The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES COM 002824100 369,913 4,016 SH SOLE 0 0 0 4,016
ABBVIE INC COM 00287Y109 211,406 852 SH SOLE 0 0 0 852
ALPHABET INC CAP STK CL A 02079K305 5,949,942 16,879 SH SOLE 0 0 0 16,879
AMAZON COM INC COM 023135106 2,001,480 8,093 SH SOLE 0 0 0 8,093
AMGEN INC COM 031162100 389,185 1,080 SH SOLE 0 0 0 1,080
APPLE INC COM 037833100 5,168,256 16,288 SH SOLE 0 0 0 16,288
APPLIED MATLS INC COM 038222105 714,219 1,241 SH SOLE 0 0 0 1,241
ASML HLDG NV N Y REGISTRY SHS N07059210 453,949 263 SH SOLE 0 0 0 263
AT&T INC COM 00206R102 1,335,596 61,977 SH SOLE 0 0 0 61,977
BANK OF AMER CORP COM 060505104 1,654,174 27,801 SH SOLE 0 0 0 27,801
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,574,021 3,168 SH SOLE 0 0 0 3,168
BHP BILLITON LIMITED SPONSORED ADS 088606108 222,140 2,730 SH SOLE 0 0 0 2,730
BOEING CO COM 097023105 216,372 1,004 SH SOLE 0 0 0 1,004
BRC INC COM CL A 05601U105 23,266 19,388 SH SOLE 0 0 0 19,388
BROADCOM INC COM 11135F101 967,263 2,519 SH SOLE 0 0 0 2,519
CAPITAL GROUP CORE BALANCED SHS 14021D107 1,822,061 48,796 SH SOLE 0 0 0 48,796
CAPITAL GROUP CORE EQUITY ET SHS CREAT UNIT 14020V108 817,343 18,392 SH SOLE 0 0 0 18,392
CAPITAL GROUP DIVIDEND VALUE SHS CREAT UNIT 14020W106 12,491,259 254,612 SH SOLE 0 0 0 254,612
CAPITAL GROUP EQUITY ETF TR US SM MI CA ETF 14022A102 4,685,801 145,026 SH SOLE 0 0 0 145,026
CAPITAL GROUP GBL GROWTH EQT SHS CREAT UNIT 14020X104 6,967,995 174,374 SH SOLE 0 0 0 174,374
CAPITAL GROUP GROWTH ETF SHS CREAT UNIT 14020G101 10,362,209 223,806 SH SOLE 0 0 0 223,806
CAPITAL GRP FIXED INCM ETF T CORE BOND ETF 14020Y508 5,753,568 221,717 SH SOLE 0 0 0 221,717
CAPITAL GRP FIXED INCM ETF T MUN INM ETF 14020Y201 1,648,550 60,210 SH SOLE 0 0 0 60,210
CAPITAL GRP FIXED INCM ETF T US MULTI-SECTOR 14020Y300 244,210 8,975 SH SOLE 0 0 0 8,975
CAPITAL GRP FIXED INCM ETF T SHOR DUR MUN ETF 14020Y607 1,578,700 59,890 SH SOLE 0 0 0 59,890
CAPITAL GRP FIXED INCM ETF T SHORT DURATION 14020Y409 1,726,899 67,273 SH SOLE 0 0 0 67,273
CAPITAL GRP FIXED INCM ETF T CORE PLUS INCM 14020Y102 6,211,669 281,071 SH SOLE 0 0 0 281,071
CATERPILLAR INC COM 149123101 1,005,988 1,080 SH SOLE 0 0 0 1,080
CHEVRON CORPORATION COM 166764100 342,769 1,881 SH SOLE 0 0 0 1,881
CISCO SYS INC COM 17275R102 1,303,045 10,927 SH SOLE 0 0 0 10,927
CITIGROUP INC COM NEW 172967424 551,556 3,920 SH SOLE 0 0 0 3,920
COCA COLA CO COM 191216100 1,856,571 22,036 SH SOLE 0 0 0 22,036
COSTCO WHOLESALE CORPORATION COM 22160K105 343,850 371 SH SOLE 0 0 0 371
CUMMINS INC COM 231021106 261,105 393 SH SOLE 0 0 0 393
DEERE & CO COM 244199105 370,710 633 SH SOLE 0 0 0 633
DISNEY WALT CO COM 254687106 875,130 9,116 SH SOLE 0 0 0 9,116
DOMINION ENERGY INC COM 25746U109 252,968 3,573 SH SOLE 0 0 0 3,573
DUKE ENERGY CORP NEW COM NEW 26441C204 888,020 7,000 SH SOLE 0 0 0 7,000
EATON CORP PLC SHS G29183103 227,610 565 SH SOLE 0 0 0 565
ELI LILLY & CO COM 532457108 1,404,792 1,189 SH SOLE 0 0 0 1,189
EXXON MOBIL CORP COM 30231G102 1,949,587 13,491 SH SOLE 0 0 0 13,491
FEDEX CORP COM 31428X106 503,239 1,604 SH SOLE 0 0 0 1,604
FIRST TR EXCHANGE TRADED FD RBA INDL ETF 33738R704 2,991,417 24,631 SH SOLE 0 0 0 24,631
GE VERNOVA INC COM 36828A101 267,948 257 SH SOLE 0 0 0 257
GLOBAL PMTS INC COM 37940X102 849,961 11,060 SH SOLE 0 0 0 11,060
GLOBE LIFE INC COM 37959E102 4,021,451 22,514 SH SOLE 0 0 0 22,514
HOME DEPOT INC COM 437076102 944,919 2,803 SH SOLE 0 0 0 2,803
HUMANA INC COM 444859102 1,144,514 2,819 SH SOLE 0 0 0 2,819
INTEL CORP COM 458140100 509,042 4,936 SH SOLE 0 0 0 4,936
INTERNATIONAL BUSINESS MACHS COM 459200101 1,686,323 5,810 SH SOLE 0 0 0 5,810
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 275,993 3,612 SH SOLE 0 0 0 3,612
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 468,735 2,188 SH SOLE 0 0 0 2,188
INVESCO QQQ TR UNIT SER 1 46090E103 4,172,724 5,863 SH SOLE 0 0 0 5,863
ISHARES GOLD TR ISHARES NEW 464285204 4,703,276 62,502 SH SOLE 0 0 0 62,502
ISHARES INC MSCI EMRG CHN 46434G764 3,509,291 37,230 SH SOLE 0 0 0 37,230
ISHARES INC CORE MSCI EMKT 46434G103 583,495 7,434 SH SOLE 0 0 0 7,434
ISHARES TR CORE DIV GRWTH 46434V621 5,790,333 74,995 SH SOLE 0 0 0 74,995
ISHARES TR 1 3 YR TREAS BD 464287457 268,353 3,281 SH SOLE 0 0 0 3,281
ISHARES TR FLTG RATE NT ETF 46429B655 355,840 6,980 SH SOLE 0 0 0 6,980
ISHARES TR RUS 2000 VAL ETF 464287630 708,791 3,225 SH SOLE 0 0 0 3,225
ISHARES TR NATIONAL MUN ETF 464288414 651,556 6,095 SH SOLE 0 0 0 6,095
ISHARES TR SHRT NAT MUN ETF 464288158 1,805,772 16,994 SH SOLE 0 0 0 16,994
ISHARES TR TIPS BD ETF 464287176 435,417 4,035 SH SOLE 0 0 0 4,035
ISHARES TR SELECT DIVID ETF 464287168 506,988 3,159 SH SOLE 0 0 0 3,159
ISHARES TR RUS MID CAP ETF 464287499 6,287,207 57,271 SH SOLE 0 0 0 57,271
ISHARES TR CORE S&P MCP ETF 464287507 1,618,026 21,505 SH SOLE 0 0 0 21,505
ISHARES TR RUSSELL 2000 ETF 464287655 206,903 705 SH SOLE 0 0 0 705
ISHARES TR CORE MSCI EAFE 46432F842 684,609 7,120 SH SOLE 0 0 0 7,120
ISHARES TR CORE US AGGBD ET 464287226 959,708 9,822 SH SOLE 0 0 0 9,822
ISHARES TR CORE S&P500 ETF 464287200 6,053,262 8,043 SH SOLE 0 0 0 8,043
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 236,916 4,174 SH SOLE 0 0 0 4,174
JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI 47804J206 205,912 2,789 SH SOLE 0 0 0 2,789
JOHNSON & JOHNSON COM 478160104 1,116,231 4,330 SH SOLE 0 0 0 4,330
JPMORGAN CHASE & CO COM 46625H100 2,207,999 6,600 SH SOLE 0 0 0 6,600
KIMBERLY-CLARK CORP COM 494368103 405,793 3,683 SH SOLE 0 0 0 3,683
LAM RESEARCH CORP COM NEW 512807306 527,872 1,600 SH SOLE 0 0 0 1,600
LOCKHEED MARTIN CORP COM 539830109 597,589 1,148 SH SOLE 0 0 0 1,148
MCDONALDS CORP COM 580135101 427,180 1,567 SH SOLE 0 0 0 1,567
MERCK & CO INC COM 58933Y105 608,747 4,908 SH SOLE 0 0 0 4,908
META PLATFORMS INC CL A 30303M102 3,463,768 5,274 SH SOLE 0 0 0 5,274
MGE ENERGY INC COM 55277P104 232,924 2,835 SH SOLE 0 0 0 2,835
MICROSOFT CORP COM 594918104 3,748,274 9,587 SH SOLE 0 0 0 9,587
NEXTERA ENERGY INC COM 65339F101 694,768 7,861 SH SOLE 0 0 0 7,861
NORFOLK SOUTHN CORP COM 655844108 210,640 643 SH SOLE 0 0 0 643
NORTHROP GRUMMAN CORP COM 666807102 437,901 808 SH SOLE 0 0 0 808
NOVO-NORDISK A S ADR 670100205 227,427 4,615 SH SOLE 0 0 0 4,615
NUCOR CORP COM 670346105 349,034 1,498 SH SOLE 0 0 0 1,498
NVIDIA CORPORATION COM 67066G104 2,196,288 10,791 SH SOLE 0 0 0 10,791
ORACLE CORP COM 68389X105 298,124 2,266 SH SOLE 0 0 0 2,266
PACER FDS TR US CASH COWS 100 69374H881 3,137,188 48,616 SH SOLE 0 0 0 48,616
PALANTIR TECHNOLOGIES INC CL A 69608A108 495,973 3,814 SH SOLE 0 0 0 3,814
PEPSICO INC COM 713448108 435,050 3,141 SH SOLE 0 0 0 3,141
PFIZER INC COM 717081103 206,073 8,418 SH SOLE 0 0 0 8,418
PHILIP MORRIS INTL INC COM 718172109 212,985 1,182 SH SOLE 0 0 0 1,182
PIMCO ETF TR INTER MUN BD ACT 72201R866 1,196,149 22,888 SH SOLE 0 0 0 22,888
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 5,648,458 56,181 SH SOLE 0 0 0 56,181
PIMCO ETF TR MUNI INCOME OPP 72201R635 252,086 5,555 SH SOLE 0 0 0 5,555
PROCTER & GAMBLE CO COM 742718109 960,823 6,476 SH SOLE 0 0 0 6,476
QUALCOMM INC COM 747525103 595,777 3,238 SH SOLE 0 0 0 3,238
REGIONS FINANCIAL CORP NEW COM 7591EP100 3,256,509 104,812 SH SOLE 0 0 0 104,812
RIO TINTO PLC SPONSORED ADR 767204100 201,893 2,247 SH SOLE 0 0 0 2,247
RTX CORPORATION COM 75513E101 225,456 1,148 SH SOLE 0 0 0 1,148
SCHWAB CHARLES CORP COM 808513105 584,607 5,710 SH SOLE 0 0 0 5,710
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 3,838,159 111,834 SH SOLE 0 0 0 111,834
SELECT SECTOR SPDR TR ST STR UTIL ETF 81369Y886 786,201 17,196 SH SOLE 0 0 0 17,196
SELECT SECTOR SPDR TR ST STR FINL ETF 81369Y605 367,909 6,562 SH SOLE 0 0 0 6,562
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 502,146 2,770 SH SOLE 0 0 0 2,770
SERVISFIRST BANCSHARES INC COM 81768T108 1,286,963 15,155 SH SOLE 0 0 0 15,155
SOUTHERN CO COM 842587107 1,781,729 18,469 SH SOLE 0 0 0 18,469
SPDR GOLD TR GOLD SHS 78463V107 357,217 973 SH SOLE 0 0 0 973
SPDR INDEX SHS FDS ST STR PO EX ETF 78463X889 6,548,218 132,394 SH SOLE 0 0 0 132,394
STARBUCKS CORP COM 855244109 591,858 5,514 SH SOLE 0 0 0 5,514
STATE STR SPDR DOW JONES IND UT SER 1 78467X109 408,562 779 SH SOLE 0 0 0 779
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 1,389,069 1,854 SH SOLE 0 0 0 1,854
TESLA INC COM 88160R101 1,492,588 3,781 SH SOLE 0 0 0 3,781
TEXAS INSTRS INC COM 882508104 207,947 696 SH SOLE 0 0 0 696
TJX COS INC NEW COM 872540109 284,037 1,887 SH SOLE 0 0 0 1,887
UBER TECHNOLOGIES INC COM 90353T100 441,550 5,946 SH SOLE 0 0 0 5,946
UNITED CMNTY BKS BLAIRSVLE G COM 90984P303 485,192 13,652 SH SOLE 0 0 0 13,652
UPEXI INC COM NEW 39959A205 13,260 17,500 SH SOLE 0 0 0 17,500
V F CORP COM 918204108 543,959 32,225 SH SOLE 0 0 0 32,225
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 528,511 4,968 SH SOLE 0 0 0 4,968
VANECK ETF TRUST IG FLOA RATE ETF 92189F486 3,423,428 133,885 SH SOLE 0 0 0 133,885
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 254,700 2,000 SH SOLE 0 0 0 2,000
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 211,338 2,728 SH SOLE 0 0 0 2,728
VANGUARD INDEX FDS GROWTH ETF 922908736 455,389 5,286 SH SOLE 0 0 0 5,286
VANGUARD INDEX FDS VALUE ETF 922908744 279,903 1,276 SH SOLE 0 0 0 1,276
VANGUARD INDEX FDS SM CP VAL ETF 922908611 629,112 2,602 SH SOLE 0 0 0 2,602
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 464,839 2,298 SH SOLE 0 0 0 2,298
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,682,032 2,443 SH SOLE 0 0 0 2,443
VANGUARD INDEX FDS SMALL CP ETF 922908751 366,078 1,236 SH SOLE 0 0 0 1,236
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 380,450 2,500 SH SOLE 0 0 0 2,500
VERIZON COMMUNICATIONS INC COM 92343V104 983,347 23,040 SH SOLE 0 0 0 23,040
VICTORY PORTFOLIOS II CORE BD ETF 92647N527 7,064,992 152,724 SH SOLE 0 0 0 152,724
VICTORY PORTFOLIOS II SHORT TRM BD ETF 92647N535 7,129,656 141,546 SH SOLE 0 0 0 141,546
VICTORY PORTFOLIOS II VCSHS US LRG CAP 92647N865 1,139,048 14,344 SH SOLE 0 0 0 14,344
VICTORY PORTFOLIOS II VCSHS US 500 VOL 92647N766 983,140 9,893 SH SOLE 0 0 0 9,893
VICTORY PORTFOLIOS II VCSHS US EQ INCM 92647N824 623,083 8,186 SH SOLE 0 0 0 8,186
WALMART INC COM 931142103 2,437,275 21,234 SH SOLE 0 0 0 21,234
WELLS FARGO & CO COM 949746101 830,936 9,478 SH SOLE 0 0 0 9,478