The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
PIMCO ETF TR ACTIVE BD ETF 72201R775 40,827,005 442,761 SH SOLE 0 0 442,761
ISHARES TR CORE US AGGBD ET 464287226 28,143,570 284,336 SH SOLE 0 0 284,336
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791 25,893,885 1,326,191 SH SOLE 0 0 1,326,191
ISHARES TR CORE MSCI EAFE 46432F842 24,624,570 254,966 SH SOLE 0 0 254,966
ISHARES TR S&P MC 400GR ETF 464287606 23,843,358 202,922 SH SOLE 0 0 202,922
PRINCIPAL EXCHANGE TRADED FD PRIN U S SMALL 74255Y607 13,586,091 193,743 SH SOLE 0 0 193,743
CATERPILLAR INC COM 149123101 10,587,745 9,942 SH SOLE 0 0 9,942
CISCO SYS INC COM 17275R102 9,831,081 83,697 SH SOLE 0 0 83,697
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 9,400,953 97,429 SH SOLE 0 0 97,429
APPLE INC COM 037833100 9,246,005 31,953 SH SOLE 0 0 31,953
ALPHABET INC CAP STK CL A 02079K305 8,769,287 24,538 SH SOLE 0 0 24,538
WORLD GOLD TR SPDR GLD MINIS 98149E303 8,484,258 106,828 SH SOLE 0 0 106,828
NUCOR CORP COM 670346105 8,036,268 36,078 SH SOLE 0 0 36,078
EBAY INC. COM 278642103 7,957,392 71,207 SH SOLE 0 0 71,207
VALERO ENERGY CORP COM 91913Y100 7,949,523 30,523 SH SOLE 0 0 30,523
JPMORGAN CHASE &CO COM 46625H100 7,733,075 23,625 SH SOLE 0 0 23,625
BROADCOM INC COM 11135F101 7,425,424 19,657 SH SOLE 0 0 19,657
BANK OF AMER CORP COM 060505104 7,383,767 129,585 SH SOLE 0 0 129,585
GENERAL MTRS CO COM 37045V100 7,218,923 93,655 SH SOLE 0 0 93,655
ISHARES TR S&P MC 400VL ETF 464287705 7,137,199 48,312 SH SOLE 0 0 48,312
WALMART INC COM 931142103 7,052,801 62,271 SH SOLE 0 0 62,271
QUALCOMM INC COM 747525103 6,842,130 37,027 SH SOLE 0 0 37,027
ISHARES TR CORE S&P SCP ETF 464287804 6,742,831 45,464 SH SOLE 0 0 45,464
GILEAD SCIENCES INC COM 375558103 6,689,279 52,947 SH SOLE 0 0 52,947
PULTE GROUP INC COM 745867101 6,671,855 48,625 SH SOLE 0 0 48,625
PACCAR INC COM 693718108 6,563,458 54,641 SH SOLE 0 0 54,641
BRISTOL-MYERS SQUIBB CO COM 110122108 6,301,003 109,354 SH SOLE 0 0 109,354
BANK OF AMER CORP 7.25%CNV PFD L 060505682 6,214,793 4,954 SH SOLE 0 0 4,954
ZOOM COMMUNICATIONS INC CL A 98980L101 6,111,389 70,807 SH SOLE 0 0 70,807
VISTRA CORP COM 92840M102 6,084,026 38,354 SH SOLE 0 0 38,354
CBRE GROUP INC CL A 12504L109 5,867,707 43,565 SH SOLE 0 0 43,565
WELLS FARGO &CO PERP PFD CNV A 949746804 5,861,362 5,066 SH SOLE 0 0 5,066
PRUDENTIAL FINL INC COM 744320102 5,766,703 53,430 SH SOLE 0 0 53,430
PROCTER &GAMBLE CO COM 742718109 5,444,444 37,128 SH SOLE 0 0 37,128
THE CIGNA GROUP COM 125523100 5,383,263 19,527 SH SOLE 0 0 19,527
REGENERON PHARMACEUTICALS COM 75886F107 5,267,167 8,447 SH SOLE 0 0 8,447
AT&T INC COM 00206R102 5,068,478 244,854 SH SOLE 0 0 244,854
SALESFORCE INC COM 79466L302 4,529,246 28,911 SH SOLE 0 0 28,911
ISHARES TR S&P 500 VAL ETF 464287408 4,216,627 18,571 SH SOLE 0 0 18,571
INVESCO EXCH TRADED FD TR II TAXABLE MUN BD 46138G805 3,629,289 135,219 SH SOLE 0 0 135,219
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 3,463,500 89,427 SH SOLE 0 0 89,427
ISHARES TR S&P 500 GRWT ETF 464287309 3,129,294 22,754 SH SOLE 0 0 22,754
AUTOMATIC DATA PROCESSING IN COM 053015103 2,216,997 9,900 SH SOLE 0 0 9,900
SPDR GOLD TR GOLD SHS 78463V107 1,682,747 4,568 SH SOLE 0 0 4,568
NVIDIA CORPORATION COM 67066G104 1,359,811 6,796 SH SOLE 0 0 6,796
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,061,433 2,868 SH SOLE 0 0 2,868
ISHARES TR CORE S&P500 ETF 464287200 1,050,243 1,402 SH SOLE 0 0 1,402
ISHARES TR RUS 1000 GRW ETF 464287614 758,430 6,108 SH SOLE 0 0 6,108
ISHARES INC CORE MSCI EMKT 46434G103 461,893 5,576 SH SOLE 0 0 5,576
GOLDMAN SACHS GROUP INC COM 38141G104 458,151 453 SH SOLE 0 0 453
INTERNATIONAL BUSINESS MACHS COM 459200101 457,247 1,626 SH SOLE 0 0 1,626
SSGA ACTIVE ETF TR ST STR TOTAL ETF 78467V848 450,550 11,415 SH SOLE 0 0 11,415
ALPHABET INC CAP STK CL C 02079K107 409,157 1,158 SH SOLE 0 0 1,158
META PLATFORMS INC CL A 30303M102 408,275 725 SH SOLE 0 0 725
INVESCO QQQ TR UNIT SER 1 46090E103 377,037 512 SH SOLE 0 0 512
EXXON MOBIL CORP COM 30231G102 370,096 2,707 SH SOLE 0 0 2,707
MICROSOFT CORP COM 594918104 357,913 960 SH SOLE 0 0 960
AMAZON COM INC COM 023135106 357,510 1,500 SH SOLE 0 0 1,500
PUBLIC SVC ENTERPRISE GROUP COM 744573106 334,915 4,127 SH SOLE 0 0 4,127
MICRON TECHNOLOGY INC COM 595112103 325,510 282 SH SOLE 0 0 282
CUMMINS INC COM 231021106 325,224 456 SH SOLE 0 0 456
NOVARTIS AG SPONSORED ADR 66987V109 319,780 2,040 SH SOLE 0 0 2,040
ISHARES TR CORE 1 5 YR USD 46432F859 317,919 6,589 SH SOLE 0 0 6,589
PALO ALTO NETWORKS INC COM 697435105 317,490 931 SH SOLE 0 0 931
ISHARES TR 7-10 YR TRSY BD 464287440 302,529 3,199 SH SOLE 0 0 3,199
MERCK &CO INC COM 58933Y105 282,122 2,196 SH SOLE 0 0 2,196
INTUITIVE SURGICAL INC COM NEW 46120E602 275,990 694 SH SOLE 0 0 694
JOHNSON &JOHNSON COM 478160104 260,573 1,026 SH SOLE 0 0 1,026
TRANE TECHNOLOGIES PLC SHS G8994E103 247,545 504 SH SOLE 0 0 504
COSTCO WHOLESALE CORPORATION COM 22160K105 232,932 249 SH SOLE 0 0 249
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 225,199 12,595 SH SOLE 0 0 12,595
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 217,025 1,020 SH SOLE 0 0 1,020
BANK OF NY MELLON CORP COM 064058100 214,890 1,486 SH SOLE 0 0 1,486
MARATHON PETE CORP COM 56585A102 209,138 818 SH SOLE 0 0 818