The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AB ACTIVE ETFS INC ULTRA SHORT INCM 00039J103 293,172 5,766 SH SOLE 0 0 5,766
ABERCROMBIE & FITCH CO CL A 002896207 697,122 4,983 SH SOLE 0 0 4,983
ADOBE INC COM 00724F101 1,429,945 2,762 SH SOLE 0 0 2,762
AIR PRODS & CHEMS INC COM 009158106 1,605,712 5,393 SH SOLE 0 0 5,393
ALNYLAM PHARMACEUTICALS INC COM 02043Q107 522,187 1,899 SH SOLE 0 0 1,899
ALPHABET INC CAP STK CL A 02079K305 5,014,749 30,237 SH SOLE 0 0 30,237
ALPHABET INC CAP STK CL C 02079K107 1,516,547 9,071 SH SOLE 0 0 9,071
ALTRIA GROUP INC COM 02209S103 530,708 10,398 SH SOLE 0 0 10,398
AMAZON COM INC COM 023135106 4,083,236 21,914 SH SOLE 0 0 21,914
AMAZON COM INC COM 023135106 1,863,300 10,000 SH Call SOLE 0 0 10,000
AMBEV SA SPONSORED ADR 02319V103 279,678 114,622 SH SOLE 0 0 114,622
ANALOG DEVICES INC COM 032654105 1,188,862 5,165 SH SOLE 0 0 5,165
APPLE INC COM 037833100 1,519,596 6,522 SH SOLE 0 0 6,522
APPLE INC COM 037833100 466,000 2,000 SH Call SOLE 0 0 2,000
APPLOVIN CORP COM CL A 03831W108 669,557 5,129 SH SOLE 0 0 5,129
ARISTA NETWORKS INC COM 040413106 580,554 1,513 SH SOLE 0 0 1,513
AT&T INC COM 00206R102 551,767 25,080 SH SOLE 0 0 25,080
AUTODESK INC COM 052769106 1,891,313 6,866 SH SOLE 0 0 6,866
BAIDU INC SPON ADR REP A 056752108 706,812 6,713 SH SOLE 0 0 6,713
BANK AMERICA CORP COM 060505104 656,069 16,534 SH SOLE 0 0 16,534
BANK NEW YORK MELLON CORP COM 064058100 976,793 13,593 SH SOLE 0 0 13,593
BECTON DICKINSON & CO COM 075887109 798,041 3,310 SH SOLE 0 0 3,310
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,695,743 5,857 SH SOLE 0 0 5,857
BIO RAD LABS INC CL A 090572207 270,341 808 SH SOLE 0 0 808
BLACKROCK ETF TRUST II FLEXIBLE INCOME 092528603 1,238,577 23,138 SH SOLE 0 0 23,138
BOOKING HOLDINGS INC COM 09857L108 4,200,263 997 SH SOLE 0 0 997
BOOKING HOLDINGS INC COM 09857L108 421,212 100 SH Call SOLE 0 0 100
BOX INC CL A 10316T104 475,913 14,541 SH SOLE 0 0 14,541
BRISTOL-MYERS SQUIBB CO COM 110122108 297,039 5,741 SH SOLE 0 0 5,741
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 266,558 7,287 SH SOLE 0 0 7,287
BURLINGTON STORES INC COM 122017106 503,126 1,910 SH SOLE 0 0 1,910
CARMAX INC COM 143130102 2,190,628 28,310 SH SOLE 0 0 28,310
CARVANA CO CL A 146869102 616,662 3,542 SH SOLE 0 0 3,542
CBOE GLOBAL MKTS INC COM 12503M108 467,848 2,284 SH SOLE 0 0 2,284
CENCORA INC COM 03073E105 1,415,133 6,287 SH SOLE 0 0 6,287
CHAMPION HOMES INC COM 830830105 498,128 5,252 SH SOLE 0 0 5,252
CHECK POINT SOFTWARE TECH LT ORD M22465104 1,487,336 7,714 SH SOLE 0 0 7,714
CHENIERE ENERGY INC COM NEW 16411R208 470,443 2,616 SH SOLE 0 0 2,616
CHEWY INC CL A 16679L109 502,271 17,148 SH SOLE 0 0 17,148
COCA COLA CO COM 191216100 333,050 4,635 SH SOLE 0 0 4,635
COLGATE PALMOLIVE CO COM 194162103 461,145 4,442 SH SOLE 0 0 4,442
COMCAST CORP NEW CL A 20030N101 1,415,209 33,881 SH SOLE 0 0 33,881
COMMVAULT SYS INC COM 204166102 488,310 3,174 SH SOLE 0 0 3,174
CONOCOPHILLIPS COM 20825C104 574,197 5,454 SH SOLE 0 0 5,454
CORTEVA INC COM 22052L104 282,251 4,801 SH SOLE 0 0 4,801
COSTCO WHSL CORP NEW COM 22160K105 40,791 46 SH SOLE 0 0 46
COSTCO WHSL CORP NEW COM 22160K105 265,956 300 SH Call SOLE 0 0 300
CROCS INC COM 227046109 713,768 4,929 SH SOLE 0 0 4,929
DBX ETF TR XTRACK MSCI EAFE 233051200 6,028,820 143,475 SH SOLE 0 0 143,475
DECKERS OUTDOOR CORP COM 243537107 500,307 3,138 SH SOLE 0 0 3,138
DIAGEO PLC SPON ADR NEW 25243Q205 1,023,079 7,290 SH SOLE 0 0 7,290
DICKS SPORTING GOODS INC COM 253393102 746,729 3,578 SH SOLE 0 0 3,578
DISNEY WALT CO COM 254687106 1,541,252 16,023 SH SOLE 0 0 16,023
DOCUSIGN INC COM 256163106 559,528 9,012 SH SOLE 0 0 9,012
DOORDASH INC CL A 25809K105 516,105 3,616 SH SOLE 0 0 3,616
DOXIMITY INC CL A 26622P107 564,660 12,960 SH SOLE 0 0 12,960
EBAY INC. COM 278642103 1,093,913 16,801 SH SOLE 0 0 16,801
ECOLAB INC COM 278865100 1,621,196 6,349 SH SOLE 0 0 6,349
ELECTRONIC ARTS INC COM 285512109 482,059 3,361 SH SOLE 0 0 3,361
ELEVANCE HEALTH INC COM 036752103 2,699,840 5,192 SH SOLE 0 0 5,192
ELI LILLY & CO COM 532457108 56,700 64 SH SOLE 0 0 64
ELI LILLY & CO COM 532457108 974,534 1,100 SH Call SOLE 0 0 1,100
ENPHASE ENERGY INC COM 29355A107 474,877 4,202 SH SOLE 0 0 4,202
EPAM SYS INC COM 29414B104 475,017 2,387 SH SOLE 0 0 2,387
EXLSERVICE HOLDINGS INC COM 302081104 507,509 13,303 SH SOLE 0 0 13,303
EXXON MOBIL CORP COM 30231G102 922,448 7,869 SH SOLE 0 0 7,869
FAIR ISAAC CORP COM 303250104 469,556 242 SH SOLE 0 0 242
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 13,554,740 290,003 SH SOLE 0 0 290,003
FIDELITY NATL INFORMATION SV COM 31620M106 596,739 7,125 SH SOLE 0 0 7,125
FISERV INC COM 337738108 1,335,698 7,435 SH SOLE 0 0 7,435
FORTINET INC COM 34959E109 482,414 6,221 SH SOLE 0 0 6,221
FS KKR CAP CORP COM 302635206 398,033 20,174 SH SOLE 0 0 20,174
GARTNER INC COM 366651107 522,674 1,031 SH SOLE 0 0 1,031
GE AEROSPACE COM NEW 369604301 549,711 2,915 SH SOLE 0 0 2,915
GENERAL DYNAMICS CORP COM 369550108 1,158,333 3,833 SH SOLE 0 0 3,833
GLOBAL X FDS ARTIFICIAL ETF 37954Y632 1,028,122 27,660 SH SOLE 0 0 27,660
GLOBAL X FDS GLOBAL X URANIUM 37954Y871 945,103 33,034 SH SOLE 0 0 33,034
GLOBAL X FDS US INFR DEV ETF 37954Y673 275,278 6,688 SH SOLE 0 0 6,688
GODADDY INC CL A 380237107 476,448 3,039 SH SOLE 0 0 3,039
HANESBRANDS INC COM 410345102 94,991 12,924 SH SOLE 0 0 12,924
HILTON WORLDWIDE HLDGS INC COM 43300A203 580,600 2,519 SH SOLE 0 0 2,519
INCYTE CORP COM 45337C102 490,779 7,425 SH SOLE 0 0 7,425
INSPIRE MED SYS INC COM 457730109 512,379 2,428 SH SOLE 0 0 2,428
INTEL CORP COM 458140100 454,068 19,355 SH SOLE 0 0 19,355
INTERNATIONAL BUSINESS MACHS COM 459200101 537,368 2,431 SH SOLE 0 0 2,431
INTERNATIONAL FLAVORS&FRAGRA COM 459506101 286,144 2,727 SH SOLE 0 0 2,727
INTUIT COM 461202103 868,179 1,398 SH SOLE 0 0 1,398
INVESCO EXCHANGE TRADED FD T DORSEY WRGT TECH 46137V811 686,947 10,830 SH SOLE 0 0 10,830
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 3,487,842 85,844 SH SOLE 0 0 85,844
INVESCO LTD SHS G491BT108 387,549 22,070 SH SOLE 0 0 22,070
INVESCO QQQ TR UNIT SER 1 46090E103 2,999,678 6,146 SH SOLE 0 0 6,146
IQVIA HLDGS INC COM 46266C105 2,172,304 9,167 SH SOLE 0 0 9,167
ISHARES INC CORE MSCI EMKT 46434G103 3,197,048 55,688 SH SOLE 0 0 55,688
ISHARES INC MSCI WORLD ETF 464286392 538,201 3,430 SH SOLE 0 0 3,430
ISHARES TR 20 YR TR BD ETF 464287432 2,700,203 27,525 SH SOLE 0 0 27,525
ISHARES TR CORE MSCI EAFE 46432F842 863,623 11,065 SH SOLE 0 0 11,065
ISHARES TR CORE S&P US VLU 464287663 694,785 7,276 SH SOLE 0 0 7,276
ISHARES TR CORE S&P500 ETF 464287200 12,289,727 21,306 SH SOLE 0 0 21,306
ISHARES TR HIGH YLD SYSTM B 46435G250 209,301 4,355 SH SOLE 0 0 4,355
ISHARES TR INDIA 50 ETF 464289529 958,282 17,021 SH SOLE 0 0 17,021
ISHARES TR JPMORGAN USD EMG 464288281 671,156 7,172 SH SOLE 0 0 7,172
ISHARES TR MSCI INTL QUALTY 46434V456 397,682 9,585 SH SOLE 0 0 9,585
ISHARES TR TIPS BD ETF 464287176 870,725 7,882 SH SOLE 0 0 7,882
ISHARES U S ETF TR US CONSUMER FOC 46431W663 946,029 18,193 SH SOLE 0 0 18,193
ITRON INC COM 465741106 518,632 4,856 SH SOLE 0 0 4,856
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647 3,004,525 58,602 SH SOLE 0 0 58,602
JANUS DETROIT STR TR HENDERSON MTG 47103U852 5,256,475 112,679 SH SOLE 0 0 112,679
JD.COM INC SPON ADS CL A 47215P106 516,720 12,918 SH SOLE 0 0 12,918
JPMORGAN CHASE & CO. COM 46625H100 1,709,653 8,108 SH SOLE 0 0 8,108
JPMORGAN CHASE & CO. COM 46625H100 210,860 1,000 SH Call SOLE 0 0 1,000
KIMBERLY-CLARK CORP COM 494368103 482,645 3,392 SH SOLE 0 0 3,392
KLAVIYO INC COM SER A 49845K101 548,492 15,503 SH SOLE 0 0 15,503
KROGER CO COM 501044101 526,530 9,189 SH SOLE 0 0 9,189
LAM RESEARCH CORP COM 512807108 470,420 576 SH SOLE 0 0 576
LAUDER ESTEE COS INC CL A 518439104 615,386 6,173 SH SOLE 0 0 6,173
LENNAR CORP CL A 526057104 841,167 4,487 SH SOLE 0 0 4,487
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 85,928 27,541 SH SOLE 0 0 27,541
LOCKHEED MARTIN CORP COM 539830109 1,265,317 2,165 SH SOLE 0 0 2,165
LOWES COS INC COM 548661107 534,596 1,974 SH SOLE 0 0 1,974
MANHATTAN ASSOCIATES INC COM 562750109 544,650 1,936 SH SOLE 0 0 1,936
MARATHON PETE CORP COM 56585A102 450,290 2,764 SH SOLE 0 0 2,764
MASTERCARD INCORPORATED CL A 57636Q104 2,293,207 4,644 SH SOLE 0 0 4,644
MCKESSON CORP COM 58155Q103 945,835 1,913 SH SOLE 0 0 1,913
MEDTRONIC PLC SHS G5960L103 1,044,348 11,600 SH SOLE 0 0 11,600
MERCADOLIBRE INC COM 58733R102 498,626 243 SH SOLE 0 0 243
META PLATFORMS INC CL A 30303M102 6,457,639 11,281 SH SOLE 0 0 11,281
META PLATFORMS INC CL A 30303M102 286,220 500 SH Call SOLE 0 0 500
MICROSOFT CORP COM 594918104 4,812,387 11,184 SH SOLE 0 0 11,184
MICROSOFT CORP COM 594918104 430,300 1,000 SH Call SOLE 0 0 1,000
MICROSTRATEGY INC CL A NEW 594972408 281,562 1,670 SH SOLE 0 0 1,670
MICROSTRATEGY INC CL A NEW 594972408 337,200 2,000 SH Call SOLE 0 0 2,000
MONOLITHIC PWR SYS INC COM 609839105 539,498 584 SH SOLE 0 0 584
MOODYS CORP COM 615369105 484,838 1,022 SH SOLE 0 0 1,022
MOTOROLA SOLUTIONS INC COM NEW 620076307 497,786 1,107 SH SOLE 0 0 1,107
MUELLER INDS INC COM 624756102 690,093 9,313 SH SOLE 0 0 9,313
NETFLIX INC COM 64110L106 544,010 767 SH SOLE 0 0 767
NIKE INC CL B 654106103 898,940 10,169 SH SOLE 0 0 10,169
NOVARTIS AG SPONSORED ADR 66987V109 1,237,385 10,758 SH SOLE 0 0 10,758
NOVO-NORDISK A S ADR 670100205 684,653 5,750 SH SOLE 0 0 5,750
NUTANIX INC CL A 67059N108 443,880 7,492 SH SOLE 0 0 7,492
NVIDIA CORPORATION COM 67066G104 3,366,033 27,718 SH SOLE 0 0 27,718
OMNICOM GROUP INC COM 681919106 804,374 7,780 SH SOLE 0 0 7,780
ORACLE CORP COM 68389X105 2,488,119 14,602 SH SOLE 0 0 14,602
PALANTIR TECHNOLOGIES INC CL A 69608A108 638,890 17,174 SH SOLE 0 0 17,174
PARKER-HANNIFIN CORP COM 701094104 558,292 884 SH SOLE 0 0 884
PEGASYSTEMS INC COM 705573103 531,299 7,269 SH SOLE 0 0 7,269
PEPSICO INC COM 713448108 600,787 3,533 SH SOLE 0 0 3,533
PFIZER INC COM 717081103 1,028,672 35,545 SH SOLE 0 0 35,545
PGIM ETF TR PGIM ULTRA SH BD 69344A107 3,121,803 62,712 SH SOLE 0 0 62,712
PHILIP MORRIS INTL INC COM 718172109 1,635,622 13,473 SH SOLE 0 0 13,473
PHILLIPS 66 COM 718546104 474,938 3,613 SH SOLE 0 0 3,613
PIMCO ETF TR INV GRD CRP BD 72201R817 1,437,152 14,451 SH SOLE 0 0 14,451
POLARIS INC COM 731068102 791,529 9,509 SH SOLE 0 0 9,509
PROCTER AND GAMBLE CO COM 742718109 702,673 4,057 SH SOLE 0 0 4,057
PURE STORAGE INC CL A 74624M102 441,187 8,782 SH SOLE 0 0 8,782
QUALCOMM INC COM 747525103 2,278,303 13,398 SH SOLE 0 0 13,398
QUALYS INC COM 74758T303 496,931 3,868 SH SOLE 0 0 3,868
QUANTA SVCS INC COM 74762E102 521,201 1,748 SH SOLE 0 0 1,748
QUANTUMSCAPE CORP COM CL A 74767V109 552,575 96,100 SH SOLE 0 0 96,100
ROGERS COMMUNICATIONS INC CL B 775109200 787,674 19,589 SH SOLE 0 0 19,589
ROIVANT SCIENCES LTD SHS G76279101 466,636 40,436 SH SOLE 0 0 40,436
RTX CORPORATION COM 75513E101 1,254,620 10,355 SH SOLE 0 0 10,355
SALESFORCE INC COM 79466L302 2,194,184 8,016 SH SOLE 0 0 8,016
SANOFI SPONSORED ADR 80105N105 903,062 15,670 SH SOLE 0 0 15,670
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 462,079 9,132 SH SOLE 0 0 9,132
SELECT SECTOR SPDR TR ENERGY 81369Y506 471,047 5,365 SH SOLE 0 0 5,365
SERVICENOW INC COM 81762P102 781,080 873 SH SOLE 0 0 873
SERVICENOW INC COM 81762P102 89,439 100 SH Call SOLE 0 0 100
SIMON PPTY GROUP INC NEW COM 828806109 488,804 2,892 SH SOLE 0 0 2,892
SONY GROUP CORP SPONSORED ADR 835699307 260,353 2,696 SH SOLE 0 0 2,696
SPDR S&P 500 ETF TR TR UNIT 78462F103 362,165 631 SH SOLE 0 0 631
SPDR SER TR BLOOMBERG 1-3 MO 78468R663 1,005,320 10,950 SH SOLE 0 0 10,950
STARBUCKS CORP COM 855244109 2,049,727 21,025 SH SOLE 0 0 21,025
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 2,503,453 14,415 SH SOLE 0 0 14,415
TARGET CORP COM 87612E106 480,470 3,083 SH SOLE 0 0 3,083
TELUS CORPORATION COM 87971M103 959,430 57,177 SH SOLE 0 0 57,177
TESLA INC COM 88160R101 1,789,549 6,840 SH SOLE 0 0 6,840
THE CIGNA GROUP COM 125523100 470,167 1,357 SH SOLE 0 0 1,357
THE TRADE DESK INC COM CL A 88339J105 491,308 4,481 SH SOLE 0 0 4,481
T-MOBILE US INC COM 872590104 516,440 2,503 SH SOLE 0 0 2,503
UNILEVER PLC SPON ADR NEW 904767704 1,095,745 16,868 SH SOLE 0 0 16,868
UNITEDHEALTH GROUP INC COM 91324P102 1,288,635 2,204 SH SOLE 0 0 2,204
VALERO ENERGY CORP COM 91913Y100 436,780 3,235 SH SOLE 0 0 3,235
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 9,599,310 99,013 SH SOLE 0 0 99,013
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 200,191 2,665 SH SOLE 0 0 2,665
VANGUARD INDEX FDS GROWTH ETF 922908736 569,752 1,484 SH SOLE 0 0 1,484
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 725,546 1,375 SH SOLE 0 0 1,375
VANGUARD INDEX FDS SMALL CP ETF 922908751 475,369 2,004 SH SOLE 0 0 2,004
VANGUARD WORLD FD INF TECH ETF 92204A702 1,318,497 2,248 SH SOLE 0 0 2,248
VEEVA SYS INC CL A COM 922475108 968,970 4,617 SH SOLE 0 0 4,617
VERISK ANALYTICS INC COM 92345Y106 470,103 1,754 SH SOLE 0 0 1,754
VERIZON COMMUNICATIONS INC COM 92343V104 618,110 13,763 SH SOLE 0 0 13,763
VERTEX INC CL A 92538J106 508,367 13,201 SH SOLE 0 0 13,201
VERU INC COM 92536C103 11,535 15,000 SH SOLE 0 0 15,000
VISA INC COM CL A 92826C839 3,130,639 11,386 SH SOLE 0 0 11,386
WELLS FARGO CO NEW COM 949746101 1,262,156 22,343 SH SOLE 0 0 22,343
WORKDAY INC CL A 98138H101 450,960 1,845 SH SOLE 0 0 1,845
YUM CHINA HLDGS INC COM 98850P109 488,782 10,857 SH SOLE 0 0 10,857
ZIMMER BIOMET HOLDINGS INC COM 98956P102 386,137 3,577 SH SOLE 0 0 3,577