The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P SCP ETF 464287804 13,555,941 91,403 SH SOLE 0 0 91,403
ISHARES TR CORE MSCI TOTAL 46432F834 22,406,564 234,771 SH SOLE 0 0 234,771
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 13,143,929 136,305 SH SOLE 0 0 136,305
VANGUARD INDEX FDS TOTAL STK MKT 922908769 67,082,256 181,284 SH SOLE 0 0 181,284
VANGUARD MALVERN FDS CORE BD ETF 922020748 55,358,105 716,770 SH SOLE 0 0 716,770
APPLE INC COM 037833100 823,862 2,847 SH SOLE 0 0 2,847
JPMORGAN CHASE & CO COM 46625H100 322,093 984 SH SOLE 0 0 984
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 364,424 488 SH SOLE 0 0 488
VANGUARD WORLD FD INF TECH ETF 92204A702 14,388,902 120,389 SH SOLE 0 0 120,389
SOUTHERN CO COM 842587107 350,202 3,659 SH SOLE 0 0 3,659
WALMART INC COM 931142103 217,233 1,918 SH SOLE 0 0 1,918
ALPHABET INC CAP STK CL A 02079K305 329,853 923 SH SOLE 0 0 923
MICROSOFT CORP COM 594918104 1,270,228 3,405 SH SOLE 0 0 3,405
NVIDIA CORPORATION COM 67066G104 204,029 1,020 SH SOLE 0 0 1,020
UNITEDHEALTH GROUP INC COM 91324P102 241,065 580 SH SOLE 0 0 580
INVESCO QQQ TR UNIT SER 1 46090E103 220,184 299 SH SOLE 0 0 299
COMFORT SYS USA INC COM 199908104 768,997 388 SH SOLE 0 0 388