The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 629,750 2,503 SH SOLE 0 0 2,503
ALPHABET INC CAP STK CL A 02079K305 1,187,887 3,324 SH SOLE 0 0 3,324
ALPHABET INC CAP STK CL C 02079K107 1,540,149 4,359 SH SOLE 0 0 4,359
AMAZON COM INC COM 023135106 1,540,392 6,463 SH SOLE 0 0 6,463
AMERICAN CENTY ETF TR AVA RES MAR ETF 025072315 335,612 4,101 SH SOLE 0 0 4,101
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 720,286 7,465 SH SOLE 0 0 7,465
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 238,728 2,676 SH SOLE 0 0 2,676
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 517,105 5,018 SH SOLE 0 0 5,018
AMERICAN CENTY ETF TR US SML CP VALU 025072877 955,662 7,660 SH SOLE 0 0 7,660
AMERICAN EXPRESS CO COM 025816109 1,508,879 4,461 SH SOLE 0 0 4,461
AMERICAN HEALTHCARE REIT INC COM SHS 398182303 625,435 11,993 SH SOLE 0 0 11,993
AMERIPRISE FINL INC COM 03076C106 207,819 453 SH SOLE 0 0 453
AMGEN INC COM 031162100 246,974 682 SH SOLE 0 0 682
APPLE INC COM 037833100 5,778,584 19,970 SH SOLE 0 0 19,970
APPLIED MATLS INC COM 038222105 243,651 337 SH SOLE 0 0 337
BANK OF AMER CORP COM 060505104 317,056 5,564 SH SOLE 0 0 5,564
BERKSHIRE HATHAWAY INC DEL CL A 084670108 2,995,400 4 SH SOLE 0 0 4
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,941,013 3,879 SH SOLE 0 0 3,879
BROADCOM INC COM 11135F101 684,981 1,813 SH SOLE 0 0 1,813
CATERPILLAR INC COM 149123101 551,031 517 SH SOLE 0 0 517
CHEVRON CORPORATION COM 166764100 381,083 2,299 SH SOLE 0 0 2,299
CISCO SYS INC COM 17275R102 691,202 5,885 SH SOLE 0 0 5,885
COCA COLA CO COM 191216100 436,330 5,369 SH SOLE 0 0 5,369
CONOCOPHILLIPS COM 20825C104 553,700 5,326 SH SOLE 0 0 5,326
CORTEVA INC COM 22052L104 323,887 3,824 SH SOLE 0 0 3,824
COSTCO WHOLESALE CORPORATION COM 22160K105 473,915 507 SH SOLE 0 0 507
DIMENSIONAL ETF TRUST EMER MARK SU ETF 25434V682 1,413,853 28,925 SH SOLE 0 0 28,925
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 22,122,801 544,360 SH SOLE 0 0 544,360
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740 21,586,015 505,917 SH SOLE 0 0 505,917
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 1,333,853 33,172 SH SOLE 0 0 33,172
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690 2,400,995 53,237 SH SOLE 0 0 53,237
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 3,744,874 69,324 SH SOLE 0 0 69,324
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 548,847 13,305 SH SOLE 0 0 13,305
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 26,918,917 722,462 SH SOLE 0 0 722,462
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 2,033,130 50,664 SH SOLE 0 0 50,664
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 34,833,094 785,237 SH SOLE 0 0 785,237
DIMENSIONAL ETF TRUST US EQUI MARK ETF 25434V401 2,596,892 31,693 SH SOLE 0 0 31,693
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 2,976,204 36,145 SH SOLE 0 0 36,145
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V815 542,394 13,983 SH SOLE 0 0 13,983
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716 1,760,067 37,745 SH SOLE 0 0 37,745
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 28,362,743 405,762 SH SOLE 0 0 405,762
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 8,983,857 243,861 SH SOLE 0 0 243,861
EA SERIES TRUST FREEDOM 100 EM 02072L607 263,947 3,621 SH SOLE 0 0 3,621
ELI LILLY & CO COM 532457108 1,062,817 886 SH SOLE 0 0 886
EMERSON ELEC CO COM 291011104 608,171 4,248 SH SOLE 0 0 4,248
FLEXSHARES TR MSTAR EMKT FAC 33939L308 404,133 5,222 SH SOLE 0 0 5,222
GE AEROSPACE COM NEW 369604301 890,973 2,384 SH SOLE 0 0 2,384
GE VERNOVA INC COM 36828A101 1,288,822 1,097 SH SOLE 0 0 1,097
HOME DEPOT INC COM 437076102 425,130 1,205 SH SOLE 0 0 1,205
INTEL CORP COM 458140100 629,592 4,509 SH SOLE 0 0 4,509
INTERNATIONAL BUSINESS MACHS COM 459200101 474,707 1,688 SH SOLE 0 0 1,688
INVESCO EXCH TRD SLF IDX FD BULETSHS 2029 HG 46138J395 283,100 13,398 SH SOLE 0 0 13,398
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 MUNI 46138J510 393,838 16,727 SH SOLE 0 0 16,727
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 MUNI 46138J494 397,578 16,818 SH SOLE 0 0 16,818
INVESCO EXCH TRD SLF IDX FD INVSCO 28 HYCORP 46138J452 224,365 10,318 SH SOLE 0 0 10,318
INVESCO EXCH TRD SLF IDX FD INVSCO 30 CORP 46138J460 293,585 17,638 SH SOLE 0 0 17,638
INVESCO QQQ TR UNIT SER 1 46090E103 2,472,625 3,358 SH SOLE 0 0 3,358
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101 695,761 20,900 SH SOLE 0 0 20,900
ISHARES INC CORE MSCI EMKT 46434G103 922,885 11,141 SH SOLE 0 0 11,141
ISHARES INC ESG AWR MSCI EM 46434G863 605,140 11,065 SH SOLE 0 0 11,065
ISHARES INC EURO HIGH YIELD 464286210 202,622 3,762 SH SOLE 0 0 3,762
ISHARES INC MSCI EMERG MRKT 464286533 891,918 11,848 SH SOLE 0 0 11,848
ISHARES INC MSCI EMRG CHN 46434G764 209,613 2,049 SH SOLE 0 0 2,049
ISHARES TR CORE DIV GRWTH 46434V621 3,515,258 46,382 SH SOLE 0 0 46,382
ISHARES TR CORE MSCI EAFE 46432F842 3,431,154 35,527 SH SOLE 0 0 35,527
ISHARES TR CORE MSCI TOTAL 46432F834 1,555,100 16,294 SH SOLE 0 0 16,294
ISHARES TR CORE S&P TTL STK 464287150 796,791 4,850 SH SOLE 0 0 4,850
ISHARES TR CORE S&P US VLU 464287663 603,227 5,476 SH SOLE 0 0 5,476
ISHARES TR CORE S&P500 ETF 464287200 387,025 517 SH SOLE 0 0 517
ISHARES TR EAFE VALUE ETF 464288877 351,288 4,589 SH SOLE 0 0 4,589
ISHARES TR EGSADVNCDMSCI EM 46436E742 413,262 7,132 SH SOLE 0 0 7,132
ISHARES TR ESG AW MSCI EAFE 46435G516 1,087,317 10,576 SH SOLE 0 0 10,576
ISHARES TR ESG AWARE MSCI 46435U663 1,276,052 22,815 SH SOLE 0 0 22,815
ISHARES TR ESG SELE SCR ETF 46436E544 641,445 12,161 SH SOLE 0 0 12,161
ISHARES TR ESG SELECT SCRE 46436E569 650,473 11,454 SH SOLE 0 0 11,454
ISHARES TR GLOBAL 100 ETF 464287572 633,851 4,640 SH SOLE 0 0 4,640
ISHARES TR IBONDS 26 TRM TS 46436E858 700,389 30,598 SH SOLE 0 0 30,598
ISHARES TR IBONDS 27 TRM TS 46436E841 530,438 23,712 SH SOLE 0 0 23,712
ISHARES TR IBONDS 28 TRM TS 46436E833 254,566 11,498 SH SOLE 0 0 11,498
ISHARES TR IBONDS 29 TRM TS 46436E825 303,339 14,011 SH SOLE 0 0 14,011
ISHARES TR IBONDS OCT 2035 46438G380 256,869 10,016 SH SOLE 0 0 10,016
ISHARES TR MSCI USA MMENTM 46432F396 242,381 707 SH SOLE 0 0 707
ISHARES TR RUS 1000 ETF 464287622 3,669,847 8,962 SH SOLE 0 0 8,962
ISHARES TR RUS 1000 GRW ETF 464287614 1,651,113 13,297 SH SOLE 0 0 13,297
ISHARES TR RUS 1000 VAL ETF 464287598 1,247,406 5,145 SH SOLE 0 0 5,145
ISHARES TR RUS 2000 VAL ETF 464287630 243,320 1,100 SH SOLE 0 0 1,100
ISHARES TR RUSSELL 2000 ETF 464287655 1,215,867 4,047 SH SOLE 0 0 4,047
ISHARES TR RUSSELL 3000 ETF 464287689 738,525 1,732 SH SOLE 0 0 1,732
ISHARES TR S&P 100 ETF 464287101 370,361 1,012 SH SOLE 0 0 1,012
ISHARES TR S&P 500 GRWT ETF 464287309 356,333 2,591 SH SOLE 0 0 2,591
ISHARES TR S&P 500 VAL ETF 464287408 319,701 1,408 SH SOLE 0 0 1,408
ISHARES TR S&P MC 400VL ETF 464287705 794,454 5,378 SH SOLE 0 0 5,378
ISHARES TR S&P SML 600 GWT 464287887 490,301 2,745 SH SOLE 0 0 2,745
ISHARES TR SELECT DIVID ETF 464287168 449,207 2,874 SH SOLE 0 0 2,874
ISHARES TR SP SMCP600VL ETF 464287879 4,307,540 31,516 SH SOLE 0 0 31,516
JOHNSON & JOHNSON COM 478160104 1,187,281 4,675 SH SOLE 0 0 4,675
JPMORGAN CHASE & CO COM 46625H100 906,120 2,768 SH SOLE 0 0 2,768
LONGEVERON INC CL A NEW 54303L203 7,382 10,500 SH SOLE 0 0 10,500
MCDONALDS CORP COM 580135101 373,416 1,381 SH SOLE 0 0 1,381
MERCK & CO INC COM 58933Y105 587,702 4,574 SH SOLE 0 0 4,574
META PLATFORMS INC CL A 30303M102 441,831 784 SH SOLE 0 0 784
MICROSOFT CORP COM 594918104 1,221,498 3,275 SH SOLE 0 0 3,275
NETFLIX INC. COM 64110L106 260,468 3,648 SH SOLE 0 0 3,648
NORTHROP GRUMMAN CORP COM 666807102 258,666 508 SH SOLE 0 0 508
NUCOR CORP COM 670346105 601,871 2,702 SH SOLE 0 0 2,702
NVIDIA CORPORATION COM 67066G104 1,354,458 6,769 SH SOLE 0 0 6,769
ONTO INNOVATION INC COM 683344105 286,487 757 SH SOLE 0 0 757
ORACLE CORP COM 68389X105 250,258 1,708 SH SOLE 0 0 1,708
PEPSICO INC COM 713448108 690,868 5,102 SH SOLE 0 0 5,102
PHILLIPS 66 COM 718546104 248,673 1,471 SH SOLE 0 0 1,471
PROCTER & GAMBLE CO COM 742718109 352,882 2,406 SH SOLE 0 0 2,406
PUBLIC SVC ENTERPRISE GROUP COM 744573106 209,150 2,577 SH SOLE 0 0 2,577
QNITY ELECTRONICS INC COMMON STOCK 74743L100 233,370 1,429 SH SOLE 0 0 1,429
QUALCOMM INC COM 747525103 858,539 4,646 SH SOLE 0 0 4,646
RTX CORPORATION COM 75513E101 321,783 1,696 SH SOLE 0 0 1,696
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,282,460 35,368 SH SOLE 0 0 35,368
SCHWAB STRATEGIC TR FUND EM EQUI ETF 808524730 1,918,416 48,347 SH SOLE 0 0 48,347
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755 460,226 8,723 SH SOLE 0 0 8,723
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524748 281,843 5,804 SH SOLE 0 0 5,804
SCHWAB STRATEGIC TR FUNDAMENTAL US S 808524763 670,656 17,621 SH SOLE 0 0 17,621
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 3,349,782 120,931 SH SOLE 0 0 120,931
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 4,835,233 166,962 SH SOLE 0 0 166,962
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 2,861,784 90,249 SH SOLE 0 0 90,249
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 6,054,958 178,929 SH SOLE 0 0 178,929
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 2,438,967 70,065 SH SOLE 0 0 70,065
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 2,690,781 91,430 SH SOLE 0 0 91,430
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 2,396,938 65,011 SH SOLE 0 0 65,011
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 4,653,394 128,796 SH SOLE 0 0 128,796
SPDR GOLD TR GOLD SHS 78463V107 984,312 2,672 SH SOLE 0 0 2,672
SPDR INDEX SHS FDS ST MAR DIVID ETF 78463X533 513,853 12,546 SH SOLE 0 0 12,546
SPDR INDEX SHS FDS ST PORT MARK ETF 78463X509 2,004,478 38,711 SH SOLE 0 0 38,711
SPDR SERIES TRUST ST STR PR SP1500 78464A805 846,799 9,327 SH SOLE 0 0 9,327
SPDR SERIES TRUST ST STR SP400VAL 78464A839 1,771,892 18,681 SH SOLE 0 0 18,681
SPDR SERIES TRUST ST STR SP600SM C 78464A300 7,492,429 68,669 SH SOLE 0 0 68,669
STATE STR SPDR DOW JONES IND UT SER 1 78467X109 2,769,875 5,302 SH SOLE 0 0 5,302
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 2,032,157 2,721 SH SOLE 0 0 2,721
TARGET CORP COM 87612E106 240,062 1,838 SH SOLE 0 0 1,838
TESLA INC COM 88160R101 749,930 1,783 SH SOLE 0 0 1,783
TEXAS INSTRS INC COM 882508104 421,297 1,413 SH SOLE 0 0 1,413
UNITED RENTALS INC COM 911363109 228,844 202 SH SOLE 0 0 202
UNITEDHEALTH GROUP INC COM 91324P102 205,980 496 SH SOLE 0 0 496
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778 3,424,525 29,187 SH SOLE 0 0 29,187
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 729,731 3,693 SH SOLE 0 0 3,693
VANGUARD INDEX FDS MID CAP ETF 922908629 348,055 4,320 SH SOLE 0 0 4,320
VANGUARD INDEX FDS SM CP VAL ETF 922908611 2,729,256 11,232 SH SOLE 0 0 11,232
VANGUARD INDEX FDS SMALL CP ETF 922908751 395,478 1,305 SH SOLE 0 0 1,305
VANGUARD INDEX FDS TOTAL STK MKT 922908769 419,792 1,134 SH SOLE 0 0 1,134
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 793,937 13,301 SH SOLE 0 0 13,301
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 686,455 4,374 SH SOLE 0 0 4,374
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,065,489 4,503 SH SOLE 0 0 4,503
VANGUARD STAR FDS VG TL INTL STK F 921909768 1,138,738 13,320 SH SOLE 0 0 13,320
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,713,204 10,841 SH SOLE 0 0 10,841
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 2,915,372 29,688 SH SOLE 0 0 29,688
VISA INC COM CL A 92826C839 530,929 1,547 SH SOLE 0 0 1,547
WALMART INC COM 931142103 1,014,970 8,961 SH SOLE 0 0 8,961