The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 1,391,551 3,894 SH SOLE 0 0 3,894
ALPHABET INC CAP STK CL C 02079K107 1,122,561 3,177 SH SOLE 0 0 3,177
AMAZON COM INC COM 023135106 1,705,680 7,157 SH SOLE 0 0 7,157
APPLE INC COM 037833100 2,620,452 9,056 SH SOLE 0 0 9,056
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 623,486 1,246 SH SOLE 0 0 1,246
BOEING CO COM 097023105 259,475 1,199 SH SOLE 0 0 1,199
BOOKING HOLDINGS INC COM 09857L108 204,533 1,148 SH SOLE 0 0 1,148
CAPITAL GROUP CORE BALANCED SHS 14021D107 16,015,595 421,907 SH SOLE 0 0 421,907
CAPITAL GROUP DIVIDEND VALUE SHS CREAT UNIT 14020W106 9,327,438 189,274 SH SOLE 0 0 189,274
COHEN & STEERS ETF TRUST REAL EST ACT ETF 19249U104 573,464 20,207 SH SOLE 0 0 20,207
COSTCO WHOLESALE CORPORATION COM 22160K105 1,782,018 1,905 SH SOLE 0 0 1,905
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 31,677,387 850,171 SH SOLE 0 0 850,171
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 8,418,129 120,431 SH SOLE 0 0 120,431
ELI LILLY & CO COM 532457108 2,623,222 2,187 SH SOLE 0 0 2,187
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 191,200 10,000 SH SOLE 0 0 10,000
EXXON MOBIL CORP COM 30231G102 368,615 2,696 SH SOLE 0 0 2,696
FIDELITY COVINGTON TRUST ENHANCED INTL 31609A404 396,565 9,882 SH SOLE 0 0 9,882
GLACIER BANCORP INC NEW COM 37637Q105 526,374 10,205 SH SOLE 0 0 10,205
GLOBAL X FDS RBTCS ARTFL INTE 37954Y715 234,090 6,170 SH SOLE 0 0 6,170
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 1,024,228 22,412 SH SOLE 0 0 22,412
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 619,776 4,368 SH SOLE 0 0 4,368
HOME DEPOT INC COM 437076102 383,563 1,088 SH SOLE 0 0 1,088
INTEL CORP COM 458140100 426,290 3,053 SH SOLE 0 0 3,053
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101 263,690 7,921 SH SOLE 0 0 7,921
ISHARES TR CORE S&P500 ETF 464287200 241,212 322 SH SOLE 0 0 322
ISHARES TR CORE US AGGBD ET 464287226 3,230,410 32,637 SH SOLE 0 0 32,637
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670 301,339 6,420 SH SOLE 0 0 6,420
J P MORGAN EXCHANGE TRADED F INTRNL RES EQT 46641Q134 1,920,486 23,281 SH SOLE 0 0 23,281
MICRON TECHNOLOGY INC COM 595112103 490,573 425 SH SOLE 0 0 425
MICROSOFT CORP COM 594918104 1,752,353 4,701 SH SOLE 0 0 4,701
MPLX LP COM UNIT REP LTD 55336V100 297,760 5,286 SH SOLE 0 0 5,286
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201 388,152 3,316 SH SOLE 0 0 3,316
NVIDIA CORPORATION COM 67066G104 881,448 4,405 SH SOLE 0 0 4,405
ORACLE CORP COM 68389X105 345,839 2,360 SH SOLE 0 0 2,360
PALANTIR TECHNOLOGIES INC CL A 69608A108 285,141 2,444 SH SOLE 0 0 2,444
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 297,856 10,285 SH SOLE 0 0 10,285
SPDR INDEX SHS FDS ST STR PO EX ETF 78463X889 639,584 12,693 SH SOLE 0 0 12,693
SPDR SERIES TRUST ST STR P500ETF 78464A854 51,402,730 584,920 SH SOLE 0 0 584,920
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 352,659 472 SH SOLE 0 0 472
TESLA INC COM 88160R101 284,746 677 SH SOLE 0 0 677
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1,062,009 14,467 SH SOLE 0 0 14,467
VANGUARD INDEX FDS GROWTH ETF 922908736 71,146,916 825,945 SH SOLE 0 0 825,945
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 602,182 877 SH SOLE 0 0 877
VANGUARD INDEX FDS SM CP VAL ETF 922908611 238,021 980 SH SOLE 0 0 980
VANGUARD INDEX FDS SMALL CP ETF 922908751 211,682 698 SH SOLE 0 0 698
VANGUARD INDEX FDS TOTAL STK MKT 922908769 323,045 873 SH SOLE 0 0 873
VANGUARD MALVERN FDS CORE BD ETF 922020748 29,949,011 387,776 SH SOLE 0 0 387,776
VANGUARD MUN BD FDS SHORT TAX EXEMPT 922907696 782,449 10,211 SH SOLE 0 0 10,211
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 462,578 9,145 SH SOLE 0 0 9,145
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 216,127 1,691 SH SOLE 0 0 1,691
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 68,457,385 866,220 SH SOLE 0 0 866,220
VANGUARD STAR FDS VG TL INTL STK F 921909768 667,357 7,806 SH SOLE 0 0 7,806
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 535,479 7,515 SH SOLE 0 0 7,515
VANGUARD WELLINGTON FD SHORT TRM TAX EX 921935870 514,553 5,079 SH SOLE 0 0 5,079
VANGUARD WORLD FD ESG INTL STK ETF 921910725 327,271 3,975 SH SOLE 0 0 3,975
VANGUARD WORLD FD ESG US STK ETF 921910733 769,324 5,818 SH SOLE 0 0 5,818
VERIFYME INC COM NEW 92346X206 42,639 69,445 SH SOLE 0 0 69,445
WESTERN MIDSTREAM PARTNERS L COM UNIT LP INT 958669103 350,080 8,000 SH SOLE 0 0 8,000