The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADVANCED MICRO DEVICES INC COM 007903107 309,044 532 SH SOLE 0 0 532
ALPHABET INC CAP STK CL A 02079K305 1,613,987 4,516 SH SOLE 0 0 4,516
ALPHABET INC CAP STK CL C 02079K107 839,568 2,376 SH SOLE 0 0 2,376
AMAZON COM INC COM 023135106 658,772 2,764 SH SOLE 0 0 2,764
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 9,835,703 101,935 SH SOLE 0 0 101,935
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 33,958,930 372,316 SH SOLE 0 0 372,316
ANNALY CAPITAL MANAGEMENT IN COM NEW 035710839 380,120 17,000 SH SOLE 0 0 17,000
APPLE INC COM 037833100 7,421,995 25,650 SH SOLE 0 0 25,650
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,571,199 3,140 SH SOLE 0 0 3,140
BLACKROCK ETF TRUST ISHA I IN TE ETF 09290C780 11,010,675 208,852 SH SOLE 0 0 208,852
BLACKROCK ETF TRUST ISHA IN CTRY ETF 09290C764 11,664,713 318,708 SH SOLE 0 0 318,708
BLACKROCK ETF TRUST ISHA LA CORE ETF 09290C855 5,371,306 106,637 SH SOLE 0 0 106,637
BLACKROCK ETF TRUST ISHA SYST AL ETF 09290C665 6,329,567 225,653 SH SOLE 0 0 225,653
BLACKROCK ETF TRUST ISHA US THEM ETF 09290C806 6,809,204 157,950 SH SOLE 0 0 157,950
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 20,519,342 301,711 SH SOLE 0 0 301,711
BLACKROCK ETF TRUST ISHARES US LARG 09290C863 2,124,398 62,796 SH SOLE 0 0 62,796
BLACKROCK ETF TRUST II ISHA FLEX IN ETF 092528603 4,058,131 77,534 SH SOLE 0 0 77,534
BLACKROCK ETF TRUST II ISHA GLO USD ETF 092528835 2,788,027 55,439 SH SOLE 0 0 55,439
BLACKROCK ETF TRUST II ISHA SECU IN ETF 092528819 842,077 16,889 SH SOLE 0 0 16,889
BLACKROCK ETF TRUST II ISHA TOTA RE ETF 092528876 311,965 6,199 SH SOLE 0 0 6,199
BLACKROCK ETF TRUST II SHOR DURA HI ETF 092528108 758,664 33,794 SH SOLE 0 0 33,794
BLACKROCK INC COM 09290D101 287,840 299 SH SOLE 0 0 299
BNY MELLON ETF TRUST HIGH YIELD ETF 09661T800 4,811,812 101,068 SH SOLE 0 0 101,068
CHEVRON CORPORATION COM 166764100 538,367 3,248 SH SOLE 0 0 3,248
CONSOLIDATED EDISON INC COM 209115104 358,197 3,238 SH SOLE 0 0 3,238
CORNING INC COM 219350105 403,835 1,581 SH SOLE 0 0 1,581
EA SERIES TRUST ARS FO OP ST ETF 02072Q531 767,535 16,454 SH SOLE 0 0 16,454
FIDELITY COVINGTON TRUST DIVID ETF RISI 316092832 243,235 3,749 SH SOLE 0 0 3,749
FIDELITY COVINGTON TRUST INT VL FCT ETF 316092717 245,026 6,361 SH SOLE 0 0 6,361
FIDELITY COVINGTON TRUST INTL MULTIFACTOR 316092535 229,081 6,453 SH SOLE 0 0 6,453
FIDELITY COVINGTON TRUST MOMENTUM FACTR 316092816 273,827 2,778 SH SOLE 0 0 2,778
FIDELITY MERRIMACK STR TR INVESTMENT GR SE 316188705 231,168 5,273 SH SOLE 0 0 5,273
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 201,885 4,438 SH SOLE 0 0 4,438
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108 416,542 8,109 SH SOLE 0 0 8,109
FIRST TR EXCH TRADED FD III MUNI HI INCM ETF 33739P301 1,621,581 33,442 SH SOLE 0 0 33,442
FRANKLIN TEMPLETON ETF TR FRANKLIN DYN MUN 35473P868 2,560,496 101,728 SH SOLE 0 0 101,728
GLOBAL X FDS DEFENSE TECH ETF 37960A529 5,144,322 86,155 SH SOLE 0 0 86,155
GRAYSCALE BITCOIN MINI TR ET SHS NEW 389930207 3,786,313 145,908 SH SOLE 0 0 145,908
INTERNATIONAL BUSINESS MACHS COM 459200101 204,163 726 SH SOLE 0 0 726
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537 2,596,737 110,405 SH SOLE 0 0 110,405
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233 1,599,509 26,123 SH SOLE 0 0 26,123
ISHARES GOLD TR ISHARES NEW 464285204 2,656,442 35,180 SH SOLE 0 0 35,180
ISHARES INC CORE MSCI EMKT 46434G103 271,377 3,276 SH SOLE 0 0 3,276
ISHARES INC EURO HIGH YIELD 464286210 744,529 13,823 SH SOLE 0 0 13,823
ISHARES INC MSCI EMRG CHN 46434G764 1,635,163 15,984 SH SOLE 0 0 15,984
ISHARES TR 20 YR TR BD ETF 464287432 2,190,433 25,346 SH SOLE 0 0 25,346
ISHARES TR 7-10 YR TRSY BD 464287440 1,707,212 18,052 SH SOLE 0 0 18,052
ISHARES TR A RATE CP BD ETF 46429B291 845,983 17,803 SH SOLE 0 0 17,803
ISHARES TR CORE DIV GRWTH 46434V621 1,623,301 21,418 SH SOLE 0 0 21,418
ISHARES TR CORE HIGH DV ETF 46429B663 650,310 23,725 SH SOLE 0 0 23,725
ISHARES TR CORE MSCI EAFE 46432F842 244,373 2,530 SH SOLE 0 0 2,530
ISHARES TR CORE S&P TTL STK 464287150 4,268,071 25,982 SH SOLE 0 0 25,982
ISHARES TR CORE S&P500 ETF 464287200 303,947 406 SH SOLE 0 0 406
ISHARES TR EAFE GRWTH ETF 464288885 3,715,408 29,862 SH SOLE 0 0 29,862
ISHARES TR EAFE VALUE ETF 464288877 4,090,893 53,441 SH SOLE 0 0 53,441
ISHARES TR EUROPE ETF 464287861 2,165,971 29,732 SH SOLE 0 0 29,732
ISHARES TR IBOXX HI YD ETF 464288513 1,132,880 14,166 SH SOLE 0 0 14,166
ISHARES TR IBOXX INV CP ETF 464287242 1,064,268 9,758 SH SOLE 0 0 9,758
ISHARES TR INTL DIV GRWTH 46435G524 576,367 6,555 SH SOLE 0 0 6,555
ISHARES TR INVT GRAD SY ETF 46435G219 1,236,524 27,411 SH SOLE 0 0 27,411
ISHARES TR MBS ETF 464288588 2,311,467 24,455 SH SOLE 0 0 24,455
ISHARES TR MSCI EMG MKT ETF 464287234 735,261 10,748 SH SOLE 0 0 10,748
ISHARES TR MSCI INTL VLU FT 46435G409 5,407,736 129,310 SH SOLE 0 0 129,310
ISHARES TR MSCI USA MIN ETF 46429B697 1,293,679 13,412 SH SOLE 0 0 13,412
ISHARES TR MSCI USA MMENTM 46432F396 5,829,312 17,004 SH SOLE 0 0 17,004
ISHARES TR MSCI USA QLT FCT 46432F339 2,033,722 9,268 SH SOLE 0 0 9,268
ISHARES TR RUS 1000 ETF 464287622 1,001,720 2,446 SH SOLE 0 0 2,446
ISHARES TR RUS 1000 VAL ETF 464287598 445,223 1,837 SH SOLE 0 0 1,837
ISHARES TR RUS TOP 200 ETF 464289446 7,241,162 39,152 SH SOLE 0 0 39,152
ISHARES TR S&P 100 ETF 464287101 3,974,859 10,864 SH SOLE 0 0 10,864
ISHARES TR S&P 500 GRWT ETF 464287309 51,332,466 373,246 SH SOLE 0 0 373,246
ISHARES TR S&P 500 VAL ETF 464287408 419,010 1,845 SH SOLE 0 0 1,845
ISHARES TR SYSTEMATIC BD ET 46435U796 308,023 3,472 SH SOLE 0 0 3,472
ISHARES TR U S EQUITY FACTR 46434V282 5,664,104 74,892 SH SOLE 0 0 74,892
ISHARES TR US TREAS BD ETF 46429B267 6,185,317 271,524 SH SOLE 0 0 271,524
ISHARES TR USD INV GRDE ETF 464288620 347,900 6,783 SH SOLE 0 0 6,783
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845 2,642,799 52,343 SH SOLE 0 0 52,343
JPMORGAN CHASE & CO COM 46625H100 516,076 1,577 SH SOLE 0 0 1,577
MARRIOTT INTL INC NEW CL A 571903202 260,154 702 SH SOLE 0 0 702
MICROSOFT CORP COM 594918104 882,144 2,365 SH SOLE 0 0 2,365
MORGAN STANLEY COM NEW 617446448 322,126 1,541 SH SOLE 0 0 1,541
NASDAQ INC COM 631103108 431,934 5,480 SH SOLE 0 0 5,480
NEXTERA ENERGY INC COM 65339F101 204,190 2,326 SH SOLE 0 0 2,326
NVIDIA CORPORATION COM 67066G104 1,154,975 5,772 SH SOLE 0 0 5,772
PHILIP MORRIS INTL INC COM 718172109 361,820 2,000 SH SOLE 0 0 2,000
PIMCO CORPORATE & INCM STRG COM 72200U100 239,000 20,000 SH SOLE 0 0 20,000
ROBLOX CORP CL A 771049103 364,074 6,695 SH SOLE 0 0 6,695
ROYAL CARIBBEAN GROUP COM V7780T103 230,958 727 SH SOLE 0 0 727
SPDR INDEX SHS FDS ST PORT MARK ETF 78463X509 1,240,253 23,952 SH SOLE 0 0 23,952
SPDR SERIES TRUST ST NUVE HIGH ETF 78464A284 298,971 11,752 SH SOLE 0 0 11,752
SPDR SERIES TRUST ST STR CORPO ETF 78464A144 806,653 27,777 SH SOLE 0 0 27,777
SPDR SERIES TRUST ST STR NUVEE ETF 78468R721 1,658,739 36,217 SH SOLE 0 0 36,217
SPDR SERIES TRUST ST STR SP AERO 78464A631 1,229,378 4,332 SH SOLE 0 0 4,332
SPDR SERIES TRUST ST STR SP1500VT 78464A128 6,914,568 29,028 SH SOLE 0 0 29,028
STERLING INFRASTRUCTURE INC COM 859241101 214,037 255 SH SOLE 0 0 255
VANECK ETF TRUST JP MRGAN EM LOC 92189H300 873,814 34,187 SH SOLE 0 0 34,187
VANGUARD INDEX FDS TOTAL STK MKT 922908769 286,324 774 SH SOLE 0 0 774
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 595,984 11,783 SH SOLE 0 0 11,783
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 214,412 1,357 SH SOLE 0 0 1,357
VERIZON COMMUNICATIONS INC COM 92343V104 688,912 16,271 SH SOLE 0 0 16,271
VERTIV HOLDINGS CO COM CL A 92537N108 2,410,034 7,198 SH SOLE 0 0 7,198
WISDOMTREE TR GLOB EX US QU FD 97717W844 8,128,630 176,021 SH SOLE 0 0 176,021
WISDOMTREE TR ITL HIGH DIV FD 97717W802 1,659,229 30,664 SH SOLE 0 0 30,664
WISDOMTREE TR US HIGH DIVIDEND 97717W208 887,203 7,804 SH SOLE 0 0 7,804
WISDOMTREE TR US LARGECAP DIVD 97717W307 383,481 3,981 SH SOLE 0 0 3,981
WORLD GOLD TR SPDR GLD MINIS 98149E303 431,489 5,433 SH SOLE 0 0 5,433