The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 343,774 2,203 SH SOLE 2,203 0 0
ABBOTT LABORATORIES COM 002824100 459,582 4,883 SH SOLE 4,883 0 0
ABBVIE INC COM 00287Y109 1,222,411 4,909 SH SOLE 4,909 0 0
ABRDN GLOBAL INFRA INCOME FU COM SHS BEN INT 00326W106 922,218 39,957 SH SOLE 39,957 0 0
ABRDN TOTAL DYNAMIC DIVIDEND COM SH BEN INT 00326L100 193,268 18,599 SH SOLE 18,599 0 0
ADVANCED MICRO DEVICES INC COM 007903107 4,504,546 8,197 SH SOLE 8,197 0 0
AIR PRODUCTS AND CHEMICALS I COM 009158106 223,359 747 SH SOLE 747 0 0
ALPHABET INC CAP STK CL A 02079K305 2,993,244 8,354 SH SOLE 8,354 0 0
ALPHABET INC CAP STK CL C 02079K107 2,944,663 8,275 SH SOLE 8,275 0 0
ALTRIA GROUP INC COM 02209S103 554,824 7,743 SH SOLE 7,743 0 0
AMAZON COM INC COM 023135106 3,297,766 13,392 SH SOLE 13,392 0 0
AMGEN INC COM 031162100 430,511 1,184 SH SOLE 1,184 0 0
APPLE INC COM 037833100 6,246,697 19,782 SH SOLE 19,782 0 0
APPLIED MATLS INC COM 038222105 3,669,019 6,142 SH SOLE 6,142 0 0
ARES CAPITAL CORP COM 04010L103 293,664 15,787 SH SOLE 15,787 0 0
AT&T INC COM 00206R102 326,683 15,490 SH SOLE 15,490 0 0
ATI INC COM 01741R102 376,720 2,000 SH SOLE 2,000 0 0
AUTOZONE INC COM 053332102 228,269 75 SH SOLE 75 0 0
B2GOLD CORP COM 11777Q209 69,483 18,014 SH SOLE 18,014 0 0
BANK OF AMER CORP COM 060505104 497,365 8,359 SH SOLE 8,359 0 0
BARRICK MNG CORP COM SHS 06849F108 270,046 7,341 SH SOLE 7,341 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 386,026 780 SH SOLE 780 0 0
BHP BILLITON LIMITED SPONSORED ADS 088606108 336,159 4,137 SH SOLE 4,137 0 0
BLACKROCK ENHANCED INTL DIV COM BENE INTER 092524107 149,720 25,703 SH SOLE 25,703 0 0
BLACKROCK MUN TARGET TERM TR COM SHS BEN IN 09257P105 457,709 20,032 SH SOLE 20,032 0 0
BLACKROCK TECH AND PRIVATE E SHS BEN INT 09260Q108 130,904 15,174 SH SOLE 15,174 0 0
BP PLC SPONSORED ADR 055622104 251,285 6,472 SH SOLE 6,472 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 235,219 4,077 SH SOLE 4,077 0 0
BROADCOM INC COM 11135F101 530,257 1,324 SH SOLE 1,324 0 0
CATERPILLAR INC COM 149123101 460,845 488 SH SOLE 488 0 0
CHEVRON CORPORATION COM 166764100 818,302 4,673 SH SOLE 4,673 0 0
CIENA CORP COM NEW 171779309 462,340 1,000 SH SOLE 1,000 0 0
CISCO SYS INC COM 17275R102 556,333 4,647 SH SOLE 4,647 0 0
CITIGROUP INC COM NEW 172967424 355,089 2,539 SH SOLE 2,539 0 0
COCA COLA CO COM 191216100 1,087,142 13,080 SH SOLE 13,080 0 0
CONOCOPHILLIPS COM 20825C104 495,834 4,572 SH SOLE 4,572 0 0
CONSTELLATION ENERGY CORP COM 21037T109 433,673 1,728 SH SOLE 1,728 0 0
CORNING INC COM 219350105 961,428 5,009 SH SOLE 5,009 0 0
COSTCO WHOLESALE CORPORATION COM 22160K105 632,125 691 SH SOLE 691 0 0
CSX CORP COM 126408103 576,230 11,674 SH SOLE 11,674 0 0
DELL TECHNOLOGIES INC CL C 24703L202 301,901 677 SH SOLE 677 0 0
DISNEY WALT CO COM 254687106 845,613 8,840 SH SOLE 8,840 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 1,932,275 15,407 SH SOLE 15,407 0 0
EATON VANCE RISK-MANAGED DIV COM 27829G106 212,968 25,102 SH SOLE 25,102 0 0
EATON VANCE TAX-MANAGED GLOB COM 27829F108 238,245 24,394 SH SOLE 24,394 0 0
EBAY INC. COM 278642103 374,193 3,191 SH SOLE 3,191 0 0
ELI LILLY & CO COM 532457108 1,572,062 1,305 SH SOLE 1,305 0 0
EMERSON ELEC CO COM 291011104 253,378 1,832 SH SOLE 1,832 0 0
ENBRIDGE INC COM 29250N105 228,415 4,182 SH SOLE 4,182 0 0
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 259,401 13,166 SH SOLE 13,166 0 0
ENTERGY CORP NEW COM 29364G103 329,391 2,881 SH SOLE 2,881 0 0
EXELON CORP COM 30161N101 244,119 5,243 SH SOLE 5,243 0 0
EXXON MOBIL CORP COM 30231G102 996,539 7,209 SH SOLE 7,209 0 0
FORD MTR CO COM 345370860 143,916 10,383 SH SOLE 10,383 0 0
FREEPORT MCMORAN INC CL B 35671D857 500,498 8,230 SH SOLE 8,230 0 0
GALLAGHER ARTHUR J & CO COM 363576109 282,103 1,113 SH SOLE 1,113 0 0
GE AEROSPACE COM NEW 369604301 698,079 1,944 SH SOLE 1,944 0 0
GE VERNOVA INC COM 36828A101 508,220 471 SH SOLE 471 0 0
GENERAL MTRS CO COM 37045V100 225,404 2,922 SH SOLE 2,922 0 0
GILEAD SCIENCES INC COM 375558103 286,287 2,163 SH SOLE 2,163 0 0
GLOBAL X FDS ARTIFICIAL ETF 37954Y632 497,336 7,836 SH SOLE 7,836 0 0
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 2,412,967 24,138 SH SOLE 24,138 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 236,674 1,654 SH SOLE 1,654 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 359,849 341 SH SOLE 341 0 0
HERTZ GLOBAL HLDGS INC *W EXP 06/30/205 42806J148 14,845 15,089 SH SOLE 15,089 0 0
HEWLETT PACKARD ENTERPRISE C COM 42824C109 445,265 9,127 SH SOLE 9,127 0 0
HOME DEPOT INC COM 437076102 2,938,702 8,580 SH SOLE 8,580 0 0
HONEYWELL AEROSPACE INC COM 43849R105 693,988 3,130 SH SOLE 3,130 0 0
HONEYWELL INTL INC COM 438516205 705,069 3,131 SH SOLE 3,131 0 0
INTEL CORP COM 458140100 898,696 8,076 SH SOLE 8,076 0 0
INTERACTIVE BROKERS GROUP IN COM CL A 45841N107 1,888,707 19,939 SH SOLE 19,939 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 393,343 1,346 SH SOLE 1,346 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 206,913 504 SH SOLE 504 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 678,252 936 SH SOLE 936 0 0
INVESCO QUALITY MUN INCOME T COM 46133G107 135,528 13,248 SH SOLE 13,248 0 0
ISHARES INC CORE MSCI EMKT 46434G103 225,304 2,774 SH SOLE 2,774 0 0
ISHARES TR 0-3 MTH TREASURY 46436E718 3,733,924 37,156 SH SOLE 37,156 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747 1,713,036 16,903 SH SOLE 16,903 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 200,442 1,716 SH SOLE 1,716 0 0
ISHARES TR CORE S&P MCP ETF 464287507 489,868 6,473 SH SOLE 6,473 0 0
ISHARES TR CORE S&P SCP ETF 464287804 301,628 2,072 SH SOLE 2,072 0 0
ISHARES TR CORE S&P TTL STK 464287150 895,776 5,412 SH SOLE 5,412 0 0
ISHARES TR CORE S&P500 ETF 464287200 10,835,302 14,309 SH SOLE 14,309 0 0
ISHARES TR CORE UNIVRSL USD 46434V613 251,067 5,489 SH SOLE 5,489 0 0
ISHARES TR CORE US AGGBD ET 464287226 999,435 10,188 SH SOLE 10,188 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 441,444 8,468 SH SOLE 8,468 0 0
ISHARES TR MBS ETF 464288588 620,005 6,614 SH SOLE 6,614 0 0
ISHARES TR MSCI EAFE ETF 464287465 335,986 3,228 SH SOLE 3,228 0 0
ISHARES TR MSCI USA MIN ETF 46429B697 292,358 2,992 SH SOLE 2,992 0 0
ISHARES TR MSCI USA MMENTM 46432F396 458,288 1,426 SH SOLE 1,426 0 0
ISHARES TR MSCI USA VALUE 46432F388 306,340 1,568 SH SOLE 1,568 0 0
ISHARES TR NATIONAL MUN ETF 464288414 207,576 1,940 SH SOLE 1,940 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 443,777 1,494 SH SOLE 1,494 0 0
ISHARES TR SELECT DIVID ETF 464287168 237,718 1,495 SH SOLE 1,495 0 0
ISHARES TR TIPS BD ETF 464287176 379,637 3,511 SH SOLE 3,511 0 0
JABIL INC COM 466313103 332,731 1,002 SH SOLE 1,002 0 0
JAPAN SMALLER CAPITALIZATION COM 47109U104 175,950 15,000 SH SOLE 15,000 0 0
JOHNSON & JOHNSON COM 478160104 1,092,827 4,234 SH SOLE 4,234 0 0
JPMORGAN CHASE & CO COM 46625H100 992,091 2,952 SH SOLE 2,952 0 0
KLA CORP COM NEW 482480100 215,014 930 SH SOLE 930 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 308,276 1,063 SH SOLE 1,063 0 0
LENNAR CORP CL B 526057302 338,947 4,100 SH SOLE 4,100 0 0
LUMENTUM HLDGS INC COM 55024U109 418,030 532 SH SOLE 532 0 0
M & T BK CORP COM 55261F104 288,544 1,204 SH SOLE 1,204 0 0
MARATHON PETE CORP COM 56585A102 299,018 1,054 SH SOLE 1,054 0 0
MCDONALDS CORP COM 580135101 924,544 3,355 SH SOLE 3,355 0 0
MCKESSON CORP COM 58155Q103 301,485 375 SH SOLE 375 0 0
MERCK & CO INC COM 58933Y105 648,219 5,204 SH SOLE 5,204 0 0
META PLATFORMS INC CL A 30303M102 733,475 1,128 SH SOLE 1,128 0 0
MICRON TECHNOLOGY INC COM 595112103 4,853,201 4,902 SH SOLE 4,902 0 0
MICROSOFT CORP COM 594918104 4,452,542 11,572 SH SOLE 11,572 0 0
MITSUBISHI UFJ FINANCIAL GRO SPONSORED ADS 606822104 936,005 44,032 SH SOLE 44,032 0 0
NEWMONT CORP COM 651639106 589,857 6,204 SH SOLE 6,204 0 0
NEXTERA ENERGY INC COM 65339F101 1,023,566 11,648 SH SOLE 11,648 0 0
NOMURA HLDGS INC SPONSORED ADR 65535H208 143,100 15,000 SH SOLE 15,000 0 0
NORFOLK SOUTHN CORP COM 655844108 593,926 1,828 SH SOLE 1,828 0 0
NUCOR CORP COM 670346105 251,772 1,130 SH SOLE 1,130 0 0
NUVEEN AMT FREE QLTY MUN INC COM 670657105 342,880 29,559 SH SOLE 29,559 0 0
NVIDIA CORPORATION COM 67066G104 5,847,674 28,628 SH SOLE 28,628 0 0
ORACLE CORP COM 68389X105 221,167 1,541 SH SOLE 1,541 0 0
OUTDOOR HOLDING CO COM 00175J107 25,881 10,599 SH SOLE 10,599 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108 403,344 3,142 SH SOLE 3,142 0 0
PAYCHEX INC COM 704326107 273,955 2,567 SH SOLE 2,567 0 0
PAYPAL HLDGS INC COM 70450Y103 233,452 5,118 SH SOLE 5,118 0 0
PEPSICO INC COM 713448108 564,267 4,104 SH SOLE 4,104 0 0
PFIZER INC COM 717081103 284,773 11,757 SH SOLE 11,757 0 0
PHILIP MORRIS INTL INC COM 718172109 351,230 1,937 SH SOLE 1,937 0 0
PHILLIPS 66 COM 718546104 463,750 2,451 SH SOLE 2,451 0 0
PPG INDS INC COM 693506107 398,505 3,426 SH SOLE 3,426 0 0
PPL CORP COM 69351T106 259,901 7,264 SH SOLE 7,264 0 0
PROCTER & GAMBLE CO COM 742718109 1,204,825 8,199 SH SOLE 8,199 0 0
PUTNAM MUN OPPORTUNITIES TR SH BEN INT 746922103 142,845 13,428 SH SOLE 13,428 0 0
QUALCOMM INC COM 747525103 226,005 1,185 SH SOLE 1,185 0 0
REPUBLIC SVCS INC COM 760759100 330,412 1,509 SH SOLE 1,509 0 0
ROSS STORES INC COM 778296103 220,600 1,000 SH SOLE 1,000 0 0
RTX CORPORATION COM 75513E101 1,441,398 7,380 SH SOLE 7,380 0 0
SANDISK CORP COM 80004C200 680,127 366 SH SOLE 366 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 317,785 8,712 SH SOLE 8,712 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,478,761 53,694 SH SOLE 53,694 0 0
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 1,733,338 70,741 SH SOLE 70,741 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 5,541,792 230,209 SH SOLE 230,209 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 6,072,520 208,190 SH SOLE 208,190 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 975,032 30,103 SH SOLE 30,103 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 2,655,321 89,305 SH SOLE 89,305 0 0
SELECT SECTOR SPDR TR ST STR CARE ETF 81369Y209 385,980 2,397 SH SOLE 2,397 0 0
SELECT SECTOR SPDR TR ST STR ENERG ETF 81369Y506 604,036 11,005 SH SOLE 11,005 0 0
SELECT SECTOR SPDR TR ST STR FINL ETF 81369Y605 1,745,222 31,374 SH SOLE 31,374 0 0
SELECT SECTOR SPDR TR ST STR INDL ETF 81369Y704 2,052,909 11,309 SH SOLE 11,309 0 0
SELECT SECTOR SPDR TR ST STR SVC ETF 81369Y852 298,116 2,671 SH SOLE 2,671 0 0
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 6,077,390 32,747 SH SOLE 32,747 0 0
SELECT SECTOR SPDR TR ST STR UTIL ETF 81369Y886 389,825 8,598 SH SOLE 8,598 0 0
SHELL PLC SPON ADS 780259305 311,902 3,804 SH SOLE 3,804 0 0
SONY GROUP CORP SPONSORED ADR 835699307 1,915,874 91,543 SH SOLE 91,543 0 0
SOUTHERN CO COM 842587107 761,359 7,975 SH SOLE 7,975 0 0
SOUTHWEST AIRLS CO COM 844741108 224,808 4,579 SH SOLE 4,579 0 0
SPDR GOLD TR GOLD SHS 78463V107 933,982 2,475 SH SOLE 2,475 0 0
SPDR SERIES TRUST ST SHO TREAS ETF 78468R101 1,222,560 42,271 SH SOLE 42,271 0 0
SPDR SERIES TRUST ST STR P500ETF 78464A854 362,702 4,089 SH SOLE 4,089 0 0
SPDR SERIES TRUST ST STR PR SP1500 78464A805 577,585 6,310 SH SOLE 6,310 0 0
STATE STR SPDR DOW JONES IND UT SER 1 78467X109 525,780 1,000 SH SOLE 1,000 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 9,345,138 12,403 SH SOLE 12,403 0 0
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 204,434 468 SH SOLE 468 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 363,033 3,014 SH SOLE 3,014 0 0
TOYOTA MOTOR CORP ADS 892331307 265,009 1,520 SH SOLE 1,520 0 0
TRI CONTL CORP COM 895436103 546,313 15,389 SH SOLE 15,389 0 0
TRUIST FINL CORP COM 89832Q109 528,908 10,243 SH SOLE 10,243 0 0
UNION PAC CORP COM 907818108 488,318 1,705 SH SOLE 1,705 0 0
UNITED PARCEL SVCS INC CL B 911312106 339,788 3,044 SH SOLE 3,044 0 0
UNITEDHEALTH GROUP INC COM 91324P102 477,403 1,114 SH SOLE 1,114 0 0
VALERO ENERGY CORP COM 91913Y100 248,691 885 SH SOLE 885 0 0
VALLEY NATL BANCORP COM 919794107 274,452 18,747 SH SOLE 18,747 0 0
VANECK ETF TRUST GOLD MINERS ETF 92189F106 466,532 6,166 SH SOLE 6,166 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 1,962,480 25,812 SH SOLE 25,812 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 9,348,725 120,461 SH SOLE 120,461 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 555,027 7,626 SH SOLE 7,626 0 0
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 263,206 5,301 SH SOLE 5,301 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 1,948,396 8,060 SH SOLE 8,060 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 307,615 885 SH SOLE 885 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 215,391 1,075 SH SOLE 1,075 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 459,471 664 SH SOLE 664 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 7,584,680 20,371 SH SOLE 20,371 0 0
VANGUARD INSTL INDEX FD 0 3 MO TR BI ETF 922040845 1,229,365 16,270 SH SOLE 16,270 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 396,718 4,752 SH SOLE 4,752 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 1,859,880 11,821 SH SOLE 11,821 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 1,153,869 23,242 SH SOLE 23,242 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 286,777 5,698 SH SOLE 5,698 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 353,255 6,031 SH SOLE 6,031 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 225,706 4,860 SH SOLE 4,860 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 2,998,773 51,663 SH SOLE 51,663 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 2,153,452 9,018 SH SOLE 9,018 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 2,185,302 25,642 SH SOLE 25,642 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 233,099 5,522 SH SOLE 5,522 0 0
VIRTU FINL INC CL A 928254101 246,724 3,720 SH SOLE 3,720 0 0
WALMART INC COM 931142103 5,785,873 50,990 SH SOLE 50,990 0 0
WASTE MGMT INC DEL COM 94106L109 510,110 2,197 SH SOLE 2,197 0 0
WEC ENERGY GROUP INC COM 92939U106 314,023 2,732 SH SOLE 2,732 0 0
WELLS FARGO & CO COM 949746101 410,710 4,721 SH SOLE 4,721 0 0
WELLTOWER INC COM 95040Q104 258,281 1,113 SH SOLE 1,113 0 0
WESTERN DIGITAL CORP COM 958102105 646,220 1,118 SH SOLE 1,118 0 0