v3.26.1
Finance Receivables, Net - Loan Modifications (Details) - USD ($)
$ in Thousands
12 Months Ended
Apr. 30, 2026
Apr. 30, 2025
Apr. 30, 2024
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Principal Balance $ 427,022 $ 436,141 $ 473,921
% of Portfolio 30.30% 28.90% 33.00%
Term extension      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Principal Balance $ 416,389 $ 425,791 $ 462,992
% of Portfolio 29.50% 28.20% 32.20%
Weighted average term increase from modification 1 month 27 days 2 months 6 days 2 months 9 days
Term extension | Current      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Principal Balance $ 297,413 $ 304,859 $ 326,937
Term extension | 3-29 Days Past Due      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Principal Balance 98,286 100,554 117,390
Term extension | 30-60 Days Past Due      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Principal Balance 16,302 14,149 13,890
Term extension | 61-90 Days Past Due      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Principal Balance 3,694 3,900 2,724
Term extension | 90+ Days Past Due      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Principal Balance 694 2,329 2,051
Combination      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Principal Balance $ 10,633 $ 10,350 $ 10,929
% of Portfolio 0.80% 0.70% 0.80%
Weighted average term increase from modification 21 months 9 days 21 months 15 days 18 months 18 days
Interest rate decrease from modification 7.76% 9.16% 8.81%
Combination | 3-29 Days Past Due      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Principal Balance $ 5,107 $ 5,864 $ 5,528
Combination | 30-60 Days Past Due      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Principal Balance 1,342 1,596 1,808
Combination | 61-90 Days Past Due      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Principal Balance 741 843 1,366
Combination | 90+ Days Past Due      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Principal Balance $ 3,443 $ 2,047 $ 2,227