The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES COM 002824100 276,924 3,052 SH SOLE 0 0 3,052
ABBVIE INC COM 00287Y109 982,892 3,906 SH SOLE 0 0 3,906
ALPHABET INC CAP STK CL A 02079K305 1,122,923 3,142 SH SOLE 0 0 3,142
ALPHABET INC CAP STK CL C 02079K107 267,178 756 SH SOLE 0 0 756
ALTRIA GROUP INC COM 02209S103 234,270 3,256 SH SOLE 0 0 3,256
AMAZON COM INC COM 023135106 2,295,762 9,632 SH SOLE 0 0 9,632
AMGEN INC COM 031162100 1,710,581 4,724 SH SOLE 0 0 4,724
ANALOG DEVICES INC COM 032654105 1,015,961 2,558 SH SOLE 0 0 2,558
APPLE INC COM 037833100 12,222,029 42,238 SH SOLE 0 0 42,238
ARCHER DANIELS MIDLAND CO COM 039483102 366,562 4,798 SH SOLE 0 0 4,798
ASTRAZENECA PLC ORD G0593M107 405,408 2,138 SH SOLE 0 0 2,138
AT&T INC COM 00206R102 267,710 12,933 SH SOLE 0 0 12,933
BANK OF AMER CORP COM 060505104 247,121 4,337 SH SOLE 0 0 4,337
BARCLAYS BANK PLC DJUBS CMDT ETN36 06738C778 759,025 17,365 SH SOLE 0 0 17,365
BARINGS CORPORATE INVS COM 06759X107 1,195,836 68,100 SH SOLE 0 0 68,100
BERKSHIRE HATHAWAY INC DEL CL A 084670108 4,493,100 6 SH SOLE 0 0 6
BNY MELLON ETF TRUST US MDCP CORE EQT 09661T206 247,790 2,000 SH SOLE 0 0 2,000
BRISTOL-MYERS SQUIBB CO COM 110122108 244,083 4,236 SH SOLE 0 0 4,236
BROADCOM INC COM 11135F101 677,684 1,794 SH SOLE 0 0 1,794
CARPENTER TECHNOLOGY CORP COM 144285103 616,840 1,000 SH SOLE 0 0 1,000
CATERPILLAR INC COM 149123101 3,158,633 2,966 SH SOLE 0 0 2,966
CHEVRON CORPORATION COM 166764100 268,200 1,618 SH SOLE 0 0 1,618
CISCO SYS INC COM 17275R102 293,532 2,499 SH SOLE 0 0 2,499
COCA COLA CO COM 191216100 858,683 10,566 SH SOLE 0 0 10,566
COSTCO WHOLESALE CORPORATION COM 22160K105 543,886 581 SH SOLE 0 0 581
CSX CORP COM 126408103 917,234 19,298 SH SOLE 0 0 19,298
DEERE & CO COM 244199105 1,558,549 2,457 SH SOLE 0 0 2,457
DONALDSON INC COM 257651109 204,203 2,275 SH SOLE 0 0 2,275
DUKE ENERGY CORP NEW COM NEW 26441C204 383,032 3,026 SH SOLE 0 0 3,026
ELI LILLY & CO COM 532457108 1,259,402 1,050 SH SOLE 0 0 1,050
ENTERPRISE PRODS PARTNERS L COM 293792107 592,797 16,126 SH SOLE 0 0 16,126
EQT CORP COM 26884L109 457,209 8,599 SH SOLE 0 0 8,599
ETF SER SOLUTIONS US GLB JETS 26922A842 563,054 16,949 SH SOLE 0 0 16,949
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302 356,578 1,347 SH SOLE 0 0 1,347
GE AEROSPACE COM NEW 369604301 262,359 702 SH SOLE 0 0 702
GE VERNOVA INC COM 36828A101 204,426 174 SH SOLE 0 0 174
GENERAL DYNAMICS CORP COM 369550108 228,840 646 SH SOLE 0 0 646
GLOBAL X FDS GLB X MLP ENRG I 37954Y293 3,254,556 44,183 SH SOLE 0 0 44,183
HERSHEY CO COM 427866108 226,857 1,293 SH SOLE 0 0 1,293
HOME DEPOT INC COM 437076102 2,036,670 5,775 SH SOLE 0 0 5,775
INTEL CORP COM 458140100 541,486 3,878 SH SOLE 0 0 3,878
INTERNATIONAL BUSINESS MACHS COM 459200101 254,607 905 SH SOLE 0 0 905
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 198,806 18,340 SH SOLE 0 0 18,340
INVESCO EXCH TRADED FD TR II S&P SMLCP INFO 46138E115 1,235,371 13,368 SH SOLE 0 0 13,368
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 956,148 12,766 SH SOLE 0 0 12,766
INVESCO EXCH TRADED FD TR II SOLAR ETF 46138G706 2,168,095 36,654 SH SOLE 0 0 36,654
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 2,357,492 11,080 SH SOLE 0 0 11,080
INVESCO QQQ TR UNIT SER 1 46090E103 6,772,345 9,197 SH SOLE 0 0 9,197
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101 374,746 11,257 SH SOLE 0 0 11,257
ISHARES GOLD TR ISHARES NEW 464285204 2,959,086 39,188 SH SOLE 0 0 39,188
ISHARES INC CORE MSCI EMKT 46434G103 13,261,339 160,084 SH SOLE 0 0 160,084
ISHARES INC JP MRGN EM HI BD 464286285 235,939 5,802 SH SOLE 0 0 5,802
ISHARES INC MSCI EMERG MRKT 464286533 614,581 8,164 SH SOLE 0 0 8,164
ISHARES INC MSCI GBL MIN VOL 464286525 308,871 2,569 SH SOLE 0 0 2,569
ISHARES TR 0-5 YR TIPS ETF 46429B747 942,018 9,221 SH SOLE 0 0 9,221
ISHARES TR 0-5YR HI YL CP 46434V407 567,319 13,377 SH SOLE 0 0 13,377
ISHARES TR 1 3 YR TREAS BD 464287457 6,933,235 84,438 SH SOLE 0 0 84,438
ISHARES TR 3 7 YR TREAS BD 464288661 288,927 2,460 SH SOLE 0 0 2,460
ISHARES TR ASIA 50 ETF 464288430 299,611 2,115 SH SOLE 0 0 2,115
ISHARES TR BROAD USD HIGH 46435U853 1,725,170 46,601 SH SOLE 0 0 46,601
ISHARES TR CORE 1 5 YR USD 46432F859 234,833 4,867 SH SOLE 0 0 4,867
ISHARES TR CORE DIV GRWTH 46434V621 1,735,114 22,894 SH SOLE 0 0 22,894
ISHARES TR CORE HIGH DV ETF 46429B663 1,752,185 63,925 SH SOLE 0 0 63,925
ISHARES TR CORE INTL AGGR 46435G672 2,520,164 49,806 SH SOLE 0 0 49,806
ISHARES TR CORE MSCI EAFE 46432F842 9,824,270 101,722 SH SOLE 0 0 101,722
ISHARES TR CORE MSCI EURO 46434V738 933,879 12,424 SH SOLE 0 0 12,424
ISHARES TR CORE MSCI INTL 46435G326 7,587,021 85,238 SH SOLE 0 0 85,238
ISHARES TR CORE MSCI TOTAL 46432F834 279,449 2,928 SH SOLE 0 0 2,928
ISHARES TR CORE S&P MCP ETF 464287507 1,350,119 17,509 SH SOLE 0 0 17,509
ISHARES TR CORE S&P SCP ETF 464287804 2,440,636 16,456 SH SOLE 0 0 16,456
ISHARES TR CORE S&P TTL STK 464287150 8,892,984 54,136 SH SOLE 0 0 54,136
ISHARES TR CORE S&P500 ETF 464287200 18,876,452 25,206 SH SOLE 0 0 25,206
ISHARES TR CORE UNIVRSL USD 46434V613 2,556,182 55,389 SH SOLE 0 0 55,389
ISHARES TR CORE US AGGBD ET 464287226 19,865,047 200,698 SH SOLE 0 0 200,698
ISHARES TR ESG AWARE MSCI 46435U663 221,896 3,967 SH SOLE 0 0 3,967
ISHARES TR ESG AWR MSCI USA 46435G425 391,413 2,391 SH SOLE 0 0 2,391
ISHARES TR FALN ANGLS USD 46435G474 219,255 8,049 SH SOLE 0 0 8,049
ISHARES TR FUTU EXPO TE ETF 46434V381 543,474 6,577 SH SOLE 0 0 6,577
ISHARES TR GLB CNS DISC ETF 464288745 251,804 1,305 SH SOLE 0 0 1,305
ISHARES TR GLB CNSM STP ETF 464288737 1,154,606 17,098 SH SOLE 0 0 17,098
ISHARES TR GLB INFRASTR ETF 464288372 640,691 9,620 SH SOLE 0 0 9,620
ISHARES TR GLOB HLTHCRE ETF 464287325 428,140 4,352 SH SOLE 0 0 4,352
ISHARES TR GLOB INDSTRL ETF 464288729 1,133,229 5,652 SH SOLE 0 0 5,652
ISHARES TR GLOBAL MATER ETF 464288695 243,432 2,300 SH SOLE 0 0 2,300
ISHARES TR GLOBAL TECH ETF 464287291 1,975,331 13,672 SH SOLE 0 0 13,672
ISHARES TR IBDS DEC28 ETF 46435U515 345,749 13,693 SH SOLE 0 0 13,693
ISHARES TR IBONDS 27 ETF 46435UAA9 855,354 35,316 SH SOLE 0 0 35,316
ISHARES TR IBONDS DEC2026 46435GAA0 701,435 28,949 SH SOLE 0 0 28,949
ISHARES TR IBOXX HI YD ETF 464288513 426,161 5,329 SH SOLE 0 0 5,329
ISHARES TR IBOXX INV CP ETF 464287242 676,344 6,201 SH SOLE 0 0 6,201
ISHARES TR INDIA 50 ETF 464289529 325,615 7,494 SH SOLE 0 0 7,494
ISHARES TR ISHARES BIOTECH 464287556 1,509,452 7,937 SH SOLE 0 0 7,937
ISHARES TR ISHARES SEMICDTR 464287523 1,656,365 2,585 SH SOLE 0 0 2,585
ISHARES TR ISHS 1-5YR INVS 464288646 9,810,641 187,190 SH SOLE 0 0 187,190
ISHARES TR ISHS 5-10YR INVT 464288638 6,207,378 116,746 SH SOLE 0 0 116,746
ISHARES TR JPMORGAN USD EMG 464288281 1,450,730 15,043 SH SOLE 0 0 15,043
ISHARES TR MSCI EAFE ETF 464287465 1,801,478 17,342 SH SOLE 0 0 17,342
ISHARES TR MSCI EAFE MIN VL 46429B689 768,629 8,763 SH SOLE 0 0 8,763
ISHARES TR MSCI EMG MKT ETF 464287234 1,002,002 14,647 SH SOLE 0 0 14,647
ISHARES TR MSCI USA MIN ETF 46429B697 2,770,244 28,719 SH SOLE 0 0 28,719
ISHARES TR MSCI USA SMCP MN 46435G433 1,031,250 22,399 SH SOLE 0 0 22,399
ISHARES TR NATIONAL MUN ETF 464288414 9,351,618 86,895 SH SOLE 0 0 86,895
ISHARES TR PFD AND INCM SEC 464288687 895,034 29,355 SH SOLE 0 0 29,355
ISHARES TR RUS 1000 GRW ETF 464287614 464,893 3,744 SH SOLE 0 0 3,744
ISHARES TR RUS 1000 VAL ETF 464287598 277,825 1,146 SH SOLE 0 0 1,146
ISHARES TR RUS 2000 GRW ETF 464287648 443,205 1,125 SH SOLE 0 0 1,125
ISHARES TR RUS 2000 VAL ETF 464287630 681,739 3,082 SH SOLE 0 0 3,082
ISHARES TR RUS MDCP VAL ETF 464287473 397,674 2,416 SH SOLE 0 0 2,416
ISHARES TR RUS MID CAP ETF 464287499 1,461,079 13,244 SH SOLE 0 0 13,244
ISHARES TR RUSSELL 2000 ETF 464287655 2,088,729 6,952 SH SOLE 0 0 6,952
ISHARES TR S&P 500 GRWT ETF 464287309 6,838,817 49,726 SH SOLE 0 0 49,726
ISHARES TR S&P 500 VAL ETF 464287408 2,097,354 9,237 SH SOLE 0 0 9,237
ISHARES TR S&P MC 400GR ETF 464287606 279,180 2,376 SH SOLE 0 0 2,376
ISHARES TR S&P MC 400VL ETF 464287705 331,622 2,245 SH SOLE 0 0 2,245
ISHARES TR S&P SML 600 GWT 464287887 1,295,922 7,256 SH SOLE 0 0 7,256
ISHARES TR SELECT DIVID ETF 464287168 1,795,887 11,490 SH SOLE 0 0 11,490
ISHARES TR SHRT NAT MUN ETF 464288158 817,690 7,680 SH SOLE 0 0 7,680
ISHARES TR SP SMCP600VL ETF 464287879 1,109,398 8,117 SH SOLE 0 0 8,117
ISHARES TR TIPS BD ETF 464287176 1,048,012 9,577 SH SOLE 0 0 9,577
ISHARES TR U.S. BAS MTL ETF 464287838 427,820 2,383 SH SOLE 0 0 2,383
ISHARES TR U.S. TECH ETF 464287721 1,460,160 5,789 SH SOLE 0 0 5,789
ISHARES TR US AER DEF ETF 464288760 962,755 3,971 SH SOLE 0 0 3,971
ISHARES TR US CONSM STAPLES 464287812 578,305 7,959 SH SOLE 0 0 7,959
ISHARES TR US CONSUM DISCRE 464287580 490,818 4,855 SH SOLE 0 0 4,855
ISHARES TR US HLTHCARE ETF 464287762 624,238 9,316 SH SOLE 0 0 9,316
ISHARES TR US INDUSTRIALS 464287754 394,961 2,370 SH SOLE 0 0 2,370
ISHARES TR US INFRASTRUC 46435U713 289,683 4,595 SH SOLE 0 0 4,595
ISHARES TR USD INV GRDE ETF 464288620 1,267,787 24,718 SH SOLE 0 0 24,718
ISHARES U S ETF TR SHOR DURA BD ETF 46431W507 210,239 4,150 SH SOLE 0 0 4,150
ISHARES U S ETF TR U.S. TECH INDEPD 46431W648 1,177,683 10,970 SH SOLE 0 0 10,970
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 395,491 7,821 SH SOLE 0 0 7,821
JABIL INC COM 466313103 1,436,684 3,727 SH SOLE 0 0 3,727
JOHNSON & JOHNSON COM 478160104 2,732,833 10,760 SH SOLE 0 0 10,760
JPMORGAN CHASE & CO COM 46625H100 2,093,793 6,397 SH SOLE 0 0 6,397
LOWES COS INC COM 548661107 277,648 1,259 SH SOLE 0 0 1,259
MARATHON PETE CORP COM 56585A102 318,821 1,247 SH SOLE 0 0 1,247
MASTERCARD INCORPORATED CL A 57636Q104 224,444 437 SH SOLE 0 0 437
MERCK & CO INC COM 58933Y105 1,087,721 8,465 SH SOLE 0 0 8,465
META PLATFORMS INC CL A 30303M102 260,808 463 SH SOLE 0 0 463
MICRON TECHNOLOGY INC COM 595112103 357,830 310 SH SOLE 0 0 310
MICROSOFT CORP COM 594918104 3,358,295 9,003 SH SOLE 0 0 9,003
MOODYS CORP COM 615369105 764,982 1,689 SH SOLE 0 0 1,689
NVIDIA CORPORATION COM 67066G104 5,485,688 27,416 SH SOLE 0 0 27,416
NXP SEMICONDUCTORS N V COM N6596X109 315,597 1,123 SH SOLE 0 0 1,123
PEPSICO INC COM 713448108 698,800 5,161 SH SOLE 0 0 5,161
PHILIP MORRIS INTL INC COM 718172109 638,432 3,529 SH SOLE 0 0 3,529
PINNACLE FINL PARTNERS INC COM 72348N109 2,779,485 27,552 SH SOLE 0 0 27,552
PROCTER & GAMBLE CO COM 742718109 879,718 5,999 SH SOLE 0 0 5,999
ROYAL BK CDA COM 780087102 517,632 2,501 SH SOLE 0 0 2,501
RTX CORPORATION COM 75513E101 640,908 3,378 SH SOLE 0 0 3,378
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 5,767,889 159,070 SH SOLE 0 0 159,070
SCHWAB STRATEGIC TR FUNDAMENTAL US S 808524763 326,022 8,566 SH SOLE 0 0 8,566
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 13,533,509 488,574 SH SOLE 0 0 488,574
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 3,786,330 78,685 SH SOLE 0 0 78,685
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 3,274,383 141,564 SH SOLE 0 0 141,564
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 29,082,574 1,004,233 SH SOLE 0 0 1,004,233
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 7,420,598 234,014 SH SOLE 0 0 234,014
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 725,974 21,453 SH SOLE 0 0 21,453
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 461,511 13,258 SH SOLE 0 0 13,258
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 8,856,551 300,936 SH SOLE 0 0 300,936
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 10,343,421 280,538 SH SOLE 0 0 280,538
SCHWAB STRATEGIC TR US REIT ETF 808524847 2,063,411 87,137 SH SOLE 0 0 87,137
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 10,346,781 286,376 SH SOLE 0 0 286,376
SCHWAB STRATEGIC TR US TIPS ETF 808524870 496,168 18,723 SH SOLE 0 0 18,723
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 410,125 425 SH SOLE 0 0 425
SELECT SECTOR SPDR TR ST STR CARE ETF 81369Y209 287,243 1,810 SH SOLE 0 0 1,810
SELECT SECTOR SPDR TR ST STR ENERG ETF 81369Y506 690,643 13,004 SH SOLE 0 0 13,004
SELECT SECTOR SPDR TR ST STR FINL ETF 81369Y605 406,686 7,586 SH SOLE 0 0 7,586
SELECT SECTOR SPDR TR ST STR REAL ETF 81369Y860 1,266,211 28,758 SH SOLE 0 0 28,758
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 473,252 2,484 SH SOLE 0 0 2,484
SELECT SECTOR SPDR TR ST STR UTIL ETF 81369Y886 1,407,263 31,038 SH SOLE 0 0 31,038
SMARTFINANCIAL INC COM NEW 83190L208 1,639,291 34,938 SH SOLE 0 0 34,938
SOCIEDAD QUIMICA Y MINERA DE SPON ADR SER B 833635105 538,641 7,275 SH SOLE 0 0 7,275
SOUTHERN CO COM 842587107 407,928 4,262 SH SOLE 0 0 4,262
SPACE EXPLORATION TECHN CORP CLASS A COM STK 84615Q103 533,528 3,123 SH SOLE 0 0 3,123
SPDR GOLD TR GOLD SHS 78463V107 644,665 1,750 SH SOLE 0 0 1,750
SPDR INDEX SHS FDS ST PORT MARK ETF 78463X509 646,474 12,485 SH SOLE 0 0 12,485
SPDR INDEX SHS FDS ST STR NAT ETF 78463X541 210,344 3,125 SH SOLE 0 0 3,125
SPDR INDEX SHS FDS ST STR PO EX ETF 78463X889 4,257,371 84,488 SH SOLE 0 0 84,488
SPDR SERIES TRUST ST SHOR CORP ETF 78464A474 1,598,243 53,257 SH SOLE 0 0 53,257
SPDR SERIES TRUST ST STR SP BIOT 78464A870 1,077,999 6,812 SH SOLE 0 0 6,812
SPDR SERIES TRUST ST STR SP DIV 78464A763 1,193,105 7,840 SH SOLE 0 0 7,840
SPDR SERIES TRUST ST STR SP600 SML 78468R853 48,096,406 833,994 SH SOLE 0 0 833,994
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 15,794,746 21,151 SH SOLE 0 0 21,151
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 1,832,905 2,606 SH SOLE 0 0 2,606
STRATEGY INC CL A NEW 594972408 631,460 7,264 SH SOLE 0 0 7,264
TESLA INC COM 88160R101 1,730,399 4,114 SH SOLE 0 0 4,114
TJX COS INC NEW COM 872540109 330,450 2,181 SH SOLE 0 0 2,181
TRUIST FINL CORP COM 89832Q109 450,971 9,052 SH SOLE 0 0 9,052
UNITED CMNTY BKS BLAIRSVLE G COM 90984P303 626,638 17,858 SH SOLE 0 0 17,858
UNITED PARCEL SVCS INC CL B 911312106 286,254 2,663 SH SOLE 0 0 2,663
VANECK ETF TRUST GOLD MINERS ETF 92189F106 1,766,539 23,413 SH SOLE 0 0 23,413
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 7,006,496 50,942 SH SOLE 0 0 50,942
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 6,049,745 77,650 SH SOLE 0 0 77,650
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 142,824,256 1,945,569 SH SOLE 0 0 1,945,569
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 1,246,468 25,040 SH SOLE 0 0 25,040
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 14,396,125 297,256 SH SOLE 0 0 297,256
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 1,898,885 7,712 SH SOLE 0 0 7,712
VANGUARD INDEX FDS GROWTH ETF 922908736 1,526,564 17,722 SH SOLE 0 0 17,722
VANGUARD INDEX FDS LARGE CAP ETF 922908637 12,147,779 35,323 SH SOLE 0 0 35,323
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 3,358,594 10,965 SH SOLE 0 0 10,965
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,727,156 8,741 SH SOLE 0 0 8,741
VANGUARD INDEX FDS MID CAP ETF 922908629 16,703,273 207,314 SH SOLE 0 0 207,314
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 24,764,732 256,816 SH SOLE 0 0 256,816
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 4,859,875 7,076 SH SOLE 0 0 7,076
VANGUARD INDEX FDS SM CP VAL ETF 922908611 2,946,564 12,126 SH SOLE 0 0 12,126
VANGUARD INDEX FDS SMALL CP ETF 922908751 29,906,413 98,662 SH SOLE 0 0 98,662
VANGUARD INDEX FDS SML CP GRW ETF 922908595 341,199 933 SH SOLE 0 0 933
VANGUARD INDEX FDS TOTAL STK MKT 922908769 543,109,235 1,467,704 SH SOLE 0 0 1,467,704
VANGUARD INDEX FDS VALUE ETF 922908744 2,238,729 10,273 SH SOLE 0 0 10,273
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 66,091,994 789,158 SH SOLE 0 0 789,158
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 55,816,035 935,099 SH SOLE 0 0 935,099
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 885,246 7,652 SH SOLE 0 0 7,652
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 2,854,115 18,498 SH SOLE 0 0 18,498
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 1,649,857 10,512 SH SOLE 0 0 10,512
VANGUARD MALVERN FDS CORE BD ETF 922020748 1,975,845 25,583 SH SOLE 0 0 25,583
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 1,470,572 29,277 SH SOLE 0 0 29,277
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 5,966,426 117,960 SH SOLE 0 0 117,960
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 811,978 13,767 SH SOLE 0 0 13,767
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 70,478,531 852,735 SH SOLE 0 0 852,735
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 18,252,561 313,618 SH SOLE 0 0 313,618
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 41,215,076 521,512 SH SOLE 0 0 521,512
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 13,528,149 57,172 SH SOLE 0 0 57,172
VANGUARD STAR FDS VG TL INTL STK F 921909768 3,541,149 41,422 SH SOLE 0 0 41,422
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 99,352,912 1,394,427 SH SOLE 0 0 1,394,427
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885 2,192,406 32,606 SH SOLE 0 0 32,606
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 16,082,466 101,768 SH SOLE 0 0 101,768
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 654,525 6,665 SH SOLE 0 0 6,665
VANGUARD WORLD FD CONSUM STP ETF 92204A207 15,254,612 67,651 SH SOLE 0 0 67,651
VANGUARD WORLD FD ENERGY ETF 92204A306 1,641,932 10,937 SH SOLE 0 0 10,937
VANGUARD WORLD FD ESG INTL STK ETF 921910725 256,721 3,118 SH SOLE 0 0 3,118
VANGUARD WORLD FD ESG US STK ETF 921910733 3,586,873 27,124 SH SOLE 0 0 27,124
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 395,711 1,323 SH SOLE 0 0 1,323
VANGUARD WORLD FD INF TECH ETF 92204A702 5,620,686 47,027 SH SOLE 0 0 47,027
VANGUARD WORLD FD UTILITIES ETF 92204A876 17,707,045 90,467 SH SOLE 0 0 90,467
VERIZON COMMUNICATIONS INC COM 92343V104 417,177 9,853 SH SOLE 0 0 9,853
VISA INC COM CL A 92826C839 407,248 1,187 SH SOLE 0 0 1,187
WALMART INC COM 931142103 1,235,780 10,911 SH SOLE 0 0 10,911
WESTROCK COFFEE CO COM 96145W103 97,815 12,061 SH SOLE 0 0 12,061
XCEL ENERGY INC COM 98389B100 236,243 2,942 SH SOLE 0 0 2,942