The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 590,210 1,883 SH SOLE 0 0 1,883
CHEVRON CORPORATION COM 166764100 326,952 1,858 SH SOLE 0 0 1,858
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 15,863,241 402,620 SH SOLE 0 0 402,620
DIMENSIONAL ETF TRUST INTL COR FIX ETF 25434V575 2,132,518 40,202 SH SOLE 0 0 40,202
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 11,214,512 276,356 SH SOLE 0 0 276,356
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 14,604,971 331,630 SH SOLE 0 0 331,630
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V815 29,442,633 770,951 SH SOLE 0 0 770,951
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 7,297,070 200,249 SH SOLE 0 0 200,249
EXXON MOBIL CORP COM 30231G102 278,593 1,974 SH SOLE 0 0 1,974
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 1,124,918 5,301 SH SOLE 0 0 5,301
ISHARES INC CORE MSCI EMKT 46434G103 778,399 9,694 SH SOLE 0 0 9,694
ISHARES TR CORE MSCI EAFE 46432F842 2,215,176 23,000 SH SOLE 0 0 23,000
ISHARES TR CORE S&P TTL STK 464287150 6,907,938 42,227 SH SOLE 0 0 42,227
ISHARES TR CORE S&P500 ETF 464287200 485,995 649 SH SOLE 0 0 649
ISHARES TR NATIONAL MUN ETF 464288414 4,881,020 45,655 SH SOLE 0 0 45,655
JPMORGAN CHASE & CO COM 46625H100 1,423,530 4,306 SH SOLE 0 0 4,306
SPDR INDEX SHS FDS ST PORT MARK ETF 78463X509 1,213,635 23,662 SH SOLE 0 0 23,662
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 4,058,330 5,445 SH SOLE 0 0 5,445
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 25,421,548 531,498 SH SOLE 0 0 531,498
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,934,857 2,824 SH SOLE 0 0 2,824
VANGUARD INDEX FDS TOTAL STK MKT 922908769 89,805,659 243,871 SH SOLE 0 0 243,871
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,360,025 39,886 SH SOLE 0 0 39,886
VANGUARD MUN BD FDS INTERMEDIATE TRM 922907738 5,318,100 52,922 SH SOLE 0 0 52,922
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 749,012 14,903 SH SOLE 0 0 14,903
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 18,325,894 313,156 SH SOLE 0 0 313,156
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 22,273,942 272,231 SH SOLE 0 0 272,231
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 4,962,887 85,552 SH SOLE 0 0 85,552
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 17,897,999 227,681 SH SOLE 0 0 227,681
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 32,105,993 456,440 SH SOLE 0 0 456,440