Exhibit 99.8
| Client Name: | |
| Client Project Name: | ACHM 2026-HE1 |
| Start - End Dates: | 6/26/2023 - 7/2/2026 |
| Deal Loan Count: | 2 |
| Conditions Report 2.0 | |
| Loans in Report: | 2 |
| Loans with Conditions: | 0 |
| 0 - Total Active Conditions | ||||||
| 0 - Total Satisfied Conditions | ||||||
| 0 - Total Waived Conditions | ||||||
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| Client Name: | |
| Client Project Name: | ACHM 2026-HE1 |
| Start - End Dates: | 6/26/2023 - 7/2/2026 |
| Deal Loan Count: | 2 |
| Conditions Report 2.0 | |
| Loans in Report: | 2 |
| Loans with Conditions: | 0 |
| Loan Number | Original Principal Balance | State | Initial Lender ATR/QM Status | Loan Level ATR/QM Status | Initial Securitization Compliance Loan Grade | Final Securitization Compliance Loan Grade | Initial S&P Compliance Loan Grade | Final S&P Compliance Loan Grade | Condition Category | Condition Sub Category | Condition Status | Initial Securitization Condition Grade | Final Securitization Condition Grade | Initial S&P Condition Grade | Final S&P Condition Grade | Condition Code | Condition Description | Condition Material Indicator | Initial Comments | Client/Seller Response Comments | Conclusion Comments | TRID Error Type | Cure Method |
| 5000025500 | XXXXXX | XXXXXX | (No Data) | ATR/QM: Exempt | A | A | A | A | |||||||||||||||
| 5000027450 | XXXXXX | XXXXXX | (No Data) | ATR/QM: Exempt | A | A | A | A |
| Client Name: | |
| Client Project Name: | ACHM 2026-HE1 |
| Start - End Dates: | 6/26/2023 - 7/2/2026 |
| Deal Loan Count: | 2 |
| Conditions Report 2.0 | |
| Loans in Report: | 2 |
| Loans with Conditions: | 0 |
| Loan Number | Lender Application Date | Broker Application Date | Initial Securitization Compliance Loan Grade | Final Securitization Compliance Loan Grade | Initial S&P Compliance Loan Grade | Final S&P Compliance Loan Grade |
| 5000025500 | XXXXXX | XXXXXX | A | A | A | A |
| 5000027450 | XXXXXX | XXXXXX | A | A | A | A |