The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Laboratories Common Stock 002824100 786,262 8,665 SH SOLE 8,665 0 0
Abbvie Inc Common Stock 00287Y109 895,335 3,558 SH SOLE 3,558 0 0
Accenture PLC Common Stock G1151C101 486,934 3,913 SH SOLE 3,913 0 0
Adobe Inc. Common Stock 00724F101 229,007 1,117 SH SOLE 1,117 0 0
Advanced Micro Devices Inc Common Stock 007903107 3,286,208 5,657 SH SOLE 5,657 0 0
Alphabet Inc. Common Stock 02079K107 516,215 1,461 SH SOLE 1,461 0 0
Alphabet Inc Common Stock 02079K305 6,658,875 18,633 SH SOLE 18,633 0 0
Amazon.com Inc Common Stock 023135106 4,155,935 17,437 SH SOLE 17,437 0 0
American Century Focused Large Cap Value Exchange Traded Fund 025072794 603,653 7,425 SH SOLE 7,425 0 0
American Express Company Common Stock 025816109 1,305,307 3,859 SH SOLE 3,859 0 0
Amgen Inc Common Stock 031162100 1,133,073 3,129 SH SOLE 3,129 0 0
Amphenol Corp Common Stock 032095101 849,157 4,816 SH SOLE 4,816 0 0
Analog Devices Inc Common Stock 032654105 324,885 818 SH SOLE 818 0 0
Apple Inc. Common Stock 037833100 6,193,751 21,405 SH SOLE 21,405 0 0
Applied Materials Inc Common Stock 038222105 4,477,539 6,193 SH SOLE 6,193 0 0
ARISTA NETWORKS INC Common Stock 040413205 692,941 4,079 SH SOLE 4,079 0 0
Avantis U.S. Small Cap Value Exchange Traded Fund 025072877 8,733 70 SH OTR 70 0 0
Avantis U.S. Small Cap Value Exchange Traded Fund 025072877 40,583,305 325,291 SH SOLE 325,291 0 0
BANK OF AMERICA CORP Common Stock 060505104 756,239 13,272 SH SOLE 13,272 0 0
BERKSHIRE HATHAWAY INC DEL Common Stock 084670702 1,268,489 2,535 SH SOLE 2,535 0 0
BLACKROCK INC Common Stock 09290D101 489,434 509 SH SOLE 509 0 0
Boeing Co Common Stock 097023105 263,824 1,219 SH SOLE 1,219 0 0
BOOKING HOLDINGS INC Common Stock 09857L108 753,955 4,230 SH SOLE 4,230 0 0
Broadcom Inc Common Stock 11135F101 2,794,972 7,399 SH SOLE 7,399 0 0
Caterpillar Inc Common Stock 149123101 1,363,072 1,280 SH SOLE 1,280 0 0
Chevron Corp. Common Stock 166764100 1,140,097 6,878 SH SOLE 6,878 0 0
Cisco Systems Inc Common Stock 17275R102 1,194,568 10,170 SH SOLE 10,170 0 0
CITIGROUP INC Common Stock 172967424 678,106 4,845 SH SOLE 4,845 0 0
ConocoPhillips Common Stock 20825C104 289,529 2,785 SH SOLE 2,785 0 0
Costco Wholesale Corporation Common Stock 22160K105 1,677,298 1,793 SH SOLE 1,793 0 0
Crowdstrike Holdings Inc Common Stock 22788C105 979,872 1,284 SH SOLE 1,284 0 0
Cummins Inc Common Stock 231021106 266,741 374 SH SOLE 374 0 0
D R HORTON INC Common Stock 23331A109 341,559 2,097 SH SOLE 2,097 0 0
Deere & Co Common Stock 244199105 269,590 425 SH SOLE 425 0 0
DIMENSIONAL ETF TRUST Exchange Traded Fund 25434V401 481,889 5,881 SH SOLE 5,881 0 0
Eaton Corp. PLC Common Stock G29183103 1,294,126 3,037 SH SOLE 3,037 0 0
Eli Lilly and Co Common Stock 532457108 1,871,111 1,560 SH SOLE 1,560 0 0
Exxon Mobil Corp Common Stock 30231G102 1,468,920 10,744 SH SOLE 10,744 0 0
Fidelity Enhanced International International Equity ETF 31609A404 61,572,422 1,534,324 SH SOLE 1,534,324 0 0
Fidelity Enhanced International International Equity ETF 31609A404 12,761 318 SH OTR 318 0 0
GE AEROSPACE Common Stock 369604301 4,649,575 12,441 SH SOLE 12,441 0 0
GE VERNOVA INC Common Stock 36828A101 3,656,164 3,112 SH SOLE 3,112 0 0
Goldman Sachs Group Inc Common Stock 38141G104 766,618 758 SH SOLE 758 0 0
Goldman Sachs Small Cap Equity Exchange Traded Fund 38149W614 6,023 87 SH OTR 87 0 0
Goldman Sachs Small Cap Equity Exchange Traded Fund 38149W614 30,452,754 439,878 SH SOLE 439,878 0 0
Home Depot Common Stock 437076102 1,489,368 4,223 SH SOLE 4,223 0 0
HONEYWELL INTL INC Common Stock 438516205 416,230 1,859 SH SOLE 1,859 0 0
INTUITIVE SURGICAL INC Common Stock 46120E602 672,875 1,692 SH SOLE 1,692 0 0
Invesco Russell 1000 Dynamic Multifactor Exchange Traded Fund 46138J619 3,472,236 50,660 SH SOLE 50,660 0 0
Invesco Russell 2000 Dynamic Multifactor Exchange Traded Fund 46138J593 266,700 5,000 SH SOLE 5,000 0 0
iShares Core Dividend Growth ETF Exchange Traded Fund 46434V621 289,594 3,821 SH SOLE 3,821 0 0
iShares Core MSCI EAFE ETF International Equity ETF 46432F842 5,716,957 59,194 SH SOLE 59,194 0 0
iShares Core MSCI Emerging Markets ETF International Equity ETF 46434G103 5,290,908 63,869 SH SOLE 63,869 0 0
iShares Core S&P 500 Index Fund Exchange Traded Fund 464287200 174,122,916 232,508 SH SOLE 232,508 0 0
iShares Core S&P 500 Index Fund Exchange Traded Fund 464287200 42,687 57 SH OTR 57 0 0
iShares Core S&P Mid-Cap Index Fund Exchange Traded Fund 464287507 2,412,541 31,287 SH SOLE 31,287 0 0
iShares Core US Aggregate Bond Fixed Income ETF 464287226 1,373,348 13,875 SH SOLE 13,875 0 0
iShares MSCI ACWI ex US ETF International Equity ETF 464288240 1,666,733 21,899 SH SOLE 21,899 0 0
iShares MSCI EAFE ETF International Equity ETF 464287465 1,341,818 12,917 SH SOLE 12,917 0 0
iShares MSCI Emerging Markets ETF International Equity ETF 464287234 848,284 12,400 SH SOLE 12,400 0 0
iShares National Muni Bond Fixed Income ETF 464288414 1,272,284 11,822 SH SOLE 11,822 0 0
iShares Russell 1000 Growth ETF Exchange Traded Fund 464287614 1,090,213 8,780 SH SOLE 8,780 0 0
iShares Russell 1000 Index Fund Exchange Traded Fund 464287622 2,785,419 6,802 SH SOLE 6,802 0 0
iShares Russell 1000 Value ETF Exchange Traded Fund 464287598 413,343 1,705 SH SOLE 1,705 0 0
Johnson & Johnson Common Stock 478160104 1,779,314 7,006 SH SOLE 7,006 0 0
JPMorgan Active Growth Exchange Traded Fund 46654Q609 23,863,414 242,047 SH SOLE 242,047 0 0
JPMorgan Active Value Exchange Traded Fund 46641Q167 8,973 113 SH OTR 113 0 0
JPMorgan Active Value Exchange Traded Fund 46641Q167 68,653,201 864,541 SH SOLE 864,541 0 0
JPMorgan Chase & Co Common Stock 46625H100 2,725,677 8,327 SH SOLE 8,327 0 0
JPMorgan Equity Premium Income Exchange Traded Fund 46641Q332 25,047,976 443,484 SH SOLE 443,484 0 0
JPMorgan Hedged Equity Laddered Overlay Exchange Traded Fund 46654Q724 10,559,240 156,248 SH SOLE 156,248 0 0
LAM RESEARCH CORP Common Stock 512807306 4,113,602 9,493 SH SOLE 9,493 0 0
Mastercard Inc Common Stock 57636Q104 1,252,670 2,439 SH SOLE 2,439 0 0
Mcdonald's Corp Common Stock 580135101 843,097 3,119 SH SOLE 3,119 0 0
Merck & Co Inc Common Stock 58933Y105 524,152 4,079 SH SOLE 4,079 0 0
Meta Platforms Inc Common Stock 30303M102 1,830,129 3,249 SH SOLE 3,249 0 0
MICRON TECHNOLOGY INC Common Stock 595112103 2,499,038 2,165 SH SOLE 2,165 0 0
Microsoft Corp Common Stock 594918104 5,302,852 14,216 SH SOLE 14,216 0 0
MORGAN STANLEY Common Stock 617446448 299,763 1,434 SH SOLE 1,434 0 0
Netflix Inc Common Stock 64110L106 850,731 11,915 SH SOLE 11,915 0 0
NVIDIA Corp Common Stock 67066G104 5,948,876 29,731 SH SOLE 29,731 0 0
Oracle Corp Common Stock 68389X105 1,045,341 7,133 SH SOLE 7,133 0 0
OUTLOOK THERAPEUTICS INC Common Stock 69012T305 23,850 15,000 SH SOLE 15,000 0 0
Palo Alto Networks Inc Common Stock 697435105 1,090,241 3,197 SH SOLE 3,197 0 0
PepsiCo Inc Common Stock 713448108 700,560 5,174 SH SOLE 5,174 0 0
Pfizer Inc Common Stock 717081103 234,322 9,731 SH SOLE 9,731 0 0
PNC Financial Services Group Inc Common Stock 693475105 1,501,450 6,098 SH SOLE 6,098 0 0
Procter & Gamble Co Common Stock 742718109 1,022,961 6,976 SH SOLE 6,976 0 0
PROGRESSIVE CORP Common Stock 743315103 396,050 1,813 SH SOLE 1,813 0 0
Qualcomm Inc Common Stock 747525103 691,115 3,740 SH SOLE 3,740 0 0
QUANTA SVCS INC Common Stock 74762E102 428,424 595 SH SOLE 595 0 0
RTX Corporation Common Stock 75513E101 1,786,118 9,414 SH SOLE 9,414 0 0
S&P Global Inc Common Stock 78409V104 728,181 1,788 SH SOLE 1,788 0 0
SALESFORCE, INC. Common Stock 79466L302 878,079 5,605 SH SOLE 5,605 0 0
SANDISK CORP Common Stock 80004C200 761,700 335 SH SOLE 335 0 0
ServiceNow Inc Common Stock 81762P102 592,999 5,973 SH SOLE 5,973 0 0
SPDR S&P 600 Small Cap Growth Exchange Traded Fund 78464A201 605,776 5,085 SH SOLE 5,085 0 0
State Street Energy Select Sector SPDR ETF Exchange Traded Fund 81369Y506 462,110 8,701 SH SOLE 8,701 0 0
State Street Materials Select Sector SPDR ETF Exchange Traded Fund 81369Y100 1,010,805 19,886 SH SOLE 19,886 0 0
State Street Real Estate Select Sector SPDR ETF Exchange Traded Fund 81369Y860 788,313 17,904 SH SOLE 17,904 0 0
STATE STREET SPDR DOW JONES INDUSTRIAL AVERAGE ETF Exchange Traded Fund 78467X109 892,242 1,708 SH SOLE 1,708 0 0
State Street SPDR S&P 500 ETF Trust Exchange Traded Fund 78462F103 638,488 855 SH SOLE 855 0 0
State Street Utilities Select Sector SPDR ETF Exchange Traded Fund 81369Y886 1,183,011 26,092 SH SOLE 26,092 0 0
Tesla Inc Common Stock 88160R101 961,492 2,286 SH SOLE 2,286 0 0
The Charles Schwab Corporation Common Stock 808513105 449,816 4,875 SH SOLE 4,875 0 0
Thermo Fisher Scientific Inc Common Stock 883556102 827,745 1,651 SH SOLE 1,651 0 0
TJX Companies Inc Common Stock 872540109 1,944,200 12,833 SH SOLE 12,833 0 0
T-MOBILE US INC Common Stock 872590104 810,136 4,830 SH SOLE 4,830 0 0
Travelers Companies Inc Common Stock 89417E109 811,765 2,459 SH SOLE 2,459 0 0
UBER TECHNOLOGIES INC Common Stock 90353T100 518,830 7,190 SH SOLE 7,190 0 0
Union Pacific Corp Common Stock 907818108 1,311,584 4,822 SH SOLE 4,822 0 0
UnitedHealth Group Inc Common Stock 91324P102 1,656,286 3,985 SH SOLE 3,985 0 0
Valero Energy Corp Common Stock 91913Y100 364,356 1,399 SH SOLE 1,399 0 0
Vanguard 500 Index Fund Exchange Traded Fund 922908363 2,586,526 3,766 SH SOLE 3,766 0 0
Vanguard Core Bond Fixed Income ETF 922020748 21,702 281 SH OTR 281 0 0
Vanguard Core Bond Fixed Income ETF 922020748 69,075,382 894,380 SH SOLE 894,380 0 0
Vanguard Idx Fund Exchange Traded Fund 922908769 296,032 800 SH SOLE 800 0 0
Vanguard Intermediate Term Bond ETF Fixed Income ETF 921937819 6,970,343 90,878 SH SOLE 90,878 0 0
Vanguard Russell 3000 ETF Exchange Traded Fund 92206C599 1,709,827 5,159 SH SOLE 5,159 0 0
Vanguard Short-Term Corporate Bond Idx Fd Fixed Income ETF 92206C409 776,628 9,827 SH SOLE 9,827 0 0
Vanguard Small-Cap Index Fund Exchange Traded Fund 922908751 4,633,189 15,285 SH SOLE 15,285 0 0
Visa Inc Common Stock 92826C839 2,568,715 7,487 SH SOLE 7,487 0 0
Walmart Inc Common Stock 931142103 2,334,515 20,612 SH SOLE 20,612 0 0
Walt Disney Co Common Stock 254687106 536,979 5,579 SH SOLE 5,579 0 0