The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 1,609,870 6,753 SH SOLE 0 0 6,753
APPLE INC COM 037833100 9,426,451 32,651 SH SOLE 0 0 32,651
APPLIED MATLS INC COM 038222105 203,163 281 SH SOLE 0 0 281
ASML HLDG NV N Y REGISTRY SHS N07059210 799,755 402 SH SOLE 0 0 402
AT&T INC COM 00206R102 275,581 13,312 SH SOLE 0 0 13,312
BANK OF AMER CORP COM 060505104 352,261 6,181 SH SOLE 0 0 6,181
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,004,563 2,008 SH SOLE 0 0 2,008
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 398,879 5,865 SH SOLE 0 0 5,865
BLACKROCK ETF TRUST ISHA US AWAR ETF 09290C509 211,943 2,644 SH SOLE 0 0 2,644
BLACKROCK ETF TRUST II ISHA FLEX IN ETF 092528603 222,445 4,250 SH SOLE 0 0 4,250
CATERPILLAR INC COM 149123101 348,222 327 SH SOLE 0 0 327
COCA COLA CO COM 191216100 335,162 4,097 SH SOLE 0 0 4,097
DIMENSIONAL ETF TRUST SHOR DUR FIX ETF 25434V864 285,354 5,976 SH SOLE 0 0 5,976
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 23,062,175 329,931 SH SOLE 0 0 329,931
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773 10,566,211 301,633 SH SOLE 0 0 301,633
DIMENSIONAL ETF TRUST US EQUI MARK ETF 25434V401 693,731 8,466 SH SOLE 0 0 8,466
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 5,282,457 97,787 SH SOLE 0 0 97,787
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 295,915 5,379 SH SOLE 0 0 5,379
DIMENSIONAL ETF TRUST US LARG VALU ETF 25434V666 16,894,489 427,276 SH SOLE 0 0 427,276
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 374,073 10,154 SH SOLE 0 0 10,154
DNP SELECT INCOME FD INC COM 23325P104 178,574 16,550 SH SOLE 0 0 16,550
ELEVANCE HEALTH INC FORMERLY COM 036752103 402,200 1,040 SH SOLE 0 0 1,040
EVERSOURCE ENERGY COM 30040W108 410,226 5,676 SH SOLE 0 0 5,676
HARTFORD INSURANCE GROUP INC COM 416515104 271,873 2,041 SH SOLE 0 0 2,041
HOME DEPOT INC COM 437076102 261,397 742 SH SOLE 0 0 742
HONEYWELL AEROSPACE INC COM 43849R105 213,342 965 SH SOLE 0 0 965
HONEYWELL INTL INC COM 438516205 216,064 965 SH SOLE 0 0 965
INNOVATOR ETFS TRUST EQUI DEF PRO APR 45784N882 279,214 10,625 SH SOLE 0 0 10,625
INNOVATOR ETFS TRUST EQUITY DEFND 1YR 45784N643 215,626 7,871 SH SOLE 0 0 7,871
INNOVATOR ETFS TRUST EQUITY DEF PROTN 45784N775 420,567 16,185 SH SOLE 0 0 16,185
INNOVATOR ETFS TRUST DEFINED WLT SHLD 45783Y855 1,072,788 31,304 SH SOLE 0 0 31,304
INNOVATOR ETFS TRUST EQUI DEFI 1 JULY 45783Y251 216,953 7,239 SH SOLE 0 0 7,239
INNOVATOR ETFS TRUST EQUIT DEFIN JUL 45783Y244 584,890 19,555 SH SOLE 0 0 19,555
INNOVATOR ETFS TRUST EQUITY 1YR JANUA 45784N817 546,511 19,522 SH SOLE 0 0 19,522
INNOVATOR ETFS TRUST EQUI DEFI 1 APRI 45784N726 303,696 11,400 SH SOLE 0 0 11,400
INTEL CORP COM 458140100 216,473 1,556 SH SOLE 0 0 1,556
INTERNATIONAL BUSINESS MACHS COM 459200101 258,719 920 SH SOLE 0 0 920
INVESCO EXCHANGE TRADED FD T DORS WRI MOM ETF 46137V837 1,642,798 10,827 SH SOLE 0 0 10,827
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 3,513,045 16,511 SH SOLE 0 0 16,511
ISHARES INC CORE MSCI EMKT 46434G103 993,417 11,992 SH SOLE 0 0 11,992
ISHARES INC EMNG MKTS EQT 46434G889 280,809 3,833 SH SOLE 0 0 3,833
ISHARES TR MRNING SM CP ETF 464288703 671,425 8,573 SH SOLE 0 0 8,573
ISHARES TR S&P 500 GRWT ETF 464287309 546,957 3,977 SH SOLE 0 0 3,977
ISHARES TR CORE HIGH DV ETF 46429B663 255,187 9,310 SH SOLE 0 0 9,310
ISHARES TR EAFE GRWTH ETF 464288885 315,867 2,539 SH SOLE 0 0 2,539
ISHARES TR CORE US AGGBD ET 464287226 20,212,184 204,205 SH SOLE 0 0 204,205
ISHARES TR MBS ETF 464288588 206,526 2,185 SH SOLE 0 0 2,185
ISHARES TR U.S. TECH ETF 464287721 315,026 1,249 SH SOLE 0 0 1,249
ISHARES TR 0-5YR INVT GR CP 46434V100 563,421 11,186 SH SOLE 0 0 11,186
ISHARES TR MSCI USA QLT FCT 46432F339 1,011,973 4,612 SH SOLE 0 0 4,612
ISHARES TR CORE S&P500 ETF 464287200 820,446 1,096 SH SOLE 0 0 1,096
ISHARES TR 3 7 YR TREAS BD 464288661 436,314 3,715 SH SOLE 0 0 3,715
ISHARES TR EAFE SML CP ETF 464288273 1,148,078 13,955 SH SOLE 0 0 13,955
ISHARES TR RUS TP200 GR ETF 464289438 4,064,321 13,985 SH SOLE 0 0 13,985
ISHARES TR CORE INTL AGGR 46435G672 213,987 4,229 SH SOLE 0 0 4,229
ISHARES TR EAFE VALUE ETF 464288877 351,593 4,593 SH SOLE 0 0 4,593
ISHARES TR SELECT DIVID ETF 464287168 232,731 1,489 SH SOLE 0 0 1,489
ISHARES TR CORE UNIVRSL USD 46434V613 930,561 20,164 SH SOLE 0 0 20,164
ISHARES TR GOV/CRED BD ETF 464288596 2,942,665 28,342 SH SOLE 0 0 28,342
ISHARES TR 1 3 YR TREAS BD 464287457 426,009 5,188 SH SOLE 0 0 5,188
ISHARES TR MSCI USA MMENTM 46432F396 260,208 759 SH SOLE 0 0 759
ISHARES TR RUS 1000 GRW ETF 464287614 24,641,345 198,448 SH SOLE 0 0 198,448
ISHARES TR CORE MSCI TOTAL 46432F834 3,037,850 31,830 SH SOLE 0 0 31,830
ISHARES TR S&P 100 ETF 464287101 246,392 673 SH SOLE 0 0 673
ISHARES TR RUSSELL 2000 ETF 464287655 1,812,915 6,034 SH SOLE 0 0 6,034
ISHARES TR MSCI USA MIN ETF 46429B697 9,463,708 98,110 SH SOLE 0 0 98,110
J P MORGAN EXCHANGE TRADED F BETABUILDERS US 46654Q849 19,611,481 200,552 SH SOLE 0 0 200,552
J P MORGAN EXCHANGE TRADED F BETABUILDERS US 46641Q241 2,984,177 64,944 SH SOLE 0 0 64,944
J P MORGAN EXCHANGE TRADED F BETABUILDERS I 46641Q373 5,005,647 64,109 SH SOLE 0 0 64,109
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670 32,239,348 686,820 SH SOLE 0 0 686,820
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159 6,078,885 132,006 SH SOLE 0 0 132,006
J P MORGAN EXCHANGE TRADED F US MOMENTUM 46641Q779 4,530,747 53,016 SH SOLE 0 0 53,016
J P MORGAN EXCHANGE TRADED F BETABUILDRS US 46641Q399 70,842,754 525,852 SH SOLE 0 0 525,852
J P MORGAN EXCHANGE TRADED F ACTIVE BOND ETF 46654Q716 1,604,412 29,989 SH SOLE 0 0 29,989
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761 19,535,977 270,282 SH SOLE 0 0 270,282
J P MORGAN EXCHANGE TRADED F JPMORGAN DIVER 46641Q407 657,396 4,688 SH SOLE 0 0 4,688
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 307,985 5,453 SH SOLE 0 0 5,453
J P MORGAN EXCHANGE TRADED F BETA EURO ET NE 46641Q191 1,548,167 19,907 SH SOLE 0 0 19,907
J P MORGAN EXCHANGE TRADED F DIV RTN EM EQT 46641Q308 706,024 11,246 SH SOLE 0 0 11,246
J P MORGAN EXCHANGE TRADED F ACTIVEBLDRS EMER 46641Q266 31,316,020 490,232 SH SOLE 0 0 490,232
J P MORGAN EXCHANGE TRADED F INTRNL RES EQT 46641Q134 37,867,117 459,051 SH SOLE 0 0 459,051
JOHNSON & JOHNSON COM 478160104 332,246 1,308 SH SOLE 0 0 1,308
JPMORGAN CHASE & CO COM 46625H100 425,240 1,299 SH SOLE 0 0 1,299
MARRIOTT INTL INC NEW CL A 571903202 270,531 730 SH SOLE 0 0 730
MASTERCARD INCORPORATED CL A 57636Q104 682,855 1,330 SH SOLE 0 0 1,330
MCDONALDS CORP COM 580135101 275,449 1,019 SH SOLE 0 0 1,019
MERCK & CO INC COM 58933Y105 335,206 2,609 SH SOLE 0 0 2,609
META PLATFORMS INC CL A 30303M102 318,481 566 SH SOLE 0 0 566
MICROSOFT CORP COM 594918104 3,786,099 10,150 SH SOLE 0 0 10,150
NEXTNAV INC COMMON STOCK 65345N106 2,737,779 153,549 SH SOLE 0 0 153,549
NVIDIA CORPORATION COM 67066G104 732,931 3,663 SH SOLE 0 0 3,663
PFIZER INC COM 717081103 436,690 18,133 SH SOLE 0 0 18,133
PHILIP MORRIS INTL INC COM 718172109 327,809 1,812 SH SOLE 0 0 1,812
PIMCO ETF TR ENHNCD LW DUR AC 72201R718 28,629,655 299,442 SH SOLE 0 0 299,442
PROCTER & GAMBLE CO COM 742718109 987,678 6,735 SH SOLE 0 0 6,735
PROSHARES TR S&P 500 DV ARIST 74348A467 233,626 4,160 SH SOLE 0 0 4,160
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 1,541,539 44,284 SH SOLE 0 0 44,284
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 2,930,397 118,832 SH SOLE 0 0 118,832
SELECT SECTOR SPDR TR ST STR CARE ETF 81369Y209 880,463 5,549 SH SOLE 0 0 5,549
SPDR SERIES TRUST ST STR SP600SM C 78464A300 1,392,244 12,760 SH SOLE 0 0 12,760
SPDR SERIES TRUST ST STR BLO 1 ETF 78468R663 240,372 2,623 SH SOLE 0 0 2,623
SPDR SERIES TRUST ST SHOR CORP ETF 78464A474 1,607,216 53,556 SH SOLE 0 0 53,556
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 611,915 819 SH SOLE 0 0 819
TESLA INC COM 88160R101 380,959 912 SH SOLE 0 0 912
TRAVELERS COMPANIES INC COM 89417E109 377,371 1,148 SH SOLE 0 0 1,148
VOYA FINANCIAL INC COM 929089100 4,077,462 4,077,462 SH SOLE 0 0 4,077,462
WALMART INC COM 931142103 401,615 3,545 SH SOLE 0 0 3,545