The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Vanguard Total Stock Market ETF ETF 922908769 78,406,320 211,886 SH SOLE 0 0 211,886
Vanguard Mega Cap Growth ETF 921910816 38,684,189 440,043 SH SOLE 0 0 440,043
iShares Core US Aggregate Bond ETF 464287226 32,249,382 325,817 SH SOLE 0 0 325,817
Vanguard Meg Cap Value ETF ETF 921910840 28,204,472 172,557 SH SOLE 0 0 172,557
Invesco QQQ Trust ETF 46090E103 21,037,408 28,568 SH SOLE 0 0 28,568
Vanguard FTSE All-Wld ex-US ETF 922042775 20,431,464 243,958 SH SOLE 0 0 243,958
Vanguard Long-Term Bond ETF ETF 921937793 19,760,161 286,670 SH SOLE 0 0 286,670
Fidelity Total Bond ETF ETF 316188309 18,176,319 399,567 SH SOLE 0 0 399,567
iShares 3-7 Year Treasury Bond ETF ETF 464288661 17,619,418 150,016 SH SOLE 0 0 150,016
Vanguard Small-Cap ETF ETF 922908751 17,161,295 56,616 SH SOLE 0 0 56,616
iShares Russell 1000 ETF ETF 464287622 13,623,845 33,269 SH SOLE 0 0 33,269
iShares Core S&P Total US Stk Mkt ETF 464287150 11,374,058 69,240 SH SOLE 0 0 69,240
Vanguard High Dividend Yield ETF ETF 921946406 9,919,265 62,768 SH SOLE 0 0 62,768
Xtrackers MSCI EAFE High Div Yield Eq ETF ETF 233051630 9,727,758 302,668 SH SOLE 0 0 302,668
Vanguard Index Fd MCAP VL IDX ETF 922908512 9,692,210 49,050 SH SOLE 0 0 49,050
Vanguard Short-Term Corporate Bond ETF ETF 92206C409 9,438,715 119,432 SH SOLE 0 0 119,432
iShares S&P 500 Value ETF 464287408 7,322,341 32,248 SH SOLE 0 0 32,248
iShares S&P Mid-Cap 400 Value ETF 464287705 5,510,655 37,302 SH SOLE 0 0 37,302
iShares Core 10 Year USD Bond ETF ETF 464289479 5,441,141 110,478 SH SOLE 0 0 110,478
Vanguard Total Bond Market ETF ETF 921937835 4,270,627 58,175 SH SOLE 0 0 58,175
Vanguard FTSE Developed Markets ETF ETF 921943858 3,906,067 54,822 SH SOLE 0 0 54,822
iShares Core S&P Small-Cap ETF ETF 464287804 3,313,213 22,340 SH SOLE 0 0 22,340
Apple COM 037833100 3,208,134 11,087 SH SOLE 0 0 11,087
Dimensional US Equity ETF ETF 25434V401 2,867,818 34,999 SH SOLE 0 0 34,999
iShares S&P 500 Growth ETF 464287309 2,747,277 19,976 SH SOLE 0 0 19,976
Vanguard Russell 1000 Growth ETF 92206C680 2,003,422 15,675 SH SOLE 0 0 15,675
iShares Core MSCI Total Intl ETF 46432F834 1,812,692 18,993 SH SOLE 0 0 18,993
Vanguard Russell 1000 ETF ETF 92206C730 1,769,812 5,225 SH SOLE 0 0 5,225
iShares Core MSCI EAFE ETF ETF 46432F842 1,763,647 18,261 SH SOLE 0 0 18,261
iShares Russell 3000 ETF 464287689 1,574,636 3,693 SH SOLE 0 0 3,693
Vanguard Short-Term Treasury ETF 92206C102 1,238,741 21,284 SH SOLE 0 0 21,284
iShares 5-10 Yr Investment Grade Corp Bd ETF 464288638 1,186,808 22,321 SH SOLE 0 0 22,321
iShares Core Total USD Bond Market ETF ETF 46434V613 1,186,101 25,701 SH SOLE 0 0 25,701
Vanguard ESG US Stock ETF ETF 921910733 796,349 6,022 SH SOLE 0 0 6,022
Northrup Grumman COM 666807102 715,581 1,405 SH SOLE 0 0 1,405
Invesco NASDAQ 100 ETF ETF 46138G649 687,487 2,269 SH SOLE 0 0 2,269
Microsoft Corp COM 594918104 667,333 1,789 SH SOLE 0 0 1,789
Vanguard Mid-Cap ETF ETF 922908629 628,446 7,800 SH SOLE 0 0 7,800
Vanguard FTSE Emerging Mkt ETF ETF 922042858 625,848 10,485 SH SOLE 0 0 10,485
Nuveen ESG Large-Cap Growth ETF ETF 67092P201 538,593 4,601 SH SOLE 0 0 4,601
Texas Instruments COM 882508104 526,988 1,768 SH SOLE 0 0 1,768
Nuveen ESG Large-Cap Value ETF 67092P300 490,052 9,803 SH SOLE 0 0 9,803
Old Dominion Freight Line Inc Ordinary Shares COM 679580100 452,261 2,088 SH SOLE 0 0 2,088
Johnson & Johnson COM 478160104 442,162 1,741 SH SOLE 0 0 1,741
Principal Financial Group Inc COM 74251V102 432,737 4,015 SH SOLE 0 0 4,015
American Express Co COM 025816109 429,239 1,269 SH SOLE 0 0 1,269
Vanguard Total World Stock ETF ETF 922042742 419,841 2,675 SH SOLE 0 0 2,675
iShares ESG Aware US Aggregate Bond ETF 46435U549 384,495 8,110 SH SOLE 0 0 8,110
iShares 10 Year Invmt Grd Corp Bond ETF ETF 464289511 356,785 7,130 SH SOLE 0 0 7,130
Cirrus Logic Inc COM 172755100 356,472 2,400 SH SOLE 0 0 2,400
Amazon.com Inc COM 023135106 347,976 1,460 SH SOLE 0 0 1,460
UnitedHealth Group COM 91324P102 337,076 811 SH SOLE 0 0 811
Walmart Inc COM 931142103 323,810 2,859 SH SOLE 0 0 2,859
iShares ESG Optimized MSCI USA ETF ETF 464288802 310,452 2,012 SH SOLE 0 0 2,012
Alphabet Inc Cap Stock Class A COM 02079K305 250,159 700 SH SOLE 0 0 700
O'Reilly Automotive Inc COM 67103H107 237,592 2,580 SH SOLE 0 0 2,580
Coca Cola Co COM 191216100 235,602 2,899 SH SOLE 0 0 2,899
TE Connectivity PLC ORD SHS COM G87052109 234,876 1,165 SH SOLE 0 0 1,165
iShares ESG Aware MSCI EAFE ETF ETF 46435G516 227,621 2,214 SH SOLE 0 0 2,214
iShares ESG Aware MSCI USA Small-Cap ETF ETF 46435U663 221,762 3,965 SH SOLE 0 0 3,965
iShares Core MSCI Emerging Markets ETF ETF 46434G103 219,360 2,648 SH SOLE 0 0 2,648
iShares ESG Select Screened S&P Mid-Cap ETF ETF 46436E551 218,874 4,197 SH SOLE 0 0 4,197
Autodesk COM 052769106 211,918 1,090 SH SOLE 0 0 1,090
MPLX LP COM Unit Rep LTD COM 55336V100 207,970 3,692 SH SOLE 0 0 3,692
State Street SPDR S&P 500 ETF ETF 78462F103 204,615 274 SH SOLE 0 0 274
Invesco BulletShares 2032 Corporate Bd ETF ETF 46139W858 203,726 9,933 SH SOLE 0 0 9,933
Invesco BulletShares 2030 Corporate Bd ETF ETF 46138J460 202,919 12,191 SH SOLE 0 0 12,191
Invesco BulletShares 2028 Corporate Bd ETF ETF 46138J643 201,899 9,914 SH SOLE 0 0 9,914
Invesco BulletShares 2026 Corporate Bd ETF ETF 46138J791 200,951 10,292 SH SOLE 0 0 10,292
Sofi Technologies Inc COM 83406F102 197,230 11,000 SH SOLE 0 0 11,000