The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AB ACTIVE ETFS INC INTL LOW VOLATLT 00039J822 1,866,042 41,048 SH SOLE 0 0 41,048
ABBOTT LABORATORIES COM 002824100 271,040 2,987 SH SOLE 0 0 2,987
ABBVIE INC COM 00287Y109 559,564 2,224 SH SOLE 0 0 2,224
ALPHABET INC CAP STK CL C 02079K107 1,056,204 2,989 SH SOLE 0 0 2,989
ALPHABET INC CAP STK CL A 02079K305 2,372,222 6,638 SH SOLE 0 0 6,638
AMAZON COM INC COM 023135106 1,970,595 8,268 SH SOLE 0 0 8,268
AMERICAN EXPRESS CO COM 025816109 287,174 849 SH SOLE 0 0 849
AMERICAN TOWER CORP COM 03027X100 271,526 1,660 SH SOLE 0 0 1,660
AMGEN INC COM 031162100 377,340 1,042 SH SOLE 0 0 1,042
AMPHENOL CORP CL A 032095101 414,176 2,349 SH SOLE 0 0 2,349
ANALOG DEVICES INC COM 032654105 224,004 564 SH SOLE 0 0 564
APPLE INC COM 037833100 2,221,710 7,678 SH SOLE 0 0 7,678
ARAMARK COM 03852U106 216,789 3,810 SH SOLE 0 0 3,810
ARISTA NETWORKS INC COM SHS 040413205 395,990 2,331 SH SOLE 0 0 2,331
AUTOMATIC DATA PROCESSING IN COM 053015103 274,339 1,225 SH SOLE 0 0 1,225
BANCO SANTANDER SA ADR 05964H105 161,212 11,682 SH SOLE 0 0 11,682
BANK OF AMER CORP COM 060505104 360,797 6,332 SH SOLE 0 0 6,332
BANK OF NY MELLON CORP COM 064058100 230,364 1,593 SH SOLE 0 0 1,593
BERKLEY W R CORP COM 084423102 346,655 4,915 SH SOLE 0 0 4,915
BLACKROCK INC COM 09290D101 334,623 348 SH SOLE 0 0 348
BOEING CO COM 097023105 331,849 1,533 SH SOLE 0 0 1,533
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 519,178 8,406 SH SOLE 0 0 8,406
BROADCOM INC COM 11135F101 1,658,407 4,390 SH SOLE 0 0 4,390
BURLINGTON STORES INC COM 122017106 214,790 678 SH SOLE 0 0 678
THE CIGNA GROUP COM 125523100 422,066 1,531 SH SOLE 0 0 1,531
CVS HEALTH CORP COM 126650100 300,566 2,905 SH SOLE 0 0 2,905
CACI INTL INC CL A 127190304 206,614 446 SH SOLE 0 0 446
CADENCE DESIGN SYSTEM INC COM 127387108 209,429 558 SH SOLE 0 0 558
CAPITAL GROUP GROWTH ETF SHS CREAT UNIT 14020G101 11,478,937 243,198 SH SOLE 0 0 243,198
CAPITAL GROUP DIVIDEND VALUE SHS CREAT UNIT 14020W106 5,158,853 104,685 SH SOLE 0 0 104,685
CAPITAL GRP FIXED INCM ETF T MUN INM ETF 14020Y201 837,258 30,479 SH SOLE 0 0 30,479
CAPITAL ONE FINL CORP COM 14040H105 307,350 1,532 SH SOLE 0 0 1,532
CARLISLE COS INC COM 142339100 251,386 693 SH SOLE 0 0 693
CATERPILLAR INC COM 149123101 465,361 437 SH SOLE 0 0 437
CHEVRON CORPORATION COM 166764100 370,142 2,233 SH SOLE 0 0 2,233
CISCO SYS INC COM 17275R102 274,974 2,341 SH SOLE 0 0 2,341
CITIGROUP INC COM NEW 172967424 226,035 1,615 SH SOLE 0 0 1,615
COLUMBIA ETF TR I MULTI SEC MUNI 19761L607 2,937,418 141,222 SH SOLE 0 0 141,222
CONOCOPHILLIPS COM 20825C104 263,850 2,538 SH SOLE 0 0 2,538
DOMINION ENERGY INC COM 25746U109 267,833 3,922 SH SOLE 0 0 3,922
DUKE ENERGY CORP NEW COM NEW 26441C204 445,055 3,516 SH SOLE 0 0 3,516
ENBRIDGE INC COM 29250N105 317,833 5,863 SH SOLE 0 0 5,863
EXXON MOBIL CORP COM 30231G102 492,602 3,603 SH SOLE 0 0 3,603
META PLATFORMS INC CL A 30303M102 887,213 1,575 SH SOLE 0 0 1,575
FIDELITY COVINGTON TRUST ENHANCED INTL 31609A404 206,790 5,153 SH SOLE 0 0 5,153
FIDELITY COVINGTON TRUST ENH MID COR ETF 31609A503 2,226,098 54,857 SH SOLE 0 0 54,857
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 14,959,820 328,860 SH SOLE 0 0 328,860
FIRST TR EXCHANGE-TRADED FD SHS 336917109 5,932,928 121,926 SH SOLE 0 0 121,926
FIRST TR EXCHANGE TRADED FD RISNG DIVD ACHIV 33738R506 9,569,196 118,051 SH SOLE 0 0 118,051
FIRST TR EXCHANGE TRADED FD RBA INDL ETF 33738R704 5,414,569 40,635 SH SOLE 0 0 40,635
FIRST TR EXCHANGE TRAD FD VI FST TR GLB FD 33739H101 315,499 11,664 SH SOLE 0 0 11,664
FIRST TR EXCH TRADED FD III SHRT DUR MNG MUN 33739P830 1,592,120 79,646 SH SOLE 0 0 79,646
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 6,760,463 135,807 SH SOLE 0 0 135,807
FIRST TR EXCHANGE TRADED FD SMID RISNG ETF 33741X102 4,087,705 94,754 SH SOLE 0 0 94,754
FIRSTENERGY CORP COM 337932107 341,147 7,176 SH SOLE 0 0 7,176
GE VERNOVA INC COM 36828A101 496,966 423 SH SOLE 0 0 423
GE AEROSPACE COM NEW 369604301 476,578 1,275 SH SOLE 0 0 1,275
GILEAD SCIENCES INC COM 375558103 425,069 3,364 SH SOLE 0 0 3,364
GOLDMAN SACHS GROUP INC COM 38141G104 276,104 273 SH SOLE 0 0 273
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 3,187,772 22,467 SH SOLE 0 0 22,467
HARBOR ETF TRUST COMM ALL WEA ETF 41151J505 1,369,855 46,689 SH SOLE 0 0 46,689
HENRY JACK & ASSOC INC COM 426281101 216,941 1,575 SH SOLE 0 0 1,575
HOWMET AEROSPACE INC COM 443201108 267,248 994 SH SOLE 0 0 994
INTERACTIVE BROKERS GROUP IN COM CL A 45841N107 205,240 2,358 SH SOLE 0 0 2,358
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100 1,572,263 99,009 SH SOLE 0 0 99,009
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 5,980,956 28,110 SH SOLE 0 0 28,110
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431 2,548,852 20,843 SH SOLE 0 0 20,843
ISHARES GOLD TR ISHARES NEW 464285204 367,583 4,868 SH SOLE 0 0 4,868
ISHARES TR CORE S&P TTL STK 464287150 1,263,565 7,692 SH SOLE 0 0 7,692
ISHARES TR CORE S&P500 ETF 464287200 18,213,754 24,321 SH SOLE 0 0 24,321
ISHARES TR CORE US AGGBD ET 464287226 4,757,226 48,063 SH SOLE 0 0 48,063
ISHARES TR CORE S&P MCP ETF 464287507 3,857,852 50,031 SH SOLE 0 0 50,031
ISHARES TR RUS 1000 VAL ETF 464287598 15,307,709 63,143 SH SOLE 0 0 63,143
ISHARES TR S&P MC 400GR ETF 464287606 1,836,760 15,632 SH SOLE 0 0 15,632
ISHARES TR RUS 1000 GRW ETF 464287614 15,861,150 127,737 SH SOLE 0 0 127,737
ISHARES TR RUSSELL 2000 ETF 464287655 466,298 1,552 SH SOLE 0 0 1,552
ISHARES TR S&P MC 400VL ETF 464287705 1,379,355 9,337 SH SOLE 0 0 9,337
ISHARES TR SP SMCP600VL ETF 464287879 412,227 3,016 SH SOLE 0 0 3,016
ISHARES TR JPMORGAN USD EMG 464288281 1,572,888 16,310 SH SOLE 0 0 16,310
ISHARES TR CORE HIGH DV ETF 46429B663 1,087,766 39,685 SH SOLE 0 0 39,685
ISHARES TR MSCI USA MIN ETF 46429B697 769,076 7,973 SH SOLE 0 0 7,973
ISHARES TR CORE MSCI EAFE 46432F842 7,541,100 78,081 SH SOLE 0 0 78,081
ISHARES INC CORE MSCI EMKT 46434G103 6,196,266 74,798 SH SOLE 0 0 74,798
ISHARES TR MSCI INTL QUALTY 46434V456 260,286 5,253 SH SOLE 0 0 5,253
ISHARES TR CORE UNIVRSL USD 46434V613 3,686,647 79,884 SH SOLE 0 0 79,884
ISHARES TR BROAD USD HIGH 46435U853 2,051,759 55,423 SH SOLE 0 0 55,423
JPMORGAN CHASE & CO COM 46625H100 799,811 2,443 SH SOLE 0 0 2,443
J P MORGAN EXCHANGE TRADED F INTRNL RES EQT 46641Q134 232,018 2,813 SH SOLE 0 0 2,813
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647 353,807 6,985 SH SOLE 0 0 6,985
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 614,652 12,052 SH SOLE 0 0 12,052
J P MORGAN EXCHANGE TRADED F HEDG EQU LAD ETF 46654Q724 294,243 4,354 SH SOLE 0 0 4,354
J P MORGAN EXCHANGE TRADED F U S TEC LEA ETF 46654Q732 4,473,777 40,105 SH SOLE 0 0 40,105
JANUS DETROIT STR TR HENDERSON MTG 47103U852 7,982,912 177,437 SH SOLE 0 0 177,437
JOHN HANCOCK EXCHANGE TRADED PFD INCOME ETF 47804J776 272,395 12,000 SH SOLE 0 0 12,000
JOHNSON & JOHNSON COM 478160104 413,717 1,629 SH SOLE 0 0 1,629
KLA CORP COM NEW 482480100 1,031,848 3,420 SH SOLE 0 0 3,420
KIMBERLY-CLARK CORP COM 494368103 318,772 2,904 SH SOLE 0 0 2,904
LENNOX INTL INC COM 526107107 260,692 455 SH SOLE 0 0 455
ELI LILLY & CO COM 532457108 701,673 585 SH SOLE 0 0 585
MARKEL GROUP INC COM 570535104 242,173 124 SH SOLE 0 0 124
MARSH & MCLENNAN COS INC COM 571748102 205,348 1,232 SH SOLE 0 0 1,232
MARRIOTT INTL INC NEW CL A 571903202 207,160 559 SH SOLE 0 0 559
MASTERCARD INCORPORATED CL A 57636Q104 839,259 1,634 SH SOLE 0 0 1,634
MCKESSON CORP COM 58155Q103 247,837 328 SH SOLE 0 0 328
MERCK & CO INC COM 58933Y105 248,262 1,932 SH SOLE 0 0 1,932
MICROSOFT CORP COM 594918104 2,032,698 5,449 SH SOLE 0 0 5,449
MICRON TECHNOLOGY INC COM 595112103 535,670 464 SH SOLE 0 0 464
MONDELEZ INTL INC CL A 609207105 235,322 4,068 SH SOLE 0 0 4,068
MONSTER BEVERAGE CORP NEW COM 61174X109 356,028 3,704 SH SOLE 0 0 3,704
MORGAN STANLEY COM NEW 617446448 272,183 1,302 SH SOLE 0 0 1,302
MORGAN STANLEY ETF TRUST EATON VANCE SHRT 61774R858 646,588 12,852 SH SOLE 0 0 12,852
NASDAQ INC COM 631103108 245,051 3,109 SH SOLE 0 0 3,109
NATIONAL GRID PLC SPONSORED ADR NE 636274409 252,339 3,045 SH SOLE 0 0 3,045
NORDSON CORP COM 655663102 274,840 911 SH SOLE 0 0 911
NVIDIA CORPORATION COM 67066G104 3,622,633 18,105 SH SOLE 0 0 18,105
OREILLY AUTOMOTIVE INC COM 67103H107 266,693 2,896 SH SOLE 0 0 2,896
PGIM ETF TR PGIM ULTRA SH BD 69344A107 2,666,646 53,817 SH SOLE 0 0 53,817
PGIM ETF TR TOTA RETU BD ETF 69344A800 9,609,916 231,788 SH SOLE 0 0 231,788
PNC FINL SVCS GROUP INC COM 693475105 432,222 1,755 SH SOLE 0 0 1,755
PAYCHEX INC COM 704326107 321,736 3,272 SH SOLE 0 0 3,272
PEPSICO INC COM 713448108 366,663 2,708 SH SOLE 0 0 2,708
PFIZER INC COM 717081103 283,205 11,761 SH SOLE 0 0 11,761
PHILIP MORRIS INTL INC COM 718172109 585,645 3,237 SH SOLE 0 0 3,237
PIMCO ETF TR INTER MUN BD ACT 72201R866 6,652,145 126,467 SH SOLE 0 0 126,467
POOL CORP COM 73278L105 232,737 1,083 SH SOLE 0 0 1,083
PROGRESSIVE CORP COM 743315103 308,670 1,413 SH SOLE 0 0 1,413
PROLOGIS INC. COM 74340W103 579,676 4,279 SH SOLE 0 0 4,279
RTX CORPORATION COM 75513E101 501,360 2,642 SH SOLE 0 0 2,642
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 654,917 877 SH SOLE 0 0 877
SPDR GOLD TR GOLD SHS 78463V107 10,538,247 28,607 SH SOLE 0 0 28,607
SPDR SERIES TRUST ST STR SP DIV 78464A763 538,782 3,540 SH SOLE 0 0 3,540
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 319,316 454 SH SOLE 0 0 454
SPDR SERIES TRUST ST SHO TREAS ETF 78468R101 2,087,336 71,952 SH SOLE 0 0 71,952
SPDR SERIES TRUST ST STR RATE ETF 78468R200 207,249 6,718 SH SOLE 0 0 6,718
SAIA INC COM 78709Y105 237,113 563 SH SOLE 0 0 563
SANOFI SA SPONSORED ADR 80105N105 326,093 7,644 SH SOLE 0 0 7,644
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 8,532,871 308,046 SH SOLE 0 0 308,046
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 1,044,812 5,484 SH SOLE 0 0 5,484
SHOPIFY INC CL A SUB VTG SHS 82509L107 212,603 1,862 SH SOLE 0 0 1,862
SIMPSON MFG INC COM 829073105 238,450 1,139 SH SOLE 0 0 1,139
SOUTHERN CO COM 842587107 306,081 3,198 SH SOLE 0 0 3,198
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 1,183,999 2,479 SH SOLE 0 0 2,479
TC ENERGY CORP COM 87807B107 254,571 3,840 SH SOLE 0 0 3,840
TELEDYNE TECHNOLOGIES INC COM 879360105 210,074 315 SH SOLE 0 0 315
TEXAS INSTRS INC COM 882508104 296,878 996 SH SOLE 0 0 996
THERMO FISHER SCIENTIFIC INC COM 883556102 437,692 873 SH SOLE 0 0 873
TRIMBLE INC COM 896239100 209,582 4,095 SH SOLE 0 0 4,095
TRUST FOR PROFESSIONAL MANAG CONVERGENCE LNG 89834G760 2,343,880 68,665 SH SOLE 0 0 68,665
US BANCORP COM NEW 902973304 487,186 8,066 SH SOLE 0 0 8,066
UNILEVER PLC SPON ADR NEW 904767803 251,843 4,189 SH SOLE 0 0 4,189
UNION PAC CORP COM 907818108 314,207 1,155 SH SOLE 0 0 1,155
UNITEDHEALTH GROUP INC COM 91324P102 210,363 506 SH SOLE 0 0 506
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 7,842,932 33,146 SH SOLE 0 0 33,146
VANGUARD STAR FDS VG TL INTL STK F 921909768 6,417,859 75,071 SH SOLE 0 0 75,071
VANGUARD WELLINGTON FD SHORT TRM TAX EX 921935870 3,414,755 33,706 SH SOLE 0 0 33,706
VANGUARD BD INDEX FDS INTERMED TERM 921937819 7,491,971 97,679 SH SOLE 0 0 97,679
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 282,872 3,631 SH SOLE 0 0 3,631
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 942,731 12,842 SH SOLE 0 0 12,842
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 1,272,174 17,855 SH SOLE 0 0 17,855
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 207,967 1,316 SH SOLE 0 0 1,316
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 2,640,267 54,517 SH SOLE 0 0 54,517
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 444,009 7,439 SH SOLE 0 0 7,439
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 818,978 6,745 SH SOLE 0 0 6,745
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 4,003,993 67,887 SH SOLE 0 0 67,887
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 974,900 20,827 SH SOLE 0 0 20,827
VANGUARD MUN BD FDS INTERMEDIATE TRM 922907738 1,596,538 15,812 SH SOLE 0 0 15,812
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 8,588,111 169,793 SH SOLE 0 0 169,793
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 6,388,099 32,328 SH SOLE 0 0 32,328
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 6,957,179 22,714 SH SOLE 0 0 22,714
VANGUARD INDEX FDS SML CP GRW ETF 922908595 707,118 1,934 SH SOLE 0 0 1,934
VANGUARD INDEX FDS MID CAP ETF 922908629 5,751,973 71,391 SH SOLE 0 0 71,391
VANGUARD INDEX FDS GROWTH ETF 922908736 822,678 9,550 SH SOLE 0 0 9,550
VANGUARD INDEX FDS VALUE ETF 922908744 619,805 2,844 SH SOLE 0 0 2,844
VANGUARD INDEX FDS SMALL CP ETF 922908751 234,394 773 SH SOLE 0 0 773
VANGUARD INDEX FDS TOTAL STK MKT 922908769 242,376 655 SH SOLE 0 0 655
VERIZON COMMUNICATIONS INC COM 92343V104 325,341 7,684 SH SOLE 0 0 7,684
VISA INC COM CL A 92826C839 404,178 1,178 SH SOLE 0 0 1,178
WEC ENERGY GROUP INC COM 92939U106 255,960 2,192 SH SOLE 0 0 2,192
WELLS FARGO & CO COM 949746101 460,222 5,569 SH SOLE 0 0 5,569
WILLIAMS COS INC COM 969457100 234,766 3,158 SH SOLE 0 0 3,158
WORLD GOLD TR SPDR GLD MINIS 98149E303 315,218 3,969 SH SOLE 0 0 3,969
TOTALENERGIES SE ACT F92124100 492,454 6,333 SH SOLE 0 0 6,333
AMCOR PLC COM NEW G0250X149 238,642 5,505 SH SOLE 0 0 5,505
AON PLC SHS CL A G0403H108 307,808 928 SH SOLE 0 0 928
ASTRAZENECA PLC ORD G0593M107 288,981 1,524 SH SOLE 0 0 1,524
EATON CORP PLC SHS G29183103 279,961 657 SH SOLE 0 0 657
LINDE PLC SHS G54950103 395,981 763 SH SOLE 0 0 763
MEDTRONIC PLC SHS G5960L103 396,415 5,067 SH SOLE 0 0 5,067
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 303,975 315 SH SOLE 0 0 315
CHUBB LIMITED COM H1467J104 302,930 889 SH SOLE 0 0 889
SPOTIFY TECHNOLOGY S A SHS L8681T102 253,440 552 SH SOLE 0 0 552
ASML HLDG NV N Y REGISTRY SHS N07059210 994,734 500 SH SOLE 0 0 500