The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ASML HLDG NV N Y REGISTRY SHS American Depository Receipt N07059210 9,483,660 4,767 SH SOLE 4,767 0 0
ING GROEP N.V. SPONSORED ADR American Depository Receipt 456837103 4,201,249 133,883 SH SOLE 133,883 0 0
NOKIA CORP SPONSORED ADR American Depository Receipt 654902204 265,600 20,000 SH SOLE 20,000 0 0
NOVARTIS AG SPONSORED ADR American Depository Receipt 66987V109 3,774,131 24,082 SH SOLE 24,082 0 0
SONY GROUP CORP SPONSORED ADR American Depository Receipt 835699307 3,083,944 153,736 SH SOLE 153,736 0 0
TAIWAN SEMICONDUCTOR MANUFACT SPONSORED ADS American Depository Receipt 874039100 11,005,123 23,044 SH SOLE 23,044 0 0
ACM RESH INC COM CL A Common Stock 00108J109 380,670 3,000 SH SOLE 3,000 0 0
ADVANCED MICRO DEVICES INC COM Common Stock 007903107 265,476 457 SH SOLE 457 0 0
ALPHABET INC CAP STK CL A Common Stock 02079K305 10,152,905 28,410 SH SOLE 28,410 0 0
ALPHABET INC CAP STK CL C Common Stock 02079K107 812,659 2,300 SH SOLE 2,300 0 0
AMAZON COM INC COM Common Stock 023135106 8,559,504 35,913 SH SOLE 35,913 0 0
AMERICAN EXPRESS CO COM Common Stock 025816109 419,430 1,240 SH SOLE 1,240 0 0
AMGEN INC COM Common Stock 031162100 5,409,096 14,937 SH SOLE 14,937 0 0
APPLE INC COM Common Stock 037833100 9,410,581 32,522 SH SOLE 32,522 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Common Stock 084670702 300,734 601 SH SOLE 601 0 0
BLACKROCK INC COM Common Stock 09290D101 3,297,220 3,429 SH SOLE 3,429 0 0
BLACKSTONE INC COM Common Stock 09260D107 2,282,263 19,395 SH SOLE 19,395 0 0
BRINKS CO COM Common Stock 109696104 419,158 4,436 SH SOLE 4,436 0 0
BROADCOM INC COM Common Stock 11135F101 590,046 1,562 SH SOLE 1,562 0 0
CARRIER GLOBAL CORPORATION COM Common Stock 14448C104 2,692,706 36,710 SH SOLE 36,710 0 0
CISCO SYS INC COM Common Stock 17275R102 240,206 2,045 SH SOLE 2,045 0 0
COSTCO WHOLESALE CORPORATION COM Common Stock 22160K105 277,835 297 SH SOLE 297 0 0
CROWDSTRIKE HLDGS INC CL A Common Stock 22788C105 8,473,907 11,104 SH SOLE 11,104 0 0
ELI LILLY & CO COM Common Stock 532457108 431,795 360 SH SOLE 360 0 0
EMERSON ELEC CO COM Common Stock 291011104 3,293,776 23,009 SH SOLE 23,009 0 0
GOLDMAN SACHS GROUP INC COM Common Stock 38141G104 7,058,441 6,979 SH SOLE 6,979 0 0
HOME DEPOT INC COM Common Stock 437076102 283,907 805 SH SOLE 805 0 0
INTEL CORP COM Common Stock 458140100 265,297 1,900 SH SOLE 1,900 0 0
INTUITIVE SURGICAL INC COM NEW Common Stock 46120E602 5,183,759 13,035 SH SOLE 13,035 0 0
JOHNSON & JOHNSON COM Common Stock 478160104 286,275 1,127 SH SOLE 1,127 0 0
JOHNSON CTLS INTL PLC SHS Common Stock G51502105 484,355 3,315 SH SOLE 3,315 0 0
JPMORGAN CHASE & CO COM Common Stock 46625H100 4,139,795 12,647 SH SOLE 12,647 0 0
KLA CORP COM NEW Common Stock 482480100 425,411 1,410 SH SOLE 1,410 0 0
MERCK & CO INC COM Common Stock 58933Y105 358,901 2,793 SH SOLE 2,793 0 0
META PLATFORMS INC CL A Common Stock 30303M102 512,594 910 SH SOLE 910 0 0
MICROSOFT CORP COM Common Stock 594918104 5,201,413 13,944 SH SOLE 13,944 0 0
NVIDIA CORPORATION COM Common Stock 67066G104 11,225,658 56,103 SH SOLE 56,103 0 0
OLD DOMINION FREIGHT LINE INC COM Common Stock 679580100 376,018 1,736 SH SOLE 1,736 0 0
ORACLE CORP COM Common Stock 68389X105 304,091 2,075 SH SOLE 2,075 0 0
PRIMERICA INC COM Common Stock 74164M108 259,475 913 SH SOLE 913 0 0
SOUTHERN COPPER CORP COM Common Stock 84265V105 4,303,434 24,695 SH SOLE 24,695 0 0
TELEDYNE TECHNOLOGIES INC COM Common Stock 879360105 309,442 464 SH SOLE 464 0 0
TERAWULF INC COM Common Stock 88080T104 691,600 28,000 SH SOLE 28,000 0 0
TESLA INC COM Common Stock 88160R101 5,013,131 11,919 SH SOLE 11,919 0 0
UNITEDHEALTH GROUP INC COM Common Stock 91324P102 300,926 724 SH SOLE 724 0 0
VISA INC COM CL A Common Stock 92826C839 340,688 993 SH SOLE 993 0 0
WW GRAINGER INC COM Common Stock 384802104 336,019 247 SH SOLE 247 0 0
ACCESS TREASURY 0-1 YEAR ETF Exchange Traded Fund 381430529 11,838,011 118,191 SH SOLE 118,191 0 0
INVESCO QQQ TRUST SERIES I Exchange Traded Fund 46090E103 14,340,724 19,474 SH SOLE 19,474 0 0
STATE STREET SPDR S&P 500 ETF Exchange Traded Fund 78462F103 780,375 1,045 SH SOLE 1,045 0 0
ISHARES 0-3 MONTH TREASURY BOND ETF Exchange Traded Fund 46436E718 260,635 2,589 SH SOLE 2,589 0 0
ISHARES BITCOIN TRUST ETF Exchange Traded Fund 46438F101 1,549,117 46,534 SH SOLE 46,534 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF Exchange Traded Fund 46434G103 4,576,910 55,250 SH SOLE 55,250 0 0
ISHARES CORE S&P 500 ETF Exchange Traded Fund 464287200 262,112 350 SH SOLE 350 0 0
ISHARES CORE S&P SMALL CAP ETF Exchange Traded Fund 464287804 18,225,964 122,891 SH SOLE 122,891 0 0
ISHARES ETHEREUM TRUST ETF Exchange Traded Fund 46438R105 202,130 17,000 SH SOLE 17,000 0 0
ISHARES IBONDS DEC 2026 TERM CORPORATE ETF Exchange Traded Fund 46435GAA0 915,870 37,799 SH SOLE 37,799 0 0
ISHARES IBONDS DEC 2026 TERM MUNI BOND ETF Exchange Traded Fund 46435U259 1,897,715 74,014 SH SOLE 74,014 0 0
ISHARES IBONDS DEC 2026 TERM TREASURY ETF Exchange Traded Fund 46436E858 260,740 11,391 SH SOLE 11,391 0 0
ISHARES IBONDS DEC 2027 TERM CORPORATE ETF Exchange Traded Fund 46435UAA9 1,183,922 48,882 SH SOLE 48,882 0 0
ISHARES IBONDS DEC 2027 TERM MUNI BOND ETF Exchange Traded Fund 46435U283 1,889,687 74,339 SH SOLE 74,339 0 0
ISHARES IBONDS DEC 2027 TERM TREASURY ETF Exchange Traded Fund 46436E841 259,335 11,593 SH SOLE 11,593 0 0
ISHARES IBONDS DEC 2028 TERM CORPORATE ETF Exchange Traded Fund 46435U515 1,171,272 46,387 SH SOLE 46,387 0 0
ISHARES IBONDS DEC 2028 TERM MUNI BOND ETF Exchange Traded Fund 46435U325 1,905,446 74,490 SH SOLE 74,490 0 0
ISHARES IBONDS DEC 2028 TERM TREASURY ETF Exchange Traded Fund 46436E833 257,776 11,643 SH SOLE 11,643 0 0
ISHARES IBONDS DEC 2029 TERM CORPORATE ETF Exchange Traded Fund 46436E205 886,264 38,267 SH SOLE 38,267 0 0
ISHARES IBONDS DEC 2029 TERM MUNI BOND ETF Exchange Traded Fund 46436E163 1,596,879 62,894 SH SOLE 62,894 0 0
ISHARES IBONDS DEC 2030 TERM CORPORATE ETF Exchange Traded Fund 46436E726 786,740 36,089 SH SOLE 36,089 0 0
ISHARES IBONDS DEC 2030 TERM MUNI BOND ETF Exchange Traded Fund 46438G687 1,562,208 60,387 SH SOLE 60,387 0 0
ISHARES MSCI ACWI EX U.S. ETF Exchange Traded Fund 464288240 312,051 4,100 SH SOLE 4,100 0 0
ISHARES ULTRA SHORT DURATION BOND ACTIVE ETF Exchange Traded Fund 46434V878 237,119 4,688 SH SOLE 4,688 0 0
SCHWAB INTERNATIONAL EQUITY ETF Exchange Traded Fund 808524805 9,625,722 347,499 SH SOLE 347,499 0 0
SCHWAB U.S. MID-CAP ETF Exchange Traded Fund 808524508 11,514,464 312,299 SH SOLE 312,299 0 0
VANGUARD S&P 500 ETF Exchange Traded Fund 922908363 21,331,055 31,058 SH SOLE 31,058 0 0