Consolidated Balance Sheets - USD ($) $ in Thousands	Apr. 30, 2026	Apr. 30, 2025
Assets:
Cash and cash equivalents	$ 46,962	$ 9,808
Restricted cash	84,684	114,729
Accrued interest on finance receivables	8,029	7,432
Finance receivables, net of allowance for credit losses of $329,901,000 and $323,100,000	1,079,167	1,180,673
Inventory	54,074	112,229
Income tax receivable, net	3,524	0
Prepaid expenses and other assets	31,349	38,082
Right-of-use asset	43,429	63,825
Goodwill	22,767	22,802
Property and equipment, net	42,855	56,894
Total Assets	1,416,840	1,606,474
Liabilities:
Accounts payable	32,063	34,980
Accrued liabilities	35,901	35,949
Income tax payable, net	0	1,451
Deferred income tax liabilities, net	34,207	7,146
Lease liability	49,833	67,002
Non-recourse notes payable, net	458,685	572,010
Senior Secured Notes Payable, net	263,681	0
Revolving line of credit, net	0	204,769
Total liabilities	970,784	1,036,552
Commitments and contingencies (Note M)
Mezzanine equity:
Mandatorily redeemable preferred stock	400	400
Equity:
Preferred stock, par value $0.01 per share, 1,000,000 shares authorized; 0 issued or outstanding	0	0
Common stock, par value $0.01 per share, 50,000,000 shares authorized; 15,657,592 and 15,605,818 issued at April 30, 2026 and April 30, 2025, respectively, of which 8,305,520 and 8,263,280 were outstanding at April 30, 2026 and April 30, 2025, respectively	157	156
Additional paid-in capital	210,806	195,225
Retained earnings	533,110	672,261
Less: Treasury stock, at cost, 7,352,072 and 7,342,538 shares at April 30, 2026 and April 30, 2025, respectively	(298,517)	(298,220)
Total stockholders' equity	445,556	569,422
Non-controlling interest	100	100
Total equity	445,656	569,522
Total Liabilities, Mezzanine Equity and Equity	1,416,840	1,606,474
Deferred accident protection plan revenue
Liabilities:
Deferred revenue	44,940	51,458
Deferred service contract revenue
Liabilities:
Deferred revenue	$ 51,474	$ 61,787

The carrying value as of the balance sheet date of the current and noncurrent portions of long-term obligations drawn from a line of credit, which is a bank's commitment to make loans up to a specific amount. Examples of items that might be included in the application of this element may consist of letters of credit, standby letters of credit, and revolving credit arrangements, under which borrowings can be made up to a maximum amount as of any point in time conditional on satisfaction of specified terms before, as of and after the date of drawdowns on the line. Includes short-term obligations that would normally be classified as current liabilities but for which (a) postbalance sheet date issuance of a long term obligation to refinance the short term obligation on a long term basis, or (b) the enterprise has entered into a financing agreement that clearly permits the enterprise to refinance the short-term obligation on a long term basis and the following conditions are met (1) the agreement does not expire within 1 year and is not cancelable by the lender except for violation of an objectively determinable provision, (2) no violation exists at the BS date, and (3) the lender has entered into the financing agreement is expected to be financially capable of honoring the agreement.

No definition available.