The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 601,518 2,390 SH SOLE 0 0 2,390
ALPHABET INC CAP STK CL A 02079K305 240,233 672 SH SOLE 0 0 672
ALPHABET INC CAP STK CL C 02079K107 1,173,292 3,321 SH SOLE 0 0 3,321
AMAZON COM INC COM 023135106 285,293 1,197 SH SOLE 0 0 1,197
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 1,080,399 11,197 SH SOLE 0 0 11,197
AMERICAN ELEC PWR CO INC COM 025537101 212,740 1,555 SH SOLE 0 0 1,555
AMERICAN TOWER CORP COM 03027X100 343,333 2,099 SH SOLE 0 0 2,099
APPLE INC COM 037833100 3,370,560 11,648 SH SOLE 0 0 11,648
BANK OF NY MELLON CORP COM 064058100 279,965 1,936 SH SOLE 0 0 1,936
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 3,740,822 55,004 SH SOLE 0 0 55,004
BLACKROCK ETF TRUST ISHA SYST AL ETF 09290C665 200,894 7,162 SH SOLE 0 0 7,162
BLACKROCK ETF TRUST ISHA US THEM ETF 09290C806 991,401 22,997 SH SOLE 0 0 22,997
BLACKROCK ETF TRUST ISHA IN CTRY ETF 09290C764 790,963 21,611 SH SOLE 0 0 21,611
BLACKROCK ETF TRUST ISHA I IN TE ETF 09290C780 1,850,736 35,105 SH SOLE 0 0 35,105
BLACKROCK ETF TRUST ISHA LA CORE ETF 09290C855 490,201 9,732 SH SOLE 0 0 9,732
BLACKROCK ETF TRUST II ISHA FLEX IN ETF 092528603 262,799 5,021 SH SOLE 0 0 5,021
BLACKSTONE INC COM 09260D107 599,167 5,092 SH SOLE 0 0 5,092
BONDBLOXX ETF TRUST BLOOMBERG TEN YR 09789C812 1,515,079 33,240 SH SOLE 0 0 33,240
CHEVRON CORPORATION COM 166764100 380,253 2,294 SH SOLE 0 0 2,294
CISCO SYS INC COM 17275R102 236,212 2,011 SH SOLE 0 0 2,011
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 251,643 6,192 SH SOLE 0 0 6,192
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 1,386,723 31,261 SH SOLE 0 0 31,261
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 10,474,662 149,852 SH SOLE 0 0 149,852
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 5,830,565 107,933 SH SOLE 0 0 107,933
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 255,214 6,187 SH SOLE 0 0 6,187
DIMENSIONAL ETF TRUST SHOR DUR FIX ETF 25434V864 418,914 8,773 SH SOLE 0 0 8,773
EATON CORP PLC SHS G29183103 375,412 881 SH SOLE 0 0 881
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 733,369 2,568 SH SOLE 0 0 2,568
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 375,480 21,000 SH SOLE 0 0 21,000
FIRST TR EXCHANGE TRADED FD SMID RISNG ETF 33741X102 218,743 5,071 SH SOLE 0 0 5,071
FIRST TR EXCHANGE-TRADED FD FT VEST S&P 500 33739Q705 489,850 9,700 SH SOLE 0 0 9,700
FIRST TR EXCHANGE-TRADED FD SHS 33734H106 296,962 6,164 SH SOLE 0 0 6,164
GLOBAL X FDS DEFENSE TECH ETF 37960A529 558,468 9,353 SH SOLE 0 0 9,353
GLOBAL X FDS CYBRSCURTY ETF 37954Y384 437,505 11,456 SH SOLE 0 0 11,456
HARBOR ETF TRUST COMM ALL WEA ETF 41151J505 281,957 9,610 SH SOLE 0 0 9,610
HOME DEPOT INC COM 437076102 216,776 615 SH SOLE 0 0 615
INTERNATIONAL BUSINESS MACHS COM 459200101 534,580 1,901 SH SOLE 0 0 1,901
INVESCO EXCH TRADED FD TR II S&P EMRNG MKTS 46138E297 336,166 12,092 SH SOLE 0 0 12,092
INVESCO EXCH TRADED FD TR II S&P 500 MOMNTM 46138E339 1,322,366 8,186 SH SOLE 0 0 8,186
INVESCO EXCHANGE TRADED FD T RAFI US 1000 ETF 46137V613 1,685,388 31,194 SH SOLE 0 0 31,194
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 2,615,156 12,291 SH SOLE 0 0 12,291
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233 1,519,422 24,815 SH SOLE 0 0 24,815
INVESCO EXCHANGE TRADED FD T S&P MDCP QUALITY 46137V472 466,950 4,137 SH SOLE 0 0 4,137
INVESCO EXCHANGE TRADED FD T RAFI US 1500 46137V597 1,156,167 20,731 SH SOLE 0 0 20,731
INVESCO QQQ TR UNIT SER 1 46090E103 615,228 835 SH SOLE 0 0 835
ISHARES INC CORE MSCI EMKT 46434G103 6,381,337 77,032 SH SOLE 0 0 77,032
ISHARES TR ESG AWR MSCI USA 46435G425 809,839 4,948 SH SOLE 0 0 4,948
ISHARES TR MSCI EAFE ETF 464287465 480,393 4,625 SH SOLE 0 0 4,625
ISHARES TR CORE S&P TTL STK 464287150 15,795,986 96,159 SH SOLE 0 0 96,159
ISHARES TR MBS ETF 464288588 561,567 5,941 SH SOLE 0 0 5,941
ISHARES TR CORE UNIVRSL USD 46434V613 1,651,016 35,775 SH SOLE 0 0 35,775
ISHARES TR MSCI USA QLT FCT 46432F339 5,212,786 23,756 SH SOLE 0 0 23,756
ISHARES TR CORE MSCI INTL 46435G326 8,362,280 93,948 SH SOLE 0 0 93,948
ISHARES TR CORE S&P500 ETF 464287200 986,898 1,318 SH SOLE 0 0 1,318
ISHARES TR RUSSELL 2000 ETF 464287655 383,374 1,276 SH SOLE 0 0 1,276
ISHARES TR EAFE GRWTH ETF 464288885 833,365 6,698 SH SOLE 0 0 6,698
ISHARES TR MSCI INDIA ETF 46429B598 524,818 10,626 SH SOLE 0 0 10,626
ISHARES TR FLTG RATE NT ETF 46429B655 360,107 7,054 SH SOLE 0 0 7,054
ISHARES TR CORE S&P SCP ETF 464287804 1,714,489 11,560 SH SOLE 0 0 11,560
ISHARES TR MSCI USA MIN ETF 46429B697 382,310 3,963 SH SOLE 0 0 3,963
ISHARES TR CORE INTL AGGR 46435G672 378,387 7,478 SH SOLE 0 0 7,478
ISHARES TR EAFE VALUE ETF 464288877 2,668,660 34,862 SH SOLE 0 0 34,862
ISHARES TR U.S. FIN SVC ETF 464287770 1,517,634 16,775 SH SOLE 0 0 16,775
ISHARES TR NATIONAL MUN ETF 464288414 417,703 3,881 SH SOLE 0 0 3,881
ISHARES TR MSCI INTL QUALTY 46434V456 2,650,178 53,485 SH SOLE 0 0 53,485
ISHARES TR CORE US AGGBD ET 464287226 248,291 2,509 SH SOLE 0 0 2,509
ISHARES TR S&P 100 ETF 464287101 209,278 572 SH SOLE 0 0 572
ISHARES TR U.S. TECH ETF 464287721 658,320 2,610 SH SOLE 0 0 2,610
ISHARES TR RUS 1000 GRW ETF 464287614 9,563,651 77,021 SH SOLE 0 0 77,021
ISHARES TR US TREAS BD ETF 46429B267 331,677 14,560 SH SOLE 0 0 14,560
ISHARES TR MSCI USA VALUE 46432F388 1,894,548 9,482 SH SOLE 0 0 9,482
ISHARES TR CORE DIV GRWTH 46434V621 2,425,948 32,009 SH SOLE 0 0 32,009
ISHARES TR MSCI USA MMENTM 46432F396 904,311 2,638 SH SOLE 0 0 2,638
ISHARES TR S&P 500 VAL ETF 464287408 2,206,115 9,716 SH SOLE 0 0 9,716
ISHARES TR S&P 500 GRWT ETF 464287309 3,643,749 26,494 SH SOLE 0 0 26,494
ISHARES TR MSCI ACWI EX US 464288240 754,174 9,909 SH SOLE 0 0 9,909
ISHARES TR CORE S&P MCP ETF 464287507 945,665 12,264 SH SOLE 0 0 12,264
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 916,953 16,235 SH SOLE 0 0 16,235
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159 4,289,728 93,154 SH SOLE 0 0 93,154
JOHNSON & JOHNSON COM 478160104 529,273 2,084 SH SOLE 0 0 2,084
JPMORGAN CHASE & CO COM 46625H100 378,734 1,157 SH SOLE 0 0 1,157
LAZARD ACTIVE ETF TR INTL DYNAMIC EQT 52110K400 319,944 9,123 SH SOLE 0 0 9,123
LOCKHEED MARTIN CORP COM 539830109 440,482 865 SH SOLE 0 0 865
MCDONALDS CORP COM 580135101 221,826 821 SH SOLE 0 0 821
MICROSOFT CORP COM 594918104 1,097,358 2,942 SH SOLE 0 0 2,942
NEXTERA ENERGY INC COM 65339F101 604,735 6,890 SH SOLE 0 0 6,890
NUVEEN MUN HIGH INCOME OPPOR COM 670682103 273,687 25,893 SH SOLE 0 0 25,893
NUVEEN NY DIVI ADV COM 67066X107 125,279 10,680 SH SOLE 0 0 10,680
NUVEEN SELECT TAX-FREE INCOM SH BEN INT 67062F100 479,957 33,540 SH SOLE 0 0 33,540
NVIDIA CORPORATION COM 67066G104 529,635 2,647 SH SOLE 0 0 2,647
PARKER-HANNIFIN CORP COM 701094104 229,048 234 SH SOLE 0 0 234
PROGRESSIVE CORP COM 743315103 546,125 2,500 SH SOLE 0 0 2,500
SBA COMMUNICATIONS CORP CL A 78410G104 590,965 3,349 SH SOLE 0 0 3,349
SCHWAB STRATEGIC TR HIGH YIEL BD ETF 808524631 760,267 29,040 SH SOLE 0 0 29,040
SCHWAB STRATEGIC TR US TIPS ETF 808524870 902,227 34,046 SH SOLE 0 0 34,046
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,174,534 37,040 SH SOLE 0 0 37,040
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755 1,531,951 29,036 SH SOLE 0 0 29,036
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 394,697 14,249 SH SOLE 0 0 14,249
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1,030,511 44,553 SH SOLE 0 0 44,553
SELECT SECTOR SPDR TR ST STR CARE ETF 81369Y209 1,209,783 7,625 SH SOLE 0 0 7,625
SOUTHERN CO COM 842587107 385,490 4,028 SH SOLE 0 0 4,028
SPDR INDEX SHS FDS ST STR PO EX ETF 78463X889 427,491 8,484 SH SOLE 0 0 8,484
SPDR SERIES TRUST ST STR P500ETF 78464A854 17,406,987 198,077 SH SOLE 0 0 198,077
SPDR SERIES TRUST ST STR PR SP1500 78464A805 329,568 3,630 SH SOLE 0 0 3,630
STATE STR SPDR DOW JONES IND UT SER 1 78467X109 865,600 1,657 SH SOLE 0 0 1,657
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 3,326,379 4,454 SH SOLE 0 0 4,454
T ROWE PRICE EXCHANGE-TRADED US EQUI RESH ETF 87283Q503 288,982 6,080 SH SOLE 0 0 6,080
T ROWE PRICE EXCHANGE-TRADED CAP APPRECIATION 87283Q867 797,346 19,400 SH SOLE 0 0 19,400
TAPESTRY INC COM 876030107 1,560,996 10,664 SH SOLE 0 0 10,664
TESLA INC COM 88160R101 819,749 1,949 SH SOLE 0 0 1,949
TIDAL TRUST I FUND GRAN US ETF 886364231 1,406,721 50,876 SH SOLE 0 0 50,876
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 4,781,984 61,378 SH SOLE 0 0 61,378
VANGUARD BD INDEX FDS INTERMED TERM 921937819 266,279 3,472 SH SOLE 0 0 3,472
VANGUARD INDEX FDS MID CAP ETF 922908629 1,429,916 17,748 SH SOLE 0 0 17,748
VANGUARD INDEX FDS VALUE ETF 922908744 320,423 1,470 SH SOLE 0 0 1,470
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 396,850 578 SH SOLE 0 0 578
VANGUARD INDEX FDS TOTAL STK MKT 922908769 3,409,962 9,215 SH SOLE 0 0 9,215
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 885,427 10,572 SH SOLE 0 0 10,572
VANGUARD MALVERN FDS CORE-PLUS BD ETF 922020755 3,864,680 49,818 SH SOLE 0 0 49,818
VANGUARD MALVERN FDS CORE BD ETF 922020748 5,849,854 75,743 SH SOLE 0 0 75,743
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 2,879,508 57,326 SH SOLE 0 0 57,326
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 817,676 16,166 SH SOLE 0 0 16,166
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 6,575,617 111,489 SH SOLE 0 0 111,489
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 894,881 3,782 SH SOLE 0 0 3,782
VANGUARD STAR FDS VG TL INTL STK F 921909768 259,206 3,032 SH SOLE 0 0 3,032
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 673,752 9,456 SH SOLE 0 0 9,456
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 978,151 10,475 SH SOLE 0 0 10,475
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 4,991,080 31,583 SH SOLE 0 0 31,583
VANGUARD WORLD FD MEGA GRWTH IND 921910816 228,905 2,604 SH SOLE 0 0 2,604
WISDOMTREE TR YIELD ENHANCD US 97717X511 268,402 6,173 SH SOLE 0 0 6,173
WISDOMTREE TR EM EX ST-OWNED 97717X578 711,438 14,466 SH SOLE 0 0 14,466
WISDOMTREE TR US MIDCAP DIVID 97717W505 1,246,577 22,056 SH SOLE 0 0 22,056
WISDOMTREE TR US QTLY DIV GRT 97717X669 284,565 2,976 SH SOLE 0 0 2,976
WORLD GOLD TR SPDR GLD MINIS 98149E303 596,206 7,507 SH SOLE 0 0 7,507
ZACKS TRUST EARNGS CONSTANT 98888G105 275,577 7,302 SH SOLE 0 0 7,302