The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABRDN ETFS BBRG ALL COMD K1 003261104 7,932,845 355,096 SH SOLE 0 0 355,096
APPLE INC COM 037833100 232,248 803 SH SOLE 0 0 803
ARK 21SHARES BITCOIN ETF SHS BEN INT 040919102 274,289 14,095 SH SOLE 0 0 14,095
BARCLAYS BANK PLC DJUBS CMDT ETN36 06738C778 366,072 8,375 SH SOLE 0 0 8,375
BITWISE BITCOIN ETF TR SHS BEN INT 09174C104 312,834 9,819 SH SOLE 0 0 9,819
DEERE & CO COM 244199105 296,233 467 SH SOLE 0 0 467
ETFS GOLD TR PHYSCL GOLD SHS 00326A104 1,213,421 31,740 SH SOLE 0 0 31,740
FIDELITY WISE ORIGIN BITCOIN SHS 315948109 703,163 13,774 SH SOLE 0 0 13,774
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 287,259 2,868 SH SOLE 0 0 2,868
GRAYSCALE BITCOIN MINI TR ET SHS NEW 389930207 1,124,025 43,315 SH SOLE 0 0 43,315
GRAYSCALE BITCOIN TRUST ETF SHS REP COM UT 389637109 876,761 19,261 SH SOLE 0 0 19,261
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100 536,824 33,805 SH SOLE 0 0 33,805
INVESCO QQQ TR UNIT SER 1 46090E103 556,719 756 SH SOLE 0 0 756
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101 5,444,580 163,550 SH SOLE 0 0 163,550
ISHARES GOLD TR ISHARES NEW 464285204 12,496,754 165,498 SH SOLE 0 0 165,498
ISHARES GOLD TRUST MICRO SHS REPSTG UN TR 46436F103 881,061 22,021 SH SOLE 0 0 22,021
ISHARES INC MSCI EURZONE ETF 464286608 881,538 12,684 SH SOLE 0 0 12,684
ISHARES INC MSCI HONG KG ETF 464286871 345,076 16,495 SH SOLE 0 0 16,495
ISHARES INC CORE MSCI EMKT 46434G103 1,570,233 18,955 SH SOLE 0 0 18,955
ISHARES TR INTL TREA BD ETF 464288117 1,343,077 32,734 SH SOLE 0 0 32,734
ISHARES TR CHINA LG-CAP ETF 464287184 541,264 17,134 SH SOLE 0 0 17,134
ISHARES TR U.S. REAL ES ETF 464287739 1,421,173 13,899 SH SOLE 0 0 13,899
ISHARES TR CORE INTL AGGR 46435G672 657,092 12,986 SH SOLE 0 0 12,986
ISHARES TR MSCI CHINA ETF 46429B671 4,695,475 92,023 SH SOLE 0 0 92,023
ISHARES TR INTL DEV RE ETF 464288489 244,921 10,983 SH SOLE 0 0 10,983
ISHARES TR GLOBAL REIT ETF 46434V647 267,721 9,693 SH SOLE 0 0 9,693
ISHARES TR 3 7 YR TREAS BD 464288661 894,030 7,612 SH SOLE 0 0 7,612
ISHARES TR CRE U S REIT ETF 464288521 455,582 6,856 SH SOLE 0 0 6,856
ISHARES TR CORE S&P SCP ETF 464287804 791,383 5,336 SH SOLE 0 0 5,336
ISHARES TR CORE S&P500 ETF 464287200 3,929,426 5,247 SH SOLE 0 0 5,247
ISHARES TR EAFE SML CP ETF 464288273 287,781 3,498 SH SOLE 0 0 3,498
ISHARES TR CORE MSCI EAFE 46432F842 267,527 2,770 SH SOLE 0 0 2,770
ISHARES TR JPMORGAN USD EMG 464288281 248,237 2,574 SH SOLE 0 0 2,574
ISHARES TR RUSSELL 2000 ETF 464287655 688,031 2,290 SH SOLE 0 0 2,290
ISHARES TR TIPS BD ETF 464287176 637,321 5,824 SH SOLE 0 0 5,824
LITMAN GREGORY FDS TR IMGP DBI MAN ETF 53700T827 6,525,226 213,173 SH SOLE 0 0 213,173
MICRON TECHNOLOGY INC COM 595112103 365,910 317 SH SOLE 0 0 317
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 5,833,370 161,455 SH SOLE 0 0 161,455
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 6,243,830 225,409 SH SOLE 0 0 225,409
SCHWAB STRATEGIC TR US TIPS ETF 808524870 4,523,577 170,701 SH SOLE 0 0 170,701
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 4,811,993 132,708 SH SOLE 0 0 132,708
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524748 566,599 11,668 SH SOLE 0 0 11,668
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 4,691,219 97,490 SH SOLE 0 0 97,490
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 4,705,301 190,807 SH SOLE 0 0 190,807
SCHWAB STRATEGIC TR US REIT ETF 808524847 6,825,903 288,256 SH SOLE 0 0 288,256
SIMPLIFY EXCHANGE TRADED FUN MANAGED FUTURES 82889N699 3,262,863 125,785 SH SOLE 0 0 125,785
SPDR GOLD TR GOLD SHS 78463V107 1,205,340 3,272 SH SOLE 0 0 3,272
SPDR INDEX SHS FDS ST DOW INTL ETF 78463X863 1,229,334 45,514 SH SOLE 0 0 45,514
SPDR INDEX SHS FDS ST STR EU 50 ETF 78463X202 3,410,993 49,665 SH SOLE 0 0 49,665
SPDR INDEX SHS FDS ST PORT MARK ETF 78463X509 1,136,002 21,939 SH SOLE 0 0 21,939
SPDR INDEX SHS FDS ST STR PO EX ETF 78463X889 747,637 14,837 SH SOLE 0 0 14,837
SPDR INDEX SHS FDS ST INTL CAP ETF 78463X871 1,541,622 35,229 SH SOLE 0 0 35,229
SPDR INDEX SHS FDS SP CHINA ETF 78463X400 343,571 3,971 SH SOLE 0 0 3,971
SPDR SERIES TRUST ST STR BLO 1 ETF 78468R663 5,331,707 58,181 SH SOLE 0 0 58,181
SPDR SERIES TRUST ST STR P500ETF 78464A854 10,644,026 121,120 SH SOLE 0 0 121,120
SPDR SERIES TRUST ST INTL BBG ETF 78464A516 6,649,647 306,718 SH SOLE 0 0 306,718
SPDR SERIES TRUST SST SPDR BLOOMBE 78464A391 734,418 35,106 SH SOLE 0 0 35,106
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 2,373,530 3,178 SH SOLE 0 0 3,178
TRANE TECHNOLOGIES PLC SHS G8994E103 245,580 500 SH SOLE 0 0 500
VANECK ETF TRUST JP MRGAN EM LOC 92189H300 4,179,112 163,502 SH SOLE 0 0 163,502
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 7,760,036 160,232 SH SOLE 0 0 160,232
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,207,401 12,521 SH SOLE 0 0 12,521
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,441,639 4,756 SH SOLE 0 0 4,756
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 804,942 1,172 SH SOLE 0 0 1,172
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 4,625,605 103,135 SH SOLE 0 0 103,135
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 239,855 2,709 SH SOLE 0 0 2,709
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 3,827,627 45,703 SH SOLE 0 0 45,703
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,974,758 66,590 SH SOLE 0 0 66,590
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 2,824,742 18,308 SH SOLE 0 0 18,308
VANGUARD STAR FDS VG TL INTL STK F 921909768 3,300,513 38,607 SH SOLE 0 0 38,607
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 3,374,187 47,357 SH SOLE 0 0 47,357
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 313,961 1,050 SH SOLE 0 0 1,050
WORLD GOLD TR SPDR GLD MINIS 98149E303 4,937,939 62,175 SH SOLE 0 0 62,175