Exhibit 99.02 Schedule 1

 

Loan ID Seller Loan ID Investor Loan ID Loan Program Guideline Product Name Originator Name Originating Entity CDFI Flag Guideline Name Guideline Author Guideline Date Guideline Version Application Date TILA Status TRID GSE Verified Safe Harbor Flag Verified Safe Harbor Reference Document QM Regulation Failures ATR QM Total Points and Fees Audit Loan Regulation Benchmark Date Benchmark Rate AUS Decision System Rating Result Property Inspection Waiver (PIW) Calculated APR HUD 1 Page 1 Credits Total Verified Qualifying Rate Originator Qualifying Rate Qualifying P&I Default Interest Rate Present Default Interest Rate Annual Property Tax Monthly Property Tax Annual Insurance Costs Monthly Insurance Cost Annual HOA Costs Monthly HOA Costs Monthly Other Costs PITIA Residual Income HOA Name HOA Address State HOA Fee Amount HOA Next Due Date HOA Payment Frequency Originator DTI TPR Verified DTI QM DTI Is Borrower Non Occupant Is Co Borrower Non Occupant Co Borrower 2 Asset Verification Level Co Borrower 3 Asset Verification Level Co Borrower 2 Income Verification Level Co Borrower 3 Income Verification Level Co Borrower 2 Employment Verification Level Co Borrower 3 Employment Verification Level Borrower Employment Indicator Co Borrower Employment Indicator Co Borrower 2 Employment Indicator Co Borrower 3 Employment Indicator Co Borrower 2 Length of Employment Co Borrower 3 Length of Employment Document Level Borrower Years of W2s/1099 CoBorrower Years of W2s/1099 Borrower Months of Paystubs Verified Co Borrower Months of Paystubs Verified Borrower Employment Gap Letter Borrower Months of Employment Gap Co Borrower Employment Gap Letter Co Borrower Months of Employment Gap Borrower Years of Personal Tax Returns Borrower Years of Business Tax Returns CoBorrower Years of Personal Tax Returns CoBorrower Years of Business Tax Returns Years of 4506T Years of Tax Transcripts Borrower Award/Offer Letter Co Borrower Award/Offer Letter Asset Depletion Flag Partial Asset Depletion Flag Asset Depletion Months Amortized Asset Utilization Flag (No DTI) Borrower Bank Statements Flag Borrower Bank Statement Summary/Lender Worksheet Borrower Number of Personal Bank Statements Borrower Number of Business Bank Statements CoBorrower Bank Statements Flag Co Borrower Bank Statement Summary/Lender Worksheet CoBorrower Number of Personal Bank Statements CoBorrower Number of Business Bank Statements Percent of Income From Statements Borrower Business Ownership % CoBorrower Business Ownership % Bespoke Eligible Assets Borrower P&L Type Borrower Number of Months P&L Borrower P&L Prepared By CoBorrower P&L Type CoBorrower P&L Prepared By CoBorrower Number of Months P&L Borrower CPA Letter Flag # of Months CPA verified income CoBorrower CPA Letter Flag CoBorrower # of Months CPA verified income Borrower WVOE Flag Borrower # of Months Employment Validated WVOE Borrower # of Months Income Validated WVOE Borrower WVOE Form Type CoBorrower WVOE Flag CoBorrower # of Months WVOE CoBorrower # of Months Income Validated WVOE CoBorrower WVOE Form Type DSCR Flag TPR DSCR Originator DSCR Expense Letter Income Doc Detail Tax Return Doc Details Property Address Property City Property State Property Zip Property County Original Credit Report Date Borrower 1 Credit Report Date Borrower 2 Credit Report Date Borrower 3 Credit Report Date Borrower 4 Credit Report Date Qualifying Credit Score Third Wage Earner Original FICO Equifax Third Wage Earner Original FICO Experian Third Wage Earner Original FICO Transunion Fourth Wage Earner Original FICO Equifax Fourth Wage Earner Original FICO Experian Fourth Wage Earner Original FICO Transunion Most Recent Updated Credit Report Date Third Wage Earner Updated FICO Equifax Third Wage Earner Updated FICO Experian Third Wage Earner Updated FICO Transunion Fourth Wage Earner Updated FICO Equifax Fourth Wage Earner Updated FICO Experian Fourth Wage Earner Updated FICO Transunion Most Recent Updated Co Borrower 2 FICO Most Recent Updated Co Borrower 3 FICO Most Recent Bankruptcy Type Most Recent Bankruptcy Filing Date Most Recent Bankruptcy Discharge Date Number of Bankruptcy Events Months Bankruptcy 7 11  Months Bankruptcy 13  Most Recent Deed in Lieu Date Number of Deed in Lieu Events Months Deed in Lieu Most Recent Short Sale Date Number of Short Sale Events Months Short Sale (or Pre FC)  Most Recent Foreclosure Date Number of Foreclosure Events Months Foreclosure Prior Mortgage/Rent Late 30d in 24m  Prior Mortgage/Rent Late 60d in 24m  Prior Mortgage/Rent Late 90d in 24m  Has ACH Is Equity Shared Loan Subordinate Lien Type Is Shared Appreciation Mortgage Borrower Originator Citizenship Designation Borrower Verified Citizenship Designation Borrower Individual Tax Identification Number (ITIN)? Borrower Photo Identification Type Borrower Photo Identification Other Type Borrower Photo ID State of Issuance Borrower Photo ID Country of Issuance Borrower Photo ID Expiration Date Borrower Passport Country of Origin Borrower Passport Expiration Date Borrower Non-US Citizen Identification Document Borrower Date of Resident Since/Valid Date Borrower Non-US Document Expiration Date Co Borrower Originator Citizenship Designation Co Borrower Verified Citizenship Designation Co Borrower Individual Tax Identification Number (ITIN)? Co Borrower Photo Identification Type Co Borrower Photo Identification Other Type  Co Borrower Photo ID State of Issuance Co Borrower Photo ID Country of Issuance Co Borrower Photo ID Expiration Date Co Borrower Passport Country of Origin Co Borrower Passport Expiration Date Co Borrower Non-US Citizen Identification Document Co Borrower Date of Resident Since/Valid Date Co Borrower Non-US Document Expiration Date Co Borrower 2 Originator Citizenship Designation Co Borrower 2 Verified Citizenship Designation Co Borrower 2 Individual Tax Identification Number (ITIN)? Co Borrower 2 Photo Identification Type Co Borrower 2 Photo Identification Other Type  Co Borrower 2 Photo ID State of Issuance Co Borrower 2 Photo ID Country of Issuance Co Borrower 2 Photo ID Expiration Date Co Borrower 2 Passport Country of Origin Co Borrower 2 Passport Expiration Date Co Borrower 2 Non-US Citizen Identification Document Co Borrower 2 Date of Resident Since/Valid Date Co Borrower 2 Non-US Document Expiration Date Co Borrower 3 Originator Citizenship Designation Co Borrower 3 Verified Citizenship Designation Co Borrower 3 Individual Tax Identification Number (ITIN)? Co Borrower 3 Photo Identification Type Co Borrower 3 Photo Identification Other Type  Co Borrower 3 Photo ID State of Issuance Co Borrower 3 Photo ID Country of Issuance Co Borrower 3 Photo ID Expiration Date Co Borrower 3 Passport Country of Origin Co Borrower 3 Passport Expiration Date Co Borrower 3 Non-US Citizen Identification Document Co Borrower 3 Date of Resident Since/Valid Date Co Borrower 3 Non-US Document Expiration Date Property Rights Buydown Flag Assumable Mortgage Flag Foreign National Alternative Credit Documentation Liquid / Cash Reserves Months Liquid Reserves Total Assets Available for Reserves Months Reserves Blanket Mortgage Flag Qualifying HCLTV Condo Warrantability Flag Appraiser License # Appraiser First Name Appraisal Last Name Maturity Date Number of Units
4000097015 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No Yes No N/A N/A LPA LP Accept/Eligible No 7.375% XXXX No xxx xxx xxx xxx xxx xxx xxx $1,707.31 $5,026.81 xxx xxx xxx xxx Monthly 0.00% 44.91% 44.91% Yes Yes Retired Employed Full Documentation 0 1 NA 1 Month N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No N/A 0 0 No Yes 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 178 33 Work Number No 0 N/A Borrower - SSI and Disability, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Executed 4506T Verified || Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 2 YRS Executed 4506T Verified || Co Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 xxx xxx xxx xxx xxx xxx xxx xxx 793 NA 0 0 0 0 0 0 0 No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 51.58 xxx 51.58 No XXXX Yes xxx xxx xxx xxx XXXX
4000103593 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No Yes No N/A N/A LPA LP Accept/Eligible No 6.875% XXXX No xxx xxx xxx xxx xxx xxx xxx $3,042.21 $10,048.68 xxx 0.00% 42.37% 42.37% Yes Self-Employed Full Documentation 0 2+ Months N/A 0 1 2 1 0 NA No No 0 No No Yes 0 0 No 0.00% 100.00% Stocks/Bonds,Proceeds from Sale N/A 0 N/A NA 0 No Yes 67 34 Work Number 0 No 0 N/A Borrower - Wage, Overtime, SESoleProprietor, SESCorp, SEPartnership, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 2+ Months Paystubs Verified, Written VOE Verified, 1 YR Executed 4506T Verified - 2023, 2024, 2025 Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 1 YR Executed 4506T Verified - 2023, 2024, 2025 xxx xxx xxx xxx xxx xxx xxx 694 NA 0 0 0 0 0 0 0 No No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx N/A Fee Simple No No N/A xxx 24.70 xxx 24.7 No XXXX N/A xxx xxx xxx xxx XXXX
4000110736 xxx xxx xxx No xxx xxx xxx xxx xxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 4441.3 xxx 6.170% DU DU Approve/Eligible No 7.158% 6.875% XXXX No xxx xxx xxx xxx xxx xxx xxx $1,588.62 $9,387.50 xxx 0.00% 28.55% 28.55% Yes Yes Employed Employed Full Documentation 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 220 35 Work Number Yes 64 35 FNMA 1005 No 0 N/A Borrower - Wage, Commission, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 xxx xxx xxx xxx xxx xxx xxx xxx 721 NA 0 0 0 0 0 0 0 No No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx N/A US Citizen US Citizen N/A xxx N/A Fee Simple No No N/A xxx 62.05 xxx 105.52 No XXXX N/A xxx xxx xxx xxx XXXX
4000117484 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No Yes No N/A N/A LPA LP Accept/Eligible No 6.875% XXXX No xxx xxx xxx xxx xxx xxx xxx $1,379.80 $3,586.35 xxx 0.00% 34.04% 34.04% Yes Not Employed Full Documentation 0 NA N/A 0 0 0 2 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Retirement, Other, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 814 NA 0 0 0 0 0 0 0 No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 27.09 xxx 27.09 No XXXX N/A xxx xxx xxx xxx XXXX
4000108566 xxx xxx xxx No xxx xxx xxx xxx xxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 0 xxx 6.250% DU DU Approve/Eligible No 6.621% 6.625% XXXX No xxx xxx xxx xxx xxx xxx xxx $1,199.84 $9,501.98 xxx 0.00% 29.35% 29.35% Yes Yes Employed Employed Full Documentation 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 200 200 FNMA 1005 NA 0 0 N/A No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 2024, 2025 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 2 YRS Executed 4506T Verified - 2024, 2025 xxx xxx xxx xxx xxx xxx xxx xxx 770 NA 0 0 0 0 0 0 0 No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 20.72 xxx 20.86 No XXXX N/A xxx xxx xxx xxx XXXX
4000115609 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No Yes No N/A N/A LPA LP Accept/Eligible No 6.500% XXXX No xxx xxx xxx xxx xxx xxx xxx $4,341.84 $20,360.89 xxx 0.00% 40.83% 40.83% Yes Yes Employed Employed Full Documentation 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - Wage, Bonus, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx 721 NA 0 0 0 0 0 0 0 No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use xxx xxx xxx N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use xxx xxx xxx N/A Fee Simple No No N/A xxx 67.58 xxx 67.58 No XXXX N/A xxx xxx xxx xxx XXXX
4000118031 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No Yes No N/A N/A DU DU Approve/Eligible No 7.000% XXXX No xxx xxx xxx xxx xxx xxx xxx $1,221.02 $8,755.89 xxx 0.00% 46.81% 46.81% Yes Yes Employed Self-Employed Full Documentation 0 0 NA NA N/A 0 N/A 0 1 0 1 2 2 0 NA NA No No 0 No Yes Yes 2 0 Yes Yes 2 2 0.00% 0.00% 100.00% Proceeds from Sale N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 24 24 FNMA 1005 NA 0 0 N/A No 0 Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Personal Bank Statements Verified - 2026 || Co Borrower - SEPartnership - 1 YR Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 2 YRS Executed 4506T Verified, Personal Bank Statements Verified, Business Bank Statements Verified - 2024, 2023 Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - 2026 || Co Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 2 YRS Executed 4506T Verified - 2024, 2023 xxx xxx xxx xxx xxx xxx xxx xxx 765 NA 0 0 0 0 0 0 0 Unknown No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 33.74 xxx 33.74 No XXXX N/A xxx xxx xxx xxx XXXX
4000117751 xxx xxx xxx No xxx xxx xxx xxx xxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 1725.25 xxx 6.100% DU DU Approve/Eligible No 7.029% 7.000% XXXX No xxx xxx xxx xxx xxx xxx xxx $5,335.27 $20,263.49 xxx 0.00% 33.10% 33.10% Yes Yes Self-Employed Self-Employed Full Documentation 0 2 NA 1 Month N/A 0 N/A 0 2 2 2 2 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 50.00% 50.00% Stocks/Bonds,Stocks/Bonds N/A 0 N/A N/A N/A 0 Yes 24 Yes 24 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, CPA Letter Verified, 3 YRS Executed 4506T Verified - 2024, 2025 || Co Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, CPA Letter Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024, 2025 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024, 2025 xxx xxx xxx xxx xxx xxx xxx xxx 800 NA 0 0 0 0 0 0 0 Unknown No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 76.05 xxx 76.05 No XXXX N/A xxx xxx xxx xxx XXXX
4000116760 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No Yes No N/A N/A DU DU Approve/Eligible No 6.500% XXXX No xxx xxx xxx xxx xxx xxx xxx $993.62 $15,071.21 xxx xxx xxx xxx Monthly 0.00% 32.48% 32.48% Yes Yes Employed Self-Employed Full Documentation 2 1 NA NA N/A 0 N/A 0 1 0 1 1 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 30.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 20 20 FNMA 1005 NA 0 0 N/A No 0 Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2026, 2024, 2025 || Co Borrower - SESCorp - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified - 2024 Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - 2026, 2024, 2025 || Co Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 2 YRS Executed 4506T Verified - 2024 xxx xxx xxx xxx xxx xxx xxx xxx 791 NA 0 0 0 0 0 0 0 No No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx N/A US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx N/A Fee Simple No No N/A xxx 57.04 xxx 57.04 No XXXX N/A xxx xxx xxx xxx XXXX
4000117739 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No Yes No N/A N/A DU DU Approve/Eligible No 6.750% XXXX No xxx xxx xxx xxx xxx xxx xxx $7,317.13 $23,537.02 xxx xxx xxx xxx Monthly 0.00% 43.36% 43.36% Yes Yes Employed Employed Full Documentation 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 96 27 Work Number Yes 120 27 Work Number No 0 Borrower - Wage, Commission, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 2 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - 2 YRS Executed 4506T Verified - 2026, 2025, 2024 xxx xxx xxx xxx xxx xxx xxx xxx 780 NA 0 0 0 0 0 0 0 No No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx N/A US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx N/A Fee Simple No No N/A xxx 104.71 xxx 104.71 No XXXX N/A xxx xxx xxx xxx XXXX
4000117954 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No Yes No N/A N/A DU DU Approve/Eligible No 6.875% XXXX No xxx xxx xxx xxx xxx xxx xxx $3,943.71 $21,452.63 xxx xxx xxx xxx Monthly 0.00% 49.97% 49.97% Yes Yes 4 1 4 1 3 1 Self-Employed Not Employed Self-Employed Not Employed 7.72 .00 Full Documentation 0 0 NA NA N/A 0 N/A 0 2 1 0 0 2 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 100.00% 0.00% Audited 12 Tax Preparer N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2023 || Co Borrower - N/A - 2 YRS Executed 4506T Verified || Co Borrower 2 - Wage, Commission - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024, 2023 || Co Borrower 3 - N/A - 2 YRS Executed 4506T Verified Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2023 || Co Borrower - 2 YRS Executed 4506T Verified || Co Borrower 2 - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024, 2023 || Co Borrower 3 - 2 YRS Executed 4506T Verified xxx xxx xxx xxx xxx xxx xxx xxx xxx xxx 746 791 801 803 787 809 799 NA 0 0 0 0 0 0 0 No No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx N/A US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx N/A xxx xxx N/A Other USA Patriot Act  xxx xxx xxx N/A xxx xxx N/A Other USA Patriot Act  xxx xxx xxx N/A Fee Simple No No N/A xxx 127.95 xxx 127.95 No XXXX N/A xxx xxx xxx xxx XXXX
4000115916 xxx xxx xxx No xxx xxx xxx xxx xxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 1869 xxx 6.130% DU DU Approve/Eligible No 7.374% 7.125% XXXX No xxx xxx xxx xxx xxx xxx xxx $5,646.06 $12,246.20 xxx 0.00% 40.70% 40.70% Yes Yes Not Employed Employed Full Documentation 0 2 NA 2+ Months N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No N/A 0 0 No Yes 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - N/A - 2 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 1 YR Executed 4506T Verified - 2025, 2026 Borrower - 2 YRS Executed 4506T Verified || Co Borrower - 1 YR Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx 797 NA 0 0 0 0 0 0 0 Unknown No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 330.17 xxx 330.17 No XXXX N/A xxx xxx xxx xxx XXXX
4000116190 xxx xxx xxx No xxx xxx xxx xxx xxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 2432.35 xxx 6.130% DU DU Approve/Eligible No 6.524% 6.375% XXXX No xxx xxx xxx xxx xxx xxx xxx $1,319.76 $3,237.84 xxx 0.00% 34.85% 34.85% Yes Yes Employed Employed Full Documentation 1 2 1 Month 1 Month N/A 0 N/A 0 2 0 2 0 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 360 26 FNMA 1005 No 0 N/A Borrower - Wage - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2026, 2025, 2024, 2023 || Co Borrower - Wage, SSI and Disability - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 1 YR Executed 4506T Verified - 2026, 2025, 2024, 2023 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - 2026, 2025, 2024, 2023 || Co Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Executed 4506T Verified - 2026, 2025, 2024, 2023 xxx xxx xxx xxx xxx xxx xxx xxx 773 NA 0 0 0 0 0 0 0 No No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx N/A US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx N/A Fee Simple No No N/A xxx 26.77 xxx 26.77 No XXXX N/A xxx xxx xxx xxx XXXX
4000120357 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No Yes No N/A N/A DU DU Approve/Eligible No 7.375% XXXX No xxx xxx xxx xxx xxx xxx xxx $2,177.94 $6,797.80 xxx xxx xxx xxx Monthly 0.00% 48.04% 48.04% Yes Yes Employed Employed Full Documentation 1 1 2+ Months 2+ Months N/A 0 N/A 0 1 0 1 0 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2026 || Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2026 Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2026 || Co Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx 705 NA 0 0 0 0 0 0 0 No No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx N/A US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx N/A Fee Simple No No N/A xxx 57.46 xxx 58.27 No XXXX N/A xxx xxx xxx xxx XXXX
4000120358 xxx xxx xxx No xxx xxx xxx xxx xxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 4255.25 xxx 5.980% DU DU Approve/Eligible No 7.652% 7.375% XXXX No xxx xxx xxx xxx xxx xxx xxx $2,035.09 $6,668.29 xxx xxx xxx xxx Annually 0.00% 49.03% 49.03% Yes Yes Employed Employed Full Documentation 1 1 1 Month 1 Month N/A 0 N/A 0 1 0 1 0 0 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 1040 Schedule E Verified - 2026, 2025 || Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 1040 Schedule E Verified - 2026, 2025 Borrower - 1 YR Personal Tax Returns Verified, 1040 Schedule E Verified - 2026, 2025 || Co Borrower - 1 YR Personal Tax Returns Verified, 1040 Schedule E Verified - 2026, 2025 xxx xxx xxx xxx xxx xxx xxx xxx 705 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx N/A US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx N/A Fee Simple No No N/A xxx 60.13 xxx 66.14 No XXXX N/A xxx xxx xxx xxx XXXX
4000115051 xxx xxx xxx No xxx xxx xxx xxx xxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 1715 xxx 6.100% LPA LP Accept/Eligible No 6.838% 6.750% XXXX No xxx xxx xxx xxx xxx xxx xxx $2,446.34 $12,201.93 xxx xxx xxx xxx Monthly 0.00% 38.79% 38.79% Yes Employed Full Documentation 2 2+ Months N/A 0 0 0 2 0 NA No No 0 No No Yes 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 46 25 FNMA 1005 0 No 0 N/A Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 806 NA 0 0 0 0 0 0 0 No No US Citizen US Citizen N/A Enhanced Driver's License (MI, MN, NY, VT, WA) xxx xxx xxx N/A Fee Simple No No N/A xxx 8.03 xxx 8.03 No XXXX N/A xxx xxx xxx xxx XXXX
4000115723 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No Yes No N/A N/A DU DU Approve/Eligible No 7.000% XXXX No xxx xxx xxx xxx xxx xxx xxx $1,311.05 $5,588.74 xxx 0.00% 42.18% 42.18% Yes Employed Full Documentation 2 2+ Months N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 0.00% Stocks/Bonds,Stocks/Bonds N/A 0 N/A NA 0 No Yes 54 25 FNMA 1005 0 No 0 N/A Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Lease Agreements Verified, 1040 Schedule E Verified - 2024, 2025, 2026 Borrower - 1040 Schedule E Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 712 NA 0 0 0 0 0 0 0 No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 203.90 xxx 203.9 No XXXX N/A xxx xxx xxx xxx XXXX
4000119195 xxx xxx xxx No xxx xxx xxx xxx xxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 6673.08 xxx 5.980% DU DU Approve/Eligible No 7.129% 6.875% XXXX No xxx xxx xxx xxx xxx xxx xxx $2,727.15 $12,080.74 xxx xxx xxx xxx Monthly 0.00% 28.29% 28.29% Yes Yes Employed Not Employed Full Documentation 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 25 25 Other NA 0 0 N/A No 0 Borrower - Wage, Overtime, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower Borrower - 2 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower xxx xxx xxx xxx xxx xxx xxx xxx 784 NA 0 0 0 0 0 0 0 No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 35.29 xxx 35.29 No XXXX Yes xxx xxx xxx xxx XXXX
4000113896 xxx xxx xxx No xxx xxx xxx xxx xxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 2585 xxx 6.140% DU DU Approve/Eligible No 5.942% 5.875% XXXX No xxx xxx xxx xxx xxx xxx xxx $4,348.00 $16,437.76 xxx xxx xxx xxx Monthly 0.00% 25.82% 25.82% No No Employed Self-Employed Full Documentation 2 0 1 Month NA N/A 0 N/A 0 0 0 2 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00% 100.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 76 76 FNMA 1005 NA 0 0 N/A No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025, 2026 || Co Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2023, 2024 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025, 2026 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2023, 2024 xxx xxx xxx xxx xxx xxx xxx xxx 753 NA 0 0 0 0 0 0 0 No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 10.48 xxx 10.6 No XXXX N/A xxx xxx xxx xxx XXXX
4000121278 xxx xxx xxx No xxx xxx xxx xxx xxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 1890 xxx 6.020% DU DU Approve/Eligible No 7.118% 6.875% XXXX No xxx xxx xxx xxx xxx xxx xxx $1,333.24 $2,956.42 xxx 0.00% 44.10% 44.10% Yes Retired Full Documentation 0 NA N/A 0 0 0 0 0 Yes No No 0 No No Yes 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - SSI and Disability, Retirement, Other REO Net Rental Income(Loss) - Award Letter Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 787 NA 0 0 0 0 0 0 0 Unknown No No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx N/A Fee Simple No No N/A xxx 19.74 xxx 19.74 No XXXX N/A xxx xxx xxx xxx XXXX
4000121327 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No Yes No N/A N/A LPA LP Accept/Eligible No 7.500% XXXX No xxx xxx xxx xxx xxx xxx xxx $5,731.42 $13,760.76 xxx 0.00% 32.60% 32.60% Yes Yes Employed Not Employed Full Documentation 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 25 12 Work Number NA 0 0 N/A No 0 N/A Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2023 || Co Borrower Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2023 || Co Borrower xxx xxx xxx xxx xxx xxx xxx xxx 755 NA 0 0 0 0 0 0 0 No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 7.24 xxx 7.24 No XXXX N/A xxx xxx xxx xxx XXXX
4000121364 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No Yes No N/A N/A DU DU Approve/Eligible No 7.250% XXXX No xxx xxx xxx xxx xxx xxx xxx $3,468.24 $9,327.42 xxx 0.00% 48.91% 48.91% Yes Self-Employed Full Documentation 1 2+ Months N/A 0 0 1 1 0 NA No No 0 No No Yes 0 0 No 0.00% 100.00% N/A 0 N/A NA 0 No Yes 94 94 Other 0 No 0 N/A Borrower - Wage, Bonus, Overtime, Commission, SESCorp, SESCorp, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 1 YR Business Tax Returns Verified, 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 1 YR Executed 4506T Verified - 2024, 2025, 2026 Borrower - 1 YR Business Tax Returns Verified, 1 YR Executed 4506T Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 735 NA 0 0 0 0 0 0 0 No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use xxx xxx xxx N/A Fee Simple No No N/A xxx 10.76 xxx 10.76 No XXXX N/A xxx xxx xxx xxx XXXX
4000114447 xxx xxx xxx No xxx xxx xxx xxx xxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 2004.47 xxx 6.120% LPA LP Accept/Eligible No 7.014% 6.875% XXXX No xxx xxx xxx xxx xxx xxx xxx $1,607.69 $3,161.60 xxx 0.00% 48.85% 48.85% Yes Employed Full Documentation 1 2+ Months N/A 0 1 0 2 0 NA No No 0 No No Yes 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage, Other, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - 2026, 2025, 2024 xxx xxx xxx xxx xxx xxx xxx 753 NA 0 0 0 0 0 0 0 No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use xxx xxx xxx N/A Fee Simple No No N/A xxx 15.39 xxx 37.76 No XXXX N/A xxx xxx xxx xxx XXXX
4000121138 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No Yes No N/A N/A LPA LP Accept/Eligible No 7.000% XXXX No xxx xxx xxx xxx xxx xxx xxx $1,992.69 $14,140.74 xxx xxx xxx xxx Monthly 0.00% 28.18% 28.18% Yes Yes Employed Employed Full Documentation 1 1 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2025, 2026 || Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 || Co Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx 760 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx N/A US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx N/A Fee Simple No No N/A xxx 14.81 xxx 14.81 No XXXX Yes xxx xxx xxx xxx XXXX
4000122502 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No Yes No N/A N/A DU DU Approve/Eligible No 6.875% XXXX No xxx xxx xxx xxx xxx xxx xxx $2,024.00 $21,809.08 xxx xxx xxx xxx Monthly 0.00% 43.86% 43.86% Yes Yes 1 1 1 Not Employed Self-Employed Not Employed .00 Full Documentation 0 0 NA NA N/A 0 N/A 0 0 0 2 2 2 0 Missing NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00% 100.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - SSI and Disability, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 2 YRS Executed 4506T Verified, Missing Award Letter Verified || Co Borrower - SESoleProprietor, SEPartnership, SEPartnership - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 2 YRS Executed 4506T Verified - 2024 || Co Borrower 2 - 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 2 YRS Executed 4506T Verified - 2024 || Co Borrower 2 - 2 YRS Executed 4506T Verified xxx xxx xxx xxx xxx xxx xxx xxx xxx 708 708 766 701 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx N/A xxx xxx N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 630.59 xxx 630.59 No XXXX No xxx xxx xxx xxx XXXX
4000119501 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No Yes No N/A N/A DU DU Approve/Eligible No 6.625% XXXX No xxx xxx xxx xxx xxx xxx xxx $1,906.18 $22,034.56 xxx xxx xxx xxx Monthly 0.00% 26.55% 26.55% Yes Yes Employed Employed Full Documentation 2 2 2+ Months 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 174 26 Work Number Yes 102 25 Work Number No 0 Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx 649 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx N/A US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx N/A Fee Simple No No N/A xxx 255.61 xxx 255.61 No XXXX N/A xxx xxx xxx xxx XXXX
4000121483 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No Yes No N/A N/A LPA LP Accept/Eligible No 7.375% XXXX No xxx xxx xxx xxx xxx xxx xxx $1,947.98 $3,925.53 xxx 0.00% 39.10% 39.10% Yes Self-Employed Full Documentation 1 NA N/A 0 1 1 1 0 NA No No 0 No No Yes 0 0 No 0.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 1 YR W2 1099 Verified, 1 YR Executed 4506T Verified, 1040 Schedule E Verified - 2026, 2025 Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 1 YR Executed 4506T Verified, 1040 Schedule E Verified - 2026, 2025 xxx xxx xxx xxx xxx xxx xxx 795 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx N/A Fee Simple No No N/A xxx 54.03 xxx 54.03 No XXXX N/A xxx xxx xxx xxx XXXX
4000105898 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No Yes No N/A N/A LPA LP Accept/Eligible No 7.250% XXXX No xxx xxx xxx xxx xxx xxx xxx $1,156.88 $4,119.05 xxx 0.00% 28.69% 28.69% Yes Self-Employed Full Documentation 2 NA N/A 0 2 2 3 0 NA No No 0 No No Yes 0 0 No 0.00% 100.00% Proceeds from Sale N/A 0 N/A Yes 24 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, CPA Letter Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - 2023, 2024 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 3 YRS Executed 4506T Verified - 2023, 2024 xxx xxx xxx xxx xxx xxx xxx 789 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use xxx xxx xxx N/A Fee Simple No No N/A xxx 54.77 xxx 54.77 No XXXX N/A xxx xxx xxx xxx XXXX
4000120955 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No Yes No N/A N/A LPA LP Accept/Eligible No 7.250% XXXX No xxx xxx xxx xxx xxx xxx xxx $2,771.99 $7,762.66 xxx xxx xxx xxx Annually 0.00% 46.48% 46.48% Yes Self-Employed Full Documentation 1 2+ Months N/A 0 1 1 2 0 NA No No 0 No No Yes 0 0 No 0.00% 100.00% N/A 0 N/A NA 0 No Yes 34 26 Work Number 0 No 0 N/A Borrower - Wage, Bonus, SESCorp, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2025, 2026 Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 796 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx N/A Fee Simple No No N/A xxx 29.41 xxx 29.41 No XXXX N/A xxx xxx xxx xxx XXXX
4000118631 xxx xxx xxx No xxx xxx xxx xxx xxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 775 xxx 6.120% LPA LP Accept/Eligible No 6.721% 6.625% XXXX No xxx xxx xxx xxx xxx xxx xxx $3,455.69 $17,438.17 xxx 0.00% 45.61% 45.61% Yes Yes Employed Employed Full Documentation 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 2025, 2026, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 2025, 2026, 2024 Borrower - 2 YRS Executed 4506T Verified - 2025, 2026, 2024 || Co Borrower - 2 YRS Executed 4506T Verified - 2025, 2026, 2024 xxx xxx xxx xxx xxx xxx xxx xxx 766 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use xxx xxx xxx N/A US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 30.13 xxx 30.13 No XXXX N/A xxx xxx xxx xxx XXXX
4000122925 xxx xxx xxx No xxx xxx xxx xxx xxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 4819.16 xxx 6.220% DU DU Approve/Eligible No 7.824% 7.250% XXXX No xxx xxx xxx xxx xxx xxx xxx $2,458.87 $7,238.65 xxx xxx xxx xxx Monthly 0.00% 44.64% 44.64% Yes Yes Employed Unknown Full Documentation 0 NA N/A 0 0 0 1 0 NA No No 0 No No Yes 0 0 No 0 0 0.00% 0.00% N/A 0 N/A 0 NA 0 No 0 Yes 2 26 Work Number 0 0 No 0 N/A Borrower - Wage - Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx 805 NA 0 0 0 0 0 0 0 Yes No No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx N/A US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx N/A Fee Simple No No N/A xxx 11.67 xxx 11.67 No XXXX Yes xxx xxx xxx xxx XXXX
4000118758 xxx xxx xxx No xxx xxx xxx xxx xxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 1735 xxx 5.990% DU DU Approve/Eligible No 7.250% 6.875% XXXX No xxx xxx xxx xxx xxx xxx xxx $1,298.46 $2,657.78 xxx xxx xxx xxx Monthly 0.00% 33.66% 33.66% Yes Employed Full Documentation 2 2+ Months N/A 0 2 0 0 1 NA No No 0 No No Yes 0 0 No 0.00% 0.00% Stocks/Bonds N/A 0 N/A NA 0 No Yes 252 24 Work Number 0 No 0 N/A Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 1 YR IRS Transcripts Verified - 2024, 2025, 2026 Borrower - 2 YRS Personal Tax Returns Verified, 1 YR IRS Transcripts Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 791 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 30.03 xxx 30.03 No XXXX No xxx xxx xxx xxx XXXX
4000117626 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No Yes No N/A N/A DU DU Approve/Eligible No 5.875% XXXX No xxx xxx xxx xxx xxx xxx xxx $3,817.48 $47,818.94 xxx 0.00% 23.79% 23.79% Yes Yes Employed Employed Full Documentation 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 40 40 Work Number Yes 115 115 FNMA 1005 No 0 N/A Borrower - Wage, Bonus, Commission, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx 806 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx N/A US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx N/A Fee Simple No No N/A xxx 102.20 xxx 102.2 No XXXX N/A xxx xxx xxx xxx XXXX
4000121179 xxx xxx xxx No xxx xxx xxx xxx xxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 4463.95 xxx 6.020% LPA LP Accept/Eligible No 7.013% 6.750% XXXX No xxx xxx xxx xxx xxx xxx xxx $2,510.14 $6,860.42 xxx xxx xxx xxx Annually 0.00% 48.70% 48.70% Yes Yes Employed Employed Full Documentation 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 107 26 FNMA 1005 Yes 172 26 Work Number No 0 N/A Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx 790 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 16.16 xxx 16.16 No XXXX N/A xxx xxx xxx xxx XXXX
4000120174 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A LPA LP Accept/Ineligible No 7.125% XXXX No xxx xxx xxx xxx xxx xxx xxx $7,467.32 $10,055.02 xxx xxx xxx xxx Annually 0.00% 41.15% 41.15% Yes Yes Retired Retired Full Documentation 1 1 NA NA N/A 0 N/A 0 0 0 0 0 0 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% Proceeds from Sale N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - SSI and Disability, Retirement, Retirement, Retirement, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 1 YR W2 1099 Verified, Award Letter Verified - 2025, 2026 || Co Borrower - Retirement, SSI and Disability, Retirement - 1 YR W2 1099 Verified - 2025, 2026 Borrower - 2025, 2026 || Co Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx 731 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use xxx xxx xxx N/A Fee Simple No No N/A xxx 19.60 xxx 19.6 No XXXX N/A xxx xxx xxx xxx XXXX
4000118132 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No Yes No N/A N/A DU DU Approve/Eligible No 6.625% XXXX No xxx xxx xxx xxx xxx xxx xxx $1,116.26 $7,697.35 xxx 0.00% 48.75% 48.75% Yes Yes Employed Employed Full Documentation 1 1 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 2025, 2026 || Co Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 || Co Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx 711 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use xxx xxx xxx N/A Fee Simple No No N/A xxx 45.85 xxx 45.85 No XXXX N/A xxx xxx xxx xxx XXXX
4000121178 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No Yes No N/A N/A LPA LP Accept/Eligible No 6.500% XXXX No xxx xxx xxx xxx xxx xxx xxx $9,404.23 $13,052.40 xxx 0.00% 49.99% 49.99% Yes Yes Employed Employed Full Documentation 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage, Other, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2026 Borrower - 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2026, 2025, 2024 || Co Borrower - 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2026 xxx xxx xxx xxx xxx xxx xxx xxx 783 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Passport xxx xxx xxx xxx xxx N/A US Citizen US Citizen N/A Passport xxx xxx xxx xxx xxx N/A Fee Simple No No N/A xxx 125.65 xxx 125.65 No XXXX N/A xxx xxx xxx xxx XXXX
4000118369 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No Yes No N/A N/A DU DU Approve/Eligible No 6.750% XXXX No xxx xxx xxx xxx xxx xxx xxx $1,555.28 $5,778.85 xxx xxx xxx xxx Monthly 0.00% 36.13% 36.13% Yes Yes Employed Employed Full Documentation 1 2 NA NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 1 26 Work Number Yes 2 26 Work Number No 0 N/A Borrower - Wage, Retirement, Subject Property Net Rental Income(Loss) if NOO - 1 YR W2 1099 Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2026 Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx 769 NA 0 0 0 0 0 0 0 Yes No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 18.83 xxx 18.83 No XXXX Yes xxx xxx xxx xxx XXXX
4000117363 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A LPA LP Accept/Ineligible No 6.250% XXXX No xxx xxx xxx xxx xxx xxx xxx $10,864.35 $26,894.71 xxx xxx xxx xxx Monthly 0.00% 27.58% 27.58% Yes Employed Full Documentation 2 2+ Months N/A 0 0 0 2 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% Stocks/Bonds,Stocks/Bonds,Stocks/Bonds N/A 0 N/A NA 0 No Yes 131 25 FNMA 1005 0 No 0 Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 797 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 55.26 xxx 55.26 No XXXX N/A xxx xxx xxx xxx XXXX
4000120353 xxx xxx xxx No xxx xxx xxx xxx xxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 1948 xxx 5.980% DU DU Approve/Eligible No 7.730% 7.375% XXXX No xxx xxx xxx xxx xxx xxx xxx $2,603.66 $8,390.41 xxx xxx xxx xxx Monthly 0.00% 40.69% 40.69% Yes Yes Employed Employed Full Documentation 1 1 NA NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 314 314 Work Number Yes 314 314 Work Number No 0 N/A Borrower - Wage - 1 YR W2 1099 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 1 YR W2 1099 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx 807 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 25.13 xxx 25.13 No XXXX N/A xxx xxx xxx xxx XXXX
4000120470 xxx xxx xxx No xxx xxx xxx xxx xxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 1619 xxx 6.020% LPA LP Accept/Eligible No 7.990% 7.625% XXXX No xxx xxx xxx xxx xxx xxx xxx $4,432.98 $8,589.00 xxx xxx xxx xxx Monthly 0.00% 43.20% 43.20% Yes Yes Retired Retired Full Documentation 2 2 NA NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - Retirement, SSI and Disability, SSI and Disability - 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified - 2024, 2025 || Co Borrower - Retirement, SSI and Disability - 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified - 2024, 2025 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025 || Co Borrower - 2 YRS Executed 4506T Verified - 2024, 2025 xxx xxx xxx xxx xxx xxx xxx xxx 740 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 89.77 xxx 89.77 No XXXX N/A xxx xxx xxx xxx XXXX
4000122552 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No Yes No N/A N/A LPA LP Accept/Eligible No 7.125% XXXX No xxx xxx xxx xxx xxx xxx xxx $1,908.58 $5,262.88 xxx 0.00% 48.01% 48.01% Yes Retired Full Documentation 0 NA N/A 0 0 0 1 0 Yes No No 0 No No Yes 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Retirement, SSI and Disability, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 1 YR Executed 4506T Verified, Award Letter Verified - 2026, 2025 Borrower - 1 YR Executed 4506T Verified - 2026, 2025 xxx xxx xxx xxx xxx xxx xxx 783 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 78.06 xxx 178.74 No XXXX N/A xxx xxx xxx xxx XXXX
4000121254 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No Yes No N/A N/A LPA LP Accept/Eligible No 6.875% XXXX No xxx xxx xxx xxx xxx xxx xxx $1,987.56 $12,242.40 xxx xxx xxx xxx Annually 0.00% 27.02% 27.02% Yes Yes Employed Employed Full Documentation 1 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 26 26 Other No 0 Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 1 YR W2 1099 Verified, 1 YR Executed 4506T Verified - 2025, 2026 || Co Borrower - Wage - Written VOE Verified, 1 YR Executed 4506T Verified - 2024, 2025, 2026 Borrower - 1 YR Executed 4506T Verified - 2025, 2026 || Co Borrower - 1 YR Executed 4506T Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx 785 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 40.06 xxx 40.06 No XXXX N/A xxx xxx xxx xxx XXXX
4000120956 xxx xxx xxx No xxx xxx xxx xxx xxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 1250 xxx 6.020% LPA LP Accept/Eligible No 7.008% 6.875% XXXX No xxx xxx xxx xxx xxx xxx xxx $2,432.64 $10,607.07 xxx 0.00% 39.32% 39.32% Yes Yes Employed Employed Full Documentation 0 1 NA 1 Month N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 71 25 FNMA 1005 NA 0 0 N/A No 0 N/A Borrower - Commission - Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2026, 2025 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 2 YRS Executed 4506T Verified - 2026, 2025 xxx xxx xxx xxx xxx xxx xxx xxx 795 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx N/A US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx N/A Fee Simple No No N/A xxx 85.79 xxx 85.79 No XXXX N/A xxx xxx xxx xxx XXXX
4000121031 xxx xxx xxx No xxx xxx xxx xxx xxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 2078.25 xxx 6.020% LPA LP Accept/Eligible No 7.049% 7.000% XXXX No xxx xxx xxx xxx xxx xxx xxx $3,472.10 $25,033.84 xxx 0.00% 35.14% 35.14% Yes Yes Not Employed Employed Full Documentation 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No N/A 0 0 No Yes 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 25 25 Other No 0 Borrower - Retirement, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2026 || Co Borrower - Wage - Written VOE Verified, 1 YR Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026 || Co Borrower - 1 YR Executed 4506T Verified - 2026, 2025, 2024 xxx xxx xxx xxx xxx xxx xxx xxx 645 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 21.10 xxx 21.1 No XXXX N/A xxx xxx xxx xxx XXXX
4000119757 xxx xxx xxx No xxx xxx xxx xxx xxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 1650 xxx 5.980% DU DU Approve/Eligible No 7.170% 7.000% XXXX No xxx xxx xxx xxx xxx xxx xxx $2,781.11 $10,936.67 xxx 0.00% 29.81% 29.81% Yes Yes Employed Employed Full Documentation 1 1 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 120 120 Work Number No 0 Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 2026 || Co Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 2 YRS Executed 4506T Verified - 2026 || Co Borrower - 2 YRS Executed 4506T Verified - 2026, 2025, 2024 xxx xxx xxx xxx xxx xxx xxx xxx 811 NA 0 0 0 0 0 0 0 Unknown No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use xxx xxx xxx N/A Fee Simple No No N/A xxx 21.35 xxx 21.35 No XXXX N/A xxx xxx xxx xxx XXXX
4000120962 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No Yes No N/A N/A LPA LP Accept/Eligible No 7.250% XXXX No xxx xxx xxx xxx xxx xxx xxx $2,579.28 $7,634.05 xxx xxx xxx xxx Annually 0.00% 47.37% 47.37% Yes Self-Employed Full Documentation 1 NA N/A 0 1 1 2 0 NA No No 0 No No Yes 0 0 No 0.00% 25.00% N/A 0 N/A NA 0 No Yes 34 26 Work Number 0 No 0 N/A Borrower - Wage, Bonus, SEPartnership, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 1 YR W2 1099 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 xxx xxx xxx xxx xxx xxx xxx 796 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx N/A Fee Simple No No N/A xxx 42.68 xxx 42.68 No XXXX N/A xxx xxx xxx xxx XXXX
4000120609 xxx xxx xxx No xxx xxx xxx xxx xxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 0 xxx 6.020% DU DU Approve/Eligible No 8.089% 7.625% XXXX No xxx xxx xxx xxx xxx xxx xxx $1,954.04 $11,248.06 xxx 0.00% 42.63% 42.63% Yes 4 Employed Full Documentation 0 Less than 1 Month N/A 0 0 0 1 0 NA No No 0 No No Yes 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 33 26 Work Number 0 No 0 N/A Borrower - Wage, Commission, Child Support, Other - Less than 1 Month Paystubs Verified, Written VOE Verified, 1 YR Executed 4506T Verified - 2024, 2025, 2026, 2023 Borrower - 1 YR Executed 4506T Verified - 2024, 2025, 2026, 2023 xxx xxx xxx xxx xxx xxx xxx 683 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx N/A Fee Simple No No N/A xxx 2.46 xxx 2.46 No XXXX N/A xxx xxx xxx xxx XXXX
4000121146 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No Yes No N/A N/A LPA LP Accept/Eligible No 7.625% XXXX No xxx xxx xxx xxx xxx xxx xxx $4,358.39 $18,382.97 xxx xxx xxx xxx Annually 0.00% 38.87% 38.87% Yes Employed Full Documentation 0 NA N/A 0 0 0 2 0 NA No No 0 No No Yes 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 215 25 Work Number 0 No 0 N/A Borrower - Wage, Bonus, Subject Property Net Rental Income(Loss) if NOO - Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 760 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use xxx xxx xxx N/A Fee Simple No No N/A xxx 69.13 xxx 69.13 No XXXX N/A xxx xxx xxx xxx XXXX
4000120342 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No Yes No N/A N/A LPA LP Accept/Eligible No 6.875% XXXX No xxx xxx xxx xxx xxx xxx xxx $2,626.96 $18,670.60 xxx xxx xxx xxx Monthly 0.00% 35.55% 35.55% Yes Employed Full Documentation 1 NA N/A 0 0 0 2 0 NA No No 0 No No Yes 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 141 141 FNMA 1005 0 No 0 N/A Borrower - Wage, Bonus, Other, Subject Property Net Rental Income(Loss) if NOO - 1 YR W2 1099 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 774 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 46.67 xxx 46.67 No XXXX N/A xxx xxx xxx xxx XXXX
4000118360 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No Yes No N/A N/A LPA LP Accept/Eligible No 6.500% XXXX No xxx xxx xxx xxx xxx xxx xxx $3,410.29 $8,457.44 xxx 0.00% 45.20% 45.20% Yes Yes Employed Employed Full Documentation 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 || Co Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx 716 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 12.81 xxx 12.81 No XXXX N/A xxx xxx xxx xxx XXXX
4000118950 xxx xxx xxx No xxx xxx xxx xxx xxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 1922.25 xxx 5.990% DU DU Approve/Eligible No 6.768% 6.625% XXXX No xxx xxx xxx xxx xxx xxx xxx $1,521.51 $6,856.03 xxx 0.00% 48.56% 48.56% Yes Yes Self-Employed Employed Full Documentation 2 1 1 Month 1 Month N/A 0 N/A 0 1 1 1 0 1 1 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 161 27 Work Number No 0 Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified - 2026, 2025, 2024 || Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified - 2026, 2025, 2024 Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2026, 2025, 2024 || Co Borrower - 1 YR Personal Tax Returns Verified, 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2026, 2025, 2024 xxx xxx xxx xxx xxx xxx xxx xxx 705 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 41.03 xxx 41.03 No XXXX N/A xxx xxx xxx xxx XXXX
4000115479 xxx xxx xxx No xxx xxx xxx xxx xxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 6966.74 xxx 6.100% LPA LP Accept/Eligible No 7.654% 7.500% XXXX No xxx xxx xxx xxx xxx xxx xxx $4,330.64 $12,630.11 xxx 0.00% 36.64% 36.64% Yes Self-Employed Full Documentation 0 NA N/A 0 1 0 0 0 NA No No 0 No No N/A 0 0 No 0.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SESoleProprietor, SESoleProprietor, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified - 2024 Borrower - 1 YR Personal Tax Returns Verified - 2024 xxx xxx xxx xxx xxx xxx xxx 674 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 4.42 xxx 4.42 No XXXX N/A xxx xxx xxx xxx XXXX
4000120595 xxx xxx xxx No xxx xxx xxx xxx xxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 3015 xxx 6.020% LPA LP Accept/Eligible No 6.459% 6.250% XXXX No xxx xxx xxx xxx xxx xxx xxx $1,982.04 $10,166.55 xxx xxx xxx xxx Annually 0.00% 37.31% 37.31% Yes Yes 1 1 Not Employed Not Employed Asset Depletion - Debt Ratio Calculation 0 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA Yes No 60.0 No No Yes 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - Asset Depletion, Other REO Net Rental Income(Loss) - Executed 4506T Verified - 2026 || Co Borrower - 2026 Borrower - Executed 4506T Verified - 2026 || Co Borrower - 2026 xxx xxx xxx xxx xxx xxx xxx xxx 777 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx N/A US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx N/A Fee Simple No No N/A xxx 16.60 xxx 16.6 No XXXX N/A xxx xxx xxx xxx XXXX
4000121164 xxx xxx xxx No xxx xxx xxx xxx xxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 5604.66 xxx 6.020% LPA LP Accept/Eligible No 7.243% 6.875% XXXX No xxx xxx xxx xxx xxx xxx xxx $2,183.41 $9,217.68 xxx 0.00% 28.16% 28.16% Yes Employed Full Documentation 1 1 Month N/A 0 0 0 3 0 NA No No 0 No No Yes 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 160 160 FNMA 1005 0 No 0 N/A Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 794 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 25.08 xxx 25.08 No XXXX N/A xxx xxx xxx xxx XXXX
4000123767 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No Yes No N/A N/A DU DU Approve/Eligible No 6.750% XXXX No xxx xxx xxx xxx xxx xxx xxx $5,411.25 $23,466.28 xxx 0.00% 34.75% 34.75% Yes Employed Full Documentation 2 1 Month N/A 0 0 0 2 0 NA No No 0 No No Yes 0 0 No 0.00% 0.00% Stocks/Bonds N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 799 NA 0 0 0 0 0 0 0 Unknown No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 274.29 xxx 274.29 No XXXX N/A xxx xxx xxx xxx XXXX
4000123955 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No Yes No N/A N/A DU DU Approve/Eligible No 6.750% XXXX No xxx xxx xxx xxx xxx xxx xxx $3,636.02 $18,699.59 xxx xxx xxx xxx Monthly 0.00% 44.89% 44.89% Yes Yes Self-Employed Self-Employed Full Documentation 1 1 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 100.00% Third-Party Prepared (Unaudited) 12 Tax Preparer Third-Party Prepared (Unaudited) Tax Preparer 12 Yes 24 Yes 24 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - SESoleProprietor, SESoleProprietor, SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2025, 2026 || Co Borrower - SESoleProprietor, Wage - CPA Letter Verified, YTD Profit And Loss Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 || Co Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx 703 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 152.01 xxx 152.01 No XXXX N/A xxx xxx xxx xxx XXXX
4000120829 xxx xxx xxx No xxx xxx xxx xxx xxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 3274.75 xxx 6.020% LPA LP Accept/Eligible No 8.615% 7.500% XXXX No xxx xxx xxx xxx xxx xxx xxx $2,333.82 $5,723.86 xxx xxx xxx xxx Annually 0.00% 48.30% 48.30% Yes Yes Employed Not Employed Full Documentation 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 146 25 FNMA 1005 NA 0 0 N/A No 0 N/A Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower Borrower - 2 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower xxx xxx xxx xxx xxx xxx xxx xxx 660 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 1.07 xxx 1.07 No XXXX N/A xxx xxx xxx xxx XXXX
4000122215 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No Yes No N/A N/A DU DU Approve/Eligible No 6.500% XXXX No xxx xxx xxx xxx xxx xxx xxx $1,576.35 $7,680.38 xxx 0.00% 47.94% 47.94% Yes Employed Full Documentation 2 2+ Months N/A 0 0 0 2 0 NA No No 0 No No Yes 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 198 27 Work Number 0 No 0 N/A Borrower - Wage, Overtime, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 2 YRS Executed 4506T Verified - 2026, 2025, 2024 xxx xxx xxx xxx xxx xxx xxx 771 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 454.71 xxx 454.71 No XXXX N/A xxx xxx xxx xxx XXXX
4000121463 xxx xxx xxx No xxx xxx xxx xxx xxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 1975.25 xxx 6.020% LPA LP Accept/Eligible No 6.661% 6.500% XXXX No xxx xxx xxx xxx xxx xxx xxx $1,462.24 $18,901.00 xxx xxx xxx xxx Monthly 0.00% 24.50% 24.50% Yes Yes Employed Employed Full Documentation 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx 783 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A US Citizen US Citizen N/A Passport xxx xxx xxx xxx xxx N/A Fee Simple No No N/A xxx 472.34 xxx 472.34 No XXXX N/A xxx xxx xxx xxx XXXX
4000124669 xxx xxx xxx No xxx xxx xxx xxx xxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 2057.25 xxx 6.430% LPA LP Accept/Eligible No 8.257% 7.875% XXXX No xxx xxx xxx xxx xxx xxx xxx $1,435.24 $13,154.85 xxx 0.00% 31.21% 31.21% Yes Yes Employed Employed Full Documentation 0 0 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 146 15 Work Number Yes 66 26 Work Number No 0 N/A Borrower - Wage, Other REO Net Rental Income(Loss) - 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 2 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - 2 YRS Executed 4506T Verified - 2026, 2025, 2024 xxx xxx xxx xxx xxx xxx xxx xxx 784 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use xxx xxx xxx N/A Fee Simple No No N/A xxx 7.46 xxx 7.46 No XXXX N/A xxx xxx xxx xxx XXXX
4000122128 xxx xxx xxx No xxx xxx xxx xxx xxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 1134.75 xxx 6.120% LPA LP Accept/Eligible No 7.867% 7.625% XXXX No xxx xxx xxx xxx xxx xxx xxx $5,917.11 $72,298.27 xxx 0.00% 10.52% 10.52% Yes Yes Self-Employed Not Employed Full Documentation 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 100.00% N/A 0 N/A N/A N/A 0 Yes 24 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SESoleProprietor, Other, Other REO Net Rental Income(Loss) - CPA Letter Verified, 2 YRS Executed 4506T Verified - 2024, 2023 || Co Borrower Borrower - 2 YRS Executed 4506T Verified - 2024, 2023 || Co Borrower xxx xxx xxx xxx xxx xxx xxx xxx 794 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 23.01 xxx 23.01 No XXXX N/A xxx xxx xxx xxx XXXX
4000122178 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No Yes No N/A N/A DU DU Approve/Eligible No 6.875% XXXX No xxx xxx xxx xxx xxx xxx xxx $1,815.59 $10,080.83 xxx 0.00% 35.41% 35.41% Yes Self-Employed Full Documentation 2 NA N/A 0 1 1 1 1 NA No No 0 No No Yes 0 0 No 0.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 2 YRS W2 1099 Verified, 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2025 Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2025 xxx xxx xxx xxx xxx xxx xxx 794 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx N/A Fee Simple No No N/A xxx 156.58 xxx 156.58 No XXXX N/A xxx xxx xxx xxx XXXX
4000121655 xxx xxx xxx No xxx xxx xxx xxx xxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 1380.25 xxx 6.020% LPA LP Accept/Eligible No 6.961% 6.875% XXXX No xxx xxx xxx xxx xxx xxx xxx $2,088.75 $9,465.08 xxx xxx xxx xxx Monthly 0.00% 33.26% 33.26% Yes Yes Retired Retired Full Documentation 1 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No Yes 60.0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00% Proceeds from Sale N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - Retirement, Asset Depletion - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified xxx xxx xxx xxx xxx xxx xxx xxx 784 NA 0 0 0 0 0 0 0 Unknown No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use xxx xxx xxx N/A US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 124.77 xxx 124.77 No XXXX Yes xxx xxx xxx xxx XXXX
4000120828 xxx xxx xxx No xxx xxx xxx xxx xxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 340.03 xxx 6.020% DU DU Approve/Eligible No 7.271% 7.125% XXXX No xxx xxx xxx xxx xxx xxx xxx $1,978.06 $5,578.52 xxx 0.00% 49.99% 49.99% Yes Yes Employed Employed Full Documentation 2 1 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 296 27 FNMA 1005 Yes 53 27 Work Number No 0 Borrower - Wage, Overtime, Other, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage, Overtime - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 xxx xxx xxx xxx xxx xxx xxx 693 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Permanent Resident Alien Permanent Resident Alien N/A Standard Driver's License - Not for federal Use xxx xxx xxx I-821D Employment Authorization Document (I-821-D) xxx Fee Simple No No N/A xxx 10.26 xxx 10.26 No XXXX N/A xxx xxx xxx xxx XXXX
4000125372 xxx xxx xxx No xxx xxx xxx xxx xxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 3419.65 xxx 6.370% DU DU Approve/Eligible No 7.587% 7.375% XXXX No xxx xxx xxx xxx xxx xxx xxx $1,738.54 $14,978.45 xxx xxx xxx xxx Monthly 0.00% 27.45% 27.45% Yes Employed Full Documentation 2 Less than 1 Month N/A 0 0 0 2 0 NA No No 0 No No Yes 0 0 No 0.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage, Other - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 780 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx N/A Fee Simple No No N/A xxx 129.66 xxx 129.66 No XXXX No xxx xxx xxx xxx XXXX
4000120849 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No Yes No N/A N/A DU DU Approve/Eligible No 6.750% XXXX No xxx xxx xxx xxx xxx xxx xxx $1,634.53 $5,626.50 xxx xxx xxx xxx Monthly 0.00% 39.81% 39.81% Yes Yes Self-Employed Self-Employed Full Documentation 0 0 NA NA N/A 0 N/A 0 2 2 2 2 3 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 100.00% 51.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - SESoleProprietor, SESCorp, SEPartnership, SEPartnership, SSI and Disability, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2024, 2025 || Co Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024, 2025 xxx xxx xxx xxx xxx xxx xxx xxx 794 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use xxx xxx xxx N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use xxx xxx xxx N/A Fee Simple No No N/A xxx 112.76 xxx 112.76 No XXXX Yes xxx xxx xxx xxx XXXX
4000121477 xxx xxx xxx No xxx xxx xxx xxx xxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 612 xxx 6.020% LPA LP Accept/Eligible No 7.272% 7.250% XXXX No xxx xxx xxx xxx xxx xxx xxx $4,555.27 $15,710.48 xxx 0.00% 46.20% 46.20% Yes Yes Employed Employed Full Documentation 1 1 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Wage, Overtime - 1 YR W2 1099 Verified, 1 Month Paystubs Verified - 2025, 2026 || Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified - 2025, 2026 Borrower - 2025, 2026 || Co Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx 801 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx N/A US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx N/A Fee Simple No No N/A xxx 29.21 xxx 29.21 No XXXX N/A xxx xxx xxx xxx XXXX
4000125694 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No Yes No N/A N/A DU DU Approve/Eligible No 7.375% XXXX No xxx xxx xxx xxx xxx xxx xxx $2,224.06 $2,460.90 xxx xxx xxx xxx Monthly 0.00% 34.99% 34.99% Yes Employed Full Documentation 0 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 0.00% Proceeds from Sale N/A 0 N/A NA 0 No Yes 81 27 Work Number 0 No 0 N/A Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 819 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx N/A Fee Simple No No N/A xxx 11.92 xxx 11.92 No XXXX N/A xxx xxx xxx xxx XXXX
4000122691 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No Yes No N/A N/A DU DU Approve/Eligible No 7.875% XXXX No xxx xxx xxx xxx xxx xxx xxx $1,500.45 $7,395.70 xxx 0.00% 35.68% 35.68% Yes Employed Full Documentation 1 2+ Months N/A 0 0 0 2 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 6 6 Work Number 0 No 0 N/A Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 766 NA 0 0 0 0 0 0 0 No No No Non Permanent Resident Alien Non-Permanent Resident Alien N/A Other USA Patriot Act xxx xxx xxx Fee Simple No No N/A xxx 9.08 xxx 9.08 No XXXX N/A xxx xxx xxx xxx XXXX
4000117775 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No Yes No N/A N/A DU DU Approve/Eligible No 7.500% XXXX No xxx xxx xxx xxx xxx xxx xxx $963.66 $12,934.69 xxx 0.00% 41.81% 41.81% Yes Employed Full Documentation 2 1 Month N/A 0 0 0 2 0 NA No No 0 No No Yes 0 0 No 0.00% 100.00% Stocks/Bonds N/A 0 N/A NA 0 No Yes 16 16 Work Number 0 No 0 N/A Borrower - Wage, Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 662 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 9.75 xxx 9.75 No XXXX N/A xxx xxx xxx xxx XXXX
4000125590 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No Yes No N/A N/A DU DU Approve/Eligible No 7.375% XXXX No xxx xxx xxx xxx xxx xxx xxx $1,455.38 $26,963.50 xxx 0.00% 26.28% 26.28% Yes Yes Employed Unknown Full Documentation 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 58 27 FNMA 1005 NA 0 0 N/A No 0 N/A Borrower - Wage, Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - N/A - 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - 2 YRS Executed 4506T Verified xxx xxx xxx xxx xxx xxx xxx xxx 730 NA 0 0 0 0 0 0 0 Unknown No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx N/A Fee Simple No No N/A xxx 22.44 xxx 22.44 No XXXX N/A xxx xxx xxx xxx XXXX
4000123013 xxx xxx xxx No xxx xxx xxx xxx xxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 1948 xxx 6.220% DU DU Approve/Eligible No 7.000% 6.875% XXXX No xxx xxx xxx xxx xxx xxx xxx $2,243.28 $13,132.72 xxx xxx xxx xxx Monthly 0.00% 30.00% 30.00% Yes Yes Employed Not Employed Full Documentation 0 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Missing 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - Wage, Bonus - 2+ Months Paystubs Verified, Missing Written VOE Verified, 2 YRS Executed 4506T Verified - 2026, 2025 || Co Borrower - N/A Borrower - 2 YRS Executed 4506T Verified - 2026, 2025 || Co Borrower xxx xxx xxx xxx xxx xxx xxx xxx 770 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 234.24 xxx 234.24 No XXXX Yes xxx xxx xxx xxx XXXX
4000123145 xxx xxx xxx No xxx xxx xxx xxx xxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 5138 xxx 6.220% DU DU Approve/Eligible No 8.145% 7.750% XXXX No xxx xxx xxx xxx xxx xxx xxx $2,882.30 $13,309.40 xxx 0.00% 36.57% 36.57% Yes Yes Employed Employed Full Documentation 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx 767 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 395.63 xxx 395.63 No XXXX N/A xxx xxx xxx xxx XXXX
4000128165 xxx xxx xxx No xxx xxx xxx xxx xxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 12460.66 xxx 6.430% DU DU Approve/Eligible No 7.876% 7.125% XXXX No xxx xxx xxx xxx xxx xxx xxx $7,046.81 $14,866.11 xxx xxx xxx xxx Monthly 0.00% 49.56% 49.56% Yes Self-Employed Full Documentation 2 2+ Months N/A 0 1 1 1 2 NA No No 0 No No Yes 0 0 No 0.00% 100.00% N/A 0 N/A Yes 24 No Yes 74 27 FNMA 1005 0 No 0 Borrower - SESoleProprietor, SESoleProprietor, Wage, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, CPA Letter Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 1 YR Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024 Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 1 YR Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024 xxx xxx xxx xxx xxx xxx xxx 732 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Enhanced Driver's License (MI, MN, NY, VT, WA) xxx xxx xxx N/A Fee Simple No No N/A xxx 5.17 xxx 5.17 No XXXX N/A xxx xxx xxx xxx XXXX
4000124420 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No Yes No N/A N/A LPA LP Accept/Eligible No 7.250% XXXX No xxx xxx xxx xxx xxx xxx xxx $1,041.56 $4,828.34 xxx 0.00% 42.19% 42.19% Yes Employed Full Documentation 1 1 Month N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 1 YR W2 1099 Verified, 1 Month Paystubs Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 732 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 58.29 xxx 58.29 No XXXX N/A xxx xxx xxx xxx XXXX
4000123264 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No Yes No N/A N/A DU DU Approve/Eligible No 7.125% XXXX No xxx xxx xxx xxx xxx xxx xxx $1,593.59 $5,657.78 xxx xxx xxx xxx Monthly 0.00% 22.68% 22.68% Yes Not Employed Full Documentation 0 NA N/A 0 0 0 2 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Retirement, Retirement, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 2 YRS Executed 4506T Verified - 2025 xxx xxx xxx xxx xxx xxx xxx 808 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 90.21 xxx 90.21 No XXXX N/A xxx xxx xxx xxx XXXX
4000127048 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No Yes No N/A N/A DU DU Approve/Eligible No 7.500% XXXX No xxx xxx xxx xxx xxx xxx xxx $988.90 $7,069.10 xxx 0.00% 47.39% 47.39% Yes Yes Self-Employed Unknown Full Documentation 1 0 NA NA N/A 0 N/A 0 1 1 1 0 2 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 100.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified - 2024 || Co Borrower - N/A - 1 YR Personal Tax Returns Verified Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 2 YRS Executed 4506T Verified - 2024 || Co Borrower - 1 YR Personal Tax Returns Verified xxx xxx xxx xxx xxx xxx xxx xxx 747 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Passport xxx xxx xxx xxx xxx N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use xxx xxx xxx N/A Fee Simple No No N/A xxx 212.25 xxx 212.25 No XXXX N/A xxx xxx xxx xxx XXXX
4000126023 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No Yes No N/A N/A LPA LP Accept/Eligible No 6.500% XXXX No xxx xxx xxx xxx xxx xxx xxx $1,443.90 $6,246.82 xxx xxx xxx xxx Monthly 0.00% 44.38% 44.38% Yes Retired Full Documentation 1 NA N/A 0 1 0 2 0 NA No No 0 No No Yes 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Other, Retirement, SSI and Disability, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2026 Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 750 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 46.56 xxx 47.39 No XXXX N/A xxx xxx xxx xxx XXXX
4000124328 xxx xxx xxx No xxx xxx xxx xxx xxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 1625.25 xxx 6.430% LPA LP Accept/Eligible No 8.400% 8.000% XXXX No xxx xxx xxx xxx xxx xxx xxx $2,732.80 $7,003.33 xxx 0.00% 46.38% 46.38% Yes Self-Employed Full Documentation 0 NA N/A 0 0 0 0 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Other - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 802 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 4.51 xxx 4.51 No XXXX N/A xxx xxx xxx xxx XXXX
4000128961 xxx xxx xxx No xxx xxx xxx xxx xxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 19690.55 xxx 6.430% DU DU Approve/Eligible No 7.776% 7.125% XXXX No xxx xxx xxx xxx xxx xxx xxx $5,738.01 $23,173.64 xxx 0.00% 37.67% 37.67% Yes Yes Employed Employed Full Documentation 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 18 18 FNMA 1005 NA 0 0 N/A No 0 N/A Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx 742 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use xxx xxx xxx N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use xxx xxx xxx N/A Fee Simple No No N/A xxx 4.24 xxx 4.24 No XXXX N/A xxx xxx xxx xxx XXXX
4000126227 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No Yes No N/A N/A DU DU Approve/Eligible No 7.500% XXXX No xxx xxx xxx xxx xxx xxx xxx $1,901.66 $12,647.30 xxx xxx xxx xxx Annually 0.00% 40.26% 40.26% Yes Yes Not Employed Employed Full Documentation 0 2 NA 2+ Months N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No N/A 0 0 No Yes 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 67 27 Work Number No 0 N/A Borrower - Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 2 YRS Executed 4506T Verified || Co Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified || Co Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx 644 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 14.91 xxx 14.91 No XXXX N/A xxx xxx xxx xxx XXXX
4000126730 xxx xxx xxx No xxx xxx xxx xxx xxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 672.41 xxx 6.300% DU DU Approve/Eligible No 7.421% 7.250% XXXX No xxx xxx xxx xxx xxx xxx xxx $2,104.30 $23,320.24 xxx 0.00% 34.26% 34.26% Yes Employed Full Documentation 1 1 Month N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified - 2025, 2026 Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 797 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx N/A Fee Simple No No N/A xxx 15.44 xxx 15.44 No XXXX N/A xxx xxx xxx xxx XXXX
4000125846 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No Yes No N/A N/A DU DU Approve/Eligible No 7.250% XXXX No xxx xxx xxx xxx xxx xxx xxx $2,117.61 $13,385.10 xxx 0.00% 44.33% 44.33% Yes Self-Employed Full Documentation 1 NA N/A 0 1 2 2 1 NA No No 0 No No Yes 0 0 No 0.00% 50.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - SESCorp, SEPartnership, SEPartnership, SEPartnership, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Lease Agreements Verified - 2024, 2025 Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024, 2025 xxx xxx xxx xxx xxx xxx xxx 701 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 41.56 xxx 41.56 No XXXX N/A xxx xxx xxx xxx XXXX
4000124088 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No Yes No N/A N/A LPA LP Accept/Eligible No 7.125% XXXX No xxx xxx xxx xxx xxx xxx xxx $2,192.53 $3,472.66 xxx xxx xxx xxx Monthly 0.00% 40.00% 40.00% Yes Employed Full Documentation 2 NA N/A 0 0 0 0 0 NA No No 0 No No Yes 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 360 27 Work Number 0 No 0 N/A Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 817 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx N/A Fee Simple No No N/A xxx 18.11 xxx 18.11 No XXXX Yes xxx xxx xxx xxx XXXX
4000125664 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No No No N/A N/A DU DU Approve/Ineligible No 6.875% XXXX No xxx xxx xxx xxx xxx xxx xxx $7,403.56 $14,009.03 xxx 0.00% 44.41% 44.41% Yes Employed Full Documentation 2 2+ Months N/A 0 0 0 1 0 NA No No 0 No No Yes 0 0 No 0.00% 0.00% Stocks/Bonds,Stocks/Bonds,Stocks/Bonds N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 1 YR Executed 4506T Verified - 2024, 2025, 2026 Borrower - 1 YR Executed 4506T Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 779 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx N/A Fee Simple No No N/A xxx 64.32 xxx 64.32 No XXXX N/A xxx xxx xxx xxx XXXX
4000129421 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No Yes No N/A N/A LPA LP Accept/Eligible No 6.500% XXXX No xxx xxx xxx xxx xxx xxx xxx $3,270.18 $9,619.21 xxx xxx xxx xxx Monthly 0.00% 34.04% 34.04% Yes Employed Full Documentation 2 2+ Months N/A 0 0 0 2 0 NA No No 0 No No Yes 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 755 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Passport xxx xxx xxx xxx xxx N/A Fee Simple No No N/A xxx 18.86 xxx 18.86 No XXXX N/A xxx xxx xxx xxx XXXX
4000126502 xxx xxx xxx No xxx xxx xxx xxx xxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 1475 xxx 6.300% DU DU Approve/Eligible No 6.412% 6.375% XXXX No xxx xxx xxx xxx xxx xxx xxx $3,712.71 $25,941.82 xxx 0.00% 22.57% 22.57% Yes Employed Full Documentation 1 2+ Months N/A 0 0 0 1 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% Stocks/Bonds N/A 0 N/A NA 0 No Yes 108 26 Work Number 0 No 0 N/A Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 1 YR Executed 4506T Verified - 2025, 2024, 2026 Borrower - 1 YR Executed 4506T Verified - 2025, 2024, 2026 xxx xxx xxx xxx xxx xxx xxx 796 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 18.38 xxx 18.38 No XXXX N/A xxx xxx xxx xxx XXXX
4000125063 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No Yes No N/A N/A LPA LP Accept/Eligible No 6.750% XXXX No xxx xxx xxx xxx xxx xxx xxx $4,577.63 $111,298.40 xxx xxx xxx xxx Monthly 0.00% 8.08% 8.08% Yes Yes Unknown Self-Employed Full Documentation 0 0 NA 1 Month N/A 0 N/A 0 2 0 2 1 2 2 NA NA No No 0 No No N/A 0 0 No Yes 0 0 0.00% 0.00% 100.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - N/A, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024 xxx xxx xxx xxx xxx xxx xxx xxx 774 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 124.95 xxx 124.95 No XXXX N/A xxx xxx xxx xxx XXXX
4000124777 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No Yes No N/A N/A LPA LP Accept/Eligible No 7.500% XXXX No xxx xxx xxx xxx xxx xxx xxx $6,230.47 $16,694.50 xxx 0.00% 37.41% 37.41% Yes Employed Full Documentation 2 2+ Months N/A 0 0 0 2 0 NA No No 0 No No Yes 0 0 No 0.00% 0.00% Proceeds from Sale N/A 0 N/A NA 0 No Yes 146 26 Work Number 0 No 0 N/A Borrower - Wage, Commission, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx 779 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 12.18 xxx 12.18 No XXXX N/A xxx xxx xxx xxx XXXX
4000125579 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No Yes No N/A N/A DU DU Approve/Eligible No 7.500% XXXX No xxx xxx xxx xxx xxx xxx xxx $2,034.34 $5,975.72 xxx 0.00% 38.57% 38.57% Yes Yes Employed Employed Full Documentation 1 1 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - Wage, Overtime, Subject Property Net Rental Income(Loss) if NOO - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2026, 2025 || Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2026, 2025 Borrower - 2 YRS Executed 4506T Verified - 2026, 2025 || Co Borrower - 2 YRS Executed 4506T Verified - 2026, 2025 xxx xxx xxx xxx xxx xxx xxx xxx 781 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 109.76 xxx 109.76 No XXXX N/A xxx xxx xxx xxx XXXX
4000125918 xxx xxx xxx No xxx xxx xxx xxx xxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 1895 xxx 6.370% DU DU Approve/Eligible No 6.817% 6.750% XXXX No xxx xxx xxx xxx xxx xxx xxx $3,261.56 $13,690.14 xxx xxx xxx xxx Monthly 0.00% 35.67% 35.67% Yes Yes Employed Not Employed Full Documentation 2 0 2+ Months 1 Month N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Retirement - 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2026 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 2 YRS Executed 4506T Verified - 2026 xxx xxx xxx xxx xxx xxx xxx xxx 763 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 21.18 xxx 21.18 No XXXX N/A xxx xxx xxx xxx XXXX
4000128335 xxx xxx xxx No xxx xxx xxx xxx xxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 1515.25 xxx 6.260% LPA LP Accept/Eligible No 7.209% 6.750% XXXX No xxx xxx xxx xxx xxx xxx xxx $2,341.92 $25,661.62 xxx 0.00% 38.70% 38.70% Yes Yes Employed Employed Full Documentation 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 101 25 FNMA 1005 Yes 74 29 Work Number No 0 N/A Borrower - Commission, Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage, Bonus - Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx 731 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 13.97 xxx 13.97 No XXXX N/A xxx xxx xxx xxx XXXX
4000127025 xxx xxx xxx No xxx xxx xxx xxx xxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 0 xxx 6.300% DU DU Approve/Eligible No 7.475% 7.000% XXXX No xxx xxx xxx xxx xxx xxx xxx $2,374.75 $4,113.20 xxx 0.00% 49.89% 49.89% Yes Yes Employed Employed Full Documentation 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 58 26 FNMA 1005 Yes 34 27 FNMA 1005 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2025 || Co Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2025 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025 || Co Borrower - 2 YRS Executed 4506T Verified - 2024, 2025 xxx xxx xxx xxx xxx xxx xxx xxx 758 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use xxx xxx xxx N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use xxx xxx xxx N/A Fee Simple No No N/A xxx 21.83 xxx 21.83 No XXXX N/A xxx xxx xxx xxx XXXX
4000129370 xxx xxx xxx No xxx xxx xxx xxx xxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 1437.65 xxx 6.320% DU DU Approve/Eligible No 7.357% 7.125% XXXX No xxx xxx xxx xxx xxx xxx xxx $1,350.51 $4,788.93 xxx xxx xxx xxx Monthly 0.00% 49.81% 49.81% Yes Yes Not Employed Employed Full Documentation 0 1 NA 1 Month N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 355 27 Work Number No 0 N/A Borrower - 2 YRS Executed 4506T Verified || Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified || Co Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx 815 NA 0 0 0 0 0 0 0 Unknown No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 25.77 xxx 25.77 No XXXX Yes xxx xxx xxx xxx XXXX
4000128547 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No Yes No N/A N/A LPA LP Accept/Eligible No 6.750% XXXX No xxx xxx xxx xxx xxx xxx xxx $4,083.84 $14,087.34 xxx 0.00% 43.29% 43.29% Yes Self-Employed Full Documentation 2 2+ Months N/A 0 1 0 2 0 NA No No 0 No No Yes 0 0 No 0.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025 Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025 xxx xxx xxx xxx xxx xxx xxx 755 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx N/A Fee Simple No No N/A xxx 14.49 xxx 14.49 No XXXX N/A xxx xxx xxx xxx XXXX
4000129072 xxx xxx xxx No xxx xxx xxx xxx xxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 1655.25 xxx 6.320% LPA LP Accept/Eligible No 7.004% 6.875% XXXX No xxx xxx xxx xxx xxx xxx xxx $1,998.49 $6,984.04 xxx xxx xxx xxx Monthly 0.00% 36.22% 36.22% Yes Yes Employed Employed Full Documentation 0 2 1 Month NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 2 2 Work Number Yes 25 25 Work Number No 0 N/A Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx 778 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A Fee Simple No No N/A xxx 527.97 xxx 527.97 No XXXX N/A xxx xxx xxx xxx XXXX
4000126032 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No Yes No N/A N/A DU DU Approve/Eligible No 7.125% XXXX No xxx xxx xxx xxx xxx xxx xxx $2,487.01 $7,774.83 xxx 0.00% 31.84% 31.84% Yes Yes Retired Retired Full Documentation 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - SSI and Disability, Retirement, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2026 || Co Borrower - SSI and Disability, Retirement - Award Letter Verified - 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 || Co Borrower - 2025, 2026 xxx xxx xxx xxx xxx xxx xxx xxx 716 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use xxx xxx xxx N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use xxx xxx xxx N/A Fee Simple No No N/A xxx 50.77 xxx 92.54 No XXXX N/A xxx xxx xxx xxx XXXX
4000128304 xxx xxx xxx No xxx xxx xxx xxx xxx ATR/QM: Not Applicable No Yes No N/A N/A DU DU Approve/Eligible No 7.375% XXXX No xxx xxx xxx xxx xxx xxx xxx $3,182.09 $8,531.32 xxx 0.00% 41.64% 41.64% Yes Yes Self-Employed Self-Employed Full Documentation 0 0 NA NA N/A 0 N/A 0 1 0 2 0 2 1 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 100.00% 100.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - 2025 || Co Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 2024 Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - 2025 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 2024 xxx xxx xxx xxx xxx xxx xxx xxx 783 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Real ID Driver's License xxx xxx xxx N/A US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx N/A Fee Simple No No N/A xxx 19.74 xxx 19.74 No XXXX N/A xxx xxx xxx xxx XXXX
4000129546 xxx xxx xxx No xxx xxx xxx xxx xxx QM: Safe Harbor APOR (APOR SH) Yes Yes No N/A N/A 2125.25 xxx 6.320% LPA LP Accept/Eligible No 8.178% 7.750% XXXX No xxx xxx xxx xxx xxx xxx xxx $3,226.98 $13,498.12 xxx 0.00% 38.48% 38.48% Yes Yes Self-Employed Not Employed Full Documentation 2 0 1 Month NA N/A 0 N/A 0 2 2 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified xxx xxx xxx xxx xxx xxx xxx xxx 727 NA 0 0 0 0 0 0 0 No No No US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx N/A US Citizen US Citizen N/A Other USA Patriot Act xxx xxx xxx N/A Fee Simple No No N/A xxx 161.54 xxx 161.54 No XXXX N/A xxx xxx xxx xxx XXXX