The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 3,210,608 33,274 SH SOLE 0 0 33,274
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 1,179,046 13,218 SH SOLE 0 0 13,218
AMERICAN CENTY ETF TR US EQT ETF 025072885 1,236,100 9,651 SH SOLE 0 0 9,651
APPLE INC COM 037833100 274,892 950 SH SOLE 0 0 950
BERKLEY W R CORP COM 084423102 530,315 7,519 SH SOLE 0 0 7,519
BROADCOM INC COM 11135F101 234,205 620 SH SOLE 0 0 620
DIMENSIONAL ETF TRUST CORE FIXE IN ETF 25434V872 21,373,720 506,366 SH SOLE 0 0 506,366
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 502,961 12,376 SH SOLE 0 0 12,376
DIMENSIONAL ETF TRUST GLOB CO PLUS ETF 25434V583 818,153 15,023 SH SOLE 0 0 15,023
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 2,046,966 37,893 SH SOLE 0 0 37,893
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 374,016 10,038 SH SOLE 0 0 10,038
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773 2,736,802 78,127 SH SOLE 0 0 78,127
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 2,535,691 63,187 SH SOLE 0 0 63,187
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849 3,898,846 80,663 SH SOLE 0 0 80,663
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 30,238,127 681,653 SH SOLE 0 0 681,653
DIMENSIONAL ETF TRUST US EQUI MARK ETF 25434V401 7,269,510 88,717 SH SOLE 0 0 88,717
DIMENSIONAL ETF TRUST US LARG VALU ETF 25434V666 339,688 8,591 SH SOLE 0 0 8,591
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 2,158,867 39,245 SH SOLE 0 0 39,245
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V815 673,782 17,370 SH SOLE 0 0 17,370
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 3,048,120 37,019 SH SOLE 0 0 37,019
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 1,214,093 17,369 SH SOLE 0 0 17,369
DIMENSIONAL ETF TRUST WORLD EQUITY ETF 25434V617 240,671 2,907 SH SOLE 0 0 2,907
ISHARES TR 0-5 YR TIPS ETF 46429B747 303,211 2,968 SH SOLE 0 0 2,968
ISHARES TR 20 YR TR BD ETF 464287432 515,841 5,969 SH SOLE 0 0 5,969
ISHARES TR EAFE SML CP ETF 464288273 250,841 3,049 SH SOLE 0 0 3,049
ISHARES TR EAFE VALUE ETF 464288877 654,538 8,550 SH SOLE 0 0 8,550
ISHARES TR GLOBAL REIT ETF 46434V647 2,994,268 108,409 SH SOLE 0 0 108,409
ISHARES TR INTL DEV SML CP 46436E510 682,444 13,554 SH SOLE 0 0 13,554
ISHARES TR RUS 2000 VAL ETF 464287630 399,305 1,805 SH SOLE 0 0 1,805
ISHARES TR RUSSELL 2000 ETF 464287655 1,456,582 4,848 SH SOLE 0 0 4,848
MICROSOFT CORP COM 594918104 221,574 594 SH SOLE 0 0 594
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 256,913 5,339 SH SOLE 0 0 5,339
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 3,402,284 4,556 SH SOLE 0 0 4,556
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 7,172,744 97,708 SH SOLE 0 0 97,708
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 42,110,211 61,313 SH SOLE 0 0 61,313
VANGUARD INDEX FDS SM CP VAL ETF 922908611 8,444,343 34,752 SH SOLE 0 0 34,752
VANGUARD INDEX FDS SMALL CP ETF 922908751 6,789,666 22,399 SH SOLE 0 0 22,399
VANGUARD INDEX FDS SML CP GRW ETF 922908595 3,687,792 10,084 SH SOLE 0 0 10,084
VANGUARD INDEX FDS TOTAL STK MKT 922908769 4,020,855 10,866 SH SOLE 0 0 10,866
VANGUARD INDEX FDS VALUE ETF 922908744 1,113,456 5,109 SH SOLE 0 0 5,109
VANGUARD INSTL INDEX FD 0 3 MO TR BI ETF 922040845 463,691 6,127 SH SOLE 0 0 6,127
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 10,367,693 173,692 SH SOLE 0 0 173,692
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 463,693 3,005 SH SOLE 0 0 3,005
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 10,603,017 211,089 SH SOLE 0 0 211,089
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 12,961,758 234,900 SH SOLE 0 0 234,900
VANGUARD SCOTTSDALE FDS TOTAL WLD BD ETF 92206C565 25,747,131 375,706 SH SOLE 0 0 375,706
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 7,240,151 56,648 SH SOLE 0 0 56,648
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 2,667,066 25,088 SH SOLE 0 0 25,088
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 12,741,721 178,831 SH SOLE 0 0 178,831