J.P. MORGAN ACCEPTANCE CORPORATION II ABS-15G

Exhibit 99.33

 

 

ALT ID Seller Name Seller Loan ID Investor Loan ID Exception ID Exception ID Date Exception Category Exception Subcategory Exception Description Exception Comments Seller Response Reviewer Response Compensating Factors Exception Status Cleared Date Exception Approved Pre Origination Initial Exception Grade Final Exception Grade Initial DBRS Exception Grade Final DBRS Exception Grade Initial Moodys Exception Grade Final Moodys Exception Grade Initial Fitch Exception Grade Final Fitch Exception Grade Initial Kroll Exception Grade Final Kroll Exception Grade Initial S&P Exception Grade Final S&P Exception Grade
305029150 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-02-02 11:29 Property Value Missing Post Close Valuation - 1 Acknowledged-original full appraisal and CDA were both done prior to closing, this is okay. CDA was lower and was used for valuation this would be a B for all RAs the LTV is still within guidelines 80%.  Client acknowledges and within guidelines to use CDA value to qualify - Due Diligence Vendor-03/31/2026

Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-02/02/2026		   Acknowledged-original full appraisal and CDA were both done prior to closing, this is okay. CDA was lower and was used for valuation this would be a B for all RAs the LTV is still within guidelines 80%.  Client acknowledges and within guidelines to use CDA value to qualify - Due Diligence Vendor-03/31/2026

   Acknowledged 2026-03-31 07:50 Investor Post-Close C B C B C B C B C B C B
304889896 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-02-19 09:01 Credit Missing Doc Missing VOM or VOR Resolved-Received property report confirming payment histories on primary residence are reflected on the credit report. Finding resolved. - Due Diligence Vendor-03/04/2026
Resolved-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing - Due Diligence Vendor-03/04/2026
Ready for Review-VOM is not required per product - however the tradeline is reflected on the credit report along with 2 other mortgages.  It is the XXXXXX XXXXXXXXXXXXXXXX opened XX/XX/XXXX with Balance of $XXX,XXX.  Attached property profile validates this information. - Due Diligence Vendor-03/04/2026
Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. VOM /12 Months history is missing  for Primary Residence  - Due Diligence Vendor-02/19/2026		   Resolved-Received property report confirming payment histories on primary residence are reflected on the credit report. Finding resolved. - Due Diligence Vendor-03/04/2026

 Resolved-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing - Due Diligence Vendor-03/04/2026

   Resolved 2026-03-04 10:56 N/A D A D A D A D A D A D A
304898972 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-02-22 10:47 Credit Eligibility Borrower 2 Credit Report is Expired Acknowledged-We are okay downgrading this exception as the report is still within 120 days. Constructive does not document exceptions in the loan file, but include on their tape to us. This exception was included. Client acknowledges and downgrading finding - Due Diligence Vendor-03/31/2026

Open-B2 credit report is > 90 days from Note date as required by guidelines - Due Diligence Vendor-02/22/2026		   Acknowledged-We are okay downgrading this exception as the report is still within 120 days. Constructive does not document exceptions in the loan file, but include on their tape to us. This exception was included. Client acknowledges and downgrading finding - Due Diligence Vendor-03/31/2026

   Acknowledged 2026-03-31 07:43 Investor Post-Close C B C B C B C B C B C B
305024430 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305044795 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305028966 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-02-26 16:57 Credit Missing Doc Incomplete Mortgage/Deed of Trust Resolved-The Mortgage document signed by borrower as authorized signor of the entity. Finding resolved. - Due Diligence Vendor-03/03/2026
Resolved-The Deed of Trust is Present and Complete - Due Diligence Vendor-03/03/2026
Ready for Review-Note signed by borrower as individual and as sole member of XXX - Due Diligence Vendor-03/03/2026
Open-The Deed of Trust is Incomplete Lender Guidelines state "The Deed and Security Instrument must be executed by the Entity (the borrower will sign as an authorized signor of the Entity)"; the Security Instrument in the loan file is signed by the Borrowing ENtity and individually.  - Due Diligence Vendor-02/26/2026		   Resolved-The Mortgage document signed by borrower as authorized signor of the entity. Finding resolved. - Due Diligence Vendor-03/03/2026

 Resolved-The Deed of Trust is Present and Complete - Due Diligence Vendor-03/03/2026

   Resolved 2026-04-30 09:52 N/A D A D A D A D A D A D A
305028966 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-02-26 16:55 Credit Missing Doc The Note is Incomplete Resolved-Received corrected Note signed as individual and as member of the entity, finding resolved. - Due Diligence Vendor-03/27/2026

Resolved-The Note is Present - Due Diligence Vendor-03/27/2026

Ready for Review-Updated Note - Due Diligence Vendor-03/27/2026

Open-The Note is Incomplete Lender Guidelines state "The note must be signed by both the guarantor in their individual capacity and as member(s) and/or managing member of the entity." - the Note in the loan file is only signed by an individual. - Due Diligence Vendor-02/26/2026		   Resolved-Received corrected Note signed as individual and as member of the entity, finding resolved. - Due Diligence Vendor-03/27/2026

 Resolved-The Note is Present - Due Diligence Vendor-03/27/2026

   Resolved 2026-04-30 09:51 N/A D A D A D A D A D A D A
305013316 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-02-02 13:38 Credit Missing Doc Approval/Underwriting Summary Not Provided Resolved-Loan Approval received, finding resolved. - Due Diligence Vendor-03/04/2026

Resolved-Approval/Underwriting Summary is fully present - Due Diligence Vendor-03/04/2026

Ready for Review-approval - Due Diligence Vendor-03/04/2026

Open-Missing Approval/Underwriting Summary Approval/Underwriting Summary Not Provided. Lender DSCR calculation is required.  - Due Diligence Vendor-02/07/2026		   Resolved-Loan Approval received, finding resolved. - Due Diligence Vendor-03/04/2026

 Resolved-Approval/Underwriting Summary is fully present - Due Diligence Vendor-03/04/2026

   Resolved 2026-04-13 16:01 N/A D A D A D A D A D A D A
305013316 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-02-24 05:33 Credit Missing Doc Missing Guaranty Agreement - Borrower 1 Resolved-Guaranty Agreement received, finding resolved. - Due Diligence Vendor-03/06/2026
Resolved-Guaranty Agreement for Borrower 1 provided. - Due Diligence Vendor-03/06/2026
Ready for Review-Guaranty - Due Diligence Vendor-03/06/2026
Counter-Lender provided a Guaranty Agreement; however, the document reflects a Guarantor of XXX XXXXXX XXX XXXXX XXX X XXXXXXXX XXX  which does not match the entity name on the Note. Finding remains - Due Diligence Vendor-03/04/2026
Open-Missing Guaranty Agreement for Borrower 1. - Due Diligence Vendor-03/04/2026
Ready for Review-Guaranty - Due Diligence Vendor-03/04/2026
Open-Missing Guaranty Agreement for Borrower 1. In cases where there will not be any individual capacity signatures, each applicable guarantor / manager must sign a Personal Guaranty in their individual capacity. The borrower only signed as manager for the XXXX. - Due Diligence Vendor-02/24/2026		   Resolved-Guaranty Agreement received, finding resolved. - Due Diligence Vendor-03/06/2026

 Resolved-Guaranty Agreement for Borrower 1 provided. - Due Diligence Vendor-03/06/2026

   Resolved 2026-03-06 13:36 N/A D A D A D A D A D A D A
305013316 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-02-24 05:33 Credit Closing Evidence of Good Standing age exceeds guidelines Resolved-Evidence of Good Standing received, finding resolved. - Due Diligence Vendor-03/04/2026
Resolved-Evidence of Good Standing in file is dated XX/XX/XXXX and note is dated XX/XX/XXXX. Document age of  days is within guidelines. - Due Diligence Vendor-03/04/2026
Ready for Review-good standing - Due Diligence Vendor-03/04/2026
Open-Evidence of Good Standing in file is dated XX/XX/XXXX and note is dated XX/XX/XXXX. Document age of  days exceeds guidelines. Certificate of Good Standing showing the company’s status as “Active,” dated within 30 days of closing, is required.  - Due Diligence Vendor-02/24/2026		   Resolved-Evidence of Good Standing received, finding resolved. - Due Diligence Vendor-03/04/2026
 Resolved-Evidence of Good Standing in file is dated XX/XX/XXXX and note is dated XX/XX/XXXX. Document age of  days is within guidelines. - Due Diligence Vendor-03/04/2026
   Resolved 2026-03-06 13:35 N/A C A C A C A C A C A C A
304897331 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305057750 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-04-12 18:22 Credit Missing Doc Missing Rent Loss Coverage Resolved-Rent Loss Coverage provided - Due Diligence Vendor-05/20/2026

Ready for Review-Insurance agent confirms 12 mo Rent loss coverage - Due Diligence Vendor-05/19/2026

Counter-Documentation provided does not specify the actual dollar amount of the rent loss coverage, finding remains. - Due Diligence Vendor-05/04/2026

Ready for Review-Rent Loss Coverage - Due Diligence Vendor-05/01/2026

Open-Hazard Insurance Policy does not reflect rent loss coverage. Missing coverage C amount of hazard insurance – unable to determine rent loss insurance meet lender guidelines  - Due Diligence Vendor-04/12/2026		   Resolved-Rent Loss Coverage provided - Due Diligence Vendor-05/20/2026

   Resolved 2026-05-20 17:55 N/A D A D A D A D A D A D A
305057750 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-04-12 18:30 Credit Missing Doc Missing Documentation 1 Resolved-Received evidence borrower is not owner along with rent-free letter for primary, finding resolved. - Due Diligence Vendor-04/27/2026

Ready for Review-fraud report showing current owner, page 21 and letter from said owner - Due Diligence Vendor-04/24/2026

Open-Missing documentation to validate borrower has no ownership interest in the primary residence as required per lender guideline as the borrower lives rent- free. - Due Diligence Vendor-04/12/2026		   Resolved-Received evidence borrower is not owner along with rent-free letter for primary, finding resolved. - Due Diligence Vendor-04/27/2026

   Resolved 2026-04-27 14:16 N/A D A D A D A D A D A D A
305057750 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-04-12 18:02 Credit Eligibility OFAC Check Not Completed and/or Cleared Resolved-OFAC Check Completed and Cleared - Due Diligence Vendor-04/27/2026

Ready for Review-Cleared fraud report for appraiser, see page 36 - Due Diligence Vendor-04/24/2026

Open-OFAC Check Not Completed and/or Cleared According to the fraud report a possible match found on OFAC for Appraiser. Missing evidence alert was reviewed and cleared.  - Due Diligence Vendor-04/12/2026		   Resolved-OFAC Check Completed and Cleared - Due Diligence Vendor-04/27/2026

   Resolved 2026-04-27 14:10 N/A C A C A C A C A C A C A
305099136 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-05-07 12:42 Credit Eligibility Fraud Report Shows Uncleared Alerts Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-05/12/2026
Ready for Review-XXXXXX search for borrower - Due Diligence Vendor-05/11/2026
Open-Fraud Report Shows Uncleared Alerts Missing evidence the following high alerts were cleared by the lender, possible match found on XXXXXX for the borrower.
 - Due Diligence Vendor-05/07/2026		   Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-05/12/2026

   Resolved 2026-05-12 18:12 N/A C A C A C A C A C A C A
305094835 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305094805 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305094804 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305087764 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305094491 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305079697 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-05-08 05:06 Property Value S&P value equals B, secondary product within tolerance Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-05/08/2026   Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-05/08/2026

   Acknowledged 2026-05-08 05:06 Investor Post-Close B B A A A A A A A A B B
305056701 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305059102 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305051462 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305089863 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305042231 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-02-18 14:45 Credit Missing Doc The Note is Incomplete Resolved-Received executed Prepayment Addendum to the Note, finding resolved. - Due Diligence Vendor-03/18/2026

Resolved-The Note is Present - Due Diligence Vendor-03/18/2026

Ready for Review-ATTACHED - Due Diligence Vendor-03/17/2026

Open-The Note is Incomplete The prepayment addendum to the Note fixed percentage is not executed. - Due Diligence Vendor-02/18/2026		   Resolved-Received executed Prepayment Addendum to the Note, finding resolved. - Due Diligence Vendor-03/18/2026

 Resolved-The Note is Present - Due Diligence Vendor-03/18/2026

   Resolved 2026-03-18 08:54 N/A D A D A D A D A D A D A
305042231 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-02-18 16:56 Credit Eligibility Prepayment penalty does not meet lender guidelines Waived-Prepayment penalty does not meet lender guidelines. Request to lock with 3-year PPP as XXX was unable to lock on investor site with required PPP.  Lender provided approved exception dated prior to origination and all lender compensation factors have been documented and validated. Finding is non-material, and loan will be graded a B. - Due Diligence Vendor-02/18/2026   Waived-Prepayment penalty does not meet lender guidelines. Request to lock with 3-year PPP as tam was unable to lock on investor site with required PPP.  Lender provided approved exception dated prior to origination and all lender compensation factors have been documented and validated. Finding is non-material, and loan will be graded a B. - Due Diligence Vendor-02/18/2026

 Fico higher than 740, and at least 20 points higher than guideline minimum
Housing payment history is 0x30x24 or better		 Waived 2026-02-18 17:00 Originator Pre-Close B B B B B B B B B B B B
305049919 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305042224 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305051129 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-03-09 10:56 Compliance QM-ATR ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements Resolved-. - Due Diligence Vendor-03/30/2026

Resolved-ATR Risk - Current Income or Current Assets were considered - Due Diligence Vendor-03/30/2026

Ready for Review-ATTACHED - Due Diligence Vendor-03/25/2026

Open-ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements . - Due Diligence Vendor-03/23/2026

Open-ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements Gift documentation incomplete. - Due Diligence Vendor-03/09/2026		   Resolved-. - Due Diligence Vendor-03/30/2026

 Resolved-ATR Risk - Current Income or Current Assets were considered - Due Diligence Vendor-03/30/2026

   Resolved 2026-06-24 08:39 N/A C A C A C A C A C A C A
305051129 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-03-09 10:15 Credit Missing Doc Missing Final Application (1003) Resolved-The Final 1003 is Present - Due Diligence Vendor-03/30/2026

Ready for Review-ATTACHED - Due Diligence Vendor-03/25/2026

Open-The Final 1003 is Missing - Due Diligence Vendor-03/09/2026		   Resolved-The Final 1003 is Present - Due Diligence Vendor-03/30/2026

   Resolved 2026-03-30 11:06 N/A D A D A D A D A D A D A
305051129 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-03-09 11:11 Credit Missing Doc Gift Documentation Incomplete Resolved-Received Gift letter. Condition cleared. - Due Diligence Vendor-03/30/2026
Ready for Review-Attached - Due Diligence Vendor-03/25/2026
Open-Gift Documentation Incomplete. The loan file contained two Gift Letters - one for $X,XXX.XX representing the earnest money deposit and another for $XX,XXX.XX.  However, per Incoming Wire Confirmation, actual funds received was $XX,XXX.XX.  Lender to provide corrected Gift Letter for $XX,XXX.XX. - Due Diligence Vendor-03/09/2026		   Resolved-Received Gift letter. Condition cleared. - Due Diligence Vendor-03/30/2026

   Resolved 2026-03-30 11:05 N/A D A D A D A D A D A D A
305051129 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-03-09 10:09 Compliance TRID TRID 10% Tolerance Violation Resolved-Lender provided post-close CD reflecting Recording Fees final amount of $XXX.XX.  There is no longer a tolerance issue.  Condition cleared.  - Due Diligence Vendor-03/23/2026
Ready for Review-FSS & PCCD sent to bwr - Due Diligence Vendor-03/19/2026
Open-The Loan Estimate dated XX/XX/XXXX reflects baseline 10% fees (i.e. Recording Fees) at 110% as $XXX.XX.  The 10% fees reflected on the Final CD dated XX/XX/XXXX total $XXX.XX.  The loan file did not contain a valid COC to support the increase.  No evidence of tolerance cure was provided in file.  A tolerance cure of $XX.XX is required.  Provide letter of explanation, proof of refund, corrected post-close CD and proof of delivery to the Borrower.  - Due Diligence Vendor-03/09/2026		   Resolved-Lender provided post-close CD reflecting Recording Fees final amount of $XXX.XX.  There is no longer a tolerance issue.  Condition cleared.  - Due Diligence Vendor-03/23/2026
   Resolved 2026-03-23 11:03 N/A C A C A C A C A C A C A
305119776 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-05-14 14:20 Credit Eligibility Credit score does not meet client overlay guidelines Acknowledged-Per lender, finding can be downgraded based on meeting lender guidelines. - Due Diligence Vendor-05/19/2026

Open-Audited FICO of 690 is less than Guideline FICO of 700 allowed by client overlays. Credit score of 690 is less than 700, the minimum credit score required per client overlay guidelines for an 80% LTV purchase transaction - Due Diligence Vendor-05/14/2026		   Acknowledged-Per lender, finding can be downgraded based on meeting lender guidelines. - Due Diligence Vendor-05/19/2026

   Acknowledged 2026-05-19 10:09 Investor Post-Close C B C B C B C B C B C B
305060702 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305133593 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305079286 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-05-05 14:06 Property Value S&P value equals B, secondary product within tolerance Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-05/05/2026   Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-05/05/2026

   Acknowledged 2026-05-05 14:07 Investor Post-Close B B A A A A A A A A B B
305108132 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-05-28 14:52 Compliance QM-ATR ATR Risk - Credit History taken into consideration does not meet requirements Resolved-ATR Risk - Credit History taken into consideration meets requirements - Due Diligence Vendor-06/02/2026

Ready for Review-Statement attached - Due Diligence Vendor-06/01/2026

Open-ATR Risk - Credit History taken into consideration does not meet requirements Missing VOM for month prior to note - Due Diligence Vendor-05/28/2026		   Resolved-ATR Risk - Credit History taken into consideration meets requirements - Due Diligence Vendor-06/02/2026

   Resolved 2026-06-02 09:21 N/A C A C A C A C A C A C A
305108132 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-05-28 14:52 Credit Eligibility Housing History Does Not Meet Guideline Requirements Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-06/02/2026
Ready for Review-Mortgage statement attached - Due Diligence Vendor-06/01/2026
Open-Housing History Does Not Meet Guideline Requirements Missing XX/XX/XXXX VOM.  the month prior to the note date is required by lender guidelines.  Last month reported is XX/XX/XXXX with Note date of note XX/XX/XXXX. - Due Diligence Vendor-05/28/2026		   Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-06/02/2026

   Resolved 2026-06-02 08:50 N/A C A C A C A C A C A C A
305126278 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-05-29 16:37 Credit Eligibility HCLTV exceeds client overlay guidelines Acknowledged-Client acknowledged LTV/CLTV/HCLTV Findings and downgraded.  LTV is within lender guidelines.   - Due Diligence Vendor-06/04/2026

Open-Audited HCLTV of 90% exceeds guideline HCLTV of 85% allowed by client overlays. Client lender overlay guidelines requires a maximum HCLTV of 85%. However, the current HCLTV of the subject is 90%. - Due Diligence Vendor-05/29/2026		   Acknowledged-Client acknowledged LTV/CLTV/HCLTV Findings and downgraded.  LTV is within lender guidelines.   - Due Diligence Vendor-06/04/2026

   Acknowledged 2026-06-04 07:21 Investor Post-Close C B C B C B C B C B C B
305126278 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-05-29 16:37 Credit Eligibility CLTV exceeds client overlay guidelines Acknowledged-Client acknowledged LTV/CLTV/HCLTV Findings and downgraded.  LTV is within lender guidelines.   - Due Diligence Vendor-06/04/2026

Open-Audited CLTV of 90% exceeds guideline CLTV of 85% allowed by client overlays. Client lender overlay guidelines requires a maximum CLTV of 85%.  However, the current CLTV of the subject is 90%. - Due Diligence Vendor-05/29/2026		   Acknowledged-Client acknowledged LTV/CLTV/HCLTV Findings and downgraded.  LTV is within lender guidelines.   - Due Diligence Vendor-06/04/2026

   Acknowledged 2026-06-04 07:20 Investor Post-Close C B C B C B C B C B C B
305126278 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-05-29 16:37 Credit Eligibility LTV exceeds client overlay guidelines Acknowledged-Client acknowledged LTV/CLTV/HCLTV Findings and downgraded.  LTV is within lender guidelines.   - Due Diligence Vendor-06/04/2026

Open-Audited LTV of 90% exceeds guideline LTV of 85% allowed by client overlays. Client lender overlay guidelines requires a maximum LTV of 85%.  However, the current LTV of the subject is 95%. - Due Diligence Vendor-05/29/2026		   Acknowledged-Client acknowledged LTV/CLTV/HCLTV Findings and downgraded.  LTV is within lender guidelines.   - Due Diligence Vendor-06/04/2026

   Acknowledged 2026-06-04 07:19 Investor Post-Close C B C B C B C B C B C B
305126275 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-06-01 10:55 Credit Eligibility LTV exceeds client overlay guidelines Acknowledged-Client acknowledged LTV Finding and downgraded.  LTV is within lender guidelines.   - Due Diligence Vendor-06/04/2026

Open-Audited LTV of 90% exceeds guideline LTV of 85% allowed by client overlays. Client lender overlay guidelines requires a maximum LTV of 85% for non-QM loans.  However, the current LTV of the subject is 90%. - Due Diligence Vendor-06/01/2026		   Acknowledged-Client acknowledged LTV Finding and downgraded.  LTV is within lender guidelines.   - Due Diligence Vendor-06/04/2026

   Acknowledged 2026-06-04 07:24 Investor Post-Close C B C B C B C B C B C B
#N/A XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305091914 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-04-13 12:21 Credit Missing Doc Missing VOM or VOR Resolved-Received documentation the primary residence is owned free & clear, finding resolved. - Due Diligence Vendor-04/20/2026
Resolved-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing - Due Diligence Vendor-04/20/2026
Ready for Review-4/17 XXX: Please note that documentation was provided in the original loan file to confirm that the borrower's primary address at XXXX XXXXXXX XXXXX XX is free and clear. The insurance agent confirmed that the property has no liens or mortgages attached.  - Due Diligence Vendor-04/17/2026
Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing.   Missing verification of a 12-month payment history for the primary residence, if the property is owned free and clear, supporting documentation is missing.
 - Due Diligence Vendor-04/13/2026		   Resolved-Received documentation the primary residence is owned free & clear, finding resolved. - Due Diligence Vendor-04/20/2026

 Resolved-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing - Due Diligence Vendor-04/20/2026

   Resolved 2026-04-20 08:29 N/A D A D A D A D A D A D A
305091914 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-04-13 12:17 Credit Missing Doc Missing Borrowing Entity of Evidence of Good Standing Resolved-Evidence of Good Standing provided - Due Diligence Vendor-04/20/2026
Ready for Review-4/17 XXX: Please see the attached Certificate of Existence that was printed on XX/XX/XXXX, which is within 5 days of the loan's closing date.  - Due Diligence Vendor-04/17/2026
Open-Missing Evidence of Good Standing. - Due Diligence Vendor-04/13/2026		   Resolved-Evidence of Good Standing provided - Due Diligence Vendor-04/20/2026

   Resolved 2026-04-20 08:22 N/A D A D A D A D A D A D A
304845385 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
304909048 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305100296 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305026210 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305104162 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
304891144 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
304897363 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
304897362 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
304893417 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
304893415 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-01-12 10:07 Credit Eligibility Housing History Does Not Meet Guideline Requirements Resolved-Copies of the Final Closing Disclosure were provided for the recent purchase of the borrower's other real estate-owned property (XXXXXX XXXX XX) & (XXXXX XXXXXXX XX), condition resolved. - Due Diligence Vendor-01/27/2026
Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-01/27/2026
Ready for Review-01/26 XX: Please see attached.  - Due Diligence Vendor-01/26/2026
Open-Housing History Does Not Meet Guideline Requirements Copy of the Note and/or Final Closing Disclosure was not provided for the recent purchase of the borrower's other real estate-owned property. REO (XXXX XXXXXX) & (XXXX XXXXX) - Due Diligence Vendor-01/12/2026		   Resolved-Copies of the Final Closing Disclosure were provided for the recent purchase of the borrower's other real estate-owned property (XXXXXX XXXX XX) & (XXXXX XXXXXXXX XX), condition resolved. - Due Diligence Vendor-01/27/2026
 Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-01/27/2026
   Resolved 2026-01-27 08:40 N/A C A C A C A C A C A C A
304893475 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2025-12-31 13:05 Credit Missing Doc Missing Documentation 1 Resolved-Verified 3 new mortgages with final CDs, condition cleared.  - Due Diligence Vendor-01/06/2026
Ready for Review-1/2 XX: Please see attached copies of CD for the three new mtgs that have closed.  - Due Diligence Vendor-01/02/2026
Open-1003 application indicates REO properties 3c, 3d and 3e with new mortgages with the lender.  A copy of the Note and or final closing disclosure for the properties with new mortgages as reflected on the 1003 application are missing
 - Due Diligence Vendor-12/31/2025		   Resolved-Verified 3 new mortgages with final CDs, condition cleared.  - Due Diligence Vendor-01/06/2026

   Resolved 2026-01-06 05:23 N/A D A D A D A D A D A D A
305077123 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-03-27 09:48 Credit Missing Doc Missing Borrowing Entity of Evidence of Good Standing Resolved-Evidence of Good Standing provided - Due Diligence Vendor-04/03/2026
Ready for Review-4/2 XX: Please see attached documentation  - Due Diligence Vendor-04/02/2026
Open-Missing Evidence of Good Standing. Online printout provided reflecting business as active; however, it is not dated. - Due Diligence Vendor-03/30/2026		   Resolved-Evidence of Good Standing provided - Due Diligence Vendor-04/03/2026

   Resolved 2026-04-03 16:50 N/A D A D A D A D A D A D A
304898879 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-03-19 16:46 Credit Eligibility Audited Reserves are less than Guideline Required Reserves (Number of Months) Waived-Updated client Purchase Criteria allows business assets to be utilized for reserves on business purpose loans where borrower is 100% owner. Client has waived the 100% requirement and acknowledged 50% ownership.   - Due Diligence Vendor-05/05/2026
Counter-Per updated guideline overlay, the use of business assets for reserves is acceptable if borrower is 100% owner; however, borrower owns 50%. Condition remains - Due Diligence Vendor-04/30/2026
Ready for Review-04/29 XX: Per the agreed guidelines, funds from a business account may be used as funds to close and towards reserves. - Due Diligence Vendor-04/29/2026
Open-Audited Reserves of  month(s) are less than Guideline Required Reserves of 3 month(s) Audited Reserves of 0 months are less than Guideline Required Reserves of 3 months. Guideline overlays do not allow the use of business assets for reserves. - Due Diligence Vendor-03/19/2026		   Waived-Updated client Purchase Criteria allows business assets to be utilized for reserves on business purpose loans where borrower is 100% owner. Client has waived the 100% requirement and acknowledged 50% ownership.   - Due Diligence Vendor-05/05/2026

 Client has waived the 100% requirement and acknowledged 50% ownership. Waived 2026-06-24 08:45 Investor Post-Close C B C B C B C B C B C B
304898879 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-03-19 16:43 Credit Assets Total Qualified Assets for Reserves Post-Close is less than Total Required Reserve Amount Waived-Updated client Purchase Criteria allows business assets to be utilized for reserves on business purpose loans where borrower is 100% owner. Client has waived the 100% requirement and acknowledged 50% ownership.   - Due Diligence Vendor-05/05/2026
Counter-Per updated guideline overlay, the use of business assets for reserves is acceptable if borrower is 100% owner; however, borrower owns 50%. Condition remains - Due Diligence Vendor-04/30/2026
Ready for Review-04/29 XX: Per the agreed guidelines, funds from a business account may be used as funds to close and towards reserves. - Due Diligence Vendor-04/29/2026
Open-Total Qualified Assets for Reserves Post-Close of $0 is less than Total Required Reserve Amount of $XXXX.XX Guideline overlays do not allow the use of business assets for reserves. - Due Diligence Vendor-03/19/2026		   Waived-Updated client Purchase Criteria allows business assets to be utilized for reserves on business purpose loans where borrower is 100% owner. Client has waived the 100% requirement and acknowledged 50% ownership.   - Due Diligence Vendor-05/05/2026

 Client has waived the 100% requirement and acknowledged 50% ownership. Waived 2026-06-24 08:44 Investor Post-Close C B C B C B C B C B C B
304898879 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-03-19 16:29 Credit Borrower Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete Resolved-Received withdraw letters for XXXX and XXXX and no evidence of payments required for remaining REO's, finding resolved. - Due Diligence Vendor-04/30/2026
Resolved-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not partially present. - Due Diligence Vendor-04/30/2026
Ready for Review-04/29 XX: Please see the final disclosures for XXXX, XXXX, XXXX, XXXX and withdraw letters for XXXX and XXXX.  - Due Diligence Vendor-04/29/2026
Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete. Missing payment histories for XXXX XXXXX XXXXXXX, XXXX X XXXXXXXXXX, XXXX X XXXXXXX, XXXX X XXXXXXXXXXX, XXXX X XXXXXXXXXXX and XXXX XXXXXX - Due Diligence Vendor-03/19/2026		   Resolved-Received withdraw letters for XXXXXX and XXXXXXX and no evidence of payments required for remaining REO's, finding resolved. - Due Diligence Vendor-04/30/2026
 Resolved-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not partially present. - Due Diligence Vendor-04/30/2026
   Resolved 2026-04-30 16:47 N/A C A C A C A C A C A C A
304898879 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-03-19 15:44 Credit Missing Doc Missing Evidence of Entity Percentage Ownership Resolved-Received evidence of percentage of ownership, finding resolved. - Due Diligence Vendor-04/30/2026
Ready for Review-04/29 XX: Please see the attached document showing the percent ownership on the 24th page of the  operating agreement.  - Due Diligence Vendor-04/29/2026
Open-Missing Evidence of Entity Percentage Ownership for each guarantor.
 - Due Diligence Vendor-03/19/2026		   Resolved-Received evidence of percentage of ownership, finding resolved. - Due Diligence Vendor-04/30/2026

   Resolved 2026-04-30 16:37 N/A D A D A D A D A D A D A
304909835 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
304909833 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2025-12-19 14:10 Credit Title Title Coverage is Less than Subject Lien(s) Total Resolved-Updated title with XXXX coverage received and cleared.  - Due Diligence Vendor-01/14/2026
Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) $XXXXXX.XX - Due Diligence Vendor-01/14/2026
Ready for Review-1/14 XX please see attached - Due Diligence Vendor-01/14/2026
Counter-Please provide verification that the final policy covers the loan amount at a minimum. Per XXX Investor Flex Underwriting Guidelines - The amount of title insurance coverage on the final title policy must be at least equal to the original principal amount of the mortgage - Due Diligence Vendor-01/07/2026
Ready for Review-1/6 XX per XXXXX at XXX, these conditions are not to be graded a C and should be waived, please reach out to XXX if need to confirm, thank you - Due Diligence Vendor-01/06/2026
Open-Title Coverage Amount of $XXXXXX is Less than Total Amount of Subject Lien(s) of $XXXXXX.XX - Due Diligence Vendor-12/19/2025		   Resolved-Updated title with XXXX coverage received and cleared.  - Due Diligence Vendor-01/14/2026
 Resolved-Title Coverage Amount of $XXXXXXX is equal to or greater than Total Amount of Subject Lien(s) $XXXXXX.XX - Due Diligence Vendor-01/14/2026
   Resolved 2026-01-14 15:21 N/A C A C A C A C A C A C A
305024993 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305031301 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-02-10 11:07 Credit Missing Doc Missing Borrowing Entity of Evidence of Good Standing Resolved-Evidence of Good Standing provided - Due Diligence Vendor-02/23/2026
Ready for Review-2/19 XX: Please see attached.  - Due Diligence Vendor-02/19/2026
Open-Missing Evidence of Good Standing. - Due Diligence Vendor-02/10/2026		   Resolved-Evidence of Good Standing provided - Due Diligence Vendor-02/23/2026

   Resolved 2026-03-20 08:02 N/A D A D A D A D A D A D A
305031301 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-02-13 15:50 Credit Closing Borrower 2 Deed of Trust Signature does not match Note Resolved-Borrower 2 Signature matches Note - Due Diligence Vendor-02/18/2026
Ready for Review-After review, audit concurs with lender, signature not required. - Due Diligence Vendor-02/18/2026
Ready for Review-XX 2/17: Disagree - pursuant to the Operating Agreement of XXX XXXXXXXXXX XXX XXXXXX XXXX owns 50% of the Company, and thus his signature alone should be sufficient. Please provide the guideline/guidance/ or regulation that required both to sign so we may review further - Due Diligence Vendor-02/18/2026
Open-Borrower 2 Signature does not match Note Borrower 2 signature is missing on the Mortgage.  - Due Diligence Vendor-02/13/2026		   Resolved-Borrower 2 Signature matches Note - Due Diligence Vendor-02/18/2026

   Resolved 2026-02-18 16:09 N/A C A C A C A C A C A C A
305024000 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305077695 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305137091 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305063302 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305073585 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305029694 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305028383 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305076899 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305094560 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305073526 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305074651 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305040507 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305051446 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305051369 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305057861 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305052327 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305079321 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305078466 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305057811 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305070042 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305052638 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305074634 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305061544 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305054679 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-04-14 13:27 Credit Eligibility Insufficient Reserves Number of Months (Client Overlay) Resolved-Asset are listed as XXXX XXXX XXX and documentation in the loan file confirms borrower is 100% owner of the business. Based on updated guideline overlays (XXX XXXXXXXXXX XXXXXXXX Purchase Criteria), business assets may be used as reserves with proof of 100% business ownership, finding resolved. - Due Diligence Vendor-04/22/2026
Counter-Update to guideline overlays allows for the use of business assets for reserves when borrower is 100% owner of the business. Assets are listed as XXXX XXXXX XXX. Unable to confirm borrower's ownership. Unable to utilize assets for reserves. Condition remains - Due Diligence Vendor-04/22/2026
Counter-Guideline overlays section 11 (Asset Eligibility Notes) states business assets cannot be used as reserves, finding remains. - Due Diligence Vendor-04/20/2026
Ready for Review-04/20/2026 - XX: The agreed upon guidelines between XXX and XXX do not prohibit business assets from being utilized for reserves. - Due Diligence Vendor-04/20/2026
Open-Audited Reserves of  month(s) are less than Guideline Required Reserves of 3 month(s) allowed by client overlays. Business assets are not allowed to be used for reserves per client overlays. - Due Diligence Vendor-04/14/2026		   Resolved-Asset are listed as XXXX XXXX XXX and documentation in the loan file confirms borrower is 100% owner of the business. Based on updated guideline overlays (XXX XXXXXXXXXXX XXXXXXXX Purchase Criteria), business assets may be used as reserves with proof of 100% business ownership, finding resolved. - Due Diligence Vendor-04/22/2026
   Resolved 2026-04-22 16:18 N/A C A C A C A C A C A C A
305054679 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-04-14 13:20 Credit Assets Total Qualified Assets for Reserves Post-Close is less than Total Required Reserve Amount Resolved-Asset are listed as XXXX XXXX XXX and documentation in the loan file confirms borrower is 100% owner of the business.  Based on updated guideline overlays (XXX XXXXXXXXXXXXX XXXXXXXX Purchase Criteria), business assets may be used as reserves with proof of 100% business ownership, finding resolved. - Due Diligence Vendor-04/22/2026
Counter-Update to guideline overlays allows for the use of business assets for reserves when borrower is 100% owner of the business. Assets are listed as XXXX XXXX XXX. Unable to confirm borrower's ownership. Unable to utilize assets for reserves. Condition remains - Due Diligence Vendor-04/22/2026
Counter-Guideline overlays section 11 (Asset Eligibility Notes) states business assets cannot be used as reserves, finding remains. - Due Diligence Vendor-04/20/2026
Ready for Review-04/20/2026 - XX: The agreed upon guidelines between XXX and XXX do not prohibit business assets from being utilized for reserves. - Due Diligence Vendor-04/20/2026
Open-Total Qualified Assets for Reserves Post-Close of $0 is less than Total Required Reserve Amount of $XXXXX.XX Client Overlays do not allow business assets to be used for reserves. - Due Diligence Vendor-04/14/2026		   Resolved-Asset are listed as XXXX XXXX XXX and documentation in the loan file confirms borrower is 100% owner of the business.  Based on updated guideline overlays (XXX XXXXXXXXXXX XXXXXXXX Purchase Criteria), business assets may be used as reserves with proof of 100% business ownership, finding resolved. - Due Diligence Vendor-04/22/2026
   Resolved 2026-04-22 16:17 N/A C A C A C A C A C A C A
305102242 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305089926 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305079234 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305064048 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305056909 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-03-19 13:50 Property Appraisal The appraiser was not licensed (Primary Value) Resolved-Received documentation showing appraiser's license active prior to the valuation date, finding resolved. - Due Diligence Vendor-03/29/2026
Resolved-Primary Value appraiser's license was effective prior to the Valuation Date and expired after the Valuation Date Or Primary Valuation Is Not Selected Or Appraiser License Dates Are Not Provided - Due Diligence Vendor-03/29/2026
Ready for Review-03/27 XX: Please see the attached document showing the appraisal license history.  - Due Diligence Vendor-03/27/2026
Open-Primary Value appraiser's license was not effective prior to the Valuation Date or expired prior to the Valuation Date . - Due Diligence Vendor-03/19/2026		   Resolved-Received documentation showing appraiser's license active prior to the valuation date, finding resolved. - Due Diligence Vendor-03/29/2026

 Resolved-Primary Value appraiser's license was effective prior to the Valuation Date and expired after the Valuation Date Or Primary Valuation Is Not Selected Or Appraiser License Dates Are Not Provided - Due Diligence Vendor-03/29/2026

   Resolved 2026-03-29 13:02 N/A C A C A C A C A C A C A
305078250 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305106121 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-05-13 08:48 Credit Missing Doc Missing Documentation 1 Resolved-Received copies of Notes and final Closing Disclosures for 1009 and XXXX X XXXX, finding resolved. - Due Diligence Vendor-05/15/2026
Ready for Review-05/14 XXX: Please see the attached documentation. I've attached the CD and notes for the recently completed transactions at XXXX XXXX XX and XXXX X XXXX XX. - Due Diligence Vendor-05/14/2026
Open-1003 application discloses two additional REO properties, located at XXXX X XXXX XX and XXXX X XXXX XX, that were financed by new mortgages with the lender. Copies of the Notes, Final Closing Disclosures, or Mortgage Payment Histories for these additional Real Estate Owned properties are missing.
 - Due Diligence Vendor-05/13/2026		   Resolved-Received copies of Notes and final Closing Disclosures for 1009 and XXXX X XXXX, finding resolved. - Due Diligence Vendor-05/15/2026
   Resolved 2026-05-15 14:07 N/A D A D A D A D A D A D A
305075890 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305058330 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305076218 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305106120 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305106119 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-05-08 10:42 Credit Missing Doc Missing Documentation 1 Resolved-Received copies of Notes and final Closing Disclosures for REO 3e and 3f, finding resolved. - Due Diligence Vendor-05/12/2026
Ready for Review-05/11 XXX: please see the attached documentation. I've attached the notes/CD for the two new properties located at XXXX XXXX and XXXX XXXX. - Due Diligence Vendor-05/11/2026
Open-1003 application indicates REO properties #XX and XX (XXXX/XXXX XXXX) with a new mortgage with the lender. A copy of the Note and or final closing disclosure for the REOS with new mortgages as reflected on the 1003 application is missing.  - Due Diligence Vendor-05/08/2026		   Resolved-Received copies of Notes and final Closing Disclosures for REO 3e and 3f, finding resolved. - Due Diligence Vendor-05/12/2026

   Resolved 2026-05-12 17:48 N/A D A D A D A D A D A D A
305073525 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305071578 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305100998 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305061000 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305078249 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305069144 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-04-05 21:01 Credit Closing Evidence of Good Standing age exceeds guidelines Resolved-Evidence of Good Standing in file is dated XX/XX/XXXX and note is dated XX/XX/XXXX. Document age of  days is within guidelines. - Due Diligence Vendor-04/28/2026
Ready for Review-4/28 XX: Please see attached updated certificate of good standing. - Due Diligence Vendor-04/28/2026
Counter-Reviewed lender's response; however, the document in file is dated 188 days prior to the Note date but must be dated within 120 of the Note date, finding remains. - Due Diligence Vendor-04/10/2026
Ready for Review-4/9 XX: The investor flex pink guidelines do not state that the certificate of good standing in required to be dated within 120 days of the note date. Since this document is being used for title purposes and not income purposes This document is considered a "Title Supporting Document”. This document does not have an expiration date that is required to be entered into the system. - Due Diligence Vendor-04/09/2026
Open-Evidence of Good Standing in file is dated XX/XX/XXXX and note is dated XX/XX/XXXX. Document age of  days exceeds guidelines. Evidence of Good Standing is greater than 120 days from the Note date.  - Due Diligence Vendor-04/06/2026		   Resolved-Evidence of Good Standing in file is dated XX/XX/XXXX and note is dated XX/XX/XXXX. Document age of  days is within guidelines. - Due Diligence Vendor-04/28/2026
   Resolved 2026-04-28 15:40 N/A C A C A C A C A C A C A
305062310 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305077119 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305064043 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-05-20 08:33 Credit Eligibility Insufficient Reserves Number of Months (Client Overlay) Resolved-Total Qualified Assets for Reserves Post-Close of $XXXXX.XX is equal to or greater than Total Required Reserve Amount of $XXXX.XX. Closing Disclosure used to document sufficient assets for closing, however not used for reserves due to borrower not 100% owner.  Personal assets sufficient to cover 3 months reserves therefore condition(s) cleared.  - Due Diligence Vendor-05/27/2026
Ready for Review-05/27/2026 - XX: Please see attached. The borrower utilized $XX,XXX from the recent refinance on XXX XXXXXXX XXX which is owned by XXXXXX XXXXX XXX. - Due Diligence Vendor-05/27/2026
Open-Audited Reserves of  month(s) are less than Guideline Required Reserves of 3 month(s) allowed by client overlays. Audited Reserves of month(s) are less than Guideline Required Reserves of 3 month(s) allowed by client overlays. - Due Diligence Vendor-05/20/2026		   Resolved-Total Qualified Assets for Reserves Post-Close of $XXXXX.XX is equal to or greater than Total Required Reserve Amount of $XXXX.XX. Closing Disclosure used to document sufficient assets for closing, however not used for reserves due to borrower not 100% owner.  Personal assets sufficient to cover 3 months reserves therefore condition(s) cleared.  - Due Diligence Vendor-05/27/2026
   Resolved 2026-05-27 14:56 N/A C A C A C A C A C A C A
305064043 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-05-20 08:23 Credit Assets Total Qualified Assets for Reserves Post-Close is less than Total Required Reserve Amount Resolved-Total Qualified Assets for Reserves Post-Close of $XXXXXX.XX is equal to or greater than Total Required Reserve Amount of $XXXX.XX. Closing Disclosure used to document sufficient assets for closing, however not used for reserves due to borrower not 100% owner.  Personal assets sufficient to cover 3 months reserves therefore condition(s) cleared. - Due Diligence Vendor-05/27/2026
Ready for Review-05/27/2026 - XX: Please see attached. The borrower utilized $XX,XXX from the recent refinance on XXXX XXXXXXX XXX which is owned by XXXXXX XXXXX XXX. - Due Diligence Vendor-05/27/2026
Open-Total Qualified Assets for Reserves Post-Close of $0 is less than Total Required Reserve Amount of $XXXX.XX - Due Diligence Vendor-05/20/2026		   Resolved-Total Qualified Assets for Reserves Post-Close of $XXXXX.XX is equal to or greater than Total Required Reserve Amount of $XXXX.XX. Closing Disclosure used to document sufficient assets for closing, however not used for reserves due to borrower not 100% owner.  Personal assets sufficient to cover 3 months reserves therefore condition(s) cleared. - Due Diligence Vendor-05/27/2026
   Resolved 2026-05-27 14:55 N/A C A C A C A C A C A C A
305064043 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-05-20 08:23 Credit Assets Insufficient asset documentation in file - assets do not cover closing costs Resolved-Closing Disclosure provided evidencing secured borrowers funds from a HELOC on the borrowers' property located at XXXX. The property was held in the borrower's business name where the borrower is 50% owner therefore only gave access to 50% of the proceeds and funds were only used for closing. Sufficient assets for closing documented. - Due Diligence Vendor-05/27/2026
Resolved-Sufficient asset documentation provided. - Due Diligence Vendor-05/27/2026
Ready for Review-05/27/2026 - XX: Please see attached. The borrower utilized $XX,XXX from the recent refinance on XXXX XX XXXXX XXX which is owned by XXXXXX XXXXX XXX.  - Due Diligence Vendor-05/27/2026
Open-Insufficient asset documentation in file - assets do not cover closing costs. Verified assets of $XXXXX.XX are insufficient funds to close of $XX,XXX.XX and reserves of $XXXX.XX.  - Due Diligence Vendor-05/20/2026		   Resolved-Closing Disclosure provided evidencing secured borrowers funds from a HELOC on the borrowers' property located at XXXX. The property was held in the borrower's business name where the borrower is 50% owner therefore only gave access to 50% of the proceeds and funds were only used for closing. Sufficient assets for closing documented. - Due Diligence Vendor-05/27/2026
 Resolved-Sufficient asset documentation provided. - Due Diligence Vendor-05/27/2026
   Resolved 2026-05-27 14:54 N/A C A C A C A C A C A C A
305063366 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305077118 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305077117 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305124558 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305064975 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305088323 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-04-15 17:30 Credit Missing Doc Missing Documentation 1 Resolved-Documentation provided shows servicing transferred for all 3 loans, finding resolved. - Due Diligence Vendor-04/29/2026
Ready for Review-4/28 XX: Please see attached documentation  - Due Diligence Vendor-04/28/2026
Counter-Closing disclosures confirm all transactions were purchases therefore no payments were due prior to XX/XXXX. Proof of theXXXX and XXXX XXXX payments still missing for all 3 properties. Condition remains - Due Diligence Vendor-04/24/2026
Ready for Review-4/23 XX: Please see copies of the CD for each property. - Due Diligence Vendor-04/23/2026
Counter-Copies of Notes provided for XXXXXXXXX, XXXXXXX and XXXXXX all reflect a first payment due date of XX/XX/XXXX. The Closing Disclosures were not provided to determine if these properties were recently purchased or if the transactions were refinances. As a result, evidence of XXXXX and XXXX XXXX payments are required for all 3 properties along with CD's confirming no payments were due prior to XX/XXXX. Finding remains - Due Diligence Vendor-04/22/2026
Ready for Review-4/21 XX: Please see attached copies of the notes for the following properties.  - Due Diligence Vendor-04/21/2026
Open-1003 application discloses 3 additional REO properties, identified as XXXX XXXXXX XXXXXX, XXXX XXXXXX XXXXXX, and XXX XXXXXXXX XXXXXXX, financed by new mortgages with the lender. Copies of the Notes, Final Closing Disclosures, or Mortgage Payment Histories for these additional Real Estate Owned are missing.
 - Due Diligence Vendor-04/15/2026		   Resolved-Documentation provided shows servicing transferred for all 3 loans, finding resolved. - Due Diligence Vendor-04/29/2026

   Resolved 2026-04-29 17:34 N/A D A D A D A D A D A D A
305075889 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305103544 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305064138 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305075886 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305074632 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305079861 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305084673 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305070035 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305075885 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305066759 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305066755 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305085891 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305074677 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-04-05 17:51 Credit Missing Doc Missing Documentation 1 Resolved-Received documentation that flood insurance is paid by XXX, finding resolved - Due Diligence Vendor-04/10/2026
Ready for Review-04/09/26 - XX: Please see the attached flood insurance policy reflecting an annual premium of $X,XXX. this debt was not included in DSCR due to the attached email confirming the flood premium is paid by the XXX.  - Due Diligence Vendor-04/09/2026
Open-Lender included supplemental insurance of $XXX.XX per month in DSCR calculation. Missing evidence of supplemental insurance if any.  - Due Diligence Vendor-04/05/2026		   Resolved-Received documentation that flood insurance is paid by XXX, finding resolved - Due Diligence Vendor-04/10/2026
   Resolved 2026-04-10 12:08 N/A D A D A D A D A D A D A
305083142 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305067565 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305091043 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305069967 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305069966 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305079232 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-04-02 23:26 Credit Borrower Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete Resolved-Letter of explanation provided stating borrower living rent-free, finding resolved. - Due Diligence Vendor-04/10/2026
Resolved-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not partially present. - Due Diligence Vendor-04/10/2026
Ready for Review-4/9 XX: Please see attached documentation that confirms borrower lives rent free. - Due Diligence Vendor-04/09/2026
Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete. Missing documentation to validate borrower has no ownership interest in the primary residence as the borrower lives rent- free.  - Due Diligence Vendor-04/03/2026		   Resolved-Letter of explanation provided stating borrower living rent-free, finding resolved. - Due Diligence Vendor-04/10/2026

 Resolved-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not partially present. - Due Diligence Vendor-04/10/2026

   Resolved 2026-04-10 10:19 N/A C A C A C A C A C A C A
305077179 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305077691 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305099163 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305076213 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305104136 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305094511 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305091138 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-05-07 15:32 Credit Assets Asset 1 Does Not Meet Guideline Requirements Resolved-Sufficient assets were verified for funds to close and reserves therefore finding is resolved. - Due Diligence Vendor-05/11/2026
Resolved-Asset Record 1 Meets G/L Requirements - Due Diligence Vendor-05/11/2026
Ready for Review-5/8 XXX: Please note that the business bank account for XXXXXX XXXXXX XXX XXX was not used towards the borrower's available assets. The borrower provided 2 months' statements from their XXXXXX XXXXXXX stock account showing a balance of $XXX,XXX.XX as of XX/XX/XXXX, which is more than enough to cover funds to close and required reserves. Documentation of ownership in the business is therefore not required.  - Due Diligence Vendor-05/08/2026
Open-Asset Record 1 Does Not Meet G/L Requirements Missing documentation of borrower's percentage of business ownership for use of business assets. Additional conditions may apply upon receipt of ownership documentation. - Due Diligence Vendor-05/07/2026		   Resolved-Sufficient assets were verified for funds to close and reserves therefore finding is resolved. - Due Diligence Vendor-05/11/2026

 Resolved-Asset Record 1 Meets G/L Requirements - Due Diligence Vendor-05/11/2026

   Resolved 2026-05-11 15:37 N/A C A C A C A C A C A C A
305091138 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-05-07 15:42 Credit Eligibility Audited FICO is less than Guideline FICO Resolved-Audited FICO of 681 is greater than or equal to Guideline FICO of 680 - Due Diligence Vendor-05/11/2026
Ready for Review-5/8 XXX: Please note that the median FICO score of 681 would be used to qualify.  - Due Diligence Vendor-05/08/2026
Open-Audited FICO of 676 is less than Guideline FICO of 680 - Due Diligence Vendor-05/07/2026		   Resolved-Audited FICO of 681 is greater than or equal to Guideline FICO of 680 - Due Diligence Vendor-05/11/2026

   Resolved 2026-05-11 15:36 N/A C A C A C A C A C A C A
305091138 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-05-06 08:49 Property Value S&P value equals B, secondary product within tolerance Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. Acknowledged. - Due Diligence Vendor-05/06/2026   Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. Acknowledged. - Due Diligence Vendor-05/06/2026

   Acknowledged 2026-05-07 14:02 Investor Post-Close B B A A A A A A A A B B
305071219 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-04-01 12:21 Credit Eligibility Audited Reserves are less than Guideline Required Reserves (Number of Months) Resolved-Assets listed as XXXXX XXXXXXX XXXXXXXX XXX and documentation contained in the loan file reflects borrower owns 100% of XXXXX XXXXXXX XXXXXXXX. Based on updated guideline overlays (XXX XXXXXXXXXXXX XXXXXXXXX Purchase Criteria), business assets may be used for reserves with proof of 100% of business ownership. Finding resolved. - Due Diligence Vendor-04/22/2026
Counter-Asset Eligibility Notes (Section 11) of the guideline overlays indicate business assets cannot be used as reserves. Finding remains - Due Diligence Vendor-04/08/2026
Ready for Review-04/07/26 - XX: Business assets are not listed as an eligible source of funds for reserves per the agreed upon guidelines between XXX and XXX.  - Due Diligence Vendor-04/07/2026
Open-Audited Reserves of  month(s) are less than Guideline Required Reserves of 3 month(s) Audited Reserves of month(s) are less than Guideline Required Reserves of 3 month(s). Borrower checking account has $XXX.XX in it. The borrower moved funds out of their personal account and opened a business account per LOE and bank letter in file. The file doesn't include bank statements for the new business account. Business assets cannot be used for reserves per lender overlay guidelines.  - Due Diligence Vendor-04/01/2026		   Resolved-Assets listed as XXXXX XXXXXX XXXXXXXX XXX and documentation contained in the loan file reflects borrower owns 100% of XXXXX XXXXXXX XXXXXXXX. Based on updated guideline overlays (XXX XXXXXXXXXXX XXXXXXXX Purchase Criteria), business assets may be used for reserves with proof of 100% of business ownership. Finding resolved. - Due Diligence Vendor-04/22/2026
   Resolved 2026-04-22 12:24 N/A C A C A C A C A C A C A
305071219 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-04-01 12:10 Credit Assets Insufficient asset documentation in file - assets do not cover closing costs Resolved-Assets listed as XXXXX XXXXXXX XXXXXXXX XXX and documentation contained in the loan file reflects borrower owns 100% of XXXXX XXXXXXX XXXXXXXXX. Based on updated guideline overlays (XXX XXXXXXXXXXXX XXXXXXXXX Purchase Criteria), business assets may be used for reserves with proof of 100% of business ownership. Finding resolved. - Due Diligence Vendor-04/22/2026
Counter-Asset Eligibility Notes (Section 11) of the guideline overlays indicate business assets cannot be used as reserves. Finding remains - Due Diligence Vendor-04/08/2026
Ready for Review-04/07/26 - XX: Business assets are not listed as an eligible source of funds for reserves per the agreed upon guidelines between XXX and XXX.  - Due Diligence Vendor-04/07/2026
Open-Insufficient asset documentation in file - assets do not cover closing costs. Borrower checking account has $XXX.XX in it. The borrower moved funds out of their personal account and opened a business account per LOE and bank letter in file. The file doesn't include bank statements for the new business account. Business assets cannot be used for reserves per lender overlay guidelines.  - Due Diligence Vendor-04/01/2026		   Resolved-Assets listed as XXXXX XXXXXXX XXXXXXXX XXX and documentation contained in the loan file reflects borrower owns 100% of XXXXX XXXXXXX XXXXXXXX XXX. Based on updated guideline overlays (XXXXX XXXXXXX XXXXXXXX XXX Purchase Criteria), business assets may be used for reserves with proof of 100% of business ownership. Finding resolved. - Due Diligence Vendor-04/22/2026
   Resolved 2026-04-22 12:24 N/A C A C A C A C A C A C A
305071219 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-04-01 12:10 Credit Assets Total Qualified Assets for Reserves Post-Close is less than Total Required Reserve Amount Resolved-Assets listed as XXXXX XXXXXXX XXXXXXXXX XXXX and documentation contained in the loan file reflects borrower owns 100% of XXXXX XXXXXXX XXXXXXXX. Based on updated guideline overlays (XXX XXXXXXXXXXX XXXXXXXX Purchase Criteria), business assets may be used for reserves with proof of 100% of business ownership. Finding resolved. - Due Diligence Vendor-04/22/2026
Counter-Asset Eligibility Notes (Section 11) of the guideline overlays indicate business assets cannot be used as reserves. Finding remains - Due Diligence Vendor-04/08/2026
Ready for Review-04/07/26 - XX: Business assets are not listed as an eligible source of funds for reserves per the agreed upon guidelines between XXX and XXX.  - Due Diligence Vendor-04/07/2026
Open-Total Qualified Assets for Reserves Post-Close of $0 is less than Total Required Reserve Amount of $XXXX.XX Borrower checking account has $XXX.XX in it. The borrower moved funds out of their personal account and opened a business account per LOE and bank letter in file. The file doesn't include bank statements for the new business account. Business assets cannot be used for reserves per lender overlay guidelines.  - Due Diligence Vendor-04/02/2026		   Resolved-Assets listed as XXXXX XXXXXXX XXXXXXXX XXXC and documentation contained in the loan file reflects borrower owns 100% of XXXXX XXXXXXX XXXXXXXX XXX. Based on updated guideline overlays (XXXXX XXXXXXX XXXXXXXX XXX Purchase Criteria), business assets may be used for reserves with proof of 100% of business ownership. Finding resolved. - Due Diligence Vendor-04/22/2026
   Resolved 2026-04-22 12:23 N/A C A C A C A C A C A C A
305100570 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305071215 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-04-08 15:32 Credit Missing Doc Missing Documentation 1 Resolved-Received copy of approval letter showing status as "closing package received" therefore no payments are due. Finding resolved - Due Diligence Vendor-04/14/2026
Ready for Review-4/13 XX: Please see attached approval letter from XXX that shows that the loan is in closing package received status which is a loan status that indicates the wire has been received by the title company. The final note and CD are still pending to be completed and sent to XXX.  - Due Diligence Vendor-04/13/2026
Open-1003 application discloses an additional REO property located at XXXX XXXXXXX XXX that was financed by mortgage with the lender. Copy of the Note, Final Closing Disclosure, or Mortgage Payment History for this additional Real Estate Owned is missing.
 - Due Diligence Vendor-04/08/2026		   Resolved-Received copy of approval letter showing status as "closing package received" therefore no payments are due. Finding resolved - Due Diligence Vendor-04/14/2026

   Resolved 2026-04-14 08:57 N/A D A D A D A D A D A D A
305074529 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-04-10 16:51 Credit Eligibility Housing History Does Not Meet Guideline Requirements Resolved-Sufficient documentation received confirming payment history for the subject property, finding resolved. - Due Diligence Vendor-04/21/2026
Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-04/21/2026
Ready for Review-04/21 XXX: Please see the attached documentation. I've attached the final CD from the XXX #XXXX loan to support what mortgage was paid off along with the payoff letter to support the account number for the payoff amount on the CD. Based on the current information provided, we can tie State employees credit union to the subject property and we can document an acceptable payment history for the subject. - Due Diligence Vendor-04/21/2026
Counter-Sufficient documentation provided for payment history on XXXXXXXXXX; however, the payment history for the subject is still incomplete. The payment history with XXXXX XXXXXXXXX XXXXXX XXXXX #XXXX does not tie to the subject property. Finding remains - Due Diligence Vendor-04/17/2026
Ready for Review-04/17 XX: please see the attached documentation for the mortgage payment history:
Subject property (XXXX XXXXXXXXXXX XX)-the subject property located at XXXX XXXXXXXXXXX XX went through different servicers and refinances through the most recent 12 months. Per the Credit report, the first mortgage that was initially used to support the acceptable history was XXXXX XXXXXXXXX XXXXXXX XXXXX #XXXX. This mortgage went from XX/XXXX-XX/XXXX. After XX/XXXX, the mortgage was refinanced into XXX #XXXX in XX/XXXX. Following this mortgage, it was then transferred servicers to XXXXXX/XXXXXXXXXXXX #XXXX which is supported on the mortgage statements. A full history was documented, and I attached the servicing breakdown to support the mortgages.

REO (XXX XXXXXXXXX)- The property located at XXX XXXXXXXXX went through multiple transaction and I have provided a breakdown to support the acceptable mortgage history. Per the Credit Report, the first mortgage that was initially used to support an acceptable history was XXXX XXXXX #XXXX. This mortgage shows no late payments, and it was then refinanced in XX/XXXX to XXX #XXXX which supports the history up until XXX transferred to XXXXXX/XXXXXXXXXXX #XXXX which is supported by the mortgage statements. The credit report breaks each mortgage down and all the open and closed dates line up with the transfers and refinances. I’ve also attached the mortgage breakdown to support each servicer to line up with the credit report.
 - Due Diligence Vendor-04/17/2026
Open-Housing History Does Not Meet Guideline Requirements Missing 12-month mortgage history for both the subject property and Tidewater Lane.
Subject Property: Documentation currently covers only 6 months (4 months via credit report and 2 months via statements). Payment history prior to XX/XXXX—or evidence the property was owned free and clear—is required.
Tidewater Lane: Only 4 months of history (XX/XXXX–XX/XXXX) were provided; the remaining history prior to the lender refinance is still needed to satisfy the 12-month requirement. - Due Diligence Vendor-04/10/2026		   Resolved-Sufficient documentation received confirming payment history for the subject property, finding resolved. - Due Diligence Vendor-04/21/2026

 Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-04/21/2026

   Resolved 2026-04-21 12:16 N/A C A C A C A C A C A C A
305120513 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305077115 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305076209 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305091042 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305079859 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305076208 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305082983 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-05-22 09:42 Credit Missing Doc Missing Documentation 1 Resolved-Copies of Note and Closing Disclosure for both properties were provided.  - Due Diligence Vendor-05/27/2026
Ready for Review-05/27/2026 - XX: Please see attached.  - Due Diligence Vendor-05/27/2026
Open-1003 application discloses two additional REO properties, located at XXXX XXXXXXXX XX and XXXX XXXX XX, that were financed by new mortgages with the lender. Copies of the Notes, Final Closing Disclosures, or Mortgage Payment Histories for these additional Real Estate Owned properties are missing.
 - Due Diligence Vendor-05/22/2026		   Resolved-Copies of Note and Closing Disclosure for both properties were provided.  - Due Diligence Vendor-05/27/2026

   Resolved 2026-05-27 11:44 N/A D A D A D A D A D A D A
305076273 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305078902 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-04-06 17:46 Credit Missing Doc Missing Operating Agreement Resolved-Operating Agreement provided, finding resolved. - Due Diligence Vendor-05/21/2026
Ready for Review-5/19 XX: Please see attached operating agreement  - Due Diligence Vendor-05/19/2026
Counter-Reviewed lender's comments regarding an exception; however, no approved exception form was uploaded. Finding remains - Due Diligence Vendor-04/13/2026
Ready for Review-4/10 XX: XXX does understand that since the business is a single member entity that an operating agreement should be obtained however, XXX is asking for an exception to take corporate resolution. The document does mention all the information the operating agreement would. Positive Factors include: FICO 771, LTV: 58.93%, & no mtg lates - Due Diligence Vendor-04/10/2026
Open-The loan file is missing an operating agreement or other documentation to verify ownership. Missing operating agreement for business entity.  - Due Diligence Vendor-04/06/2026		   Resolved-Operating Agreement provided, finding resolved. - Due Diligence Vendor-05/21/2026

   Resolved 2026-05-21 10:51 N/A D A D A D A D A D A D A
305078902 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-04-06 17:45 Credit Missing Doc Missing Documentation 1 Resolved-Mortgages for both properties appear on credit report, finding resolved. - Due Diligence Vendor-04/13/2026
Ready for Review-4/10 XX: Please see the attached credit report that shows the XXXXXXXXXXX XXXXXXXXX ending in XXXX does have the mortgage history showed.  - Due Diligence Vendor-04/10/2026
Open-Missing verification of housing history for the following properties if free and clear missing evidence free and clear ( XXXX XXXXXXXXXX, XXXX XXXX).
 - Due Diligence Vendor-04/06/2026		   Resolved-Mortgages for both properties appear on credit report, finding resolved. - Due Diligence Vendor-04/13/2026

   Resolved 2026-04-13 09:15 N/A D A D A D A D A D A D A
305089891 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305078901 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305077685 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-04-26 04:01 Credit Assets Insufficient asset documentation in file - assets do not cover closing costs Resolved-Received final Closing Disclosure from refinance of REO showing borrower received cash out, borrower has sufficient funds for cash to close and reserves. Finding resolved. - Due Diligence Vendor-05/04/2026
Resolved-Sufficient asset documentation provided. - Due Diligence Vendor-05/04/2026
Ready for Review-04/30/2026 - XX: Please see attached - Due Diligence Vendor-04/30/2026
Open-Insufficient asset documentation in file - assets do not cover closing costs. Verified assets of $<<XX,XXX.XX>> less cash to close of $<<XX,XXX.XX>> and less unverified EMD of $<<0>> results in $<<X,XXX.XX>> shortage of funds to close. Borrower listed $XXX assets to close is coming from a recent sale or refinance. Final CD and verification of funds is missing from the file. - Due Diligence Vendor-04/27/2026		   Resolved-Received final Closing Disclosure from refinance of REO showing borrower received cash out, borrower has sufficient funds for cash to close and reserves. Finding resolved. - Due Diligence Vendor-05/04/2026

 Resolved-Sufficient asset documentation provided. - Due Diligence Vendor-05/04/2026

   Resolved 2026-05-04 09:55 N/A C A C A C A C A C A C A
305077685 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-04-26 04:01 Credit Assets Total Qualified Assets for Reserves Post-Close is less than Total Required Reserve Amount Resolved-Received final Closing Disclosure from refinance of REO showing borrower received cash out, borrower has sufficient funds for cash to close and reserves. Finding resolved. - Due Diligence Vendor-05/04/2026
Resolved-Total Qualified Assets for Reserves Post-Close of $XXXXX.XX is equal to or greater than Total Required Reserve Amount of $XXXX.XX - Due Diligence Vendor-05/04/2026
Ready for Review-04/30/2026 - XX: Please see attached - Due Diligence Vendor-04/30/2026
Open-Total Qualified Assets for Reserves Post-Close of $0 is less than Total Required Reserve Amount of $XXXX.XX - Due Diligence Vendor-04/27/2026		   Resolved-Received final Closing Disclosure from refinance of REO showing borrower received cash out, borrower has sufficient funds for cash to close and reserves. Finding resolved. - Due Diligence Vendor-05/04/2026
 Resolved-Total Qualified Assets for Reserves Post-Close of $XXXXX.XX is equal to or greater than Total Required Reserve Amount of $XXXX.XX - Due Diligence Vendor-05/04/2026
 Borrower listed $XXX assets to close is coming from a recent sale or refinance. Final CD and verification of funds is missing from the file.  Resolved 2026-05-04 09:54 N/A C A C A C A C A C A C A
305077685 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-04-26 04:05 Credit Eligibility Audited Reserves are less than Guideline Required Reserves (Number of Months) Resolved-Received final Closing Disclosure from refinance of REO showing borrower received cash out, borrower has sufficient funds for cash to close and reserves. Finding resolved. - Due Diligence Vendor-05/04/2026
Resolved-Audited Reserves of 13.1 month(s) are greater than or equal to Guideline Required Reserves of 3 month(s) - Due Diligence Vendor-05/04/2026
Ready for Review-04/30/2026 - XX: Please see attached - Due Diligence Vendor-04/30/2026
Open-Audited Reserves of  month(s) are less than Guideline Required Reserves of 3 month(s)  Audited Reserves of month(s) are less than Guideline Required Reserves of 3 month(s). Borrower listed $XXX assets to close is coming from a recent sale or refinance. Final CD and verification of funds is missing from the file.  - Due Diligence Vendor-04/26/2026		   Resolved-Received final Closing Disclosure from refinance of REO showing borrower received cash out, borrower has sufficient funds for cash to close and reserves. Finding resolved. - Due Diligence Vendor-05/04/2026

 Resolved-Audited Reserves of 13.1 month(s) are greater than or equal to Guideline Required Reserves of 3 month(s) - Due Diligence Vendor-05/04/2026

   Resolved 2026-05-04 09:54 N/A C A C A C A C A C A C A
305077685 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-04-28 15:23 Credit Missing Doc Missing VOM or VOR Resolved-Documentation provided shows no payments due until XX/XXXX and pay history for mortgage paid at closing was found in the loan file. Finding resolved. - Due Diligence Vendor-05/04/2026
Resolved-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing - Due Diligence Vendor-05/04/2026
Ready for Review-04/30/26 - XX: Please see attached. - Due Diligence Vendor-04/30/2026
Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Borrower has a new loan with the same lender listed on the final URLA. CD and Note are missing from the file.  - Due Diligence Vendor-04/28/2026		   Resolved-Documentation provided shows no payments due until XX/XXXX and pay history for mortgage paid at closing was found in the loan file. Finding resolved. - Due Diligence Vendor-05/04/2026
 Resolved-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing - Due Diligence Vendor-05/04/2026
   Resolved 2026-05-04 09:38 N/A D A D A D A D A D A D A
305078238 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-04-27 14:52 Credit Missing Doc Missing Documentation 1 Resolved-Received final Closing Disclosure for XXX XXXXXX confirming no payments due. Finding resolved. - Due Diligence Vendor-05/04/2026
Ready for Review-04/30 XX: Please see the attached document showing the final closing disclosure for XXXX XXX XXXXXX. - Due Diligence Vendor-04/30/2026
Open-1003 application indicates REO property located at XXXX XXX XXXXXX X, with a new mortgage with the lender. A copy of the Note and or final closing disclosure for the new mortgage as reflected on the 1003 application is missing. - Due Diligence Vendor-04/27/2026		   Resolved-Received final Closing Disclosure for XXX XXXXXXX confirming no payments due. Finding resolved. - Due Diligence Vendor-05/04/2026
   Resolved 2026-05-04 08:34 N/A D A D A D A D A D A D A
305078237 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-05-07 14:25 Property Value S&P value equals B, secondary product within tolerance Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-05/07/2026   Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-05/07/2026

   Acknowledged 2026-05-07 14:25 Investor Post-Close B B A A A A A A A A B B
305080623 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305078233 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305079782 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305098058 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305078895 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305078931 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305085981 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305079357 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-05-06 11:26 Credit Missing Doc Missing Documentation 1 Resolved-Received final Closing Disclosure for recent purchase of property on Carlton, finding resolved. - Due Diligence Vendor-05/08/2026
Ready for Review-05/07 XX: Please see the attached CD for the property located at XXX XXXXXXX XXXXXX. - Due Diligence Vendor-05/07/2026
Open-1003 application discloses an additional REO property located at XXX XXXXXXX XXXXXX that was financed by new mortgage with the lender. Copy of the Note, Final Closing Disclosure, or Mortgage Payment History for this additional Real Estate Owned is missing.
 - Due Diligence Vendor-05/06/2026		   Resolved-Received final Closing Disclosure for recent purchase of property on Carlton, finding resolved. - Due Diligence Vendor-05/08/2026

   Resolved 2026-05-08 14:36 N/A D A D A D A D A D A D A
305079356 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-04-24 06:10 Credit Missing Doc Required Documentation is Missing Resolved-Received copies of final Closing Disclosures for purchases of REO's 3b - 3e, finding resolved. - Due Diligence Vendor-04/30/2026
Ready for Review-4/28 XXX: Please see attached.  - Due Diligence Vendor-04/28/2026
Open-1003 application indicates REO properties with mortgages financed by the XXX lender. Copies of the Notes and/or Final Closing Disclosure, for REO properties with new mortgages as reflected on the 1003 application, are missing.
 (XXXXXX XXXXXX XXXXXX, XXXXX XXXXXX XXXXXX, XXXXXXXXX XXXX and XXXXX XXXXX)
 - Due Diligence Vendor-04/24/2026		   Resolved-Received copies of final Closing Disclosures for purchases of REO's 3b - 3e, finding resolved. - Due Diligence Vendor-04/30/2026

   Resolved 2026-04-30 15:57 N/A D A D A D A D A D A D A
305103542 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305099162 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305082979 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305087687 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-04-22 11:02 Compliance Missing Doc TRID: Missing Closing Disclosure Resolved-Received complete, legible copy of final closing disclosure, finding resolved. - Due Diligence Vendor-05/08/2026
Ready for Review-XX 5/7 Please see attached Closing Disclosure  - Due Diligence Vendor-05/07/2026
Open-The final closing disclosure dated XX/XX/XXXX is incomplete/ineligible, as some pages are blank and other pages are ineligible.  All pages of a legible final closing disclosure are missing. - Due Diligence Vendor-04/22/2026		   Resolved-Received complete, legible copy of final closing disclosure, finding resolved. - Due Diligence Vendor-05/08/2026

   Resolved 2026-05-08 13:29 N/A D A D A D A D A D A D A
305087687 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-04-22 10:54 Credit Missing Doc Incomplete Mortgage/Deed of Trust Resolved-Received legible copy of page 2 of Deed of Trust, finding resolved. - Due Diligence Vendor-04/28/2026
Resolved-The Deed of Trust is Present and Complete - Due Diligence Vendor-04/28/2026
Ready for Review-04/27 XX: Please see the attached document showing that the Deed of Trust completed correctly with the other two instrument attached. Please provide more detail information on what's truly needed.  - Due Diligence Vendor-04/27/2026
Open-The Deed of Trust is Incomplete Page 2 of Deed of Trust is ineligible. - Due Diligence Vendor-04/22/2026		   Resolved-Received legible copy of page 2 of Deed of Trust, finding resolved. - Due Diligence Vendor-04/28/2026

 Resolved-The Deed of Trust is Present and Complete - Due Diligence Vendor-04/28/2026

   Resolved 2026-04-28 09:53 N/A D A D A D A D A D A D A
305099160 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305086716 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305078240 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305084600 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305084666 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305100567 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305101360 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305129305 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-06-02 08:41 Credit Missing Doc Missing Documentation 1 Resolved-Note(s) for all four properties purchased simultaneously was provided.  - Due Diligence Vendor-06/04/2026
Ready for Review-6/3XX: Please see attached notes that show the properties closed at the same time as the subject property. - Due Diligence Vendor-06/03/2026
Open-1003 application discloses four additional REO properties, located at XX XXXXXXXX XX, XX XXXXX XX, X XX XXXXXXX XX, and XXX XXXXXXX XX, that were financed by new mortgages with the lender. Copies of the Notes, Final Closing Disclosures, or Mortgage Payment Histories for these additional Real Estate Owned properties are missing.
 - Due Diligence Vendor-06/02/2026		   Resolved-Note(s) for all four properties purchased simultaneously was provided.  - Due Diligence Vendor-06/04/2026

   Resolved 2026-06-04 10:08 N/A D A D A D A D A D A D A
305129256 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-06-02 12:53 Credit Missing Doc Missing Documentation 1 Resolved-Notes from the three simultaneously financed properties were provided. - Due Diligence Vendor-06/04/2026
Ready for Review-6/3MM: Please see attached notes that show the properties closed at the same time as the subject property. - Due Diligence Vendor-06/03/2026
Open-1003 application discloses three additional REO properties, located at XXXX, XXXX, and XXXX, that were financed by new mortgages with the lender. Copies of the Notes, Final Closing Disclosures, or Mortgage Payment Histories for these additional Real Estate Owned properties are missing.
 - Due Diligence Vendor-06/02/2026		   Resolved-Notes from the three simultaneously financed properties were provided. - Due Diligence Vendor-06/04/2026

   Resolved 2026-06-04 10:13 N/A D A D A D A D A D A D A
305129255 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-05-31 10:41 Credit Missing Doc Missing Borrowing Entity of Evidence of Good Standing Resolved-Evidence of Good Standing provided - Due Diligence Vendor-06/04/2026
Ready for Review-06/4 XXX: please see the attached documentation I've attached the certificate of good standing.  Please see the document is current and confirms this entity is in existence and in good standing.  - Due Diligence Vendor-06/04/2026
Open-Missing Evidence of Good Standing. - Due Diligence Vendor-05/31/2026		   Resolved-Evidence of Good Standing provided - Due Diligence Vendor-06/04/2026

   Resolved 2026-06-04 12:04 N/A D A D A D A D A D A D A
305104210 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-05-19 16:35 Credit Missing Doc Missing Documentation 1 Resolved-Received final Closing Disclosures for XXXXX XXXXXX, XXXXX XXXXXX, XXXXX XXXX and XXXXXX, finding resolved. - Due Diligence Vendor-06/01/2026
Resolved-Received final Closing Disclosures for XXXXX XXXXXX, XXXXX XXXXXX, XXXXX XXXX and XXXXXXX, finding resolved. - Due Diligence Vendor-05/21/2026
Ready for Review-05/20 XX: Please see the attached document showing the final disclosure for each property. - Due Diligence Vendor-05/20/2026
Open-Audit identified borrower purchased four additional REO properties on the same day of the subject loan closing. A copy of the Note and or final closing disclosure for the properties are missing. (XXXXX XXXXXX XX, XXXXXXX XX, XXXXX XXXX XX, and XXXXX XXXXXX XX)  - Due Diligence Vendor-05/19/2026		   Resolved-Received final Closing Disclosures for XXXXX XXXXXXX, XXXXX XXXXXXX, XXXXX XXXXXXX and XXXXX , finding resolved. - Due Diligence Vendor-06/01/2026
 Resolved-Received final Closing Disclosures for XXXXX XXXXXXX, XXXXX XXXXXXX, XXXXX XXXXXXX and XXXXX  finding resolved. - Due Diligence Vendor-05/21/2026
   Resolved 2026-06-01 09:48 N/A D A D A D A D A D A D A
305104210 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-05-19 16:34 Credit Assets Asset 1 Does Not Meet Guideline Requirements Waived-A policy exception for less than two months account statements was issued post-closing. An exception was provided with appropriate compensating factors. Finding is non-material and loan will be graded a B. - Due Diligence Vendor-06/01/2026
Ready for Review-05/29 XX: The attached document verifies that account XXXX contains seasoned assets. A deposit of $XXX,XXX.XX was made on XX/XX, originating from a business partner contribution to the same business associated with this file. Given the business's formation on XX/XX/XXXX, as confirmed by the corporation division, this deposit demonstrates seasoning for over two months. Only $XX,XXX.XX of this amount is being utilized for cash to close and reverse. - Due Diligence Vendor-05/29/2026
Counter-Lender's guidelines require assets to be sourced/seasoned for 60 days, finding remains. - Due Diligence Vendor-05/21/2026
Ready for Review-05/20 XX: Please see the attached document showing that account XXXX is a new account where two months wont be available. As for account XXXX is not been used for cash to close nothing will be needed for that account.***backing the UW for now but if they come back and do not accept the docs will have to assign the error to the UW - Due Diligence Vendor-05/20/2026
Open-Asset Record 1 Does Not Meet G/L Requirements - Due Diligence Vendor-05/19/2026
Open-Asset Record 1 Does Not Meet G/L Requirements Two months bank statements are required per lender guidelines. Missing two months bank statements for acct #XXXX  - Due Diligence Vendor-05/19/2026		   Waived-A policy exception for less than two months account statements was issued post-closing. An exception was provided with appropriate compensating factors. Finding is non-material and loan will be graded a B. - Due Diligence Vendor-06/01/2026

 0x30 present housing history, 0x30 credit history, and 1.324 DSCR Waived 2026-06-01 09:43 Investor Post-Close C B C B C B C B C B C B
305100294 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305074631 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305119678 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305087679 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305087678 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305088099 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305091035 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305103896 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-05-28 16:45 Credit Missing Doc Missing Documentation 1 Resolved-Closing Disclosure for XXX XXXXX XXXXXXXXX Ln Received. Loan for the property located at XXXX XXXXXXX XXXXXXXXXX XX was not closed as lost contact with borrower.  - Due Diligence Vendor-06/01/2026
Ready for Review-06/01 XX: Please see the attached documents supporting the closing disclosure for XXX and the approval letter for XXXX showing that we lost contact with the borrower which means did not go thru the loan.  - Due Diligence Vendor-06/01/2026
Open-1003 application discloses two additional REO properties, located at XXX XXXXX XXXXXXXX XX and XXXX XXXXXX XXXXXXXXXX XX that were financed by new mortgages with the lender. Copies of the Notes, Final Closing Disclosures, or Mortgage Payment Histories for these additional Real Estate Owned properties are missing.
 - Due Diligence Vendor-05/28/2026		   Resolved-Closing Disclosure for XXX XXXXX XXXXXXXX XX Received. Loan for the property located at XXX XXXXX XXXXXXXX XX was not closed as lost contact with borrower.  - Due Diligence Vendor-06/01/2026
   Resolved 2026-06-01 13:19 N/A D A D A D A D A D A D A
305103540 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305088268 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305089724 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305133106 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-05-27 16:06 Credit Missing Doc Missing Borrowing Entity Tax ID Resolved-Borrowing Entity Tax ID provided - Due Diligence Vendor-06/02/2026
Ready for Review-06/1 XXX: please see the attached documentation. I've attached the EIN number with the documentation from the state.  - Due Diligence Vendor-06/01/2026
Open-Missing Borrowing Entity Tax ID. - Due Diligence Vendor-05/27/2026		   Resolved-Borrowing Entity Tax ID provided - Due Diligence Vendor-06/02/2026

   Resolved 2026-06-02 08:18 N/A D A D A D A D A D A D A
305088394 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305088392 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-04-28 08:36 Credit Borrower Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete Resolved-Received copy of Note showing no payments due, finding resolved. - Due Diligence Vendor-05/04/2026
Resolved-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not partially present. - Due Diligence Vendor-05/04/2026
Ready for Review-04/30/2026 - XX: Please see the attached Note and Settlement Statement . The subject was purchased on XX/XX/XXXX and the note confirmed there were not monthly payments required.  - Due Diligence Vendor-05/01/2026
Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete. Subject property has Mortgage, but no Mortgage statement is provided. - Due Diligence Vendor-04/28/2026		   Resolved-Received copy of Note showing no payments due, finding resolved. - Due Diligence Vendor-05/04/2026

 Resolved-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not partially present. - Due Diligence Vendor-05/04/2026

   Resolved 2026-05-04 10:26 N/A C A C A C A C A C A C A
305088392 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-04-28 15:17 Credit Missing Doc Missing Payoff Statement for prior loan Resolved-Payoff Statement for prior loan provided. - Due Diligence Vendor-05/04/2026
Ready for Review-04/30/2026 - XX: Please see attached.  - Due Diligence Vendor-05/01/2026
Open-Missing Payoff Statement for prior loan. - Due Diligence Vendor-04/28/2026		   Resolved-Payoff Statement for prior loan provided. - Due Diligence Vendor-05/04/2026

   Resolved 2026-05-04 10:19 N/A D A D A D A D A D A D A
305088446 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305088575 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-05-05 09:06 Property Appraisal Subject property appraisal is not on an as-is basis (Primary Value) Resolved-Primary Value Subject Property Appraisal is completed on an As-Is Basis or Not Applicable - Due Diligence Vendor-05/11/2026
Ready for Review-05/08 XX: Please see the attached inspection report showing that the property has no standing water and no issues with the property.  - Due Diligence Vendor-05/08/2026
Open-Primary Value Subject Property Appraisal is not on an As-Is Basis - Due Diligence Vendor-05/05/2026		   Resolved-Primary Value Subject Property Appraisal is completed on an As-Is Basis or Not Applicable - Due Diligence Vendor-05/11/2026

   Resolved 2026-05-11 14:05 N/A C A C A C A C A C A C A
305122397 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305091909 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305089885 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305091034 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305101359 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-05-07 08:03 Credit Borrower Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete Resolved-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not partially present. - Due Diligence Vendor-05/14/2026
Ready for Review-05/12 XXX: Please see the attached documentation. I've attached the verification of mortgage for the subject property to support the full payment history and no late payments. - Due Diligence Vendor-05/12/2026
Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete. A verification of mortgage for subject property to verify payment history is missing.  - Due Diligence Vendor-05/07/2026		   Resolved-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not partially present. - Due Diligence Vendor-05/14/2026

   Resolved 2026-05-14 15:06 N/A C A C A C A C A C A C A
305120043 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305091130 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305120511 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305122593 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-05-15 15:51 Credit Missing Doc Missing VOM or VOR Resolved-Confirmed via payoff, finding resolved. - Due Diligence Vendor-05/21/2026
Resolved-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing - Due Diligence Vendor-05/21/2026
Ready for Review-05/21 XXX: Please see the attached documentation. I've attached the payoff letter for the subject property that supports the last payment made was XX/XXXX. With the first payment being XX/XXXX and based on the interest collected on the payoff letter and the daily per diem, we can confirm that the first payment was made and the next payment due is XX/XXXX. There are no late payments since the loan opened and the payments are within the supported guidelines. - Due Diligence Vendor-05/21/2026
Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Verification of Verification of Mortgage (VOM) Document is Missing for subject property; evidence of the XX/XXXX payment could not be located.  - Due Diligence Vendor-05/15/2026		   Resolved-Confirmed via payoff, finding resolved. - Due Diligence Vendor-05/21/2026

 Resolved-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing - Due Diligence Vendor-05/21/2026

 Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Resolved 2026-05-21 14:44 N/A D A D A D A D A D A D A
305091907 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305091970 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-05-09 16:23 Credit Missing Doc Missing VOM or VOR Resolved-Documentation provided reflects borrower is not personally responsible for the mortgages on the REO properties, finding resolved. - Due Diligence Vendor-05/13/2026
Resolved-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing - Due Diligence Vendor-05/13/2026
Ready for Review-05/12 XX: Please see the attached notes for all properties showing that the borrower is not obligated on the mortgages and the history of the payment not needed.   - Due Diligence Vendor-05/12/2026
Open-A verification of mortgage for all REO properties are missing. It appears all properties have private mortgages.  - Due Diligence Vendor-05/09/2026		   Resolved-Documentation provided reflects borrower is not personally responsible for the mortgages on the REO properties, finding resolved. - Due Diligence Vendor-05/13/2026

 Resolved-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing - Due Diligence Vendor-05/13/2026

   Resolved 2026-05-13 15:45 N/A D A D A D A D A D A D A
305094505 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305091969 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305094503 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305094825 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-05-22 10:16 Credit Missing Doc Missing Documentation 1 Resolved-Closing Disclosure from purchase of property provided in loan file.  - Due Diligence Vendor-05/27/2026
Ready for Review-05/26 XX: Please see the attached closing disclosure for the property located at XXX XXXXXX.  - Due Diligence Vendor-05/26/2026
Open-1003 application indicates REO 3b (XXXXXX) with a new mortgage with the lender. A copy of the Note and or final closing disclosure for the REO is missing - Due Diligence Vendor-05/22/2026		   Resolved-Closing Disclosure from purchase of property provided in loan file.  - Due Diligence Vendor-05/27/2026

   Resolved 2026-05-27 10:56 N/A D A D A D A D A D A D A
305094824 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-05-22 13:30 Credit Missing Doc Missing Documentation 1 Resolved-Copy of Note and Closing Disclosure for the purchase of the investment property located at X XXXXX XX was provided.  - Due Diligence Vendor-05/27/2026
Ready for Review-05/27/26 - XX: Please see attached.  - Due Diligence Vendor-05/27/2026
Open-1003 application indicates REO 3b (Suire) with a new mortgage with the lender. A copy of the Note and or final closing disclosure for the REO is missing.  - Due Diligence Vendor-05/22/2026		   Resolved-Copy of Note and Closing Disclosure for the purchase of the investment property located at X XXXXX XX was provided.  - Due Diligence Vendor-05/27/2026
   Resolved 2026-05-27 11:24 N/A D A D A D A D A D A D A
305094869 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305094983 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-05-11 21:26 Credit Eligibility Housing History Does Not Meet Guideline Requirements Resolved-Final Closing Disclosure received, finding resolved. - Due Diligence Vendor-05/14/2026
Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-05/14/2026
Ready for Review-05/13 XX: Please see the attached document supporting the final closing disclosure for the property.   - Due Diligence Vendor-05/13/2026
Open-Housing History Does Not Meet Guideline Requirements Copy of the Note and/or Final Closing Disclosure was not provided for the recent new loan with the lender for property located on XXXX XXXXXX. - Due Diligence Vendor-05/12/2026		   Resolved-Final Closing Disclosure received, finding resolved. - Due Diligence Vendor-05/14/2026

 Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-05/14/2026

   Resolved 2026-05-14 16:24 N/A C A C A C A C A C A C A
305094927 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305098489 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305096874 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305106117 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305100993 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305120509 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305103894 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305100565 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305126369 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305103893 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305100562 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305137090 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305107633 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305122454 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305102453 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-05-08 11:12 Credit Missing Doc Missing Documentation 1 Resolved-Received copy of Note and final Closing Disclosure for REO 3c, finding resolved. - Due Diligence Vendor-05/12/2026
Ready for Review-05/11XXX: please see the attached documentation. I've attached the Final CD and note for the recently completed property located at XXX XXXX XX. - Due Diligence Vendor-05/11/2026
Open-1003 application indicates REO property #XX (XXXX XX) with a new mortgage with the lender. A copy of the Note and or final closing disclosure for the REO with new mortgage as reflected on the 1003 application is missing.  - Due Diligence Vendor-05/08/2026		   Resolved-Received copy of Note and final Closing Disclosure for REO 3c, finding resolved. - Due Diligence Vendor-05/12/2026

   Resolved 2026-05-12 17:33 N/A D A D A D A D A D A D A
305104128 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305125623 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305134915 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305122592 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-05-18 14:59 Property Value S&P value equals B, secondary product within tolerance Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-05/18/2026   Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-05/18/2026

   Acknowledged 2026-05-18 14:59 Investor Post-Close B B A A A A A A A A B B
305104127 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305108147 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305122392 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305130741 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305108145 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305136609 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
304871397 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
304907213 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-01-01 16:21 Credit Missing Doc Gift Documentation Incomplete Resolved-Receipt of gift funds received and cleared.  - Due Diligence Vendor-01/09/2026
Ready for Review-1/8 XX: Please see attached document  - Due Diligence Vendor-01/08/2026
Open-Gift Documentation Incomplete. Final CD indicates $XX,XXX gift funds; gift letter provided. Missing evidence of receipt of gift funds - Due Diligence Vendor-01/01/2026		   Resolved-Receipt of gift funds received and cleared.  - Due Diligence Vendor-01/09/2026

   Resolved 2026-01-09 07:02 N/A D A D A D A D A D A D A
305027291 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305028381 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305026488 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305013352 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305023998 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305030924 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305053422 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-02-24 04:15 Credit Borrower Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete Resolved-Payment history received for both the subject and primary residence and guideline requirements have been met, finding resolved. - Due Diligence Vendor-04/06/2026
Resolved-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not partially present. - Due Diligence Vendor-04/06/2026
Ready for Review-4/2 XXX: The XXXX report confirms that the borrower has two separate SPS mortgages, one tied to the subject property, and one tied to their primary residence at XXX XXXXXXXXXX. This was also evidenced by the 12 month payment history that was provided. There was no question that the refinance was paying off an SPS mortgage on the subject property, but the XXXX report confirms that the other SPS mortgage reflected in the 12 month payment history was tied to the borrower's primary residence.   - Due Diligence Vendor-04/03/2026
Counter-Reviewed lender's rebuttal regarding the XXXX report reflecting the mortgage was transferred to SPS. The XXXX report and payoff statement in file confirm the SPS account is for the subject property and not the primary residence. No documentation was provided to confirm the payments to SPS reflected on the bank statements are for the primary residence. Finding remains  - Due Diligence Vendor-03/06/2026
Ready for Review-3/5 XXX: The open lien report for XXX XXXXXXXXXX XXX shows the XXXXXXX XXXXXX XXXXXXXX that was opened in the amount of $XXX,XXX, which matches the XXXXXXX XXXXXX tradeline on the credit report that shows the mortgage was transferred to another lender. Based on a third-party search, XXXX confirms that the mortgage was transferred to Select Portfolio Servicing (SPS), which matches the other mortgage for which the 12 months payments are reporting on the borrower's bank statements.  - Due Diligence Vendor-03/05/2026
Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete. Verification of Mortgage (VOM) Document is incomplete for both primary and subject property as per GL 12 months housing history required.  The bank statements in file supports 12 months payments for subject and REO; however, the mortgage payment history for the Borrower's primary residence was not in the loan file.  The bank statements reflect a 12 month payment history for another property; however, documentation to support the payment was for the Borrower's primary residence was not in the loan file.   - Due Diligence Vendor-02/24/2026		   Resolved-Payment history received for both the subject and primary residence and guideline requirements have been met, finding resolved. - Due Diligence Vendor-04/06/2026

 Resolved-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not partially present. - Due Diligence Vendor-04/06/2026

   Resolved 2026-04-06 10:17 N/A C A C A C A C A C A C A
305058328 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305058326 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305037856 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-02-25 19:32 Credit Eligibility Housing History Does Not Meet Guideline Requirements Resolved-Mortgage statement dated XX/XX/XXXX reflects the XX/XXXX payment and shows due for XX/XX/XXXX. Documentation is sufficient for guideline requirements, finding resolved. - Due Diligence Vendor-03/18/2026
Ready for Review-3/18 XX: The mortgage statement XXXXXXXXXXX shows that the next payment due date is XX/XX/XXXX, the last payment was made XX/XX/XXXX, and is not currently reflecting any late payments. This shows that the XX/XX/XXXX payment is the XXXXXXX payment, and therefore the XXXXXXXXX made must have been made no later than XX/XX/XXXX. The Investor Flex Pink Guidelines allow for 1x30x12, and no other mortgage payments were late. Therefore the XXXXXXXXX payment meets guidelines even without knowing explicitly the date it was paid.  - Due Diligence Vendor-03/18/2026
Counter-Reviewed Lender's rebuttal however the mortgage statement is dated XX/XX/XXXX showing the loan is still due for the XX/XX/XXXX payment. Finding remains - Due Diligence Vendor-03/09/2026
Ready for Review-3/9 XX: Please see attached document where it shows the borrower made two payments which counts as the XXXXXXXXX payment  - Due Diligence Vendor-03/09/2026
Open-Missing evidence of XX/XXXX payment for REO XXXX X XXXXXX.  - Due Diligence Vendor-02/26/2026		   Resolved-Mortgage statement dated XX/XX/XXXX reflects the XX/XXXX payment and shows due for XX/XX/XXXX. Documentation is sufficient for guideline requirements, finding resolved. - Due Diligence Vendor-03/18/2026
   Resolved 2026-03-18 10:57 N/A C A C A C A C A C A C A
305033669 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305044589 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-02-19 13:34 Credit Missing Doc The Note is Incomplete Resolved-Received prepay addendum to the Note, finding resolved. - Due Diligence Vendor-05/06/2026
Resolved-The Note is Present - Due Diligence Vendor-05/06/2026
Ready for Review-XX 5/4: Please see the attached //  - Due Diligence Vendor-05/04/2026
Open-The Note is Incomplete Prepayment Penalty document missing  - Due Diligence Vendor-02/19/2026		   Resolved-Received prepay addendum to the Note, finding resolved. - Due Diligence Vendor-05/06/2026

 Resolved-The Note is Present - Due Diligence Vendor-05/06/2026

   Resolved 2026-05-06 12:30 N/A D A D A D A D A D A D A
305044589 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-02-26 18:49 Credit Missing Doc Incomplete Mortgage/Deed of Trust Resolved-Received prepay rider, finding resolved. - Due Diligence Vendor-05/06/2026
Resolved-The Deed of Trust is Present and Complete - Due Diligence Vendor-05/06/2026
Ready for Review-XX 5/4: Please see the attached //  - Due Diligence Vendor-05/04/2026
Open-The Deed of Trust is Incomplete Missing prepayment penalty rider.  - Due Diligence Vendor-02/27/2026		   Resolved-Received prepay rider, finding resolved. - Due Diligence Vendor-05/06/2026

 Resolved-The Deed of Trust is Present and Complete - Due Diligence Vendor-05/06/2026

   Resolved 2026-05-06 12:29 N/A D A D A D A D A D A D A
305057844 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305060659 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-03-13 15:24 Credit Missing Doc Missing Borrowing Entity of Evidence of Good Standing Resolved-Evidence of Good Standing provided - Due Diligence Vendor-04/07/2026
Ready for Review-4/6 XX: Please see the attached document that was uploaded with first response. - Due Diligence Vendor-04/06/2026
Counter-Reviewed Lender's response; however, no document was uploaded. Please upload document. - Due Diligence Vendor-03/23/2026
Ready for Review-3/20 XX: Please see attached. The document confirms that XXX XXX is registered and filed within the state of XXXXXXXXXX. - Due Diligence Vendor-03/20/2026
Open-Missing Evidence of Good Standing. - Due Diligence Vendor-03/13/2026		   Resolved-Evidence of Good Standing provided - Due Diligence Vendor-04/07/2026

   Resolved 2026-04-07 14:15 N/A D A D A D A D A D A D A
305062303 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305071570 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305076266 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305061076 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305060652 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305077103 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305104126 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305101356 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-05-15 14:15 Credit Missing Doc Hazard Insurance Policy is Missing Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-05/21/2026
Ready for Review-5/19 XX: Please see attached HOI binder with invoice. The binder states that the borrower has 10 properties included on the policy. The document does show the subject property is a part of the policy and breaks down the dwelling, premium, & RCE. - Due Diligence Vendor-05/19/2026
Open-Missing Hazard Insurance Policy - Due Diligence Vendor-05/15/2026		   Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-05/21/2026

   Resolved 2026-05-21 09:36 N/A D A D A D A D A D A D A
305102872 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305101441 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305101440 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305101439 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305101355 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-05-07 13:58 Credit Missing Doc Missing Documentation 1 Resolved-Received documentation of cash purchase of REO 3c, 3d and 3e, finding resolved. - Due Diligence Vendor-05/11/2026
Ready for Review-05/08/26 - XX: Please see attached. All 3 properties were recently purchased, and no mortgage financing was utilized. The bank statement reflecting the payment of $XXX,XXX.XX is attached as well.  - Due Diligence Vendor-05/08/2026
Open-Missing verification REO properties 3c, 3d and 3e are owned free and clear.  - Due Diligence Vendor-05/07/2026		   Resolved-Received documentation of cash purchase of REO XX, XX and XX, finding resolved. - Due Diligence Vendor-05/11/2026
   Resolved 2026-05-11 15:52 N/A D A D A D A D A D A D A
305101438 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305102871 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305101437 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305101436 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305076204 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305073574 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305064384 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305120033 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305078890 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305126363 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305094499 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305120500 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-05-21 12:59 Credit Eligibility Housing History Does Not Meet Guideline Requirements Resolved-Received loan approval indicating the property on XXXXXXX XXXXXX is still a pending transaction, finding resolved. - Due Diligence Vendor-05/22/2026
Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-05/22/2026
Ready for Review-05/22 XX: Please see the attached document showing that XXXX XXXXXX  still approved with conditions and no CD yet.  - Due Diligence Vendor-05/22/2026
Open-Housing History Does Not Meet Guideline Requirements 1003 application discloses an additional REO property located at XXXX XXXXXXX XXXXXX that was financed by new mortgage with the lender. Copy of the Note, Final Closing Disclosure, or Mortgage Payment History for this additional Real Estate Owned is missing. - Due Diligence Vendor-05/21/2026		   Resolved-Received loan approval indicating the property on Etowah Circle is still a pending transaction, finding resolved. - Due Diligence Vendor-05/22/2026

 Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-05/22/2026

   Resolved 2026-05-22 13:54 N/A C A C A C A C A C A C A
305099153 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-05-05 17:56 Credit Missing Doc Missing Documentation 1 Resolved-Documentation received for REO 3b and 3c showing no payments due and REO 3d and 3e are still pending transactions, finding resolved - Due Diligence Vendor-05/08/2026
Ready for Review-Documentation received for REO 3b and 3c showing no payments due and REO 3d and 3e are still pending transactions, finding resolved. - Due Diligence Vendor-05/08/2026
Ready for Review-05/07 XX: Please see the attached documents showing the final disclosure for some and approval letter for others since some of the files are still approved with conditions.  - Due Diligence Vendor-05/07/2026
Open-1003 application indicates REO properties # XX (XXXXXXXXXX), XX(XXXXXXXXXXX), XX(XXXXXXXXX), and XX(XXXXXXXX) with a new mortgage with the lender. A copy of the Note and or final closing disclosure for the REOS with new mortgages as reflected on the 1003 application is missing. - Due Diligence Vendor-05/05/2026		   Resolved-Documentation received for REO XX and XX showing no payments due and REO XX and XX are still pending transactions, finding resolved - Due Diligence Vendor-05/08/2026
   Resolved 2026-05-08 13:45 N/A D A D A D A D A D A D A
305122590 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-05-26 13:07 Credit Borrower Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete Resolved-Finding cleared based on documentation evidencing both loans listed on application are currently in a condition status and not final approval. DSCR no ratios calculated. - Due Diligence Vendor-05/27/2026
Ready for Review-05/27 XX: Please see the attached approval letter for property XXXX showing the file still approved with condition and XXXX shows loss of borrower contact.  - Due Diligence Vendor-05/27/2026
Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete. 1003 application indicates 4 REO properties with new mortgages with the lender. A copy of the Note and or final closing disclosure for the 2 new mortgages 3c & 3d reflected on the 1003 application are missing.  (XXXXXXX XXX and XXXXXXXX XX) - Due Diligence Vendor-05/26/2026		   Resolved-Finding cleared based on documentation evidencing both loans listed on application are currently in a condition status and not final approval. DSCR no ratios calculated. - Due Diligence Vendor-05/27/2026

   Resolved 2026-05-27 11:51 N/A C A C A C A C A C A C A
305078889 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305078928 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305104309 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305080611 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305079220 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305079219 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305079443 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-04-27 13:07 Credit Missing Doc Missing Documentation 1 Resolved-Documentation provided shows property on XXXXXX X XXXXXXX XX is still a pending transaction, finding resolved. - Due Diligence Vendor-05/04/2026
Ready for Review-04/30 XX: Please see the attached document showing that REO XXX XXXXXX still approved with conditions and hasn't made it to clear to close yet. The Approval letter showing all the information needed for the property.   - Due Diligence Vendor-04/30/2026
Open-1003 application indicates REO property located at XXX XXXXXX X XXXXXX XX with a new mortgage with the lender. A copy of the Note and or final closing disclosure for REO property with new mortgage as reflected on the 1003 application is missing. - Due Diligence Vendor-04/27/2026		   Resolved-Documentation provided shows property on XXXXXX X XXXXXXX XX is still a pending transaction, finding resolved. - Due Diligence Vendor-05/04/2026
   Resolved 2026-05-04 08:49 N/A D A D A D A D A D A D A
305099151 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305100288 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305089719 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305083342 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305101354 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305089882 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305098045 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305098044 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305100286 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305120498 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305103305 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305089717 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305103601 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305122386 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-05-21 11:54 Credit Borrower Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete Resolved-Payment history provided covering XX/XXXX through loan closing. Stmt also provided evidencing no late charges, and next due date of XX/XX/XXXX. - Due Diligence Vendor-06/01/2026
Ready for Review-06/1 XXX: please see the attached documentation. I've attached the full payment history that can be tied by the loan number. The payment history supports no lates and lines up to the time of purchase. - Due Diligence Vendor-06/01/2026
Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete. Satisfactory payment history could not be located for the subject property since the inception of the loan in XX/XXXX. - Due Diligence Vendor-05/21/2026		   Resolved-Payment history provided covering XX/XXXX through loan closing. Stmt also provided evidencing no late charges, and next due date of XX/XX/XXXX. - Due Diligence Vendor-06/01/2026
   Resolved 2026-06-01 10:02 N/A C A C A C A C A C A C A
305091030 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305091298 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305094976 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305094921 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305102451 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305101353 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305107627 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-05-15 11:28 Credit Assets Asset 1 Does Not Meet Guideline Requirements Resolved-Documentation provided meets guideline requirements, finding resolved. - Due Diligence Vendor-05/20/2026
Resolved-Asset Record 1 Meets G/L Requirements - Due Diligence Vendor-05/20/2026
Ready for Review-05/19 XX: Please see the attached asset statement showing that the funds are transferred from account XXXX to the new account XXXX. We have two months of account XXXX which mean it was seasoned for two month and moved to a new account XXXX.   - Due Diligence Vendor-05/19/2026
Open-Asset Record 1 Does Not Meet G/L Requirements Lender guidelines require two consecutive months bank statement, however only 1 month bank statement is provided for acct #XXXX - Due Diligence Vendor-05/15/2026		   Resolved-Documentation provided meets guideline requirements, finding resolved. - Due Diligence Vendor-05/20/2026

 Resolved-Asset Record 1 Meets G/L Requirements - Due Diligence Vendor-05/20/2026

   Resolved 2026-05-20 18:06 N/A C A C A C A C A C A C A
305098362 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305104124 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305122450 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305107626 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305102866 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305125617 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305126991 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305120496 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-05-26 17:11 Credit Missing Doc Missing Documentation 1 Resolved-Copy of Note povided. - Due Diligence Vendor-05/27/2026
Ready for Review-5/27 XX: Please see attached note for the REO XXXXX XXXXXX XXX XXXXXXXXX, XX XXXXX - Due Diligence Vendor-05/27/2026
Open-1003 application indicates REO XX (XXXXXXX) with a new mortgage with the lender. A copy of the Note and or final closing disclosure for the REO is missing.  - Due Diligence Vendor-05/26/2026		   Resolved-Copy of Note povided. - Due Diligence Vendor-05/27/2026

   Resolved 2026-05-27 14:16 N/A D A D A D A D A D A D A
305104204 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-05-19 09:06 Credit Eligibility HCLTV exceeds client overlay guidelines Resolved-Documentation provided to support transaction is delayed financing, finding resolved. - Due Diligence Vendor-05/21/2026
Ready for Review-05/20 XX: Please see the attached settlement statement showing this file is a delayed financing and it follows the rate and terms guidelines when it comes to the HCLTV.   - Due Diligence Vendor-05/20/2026
Open-Audited HCLTV of 80% exceeds guideline HCLTV of 75% allowed by client overlays. Client lender overlay guidelines requires a maximum HCLTV of 75%. However, the current HCLTV of the subject is 80%. - Due Diligence Vendor-05/19/2026		   Resolved-Documentation provided to support transaction is delayed financing, finding resolved. - Due Diligence Vendor-05/21/2026

   Resolved 2026-05-21 13:15 N/A C A C A C A C A C A C A
305104204 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-05-19 09:06 Credit Eligibility CLTV exceeds client overlay guidelines Resolved-Documentation provided to support transaction is delayed financing, finding resolved. - Due Diligence Vendor-05/21/2026
Ready for Review-05/20 XX: Please see the attached settlement statement showing this file is a delayed financing and it follows the rate and terms guidelines when it comes to the CLTV.   - Due Diligence Vendor-05/20/2026
Open-Audited CLTV of 80% exceeds guideline CLTV of 75% allowed by client overlays. Client lender overlay guidelines requires a maximum CLTV of 75%.  However, the current CLTV of the subject is 80%. - Due Diligence Vendor-05/19/2026		   Resolved-Documentation provided to support transaction is delayed financing, finding resolved. - Due Diligence Vendor-05/21/2026

   Resolved 2026-05-21 13:15 N/A C A C A C A C A C A C A
305104204 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-05-19 09:06 Credit Eligibility LTV exceeds client overlay guidelines Resolved-Documentation provided to support transaction is delayed financing, finding resolved. - Due Diligence Vendor-05/21/2026
Ready for Review-05/20 XX: Please see the attached settlement statement showing this file is a delayed financing and it follows the rate and terms guidelines when it comes to the LTV. - Due Diligence Vendor-05/20/2026
Open-Audited LTV of 80% exceeds guideline LTV of 75% allowed by client overlays. Client lender overlay guidelines requires a maximum LTV of 75%.  However, the current LTV of the subject is 80%. - Due Diligence Vendor-05/19/2026		   Resolved-Documentation provided to support transaction is delayed financing, finding resolved. - Due Diligence Vendor-05/21/2026

   Resolved 2026-05-21 13:14 N/A C A C A C A C A C A C A
305104119 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305124604 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305120493 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305089948 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-05-12 10:46 Credit Missing Doc Missing Documentation 1 Resolved-Received documentation for REO's that no payments were due at the time of the subject transaction. Finding resolved. - Due Diligence Vendor-05/14/2026
Ready for Review-REO Property Docs - Due Diligence Vendor-05/14/2026
Open-1003 application discloses three additional REO properties financed by new mortgages with the lender: XXXX XXXXX XXXXX XXXX,  XXX XXXXXX XXX XX, and XXXX XXXXXXXX XXX. Copies of the Notes, Final Closing Disclosures, or Mortgage Payment Histories for these additional Real Estate Owned are missing.
 - Due Diligence Vendor-05/12/2026		   Resolved-Received documentation for REO's that no payments were due at the time of the subject transaction. Finding resolved. - Due Diligence Vendor-05/14/2026

   Resolved 2026-05-14 17:48 N/A D A D A D A D A D A D A
305056697 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-03-16 10:05 Credit Assets Total Qualified Assets for Reserves Post-Close is less than Total Required Reserve Amount Resolved-Received applicable guidelines reflecting 3 months reserves required for the subject and no additional reserves required for multiple financed properties. Assets are sufficient for closing costs and reserves, finding resolved. - Due Diligence Vendor-03/31/2026
Resolved-Total Qualified Assets for Reserves Post-Close of $XXXXX.XX is equal to or greater than Total Required Reserve Amount of $XXXXX.XX - Due Diligence Vendor-03/31/2026
Ready for Review-Please see attached UW notes for review. Please clarify what is needed to cure this condition. - Due Diligence Vendor-03/30/2026
Open-Total Qualified Assets for Reserves Post-Close of $XXXXX.XX is less than Total Required Reserve Amount of $XXXXXX.XX Lender GL refer to XXXX for any silent issues which requires 6 months reserves for the subject plus 2% of UPB on any REO properties for total reserves required of $XX,XXX.XX - Due Diligence Vendor-03/16/2026		   Resolved-Received applicable guidelines reflecting 3 months reserves required for the subject and no additional reserves required for multiple financed properties. Assets are sufficient for closing costs and reserves, finding resolved. - Due Diligence Vendor-03/31/2026
 Resolved-Total Qualified Assets for Reserves Post-Close of $XXXXX.XX is equal to or greater than Total Required Reserve Amount of $XXXXX.XX - Due Diligence Vendor-03/31/2026
   Resolved 2026-03-31 08:27 N/A C A C A C A C A C A C A
305056697 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-03-16 10:07 Credit Assets Audited Reserves are less than Guideline Required Reserves (Dollar Amount) Resolved-Received applicable guidelines reflecting 3 months reserves required for the subject and no additional reserves required for multiple financed properties. Assets are sufficient for closing costs and reserves, finding resolved. - Due Diligence Vendor-03/31/2026
Resolved-Audited Assets of $XXXXX.XX are greater than Guideline Required Assets of $0. - Due Diligence Vendor-03/31/2026
Ready for Review-Please see attached UW notes for review. Please clarify what is needed to cure this condition. - Due Diligence Vendor-03/30/2026
Open-Audited Assets of $XXXXX.XX are less than Guideline Required Assets of $XXXXX.XX. Lender GL refer to XXXX for any silent issues which requires 6 months reserves for the subject plus 2% of UPB on any REO properties for total reserves required of $XX,XXX.XX - Due Diligence Vendor-03/16/2026		   Resolved-Received applicable guidelines reflecting 3 months reserves required for the subject and no additional reserves required for multiple financed properties. Assets are sufficient for closing costs and reserves, finding resolved. - Due Diligence Vendor-03/31/2026
 Resolved-Audited Assets of $XXXXX.XX are greater than Guideline Required Assets of $0. - Due Diligence Vendor-03/31/2026
   Resolved 2026-03-31 08:26 N/A C A C A C A C A C A C A
305056697 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-03-13 15:03 Compliance Missing Doc Prepayment Penalty Information Unavailable Resolved-Received Prepay Addendum to the Note, finding resolved. - Due Diligence Vendor-03/20/2026

Resolved-Prepayment Penalty Information is Resolved - Due Diligence Vendor-03/20/2026

Ready for Review-Please see attached.  - Due Diligence Vendor-03/20/2026

Counter-The file is missing the Prepayment Penalty Addendum to the Note. Finding remains - Due Diligence Vendor-03/17/2026

Ready for Review-Please see attached located in original package sent page 33 - Due Diligence Vendor-03/17/2026

Open-Prepayment Penalty Information Unavailable - Due Diligence Vendor-03/13/2026		   Resolved-Received Prepay Addendum to the Note, finding resolved. - Due Diligence Vendor-03/20/2026

 Resolved-Prepayment Penalty Information is Resolved - Due Diligence Vendor-03/20/2026

   Resolved 2026-03-20 10:31 N/A D A D A D A D A D A D A
305056697 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-03-16 10:08 Credit Borrower Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete Resolved-Received documentation of payment history for property on XXXXXX XXXX, finding resolved. - Due Diligence Vendor-03/17/2026
Resolved-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not partially present. - Due Diligence Vendor-03/17/2026
Ready for Review-Please see attached - Due Diligence Vendor-03/17/2026
Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete. Missing mortgage verification for the XXXXXX XXXX property as disclosed on the final application. - Due Diligence Vendor-03/16/2026		   Resolved-Received documentation of payment history for property on Little Beth, finding resolved. - Due Diligence Vendor-03/17/2026

 Resolved-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not partially present. - Due Diligence Vendor-03/17/2026

   Resolved 2026-03-17 17:50 N/A C A C A C A C A C A C A
305056697 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-03-13 15:33 Credit Missing Doc Missing Business Purpose Affidavit Resolved-Business Purpose Affidavit received, finding resolved. - Due Diligence Vendor-03/17/2026

Resolved-Business Purpose Affidavit provided - Due Diligence Vendor-03/17/2026

Ready for Review-Please see attached - Due Diligence Vendor-03/17/2026

Open-The loan file is missing the Business Purpose Affidavit as required by Lender guidelines. - Due Diligence Vendor-03/13/2026		   Resolved-Business Purpose Affidavit received, finding resolved. - Due Diligence Vendor-03/17/2026

 Resolved-Business Purpose Affidavit provided - Due Diligence Vendor-03/17/2026

   Resolved 2026-03-17 17:43 N/A D A D A D A D A D A D A
305056697 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-03-13 15:33 Credit Missing Doc Missing Borrowing Entity of Evidence of Good Standing Resolved-Evidence of Good Standing received, finding resolved. - Due Diligence Vendor-03/17/2026

Resolved-Evidence of Good Standing provided - Due Diligence Vendor-03/17/2026

Ready for Review-Please see attached. Documents located in original package sent page 298 - Due Diligence Vendor-03/17/2026

Open-Missing Evidence of Good Standing. - Due Diligence Vendor-03/13/2026		   Resolved-Evidence of Good Standing received, finding resolved. - Due Diligence Vendor-03/17/2026

 Resolved-Evidence of Good Standing provided - Due Diligence Vendor-03/17/2026

   Resolved 2026-03-17 17:42 N/A D A D A D A D A D A D A
305129442 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-05-01 16:17 Compliance QM-ATR ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements Resolved-Documentation provided - cleared - Due Diligence Vendor-05/07/2026

Resolved-ATR Risk - Current Income or Current Assets were considered - Due Diligence Vendor-05/07/2026

Ready for Review-Document Uploaded. Please see the attached Asset Statement. Thank you. - Buyer-05/07/2026

Open-ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements Asset 1 Missing  - Due Diligence Vendor-05/01/2026		   Resolved-Documentation provided - cleared - Due Diligence Vendor-05/07/2026

 Resolved-ATR Risk - Current Income or Current Assets were considered - Due Diligence Vendor-05/07/2026

   Resolved 2026-05-20 14:27 N/A C A C A C A C A C A C A
305129442 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-05-01 16:17 Credit Missing Doc Asset 1 Missing Resolved-Documentation provided - cleared - Due Diligence Vendor-05/07/2026

Resolved-Asset 1 Provided - Due Diligence Vendor-05/07/2026

Ready for Review-Document Uploaded. Please see the attached Asset Statement. Thank you. - Buyer-05/07/2026

Open-Asset 1 Missing - Due Diligence Vendor-05/01/2026		   Resolved-Documentation provided - cleared - Due Diligence Vendor-05/07/2026

 Resolved-Asset 1 Provided - Due Diligence Vendor-05/07/2026

   Resolved 2026-05-07 08:52 N/A D A D A D A D A D A D A
305071244 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305071206 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305077677 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305129436 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-04-28 10:50 Credit Missing Doc Borrower 2 Gap Credit Report is Missing Resolved-B1 & B2 pre-close credit report received. Condition resolved. - Due Diligence Vendor-05/01/2026
Ready for Review-Document Uploaded. Please see the attached Pre-Close Credit Report. Thank you. - Buyer-04/30/2026
Open-Borrower 2 Gap Credit Report is Missing As per GL Section 12.1.6, A gap credit report from at least one of three major national credit repositories (XXXXXXXXXX, XXXXXXX, or XXXXXXX) is required within 10 business days of closing or Evidence of an active Debt Monitoring Service within 10 days of closing in lieu of a pre-close credit report is required however same is missing in file. - Due Diligence Vendor-04/28/2026		   Resolved-B1 & B2 pre-close credit report received. Condition resolved. - Due Diligence Vendor-05/01/2026

   Resolved 2026-05-01 11:05 N/A D A D A D A D A D A D A
305129436 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-04-28 10:50 Credit Missing Doc Borrower 1 Gap Credit Report is Missing Resolved-B1 & B2 pre-close credit report received. Condition resolved. - Due Diligence Vendor-05/01/2026
Ready for Review-Document Uploaded. Please see the attached Pre-Close Credit Report. Thank you. - Buyer-04/30/2026
Open-Borrower 1 Gap Credit Report is Missing As per GL Section 12.1.6, A gap credit report from at least one of three major national credit repositories (XXXXXXXXXXX, XXXXXXX, or XXXXXXXX) is required within 10 business days of closing or Evidence of an active Debt Monitoring Service within 10 days of closing in lieu of a pre-close credit report is required however same is missing in file. - Due Diligence Vendor-04/28/2026		   Resolved-B1 & B2 pre-close credit report received. Condition resolved. - Due Diligence Vendor-05/01/2026

   Resolved 2026-05-01 11:05 N/A D A D A D A D A D A D A
305129436 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-04-28 10:49 Compliance QM-ATR ATR Risk - Credit History taken into consideration does not meet requirements Resolved-B1 & B2 pre-close credit report received. Condition resolved. - Due Diligence Vendor-05/01/2026

Ready for Review-Please see the attached Pre-Close Credit Report. Thank you. - Buyer-04/30/2026

Open-ATR Risk - Credit History taken into consideration does not meet requirements Missing pre-close credit report  - Due Diligence Vendor-04/28/2026		   Resolved-B1 & B2 pre-close credit report received. Condition resolved. - Due Diligence Vendor-05/01/2026

   Resolved 2026-05-01 11:04 N/A C A C A C A C A C A C A
305057464 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305058321 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305084731 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305129431 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-04-24 10:08 Compliance Mavent License: Loan Originator Resolved-LOX from Lender - condition cleared - Due Diligence Vendor-05/07/2026
Ready for Review-The LO left XXXXX during the transaction. We kept the loan here at XXXXX and closing occurred within 30 days of the LO leaving the company. - Buyer-05/05/2026
Open-A relationship between XXXXX XXXXXXXXX (NMLS ID: XXXXXX) and the company (Company NMLS ID: XXXX) does not exist in the NMLS Consumer Access as of XX/XX/XXXX. However, other relationship(s) were found in the NMLS Consumer Access for this individual and may be found in the NMLS Info section. Loan officer NMLS date to Represent lender expired XX/XX/XXXX prior to loan closing.   - Due Diligence Vendor-04/24/2026		   Resolved-LOX from Lender - condition cleared - Due Diligence Vendor-05/07/2026

   Resolved 2026-05-07 09:19 N/A C A C A C A C A C A C A
305079723 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305078926 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305096906 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305129370 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305078764 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305088379 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305057457 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-03-04 11:08 Credit Borrower Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete Resolved-Received copy of signed Deed of Trust showing the borrower signed only as a non-borrowing spouse. As a result, borrower not financially obligated. Finding resolved. - Due Diligence Vendor-03/27/2026
Resolved-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not partially present. - Due Diligence Vendor-03/27/2026
Ready for Review-Please see attached deed of trust for XXXXX XXXXX XXX X, XXXXX XXXX, XX. - Due Diligence Vendor-03/27/2026
Counter-Additional documentation needed in the form of 12 months cancelled checks or bank statements, divorce decree or legal agreement, mortgage statement or Note to confirm the borrower is not obligated on the mortgage. Finding remains - Due Diligence Vendor-03/18/2026
Ready for Review-There was no Condition alert for XXXXX XXXXX XXXXXX XXXXXX XXXX XX XXXXX, and the 1003 disclosed that the borrower does not have a mortgage obligation on this property, and there’s no mortgage on credit for it.  - Due Diligence Vendor-03/18/2026
Counter-Reviewed lender's rebuttal regarding a Deed of Trust; however, no Deed of Trust was uploaded. The REO section of the fraud report reflects the borrower as a buyer of the primary residence with a lien in the amount of $XX,XXX and the mortgage not appearing on the credit report is not sufficient evidence that the borrower is not personally responsible for the obligation. Finding remains - Due Diligence Vendor-03/13/2026
Ready for Review-Please clarify why the Deed of Trust provided does not resolve this finding. Only the individual named as ‘Borrower’ in the Deed of Trust is legally obligated on the mortgage debt. Execution of the Deed of Trust by a non-borrowing owner does not create any financial obligation. The Deed of Trust, by its explicit Borrower definition, is sufficient to establish this distinction. This is further supported by no active XXXX for the borrower and no mortgage on credit.   - Due Diligence Vendor-03/13/2026
Counter-Reviewed lender's rebuttal regarding why a VOM is not required for the primary residence; however, there is insufficient documentation in file to support the borrower not being personally responsible for the obligation. Finding remains - Due Diligence Vendor-03/11/2026
Ready for Review-A VOM is not required for XXXXX XXXXX XXX X, XXXXXX XXXX, XX XXXXX because the borrower, XXXXXX XXXX XXXXXXXXX is only on the deed and not the mortgage. This is supported by no active XXXX for the borrower, no mortgage reporting on credit, and the HOI in the name of XXXXX X XXXXXXXXX who IS on the mortgage. To further support, the deed of trust indicates the "borrower" is XXXXXX XX XXXXXXXXXX and XXXXXX XXXX XXXXXXXX is only signing as the property owner. - Due Diligence Vendor-03/11/2026
Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete. Missing mortgage payment history or verification Borrower is not financially obligated for the mortgage on Borrower's primary residence.  The insurance policy and fraud report reflect there is a mortgage on the property. - Due Diligence Vendor-03/04/2026		   Resolved-Received copy of signed Deed of Trust showing the borrower signed only as a non-borrowing spouse. As a result, borrower not financially obligated. Finding resolved. - Due Diligence Vendor-03/27/2026

 Resolved-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not partially present. - Due Diligence Vendor-03/27/2026

   Resolved 2026-03-27 13:45 N/A C A C A C A C A C A C A
305108116 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305078846 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305064025 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-03-18 10:26 Credit Eligibility Seller Contribution Exceeds Program Maximum Resolved-Received updated guidelines approved by XXX that allow up to 6% maximum for interested party contributions, finding resolved.  - Due Diligence Vendor-04/09/2026
Escalated-The guidelines provided are still pending approval by XXX. Unable to clear condition. - Due Diligence Vendor-04/08/2026
Ready for Review-UW Management response: I've uploaded the XXXX XXXXXXXX guides here, section #28 shows max interested party contributions is 6%.  Please waive this condition. - Due Diligence Vendor-04/02/2026
Counter-Guidelines provided have not been approved by XXX.  Unable to clear condition.   - Due Diligence Vendor-03/27/2026
Ready for Review-Please see attached explanation from our underwriter. - Due Diligence Vendor-03/26/2026
Open-Seller contribution of $XX,XXX (5.29%) exceeds the maximum contribution of 3% per lender guideline.  - Due Diligence Vendor-03/18/2026		   Resolved-Received updated guidelines approved by XXXX that allow up to 6% maximum for interested party contributions, finding resolved.  - Due Diligence Vendor-04/09/2026

   Resolved 2026-04-09 14:53 N/A C A C A C A C A C A C A
305064025 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-03-09 12:20 Property Appraisal Subject property appraisal is not on an as-is basis (Primary Value) Resolved-Inspection provided to clear the 'subject to' appraisal requirement.  Condition cleared.   - Due Diligence Vendor-03/27/2026
Ready for Review-UW management response: The appraisal is subject to inspection. The inspection states that the septic is stable and that the leaching system shows signs of advanced age but is found to be still in serviceable condition. Serviceable condition is defined within the report as not having any deficiencies. Since the system is stable and in serviceable condition, there is only a recommendation to modernize the system.  - Due Diligence Vendor-03/26/2026
Counter-Inspection provided indicates the leaching system showed signs of advanced age and included a $XX,XXX estimate for repairs. Provide "as is" appraisal and/or proof of repairs. Finding remains - Due Diligence Vendor-03/19/2026
Ready for Review-Please see attached inspection. - Due Diligence Vendor-03/19/2026
Open-Primary Value Subject Property Appraisal is not on an As-Is Basis - Due Diligence Vendor-03/09/2026		   Resolved-Inspection provided to clear the 'subject to' appraisal requirement.  Condition cleared.   - Due Diligence Vendor-03/27/2026

 Updated Appraisal Report (1004D) Missing Resolved 2026-03-27 14:55 N/A C A C A C A C A C A C A
305057835 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-04-25 09:57 Credit Closing Evidence of Good Standing age exceeds guidelines Resolved-Evidence of Good Standing in file is dated XX/XX/XXXX and note is dated XX/XX/XXXX. Document age of  days is within guidelines. - Due Diligence Vendor-05/14/2026
Ready for Review-cogs - Due Diligence Vendor-05/13/2026
Counter-Uploaded document is not dated. Condition remains - Due Diligence Vendor-05/08/2026
Ready for Review-cogs - Due Diligence Vendor-05/07/2026
Counter-The document uploaded is not dated. Condition remains - Due Diligence Vendor-04/30/2026
Ready for Review-cogs - Due Diligence Vendor-04/29/2026
Open-Evidence of Good Standing in file is dated XX/XX/XXXX and note is dated XX/XX/XXXX. Document age of  days exceeds guidelines. - Due Diligence Vendor-04/25/2026		   Resolved-Evidence of Good Standing in file is dated 05-12-2026 and note is dated 04-17-2026. Document age of  days is within guidelines. - Due Diligence Vendor-05/14/2026

   Resolved 2026-05-14 15:38 N/A C A C A C A C A C A C A
304868677 XXXXXXX XXXXXXX XXXXXXXX XXXXXX 2026-02-01 13:07 Credit Missing Doc Hazard Insurance Policy is Missing Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-02/16/2026

Ready for Review-Master insurance policy for commercial general liability was received.  - Due Diligence Vendor-02/16/2026

Ready for Review-Commercial liability  - Due Diligence Vendor-02/04/2026

Open-Missing Hazard Insurance Policy Subject property is 7 units.  Missing commercial general liability insurance blanket policy against claims for personal injury, bodily injury, death or property damage as required per lender guidelines.
 - Due Diligence Vendor-02/01/2026		   Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-02/16/2026

   Resolved 2026-05-22 09:21 N/A D A D A D A D A D A D A
304868675 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305030391 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305030291 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A
305030018 XXXXXXX XXXXXXX XXXXXXXX XXXXXX   NO FINDINGS NO FINDINGS NO FINDINGS         NO FINDINGS     A A A A A A A A A A A A