The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES COM 002824100 725,920 8,000 SH DFND NONE 8,000 0 0
ABBOTT LABORATORIES COM 002824100 40,652 448 SH SOLE NONE 448 0 0
ABBVIE INC COM 00287Y109 1,931,840 7,677 SH DFND NONE 7,677 0 0
ABBVIE INC COM 00287Y109 16,357 65 SH SOLE NONE 65 0 0
ALPHABET INC CAP STK CL C 02079K107 494,662 1,400 SH SOLE NONE 1,400 0 0
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 1,303,483 13,509 SH DFND NONE 13,502 0 7
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 8,871,387 91,941 SH SOLE NONE 90,700 0 1,241
APPLE INC COM 037833100 1,785,351 6,170 SH DFND NONE 6,170 0 0
APPLE INC COM 037833100 1,081,917 3,739 SH SOLE NONE 3,739 0 0
BANK HAWAII CORP COM 062540109 808,951 9,927 SH DFND NONE 9,927 0 0
BANK HAWAII CORP COM 062540109 597,240 7,329 SH SOLE NONE 7,329 0 0
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 2,250,927 33,097 SH DFND NONE 33,071 0 26
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 23,575,871 346,653 SH SOLE NONE 342,075 0 4,578
BRISTOL-MYERS SQUIBB CO COM 110122108 245,519 4,261 SH DFND NONE 4,261 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 10,026 174 SH SOLE NONE 174 0 0
CAPITAL ONE FINL CORP COM 14040H105 204,432 1,019 SH DFND NONE 1,019 0 0
CATERPILLAR INC COM 149123101 1,064,900 1,000 SH DFND NONE 1,000 0 0
CENCORA INC COM 03073E105 280,150 990 SH SOLE NONE 990 0 0
CHEVRON CORPORATION COM 166764100 731,996 4,416 SH DFND NONE 4,416 0 0
ELI LILLY & CO COM 532457108 167,920 140 SH DFND NONE 140 0 0
ELI LILLY & CO COM 532457108 57,573 48 SH SOLE NONE 48 0 0
EXXON MOBIL CORP COM 30231G102 556,724 4,072 SH DFND NONE 4,072 0 0
EXXON MOBIL CORP COM 30231G102 21,465 157 SH SOLE NONE 157 0 0
FRANKLIN TEMPLETON ETF TR INTL COR DIV TIL 35473P108 1,519,550 35,570 SH DFND NONE 35,570 0 0
FRANKLIN TEMPLETON ETF TR INTL COR DIV TIL 35473P108 6,463,322 151,295 SH SOLE NONE 150,696 0 599
GE AEROSPACE COM NEW 369604301 333,741 893 SH DFND NONE 893 0 0
GE AEROSPACE COM NEW 369604301 41,484 111 SH SOLE NONE 111 0 0
GE VERNOVA INC COM 36828A101 261,994 223 SH DFND NONE 223 0 0
GLOBAL X FDS S&P 500 CATHOLIC 37954Y889 860,220 9,720 SH SOLE NONE 9,720 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 225,038 1,586 SH DFND NONE 1,586 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 1,054,256 3,749 SH DFND NONE 3,749 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 169,570 603 SH SOLE NONE 603 0 0
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 97,647 9,008 SH DFND NONE 0 0 9,008
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 2,919,526 269,329 SH SOLE NONE 260,767 0 8,562
INVESCO EXCHANGE TRADED FD T RAFI US 1500 46137V597 549,613 9,855 SH SOLE NONE 9,855 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 45,657 62 SH DFND NONE 62 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 461,723 627 SH SOLE NONE 627 0 0
ISHARES INC CORE MSCI EMKT 46434G103 843,063 10,177 SH DFND NONE 9,199 0 978
ISHARES INC CORE MSCI EMKT 46434G103 18,477,379 223,049 SH SOLE NONE 217,759 0 5,290
ISHARES TR CORE S&P TTL STK 464287150 11,582,349 70,508 SH SOLE NONE 70,508 0 0
ISHARES TR TIPS BD ETF 464287176 211,856 1,936 SH SOLE NONE 1,936 0 0
ISHARES TR CORE S&P500 ETF 464287200 13,559,402 18,106 SH DFND NONE 18,092 0 14
ISHARES TR CORE S&P500 ETF 464287200 256,323,329 342,271 SH SOLE NONE 335,925 0 6,346
ISHARES TR CORE US AGGBD ET 464287226 34,445 348 SH DFND NONE 348 0 0
ISHARES TR CORE US AGGBD ET 464287226 23,837,056 240,827 SH SOLE NONE 240,827 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 14,935,620 108,599 SH DFND NONE 105,753 0 2,846
ISHARES TR S&P 500 GRWT ETF 464287309 14,769,897 107,394 SH SOLE NONE 107,394 0 0
ISHARES TR S&P 500 VAL ETF 464287408 3,040,788 13,392 SH DFND NONE 11,962 0 1,430
ISHARES TR S&P 500 VAL ETF 464287408 15,406,702 67,853 SH SOLE NONE 67,379 0 474
ISHARES TR MSCI EAFE ETF 464287465 3,462,736 33,334 SH DFND NONE 30,326 0 3,008
ISHARES TR MSCI EAFE ETF 464287465 4,327,225 41,656 SH SOLE NONE 41,656 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 316,197 1,921 SH SOLE NONE 1,921 0 0
ISHARES TR RUS MD CP GR ETF 464287481 248,165 1,695 SH SOLE NONE 1,695 0 0
ISHARES TR RUS MID CAP ETF 464287499 1,298,246 11,768 SH DFND NONE 11,768 0 0
ISHARES TR RUS MID CAP ETF 464287499 472,059 4,279 SH SOLE NONE 4,279 0 0
ISHARES TR CORE S&P MCP ETF 464287507 343,833 4,459 SH DFND NONE 1,304 0 3,155
ISHARES TR CORE S&P MCP ETF 464287507 7,036,750 91,256 SH SOLE NONE 87,551 0 3,705
ISHARES TR RUS 1000 VAL ETF 464287598 1,566,098 6,460 SH DFND NONE 6,460 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 75,396 311 SH SOLE NONE 311 0 0
ISHARES TR S&P MC 400GR ETF 464287606 895,820 7,624 SH DFND NONE 7,167 0 457
ISHARES TR S&P MC 400GR ETF 464287606 2,739,748 23,317 SH SOLE NONE 23,317 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 1,930,595 15,548 SH SOLE NONE 15,548 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 382,172 1,272 SH SOLE NONE 1,272 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 3,456,825 8,107 SH SOLE NONE 8,107 0 0
ISHARES TR S&P MC 400VL ETF 464287705 869,096 5,883 SH DFND NONE 5,495 0 388
ISHARES TR S&P MC 400VL ETF 464287705 2,447,738 16,569 SH SOLE NONE 16,569 0 0
ISHARES TR CORE S&P SCP ETF 464287804 903,801 6,094 SH DFND NONE 5,319 0 775
ISHARES TR CORE S&P SCP ETF 464287804 3,095,823 20,874 SH SOLE NONE 20,115 0 759
ISHARES TR SP SMCP600VL ETF 464287879 494,645 3,619 SH DFND NONE 3,483 0 136
ISHARES TR SP SMCP600VL ETF 464287879 1,204,151 8,810 SH SOLE NONE 8,810 0 0
ISHARES TR S&P SML 600 GWT 464287887 516,154 2,890 SH DFND NONE 2,792 0 98
ISHARES TR S&P SML 600 GWT 464287887 1,300,922 7,284 SH SOLE NONE 7,284 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 206,019 1,935 SH SOLE NONE 1,935 0 0
ISHARES TR MSCI ACWI ETF 464288257 483,939 3,083 SH SOLE NONE 3,083 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 18,884,808 197,871 SH SOLE NONE 197,871 0 0
ISHARES TR CORE MSCI EAFE 46432F842 9,988,690 103,424 SH DFND NONE 100,219 0 3,205
ISHARES TR CORE MSCI EAFE 46432F842 78,923,341 817,181 SH SOLE NONE 798,284 0 18,897
ISHARES TR 0-5YR HI YL CP 46434V407 57,847 1,364 SH DFND NONE 0 0 1,364
ISHARES TR 0-5YR HI YL CP 46434V407 1,071,446 25,264 SH SOLE NONE 25,264 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516 24,777 241 SH DFND NONE 241 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516 292,392 2,844 SH SOLE NONE 2,844 0 0
ISHARES TR ESG AWR US AGRGT 46435U549 350,028 7,383 SH SOLE NONE 7,383 0 0
ISHARES TR 0-3 MTH TREASURY 46436E718 223,890 2,224 SH SOLE NONE 2,224 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 2,293,314 40,604 SH DFND NONE 40,604 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 8,238,625 145,868 SH SOLE NONE 144,727 0 1,141
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 620,292 12,266 SH SOLE NONE 12,266 0 0
JOHNSON & JOHNSON COM 478160104 386,034 1,520 SH DFND NONE 1,520 0 0
JOHNSON & JOHNSON COM 478160104 76,699 302 SH SOLE NONE 302 0 0
MASTERCARD INCORPORATED CL A 57636Q104 256,800 500 SH DFND NONE 500 0 0
MATSON INC COM 57686G105 1,724,111 8,969 SH DFND NONE 8,969 0 0
MCDONALDS CORP COM 580135101 1,259,104 4,658 SH DFND NONE 4,658 0 0
MCDONALDS CORP COM 580135101 296,530 1,097 SH SOLE NONE 1,097 0 0
MERCK & CO INC COM 58933Y105 128,500 1,000 SH DFND NONE 1,000 0 0
MERCK & CO INC COM 58933Y105 72,089 561 SH SOLE NONE 561 0 0
META PLATFORMS INC CL A 30303M102 281,645 500 SH DFND NONE 500 0 0
META PLATFORMS INC CL A 30303M102 245,031 435 SH SOLE NONE 435 0 0
MICROSOFT CORP COM 594918104 1,338,396 3,588 SH DFND NONE 3,588 0 0
MICROSOFT CORP COM 594918104 374,885 1,005 SH SOLE NONE 1,005 0 0
PIMCO ETF TR ACTIVE BD ETF 72201R775 3,876,969 42,045 SH SOLE NONE 42,045 0 0
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 443,912 2,330 SH SOLE NONE 2,330 0 0
SPDR INDEX SHS FDS ST STR MSCI EAFE 78463X434 1,331,248 13,865 SH DFND NONE 13,210 0 655
SPDR INDEX SHS FDS ST STR MSCI EAFE 78463X434 11,735,626 122,227 SH SOLE NONE 119,847 0 2,380
SPDR SERIES TRUST ST STR SP500DIV 78468R788 9,318,813 195,322 SH DFND NONE 195,322 0 0
SPDR SERIES TRUST ST STR MSCI USAQ 78468R812 2,592,145 13,872 SH DFND NONE 13,872 0 0
SPDR SERIES TRUST ST STR MSCI USAQ 78468R812 2,418,551 12,943 SH SOLE NONE 12,943 0 0
STARBUCKS CORP COM 855244109 204,073 1,997 SH SOLE NONE 1,997 0 0
STATE STR SPDR DOW JONES IND UT SER 1 78467X109 920,451 1,762 SH DFND NONE 0 0 1,762
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 3,300,723 4,420 SH DFND NONE 4,017 0 403
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 821,447 1,100 SH SOLE NONE 1,100 0 0
SYSCO CORP COM 871829107 230,096 2,753 SH DFND NONE 2,753 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 62,172 798 SH DFND NONE 0 0 798
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 3,180,520 40,823 SH SOLE NONE 40,823 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 232,269 3,164 SH SOLE NONE 3,164 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 112,939 2,332 SH DFND NONE 0 0 2,332
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 2,043,988 42,205 SH SOLE NONE 42,205 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 87,912 128 SH DFND NONE 128 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 7,155,187 10,418 SH SOLE NONE 10,418 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 260,843 2,705 SH SOLE NONE 2,705 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 5,448,566 15,843 SH DFND NONE 15,843 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 14,352,052 41,732 SH SOLE NONE 41,578 0 154
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 1,559,248 6,333 SH DFND NONE 6,325 0 8
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 26,295,228 106,800 SH SOLE NONE 105,379 0 1,421
VANGUARD INDEX FDS VALUE ETF 922908744 71,917 330 SH DFND NONE 330 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 327,985 1,505 SH SOLE NONE 1,505 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,445,882 4,770 SH DFND NONE 4,770 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 4,299,757 14,185 SH SOLE NONE 14,096 0 89
VANGUARD INDEX FDS TOTAL STK MKT 922908769 15,383,673 41,573 SH SOLE NONE 41,573 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 739,440 12,388 SH SOLE NONE 12,388 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 123,013 2,449 SH DFND NONE 449 0 2,000
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 3,291,522 65,529 SH SOLE NONE 63,033 0 2,496
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 2,090,976 26,458 SH SOLE NONE 26,458 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 2,117,322 17,438 SH SOLE NONE 17,438 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 242,330 2,932 SH SOLE NONE 2,932 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 5,343,310 33,812 SH DFND NONE 33,812 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 18,452,215 116,764 SH SOLE NONE 116,593 0 171
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 13,621,224 138,709 SH DFND NONE 138,709 0 0
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 16,292,951 165,916 SH SOLE NONE 164,249 0 1,667
VANGUARD WORLD FD ESG US STK ETF 921910733 624,305 4,721 SH SOLE NONE 4,721 0 0
WALMART INC COM 931142103 1,851,235 16,345 SH DFND NONE 16,345 0 0
WALMART INC COM 931142103 94,346 833 SH SOLE NONE 833 0 0
WASTE MGMT INC DEL COM 94106L109 323,176 1,450 SH DFND NONE 1,450 0 0
WISDOMTREE TR US MIDCAP DIVID 97717W505 1,031,038 18,242 SH DFND NONE 18,242 0 0
WISDOMTREE TR US MIDCAP DIVID 97717W505 1,447,138 25,604 SH SOLE NONE 25,604 0 0