The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 223,801 939 SH SOLE 0 0 939
AMERICAN CENTY ETF TR US SML CP VALU 025072877 457,410 3,666 SH SOLE 0 0 3,666
APPLE INC COM 037833100 496,913 1,717 SH SOLE 0 0 1,717
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 455,855 911 SH SOLE 0 0 911
CAMBRIA ETF TR EMRG SHAREHLDR 132061706 3,280,191 72,235 SH SOLE 0 0 72,235
CAPITAL GROUP CORE BALANCED SHS 14021D107 1,394,992 36,749 SH SOLE 0 0 36,749
CAPITAL GROUP DIVIDEND VALUE SHS CREAT UNIT 14020W106 10,189,428 206,766 SH SOLE 0 0 206,766
CAPITAL GROUP EQUITY ETF TR US SM MI CA ETF 14022A102 1,317,976 39,975 SH SOLE 0 0 39,975
CAPITAL GROUP GROWTH ETF SHS CREAT UNIT 14020G101 8,760,441 185,603 SH SOLE 0 0 185,603
CAPITAL GROUP INTL FOCUS EQT SHS CREAT UNIT 14019W109 4,247,285 122,683 SH SOLE 0 0 122,683
CAPITAL GROUP NEW GEOGRAPHY SHS 14021N105 2,953,871 78,854 SH SOLE 0 0 78,854
CAPITAL GRP FIXED INCM ETF T CORE PLUS INCM 14020Y102 4,399,079 197,357 SH SOLE 0 0 197,357
CAPITAL GRP FIXED INCM ETF T MUN INM ETF 14020Y201 1,417,150 51,589 SH SOLE 0 0 51,589
CAPITAL GRP FIXED INCM ETF T US MULTI-SECTOR 14020Y300 5,066,051 185,366 SH SOLE 0 0 185,366
CAPITAL GRP FIXED INCM ETF T SHORT DURATION 14020Y409 1,812,627 70,448 SH SOLE 0 0 70,448
CAPITAL GRP FIXED INCM ETF T CORE BOND ETF 14020Y508 4,082,771 155,950 SH SOLE 0 0 155,950
CAPITAL GRP FIXED INCM ETF T MUN HIGH ETF 14020Y805 504,876 19,531 SH SOLE 0 0 19,531
CHEVRON CORPORATION COM 166764100 448,091 2,703 SH SOLE 0 0 2,703
CISCO SYS INC COM 17275R102 225,518 1,920 SH SOLE 0 0 1,920
COSTCO WHOLESALE CORPORATION COM 22160K105 342,354 366 SH SOLE 0 0 366
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 2,285,182 27,753 SH SOLE 0 0 27,753
ELI LILLY & CO COM 532457108 273,470 228 SH SOLE 0 0 228
FIDELITY COVINGTON TRUST ENHANCED INTL 31609A404 5,377,661 134,006 SH SOLE 0 0 134,006
FIRST TR EXCH TRADED FD III ULTRA SHT DUR MU 33740J104 1,194,235 59,548 SH SOLE 0 0 59,548
FIRST TR EXCHANGE TRADED FD RISNG DIVD ACHIV 33738R506 9,822,986 121,182 SH SOLE 0 0 121,182
FIRST TR EXCHANGE TRADED FD SMID RISNG ETF 33741X102 6,796,222 157,539 SH SOLE 0 0 157,539
FIRST TR EXCHANGE-TRADED FD VEST LADDERED 33733E690 2,491,079 119,821 SH SOLE 0 0 119,821
FIRST TR EXCHANGE-TRADED FD NASDAQ CYB ETF 33734X846 271,242 3,019 SH SOLE 0 0 3,019
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408 1,731,038 28,981 SH SOLE 0 0 28,981
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740F599 307,289 5,880 SH SOLE 0 0 5,880
FIRST TR EXCHNG TRADED FD VI FT LADD BUFF ETF 33740F755 9,037,157 247,390 SH SOLE 0 0 247,390
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740F763 1,279,604 20,984 SH SOLE 0 0 20,984
HOME DEPOT INC COM 437076102 242,781 688 SH SOLE 0 0 688
INTERNATIONAL BUSINESS MACHS COM 459200101 357,835 1,272 SH SOLE 0 0 1,272
INVESCO EXCHANGE TRADED FD T S&P MDCP QUALITY 46137V472 1,359,527 12,044 SH SOLE 0 0 12,044
INVESCO QQQ TR UNIT SER 1 46090E103 377,692 513 SH SOLE 0 0 513
ISHARES GOLD TR ISHARES NEW 464285204 4,053,649 53,684 SH SOLE 0 0 53,684
ISHARES INC EM MKT SM-CP ETF 464286475 1,692,570 22,303 SH SOLE 0 0 22,303
ISHARES TR CORE S&P500 ETF 464287200 3,935,604 5,255 SH SOLE 0 0 5,255
ISHARES TR CORE S&P MCP ETF 464287507 216,982 2,814 SH SOLE 0 0 2,814
ISHARES TR ISHARES SEMICDTR 464287523 510,191 796 SH SOLE 0 0 796
ISHARES TR RUS 1000 ETF 464287622 1,810,729 4,422 SH SOLE 0 0 4,422
ISHARES TR NATIONAL MUN ETF 464288414 510,657 4,745 SH SOLE 0 0 4,745
ISHARES TR TRUST ISHARE 0-1 464288679 263,847 2,391 SH SOLE 0 0 2,391
ISHARES TR CORE MSCI EAFE 46432F842 409,692 4,242 SH SOLE 0 0 4,242
ISHARES TR HDG MSCI EAFE 46434V803 3,124,665 66,588 SH SOLE 0 0 66,588
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670 3,987,023 84,939 SH SOLE 0 0 84,939
JPMORGAN CHASE & CO COM 46625H100 634,020 1,937 SH SOLE 0 0 1,937
LEGG MASON ETF INVT FRANKLIN INTL LW 52468L505 202,747 4,996 SH SOLE 0 0 4,996
MICROSOFT CORP COM 594918104 710,850 1,906 SH SOLE 0 0 1,906
NVIDIA CORPORATION COM 67066G104 334,751 1,673 SH SOLE 0 0 1,673
PACER FDS TR TRENDPILOT 100 69374H303 339,530 3,830 SH SOLE 0 0 3,830
PARKER-HANNIFIN CORP COM 701094104 356,026 364 SH SOLE 0 0 364
PHILLIPS 66 COM 718546104 210,822 1,247 SH SOLE 0 0 1,247
PROCTER & GAMBLE CO COM 742718109 210,591 1,436 SH SOLE 0 0 1,436
ROCKWELL AUTOMATION INC COM 773903109 1,006,960 2,034 SH SOLE 0 0 2,034
ROYAL BK CDA COM 780087102 327,691 1,583 SH SOLE 0 0 1,583
RTX CORPORATION COM 75513E101 308,467 1,626 SH SOLE 0 0 1,626
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 593,680 20,500 SH SOLE 0 0 20,500
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,419,965 48,249 SH SOLE 0 0 48,249
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 9,636,551 284,768 SH SOLE 0 0 284,768
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 465,174 12,875 SH SOLE 0 0 12,875
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 9,654,269 304,455 SH SOLE 0 0 304,455
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 874,383 37,803 SH SOLE 0 0 37,803
SPDR INDEX SHS FDS ST STR PO EX ETF 78463X889 561,226 11,138 SH SOLE 0 0 11,138
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 234,889 342 SH SOLE 0 0 342
VANGUARD INDEX FDS TOTAL STK MKT 922908769 414,960 1,121 SH SOLE 0 0 1,121
VICTORY PORTFOLIOS II CORE BD ETF 92647N527 3,881,787 82,891 SH SOLE 0 0 82,891
WASTE MGMT INC DEL COM 94106L109 201,568 904 SH SOLE 0 0 904
WISDOMTREE TR US QTLY DIV GRT 97717X669 223,514 2,338 SH SOLE 0 0 2,338