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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 938,867 2,627 SH SOLE 0 0 0 2,627
ALPHABET INC CAP STK CL C 02079K107 318,704 902 SH SOLE 0 0 0 902
AMAZON COM INC COM 023135106 689,994 2,895 SH SOLE 0 0 0 2,895
AMERICAN CENTY ETF TR US SML CP VALU 025072877 3,641,609 29,189 SH SOLE 0 0 0 29,189
AMERICAN CENTY ETF TR REAL ESTATE ETF 025072356 8,204,417 173,162 SH SOLE 0 0 0 173,162
AMERICAN CENTY ETF TR AVA RES MAR ETF 025072315 505,221 6,174 SH SOLE 0 0 0 6,174
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 1,033,848 10,032 SH SOLE 0 0 0 10,032
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 2,888,342 32,381 SH SOLE 0 0 0 32,381
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 661,855 7,256 SH SOLE 0 0 0 7,256
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 6,380,093 66,122 SH SOLE 0 0 0 66,122
AMERICAN CENTY ETF TR AVAN US SMAL ETF 025072323 6,813,685 92,905 SH SOLE 0 0 0 92,905
APPLE INC COM 037833100 2,432,754 8,407 SH SOLE 0 0 0 8,407
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 762,594 1,524 SH SOLE 0 0 0 1,524
CHEVRON CORPORATION COM 166764100 215,836 1,302 SH SOLE 0 0 0 1,302
DIMENSIONAL ETF TRUST INFLATION PROTE 25434V856 14,960,097 362,625 SH SOLE 0 0 0 362,625
DIMENSIONAL ETF TRUST US HIGH PROF ETF 25434V831 18,175,918 435,560 SH SOLE 0 0 0 435,560
DIMENSIONAL ETF TRUST GLOBAL SUSTAINA 25434V674 801,644 15,384 SH SOLE 0 0 0 15,384
DIMENSIONAL ETF TRUST INTL COR FIX ETF 25434V575 695,768 12,982 SH SOLE 0 0 0 12,982
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773 10,038,740 286,576 SH SOLE 0 0 0 286,576
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658 17,906,845 618,117 SH SOLE 0 0 0 618,117
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 10,463,441 190,210 SH SOLE 0 0 0 190,210
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 4,844,238 69,302 SH SOLE 0 0 0 69,302
DIMENSIONAL ETF TRUST EMER MARK SU ETF 25434V682 425,971 8,715 SH SOLE 0 0 0 8,715
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690 1,581,380 35,064 SH SOLE 0 0 0 35,064
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716 3,138,525 67,307 SH SOLE 0 0 0 67,307
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 1,074,974 19,900 SH SOLE 0 0 0 19,900
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 16,428,402 404,242 SH SOLE 0 0 0 404,242
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849 279,135 5,775 SH SOLE 0 0 0 5,775
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 3,551,124 88,314 SH SOLE 0 0 0 88,314
DIMENSIONAL ETF TRUST US LARG VALU ETF 25434V666 11,953,897 302,324 SH SOLE 0 0 0 302,324
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V815 5,577,187 143,779 SH SOLE 0 0 0 143,779
ELI LILLY & CO COM 532457108 535,971 447 SH SOLE 0 0 0 447
EXXON MOBIL CORP COM 30231G102 372,015 2,721 SH SOLE 0 0 0 2,721
GE AEROSPACE COM NEW 369604301 316,549 847 SH SOLE 0 0 0 847
GE VERNOVA INC COM 36828A101 260,819 222 SH SOLE 0 0 0 222
HOME DEPOT INC COM 437076102 262,746 745 SH SOLE 0 0 0 745
INVESCO QQQ TR UNIT SER 1 46090E103 266,787 362 SH SOLE 0 0 0 362
ISHARES TR MICRO-CAP ETF 464288869 1,954,191 9,769 SH SOLE 0 0 0 9,769
ISHARES TR ESG AWR MSCI USA 46435G425 358,601 2,191 SH SOLE 0 0 0 2,191
ISHARES TR ESG AWRE USD ETF 46435G193 473,400 20,448 SH SOLE 0 0 0 20,448
ISHARES TR CORE LT USDB ETF 464289479 739,453 15,014 SH SOLE 0 0 0 15,014
ISHARES TR CORE INTL AGGR 46435G672 288,420 5,700 SH SOLE 0 0 0 5,700
ISHARES TR CORE S&P TTL STK 464287150 544,996 3,318 SH SOLE 0 0 0 3,318
ISHARES TR ESG AWRE 1 5 YR 46435G243 881,190 35,262 SH SOLE 0 0 0 35,262
ISHARES TR NEW YORK MUN ETF 464288323 1,734,879 32,184 SH SOLE 0 0 0 32,184
ISHARES TR MSCI USA QLT FCT 46432F339 2,250,754 10,257 SH SOLE 0 0 0 10,257
ISHARES TR GNMA BOND ETF 46429B333 243,442 5,504 SH SOLE 0 0 0 5,504
ISHARES TR ESG AW MSCI EAFE 46435G516 786,599 7,651 SH SOLE 0 0 0 7,651
ISHARES TR GLOBAL REIT ETF 46434V647 1,091,119 39,505 SH SOLE 0 0 0 39,505
ISHARES TR CORE S&P500 ETF 464287200 667,680 892 SH SOLE 0 0 0 892
ISHARES TR 0-5YR HI YL CP 46434V407 5,200,320 122,620 SH SOLE 0 0 0 122,620
JPMORGAN CHASE & CO COM 46625H100 710,900 2,172 SH SOLE 0 0 0 2,172
LAM RESEARCH CORP COM NEW 512807306 3,055,843 7,052 SH SOLE 0 0 0 7,052
LINDE PLC SHS G54950103 1,330,585 2,564 SH SOLE 0 0 0 2,564
M & T BK CORP COM 55261F104 402,847 1,693 SH SOLE 0 0 0 1,693
MANAGER DIRECTED PORTFOLIOS VERT GLB SUST RE 56170L695 1,171,508 102,899 SH SOLE 0 0 0 102,899
META PLATFORMS INC CL A 30303M102 451,759 802 SH SOLE 0 0 0 802
MICROSOFT CORP COM 594918104 836,382 2,242 SH SOLE 0 0 0 2,242
MOOG INC CL A 615394202 247,946 585 SH SOLE 0 0 0 585
NETFLIX INC. COM 64110L106 265,608 3,720 SH SOLE 0 0 0 3,720
NEXTERA ENERGY INC COM 65339F101 569,942 6,494 SH SOLE 0 0 0 6,494
NORTHROP GRUMMAN CORP COM 666807102 390,641 767 SH SOLE 0 0 0 767
NVIDIA CORPORATION COM 67066G104 1,226,047 6,127 SH SOLE 0 0 0 6,127
PROCTER & GAMBLE CO COM 742718109 5,070,702 34,579 SH SOLE 0 0 0 34,579
PUTNAM ETF TRUST FRANKLIN NY MUNI 746729763 120,842 15,162 SH SOLE 0 0 0 15,162
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 1,331,433 1,783 SH SOLE 0 0 0 1,783
TESLA INC COM 88160R101 270,025 642 SH SOLE 0 0 0 642
UNITED PARCEL SVCS INC CL B 911312106 1,306,340 12,152 SH SOLE 0 0 0 12,152
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 3,520,987 51,081 SH SOLE 0 0 0 51,081
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 18,533,169 237,879 SH SOLE 0 0 0 237,879
VANGUARD BD INDEX FDS INTERMED TERM 921937819 3,213,577 41,898 SH SOLE 0 0 0 41,898
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 12,396,568 255,969 SH SOLE 0 0 0 255,969
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,106,331 4,553 SH SOLE 0 0 0 4,553
VANGUARD INDEX FDS VALUE ETF 922908744 12,937,052 59,363 SH SOLE 0 0 0 59,363
VANGUARD INDEX FDS GROWTH ETF 922908736 15,238,801 176,907 SH SOLE 0 0 0 176,907
VANGUARD INDEX FDS SMALL CP ETF 922908751 3,343,732 11,031 SH SOLE 0 0 0 11,031
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 244,040 2,531 SH SOLE 0 0 0 2,531
VANGUARD INDEX FDS TOTAL STK MKT 922908769 8,170,644 22,080 SH SOLE 0 0 0 22,080
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 234,455 1,187 SH SOLE 0 0 0 1,187
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 64,523,357 93,946 SH SOLE 0 0 0 93,946
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 2,115,610 13,712 SH SOLE 0 0 0 13,712
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 7,055,920 118,209 SH SOLE 0 0 0 118,209
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 1,759,020 35,019 SH SOLE 0 0 0 35,019
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 241,317 4,771 SH SOLE 0 0 0 4,771
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 31,015,454 532,912 SH SOLE 0 0 0 532,912
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 14,893,117 188,449 SH SOLE 0 0 0 188,449
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 229,842 2,162 SH SOLE 0 0 0 2,162
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 13,446,387 287,255 SH SOLE 0 0 0 287,255
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 580,130 4,539 SH SOLE 0 0 0 4,539
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 290,569 1,228 SH SOLE 0 0 0 1,228
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 34,606,521 485,706 SH SOLE 0 0 0 485,706
VANGUARD WELLINGTON FD SHORT TRM TAX EX 921935870 232,203 2,292 SH SOLE 0 0 0 2,292
VANGUARD WORLD FD ESG US STK ETF 921910733 558,732 4,225 SH SOLE 0 0 0 4,225
VANGUARD WORLD FD ESG US CORP BD 921910691 1,346,892 21,461 SH SOLE 0 0 0 21,461
VANGUARD WORLD FD ESG INTL STK ETF 921910725 326,438 3,965 SH SOLE 0 0 0 3,965