The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 209,590 833 SH SOLE 0 0 833
ADVANCED MICRO DEVICES INC COM 007903107 3,324,548 5,723 SH SOLE 0 0 5,723
ALPHABET INC CAP STK CL A 02079K305 5,853,222 16,379 SH SOLE 0 0 16,379
ALPHABET INC CAP STK CL C 02079K107 1,038,790 2,940 SH SOLE 0 0 2,940
AMAZON COM INC COM 023135106 1,216,011 5,102 SH SOLE 0 0 5,102
AMERICAN CENTY ETF TR US SML CP VALU 025072877 16,599,529 133,052 SH SOLE 0 0 133,052
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 19,409,206 201,153 SH SOLE 0 0 201,153
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 16,615,543 182,168 SH SOLE 0 0 182,168
AMERICAN EXPRESS CO COM 025816109 11,857,358 35,055 SH SOLE 0 0 35,055
APPLE INC COM 037833100 9,434,849 32,606 SH SOLE 0 0 32,606
ASML HLDG NV N Y REGISTRY SHS N07059210 326,268 164 SH SOLE 0 0 164
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 875,683 1,750 SH SOLE 0 0 1,750
BOEING CO COM 097023105 4,898,933 22,631 SH SOLE 0 0 22,631
BROADCOM INC COM 11135F101 977,239 2,587 SH SOLE 0 0 2,587
CISCO SYS INC COM 17275R102 284,766 2,424 SH SOLE 0 0 2,424
CLEVELAND-CLIFFS INC NEW COM 185899101 256,413 27,307 SH SOLE 0 0 27,307
COCA COLA CO COM 191216100 3,421,960 42,106 SH SOLE 0 0 42,106
CONSTELLATION ENERGY CORP COM 21037T109 5,916,258 23,820 SH SOLE 0 0 23,820
CORNING INC COM 219350105 367,169 1,437 SH SOLE 0 0 1,437
CRH PLC ORD G25508105 4,577,674 42,782 SH SOLE 0 0 42,782
CROWDSTRIKE HLDGS INC CL A 22788C105 424,306 556 SH SOLE 0 0 556
DEERE & CO COM 244199105 244,217 385 SH SOLE 0 0 385
DUKE ENERGY CORP NEW COM NEW 26441C204 3,123,719 24,678 SH SOLE 0 0 24,678
ELI LILLY & CO COM 532457108 398,211 332 SH SOLE 0 0 332
ERIE INDTY CO CL A 29530P102 819,226 3,417 SH SOLE 0 0 3,417
FEDERATED HERMES INC CL B 314211103 1,543,399 27,950 SH SOLE 0 0 27,950
FIDELITY COVINGTON TRUST ENHANCED INTL 31609A404 16,434,406 409,529 SH SOLE 0 0 409,529
FRANKLIN TEMPLETON ETF TR FRANKLIN DYN MUN 35473P868 10,736,556 426,562 SH SOLE 0 0 426,562
GENERAC HLDGS INC COM 368736104 221,072 755 SH SOLE 0 0 755
GENTEX CORP COM 371901109 483,996 19,153 SH SOLE 0 0 19,153
GLOBAL X FDS US INFR DEV ETF 37954Y673 19,301,954 327,596 SH SOLE 0 0 327,596
GLOBAL X FDS GLOBAL X COPPER 37954Y830 4,148,452 53,897 SH SOLE 0 0 53,897
GOLDMAN SACHS GROUP INC COM 38141G104 9,108,155 9,006 SH SOLE 0 0 9,006
INVESCO EXCHANGE TRADED FD T S&P SMLCP MOMENT 46137V498 6,522,061 69,658 SH SOLE 0 0 69,658
INVESCO QQQ TR UNIT SER 1 46090E103 664,233 902 SH SOLE 0 0 902
ISHARES GOLD TR ISHARES NEW 464285204 1,746,395 23,128 SH SOLE 0 0 23,128
ISHARES TR RUS MDCP VAL ETF 464287473 1,626,577 9,882 SH SOLE 0 0 9,882
ISHARES TR US AER DEF ETF 464288760 3,697,148 15,251 SH SOLE 0 0 15,251
ISHARES TR ISHS 5-10YR INVT 464288638 54,174,348 1,018,889 SH SOLE 0 0 1,018,889
ISHARES TR 3 7 YR TREAS BD 464288661 2,431,332 20,701 SH SOLE 0 0 20,701
ISHARES TR GLOBAL ENERG ETF 464287341 14,961,999 304,539 SH SOLE 0 0 304,539
ISHARES TR 7-10 YR TRSY BD 464287440 2,302,118 24,343 SH SOLE 0 0 24,343
ISHARES TR CORE S&P US VLU 464287663 1,789,299 16,244 SH SOLE 0 0 16,244
ISHARES TR S&P MC 400VL ETF 464287705 8,114,140 54,925 SH SOLE 0 0 54,925
ISHARES TR ISHS 1-5YR INVS 464288646 562,359 10,730 SH SOLE 0 0 10,730
ISHARES TR RUS 1000 GRW ETF 464287614 808,098 6,508 SH SOLE 0 0 6,508
KLA CORP COM NEW 482480100 1,853,103 6,142 SH SOLE 0 0 6,142
LAM RESEARCH CORP COM NEW 512807306 269,098 621 SH SOLE 0 0 621
LAMB WESTON HLDGS INC COM 513272104 201,607 4,669 SH SOLE 0 0 4,669
LOCKHEED MARTIN CORP COM 539830109 200,061 393 SH SOLE 0 0 393
MERCK & CO INC COM 58933Y105 200,974 1,564 SH SOLE 0 0 1,564
META PLATFORMS INC CL A 30303M102 6,257,035 11,108 SH SOLE 0 0 11,108
MICRON TECHNOLOGY INC COM 595112103 4,370,142 3,786 SH SOLE 0 0 3,786
MICROSOFT CORP COM 594918104 5,707,151 15,300 SH SOLE 0 0 15,300
NEWMONT CORP COM 651639106 1,189,094 12,731 SH SOLE 0 0 12,731
NEXTERA ENERGY INC COM 65339F101 554,970 6,323 SH SOLE 0 0 6,323
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201 1,707,320 14,585 SH SOLE 0 0 14,585
NVIDIA CORPORATION COM 67066G104 9,954,416 49,750 SH SOLE 0 0 49,750
ORACLE CORP COM 68389X105 286,359 1,954 SH SOLE 0 0 1,954
PALO ALTO NETWORKS INC COM 697435105 8,048,413 23,601 SH SOLE 0 0 23,601
PGIM ETF TR PGIM ULTRA SH BD 69344A107 278,669 5,624 SH SOLE 0 0 5,624
PHILIP MORRIS INTL INC COM 718172109 223,243 1,234 SH SOLE 0 0 1,234
PINNACLE FINL PARTNERS INC COM 72348N109 260,876 2,586 SH SOLE 0 0 2,586
PROLOGIS INC. COM 74340W103 420,228 3,102 SH SOLE 0 0 3,102
PROSHARES TR BITCOIN ETF 74347G440 4,084,819 511,882 SH SOLE 0 0 511,882
QNITY ELECTRONICS INC COMMON STOCK 74743L100 245,618 1,504 SH SOLE 0 0 1,504
QUALCOMM INC COM 747525103 501,520 2,714 SH SOLE 0 0 2,714
QUALCOMM INC COM 747525103 369,580 2,000 SH Call SOLE 0 0 2,000
RTX CORPORATION COM 75513E101 3,260,510 17,185 SH SOLE 0 0 17,185
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755 45,626,708 864,797 SH SOLE 0 0 864,797
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 861,734 27,175 SH SOLE 0 0 27,175
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 23,724,626 806,137 SH SOLE 0 0 806,137
SELECT SECTOR SPDR TR ST STR CARE ETF 81369Y209 629,533 3,968 SH SOLE 0 0 3,968
SERVICENOW INC COM 81762P102 425,018 4,281 SH SOLE 0 0 4,281
SIMON PPTY GROUP INC NEW COM 828806109 652,834 2,919 SH SOLE 0 0 2,919
SMUCKER J M CO COM NEW 832696405 811,350 7,212 SH SOLE 0 0 7,212
SOCIEDAD QUIMICA Y MINERA DE SPON ADR SER B 833635105 532,200 7,188 SH SOLE 0 0 7,188
SPDR SERIES TRUST ST STR RATE ETF 78468R200 28,691,876 930,045 SH SOLE 0 0 930,045
SPDR SERIES TRUST ST STR SP BIOT 78464A870 14,558,525 91,997 SH SOLE 0 0 91,997
SPDR SERIES TRUST ST INTER BD ETF 78464A375 8,211,338 245,408 SH SOLE 0 0 245,408
STRYKER CORPORATION COM 863667101 216,295 687 SH SOLE 0 0 687
SYSCO CORP COM 871829107 725,307 8,678 SH SOLE 0 0 8,678
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 753,605 1,578 SH SOLE 0 0 1,578
TESLA INC COM 88160R101 3,483,409 8,282 SH SOLE 0 0 8,282
TJX COS INC NEW COM 872540109 700,082 4,621 SH SOLE 0 0 4,621
TOTALENERGIES SE ACT F92124100 273,560 3,518 SH SOLE 0 0 3,518
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 15,318,693 23,356 SH SOLE 0 0 23,356
VANGUARD BD INDEX FDS INTERMED TERM 921937819 46,054,174 600,446 SH SOLE 0 0 600,446
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 48,985,126 71,323 SH SOLE 0 0 71,323
VANGUARD INDEX FDS VALUE ETF 922908744 239,723 1,100 SH SOLE 0 0 1,100
VANGUARD INDEX FDS MID CAP ETF 922908629 5,950,987 73,861 SH SOLE 0 0 73,861
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 10,160,338 122,932 SH SOLE 0 0 122,932
VANGUARD WORLD FD INF TECH ETF 92204A702 1,264,283 10,578 SH SOLE 0 0 10,578
VANGUARD WORLD FD MEGA GRWTH IND 921910816 691,173 7,862 SH SOLE 0 0 7,862
VEEVA SYS INC CL A COM 922475108 416,522 2,347 SH SOLE 0 0 2,347
VERTIV HOLDINGS CO COM CL A 92537N108 298,367 891 SH SOLE 0 0 891
VIATRIS INC COM 92556V106 1,664,240 104,801 SH SOLE 0 0 104,801
VISA INC COM CL A 92826C839 228,094 665 SH SOLE 0 0 665
WISDOMTREE TR EMG MKTS SMCAP 97717W281 239,611 3,703 SH SOLE 0 0 3,703