The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 346,088 1,374 SH SOLE 1,374 0 0
AFLAC INC COM 001055102 383,842 3,272 SH SOLE 3,272 0 0
ALPHABET INC CAP STK CL C 02079K107 1,306,000 3,695 SH SOLE 3,695 0 0
AMAZON COM INC COM 023135106 792,004 3,323 SH SOLE 3,323 0 0
AMKOR TECHNOLOGY INC COM 031652100 258,690 3,000 SH SOLE 3,000 0 0
APPLE INC COM 037833100 10,862,828 37,537 SH SOLE 37,537 0 0
BANK OF AMER CORP COM 060505104 408,005 7,159 SH SOLE 7,159 0 0
BANK OF NY MELLON CORP COM 064058100 201,297 1,392 SH SOLE 1,392 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 440,843 881 SH SOLE 881 0 0
CCC INTELLIGENT SOLUTIONS HL COM 12510Q100 301,963 58,520 SH SOLE 58,520 0 0
CHEVRON CORPORATION COM 166764100 270,521 1,632 SH SOLE 1,632 0 0
CINCINNATI FINL CORP COM 172062101 431,006 2,328 SH SOLE 2,328 0 0
COCA COLA CO COM 191216100 843,451 10,376 SH SOLE 10,376 0 0
COSTCO WHOLESALE CORPORATION COM 22160K105 548,665 586 SH SOLE 586 0 0
DELTA AIR LINES INC COM NEW 247361702 473,134 5,051 SH SOLE 5,051 0 0
DIMENSIONAL ETF TRUST US EQUI MARK ETF 25434V401 2,159,449 26,354 SH SOLE 26,354 0 0
DIMENSIONAL ETF TRUST US LARG VALU ETF 25434V666 30,331,720 767,113 SH SOLE 767,113 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 8,977,614 128,433 SH SOLE 128,433 0 0
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 3,529,914 65,342 SH SOLE 65,342 0 0
DISNEY WALT CO COM 254687106 210,590 2,186 SH SOLE 2,186 0 0
DT MIDSTREAM INC COMMON STOCK 23345M107 430,647 2,933 SH SOLE 2,933 0 0
DTE ENERGY CO COM 233331107 917,905 6,023 SH SOLE 6,023 0 0
EXXON MOBIL CORP COM 30231G102 642,644 4,700 SH SOLE 4,700 0 0
FIFTH THIRD BANCORP COM 316773100 1,110,008 19,689 SH SOLE 19,689 0 0
FLEX LTD ORD Y2573F102 226,899 1,400 SH SOLE 1,400 0 0
FORD MTR CO COM 345370860 276,839 19,914 SH SOLE 19,914 0 0
GILEAD SCIENCES INC COM 375558103 221,712 1,753 SH SOLE 1,753 0 0
GLOBAL X FDS DATA CTR DIG ETF 37954Y236 1,560,439 51,381 SH SOLE 51,381 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 396,459 392 SH SOLE 392 0 0
HOME DEPOT INC COM 437076102 593,118 1,681 SH SOLE 1,681 0 0
INTEL CORP COM 458140100 309,141 2,214 SH SOLE 2,214 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 272,898 970 SH SOLE 970 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 7,989,027 37,547 SH SOLE 37,547 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 5,582,987 7,581 SH SOLE 7,581 0 0
ISHARES TR CORE S&P SCP ETF 464287804 6,085,472 41,028 SH SOLE 41,028 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 385,920 3,108 SH SOLE 3,108 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 1,002,476 9,415 SH SOLE 9,415 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 249,459 1,028 SH SOLE 1,028 0 0
ISHARES TR MSCI EAFE ETF 464287465 630,344 6,068 SH SOLE 6,068 0 0
ISHARES TR US INFRASTRUC 46435U713 461,831 7,326 SH SOLE 7,326 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 288,611 3,024 SH SOLE 3,024 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 3,793,679 8,897 SH SOLE 8,897 0 0
ISHARES TR CORE S&P MCP ETF 464287507 2,782,454 36,084 SH SOLE 36,084 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 2,435,040 8,104 SH SOLE 8,104 0 0
ISHARES TR CORE S&P US GWT 464287671 237,934 1,265 SH SOLE 1,265 0 0
ISHARES TR U.S. TECH ETF 464287721 4,828,660 19,141 SH SOLE 19,141 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 3,245,847 23,601 SH SOLE 23,601 0 0
ISHARES TR CORE S&P500 ETF 464287200 60,428,902 80,686 SH SOLE 80,686 0 0
JOHNSON & JOHNSON COM 478160104 496,732 1,955 SH SOLE 1,955 0 0
JOHNSON CONTROLS INTERNATION SHS G51502105 217,930 1,491 SH SOLE 1,491 0 0
JPMORGAN CHASE & CO COM 46625H100 3,721,161 11,366 SH SOLE 11,366 0 0
KLA CORP COM NEW 482480100 455,582 1,510 SH SOLE 1,510 0 0
MCDONALDS CORP COM 580135101 607,930 2,249 SH SOLE 2,249 0 0
META PLATFORMS INC CL A 30303M102 341,354 606 SH SOLE 606 0 0
MICROSOFT CORP COM 594918104 7,935,816 21,272 SH SOLE 21,272 0 0
NETFLIX INC. COM 64110L106 568,844 7,967 SH SOLE 7,967 0 0
NEXTERA ENERGY INC COM 65339F101 356,522 4,062 SH SOLE 4,062 0 0
NORTHROP GRUMMAN CORP COM 666807102 509,310 1,000 SH SOLE 1,000 0 0
NVIDIA CORPORATION COM 67066G104 869,026 4,343 SH SOLE 4,343 0 0
ORACLE CORP COM 68389X105 289,156 1,973 SH SOLE 1,973 0 0
PEPSICO INC COM 713448108 216,713 1,599 SH SOLE 1,599 0 0
PGIM ETF TR PGIM ULTRA SH BD 69344A107 38,043,087 767,769 SH SOLE 767,769 0 0
PGIM ETF TR SHRT DUR HGH YLD 69344A784 999,944 20,047 SH SOLE 20,047 0 0
PGIM ETF TR AAA CLO ETF 69344A834 1,116,145 21,770 SH SOLE 21,770 0 0
PHILIP MORRIS INTL INC COM 718172109 279,870 1,547 SH SOLE 1,547 0 0
PINNACLE WEST CAP CORP COM 723484101 226,947 2,121 SH SOLE 2,121 0 0
PROCTER & GAMBLE CO COM 742718109 411,635 2,805 SH SOLE 2,805 0 0
QUALCOMM INC COM 747525103 268,225 1,451 SH SOLE 1,451 0 0
RACKSPACE TECHNOLOGY INC COM 750102105 424,450 65,000 SH SOLE 65,000 0 0
ROCKET COS INC COM CL A 77311W101 295,738 18,777 SH SOLE 18,777 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 11,520,426 363,303 SH SOLE 363,303 0 0
SELECT SECTOR SPDR TR ST STR DISCR ETF 81369Y407 215,879 1,840 SH SOLE 1,840 0 0
SELECT SECTOR SPDR TR ST STR FINL ETF 81369Y605 23,201,912 432,788 SH SOLE 432,788 0 0
SEMPRA COM 816851109 351,661 3,793 SH SOLE 3,793 0 0
SOFI TECHNOLOGIES INC COM 83406F102 1,406,198 78,427 SH SOLE 78,427 0 0
SOUTHERN CO COM 842587107 802,711 8,386 SH SOLE 8,386 0 0
SPDR GOLD TR GOLD SHS 78463V107 201,505 547 SH SOLE 547 0 0
SPDR SERIES TRUST ST STR P500ETF 78464A854 301,077 3,426 SH SOLE 3,426 0 0
STARBUCKS CORP COM 855244109 233,751 2,287 SH SOLE 2,287 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 602,643 807 SH SOLE 807 0 0
SYMBOTIC INC CLASS A COM 87151X101 350,745 7,803 SH SOLE 7,803 0 0
TESLA INC COM 88160R101 263,296 626 SH SOLE 626 0 0
UNITEDHEALTH GROUP INC COM 91324P102 220,692 530 SH SOLE 530 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 23,731,153 34,551 SH SOLE 34,551 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 236,799 4,713 SH SOLE 4,713 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 446,872 1,888 SH SOLE 1,888 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 255,219 1,615 SH SOLE 1,615 0 0
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 15,386,367 51,457 SH SOLE 51,457 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816 737,420 8,388 SH SOLE 8,388 0 0
VISA INC COM CL A 92826C839 277,903 810 SH SOLE 810 0 0
WALMART INC COM 931142103 345,557 3,051 SH SOLE 3,051 0 0
WASTE MGMT INC DEL COM 94106L109 444,763 1,995 SH SOLE 1,995 0 0