v3.26.1
Finance Receivables, Net - Summary of Finance Receivables that are Current and Past Due (Details) - USD ($)
$ in Thousands
Apr. 30, 2026
Apr. 30, 2025
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Principal Balance $ 1,413,059 $ 1,509,155
Percent of Portfolio 100.00% 100.00%
Current    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Principal Balance $ 1,090,757 $ 1,208,330
Percent of Portfolio 77.19% 80.06%
3 - 29 days past due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Principal Balance $ 264,121 $ 249,263
Percent of Portfolio 18.69% 16.52%
30-60 Days Past Due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Principal Balance $ 39,541 $ 34,407
Percent of Portfolio 2.80% 2.28%
61-90 Days Past Due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Principal Balance $ 11,676 $ 11,461
Percent of Portfolio 0.83% 0.76%
> 90 days past due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Principal Balance $ 6,964 $ 5,694
Percent of Portfolio 0.49% 0.38%