The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR SER TR PORTFOLIO S&P500 78464A854 15,677,857 177,211 SH SOLE 0 0 177,211
ISHARES TR CORE TOTAL USD 46434V613 8,936,027 195,195 SH SOLE 0 0 195,195
ISHARES TR 0-3 MNTH TREASRY 46436E718 8,363,855 83,239 SH SOLE 0 0 83,239
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 6,955,135 303,056 SH SOLE 0 0 303,056
ISHARES TR S&P 500 GRWT ETF 464287309 6,812,175 49,446 SH SOLE 0 0 49,446
BLACKROCK ETF TRUST US EQT FACTOR 09290C103 6,391,264 94,336 SH SOLE 0 0 94,336
WORLD GOLD TR SPDR GLD MINIS 98149E303 5,788,606 70,991 SH SOLE 0 0 70,991
ISHARES TR S&P 500 VAL ETF 464287408 5,753,038 25,023 SH SOLE 0 0 25,023
BLACKROCK ETF TRUST I Shares 482480100 5,005,831 21,810 SH SOLE 0 0 21,810
ISHARES TR US TREAS BD ETF 46429B267 4,602,693 203,659 SH SOLE 0 0 203,659
ISHARES TR MSCI ACWI EX US 464288240 4,553,407 60,334 SH SOLE 0 0 60,334
ISHARES TR MBS ETF 464288588 4,489,756 47,855 SH SOLE 0 0 47,855
SPDR GOLD TR GOLD SHS 78463V107 4,145,987 10,963 SH SOLE 0 0 10,963
Blackrock ETF Trust ISHARES INTL CTR 09290C764 3,959,217 109,704 SH SOLE 0 0 109,704
INVESCO EXCH TRADED FD TR II CALIF AMT MUN 46138E206 3,539,858 144,898 SH SOLE 0 0 144,898
SPDR SER TR PRTFLO S&P500 GW 78464A409 3,498,602 29,331 SH SOLE 0 0 29,331
BONDBLOXX ETF TRUST BLOOMBERG TEN YR 09789C812 3,065,958 68,234 SH SOLE 0 0 68,234
Blackrock ETF Trust ISHARES A I INNO 09290C780 3,012,591 62,697 SH SOLE 0 0 62,697
ISHARES TR CORE S&P500 ETF 464287200 3,001,324 3,975 SH SOLE 0 0 3,975
SEI EXCHANGE TRADED FUNDS ENHANCED LOW VOL 81589A403 2,976,969 89,803 SH SOLE 0 0 89,803
BLACKROCK ETF TRUST iShares Systematic Alternatives Active ETF 09290C665 2,785,287 97,798 SH SOLE 0 0 97,798
INVESCO EXCH TRADED FD TR II S&P 500 MOMNTM 46138E339 2,480,049 16,201 SH SOLE 0 0 16,201
BLACKROCK ETF TRUST II Ishares Global Gvt Bond Hedged Active ETF 092528835 2,433,472 48,582 SH SOLE 0 0 48,582
BLACKROCK ETF TRUST LARGE CAP CORE E 09290C855 2,432,769 48,792 SH SOLE 0 0 48,792
ISHARES TR NATIONAL MUN ETF 464288414 2,225,208 20,808 SH SOLE 0 0 20,808
ISHARES TR CORE 1 5 YR USD 46432F859 2,163,115 45,018 SH SOLE 0 0 45,018
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,109,298 2,806 SH SOLE 0 0 2,806
GLOBAL X FDS DEFENSE TECH ETF 37960A529 1,967,396 32,011 SH SOLE 0 0 32,011
APPLE INC COM 037833100 1,872,022 5,920 SH SOLE 0 0 5,920
BOEING CO COM 097023105 1,851,813 8,300 SH SOLE 0 0 8,300
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 1,833,073 19,507 SH SOLE 0 0 19,507
BLACKROCK ETF TRUST FUTURE US THEMES 09290C806 1,779,823 41,372 SH SOLE 0 0 41,372
ISHARES INC MSCI GBL MIN VOL 464286525 1,504,503 12,333 SH SOLE 0 0 12,333
MICROSOFT CORP COM 594918104 1,241,098 3,229 SH SOLE 0 0 3,229
ISHARES TR MSCI USA MIN VOL 46429B697 1,132,062 11,599 SH SOLE 0 0 11,599
ALPHABET INC CAP STK CL A 02079K305 1,087,078 3,029 SH SOLE 0 0 3,029
NORTHROP GRUMMAN CORP COM 666807102 953,224 1,791 SH SOLE 0 0 1,791
NVIDIA CORPORATION COM 67066G104 942,116 4,646 SH SOLE 0 0 4,646
AMAZON COM INC COM 023135106 844,630 3,419 SH SOLE 0 0 3,419
ISHARES TR ESG AWR MSCI USA 46435G425 813,285 4,929 SH SOLE 0 0 4,929
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 793,711 1,602 SH SOLE 0 0 1,602
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 777,717 1,126 SH SOLE 0 0 1,126
BLACKROCK ETF TRUST II FLEXIBLE INCOME 092528603 773,365 14,841 SH SOLE 0 0 14,841
BROADCOM INC COM 11135F101 754,488 1,881 SH SOLE 0 0 1,881
ELI LILLY & CO COM 532457108 714,350 587 SH SOLE 0 0 587
GENERAL ELECTRIC CO COM NEW 369604301 712,694 1,985 SH SOLE 0 0 1,985
ISHARES TR 10-20 YR TRS ETF 464288653 706,998 7,174 SH SOLE 0 0 7,174
ISHARES TR EAFE VALUE ETF 464288877 677,199 8,701 SH SOLE 0 0 8,701
ISHARES TR US FIXED INC BAL 46435U796 652,292 7,420 SH SOLE 0 0 7,420
ISHARES TR CORE HIGH DV ETF 46429B663 645,234 23,395 SH SOLE 0 0 23,395
SELECT SECTOR SPDR TR ENERGY 81369Y506 641,394 11,700 SH SOLE 0 0 11,700
INVESCO QQQ TR UNIT SER 1 46090E103 630,700 872 SH SOLE 0 0 872
PROCTER AND GAMBLE CO COM 742718109 621,469 4,232 SH SOLE 0 0 4,232
ISHARES TR EAFE GRWTH ETF 464288885 550,258 4,493 SH SOLE 0 0 4,493
ISHARES U S ETF TR BLACKROCK SHORT 46431W838 545,154 10,851 SH SOLE 0 0 10,851
ROCKWELL AUTOMATION INC COM 773903109 526,850 1,127 SH SOLE 0 0 1,127
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 496,367 2,678 SH SOLE 0 0 2,678
ADVANCED MICRO DEVICES INC COM 007903107 475,100 869 SH SOLE 0 0 869
ISHARES TR SHRT NAT MUN ETF 464288158 472,936 4,452 SH SOLE 0 0 4,452
ISHARES INC MSCI EMRG CHN 46434G764 429,588 4,384 SH SOLE 0 0 4,384
APPLIED MATLS INC COM 038222105 413,828 703 SH SOLE 0 0 703
ISHARES TR U.S. TECH ETF 464287721 411,063 1,649 SH SOLE 0 0 1,649
BLACKROCK ETF TRUST II SHORT TERM CALIF 092528884 401,999 7,973 SH SOLE 0 0 7,973
TESLA INC COM 88160R101 401,265 987 SH SOLE 0 0 987
INTERNATIONAL BUSINESS MACHS COM 459200101 388,910 1,317 SH SOLE 0 0 1,317
PALO ALTO NETWORKS INC COM 697435105 377,554 1,116 SH SOLE 0 0 1,116
VANGUARD INDEX FDS TOTAL STK MKT 922908769 375,907 1,012 SH SOLE 0 0 1,012
ISHARES TR CORE S&P SCP ETF 464287804 374,731 2,576 SH SOLE 0 0 2,576
VANGUARD INDEX FDS GROWTH ETF 922908736 373,144 4,290 SH SOLE 0 0 4,290
META PLATFORMS INC CL A 30303M102 371,310 588 SH SOLE 0 0 588
ISHARES TR S&P 100 ETF 464287101 366,878 991 SH SOLE 0 0 991
ISHARES TR MSCI USA QLT FCT 46432F339 336,272 1,539 SH SOLE 0 0 1,539
FORTINET INC COM 34959E109 327,787 2,002 SH SOLE 0 0 2,002
VERTEX PHARMACEUTICALS INC COM 92532F100 315,278 635 SH SOLE 0 0 635
ISHARES TR SELECT DIVID ETF 464287168 314,323 1,988 SH SOLE 0 0 1,988
GE VERNOVA LLC COM 36828A101 312,901 291 SH SOLE 0 0 291
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 312,744 1,992 SH SOLE 0 0 1,992
ALPHABET INC CAP STK CL C 02079K107 305,298 857 SH SOLE 0 0 857
BLACKROCK ETF TRUST II ISHARES LARG CAP 092528702 298,760 8,042 SH SOLE 0 0 8,042
SELECT SECTOR SPDR TR INDL 81369Y704 298,469 1,648 SH SOLE 0 0 1,648
EATON CORP PLC SHS G29183103 292,198 720 SH SOLE 0 0 720
ASML HOLDING N V N Y REGISTRY SHS N07059210 288,680 160 SH SOLE 0 0 160
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 283,003 1,186 SH SOLE 0 0 1,186
ORACLE CORP COM 68389X105 280,796 1,947 SH SOLE 0 0 1,947
JPMORGAN CHASE & CO COM 46625H100 279,111 832 SH SOLE 0 0 832
ISHARES TR 0-5 YR TIPS ETF 46429B747 273,544 2,699 SH SOLE 0 0 2,699
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 266,157 3,199 SH SOLE 0 0 3,199
ISHARES TR SHORT TREAS BD 464288679 265,217 2,408 SH SOLE 0 0 2,408
SPDR SER TR AEROSPACE DEF 78464A631 251,157 917 SH SOLE 0 0 917
STERLING INFRASTRUCTURE INC COM 859241101 249,631 353 SH SOLE 0 0 353
DISNEY WALT CO COM 254687106 249,561 2,595 SH SOLE 0 0 2,595
JOHNSON & JOHNSON COM 478160104 244,331 943 SH SOLE 0 0 943
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 243,452 4,299 SH SOLE 0 0 4,299
DELTA AIR LINES INC DEL COM NEW 247361702 240,389 2,701 SH SOLE 0 0 2,701
SIMPLIFY EXCHANGE TRADED FUN HEDGED EQUITY 82889N764 232,776 6,915 SH SOLE 0 0 6,915
MARVELL TECHNOLOGY INC COM 573874104 229,890 945 SH SOLE 0 0 945
BLACKROCK ETF TRUST II INTERMEDIA MUNI 092528207 219,945 9,115 SH SOLE 0 0 9,115
CVS HEALTH CORP COM 126650100 219,397 2,134 SH SOLE 0 0 2,134
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 218,909 3,095 SH SOLE 0 0 3,095
ISHARES TR 1 3 YR TREAS BD 464287457 214,604 2,620 SH SOLE 0 0 2,620
UNITEDHEALTH GROUP INC COM 91324P102 205,048 475 SH SOLE 0 0 475