The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3 M Common Stock 88579Y101 473,101 2,922 SH SOLE 2,922 0 0
ABBVIE Common Stock 00287Y109 606,201 2,409 SH SOLE 2,409 0 0
ADOBE SYS Common Stock 00724F101 440,793 2,150 SH SOLE 2,150 0 0
ADVANCED MICRO DEVICES Common Stock 007903107 207,966 358 SH SOLE 358 0 0
AIR PRODS & Common Stock 009158106 313,703 1,070 SH SOLE 1,070 0 0
ALPHABET Common Stock 02079K305 5,660,741 15,840 SH SOLE 15,840 0 0
AMAZON.COM Common Stock 023135106 1,889,560 7,928 SH SOLE 7,928 0 0
AMERICAN ELECTRIC Common Stock 025537101 472,815 3,456 SH SOLE 3,456 0 0
ANALOG Common Stock 032654105 2,124,462 5,349 SH SOLE 5,349 0 0
APPLE Common Stock 037833100 4,326,221 14,951 SH SOLE 14,951 0 0
AT&T Common Stock 00206R102 455,462 22,003 SH SOLE 22,003 0 0
BANK NEW YORK MELLON Common Stock 064058100 1,244,369 8,605 SH SOLE 8,605 0 0
BERKSHIRE HATHAWAY INC Common Stock 084670702 5,149,514 10,291 SH SOLE 10,291 0 0
BLACKROCK Common Stock 09290D101 311,545 324 SH SOLE 324 0 0
BROWN FORMAN Common Stock 115637209 208,670 7,830 SH SOLE 7,830 0 0
CATERPILLAR Common Stock 149123101 1,435,485 1,348 SH SOLE 1,348 0 0
CENCORA Common Stock 03073E105 1,225,303 4,330 SH SOLE 4,330 0 0
CHARLES SCHWAB Common Stock 808513105 399,621 4,331 SH SOLE 4,331 0 0
CHEVRON Common Stock 166764100 664,035 4,006 SH SOLE 4,006 0 0
CISCO SYSTEMS Common Stock 17275R102 1,331,996 11,340 SH SOLE 11,340 0 0
CITIGROUP Common Stock 172967424 376,492 2,690 SH SOLE 2,690 0 0
CME GROUP Common Stock 12572Q105 420,460 1,904 SH SOLE 1,904 0 0
COCA COLA Common Stock 191216100 830,904 10,224 SH SOLE 10,224 0 0
COMCAST Common Stock 20030N101 660,370 26,899 SH SOLE 26,899 0 0
CONOCO Common Stock 20825C104 312,920 3,010 SH SOLE 3,010 0 0
CVS HEALTH Common Stock 126650100 929,498 8,985 SH SOLE 8,985 0 0
DEVON ENERGY Common Stock 25179M103 383,243 9,275 SH SOLE 9,275 0 0
ELEVANCE HEALTH Common Stock 036752103 1,139,693 2,947 SH SOLE 2,947 0 0
ENBRIDGE Int'l Common Stock 29250N105 1,569,108 28,945 SH SOLE 28,945 0 0
ESSENTIAL UTILS Common Stock 29670G102 496,191 12,952 SH SOLE 12,952 0 0
EXXON MOBIL Common Stock 30231G102 2,057,499 15,049 SH SOLE 15,049 0 0
FEDEX Common Stock 31428X106 233,282 745 SH SOLE 745 0 0
GARMIN Common Stock H2906T109 486,957 2,050 SH SOLE 2,050 0 0
GENERAL DYNAMICS Common Stock 369550108 1,677,326 4,735 SH SOLE 4,735 0 0
GLOBAL X FDS US INFR Exchange Traded Fund 37954Y673 215,353 3,655 SH SOLE 3,655 0 0
GSK PLC SPONSORED Int'l Common Stock 37733W204 263,673 5,030 SH SOLE 5,030 0 0
HOME DEPOT Common Stock 437076102 1,100,362 3,120 SH SOLE 3,120 0 0
HONEYWELL Common Stock 438516106 878,136 3,922 SH SOLE 3,922 0 0
INTERNATIONAL FLAVORS & Common Stock 459506101 371,225 4,686 SH SOLE 4,686 0 0
INVESCO QQQ Exchange Traded Fund 46090E103 2,776,964 3,771 SH SOLE 3,771 0 0
ISHARES HIGH YIELD CORPORATE Fixed Income ETF 464288513 265,900 3,325 SH SOLE 3,325 0 0
ISHARES MICRO CAP Exchange Traded Fund 464288869 750,150 3,750 SH SOLE 3,750 0 0
ISHARES MSCI International Equity ETF 464287465 786,787 7,574 SH SOLE 7,574 0 0
ISHARES RUSSELL Exchange Traded Fund 464287655 471,406 1,569 SH SOLE 1,569 0 0
ISHARES SELECT DIVIDEND Exchange Traded Fund 464287168 2,281,980 14,600 SH SOLE 14,600 0 0
ISHARES TR U.S. Exchange Traded Fund 464288687 2,461,976 80,747 SH SOLE 80,747 0 0
JOHNSON & Common Stock 478160104 1,815,886 7,150 SH SOLE 7,150 0 0
JP MORGAN Common Stock 46625H100 1,878,874 5,740 SH SOLE 5,740 0 0
KEURIG DR PEPPER Common Stock 49271V100 220,928 6,750 SH SOLE 6,750 0 0
LOCKHEED MARTIN Common Stock 539830109 356,622 700 SH SOLE 700 0 0
LOWE'S COMPANIES Common Stock 548661107 1,539,682 6,983 SH SOLE 6,983 0 0
MASTERCARD Common Stock 57636Q104 943,483 1,837 SH SOLE 1,837 0 0
MCDONALDS Common Stock 580135101 1,536,172 5,683 SH SOLE 5,683 0 0
MCKESSON Common Stock 58155Q103 1,088,064 1,440 SH SOLE 1,440 0 0
MEDTRONIC Int'l Common Stock G5960L103 636,949 8,142 SH SOLE 8,142 0 0
MERCK & CO Common Stock 58933Y105 487,658 3,795 SH SOLE 3,795 0 0
META PLATFORMS Common Stock 30303M102 822,967 1,461 SH SOLE 1,461 0 0
MICROSOFT Common Stock 594918104 4,315,468 11,569 SH SOLE 11,569 0 0
MONDELEZ INTERNATIONAL Common Stock 609207105 711,953 12,309 SH SOLE 12,309 0 0
NEXTERA Common Stock 65339F101 248,038 2,826 SH SOLE 2,826 0 0
NOVARTIS Int'l Common Stock 66987V109 907,409 5,790 SH SOLE 5,790 0 0
NVIDIA Common Stock 67066G104 649,492 3,246 SH SOLE 3,246 0 0
OMNICOM GROUP Common Stock 681919106 459,193 6,305 SH SOLE 6,305 0 0
ORACLE Common Stock 68389X105 1,183,098 8,073 SH SOLE 8,073 0 0
PEPSICO Common Stock 713448108 1,629,133 12,032 SH SOLE 12,032 0 0
PFIZER Common Stock 717081103 527,737 21,916 SH SOLE 21,916 0 0
PHILIP MORRIS Common Stock 718172109 519,031 2,869 SH SOLE 2,869 0 0
PHILLIPS Common Stock 718546104 237,515 1,405 SH SOLE 1,405 0 0
PROCTER & GAMBLE Common Stock 742718109 936,296 6,385 SH SOLE 6,385 0 0
PUBLIC STORAGE OPER CO Common Stock 74460D109 409,347 1,286 SH SOLE 1,286 0 0
RTX Common Stock 75513E101 401,089 2,114 SH SOLE 2,114 0 0
S&P CONSUMER Exchange Traded Fund 81369Y407 203,364 1,734 SH SOLE 1,734 0 0
S&P SPDR CONSUMER Exchange Traded Fund 81369Y308 336,101 4,046 SH SOLE 4,046 0 0
S&P SPDR SELECT Exchange Traded Fund 81369Y506 1,254,140 23,614 SH SOLE 23,614 0 0
S&P SPDR SELECT Exchange Traded Fund 81369Y605 964,283 17,987 SH SOLE 17,987 0 0
S&P SPDR TECHNOLOGY SBI Exchange Traded Fund 81369Y803 1,977,979 10,382 SH SOLE 10,382 0 0
S&P SPDR Exchange Traded Fund 81369Y100 835,544 16,438 SH SOLE 16,438 0 0
S&P SPDR Exchange Traded Fund 81369Y704 239,132 1,291 SH SOLE 1,291 0 0
S&P SPDR Exchange Traded Fund 81369Y886 608,690 13,425 SH SOLE 13,425 0 0
SANOFI Int'l Common Stock 80105N105 698,558 16,375 SH SOLE 16,375 0 0
SELECT SECTOR SPDR TR Exchange Traded Fund 81369Y860 747,629 16,980 SH SOLE 16,980 0 0
SLB LIMITED Common Stock 806857108 264,761 5,695 SH SOLE 5,695 0 0
SOUTHERN Common Stock 842587107 205,777 2,150 SH SOLE 2,150 0 0
SPDR DOW JONES INDUSTRIAL Exchange Traded Fund 78467X109 844,705 1,617 SH SOLE 1,617 0 0
SPDR GOLD TR Exchange Traded Fund 78463V107 509,470 1,383 SH SOLE 1,383 0 0
SPDR S&P 500 Exchange Traded Fund 78462F103 698,977 936 SH SOLE 936 0 0
STARBUCKS Common Stock 855244109 422,556 4,135 SH SOLE 4,135 0 0
TAIWAN SEMICONDUCTOR Int'l Common Stock 874039100 1,637,588 3,429 SH SOLE 3,429 0 0
TESLA Common Stock 88160R101 662,866 1,576 SH SOLE 1,576 0 0
UNILEVER PLC Int'l Common Stock 904767803 614,186 10,216 SH SOLE 10,216 0 0
UNION PACIFIC Common Stock 907818108 835,584 3,072 SH SOLE 3,072 0 0
VANGUARD COMMUNICATION Exchange Traded Fund 92204A884 768,911 4,180 SH SOLE 4,180 0 0
VANGUARD S&P 500 Exchange Traded Fund 922908363 3,769,900 5,489 SH SOLE 5,489 0 0
VERIZON COMMUNICATIONS Common Stock 92343V104 664,272 15,689 SH SOLE 15,689 0 0
VISA Common Stock 92826C839 1,341,482 3,910 SH SOLE 3,910 0 0
WAL-MART Common Stock 931142103 1,846,704 16,305 SH SOLE 16,305 0 0
WALT DISNEY Common Stock 254687106 312,716 3,249 SH SOLE 3,249 0 0
WELLS FARGO Common Stock 949746101 2,017,242 24,410 SH SOLE 24,410 0 0