The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
1ST FINL BANCORP COM 320209109 34,371 1,016 SH SOLE NONE 1,016 0 0
3M CO COM 88579Y101 160,129 989 SH DFND NONE 0 0 989
3M CO COM 88579Y101 351,830 2,173 SH SOLE NONE 2,173 0 0
ABBOTT LABORATORIES COM 002824100 2,368,677 26,104 SH DFND NONE 3,800 0 22,304
ABBOTT LABORATORIES COM 002824100 7,158,388 78,889 SH SOLE NONE 77,853 0 1,036
ABBVIE INC COM 00287Y109 7,276,422 28,916 SH DFND NONE 2,180 0 26,736
ABBVIE INC COM 00287Y109 1,623,581 6,452 SH SOLE NONE 6,452 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 54,878 441 SH DFND NONE 0 0 441
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 182,305 1,465 SH SOLE NONE 1,465 0 0
ADOBE INC COM 00724F101 50,230 245 SH SOLE NONE 245 0 0
ADVANCED MICRO DEVICES INC COM 007903107 157,427 271 SH SOLE NONE 271 0 0
AFLAC INC COM 001055102 85,124 726 SH SOLE NONE 726 0 0
AGILENT TECHNOLOGIES INC COM 00846U101 63,360 477 SH DFND NONE 325 0 152
AIR PRODUCTS AND CHEMICALS I COM 009158106 439,770 1,500 SH DFND NONE 0 0 1,500
AIR PRODUCTS AND CHEMICALS I COM 009158106 29,318 100 SH SOLE NONE 100 0 0
ALCOA CORP COM 013872106 104,280 2,000 SH DFND NONE 0 0 2,000
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 960 10 SH SOLE NONE 10 0 0
ALLSTATE CORP COM 020002101 10,469 44 SH DFND NONE 0 0 44
ALLSTATE CORP COM 020002101 3,093 13 SH SOLE NONE 13 0 0
ALPHABET INC CAP STK CL C 02079K107 423,996 1,200 SH DFND NONE 0 0 1,200
ALPHABET INC CAP STK CL C 02079K107 1,506,246 4,263 SH SOLE NONE 4,263 0 0
ALPHABET INC CAP STK CL A 02079K305 628,971 1,760 SH DFND NONE 110 0 1,650
ALPHABET INC CAP STK CL A 02079K305 23,626,445 66,112 SH SOLE NONE 64,825 0 1,287
ALTRIA GROUP INC COM 02209S103 572,650 7,959 SH DFND NONE 0 0 7,959
ALTRIA GROUP INC COM 02209S103 483,936 6,726 SH SOLE NONE 6,726 0 0
AMAZON COM INC COM 023135106 586,316 2,460 SH DFND NONE 180 0 2,280
AMAZON COM INC COM 023135106 16,660,681 69,903 SH SOLE NONE 68,352 0 1,551
AMEREN CORP COM 023608102 67,824 600 SH DFND NONE 0 0 600
AMERICAN ELEC PWR CO INC COM 025537101 169,097 1,236 SH DFND NONE 0 0 1,236
AMERICAN ELEC PWR CO INC COM 025537101 3,420 25 SH SOLE NONE 25 0 0
AMERICAN EXPRESS CO COM 025816109 1,097,283 3,244 SH DFND NONE 0 0 3,244
AMERICAN EXPRESS CO COM 025816109 583,481 1,725 SH SOLE NONE 1,725 0 0
AMERICAN INTL GROUP INC COM NEW 026874784 14,533 195 SH DFND NONE 0 0 195
AMERICAN TOWER CORP COM 03027X100 2,126 13 SH SOLE NONE 13 0 0
AMERICAN WTR WKS CO INC NEW COM 030420103 2,368 18 SH DFND NONE 0 0 18
AMERICAN WTR WKS CO INC NEW COM 030420103 2,804,496 21,314 SH SOLE NONE 21,314 0 0
AMERIPRISE FINL INC COM 03076C106 72,943 159 SH DFND NONE 0 0 159
AMERIPRISE FINL INC COM 03076C106 48,629 106 SH SOLE NONE 106 0 0
AMGEN INC COM 031162100 27,159 75 SH DFND NONE 50 0 25
AMGEN INC COM 031162100 16,707,130 46,137 SH SOLE NONE 45,748 0 389
AMPHENOL CORP CL A 032095101 37,204 211 SH SOLE NONE 211 0 0
ANALOG DEVICES INC COM 032654105 7,149 18 SH SOLE NONE 18 0 0
ANNALY CAPITAL MANAGEMENT IN COM NEW 035710839 20,370 911 SH DFND NONE 0 0 911
APPLE INC COM 037833100 2,577,330 8,907 SH DFND NONE 1,617 0 7,290
APPLE INC COM 037833100 48,627,237 168,051 SH SOLE NONE 165,196 0 2,855
APPLIED MATLS INC COM 038222105 42,657 59 SH SOLE NONE 59 0 0
ARCHER DANIELS MIDLAND CO COM 039483102 152,800 2,000 SH DFND NONE 0 0 2,000
ARES CAPITAL CORP COM 04010L103 8,505 459 SH DFND NONE 0 0 459
ASML HLDG NV N Y REGISTRY SHS N07059210 31,831 16 SH DFND NONE 0 0 16
ASTEC INDS INC COM 046224101 79,547 1,300 SH DFND NONE 1,300 0 0
ASTRAZENECA PLC ORD G0593M107 274,001 1,445 SH SOLE NONE 1,445 0 0
AT&T INC COM 00206R102 546,646 26,408 SH DFND NONE 2,700 0 23,708
AT&T INC COM 00206R102 156,637 7,567 SH SOLE NONE 7,567 0 0
ATMOS ENERGY CORP COM 049560105 129,203 750 SH DFND NONE 0 0 750
AUTOMATIC DATA PROCESSING IN COM 053015103 1,443,582 6,446 SH DFND NONE 161 0 6,285
AUTOMATIC DATA PROCESSING IN COM 053015103 656,845 2,933 SH SOLE NONE 2,933 0 0
AUTOZONE INC COM 053332102 207,736 65 SH DFND NONE 0 0 65
AVALONBAY CMNTYS INC COM 053484101 84,911 450 SH DFND NONE 0 0 450
AZENTA INC COM 114340102 28,072 1,100 SH DFND NONE 1,100 0 0
BANCO SANTANDER SA ADR 05964H105 1,656 120 SH DFND NONE 0 0 120
BANK MONTREAL MEDIUM COM 063671101 176,700 1,000 SH DFND NONE 0 0 1,000
BANK NOVA SCOTIA B C COM 064149107 112,892 1,300 SH DFND NONE 0 0 1,300
BANK OF AMER CORP COM 060505104 331,168 5,812 SH DFND NONE 0 0 5,812
BANK OF AMER CORP COM 060505104 530,598 9,312 SH SOLE NONE 9,312 0 0
BANK OF NY MELLON CORP COM 064058100 179,316 1,240 SH DFND NONE 0 0 1,240
BANK OF NY MELLON CORP COM 064058100 46,131 319 SH SOLE NONE 319 0 0
BAR HBR BANKSHARES COM 066849100 62,304 1,650 SH DFND NONE 0 0 1,650
BEACON FINANCIAL CORP. COM 084680107 914 30 SH DFND NONE 0 0 30
BECTON DICKINSON & CO COM 075887109 219,429 1,450 SH DFND NONE 200 0 1,250
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 10,254,492 20,493 SH SOLE NONE 20,102 0 391
BEST BUY INC COM 086516101 49,322 650 SH DFND NONE 0 0 650
BEYOND MEAT INC COM 08862E109 64 85 SH DFND NONE 0 0 85
BIOGEN INC COM 09062X103 475,332 2,200 SH DFND NONE 0 0 2,200
BIRKENSTOCK HOLDING PLC COM SHS M2029K104 1,936 45 SH SOLE NONE 45 0 0
BLACK HILLS CORP COM 092113109 29,760 400 SH DFND NONE 400 0 0
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 75,151 1,105 SH SOLE NONE 1,105 0 0
BLACKROCK INC COM 09290D101 144,234 150 SH DFND NONE 0 0 150
BLACKROCK INC COM 09290D101 9,863,682 10,258 SH SOLE NONE 10,188 0 70
BLACKROCK MUNIYIELD N Y QUAL COM 09255E102 142,587 14,048 SH DFND NONE 0 0 14,048
BLACKSTONE INC COM 09260D107 17,651 150 SH SOLE NONE 150 0 0
BOEING CO COM 097023105 2,165 10 SH DFND NONE 0 0 10
BOEING CO COM 097023105 21,647 100 SH SOLE NONE 100 0 0
BOOKING HOLDINGS INC COM 09857L108 303,008 1,700 SH SOLE NONE 1,700 0 0
BP PLC SPONSORED ADR 055622104 10,642 288 SH DFND NONE 0 0 288
BP PLC SPONSORED ADR 055622104 80,108 2,168 SH SOLE NONE 2,168 0 0
BRIGHTHOUSE FINL INC COM 10922N103 950 15 SH SOLE NONE 15 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 108,326 1,880 SH DFND NONE 650 0 1,230
BRISTOL-MYERS SQUIBB CO COM 110122108 154,306 2,678 SH SOLE NONE 2,678 0 0
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 6,176 100 SH DFND NONE 0 0 100
BROADCOM INC COM 11135F101 293,890 778 SH DFND NONE 700 0 78
BROADCOM INC COM 11135F101 3,635,088 9,623 SH SOLE NONE 9,467 0 156
BROADSTONE NET LEASE INC COM 11135E203 1,200,844 58,096 SH SOLE NONE 58,096 0 0
BROWN & BROWN INC COM 115236101 7,121 111 SH SOLE NONE 111 0 0
CANADIAN IMPERIAL BANK OF CO COM 136069101 230,000 2,000 SH DFND NONE 0 0 2,000
CAPITAL ONE FINL CORP COM 14040H105 182,765 911 SH DFND NONE 0 0 911
CARDINAL HEALTH INC COM 14149Y108 56,064 236 SH SOLE NONE 236 0 0
CARPENTER TECHNOLOGY CORP COM 144285103 70,937 115 SH DFND NONE 0 0 115
CARPENTER TECHNOLOGY CORP COM 144285103 4,198,213 6,806 SH SOLE NONE 6,806 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 11,736 160 SH DFND NONE 0 0 160
CARRIER GLOBAL CORPORATION COM 14448C104 12,616 172 SH SOLE NONE 172 0 0
CASELLA WASTE SYS INC CL A 147448104 2,586,869 26,677 SH SOLE NONE 26,677 0 0
CATERPILLAR INC COM 149123101 1,346,034 1,264 SH DFND NONE 214 0 1,050
CATERPILLAR INC COM 149123101 775,247 728 SH SOLE NONE 728 0 0
CHEMOURS CO COM 163851108 5,007 244 SH DFND NONE 0 0 244
CHEVRON CORPORATION COM 166764100 725,532 4,377 SH DFND NONE 0 0 4,377
CHEVRON CORPORATION COM 166764100 434,623 2,622 SH SOLE NONE 2,622 0 0
CHIMERA INVT CORP COM SHS 16934Q802 9,952 746 SH DFND NONE 0 0 746
CHUBB LIMITED COM H1467J104 64,400 189 SH SOLE NONE 189 0 0
CHURCH & DWIGHT CO INC COM 171340102 60,356 623 SH SOLE NONE 623 0 0
CIENA CORP COM NEW 171779309 109,395 223 SH SOLE NONE 223 0 0
CISCO SYS INC COM 17275R102 1,531,796 13,041 SH DFND NONE 3,476 0 9,565
CISCO SYS INC COM 17275R102 24,941,456 212,340 SH SOLE NONE 209,899 0 2,441
CITIGROUP INC COM NEW 172967424 24,773 177 SH DFND NONE 0 0 177
CLEANSPARK INC COM NEW 18452B209 14,550 1,000 SH DFND NONE 0 0 1,000
CLOROX CO DEL COM 189054109 411,633 4,313 SH DFND NONE 174 0 4,139
CLOROX CO DEL COM 189054109 13,648 143 SH SOLE NONE 143 0 0
CME GROUP INC COM 12572Q105 110,415 500 SH DFND NONE 0 0 500
CME GROUP INC COM 12572Q105 22,083 100 SH SOLE NONE 100 0 0
CNA FINL CORP COM 126117100 29,166 600 SH DFND NONE 0 0 600
COCA COLA CO COM 191216100 1,311,210 16,134 SH DFND NONE 0 0 16,134
COCA COLA CO COM 191216100 610,013 7,506 SH SOLE NONE 7,506 0 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 25,988 671 SH SOLE NONE 671 0 0
COLGATE PALMOLIVE CO COM 194162103 55,008 600 SH DFND NONE 0 0 600
COLGATE PALMOLIVE CO COM 194162103 18,336 200 SH SOLE NONE 200 0 0
COMCAST CORP NEW CL A 20030N101 102,865 4,190 SH DFND NONE 0 0 4,190
COMCAST CORP NEW CL A 20030N101 25,115 1,023 SH SOLE NONE 1,023 0 0
CONAGRA BRANDS INC COM 205887102 32,304 2,400 SH DFND NONE 0 0 2,400
CONAGRA BRANDS INC COM 205887102 4,617 343 SH SOLE NONE 343 0 0
CONOCOPHILLIPS COM 20825C104 171,222 1,647 SH DFND NONE 0 0 1,647
CONOCOPHILLIPS COM 20825C104 33,787 325 SH SOLE NONE 325 0 0
CONSTELLATION BRANDS INC CL A 21036P108 507,679 3,650 SH SOLE NONE 3,650 0 0
CONSTELLATION ENERGY CORP COM 21037T109 46,197 186 SH DFND NONE 0 0 186
CONSTELLATION ENERGY CORP COM 21037T109 20,118 81 SH SOLE NONE 81 0 0
CONSTELLIUM SE CL A SHS F21107101 6,374 200 SH DFND NONE 0 0 200
CORNING INC COM 219350105 1,319,807 5,167 SH DFND NONE 875 0 4,292
CORNING INC COM 219350105 3,026,079 11,847 SH SOLE NONE 11,847 0 0
CORTEVA INC COM 22052L104 1,778 21 SH DFND NONE 0 0 21
COSTCO WHOLESALE CORPORATION COM 22160K105 463,058 495 SH DFND NONE 0 0 495
COSTCO WHOLESALE CORPORATION COM 22160K105 11,102,158 11,868 SH SOLE NONE 11,516 0 352
CRANE COMPANY COMMON STOCK 224408104 20,076 90 SH DFND NONE 0 0 90
CRANE NXT CO COM 224441105 4,604 90 SH DFND NONE 0 0 90
CROWDSTRIKE HLDGS INC CL A 22788C105 88,524 116 SH SOLE NONE 116 0 0
CROWN CASTLE INC COM 22822V101 5,755 76 SH DFND NONE 0 0 76
CVS HEALTH CORP COM 126650100 382,765 3,700 SH DFND NONE 0 0 3,700
CVS HEALTH CORP COM 126650100 33,828 327 SH SOLE NONE 327 0 0
CYPHERPUNK TECHNOLOGIES INC COM NEW 52187K200 73 120 SH DFND NONE 0 0 120
DANAHER CORP DEL COM 235851102 7,619 40 SH DFND NONE 0 0 40
DANAHER CORP DEL COM 235851102 6,533,274 34,299 SH SOLE NONE 33,873 0 426
DARDEN RESTAURANTS INC COM 237194105 21,425 104 SH DFND NONE 0 0 104
DARDEN RESTAURANTS INC COM 237194105 40,172 195 SH SOLE NONE 195 0 0
DEERE & CO COM 244199105 606,419 956 SH DFND NONE 0 0 956
DEERE & CO COM 244199105 748,509 1,180 SH SOLE NONE 1,180 0 0
DELL TECHNOLOGIES INC CL C 24703L202 21,573 50 SH SOLE NONE 50 0 0
DIGITAL RLTY TR INC COM 253868103 31,427 175 SH SOLE NONE 175 0 0
DISNEY WALT CO COM 254687106 797,046 8,281 SH DFND NONE 200 0 8,081
DISNEY WALT CO COM 254687106 244,283 2,538 SH SOLE NONE 2,538 0 0
DOLLAR GEN CORP COM 256677105 230,220 2,000 SH DFND NONE 0 0 2,000
DOMINION ENERGY INC COM 25746U109 271,111 3,970 SH DFND NONE 1,750 0 2,220
DOUGLAS DYNAMICS INC COM 25960R105 107,900 2,000 SH DFND NONE 0 0 2,000
DOVER CORP COM 260003108 16,821 75 SH SOLE NONE 75 0 0
DOW HLDGS INC COM 260557103 2,627 96 SH DFND NONE 0 0 96
DUKE ENERGY CORP NEW COM NEW 26441C204 147,972 1,169 SH DFND NONE 0 0 1,169
DUKE ENERGY CORP NEW COM NEW 26441C204 10,087,920 79,696 SH SOLE NONE 79,140 0 556
EASTMAN CHEM CO COM 277432100 8,373 125 SH SOLE NONE 125 0 0
EATON CORP PLC SHS G29183103 950,674 2,231 SH DFND NONE 0 0 2,231
EATON CORP PLC SHS G29183103 9,375 22 SH SOLE NONE 22 0 0
ECOLAB INC COM 278865100 263,844 947 SH SOLE NONE 947 0 0
ELEVANCE HEALTH INC FORMERLY COM 036752103 3,481 9 SH SOLE NONE 9 0 0
ELI LILLY & CO COM 532457108 287,863 240 SH DFND NONE 0 0 240
ELI LILLY & CO COM 532457108 32,812,807 27,357 SH SOLE NONE 27,086 0 271
EMERA INC COM 290876101 132,550 2,500 SH DFND NONE 0 0 2,500
EMERSON ELEC CO COM 291011104 1,173,401 8,197 SH DFND NONE 1,650 0 6,547
EMERSON ELEC CO COM 291011104 1,589,538 11,104 SH SOLE NONE 11,104 0 0
ENBRIDGE INC COM 29250N105 162,630 3,000 SH DFND NONE 0 0 3,000
ENCOMPASS HEALTH CORP COM 29261A100 40,432 400 SH DFND NONE 400 0 0
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 239,000 12,500 SH DFND NONE 0 0 12,500
ENTERGY CORP NEW COM 29364G103 275,664 2,400 SH DFND NONE 0 0 2,400
EOG RES INC COM 26875P101 120,000 925 SH DFND NONE 0 0 925
EOG RES INC COM 26875P101 4,541 35 SH SOLE NONE 35 0 0
EQT CORP COM 26884L109 10,634 200 SH DFND NONE 200 0 0
ESSENTIAL UTILS INC COM 29670G102 187,719 4,900 SH DFND NONE 4,800 0 100
ESSENTIAL UTILS INC COM 29670G102 117,497 3,067 SH SOLE NONE 3,067 0 0
EVERSOURCE ENERGY COM 30040W108 280,046 3,875 SH DFND NONE 1,300 0 2,575
EVERUS CONSTR GROUP COM 300426103 66,380 400 SH DFND NONE 400 0 0
EXELON CORP COM 30161N101 156,084 3,348 SH DFND NONE 0 0 3,348
EXPEDITORS INTL WASH INC COM 302130109 10,268 63 SH SOLE NONE 63 0 0
EXXON MOBIL CORP COM 30231G102 2,638,149 19,296 SH DFND NONE 7,030 0 12,266
EXXON MOBIL CORP COM 30231G102 18,619,076 136,184 SH SOLE NONE 135,663 0 521
FASTENAL CO COM 311900104 192,120 4,000 SH DFND NONE 0 0 4,000
FEDEX CORP COM 31428X106 156,565 500 SH DFND NONE 0 0 500
FEDEX CORP COM 31428X106 131,201 419 SH SOLE NONE 419 0 0
FERRARI N V COM N3167Y103 37,229 100 SH SOLE NONE 100 0 0
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600 25,493 330 SH SOLE NONE 330 0 0
FIDELITY COVINGTON TRUST HIGH DIVID ETF 316092840 6,342,026 105,192 SH SOLE NONE 105,192 0 0
FINANCIAL INSTITUTIONS INC COM 317585404 106,739 2,739 SH SOLE NONE 2,739 0 0
FIRST TR EXCHANGE TRADED FD RISNG DIVD ACHIV 33738R506 19,454 240 SH SOLE NONE 240 0 0
FIRSTENERGY CORP COM 337932107 7,131 150 SH DFND NONE 0 0 150
FIRSTENERGY CORP COM 337932107 3,090 65 SH SOLE NONE 65 0 0
FISERV INC COM 337738108 1,717 35 SH SOLE NONE 35 0 0
FLEXSHARES TR STOX US ESG SLCT 33939L696 38,146 217 SH SOLE NONE 217 0 0
FLOWSERVE CORP COM 34354P105 51,912 700 SH DFND NONE 700 0 0
FMC CORP COM NEW 302491303 196 17 SH SOLE NONE 17 0 0
FORD MTR CO COM 345370860 75,060 5,400 SH DFND NONE 0 0 5,400
FORD MTR CO COM 345370860 71,071 5,113 SH SOLE NONE 5,113 0 0
FOUR CORNERS PPTY TR INC COM 35086T109 2,455 100 SH DFND NONE 0 0 100
FRANCO NEV CORP COM 351858105 13,549 65 SH DFND NONE 0 0 65
FRANKLIN RESOURCES INC COM 354613101 8,318 250 SH SOLE NONE 250 0 0
FULTON FINL CORP PA COM 360271100 5,032 208 SH DFND NONE 0 0 208
GALLAGHER ARTHUR J & CO COM 363576109 245,869 1,071 SH DFND NONE 0 0 1,071
GALLAGHER ARTHUR J & CO COM 363576109 10,635,060 46,326 SH SOLE NONE 45,821 0 505
GARRETT MOTION INC COM 366505105 109 3 SH SOLE NONE 3 0 0
GE AEROSPACE COM NEW 369604301 1,010,566 2,704 SH DFND NONE 0 0 2,704
GE AEROSPACE COM NEW 369604301 478,001 1,279 SH SOLE NONE 1,279 0 0
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107 50,760 793 SH DFND NONE 0 0 793
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107 2,240 35 SH SOLE NONE 35 0 0
GE VERNOVA INC COM 36828A101 778,932 663 SH DFND NONE 0 0 663
GE VERNOVA INC COM 36828A101 294,890 251 SH SOLE NONE 251 0 0
GENERAC HLDGS INC COM 368736104 36,601 125 SH DFND NONE 125 0 0
GENERAL AMERN INVS CO INC COM 368802104 325,316 5,103 SH SOLE NONE 5,103 0 0
GENERAL DYNAMICS CORP COM 369550108 8,681,714 24,508 SH SOLE NONE 24,332 0 176
GENERAL MILLS INC COM 370334104 141,323 4,061 SH DFND NONE 0 0 4,061
GENERAL MILLS INC COM 370334104 49,172 1,413 SH SOLE NONE 1,413 0 0
GENERAL MTRS CO COM 37045V100 161,868 2,100 SH DFND NONE 0 0 2,100
GENUINE PARTS CO COM 372460105 151,958 1,288 SH DFND NONE 288 0 1,000
GILDAN ACTIVEWEAR INC COM 375916103 3,818 74 SH DFND NONE 0 0 74
GILEAD SCIENCES INC COM 375558103 284,770 2,254 SH SOLE NONE 2,254 0 0
GLOBAL X FDS NASDAQ 100 COVER 37954Y483 9,657 524 SH DFND NONE 0 0 524
GLOBAL X FDS ARTIFICIAL ETF 37954Y632 15,025 229 SH DFND NONE 0 0 229
GLOBAL X FDS S&P 500 CATHOLIC 37954Y889 445,863 5,038 SH SOLE NONE 5,038 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 44,695 978 SH SOLE NONE 978 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 93,506 659 SH SOLE NONE 659 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 505,685 500 SH DFND NONE 0 0 500
GORMAN RUPP CO COM 383082104 87,153 950 SH DFND NONE 950 0 0
GRAHAM CORP COM 384556106 29,091 235 SH SOLE NONE 235 0 0
GRAYSCALE BITCOIN MINI TR ET SHS NEW 389930207 5,917 228 SH DFND NONE 0 0 228
GRAYSCALE BITCOIN TRUST ETF SHS REP COM UT 389637109 51,938 1,141 SH DFND NONE 0 0 1,141
GSK PLC SPONSORED ADR 37733W204 5,242 100 SH DFND NONE 100 0 0
HALLIBURTON CO COM 406216101 14,531 428 SH DFND NONE 200 0 228
HARTFORD INSURANCE GROUP INC COM 416515104 138,881 1,048 SH DFND NONE 0 0 1,048
HASHDEX NASDAQ CME CRYPTO SHS BEN INT 41809Y102 37,168 2,544 SH DFND NONE 0 0 2,544
HEALTHPEAK PROPERTIES INC COM 42250P103 107,000 5,000 SH DFND NONE 0 0 5,000
HELMERICH & PAYNE INC COM 423452101 5,860 179 SH DFND NONE 0 0 179
HERSHEY CO COM 427866108 235,454 1,342 SH DFND NONE 0 0 1,342
HERSHEY CO COM 427866108 68,250 389 SH SOLE NONE 389 0 0
HEWLETT PACKARD ENTERPRISE C COM 42824C109 26,074 578 SH DFND NONE 0 0 578
HOME DEPOT INC COM 437076102 705,713 2,001 SH DFND NONE 35 0 1,966
HOME DEPOT INC COM 437076102 10,787,423 30,587 SH SOLE NONE 30,365 0 222
HOWMET AEROSPACE INC COM 443201108 430,176 1,600 SH DFND NONE 0 0 1,600
HP INC COM 40434L105 13,054 595 SH DFND NONE 0 0 595
HUNTINGTON BANCSHARES INC COM 446150104 1,312 74 SH SOLE NONE 74 0 0
HUNTINGTON INGALLS INDS INC COM 446413106 209,918 750 SH DFND NONE 0 0 750
IDACORP INC COM 451107106 15,130 100 SH DFND NONE 100 0 0
ILLINOIS TOOL WKS INC COM 452308109 435,998 1,612 SH DFND NONE 162 0 1,450
ILLINOIS TOOL WKS INC COM 452308109 2,059,088 7,613 SH SOLE NONE 7,613 0 0
INTEL CORP COM 458140100 1,817,145 13,014 SH DFND NONE 424 0 12,590
INTEL CORP COM 458140100 914,716 6,551 SH SOLE NONE 6,551 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 3,907,142 31,737 SH SOLE NONE 30,999 0 738
INTERNATIONAL BUSINESS MACHS COM 459200101 1,984,780 7,058 SH DFND NONE 2,469 0 4,589
INTERNATIONAL BUSINESS MACHS COM 459200101 426,314 1,516 SH SOLE NONE 1,516 0 0
INTUIT COM 461202103 6,264 24 SH SOLE NONE 24 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 5,825,217 14,648 SH SOLE NONE 14,371 0 277
INVESCO EXCH TRADED FD TR II S&P 500 MOMNTM 46138E339 120,993 749 SH DFND NONE 749 0 0
INVESCO EXCH TRADED FD TR II S&P 500 MOMNTM 46138E339 39,508,484 244,574 SH SOLE NONE 244,265 0 309
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 1,391,118 18,573 SH SOLE NONE 15,759 0 2,814
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 248,019 22,880 SH DFND NONE 0 0 22,880
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 8,954 826 SH SOLE NONE 826 0 0
INVESCO EXCH TRADED FD TR II S&P SMALLCAP 600 46138G664 27,132 456 SH SOLE NONE 456 0 0
INVESCO EXCH TRADED FD TR II S&P 500 REVENUE 46138G698 29,385 230 SH DFND NONE 70 0 160
INVESCO EXCH TRADED FD TR II S&P 500 REVENUE 46138G698 4,956,194 38,793 SH SOLE NONE 38,793 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 52,554 247 SH SOLE NONE 247 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 887,362 1,205 SH DFND NONE 0 0 1,205
INVESCO QQQ TR UNIT SER 1 46090E103 1,178,976 1,601 SH SOLE NONE 1,601 0 0
ISHARES GOLD TR ISHARES NEW 464285204 17,367 230 SH SOLE NONE 230 0 0
ISHARES INC CORE MSCI EMKT 46434G103 479,561 5,789 SH DFND NONE 457 0 5,332
ISHARES INC CORE MSCI EMKT 46434G103 308,248 3,721 SH SOLE NONE 3,721 0 0
ISHARES INC MSCI EMRG CHN 46434G764 11,458 112 SH SOLE NONE 112 0 0
ISHARES INC ESG AWR MSCI EM 46434G863 32,267 590 SH SOLE NONE 590 0 0
ISHARES SILVER TR ISHARES 46428Q109 251,897 4,711 SH SOLE NONE 4,711 0 0
ISHARES TR S&P 100 ETF 464287101 460,264 1,258 SH SOLE NONE 1,258 0 0
ISHARES TR CORE S&P TTL STK 464287150 847,633 5,160 SH SOLE NONE 5,160 0 0
ISHARES TR SELECT DIVID ETF 464287168 774,467 4,955 SH SOLE NONE 4,955 0 0
ISHARES TR TIPS BD ETF 464287176 14,007 128 SH DFND NONE 0 0 128
ISHARES TR CORE S&P500 ETF 464287200 1,834,781 2,450 SH DFND NONE 0 0 2,450
ISHARES TR CORE S&P500 ETF 464287200 1,018,490 1,360 SH SOLE NONE 1,360 0 0
ISHARES TR CORE US AGGBD ET 464287226 20,192 204 SH SOLE NONE 204 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 36,873 539 SH SOLE NONE 539 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 1,236,395 8,990 SH SOLE NONE 8,990 0 0
ISHARES TR S&P 500 VAL ETF 464287408 112,395 495 SH SOLE NONE 495 0 0
ISHARES TR 20 YR TR BD ETF 464287432 7,346 85 SH SOLE NONE 85 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 26,193 319 SH DFND NONE 319 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 64,128 781 SH SOLE NONE 781 0 0
ISHARES TR MSCI EAFE ETF 464287465 151,145 1,455 SH DFND NONE 855 0 600
ISHARES TR MSCI EAFE ETF 464287465 1,371,735 13,205 SH SOLE NONE 13,205 0 0
ISHARES TR RUS MD CP GR ETF 464287481 150,363 1,027 SH SOLE NONE 1,027 0 0
ISHARES TR RUS MID CAP ETF 464287499 19,698,298 178,556 SH SOLE NONE 177,140 0 1,416
ISHARES TR CORE S&P MCP ETF 464287507 1,736,903 22,525 SH DFND NONE 0 0 22,525
ISHARES TR CORE S&P MCP ETF 464287507 9,895,218 128,326 SH SOLE NONE 123,751 0 4,575
ISHARES TR SELECT US REIT 464287564 24,279 359 SH SOLE NONE 359 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 112,003 462 SH DFND NONE 462 0 0
ISHARES TR S&P MC 400GR ETF 464287606 242,638 2,065 SH DFND NONE 0 0 2,065
ISHARES TR S&P MC 400GR ETF 464287606 51,230 436 SH SOLE NONE 436 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 215,559 1,736 SH DFND NONE 1,736 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 298,008 2,400 SH SOLE NONE 2,400 0 0
ISHARES TR RUS 1000 ETF 464287622 119,165 291 SH SOLE NONE 291 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 38,710 175 SH SOLE NONE 175 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 1,165,728 2,959 SH DFND NONE 0 0 2,959
ISHARES TR RUS 2000 GRW ETF 464287648 2,552,467 6,479 SH SOLE NONE 5,604 0 875
ISHARES TR RUSSELL 2000 ETF 464287655 944,314 3,143 SH DFND NONE 71 0 3,072
ISHARES TR RUSSELL 2000 ETF 464287655 9,572,938 31,862 SH SOLE NONE 31,853 0 9
ISHARES TR S&P MC 400VL ETF 464287705 13,000 88 SH SOLE NONE 88 0 0
ISHARES TR U.S. TECH ETF 464287721 38,339 152 SH SOLE NONE 152 0 0
ISHARES TR US HLTHCARE ETF 464287762 14,742 220 SH SOLE NONE 220 0 0
ISHARES TR CORE S&P SCP ETF 464287804 134,221 905 SH DFND NONE 0 0 905
ISHARES TR CORE S&P SCP ETF 464287804 1,204,722 8,123 SH SOLE NONE 8,123 0 0
ISHARES TR SP SMCP600VL ETF 464287879 1,345,615 9,845 SH SOLE NONE 9,845 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 1,114,421 10,467 SH SOLE NONE 10,467 0 0
ISHARES TR AGENCY BOND ETF 464288166 26,773 245 SH SOLE NONE 245 0 0
ISHARES TR MSCI ACWI EX US 464288240 74,807,834 982,891 SH SOLE NONE 982,180 0 711
ISHARES TR EAFE SML CP ETF 464288273 21,472 261 SH SOLE NONE 261 0 0
ISHARES TR JPMORGAN USD EMG 464288281 13,694 142 SH SOLE NONE 142 0 0
ISHARES TR IBOXX HI YD ETF 464288513 12,235 153 SH SOLE NONE 153 0 0
ISHARES TR CRE U S REIT ETF 464288521 13,955 210 SH SOLE NONE 210 0 0
ISHARES TR MBS ETF 464288588 75,143 795 SH SOLE NONE 795 0 0
ISHARES TR MRGSTR SM CP GR 464288604 127,410 1,944 SH DFND NONE 0 0 1,944
ISHARES TR ISHS 1-5YR INVS 464288646 77,200 1,473 SH SOLE NONE 1,473 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 9,279 79 SH DFND NONE 0 0 79
ISHARES TR TRUST ISHARE 0-1 464288679 400,129 3,626 SH SOLE NONE 3,626 0 0
ISHARES TR ESG OPTIMIZED 464288802 4,708,619 30,516 SH SOLE NONE 30,516 0 0
ISHARES TR EAFE VALUE ETF 464288877 49,375 645 SH SOLE NONE 645 0 0
ISHARES TR EAFE GRWTH ETF 464288885 22,147 178 SH SOLE NONE 178 0 0
ISHARES TR RUS TOP 200 ETF 464289446 453,497 2,452 SH DFND NONE 1,438 0 1,014
ISHARES TR RUS TOP 200 ETF 464289446 92,285,426 498,975 SH SOLE NONE 497,877 0 1,098
ISHARES TR US TREAS BD ETF 46429B267 3,554 156 SH DFND NONE 0 0 156
ISHARES TR FLTG RATE NT ETF 46429B655 25,117 492 SH SOLE NONE 492 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 61,673 2,250 SH SOLE NONE 2,250 0 0
ISHARES TR MSCI EAFE MIN VL 46429B689 847,980 9,668 SH SOLE NONE 9,668 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 48,712 505 SH DFND NONE 54 0 451
ISHARES TR MSCI USA MIN VOL 46429B697 4,759,143 49,338 SH SOLE NONE 48,270 0 1,068
ISHARES TR MSCI USA QLT FCT 46432F339 64,074 292 SH SOLE NONE 292 0 0
ISHARES TR MSCI USA VALUE 46432F388 25,576 128 SH SOLE NONE 128 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 54,687 573 SH SOLE NONE 573 0 0
ISHARES TR CORE MSCI EAFE 46432F842 2,706,075 28,019 SH DFND NONE 1,261 0 26,758
ISHARES TR CORE MSCI EAFE 46432F842 700,108 7,249 SH SOLE NONE 7,249 0 0
ISHARES TR CORE UNIVRSL USD 46434V613 80,070 1,735 SH SOLE NONE 1,735 0 0
ISHARES TR CORE DIV GRWTH 46434V621 50,628 668 SH SOLE NONE 668 0 0
ISHARES TR ULTRA SHORT DUR 46434V878 141,978 2,807 SH SOLE NONE 2,807 0 0
ISHARES TR IBONDS DEC2026 46435GAA0 99,973 4,126 SH SOLE NONE 4,126 0 0
ISHARES TR ESG AWARE MSCI 46435U663 3,067,369 54,843 SH SOLE NONE 54,843 0 0
ISHARES TR US INFRASTRUC 46435U713 4,665 74 SH SOLE NONE 74 0 0
ISHARES TR BROAD USD HIGH 46435U853 8,255 223 SH SOLE NONE 223 0 0
ISHARES TR ESG MSCI USA ETF 46436E767 6,115,211 88,052 SH SOLE NONE 88,052 0 0
ISHARES U S ETF TR SHORT DURATION B 46431W507 256,492 5,063 SH SOLE NONE 5,063 0 0
ITRON INC COM 465741106 23,796 275 SH DFND NONE 225 0 50
ITT INC COM 45073V108 1,978 10 SH DFND NONE 0 0 10
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 2,539,228 44,958 SH SOLE NONE 44,958 0 0
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670 16,664 355 SH SOLE NONE 355 0 0
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203 2,005,563 32,632 SH SOLE NONE 32,632 0 0
JAZZ PHARMACEUTICALS PLC SHS USD G50871105 6,024 25 SH DFND NONE 25 0 0
JOHNSON & JOHNSON COM 478160104 3,977,678 15,662 SH DFND NONE 5,478 0 10,184
JOHNSON & JOHNSON COM 478160104 3,839,772 15,119 SH SOLE NONE 15,119 0 0
JOHNSON CONTROLS INTERNATION SHS G51502105 31,268 214 SH DFND NONE 0 0 214
JOHNSON CONTROLS INTERNATION SHS G51502105 5,260 36 SH SOLE NONE 36 0 0
JPMORGAN CHASE & CO COM 46625H100 771,844 2,358 SH DFND NONE 198 0 2,160
JPMORGAN CHASE & CO COM 46625H100 20,469,909 62,536 SH SOLE NONE 61,870 0 666
KENVUE INC COM 49177J102 764 40 SH DFND NONE 0 0 40
KEYCORP COM 493267108 34,759 1,508 SH DFND NONE 0 0 1,508
KIMBERLY-CLARK CORP COM 494368103 181,999 1,658 SH DFND NONE 0 0 1,658
KIMBERLY-CLARK CORP COM 494368103 3,118,566 28,410 SH SOLE NONE 28,410 0 0
KIMCO REALTY CORP COM 49446R109 22,815 900 SH DFND NONE 0 0 900
KINDER MORGAN INC DEL COM 49456B101 63,940 2,000 SH DFND NONE 0 0 2,000
KINDER MORGAN INC DEL COM 49456B101 4,252 133 SH SOLE NONE 133 0 0
KNIFE RIVER CORP COMMON STOCK 498894104 42,912 513 SH DFND NONE 513 0 0
KRAFT HEINZ CO COM 500754106 302,218 12,795 SH DFND NONE 0 0 12,795
KRANESHARES TRUST QUADRTC INT RT 500767736 10,893 630 SH DFND NONE 0 0 630
KYNDRYL HLDGS INC COMMON STOCK 50155Q100 6,775 599 SH DFND NONE 0 0 599
L3HARRIS TECHNOLOGIES INC COM 502431109 124,954 430 SH DFND NONE 0 0 430
L3HARRIS TECHNOLOGIES INC COM 502431109 81,656 281 SH SOLE NONE 281 0 0
LABCORP HOLDINGS INC COM SHS 504922105 280,000 1,000 SH DFND NONE 0 0 1,000
LAMB WESTON HLDGS INC COM 513272104 11,486 266 SH DFND NONE 0 0 266
LAZARD ACTIVE ETF TR INTL DYNAMIC EQT 52110K400 30,490,735 869,425 SH SOLE NONE 867,900 0 1,525
LINDE PLC SHS G54950103 116,762 225 SH DFND NONE 0 0 225
LINDE PLC SHS G54950103 50,856 98 SH SOLE NONE 98 0 0
LINDSAY CORP COM 535555106 74,280 600 SH DFND NONE 600 0 0
LOCKHEED MARTIN CORP COM 539830109 237,408 466 SH DFND NONE 0 0 466
LOCKHEED MARTIN CORP COM 539830109 124,818 245 SH SOLE NONE 245 0 0
LOWES COS INC COM 548661107 54,682 248 SH DFND NONE 198 0 50
LOWES COS INC COM 548661107 722,105 3,275 SH SOLE NONE 3,275 0 0
LULULEMON ATHLETICA INC COM 550021109 15,985 140 SH DFND NONE 0 0 140
M & T BK CORP COM 55261F104 289,896 1,218 SH DFND NONE 0 0 1,218
M & T BK CORP COM 55261F104 166,131 698 SH SOLE NONE 698 0 0
MANULIFE FINL CORP COM 56501R106 187,480 4,628 SH DFND NONE 0 0 4,628
MARA HOLDINGS INC COM 565788106 13,890 1,000 SH DFND NONE 0 0 1,000
MARSH & MCLENNAN COS INC COM 571748102 38,167 229 SH SOLE NONE 229 0 0
MARVELL TECHNOLOGY INC COM 573874104 30,981 104 SH DFND NONE 0 0 104
MASCO CORP COM 574599106 244,110 3,000 SH DFND NONE 0 0 3,000
MASTERCARD INCORPORATED CL A 57636Q104 101,179 197 SH DFND NONE 86 0 111
MASTERCARD INCORPORATED CL A 57636Q104 10,980,254 21,379 SH SOLE NONE 20,920 0 459
MATTEL INC COM 577081102 1,388 100 SH DFND NONE 0 0 100
MCDONALDS CORP COM 580135101 1,816,754 6,721 SH DFND NONE 0 0 6,721
MCDONALDS CORP COM 580135101 12,993,261 48,068 SH SOLE NONE 47,700 0 368
MDU RES GROUP INC COM 552690109 63,630 3,000 SH DFND NONE 3,000 0 0
MDU RES GROUP INC COM 552690109 73,323 3,457 SH SOLE NONE 3,457 0 0
MEDTRONIC PLC SHS G5960L103 78,230 1,000 SH DFND NONE 0 0 1,000
MEDTRONIC PLC SHS G5960L103 1,017 13 SH SOLE NONE 13 0 0
MERCK & CO INC COM 58933Y105 495,496 3,856 SH DFND NONE 800 0 3,056
MERCK & CO INC COM 58933Y105 11,515,656 89,616 SH SOLE NONE 88,967 0 649
META PLATFORMS INC CL A 30303M102 37,177 66 SH DFND NONE 0 0 66
META PLATFORMS INC CL A 30303M102 2,415,388 4,288 SH SOLE NONE 4,194 0 94
METLIFE INC COM 59156R108 126,915 1,500 SH DFND NONE 0 0 1,500
METLIFE INC COM 59156R108 18,276 216 SH SOLE NONE 216 0 0
MICROCHIP TECHNOLOGY INC. COM 595017104 45,600 500 SH DFND NONE 0 0 500
MICROCHIP TECHNOLOGY INC. COM 595017104 232,013 2,544 SH SOLE NONE 2,544 0 0
MICRON TECHNOLOGY INC COM 595112103 65,795 57 SH DFND NONE 0 0 57
MICRON TECHNOLOGY INC COM 595112103 51,943 45 SH SOLE NONE 45 0 0
MICROSOFT CORP COM 594918104 7,803,578 20,920 SH DFND NONE 867 0 20,053
MICROSOFT CORP COM 594918104 34,351,412 92,090 SH SOLE NONE 90,725 0 1,365
MONDELEZ INTL INC CL A 609207105 114,928 1,987 SH DFND NONE 0 0 1,987
MONDELEZ INTL INC CL A 609207105 244,200 4,222 SH SOLE NONE 4,222 0 0
MONSTER BEVERAGE CORP NEW COM 61174X109 28,163 293 SH SOLE NONE 293 0 0
MORGAN STANLEY ETF TRUST CALVERT INTERNAT 61774R106 5,915,864 69,588 SH SOLE NONE 69,588 0 0
MORGAN STANLEY ETF TRUST EATON VANCE TOTA 61774R841 25,862 510 SH SOLE NONE 510 0 0
MOTOROLA SOLUTIONS INC COM NEW 620076307 58,141 140 SH SOLE NONE 140 0 0
MSC INDL DIRECT INC CL A 553530106 190,320 1,600 SH DFND NONE 0 0 1,600
NASDAQ INC COM 631103108 4,650 59 SH SOLE NONE 59 0 0
NATIONAL FUEL GAS CO COM 636180101 76,824 995 SH SOLE NONE 995 0 0
NBT BANCORP INC COM 628778102 1,406,354 28,486 SH DFND NONE 0 0 28,486
NBT BANCORP INC COM 628778102 446,996 9,054 SH SOLE NONE 9,054 0 0
NCR ATLEOS CORPORATION COM SHS 63001N106 4,341 100 SH SOLE NONE 100 0 0
NCR VOYIX CORPORATION COM 62886E108 1,634 200 SH SOLE NONE 200 0 0
NEOS ETF TRUST NEOS S&P 500 HI 78433H303 56,382 1,062 SH SOLE NONE 1,062 0 0
NET LEASE OFFICE PROPERTIES COM 64110Y108 200 18 SH SOLE NONE 18 0 0
NETFLIX INC. COM 64110L106 32,130 450 SH SOLE NONE 450 0 0
NEW JERSEY RES CORP COM 646025106 16,812 300 SH DFND NONE 300 0 0
NEXTERA ENERGY INC COM 65339F101 187,301 2,134 SH DFND NONE 0 0 2,134
NEXTERA ENERGY INC COM 65339F101 283,409 3,229 SH SOLE NONE 3,229 0 0
NIKE INC CL B 654106103 130,950 3,190 SH DFND NONE 0 0 3,190
NIKE INC CL B 654106103 78,488 1,912 SH SOLE NONE 1,912 0 0
NOKIA CORP SPONSORED ADR 654902204 3,984 300 SH SOLE NONE 300 0 0
NORFOLK SOUTHN CORP COM 655844108 259,537 825 SH SOLE NONE 825 0 0
NOVA LTD COM M7516K103 7,058 13 SH SOLE NONE 13 0 0
NOVARTIS AG SPONSORED ADR 66987V109 87,763 560 SH DFND NONE 0 0 560
NOVARTIS AG SPONSORED ADR 66987V109 50,777 324 SH SOLE NONE 324 0 0
NOVOCURE LTD ORD SHS G6674U108 758 50 SH DFND NONE 0 0 50
NUCOR CORP COM 670346105 100,238 450 SH DFND NONE 0 0 450
NUVEEN CR STRATEGIES INCOME COM SHS 67073D102 8,874 1,826 SH DFND NONE 0 0 1,826
NVIDIA CORPORATION COM 67066G104 335,151 1,675 SH DFND NONE 0 0 1,675
NVIDIA CORPORATION COM 67066G104 50,725,816 253,515 SH SOLE NONE 235,204 0 18,311
OCCIDENTAL PETE CORP COM 674599105 71,689 1,476 SH DFND NONE 0 0 1,476
OCCIDENTAL PETE CORP *W EXP 08/03/202 674599162 6,238 234 SH DFND NONE 0 0 234
OCEANFIRST FINL CORP COM 675234108 23,436 1,200 SH DFND NONE 1,200 0 0
OGE ENERGY CORP COM 670837103 48,660 1,000 SH DFND NONE 900 0 100
OMNICOM GROUP INC COM 681919106 106,987 1,469 SH DFND NONE 0 0 1,469
OMNICOM GROUP INC COM 681919106 4,224 58 SH SOLE NONE 58 0 0
ONEOK INC NEW COM 682680103 1,043,802 12,006 SH DFND NONE 0 0 12,006
ORACLE CORP COM 68389X105 112,111 765 SH DFND NONE 765 0 0
ORACLE CORP COM 68389X105 1,068,056 7,288 SH SOLE NONE 7,288 0 0
ORGANON & CO COMMON STOCK 68622V106 1,016 75 SH DFND NONE 0 0 75
OTIS WORLDWIDE CORP COM 68902V107 5,728 80 SH DFND NONE 0 0 80
OTIS WORLDWIDE CORP COM 68902V107 3,580 50 SH SOLE NONE 50 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108 58,335 500 SH SOLE NONE 500 0 0
PAN AMERN SILVER CORP COM 697900108 19,349 432 SH SOLE NONE 432 0 0
PARAMOUNT SKYDANCE CORP COM CL B 69932A204 256 26 SH DFND NONE 0 0 26
PARKER-HANNIFIN CORP COM 701094104 2,908,929 2,974 SH SOLE NONE 2,974 0 0
PAYCHEX INC COM 704326107 494,403 5,028 SH DFND NONE 0 0 5,028
PAYCHEX INC COM 704326107 856,651 8,712 SH SOLE NONE 8,712 0 0
PAYPAL HLDGS INC COM 70450Y103 16,667 386 SH DFND NONE 363 0 23
PAYPAL HLDGS INC COM 70450Y103 6,045 140 SH SOLE NONE 140 0 0
PEPSICO INC COM 713448108 748,085 5,525 SH DFND NONE 600 0 4,925
PEPSICO INC COM 713448108 7,963,686 58,816 SH SOLE NONE 58,392 0 424
PFIZER INC COM 717081103 733,669 30,468 SH DFND NONE 2,500 0 27,968
PFIZER INC COM 717081103 610,428 25,350 SH SOLE NONE 25,350 0 0
PG&E CORP COM 69331C108 5,046 300 SH DFND NONE 0 0 300
PHILIP MORRIS INTL INC COM 718172109 680,041 3,759 SH DFND NONE 0 0 3,759
PHILIP MORRIS INTL INC COM 718172109 2,526,227 13,964 SH SOLE NONE 13,964 0 0
PHILLIPS 66 COM 718546104 210,298 1,244 SH DFND NONE 0 0 1,244
PHILLIPS 66 COM 718546104 27,386 162 SH SOLE NONE 162 0 0
PIMCO CORPORATE & INCM STRG COM 72200U100 8,712 729 SH DFND NONE 0 0 729
PNC FINL SVCS GROUP INC COM 693475105 611,364 2,483 SH DFND NONE 0 0 2,483
PORTLAND GEN ELEC CO COM NEW 736508847 57,013 1,100 SH DFND NONE 1,100 0 0
PPG INDS INC COM 693506107 303,468 2,502 SH DFND NONE 0 0 2,502
PPL CORP COM 69351T106 7,270 200 SH SOLE NONE 200 0 0
PRINCIPAL FINANCIAL GROUP IN COM 74251V102 70,057 650 SH DFND NONE 0 0 650
PROCTER & GAMBLE CO COM 742718109 6,548,649 44,658 SH DFND NONE 2,125 0 42,533
PROCTER & GAMBLE CO COM 742718109 1,169,601 7,976 SH SOLE NONE 7,976 0 0
PROFESIONALLY MANAGED PORTFO AKRE FOCUS ETF 74316P579 142,922 2,687 SH SOLE NONE 2,687 0 0
PROLOGIS INC. COM 74340W103 125,310 925 SH DFND NONE 0 0 925
PROLOGIS INC. COM 74340W103 8,670 64 SH SOLE NONE 64 0 0
PRUDENTIAL FINL INC COM 744320102 7,879 73 SH DFND NONE 0 0 73
PUBLIC STORAGE COM 74460D109 7,646,443 24,022 SH SOLE NONE 23,748 0 274
PUBLIC SVC ENTERPRISE GROUP COM 744573106 58,841 725 SH DFND NONE 0 0 725
PUBLIC SVC ENTERPRISE GROUP COM 744573106 9,444,833 116,373 SH SOLE NONE 115,434 0 939
PUTNAM ETF TRUST FRANKLIN NY MUNI 746729763 574 72 SH DFND NONE 0 0 72
PUTNAM ETF TRUST FRANKLIN NY MUNI 746729763 228,014 28,609 SH SOLE NONE 28,609 0 0
QNITY ELECTRONICS INC COMMON STOCK 74743L100 7,676 47 SH DFND NONE 0 0 47
QUALCOMM INC COM 747525103 397,299 2,150 SH DFND NONE 0 0 2,150
QUALCOMM INC COM 747525103 41,023 222 SH SOLE NONE 222 0 0
QUANTA SVCS INC COM 74762E102 4,054,545 5,631 SH SOLE NONE 5,449 0 182
RALPH LAUREN CORP CL A 751212101 184,649 460 SH DFND NONE 0 0 460
REGENERON PHARMACEUTICALS COM 75886F107 8,106 13 SH SOLE NONE 13 0 0
REGIONS FINANCIAL CORP NEW COM 7591EP100 98,150 3,250 SH DFND NONE 0 0 3,250
RESIDEO TECHNOLOGIES INC COM 76118Y104 187 6 SH SOLE NONE 6 0 0
RH COM 74967X103 329,460 2,000 SH DFND NONE 0 0 2,000
RIO TINTO PLC SPONSORED ADR 767204100 227,832 2,400 SH DFND NONE 0 0 2,400
RIVIAN AUTOMOTIVE INC COM CL A 76954A103 1,735 100 SH SOLE NONE 100 0 0
RMR GROUP INC CL A 74967R106 1,006 49 SH DFND NONE 0 0 49
ROKU INC COM CL A 77543R102 8,703 63 SH SOLE NONE 63 0 0
ROSS STORES INC COM 778296103 159,638 750 SH DFND NONE 0 0 750
ROSS STORES INC COM 778296103 7,450 35 SH SOLE NONE 35 0 0
ROYAL BK CDA COM 780087102 496,728 2,400 SH DFND NONE 0 0 2,400
RTX CORPORATION COM 75513E101 725,148 3,822 SH DFND NONE 0 0 3,822
RTX CORPORATION COM 75513E101 37,377 197 SH SOLE NONE 197 0 0
S&P GLOBAL INC COM 78409V104 46,835 115 SH DFND NONE 0 0 115
SANDISK CORP COM 80004C200 75,033 33 SH DFND NONE 0 0 33
SCHWAB CHARLES CORP COM 808513105 276,810 3,000 SH DFND NONE 0 0 3,000
SCHWAB CHARLES CORP COM 808513105 270,351 2,930 SH SOLE NONE 2,930 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,129,382 38,998 SH SOLE NONE 38,998 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 86,406 2,936 SH SOLE NONE 2,936 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 1,387 41 SH SOLE NONE 41 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 13,015 353 SH SOLE NONE 353 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 37,250 1,031 SH DFND NONE 0 0 1,031
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 19,727 546 SH SOLE NONE 546 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 51,417 1,418 SH SOLE NONE 1,418 0 0
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755 33,344 632 SH SOLE NONE 632 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 11,194 353 SH SOLE NONE 353 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 2,548 92 SH SOLE NONE 92 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 66,221 2,863 SH SOLE NONE 2,863 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 26,190 1,106 SH SOLE NONE 1,106 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 4,346 164 SH DFND NONE 0 0 164
SCHWAB STRATEGIC TR US TIPS ETF 808524870 3,233 122 SH SOLE NONE 122 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 5,197 108 SH SOLE NONE 108 0 0
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 17,370 18 SH SOLE NONE 18 0 0
SEI INVTS CO COM 784117103 8,508 97 SH SOLE NONE 97 0 0
SELECT SECTOR SPDR TR STATE STREET HEA 81369Y209 9,837 62 SH SOLE NONE 62 0 0
SELECT SECTOR SPDR TR STATE STREET CON 81369Y407 13,018 111 SH SOLE NONE 111 0 0
SELECT SECTOR SPDR TR STATE STREET FIN 81369Y605 11,312 211 SH SOLE NONE 211 0 0
SELECT SECTOR SPDR TR STATE STREET IND 81369Y704 13,522 73 SH DFND NONE 0 0 73
SELECT SECTOR SPDR TR STATE STREET IND 81369Y704 16,300 88 SH SOLE NONE 88 0 0
SELECT SECTOR SPDR TR STATE STREET TEC 81369Y803 4,893,697 25,686 SH DFND NONE 0 0 25,686
SELECT SECTOR SPDR TR STATE STREET TEC 81369Y803 18,272,392 95,908 SH SOLE NONE 92,318 0 3,590
SELECT SECTOR SPDR TR STATE STREET COM 81369Y852 749,910 7,000 SH DFND NONE 0 0 7,000
SELECT SECTOR SPDR TR STATE STREET UTI 81369Y886 11,154 246 SH DFND NONE 0 0 246
SELECTIVE INS GROUP INC COM 816300107 87,115 898 SH SOLE NONE 898 0 0
SEMPRA COM 816851109 115,888 1,250 SH DFND NONE 0 0 1,250
SEMPRA COM 816851109 37,084 400 SH SOLE NONE 400 0 0
SHAKE SHACK INC CL A 819047101 2,801 50 SH DFND NONE 0 0 50
SHELL PLC SPON ADS 780259305 185,631 2,394 SH DFND NONE 0 0 2,394
SHERWIN WILLIAMS CO COM 824348106 3,099 9 SH SOLE NONE 9 0 0
SHOPIFY INC CL A SUB VTG SHS 82509L107 228,360 2,000 SH DFND NONE 0 0 2,000
SIMON PPTY GROUP INC NEW COM 828806109 50,321 225 SH DFND NONE 0 0 225
SLB LIMITED COM STK 806857108 232,450 5,000 SH DFND NONE 2,000 0 3,000
SMUCKER J M CO COM NEW 832696405 37,688 335 SH DFND NONE 0 0 335
SMUCKER J M CO COM NEW 832696405 15,750 140 SH SOLE NONE 140 0 0
SNAP ON INC COM 833034101 152,912 380 SH DFND NONE 0 0 380
SNOWFLAKE INC COM SHS 833445109 19,088 75 SH DFND NONE 75 0 0
SOLSTICE ADVANCED MATLS INC COM SHS 83443Q103 63,881 721 SH DFND NONE 34 0 687
SOLSTICE ADVANCED MATLS INC COM SHS 83443Q103 7,531 85 SH SOLE NONE 85 0 0
SOLVENTUM CORP COM SHS 83444M101 11,341 147 SH DFND NONE 0 0 147
SONY GROUP CORP SPONSORED ADR 835699307 5,015 250 SH DFND NONE 0 0 250
SOUTHERN CO COM 842587107 53,119 555 SH DFND NONE 0 0 555
SPDR GOLD TR GOLD SHS 78463V107 543,729 1,476 SH SOLE NONE 1,476 0 0
SPDR INDEX SHS FDS STATE STREET SPD 78463X509 24,285 469 SH SOLE NONE 469 0 0
SPDR SERIES TRUST STATE STREET SPD 78464A300 6,656 61 SH SOLE NONE 61 0 0
SPDR SERIES TRUST STATE STREET SPD 78464A359 70,946 658 SH SOLE NONE 658 0 0
SPDR SERIES TRUST STATE STREET SPD 78464A763 175,311 1,152 SH SOLE NONE 1,152 0 0
SPDR SERIES TRUST STATE STREET SPD 78464A805 126,924 1,398 SH SOLE NONE 1,398 0 0
SPDR SERIES TRUST STATE STREET SPD 78464A839 6,165 65 SH SOLE NONE 65 0 0
SPDR SERIES TRUST STATE STREET SPD 78464A847 57,494 851 SH DFND NONE 0 0 851
SPDR SERIES TRUST STATE STREET SPD 78464A847 81,140 1,201 SH SOLE NONE 1,201 0 0
SPDR SERIES TRUST STATE STREET SPD 78464A854 286,577 3,261 SH SOLE NONE 3,261 0 0
SPDR SERIES TRUST STATE STREET SPD 78468R531 31,043,967 425,668 SH SOLE NONE 425,668 0 0
SPDR SERIES TRUST STATE STREET SPD 78468R622 1,446 15 SH SOLE NONE 15 0 0
SPDR SERIES TRUST STATE STREET SPD 78468R663 7,767,040 84,756 SH SOLE NONE 84,756 0 0
SPDR SERIES TRUST STATE STREET SPD 78468R788 32,204 675 SH SOLE NONE 675 0 0
SPDR SERIES TRUST STATE STREET SPD 78468R853 63,956 1,109 SH SOLE NONE 1,109 0 0
STANLEY BLACK & DECKER INC COM 854502101 117,179 1,245 SH DFND NONE 0 0 1,245
STARBUCKS CORP COM 855244109 5,110 50 SH DFND NONE 0 0 50
STARBUCKS CORP COM 855244109 37,095 363 SH SOLE NONE 363 0 0
STATE STR CORP COM 857477103 29,680 175 SH DFND NONE 175 0 0
STATE STR CORP COM 857477103 25,440 150 SH SOLE NONE 150 0 0
STATE STR SPDR DOW JONES IND UT SER 1 78467X109 1,402,617 2,685 SH DFND NONE 0 0 2,685
STATE STR SPDR DOW JONES IND UT SER 1 78467X109 323,882 620 SH SOLE NONE 620 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 3,824,209 5,121 SH DFND NONE 667 0 4,454
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 1,795,982 2,405 SH SOLE NONE 2,405 0 0
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 1,374,326 1,954 SH DFND NONE 0 0 1,954
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 200,452 285 SH SOLE NONE 285 0 0
STRYKER CORPORATION COM 863667101 215,351 684 SH DFND NONE 0 0 684
STRYKER CORPORATION COM 863667101 4,754,399 15,101 SH SOLE NONE 14,667 0 434
SYNOPSYS INC COM 871607107 59,327 133 SH SOLE NONE 133 0 0
SYSCO CORP COM 871829107 727,146 8,700 SH DFND NONE 0 0 8,700
SYSCO CORP COM 871829107 8,859 106 SH SOLE NONE 106 0 0
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 409,277 857 SH DFND NONE 765 0 92
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 33,430 70 SH SOLE NONE 70 0 0
TARGET CORP COM 87612E106 263,832 2,020 SH DFND NONE 0 0 2,020
TARGET CORP COM 87612E106 1,959 15 SH SOLE NONE 15 0 0
TE CONNECTIVITY PLC ORD SHS G87052109 34,274 170 SH DFND NONE 0 0 170
TE CONNECTIVITY PLC ORD SHS G87052109 7,117,236 35,302 SH SOLE NONE 35,012 0 290
TENET HEALTHCARE CORP COM NEW 88033G407 13,657 73 SH SOLE NONE 73 0 0
TERADATA CORP DEL COM 88076W103 6,930 200 SH SOLE NONE 200 0 0
TESLA INC COM 88160R101 527,432 1,254 SH DFND NONE 0 0 1,254
TESLA INC COM 88160R101 46,687 111 SH SOLE NONE 111 0 0
TEXAS INSTRS INC COM 882508104 163,939 550 SH DFND NONE 0 0 550
TEXAS INSTRS INC COM 882508104 284,955 956 SH SOLE NONE 956 0 0
THE CIGNA GROUP COM 125523100 9,373 34 SH DFND NONE 0 0 34
THERMO FISHER SCIENTIFIC INC COM 883556102 325,884 650 SH DFND NONE 150 0 500
THERMO FISHER SCIENTIFIC INC COM 883556102 547,485 1,092 SH SOLE NONE 1,092 0 0
TJX COS INC NEW COM 872540109 418,292 2,761 SH DFND NONE 375 0 2,386
TJX COS INC NEW COM 872540109 12,787,812 84,408 SH SOLE NONE 82,812 0 1,596
TKO GROUP HOLDINGS INC CL A 87256C101 10,267 51 SH SOLE NONE 51 0 0
TOMPKINS FINL CORP COM 890110109 80,339,164 849,970 SH DFND NONE 0 0 849,970
TOMPKINS FINL CORP COM 890110109 25,269,827 267,349 SH SOLE NONE 0 0 267,349
TORONTO DOMINION BK ONT COM NEW 891160509 145,716 1,200 SH DFND NONE 0 0 1,200
TRANE TECHNOLOGIES PLC SHS G8994E103 8,350 17 SH SOLE NONE 17 0 0
TRAVELERS COMPANIES INC COM 89417E109 96,065 291 SH DFND NONE 0 0 291
TRAVELERS COMPANIES INC COM 89417E109 93,094 282 SH SOLE NONE 282 0 0
TRUIST FINL CORP COM 89832Q109 329,609 6,616 SH DFND NONE 0 0 6,616
TYSON FOODS INC CL A 902494103 16,774 293 SH SOLE NONE 293 0 0
UIPATH INC CL A 90364P105 815 75 SH DFND NONE 0 0 75
UNION PAC CORP COM 907818108 192,576 708 SH DFND NONE 0 0 708
UNION PAC CORP COM 907818108 99,824 367 SH SOLE NONE 367 0 0
UNITED PARCEL SVCS INC CL B 911312106 58,803 547 SH SOLE NONE 547 0 0
UNITEDHEALTH GROUP INC COM 91324P102 727,353 1,750 SH DFND NONE 0 0 1,750
UNITEDHEALTH GROUP INC COM 91324P102 17,872 43 SH SOLE NONE 43 0 0
US BANCORP COM NEW 902973304 135,840 2,249 SH DFND NONE 0 0 2,249
V F CORP COM 918204108 717 43 SH SOLE NONE 43 0 0
V2X INC COM 92242T101 75 1 SH DFND NONE 0 0 1
VALERO ENERGY CORP COM 91913Y100 3,907 15 SH SOLE NONE 15 0 0
VANECK ETF TRUST FALLEN ANGEL HG 92189F437 45,468 1,555 SH DFND NONE 0 0 1,555
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 11,332 109 SH DFND NONE 0 0 109
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 3,933,950 37,841 SH SOLE NONE 37,841 0 0
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 21,644 33 SH DFND NONE 0 0 33
VANECK ETF TRUST VANECK VIETNAM 92189F817 3,694 200 SH DFND NONE 200 0 0
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 3,102,711 37,554 SH SOLE NONE 37,554 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 109,374 1,426 SH SOLE NONE 1,426 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 59,835 768 SH SOLE NONE 768 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 734 10 SH DFND NONE 0 0 10
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 42,392,807 577,480 SH SOLE NONE 577,480 0 0
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 141,973 2,852 SH SOLE NONE 2,852 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 98,901 144 SH DFND NONE 0 0 144
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 38,042,406 55,390 SH SOLE NONE 55,390 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 39,520 200 SH DFND NONE 200 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 40,983 425 SH DFND NONE 0 0 425
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 374,438 3,883 SH SOLE NONE 2,863 0 1,020
VANGUARD INDEX FDS SML CP GRW ETF 922908595 25,599 70 SH SOLE NONE 70 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 205,084 844 SH SOLE NONE 844 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 400,916 4,976 SH SOLE NONE 4,976 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 396,933 4,608 SH SOLE NONE 4,608 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 373,314 1,713 SH SOLE NONE 1,713 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 22,734 75 SH DFND NONE 75 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,236,730 4,080 SH SOLE NONE 4,080 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,525,675 4,123 SH DFND NONE 0 0 4,123
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,163,406 3,144 SH SOLE NONE 3,144 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 191,322 1,219 SH SOLE NONE 1,219 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 29,845 500 SH DFND NONE 500 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 192,500 3,225 SH SOLE NONE 3,225 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 290,234 3,278 SH SOLE NONE 3,278 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 3,868 77 SH DFND NONE 0 0 77
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 259,979 4,467 SH SOLE NONE 4,467 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 131,190 1,660 SH SOLE NONE 1,660 0 0
VANGUARD SCOTTSDALE FDS VNG RUS3000IDX 92206C599 203,827 615 SH DFND NONE 615 0 0
VANGUARD SCOTTSDALE FDS VNG RUS3000IDX 92206C599 98,511,739 297,236 SH SOLE NONE 296,642 0 594
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 69,273 542 SH SOLE NONE 542 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 102,153 1,732 SH SOLE NONE 1,732 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 3,417 73 SH DFND NONE 0 0 73
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 18,209 389 SH SOLE NONE 389 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 80,088 969 SH SOLE NONE 969 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 25,318 107 SH SOLE NONE 107 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 36,086,201 506,473 SH SOLE NONE 505,622 0 851
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,008,864 6,384 SH SOLE NONE 6,384 0 0
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 289,985 2,953 SH SOLE NONE 2,953 0 0
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885 3,496 52 SH SOLE NONE 52 0 0
VANGUARD WORLD FD FINANCIALS ETF 92204A405 132 1 SH SOLE NONE 1 0 0
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 92,095 308 SH SOLE NONE 308 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702 14,342 120 SH DFND NONE 0 0 120
VANGUARD WORLD FD INF TECH ETF 92204A702 72,429 606 SH SOLE NONE 606 0 0
VENTAS INC COM 92276F100 177,600 2,000 SH DFND NONE 0 0 2,000
VERALTO CORP COM SHS 92338C103 1,153 13 SH DFND NONE 0 0 13
VERALTO CORP COM SHS 92338C103 34,319 387 SH SOLE NONE 387 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 584,334 13,801 SH DFND NONE 0 0 13,801
VERIZON COMMUNICATIONS INC COM 92343V104 584,631 13,808 SH SOLE NONE 13,808 0 0
VERSANT MEDIA GROUP INC COM CL A 925283103 5,942 165 SH DFND NONE 0 0 165
VERSANT MEDIA GROUP INC COM CL A 925283103 1,332 37 SH SOLE NONE 37 0 0
VERTEX PHARMACEUTICALS INC COM 92532F100 11,922 24 SH SOLE NONE 24 0 0
VIATRIS INC COM 92556V106 2,303 145 SH DFND NONE 0 0 145
VISA INC COM CL A 92826C839 12,008 35 SH DFND NONE 0 0 35
VISA INC COM CL A 92826C839 127,629 372 SH SOLE NONE 372 0 0
VISTRA CORP COM 92840M102 31,885 201 SH DFND NONE 0 0 201
VONTIER CORPORATION COM 928881101 11,600 400 SH DFND NONE 400 0 0
VULCAN MATLS CO COM 929160109 88,503 300 SH DFND NONE 300 0 0
WABTEC COM 929740108 25,612 95 SH DFND NONE 0 0 95
WALMART INC COM 931142103 1,646,800 14,540 SH DFND NONE 0 0 14,540
WALMART INC COM 931142103 23,850,857 210,585 SH SOLE NONE 208,663 0 1,922
WARNER BROS DISCOVERY INC COM SER A 934423104 79,900 2,997 SH DFND NONE 0 0 2,997
WARNER BROS DISCOVERY INC COM SER A 934423104 7,252 272 SH SOLE NONE 272 0 0
WASTE MGMT INC DEL COM 94106L109 72,213 324 SH DFND NONE 0 0 324
WASTE MGMT INC DEL COM 94106L109 13,970,341 62,681 SH SOLE NONE 61,987 0 694
WATERS CORP COM 941848103 223,524 596 SH DFND NONE 27 0 569
WATSCO INC COM 942622200 416,730 1,000 SH DFND NONE 0 0 1,000
WEBSTER FINL CORP COM 947890109 1,930,522 25,262 SH DFND NONE 100 0 25,162
WEBULL CORP ORD SHS G9572D103 3,684 565 SH DFND NONE 0 0 565
WEC ENERGY GROUP INC COM 92939U106 233,540 2,000 SH DFND NONE 0 0 2,000
WEC ENERGY GROUP INC COM 92939U106 7,473 64 SH SOLE NONE 64 0 0
WELLS FARGO & CO COM 949746101 111,564 1,350 SH DFND NONE 0 0 1,350
WELLS FARGO & CO COM 949746101 5,785 70 SH SOLE NONE 70 0 0
WESTERN DIGITAL CORP COM 958102105 63,872 100 SH DFND NONE 0 0 100
WHEATON PRECIOUS METALS CORP COM 962879102 27,743 247 SH DFND NONE 0 0 247
WHIRLPOOL CORP COM 963320106 10,210 259 SH DFND NONE 0 0 259
WILLIS TOWERS WATSON PLC LTD SHS G96629103 2,352 9 SH SOLE NONE 9 0 0
WISDOMTREE TR US TOTAL DIVIDND 97717W109 42,241 453 SH SOLE NONE 453 0 0
WISDOMTREE TR ITL HDG QTLY DIV 97717X594 81,503 1,556 SH DFND NONE 0 0 1,556
WISDOMTREE TR EUROPE HEDGED EQ 97717X701 88,920 1,560 SH DFND NONE 0 0 1,560
WP CAREY INC COM 92936U109 19,305 270 SH SOLE NONE 270 0 0
WW GRAINGER INC COM 384802104 242,151 178 SH SOLE NONE 178 0 0
XYLEM INC COM 98419M100 2,364 20 SH DFND NONE 0 0 20
XYLEM INC COM 98419M100 13,358 113 SH SOLE NONE 113 0 0
YORK WTR CO COM 987184108 110,340 3,600 SH DFND NONE 3,600 0 0
YUM BRANDS INC COM 988498101 239,790 1,500 SH DFND NONE 0 0 1,500
YUM BRANDS INC COM 988498101 7,034 44 SH SOLE NONE 44 0 0
ZEBRA TECHNOLOGIES CORPORATI CL A 989207105 2,896 11 SH SOLE NONE 11 0 0
ZILLOW GROUP INC CL C CAP STK 98954M200 189,120 6,000 SH DFND NONE 0 0 6,000
ZIMMER BIOMET HOLDINGS INC COM 98956P102 6,887 80 SH DFND NONE 0 0 80