The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 261,647 1,616 SH SOLE 0 0 0 1,616
ABBVIE INC COM 00287Y109 756,430 3,006 SH SOLE 0 0 0 3,006
ADVANCED MICRO DEVICES INC COM 007903107 215,518 371 SH SOLE 0 0 0 371
ALPHABET INC CAP STK CL C 02079K107 5,672,360 16,054 SH SOLE 0 0 0 16,054
AMAZON COM INC COM 023135106 3,010,864 12,633 SH SOLE 0 0 0 12,633
AMERICAN CENTY ETF TR AVA MAR SMA ETF 025072141 2,191,905 31,618 SH SOLE 0 0 0 31,618
ANGEL OAK FUNDS TRUST OAK ULTRASHORT 03463K752 20,810,807 408,015 SH SOLE 0 0 0 408,015
APPLE INC COM 037833100 12,079,903 41,747 SH SOLE 0 0 0 41,747
APPLE INC COM 037833100 578,720 2,000 SH Put SOLE 0 0 0 2,000
AUTOMATIC DATA PROCESSING IN COM 053015103 343,662 1,535 SH SOLE 0 0 0 1,535
BANK OF AMER CORP COM 060505104 512,706 8,998 SH SOLE 0 0 0 8,998
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,384,579 2,767 SH SOLE 0 0 0 2,767
BLACKROCK ETF TRUST ISHA IN CTRY ETF 09290C764 3,762,700 102,806 SH SOLE 0 0 0 102,806
BLACKROCK ETF TRUST II ISHA SH TERM ETF 092528884 575,543 11,389 SH SOLE 0 0 0 11,389
BLACKROCK ETF TRUST II ISHA FLEX IN ETF 092528603 493,619 9,431 SH SOLE 0 0 0 9,431
BONDBLOXX ETF TRUST BLOO TWEN US ETF 09789C796 2,254,542 60,065 SH SOLE 0 0 0 60,065
BROADCOM INC COM 11135F101 3,960,709 10,485 SH SOLE 0 0 0 10,485
CATERPILLAR INC COM 149123101 469,621 441 SH SOLE 0 0 0 441
COLUMBIA ETF TR II EM CORE EX ETF 19762B202 13,633,945 257,828 SH SOLE 0 0 0 257,828
COSTCO WHOLESALE CORPORATION COM 22160K105 319,931 342 SH SOLE 0 0 0 342
CUMMINS INC COM 231021106 281,005 394 SH SOLE 0 0 0 394
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 1,117,340 25,188 SH SOLE 0 0 0 25,188
ELI LILLY & CO COM 532457108 820,410 684 SH SOLE 0 0 0 684
EXXON MOBIL CORP COM 30231G102 2,737,408 20,022 SH SOLE 0 0 0 20,022
FIDELITY COVINGTON TRUST ENH MID COR ETF 31609A503 57,519,837 1,417,443 SH SOLE 0 0 0 1,417,443
FIRST TR EXCHANGE-TRADED FD NASDQ CLN EDGE 33737A108 9,127,875 47,603 SH SOLE 0 0 0 47,603
FIRST TR EXCHANGE-TRADED FD VEST LAD AUT ETF 33733E641 15,509,836 755,104 SH SOLE 0 0 0 755,104
GE AEROSPACE COM NEW 369604301 255,258 683 SH SOLE 0 0 0 683
GLOBAL X FDS ARTIFICIAL ETF 37954Y632 18,376,771 280,091 SH SOLE 0 0 0 280,091
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 1,272,974 27,855 SH SOLE 0 0 0 27,855
GOLDMAN SACHS ETF TR ACTIVEBETA US 381430602 22,154,974 242,768 SH SOLE 0 0 0 242,768
HARTFORD FDS EXCHANGE TRADED MUN OPORTUNITE 41653L503 2,213,180 56,538 SH SOLE 0 0 0 56,538
INNOVATOR ETFS TRUST DEFINED WLT SHLD 45783Y855 719,910 21,007 SH SOLE 0 0 0 21,007
INTEL CORP COM 458140100 651,374 4,665 SH SOLE 0 0 0 4,665
INTERNATIONAL BUSINESS MACHS COM 459200101 201,498 717 SH SOLE 0 0 0 717
ISHARES INC CORE MSCI EMKT 46434G103 15,063,460 181,838 SH SOLE 0 0 0 181,838
ISHARES INC ESG AWR MSCI EM 46434G863 434,512 7,945 SH SOLE 0 0 0 7,945
ISHARES TR MSCI USA VALUE 46432F388 651,980 3,263 SH SOLE 0 0 0 3,263
ISHARES TR MSCI USA QLT FCT 46432F339 604,969 2,757 SH SOLE 0 0 0 2,757
ISHARES TR EAFE SML CP ETF 464288273 502,505 6,108 SH SOLE 0 0 0 6,108
ISHARES TR ESG AW MSCI EAFE 46435G516 1,782,931 17,342 SH SOLE 0 0 0 17,342
ISHARES TR RUS TP200 VL ETF 464289420 53,980,100 513,314 SH SOLE 0 0 0 513,314
ISHARES TR RUS TP200 GR ETF 464289438 38,375,790 132,048 SH SOLE 0 0 0 132,048
ISHARES TR RUS 1000 VAL ETF 464287598 252,612 1,042 SH SOLE 0 0 0 1,042
ISHARES TR MSCI EAFE ETF 464287465 571,340 5,500 SH Call SOLE 0 0 0 5,500
ISHARES TR MSCI EAFE ETF 464287465 101,283 975 SH SOLE 0 0 0 975
ISHARES TR MSCI INTL QUALTY 46434V456 8,854,635 178,701 SH SOLE 0 0 0 178,701
ISHARES TR MORNINGSTR US EQ 464287127 481,973 4,650 SH SOLE 0 0 0 4,650
ISHARES TR ESG AWARE MSCI 46435U663 414,218 7,406 SH SOLE 0 0 0 7,406
ISHARES TR RUS 1000 GRW ETF 464287614 292,172 2,353 SH SOLE 0 0 0 2,353
ISHARES TR RUSSELL 2000 ETF 464287655 5,180,659 17,243 SH SOLE 0 0 0 17,243
ISHARES TR CORE MSCI EAFE 46432F842 2,806,808 29,062 SH SOLE 0 0 0 29,062
ISHARES TR RUS MID CAP ETF 464287499 3,459,635 31,360 SH SOLE 0 0 0 31,360
ISHARES U S ETF TR SHOR MAT MUN ETF 46431W838 3,040,937 60,360 SH SOLE 0 0 0 60,360
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 3,018,231 59,181 SH SOLE 0 0 0 59,181
J P MORGAN EXCHANGE TRADED F DIV RTN EM EQT 46641Q308 272,528 4,341 SH SOLE 0 0 0 4,341
J P MORGAN EXCHANGE TRADED F INTRNL RES EQT 46641Q134 65,306,261 791,687 SH SOLE 0 0 0 791,687
J P MORGAN EXCHANGE TRADED F DIVERSFED RTRN 46641Q886 1,094,330 8,810 SH SOLE 0 0 0 8,810
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 1,792,757 35,451 SH SOLE 0 0 0 35,451
JABIL INC COM 466313103 1,149,116 2,981 SH SOLE 0 0 0 2,981
JOHNSON & JOHNSON COM 478160104 1,308,961 5,154 SH SOLE 0 0 0 5,154
JPMORGAN CHASE & CO COM 46625H100 1,295,572 3,958 SH SOLE 0 0 0 3,958
MASTERCARD INCORPORATED CL A 57636Q104 267,072 520 SH SOLE 0 0 0 520
META PLATFORMS INC CL A 30303M102 997,023 1,770 SH SOLE 0 0 0 1,770
MICRON TECHNOLOGY INC COM 595112103 253,944 220 SH SOLE 0 0 0 220
MICROSOFT CORP COM 594918104 3,898,432 10,451 SH SOLE 0 0 0 10,451
MICROSOFT CORP COM 594918104 373,020 1,000 SH Put SOLE 0 0 0 1,000
MICROSOFT CORP COM 594918104 559,530 1,500 SH Put SOLE 0 0 0 1,500
MORGAN STANLEY COM NEW 617446448 336,345 1,609 SH SOLE 0 0 0 1,609
NEOS ETF TRUST NEOS ENH INC 1-3 78433H501 20,787,506 417,336 SH SOLE 0 0 0 417,336
NETFLIX INC. COM 64110L106 240,404 3,367 SH SOLE 0 0 0 3,367
NEXTERA ENERGY INC COM 65339F101 466,585 5,316 SH SOLE 0 0 0 5,316
NVIDIA CORPORATION COM 67066G104 7,422,339 37,095 SH SOLE 0 0 0 37,095
PIMCO ETF TR MULTISECTOR BD 72201R585 736,328 27,765 SH SOLE 0 0 0 27,765
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 1,438,660 14,271 SH SOLE 0 0 0 14,271
PROCORE TECHNOLOGIES INC COM 74275K108 731,160 18,000 SH SOLE 0 0 0 18,000
PROCORE TECHNOLOGIES INC COM 74275K108 243,720 6,000 SH Put SOLE 0 0 0 6,000
PROCORE TECHNOLOGIES INC COM 74275K108 487,440 12,000 SH Put SOLE 0 0 0 12,000
PROCTER & GAMBLE CO COM 742718109 216,188 1,474 SH SOLE 0 0 0 1,474
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755 7,719,896 146,321 SH SOLE 0 0 0 146,321
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 210,423 7,266 SH SOLE 0 0 0 7,266
SCHWAB STRATEGIC TR GOVT MONE MA ETF 808524581 247,820 2,460 SH SOLE 0 0 0 2,460
SPACE EXPLORATION TECHN CORP CLASS A COM STK 84615Q103 210,841 1,234 SH SOLE 0 0 0 1,234
SPDR INDEX SHS FDS ST STR PO EX ETF 78463X889 431,175 8,557 SH SOLE 0 0 0 8,557
SPDR SERIES TRUST SPDR S&P 500 ESG 78468R531 2,170,689 29,764 SH SOLE 0 0 0 29,764
SPDR SERIES TRUST ST STR PR SP1500 78464A805 281,147 3,097 SH SOLE 0 0 0 3,097
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 522,739 700 SH Call SOLE 0 0 0 700
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 2,688,372 3,600 SH Call SOLE 0 0 0 3,600
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 42,276 57 SH SOLE 0 0 0 57
T ROWE PRICE EXCHANGE-TRADED SMALL MID CAP 87283Q826 4,264,149 97,244 SH SOLE 0 0 0 97,244
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 1,483,810 3,107 SH SOLE 0 0 0 3,107
TESLA INC COM 88160R101 1,896,906 4,510 SH SOLE 0 0 0 4,510
TEXAS INSTRS INC COM 882508104 242,927 815 SH SOLE 0 0 0 815
VANECK ETF TRUST SHRT HGH YLD MUN 92189F387 300,585 13,126 SH SOLE 0 0 0 13,126
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,077,000 1,568 SH SOLE 0 0 0 1,568
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 887,619 4,492 SH SOLE 0 0 0 4,492
VANGUARD INDEX FDS SMALL CP ETF 922908751 235,524 777 SH SOLE 0 0 0 777
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,098,002 2,967 SH SOLE 0 0 0 2,967
VANGUARD INDEX FDS SML CP GRW ETF 922908595 446,520 1,221 SH SOLE 0 0 0 1,221
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,286,154 4,199 SH SOLE 0 0 0 4,199
VANGUARD INDEX FDS SM CP VAL ETF 922908611 372,018 1,531 SH SOLE 0 0 0 1,531
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 814,828 13,651 SH SOLE 0 0 0 13,651
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 3,753,340 44,816 SH SOLE 0 0 0 44,816
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 903,960 12,687 SH SOLE 0 0 0 12,687
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 4,716,023 28,853 SH SOLE 0 0 0 28,853
VANGUARD WORLD FD MEGA GRWTH IND 921910816 7,597,358 86,422 SH SOLE 0 0 0 86,422
VISA INC COM CL A 92826C839 410,679 1,197 SH SOLE 0 0 0 1,197
WALMART INC COM 931142103 1,007,787 8,898 SH SOLE 0 0 0 8,898
WORLD GOLD TR SPDR GLD MINIS 98149E303 4,968,039 62,554 SH SOLE 0 0 0 62,554