The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107 418,343 1,184 SH SOLE 0 0 1,184
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 302,236 604 SH SOLE 0 0 604
CHEVRON CORPORATION COM 166764100 323,067 1,949 SH SOLE 0 0 1,949
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 1,591,859 35,885 SH SOLE 0 0 35,885
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 903,944 24,537 SH SOLE 0 0 24,537
ISHARES INC ESG AWR MSCI EM 46434G863 213,073 3,896 SH SOLE 0 0 3,896
ISHARES TR ESG ADVAN ETF 46436E619 322,877 7,431 SH SOLE 0 0 7,431
ISHARES TR ESG AW MSCI EAFE 46435G516 1,157,641 11,260 SH SOLE 0 0 11,260
ISHARES TR ESG AWARE MSCI 46435U663 918,091 16,415 SH SOLE 0 0 16,415
ISHARES TR ESG AWR MSCI USA 46435G425 765,649 4,678 SH SOLE 0 0 4,678
ISHARES TR ESG AWR US AGRGT 46435U549 2,325,698 49,055 SH SOLE 0 0 49,055
ISHARES TR MSCI EAFE ETF 464287465 33,822,497 325,592 SH SOLE 0 0 325,592
ISHARES TR RUS 1000 ETF 464287622 48,737,871 119,018 SH SOLE 0 0 119,018
ISHARES TR RUSSELL 2000 ETF 464287655 24,285,972 80,832 SH SOLE 0 0 80,832
ISHARES TR SELECT US REIT 464287564 12,290,219 181,727 SH SOLE 0 0 181,727
ISHARES TR SHRT NAT MUN ETF 464288158 3,408,212 32,011 SH SOLE 0 0 32,011
LOEWS CORP COM 540424108 528,352 4,667 SH SOLE 0 0 4,667
MARATHON PETE CORP COM 56585A102 469,666 1,837 SH SOLE 0 0 1,837
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 289,801 12,005 SH SOLE 0 0 12,005
SCHWAB STRATEGIC TR US TIPS ETF 808524870 278,038 10,492 SH SOLE 0 0 10,492
SPDR SERIES TRUST ST STR PR SP1500 78464A805 341,734 3,764 SH SOLE 0 0 3,764
VANGUARD BD INDEX FDS INTERMED TERM 921937819 22,320,391 291,009 SH SOLE 0 0 291,009
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 18,838,561 241,799 SH SOLE 0 0 241,799
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 238,325 4,921 SH SOLE 0 0 4,921
VANGUARD INDEX FDS TOTAL STK MKT 922908769 505,105 1,365 SH SOLE 0 0 1,365
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,317,472 15,731 SH SOLE 0 0 15,731
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 776,746 4,949 SH SOLE 0 0 4,949
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 432,029 8,601 SH SOLE 0 0 8,601
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 3,596,441 71,104 SH SOLE 0 0 71,104
WELLS FARGO & CO COM 949746101 408,352 4,941 SH SOLE 0 0 4,941