106,540 SH SOLE 0 0 106,540
INVESCO QQQ TR UNIT SER 1 46090E103 4,660,625 6,547 SH SOLE 0 0 6,547
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 3,841,334 55,065 SH SOLE 0 0 55,065
ISHARES TR CORE S&P500 ETF 464287200 3,398,651 4,516 SH SOLE 0 0 4,516
SPDR SER TR S&P DIVID ETF 78464A763 2,357,563 15,253 SH SOLE 0 0 15,253
VANGUARD STAR FDS VG TL INTL STK F 921909768 2,186,827 26,101 SH SOLE 0 0 26,101
APPLE INC COM 037833100 2,125,342 6,698 SH SOLE 0 0 6,698
ISHARES TR CORE S&P SCP ETF 464287804 2,053,416 14,161 SH SOLE 0 0 14,161
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,936,921 32,946 SH SOLE 0 0 32,946
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,790,516 2,390 SH SOLE 0 0 2,390
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,581,474 3,183 SH SOLE 0 0 3,183
SEI EXCHANGE TRADED FUNDS HY BND Alt 81589A874 1,483,265 59,533 SH SOLE 0 0 59,533
NVIDIA CORPORATION COM 67066G104 1,445,267 7,101 SH SOLE 0 0 7,101
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 1,281,095 5,980 SH SOLE 0 0 5,980
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,254,886 15,996 SH SOLE 0 0 15,996
ONEOK INC NEW COM 682680103 1,224,879 13,356 SH SOLE 0 0 13,356
PHILLIPS 66 COM 718546104 1,144,530 5,772 SH SOLE 0 0 5,772
INTERNATIONAL BUSINESS MACHS COM 459200101 1,088,363 3,750 SH SOLE 0 0 3,750
ISHARES TR RUS 2000 VAL ETF 464287630 1,076,482 4,898 SH SOLE 0 0 4,898
WALMART INC COM 931142103 989,518 8,621 SH SOLE 0 0 8,621
ISHARES TR CORE S&P TTL STK 464287150 980,438 5,971 SH SOLE 0 0 5,971
TESLA INC COM 88160R101 956,109 2,422 SH SOLE 0 0 2,422
INVESCO EXCHANGE TRADED FD T LARGE CAP VALUE 46137V738 814,425 10,368 SH SOLE 0 0 10,368
VANGUARD INDEX FDS TOTAL STK MKT 922908769 738,820 1,998 SH SOLE 0 0 1,998
ISHARES TR CORE INTL AGGR 46435G672 736,987 14,793 SH SOLE 0 0 14,793
ISHARES TR RUSSELL 2000 ETF 464287655 638,906 2,177 SH SOLE 0 0 2,177
CONOCOPHILLIPS COM 20825C104 616,048 5,459 SH SOLE 0 0 5,459
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 555,470 28,467 SH SOLE 0 0 28,467
OGE ENERGY CORP COM 670837103 540,556 11,034 SH SOLE 0 0 11,034
VANGUARD WORLD FD INF TECH ETF 92204A702 433,656 3,752 SH SOLE 0 0 3,752
JOHNSON & JOHNSON COM 478160104 428,156 1,661 SH SOLE 0 0 1,661
MICROSOFT CORP COM 594918104 395,682 1,012 SH SOLE 0 0 1,012
SPDR SER TR NUVEEN BLOOMBERG 78464A284 389,926 15,461 SH SOLE 0 0 15,461
SIMMONS 1ST NATL CORP CL A $1 PAR 828730200 344,700 15,000 SH SOLE 0 0 15,000
ISHARES TR 0-3 MNTH TREASRY 46436E718 331,414 3,297 SH SOLE 0 0 3,297
ALPHABET INC CAP STK CL C 02079K107 325,421 928 SH SOLE 0 0 928
UNITED THERAPEUTICS CORP DEL COM 91307C102 321,342 600 SH SOLE 0 0 600
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 315,850 6,385 SH SOLE 0 0 6,385
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 305,346 444 SH SOLE 0 0 444
RTX CORPORATION COM 75513E101 285,158 1,452 SH SOLE 0 0 1,452
FORD MTR CO DEL COM 345370860 276,626 19,973 SH SOLE 0 0 19,973
MCDONALDS CORP COM 580135101 274,791 1,008 SH SOLE 0 0 1,008
SHELL PLC SPON ADS 780259305 261,653 3,130 SH SOLE 0 0 3,130
ENTERPRISE PRODS PARTNERS L COM 293792107 253,985 6,900 SH SOLE 0 0 6,900
MERCK & CO INC COM 58933Y105 250,913 2,023 SH SOLE 0 0 2,023
ALPHABET INC CAP STK CL A 02079K305 248,167 704 SH SOLE 0 0 704
AMAZON COM INC COM 023135106 243,600 985 SH SOLE 0 0 985
ISHARES TR MSCI EAFE ETF 464287465 241,788 2,342 SH SOLE 0 0 2,342
ROYAL CARIBBEAN GROUP COM V7780T103 230,888 800 SH SOLE 0 0 800
WISDOMTREE TR US QTLY DIV GRT 97717X669 224,116 2,321 SH SOLE 0 0 2,321
WILLIAMS COS INC COM 969457100 215,338 2,892 SH SOLE 0 0 2,892
BANCFIRST CORP COM 05945F103 214,863 1,870 SH SOLE 0 0 1,870
TOTALENERGIES SE COM F92124100 203,693 2,516 SH SOLE 0 0 2,516