The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES SELECT DIVIDEND ETF ETF 464287168 202,675 1,297 SH SOLE 1,296 0 0
PEPSICO INC COM Stock 713448108 214,102 1,581 SH SOLE 1,581 0 0
VANGUARD HIGH DIVIDEND YIELD INDEX ETF ETF 921946406 214,665 1,358 SH SOLE 1,358 0 0
ZIMMER BIOMET HOLDINGS INC COM Stock 98956P102 214,746 2,494 SH SOLE 2,494 0 0
PALANTIR TECHNOLOGIES INC CL A Stock 69608A108 215,840 1,850 SH SOLE 1,850 0 0
VANGUARD MID-CAP ETF ETF 922908629 216,973 2,693 SH SOLE 2,692 0 0
ELEVANCE HEALTH INC FORMERLY A COM Stock 036752103 218,960 566 SH SOLE 566 0 0
WASTE MGMT INC DEL COM Stock 94106L109 218,983 983 SH SOLE 982 0 0
BLACKSTONE INC COM Stock 09260D107 223,790 1,902 SH SOLE 1,901 0 0
US BANCORP COM NEW Stock 902973304 228,617 3,785 SH SOLE 3,785 0 0
CROWDSTRIKE HLDGS INC CL A Stock 22788C105 231,995 304 SH SOLE 304 0 0
PAYCHEX INC COM Stock 704326107 236,920 2,409 SH SOLE 2,409 0 0
ALLIANT ENERGY CORP COM Stock 018802108 246,480 3,231 SH SOLE 3,230 0 0
KLA CORP COM NEW Stock 482480100 262,023 868 SH SOLE 868 0 0
CHIPOTLE MEXICAN GRILL INC COM Stock 169656105 263,534 7,751 SH SOLE 7,751 0 0
ISHARES CORE S&P 500 ETF ETF 464287200 263,804 352 SH SOLE 352 0 0
UNITEDHEALTH GROUP INC COM Stock 91324P102 266,234 641 SH SOLE 640 0 0
CHEVRON CORPORATION COM Stock 166764100 271,600 1,639 SH SOLE 1,638 0 0
DIMENSIONAL CORE FIXED INCOME ETF ETF 25434V872 275,555 6,528 SH SOLE 6,528 0 0
NETFLIX INC COM Stock 64110L106 284,315 3,982 SH SOLE 3,982 0 0
IDEXX LABS INC COM Stock 45168D104 291,121 553 SH SOLE 553 0 0
WELLS FARGO & CO COM Stock 949746101 296,766 3,591 SH SOLE 3,591 0 0
VANGUARD TAX-EXEMPT BOND ETF ETF 922907746 301,333 5,958 SH SOLE 5,957 0 0
PACKAGING CORP AMER COM Stock 695156109 302,206 1,268 SH SOLE 1,268 0 0
ORACLE CORP COM Stock 68389X105 302,620 2,065 SH SOLE 2,064 0 0
PALO ALTO NETWORKS INC COM Stock 697435105 303,508 890 SH SOLE 890 0 0
ISHARES CORE S&P MID-CAP ETF ETF 464287507 304,637 3,951 SH SOLE 3,950 0 0
NORFOLK SOUTHN CORP COM Stock 655844108 306,721 975 SH SOLE 974 0 0
STATE STREET INDUSTRIAL SELECT SECTOR SPDR ETF ETF 81369Y704 320,831 1,732 SH SOLE 1,732 0 0
DIMENSIONAL US MARKETWIDE VALUE ETF ETF 25434V724 324,085 5,891 SH SOLE 5,891 0 0
ISHARES CORE U S AGGREGATE BOND ETF ETF 464287226 330,998 3,344 SH SOLE 3,344 0 0
GE AEROSPACE COM NEW Stock 369604301 332,264 889 SH SOLE 889 0 0
ABBVIE INC COM Stock 00287Y109 334,681 1,330 SH SOLE 1,329 0 0
LAM RESEARCH CORP COM NEW Stock 512807306 337,477 779 SH SOLE 778 0 0
MERCK & CO INC COM Stock 58933Y105 359,063 2,794 SH SOLE 2,794 0 0
APPLIED MATLS INC COM Stock 038222105 362,968 502 SH SOLE 502 0 0
MORGAN STANLEY COM NEW Stock 617446448 364,182 1,742 SH SOLE 1,742 0 0
HOME DEPOT INC COM Stock 437076102 365,303 1,036 SH SOLE 1,035 0 0
PROCTER & GAMBLE CO COM Stock 742718109 367,862 2,509 SH SOLE 2,508 0 0
BEST BUY INC COM Stock 086516101 370,239 4,879 SH SOLE 4,879 0 0
GE VERNOVA INC COM Stock 36828A101 382,235 325 SH SOLE 325 0 0
VANGUARD INFORMATION TECHNOLOGY ETF ETF 92204A702 385,003 3,221 SH SOLE 3,221 0 0
WW GRAINGER INC COM Stock 384802104 388,353 285 SH SOLE 285 0 0
VANGUARD TOTAL STOCK MARKET ETF ETF 922908769 390,962 1,057 SH SOLE 1,056 0 0
AMGEN INC COM Stock 031162100 423,394 1,169 SH SOLE 1,169 0 0
SOUTHERN CO COM Stock 842587107 425,948 4,450 SH SOLE 4,450 0 0
VISA INC COM CL A Stock 92826C839 459,996 1,341 SH SOLE 1,340 0 0
INVESCO QQQ TRUST SERIES I ETF 46090E103 474,798 645 SH SOLE 644 0 0
RTX CORPORATION COM Stock 75513E101 480,110 2,530 SH SOLE 2,530 0 0
MCDONALDS CORP COM Stock 580135101 487,705 1,804 SH SOLE 1,804 0 0
WALMART INC COM Stock 931142103 513,993 4,538 SH SOLE 4,538 0 0
CORNING INC COM Stock 219350105 522,702 2,046 SH SOLE 2,046 0 0
INTERNATIONAL BUSINESS MACHS COM Stock 459200101 524,368 1,865 SH SOLE 1,864 0 0
MASTERCARD INCORPORATED CL A Stock 57636Q104 546,481 1,064 SH SOLE 1,064 0 0
FIDELITY MSCI INFORMATION TECHNOLOGY INDEX ETF ETF 316092808 558,506 1,956 SH SOLE 1,955 0 0
EATON CORP PLC SHS Stock G29183103 579,149 1,359 SH SOLE 1,359 0 0
ALPHABET INC CAP STK CL A Stock 02079K305 604,967 1,693 SH SOLE 1,692 0 0
COCA COLA CO COM Stock 191216100 611,513 7,524 SH SOLE 7,524 0 0
ISHARES FLOATING RATE BOND ETF ETF 46429B655 628,970 12,321 SH SOLE 12,320 0 0
ADVANCED MICRO DEVICES INC COM Stock 007903107 644,229 1,109 SH SOLE 1,109 0 0
BOEING CO COM Stock 097023105 660,450 3,051 SH SOLE 3,051 0 0
COSTCO WHOLESALE CORPORATION COM Stock 22160K105 666,409 712 SH SOLE 712 0 0
GOLDMAN SACHS GROUP INC COM Stock 38141G104 693,723 686 SH SOLE 685 0 0
BANK OF AMER CORP COM Stock 060505104 712,769 12,509 SH SOLE 12,509 0 0
JANUS HENDERSON AAA CLO ETF ETF 47103U845 730,698 14,472 SH SOLE 14,472 0 0
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844 767,470 3,243 SH SOLE 3,243 0 0
ELI LILLY & CO COM Stock 532457108 805,829 672 SH SOLE 671 0 0
META PLATFORMS INC CL A Stock 30303M102 858,242 1,524 SH SOLE 1,523 0 0
DIMENSIONAL WORLD EX U S CORE EQUITY 2 ETF ETF 25434V880 865,353 23,489 SH SOLE 23,489 0 0
STATE STREET HEALTH CARE SELECT SECTOR SPDR ETF ETF 81369Y209 890,207 5,611 SH SOLE 5,610 0 0
INTEL CORP COM Stock 458140100 934,632 6,694 SH SOLE 6,693 0 0
TOMPKINS FINL CORP COM Stock 890110109 1,099,376 11,631 SH SOLE 11,631 0 0
CISCO SYS INC COM Stock 17275R102 1,145,705 9,754 SH SOLE 9,754 0 0
JOHNSON & JOHNSON COM Stock 478160104 1,153,624 4,542 SH SOLE 4,542 0 0
TESLA INC COM Stock 88160R101 1,198,326 2,849 SH SOLE 2,849 0 0
JPMORGAN CHASE & CO COM Stock 46625H100 1,227,524 3,750 SH SOLE 3,750 0 0
BROADCOM INC COM Stock 11135F101 1,245,496 3,297 SH SOLE 3,297 0 0
CATERPILLAR INC COM Stock 149123101 1,350,945 1,269 SH SOLE 1,268 0 0
STATE STREET SPDR S&P MIDCAP 400 ETF TRUST ETF 78467Y107 1,414,389 2,011 SH SOLE 2,010 0 0
EXXONMOBIL HOLDINGS CORP COM SHS Stock 30233Q108 1,446,805 10,582 SH SOLE 10,582 0 0
DIMENSIONAL U S CORE EQUITY 2 ETF ETF 25434V708 1,463,327 32,988 SH SOLE 32,987 0 0
STATE STREET SPDR S&P 500 ETF ETF 78462F103 1,477,595 1,979 SH SOLE 1,978 0 0
ISHARES RUSSELL 2000 ETF ETF 464287655 2,072,662 6,899 SH SOLE 6,898 0 0
VANGUARD NEW YORK TAX-EXEMPT BOND ETF ETF 92204H400 2,354,866 22,643 SH SOLE 22,642 0 0
MICRON TECHNOLOGY INC COM Stock 595112103 2,611,057 2,262 SH SOLE 2,262 0 0
AMAZON COM INC COM Stock 023135106 2,781,428 11,670 SH SOLE 11,670 0 0
ALPHABET INC CAP STK CL C Stock 02079K107 3,076,197 8,706 SH SOLE 8,706 0 0
JPMORGAN ULTRA-SHORT INCOME ETF ETF 46641Q837 3,305,089 65,357 SH SOLE 65,356 0 0
MICROSOFT CORP COM Stock 594918104 3,328,008 8,922 SH SOLE 8,921 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 3,969,794 7,933 SH SOLE 7,933 0 0
APPLE INC COM Stock 037833100 4,888,064 16,893 SH SOLE 16,892 0 0
NVIDIA CORPORATION COM Stock 67066G104 4,959,779 24,788 SH SOLE 24,787 0 0
STATE STREET ENERGY SELECT SECTOR SPDR ETF ETF 81369Y506 5,171,367 97,371 SH SOLE 97,370 0 0
JANUS HENDERSON SECURITIZED INCOME ETF ETF 47103U746 9,562,119 186,724 SH SOLE 186,723 0 0
JANUS HENDERSON SHORT DURATION INCOME ETF ETF 47103U886 13,619,672 278,720 SH SOLE 278,720 0 0
FT VEST INVESTMENT GRADE & TARGET INCOME ETF ETF 33738D747 18,920,206 979,814 SH SOLE 979,813 0 0
FT VEST LADDERED MODERATE BUFFER ETF ETF 33740U729 19,720,511 706,069 SH SOLE 706,069 0 0
JANUS HENDERSON SMALL/MID CAP GROWTH ALPHA ETF ETF 47103U209 26,039,343 257,207 SH SOLE 257,207 0 0
FIDELITY TOTAL BOND ETF ETF 316188309 26,102,359 573,804 SH SOLE 573,804 0 0
VANGUARD VALUE ETF ETF 922908744 30,848,812 141,554 SH SOLE 141,553 0 0
VANGUARD CORE BOND ETF ETF 922020748 35,511,343 459,797 SH SOLE 459,796 0 0
FIRST TRUST RISING DIVIDEND ACHIEVERS ETF ETF 33738R506 39,768,211 490,602 SH SOLE 490,602 0 0
VANGUARD GROWTH ETF ETF 922908736 52,541,853 609,959 SH SOLE 609,958 0 0