MOST MORTGAGE DEPOSITOR, LLC ABS-15G
Exhibit 99.4
| Exception Level | |||||||||||||||
| Run Date - XX/XX/XXXX | |||||||||||||||
| Intent Loan ID | Loan # 1 | Loan # 2 | Loan # 3 | Exception Category | Exception Sub-Category | Exception Status | Exception Grade | Loan Exception ID | Exception | Exception Detail | Exception Information | Compensating Factors | Seller Comments | Reviewer Comments | Exception Remediation |
| XXXXXXXXXXX | 10291307 | XXXXXXX | Credit | Guidelines | Resolved | Resolved | XXXXXXXXXX-XXXXXXX | Loan does not conform to program guidelines | * Loan does not conform to program guidelines (Lvl R) | Missing Notice of Right to Cancel | 6/16/2026 - MoOM provided Notice of Right to Cancel | 6/16/2026 - Resolved, MoOM provided Notice of Right to Cancel | 6/16/2026 - Resolved, MoOM provided Notice of Right to Cancel | ||
| XXXXXXXXXXX | 10447474 | XXXXXXX | Credit | Guidelines | Resolved | Resolved | XXXXXXXXXX-XXXXXXX | Loan does not conform to program guidelines | * Loan does not conform to program guidelines (Lvl R) | Missing Settlement Service Provider list | 6/10/2026 - MoOM provided a Settlement Service Provider List | 6/12/2026 - Resolved, MoOM provided a Settlement Service Provider List | 6/12/2026 - Resolved, MoOM provided a Settlement Service Provider List | ||
| XXXXXXXXXXX | 10452347 | XXXXXXX | Credit | Guidelines | Resolved | Resolved | XXXXXXXXXX-XXXXXXX | Loan does not conform to program guidelines | * Loan does not conform to program guidelines (Lvl R) | Missing executed Survey Affidavit (FL) | 6/10/2026 - MoOM provided an executed Survey Affidavit (FL) | 6/12/2026 - Resolved, MoOM provided an executed Survey Affidavit (FL) | 6/12/2026 - Resolved, MoOM provided an executed Survey Affidavit (FL) | ||
| XXXXXXXXXXX | 10549546 | XXXXXXX | Credit | Guidelines | Resolved | Resolved | XXXXXXXXXX-XXXXXXX | Loan does not conform to program guidelines | * Loan does not conform to program guidelines (Lvl R) | Missing Alternate Contact and Comparison of Loan Products | 7/1/2026 - MoOM provided Comparison of Loan Products and Alternate Contact form | 7/1/2026 - Resolved, MoOM provided executed Comparison of Loan Products and Alternate Contact form | 7/1/2026 - Resolved, MoOM provided executed Comparison of Loan Products and Alternate Contact form | ||
| XXXXXXXXXXX | 10556860 | XXXXXXX | Credit | Guidelines | Resolved | Resolved | XXXXXXXXXX-XXXXXXX | Loan does not conform to program guidelines | * Loan does not conform to program guidelines (Lvl R) | Missing Fair lending Notification | 6/10/2026 - MoOM provided executed Fair Lending Notice | 6/11/2026 - Resolved, MoOM provided executed Fair Lending Notice |
6/11/2026 - Resolved, MoOM provided executed Fair Lending Notice | ||
| XXXXXXXXXXX | 10556860 | XXXXXXX | Credit | Other Disclosures | Resolved | Resolved | XXXXXXXXXX-XXXXXXX | Occupancy | * Missing Verification of Occupancy (Lvl R) | Missing Verification of Occupancy | 6/10/2026 - MoOM provided executed Verification of Occupancy | 6/11/2026 - Resolved, MoOM provided executed Verification of Occupancy | 6/11/2026 - Resolved, MoOM provided executed Verification of Occupancy | ||
| XXXXXXXXXXX | 10577600 | XXXXXXX | Valuation | Value | Resolved | Resolved | XXXXXXXXXX-XXXXXXX | Value used by lender not supported | * Value used by lender not supported (Lvl R) | Value not supported by Secondary product (Desk Review - CDA):-XX.XXX% variance, CDA value of $X,XXX,XXX.XX compared to Appraised value of $X,XXX,XXX.XX. | 6/23/2026 - MoOM provided a Field review for subject property | 6/24/2026 - Resolved, MoOM provided a Field review which supported the value within tolerance. | 6/24/2026 - Resolved, MoOM provided a Field review which supported the value within tolerance. | ||
| XXXXXXXXXXX | 10680932 | XXXXXXX | Credit | Guidelines | Resolved | Resolved | XXXXXXXXXX-XXXXXXX | Loan does not conform to program guidelines | * Loan does not conform to program guidelines (Lvl R) | Missing Notice of Right to Cancel | 5/28/2026 - MoOM provided executed Notice of Right to Cancel | 5/29/2026 - Resolved, MoOM provided executed Notice of Right to Cancel | 5/29/2026 - Resolved, MoOM provided executed Notice of Right to Cancel | ||
| XXXXXXXXXXX | 10684188 | XXXXXXX | Credit | Guidelines | Resolved | Resolved | XXXXXXXXXX-XXXXXXX | Loan does not conform to program guidelines | * Loan does not conform to program guidelines (Lvl R) | Missing Fair Lending Notice | 6/18/2026 - MoOM provided executed Fair lending Notice | 6/19/2026 - Resolved, MoOM provided executed Fair lending Notice | 6/19/2026 - Resolved, MoOM provided executed Fair lending Notice | ||
| XXXXXXXXXXX | 10688226 | XXXXXXX | Credit | Guidelines | Resolved | Resolved | XXXXXXXXXX-XXXXXXX | Loan does not conform to program guidelines | * Loan does not conform to program guidelines (Lvl R) | Missing Approved Loan Notification | 5/28/2026 - MoOM provided Approved loan Notification | 5/29/2026 - Resolved, MoOM provided missing Approved loan Notification | 5/29/2026 - Resolved, MoOM provided missing Approved loan Notification | ||
| XXXXXXXXXXX | 10700112 | XXXXXXX | Credit | Guidelines | Resolved | Resolved | XXXXXXXXXX-XXXXXXX | Loan does not conform to program guidelines | * Loan does not conform to program guidelines (Lvl R) | Missing Financial Assessment Worksheet | 6/10/2026 - MoOM provided Financial Assesment Worksheet | 6/12/2026 - Resolved, MoOM provided Financial Assessment Worksheet | 6/12/2026 - Resolved, MoOM provided Financial Assessment Worksheet | ||
| XXXXXXXXXXX | 10703571 | XXXXXXX | Credit | Guidelines | Resolved | Resolved | XXXXXXXXXX-XXXXXXX | Loan does not conform to program guidelines | * Loan does not conform to program guidelines (Lvl R) | Missing Settlement Service Provider List | 6/10/2026 - MoOM provided an executed Settlement Service Provider List | 6/12/2026 - Resolved, MoOM provided an executed Settlement Service Provider List | 6/12/2026 - Resolved, MoOM provided an executed Settlement Service Provider List | ||
| XXXXXXXXXXX | 10714350 | XXXXXXX | Credit | Guidelines | Resolved | Resolved | XXXXXXXXXX-XXXXXXX | Loan does not conform to program guidelines | * Loan does not conform to program guidelines (Lvl R) | Missing executed Alternate Contact Form | 6/23/2026 - MoOM provided a response that the Alternate Contact from was locted in the loan file on pg 314. | 6/24/2026: Resolved, Alternate Contact from located in the original loan file on pg. xxx. | 6/24/2026: Resolved, Alternate Contact from located in the original loan file on pg. xxx. | ||
| XXXXXXXXXXX | 10723332 | XXXXXXX | Credit | Guidelines | Resolved | Resolved | XXXXXXXXXX-XXXXXXX | Loan does not conform to program guidelines | * Loan does not conform to program guidelines (Lvl R) | Missing Settlement Servicer Provider list | 7/6/2026 - MoOM provided an execiuted Settlement Service provider list. | 7/6/2026 - Resolved, MoOM provided an executed Settlement Service Provider list. | 7/6/2026 - Resolved, MoOM provided an executed Settlement Service Provider list. | ||
| XXXXXXXXXXX | 10724558 | XXXXXXX | Credit | Guidelines | Resolved | Resolved | XXXXXXXXXX-XXXXXXX | Loan does not conform to program guidelines | * Loan does not conform to program guidelines (Lvl R) | Missing Verification of Occupancy | 6/10/2026 - MoOM provided supporting documentation for Verification of Occupancy | 6/12/2026 - Resolved, MoOM provided supporting documentation for Verification of Occupancy | 6/12/2026 - Resolved, MoOM provided supporting documentation for Verification of Occupancy | ||
| XXXXXXXXXXX | 10727370 | XXXXXXX | Credit | Guidelines | Resolved | Resolved | XXXXXXXXXX-XXXXXXX | Background | * Background Check/Fraud Report (Lvl R) | Missing Fraud Report | 6/10/2026 - MoOM provided Fraud Report (clear) | 6/12/2026 - Resolved, MoOM provided Fraud Report (clear) | 6/12/2026 - Resolved, MoOM provided Fraud Report (clear) | ||
| XXXXXXXXXXX | 10727461 | XXXXXXX | Credit | Guidelines | Resolved | Resolved | XXXXXXXXXX-XXXXXXX | Loan does not conform to program guidelines | * Loan does not conform to program guidelines (Lvl R) | Missing Survey Affidavit (FL) | 6/16/2026 - MoOM provided Survey Affidavit (FL) | 6/16/2026 - Resolved, MoOM provided Survey Affidavit (FL) | 6/16/2026 - Resolved, MoOM provided Survey Affidavit (FL) | ||
| XXXXXXXXXXX | 10730747 | XXXXXXX | Credit | Guidelines | Resolved | Resolved | XXXXXXXXXX-XXXXXXX | Loan does not conform to program guidelines | * Loan does not conform to program guidelines (Lvl R) | Missing Approved Loan Notification | 6/10/2026 - MoOM provided Approved Loan Notification | 6/12/2026 - Resolved, MoOM provided Approved Loan Notification | 6/12/2026 - Resolved, MoOM provided Approved Loan Notification | ||
| XXXXXXXXXXX | 10730791 | XXXXXXX | Credit | Guidelines | Resolved | Resolved | XXXXXXXXXX-XXXXXXX | Loan does not conform to program guidelines | * Loan does not conform to program guidelines (Lvl R) | Missing Fair Lending Notice | 7/7/2026 - MoOM provided Fair Lending Notice (in original Loan file) | 7/7/2026 - Resolved, Fair lending Notice was in the original loan file delivery | 7/7/2026 - Resolved, Fair lending Notice was in the original loan file delivery | ||
| XXXXXXXXXXX | 10739173 | XXXXXXX | Credit | Guidelines | Resolved | Resolved | XXXXXXXXXX-XXXXXXX | Background | * Background Check/Fraud Report (Lvl R) | Missing Fraud Report | 06/22/2026: MoOM provided Fraud Report | 6/23/2026: Resolved, MoOM provided missing Fraud report | 6/23/2026: Resolved, MoOM provided missing Fraud report | ||
| XXXXXXXXXXX | 10765410 | XXXXXXX | Credit | Guidelines | Resolved | Resolved | XXXXXXXXXX-XXXXXXX | Loan does not conform to program guidelines | * Loan does not conform to program guidelines (Lvl R) | Missing Survey Affidavit (FL) | 6/25/2026 - MoOM prvodied the missing Survey Affidavit (FL) | 6/25/2026 - Resolved, MoOM provided the missing Survey Affidavit (FL) | 6/25/2026 - Resolved, MoOM provided the missing Survey Affidavit (FL) | ||
| XXXXXXXXXXX | 10767386 | XXXXXXX | Credit | Guidelines | Resolved | Resolved | XXXXXXXXXX-XXXXXXX | Background | * Background Check/Fraud Report (Lvl R) | Missing Fraud Report | 7/7/2026 - MoOM provided Fraud report | 7/7/2026 - Resolved, MoOM provided the missing Fraud Report | 7/7/2026 - Resolved, MoOM provided the missing Fraud Report | ||